The Top 25 Cities Where Black Women Are Thriving Financially

By  
  |  

When considering where Black women will have financial success and do the best economically, there are some crucial factors to consider: local income levels, poverty rates, crime and potential for homeownership, to name a few.

MoneyGeek used that criteria to narrow down the best cities for Black women, examining data from 200 cities with total populations ranging from 30,000 to 1,000,000. The result? A list that reveals where Black women may feel more economically empowered and are better able to take meaningful steps towards financial independence — from the waterfront suburb of New Rochelle, New York, where Black women are earning 24% above the median wage of $37,402, to Missouri City, Texas, where 98% of Black women live above the poverty level.

Cities were scored in each category and were combined to determine a ranking for each area. High scores are good indicators that it is a city where Black women tend to prosper more. Some places scored much higher in some areas, such as higher income in big cities, but ranked low in the cost of crime.

Black Women's Equal Pay Day this year is Aug. 3, 2021, and according to Equal Pay Today, it marks “the approximate day a Black woman must work into the new year to make what a white, non-Hispanic man made at the end of the previous year.” Equal Pay Day is different in cities across the country.



25. Miramar, FL

Miramar, FL
Felix Mizioznikov / Shutterstock

  • Final MoneyGeek Score: 70.3
  • Black Population: 66,435
  • Median Adjusted Income for Black Women: $32,282
  • Cost of Crime per Capita: $563
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: 5/23/2021


24. Chesapeake, VA

Chesapeake, VA
J Paulson / Shutterstock

  • Final MoneyGeek Score: 70.7
  • Black Population: 73,569
  • Median Adjusted Income for Black Women: $39,438
  • Cost of Crime per Capita: $1,021
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 8/17/2021


23. Riverside, CA

Riverside, CA
Matt Gush / Shutterstock

  • Final MoneyGeek Score: 70.8
  • Black Population: 17,525
  • Median Adjusted Income for Black Women: $51,879
  • Cost of Crime per Capita: $1,304
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: Equal or better


22. Elk Grove, CA

Elk Grove, CA
Timothy Dimal / Shutterstock

  • Final MoneyGeek Score: 70.8
  • Black Population: 16,212
  • Median Adjusted Income for Black Women: $49,482
  • Cost of Crime per Capita: $327
  • Percentage of Black Women Above Poverty Level: 86%
  • Local Black Women's Equal Pay Day: 7/20/2021


21. Norwalk, CT

Norwalk, CT
Miro Vrlik Photography / Shutterstock

  • Final MoneyGeek Score: 71.3
  • Black Population: 15,040
  • Median Adjusted Income for Black Women: $41,902
  • Cost of Crime per Capita: $440
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 11/14/2021


20. Tyler, TX

Tyler, TX
LM Photos / Shutterstock

  • Final MoneyGeek Score: 71.3
  • Black Population: 26,827
  • Median Adjusted Income for Black Women: $34,010
  • Cost of Crime per Capita: $691
  • Percentage of Black Women Above Poverty Level: 83%
  • Local Black Women's Equal Pay Day: 8/10/2021


19. Hawthorne, CA

Hawthorne, CA
TierneyMJ / Shutterstock

  • Final MoneyGeek Score: 72.3
  • Black Population: 18,505
  • Median Adjusted Income for Black Women: $40,371
  • Cost of Crime per Capita: $1,288
  • Percentage of Black Women Above Poverty Level: 93%
  • Local Black Women's Equal Pay Day: 4/2/2021


18. Springfield, MA

Springfield, MA
Sean Pavone / Shutterstock

  • Final MoneyGeek Score: 72.8
  • Black Population: 29,399
  • Median Adjusted Income for Black Women: $40,855
  • Cost of Crime per Capita: $2,558
  • Percentage of Black Women Above Poverty Level: 81%
  • Local Black Women's Equal Pay Day: 6/22/2021


17. Palmdale, CA

Palmdale, CA
Clayton Harrison / Shutterstock.com

  • Final MoneyGeek Score: 73.2
  • Black Population: 24,708
  • Median Adjusted Income for Black Women: $33,442
  • Cost of Crime per Capita: $1,113
  • Percentage of Black Women Above Poverty Level: 86%
  • Local Black Women's Equal Pay Day: 7/6/2021


16. Hampton, VA

Hampton, VA
Sherry V Smith / Shutterstock

  • Final MoneyGeek Score: 73.2
  • Black Population: 67,315
  • Median Adjusted Income for Black Women: $39,697
  • Cost of Crime per Capita: $1,682
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 6/28/2021


15. Aurora, IL

Aurora, IL
Nejdet Duzen / Shutterstock

  • Final MoneyGeek Score: 77.7
  • Black Population: 21,403
  • Median Adjusted Income for Black Women: $40,493
  • Cost of Crime per Capita: $1,020
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: 8/16/2021


14. Virginia Beach, VA

Virginia Beach, VA
Main Focus Media / Shutterstock

  • Final MoneyGeek Score: 77.7
  • Black Population: 85,176
  • Median Adjusted Income for Black Women: $40,522
  • Cost of Crime per Capita: $946
  • Percentage of Black Women Above Poverty Level: 91%
  • Local Black Women's Equal Pay Day: 7/24/2021


13. Compton, CA

Compton, CA
santypan / Shutterstock.com

  • Final MoneyGeek Score: 78.2
  • Black Population: 21,659
  • Median Adjusted Income for Black Women: $46,691
  • Cost of Crime per Capita: $3,298
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 1/30/2021


12. Moreno Valley, CA

Moreno Valley, CA
Ollyy / Shutterstock

  • Final MoneyGeek Score: 79.4
  • Black Population: 40,111
  • Median Adjusted Income for Black Women: $46,699
  • Cost of Crime per Capita: $1,329
  • Percentage of Black Women Above Poverty Level: 81%
  • Local Black Women's Equal Pay Day: 1/21/2021


11. Irving, TX

Irving, TX
Tallmaple / Shutterstock

  • Final MoneyGeek Score: 80.8
  • Black Population: 33,906
  • Median Adjusted Income for Black Women: $41,484
  • Cost of Crime per Capita: $612
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 3/7/2021


10. Grand Prairie, TX

Grand Prairie, TX
Trong Nguyen / Shutterstock

  • Final MoneyGeek Score: 80.8
  • Black Population: 40,009
  • Median Adjusted Income for Black Women: $43,383
  • Cost of Crime per Capita: $642
  • Percentage of Black Women Above Poverty Level: 96%
  • Local Black Women's Equal Pay Day: 4/27/2021


9. Rancho Cucamonga, CA

Rancho Cucamonga, CA
Tim Gray / Shutterstock

  • Final MoneyGeek Score: 82.2
  • Black Population: 14,331
  • Median Adjusted Income for Black Women: $61,193
  • Cost of Crime per Capita: $680
  • Percentage of Black Women Above Poverty Level: 87%
  • Local Black Women's Equal Pay Day: 3/4/2021


8. Sandy Springs, GA

Sandy Springs, GA
Jeffery L Willis / Shutterstock.com

  • Final MoneyGeek Score: 82.4
  • Black Population: 24,523
  • Median Adjusted Income for Black Women: $47,552
  • Cost of Crime per Capita: $342
  • Percentage of Black Women Above Poverty Level: 95%
  • Local Black Women's Equal Pay Day: 12/31/2021


7. Fairfield, CA

Fairfield, CA
Eugenio Marongiu / Shutterstock

  • Final MoneyGeek Score: 85.2
  • Black Population: 16,993
  • Median Adjusted Income for Black Women: $43,394
  • Cost of Crime per Capita: $1,063
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 3/18/2021


6. Inglewood, CA

Inglewood, CA
mimagephotography / Shutterstock

  • Final MoneyGeek Score: 85.4
  • Black Population: 43,590
  • Median Adjusted Income for Black Women: $45,883
  • Cost of Crime per Capita: $939
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 2/6/2021


5. Pembroke Pines, FL

Pembroke Pines, FL
Felix Mizioznikov / Shutterstock.com

  • Final MoneyGeek Score: 85.6
  • Black Population: 40,152
  • Median Adjusted Income for Black Women: $41,490
  • Cost of Crime per Capita: $775
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 1/10/2021


4. Alexandria, VA

Alexandria, VA
ESB Professional / Shutterstock

  • Final MoneyGeek Score: 86.6
  • Black Population: 33,266
  • Median Adjusted Income for Black Women: $55,713
  • Cost of Crime per Capita: $422
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: 6/26/2021


3. Missouri City, TX

Missouri City, TX
mimagephotography / Shutterstock

  • Final MoneyGeek Score: 90.6
  • Black Population: 31,765
  • Median Adjusted Income for Black Women: $46,594
  • Cost of Crime per Capita: $373
  • Percentage of Black Women Above Poverty Level: 98%
  • Local Black Women's Equal Pay Day: 6/25/2021


2. New Rochelle, NY

New Rochelle, NY
Real Window Creative / Shutterstock

  • Final MoneyGeek Score: 97.4
  • Black Population: 13,510
  • Median Adjusted Income for Black Women: $58,563
  • Cost of Crime per Capita: $187
  • Percentage of Black Women Above Poverty Level: 82%
  • Local Black Women's Equal Pay Day: 3/28/2021


1. Southfield, MI

Southfield, MI
SNEHIT PHOTO / Shutterstock

  • Final MoneyGeek Score: 100.0
  • Black Population: 45,167
  • Median Adjusted Income for Black Women: $52,601
  • Cost of Crime per Capita: $643
  • Percentage of Black Women Above Poverty Level: 89%
  • Local Black Women's Equal Pay Day: 3/31/2021


About the Author

Erin Perkins is a longtime writer and editor who lives in charming North Carolina. She loves simplifying complex issues into easy-to-read stories that empower readers.


Sources