Terms of Use

Last Updated: September 16, 2026

By accessing, browsing and/or using the website located at moneygeek.com (the “Site”), you acknowledge that you have read, understand, and agree to be bound to Our Privacy Policy, these terms (“Terms”) (including the arbitration and class action waiver provisions below), and to comply with all applicable laws and regulations. MoneyGeek, its parent, subsidiary, and affiliated companies, and each of their respective officers, directors, members, owners, employees, agents, and representatives are included in any reference to the “Site”, “Us”, “Our”, and/or “We” herein.

THIS AGREEMENT CONTAINS WARRANTY DISCLAIMERS AND OTHER PROVISIONS THAT LIMIT OUR LIABILITY TO YOU. PLEASE READ THIS AGREEMENT IN ITS ENTIRETY.

If you do not agree to these Terms, please do not use the Site. By using this Site, you represent that you are at least 18 years old and that you are legally able to agree to these Terms.

By accessing, using, or submitting information to the Site, you agree to comply with and be bound by the following Terms, and the Privacy Policy (collectively, the “Agreement”), in addition to any and all other applicable laws and regulations. THIS AGREEMENT CONTAINS WARRANTY DISCLAIMERS AND OTHER PROVISIONS THAT LIMIT OUR LIABILITY TO YOU. PLEASE READ THIS AGREEMENT IN ITS ENTIRETY. If you do not agree to the Agreement in its entirety, you are not authorized to use the Site.

This Agreement constitutes the entire and only agreement between you and Us with respect to your use of this Site, and supersedes all prior agreements, representations, warranties and/or understandings with respect to the Site. As such, you agree to the terms set forth in this Agreement with respect to your use of the Site. We may amend the Agreement from time to time in Our sole discretion, without specific notice to you; provided, however, that any amendment or modification to the arbitration provisions, prohibition on class actions provisions or any other provisions applicable to dispute resolution shall not apply to any disputes incurred prior to the applicable amendment or modification. The latest Agreement will be posted on the Site, and you should review the Agreement prior to using the Site. By your continued use of the Site, you hereby agree to comply with and be bound by all of the terms contained within the Agreement effective at that time.

We help you obtain insurance quotes from Our network of third party partners (“Third Party Partners”), which may include insurance agents, brokers, carriers, and other insurance service providers. When you complete the form featured on Our Site and submit a request, We attempt to match you with Third Party Partners who can give you more information.

We are not an insurance agent or carrier. We do not issue insurance contracts, provide coverage, or endorse or recommend any company or type of policy. We do not provide insurance, tax, or financial advice of any kind.

We do not guarantee that any Third Party Partners We send your information to, will contact you or agree to provide you with coverage. We are not responsible for, and disclaim all liability arising from, the conduct of any Third Party Partners. Any coverage offer is governed by the third party terms and conditions of the policy under which it is issued, and We have no control over those terms.

Availability of the Site and the Services may change without notice.

If you submit a request through the Site for insurance option information: We will share your information with the identified Third Party Partners, or redirect your browser to their website. Once We connect you with any Third Party Partners, We have no further involvement in your request for insurance option information, nor the approval process utilized by any Third Party Partners.

We are not responsible for any failure or delay in providing the Services caused by errors, inaccuracies, or falsity in any of the information provided by you or by any technical problems beyond Our reasonable control.

The Site contains certain content which is Our property, including but not limited to text, graphics, icons, images, photographs, derivatives thereof, etc. (“Intellectual Property”), which may be protected by copyright, trademark, and other laws. We hereby grant you a non-exclusive, non-transferable, non-sublicensable, revocable, and limited license to use the Site, subject to these Terms. No other use of the Site is authorized, and the design and layout of the Site are specifically excluded from the above limited license. Framing of the Site is strictly prohibited. Except for the limited license granted above, nothing contained herein shall be construed as conferring to you in any manner, whether by implication, estoppel or otherwise, any license, title, or ownership of or to any Intellectual Property right related to the Site. We may terminate this license at any time for any reason, and reserve the right to prohibit you from accessing the Site.

You are prohibited from violating or attempting to violate any security features of the Site, including, without limitation, (a) accessing content or data not intended for you, or logging onto a server or account that you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of the Site, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, by means of submitting a virus to the Site, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing”; (d) attempting to, or modifying, removing, disabling, or circumventing any proprietary notices or labels, copyright, logo, trademark, or any other intellectual property notices contained on the Site or in the materials or links featured on the Site; (e) copying or creating derivative works of the Site, or that otherwise infringe Our Intellectual Property; or (f) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used to provide the Site. Any violation of system or network security may subject you to civil and/or criminal liability.

The Site does not guarantee that you will receive an offer for insurance, be matched with a Third Party Partner, or that any insurance offer you receive will meet your needs or expectations. Approval, amounts, rates, terms, and conditions are determined solely by the applicable Third Party Partner, based on that third party’s own underwriting criteria. We have no control over and make no representations regarding any Third Party Partners decision to extend an offer of coverage, nor the terms of any coverage offer extended. Nothing on this Site constitutes a commitment to provide coverage.

By submitting an inquiry through the Site, you acknowledge that We may share your personal and financial information with one or more Third Party Partners, and that the designated Third Party Partners may contact you regarding the requested insurance coverage. We receive compensation from Third Party Partners in connection with such referrals/the leads generated through the Site. This compensation may affect which Third Party Partners are featured on the Site.

We require that all emails promoting the Site are sent only to individuals who have agreed to receive such messages.

We prohibit any advertising of Our Site using unsolicited email messages. If you feel that you have been sent unsolicited emails promoting the Site and would like to register a complaint, please contact Us. We will investigate all allegations made related to any unsolicited messages.

You may also opt-out of receiving future emails by clicking on the unsubscribe link of any email advertising the Site.

We accept compensation from third party lead aggregators, lead purchasers, and/or advertisers based on leads generated through the Site. The Site may contain links to third party websites. Any interactions you have with any such third parties are subject to their privacy policies, terms of use, and other policies or terms enforced by the respective third parties.

We are not an agent of you or any Third Party Partner connected to you through the Site or the Services.

We are not involved with any Third Party Partner’s review and/or use of your information submitted through the Site in connection with your request for an insurance quote, or in making a determination about whether you meet a particular Marketplace Partner’s qualification criteria.

We do not recommend nor endorse the products of any particular Third Party Partner connected to you through the Site or the Services.

The applicable Third Party Partner is solely responsible for its services to you.

You understand that the Third Party Partners may keep your information for their own business and marketing purposes, whether or not you qualify for coverage with them.

However, no representations or warranties are made with respect to any information, products, or services provided by such third parties, or which is contained in or at such third party websites, and there shall be no liability for any damages or injury arising from the conduct of such third parties and/or the content of such third party websites.

You agree to hold Us harmless from any claims which you may have against a Third Party Partner or any other third party service provider that contacted you based on your request, or which you linked to or accessed through the Site or the Services, and you agree that We shall not be liable for any damages or costs of any type arising out of or related in any way to your use of the Site or the Services.

All personal information that you provide to Us through the Site is subject to Our Privacy Policy, which is expressly incorporated into the Agreement by reference.

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES AS TO RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY, COMPLETENESS, TITLE, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT AND CANNOT WARRANT THE PERFORMANCE OR RESULTS THAT YOU MAY OBTAIN BY USING THE SITE. WE DO NOT WARRANT THAT ACCESS TO OR USE OF THE SITE WILL BE UNINTERRUPTED, ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THAT THE SITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS. WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING ANY MARKETPLACE PARTNER, INCLUDING AS TO THE AVAILABILITY, ACCURACY, COMPLETENESS, OR SUITABILITY OF ANY INSURANCE COVERAGE OR TERMS OFFERED BY ANY SUCH PARTNER.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE TO RELEASE AND HOLD MONEYGEEK, ITS PARENT, SUBSIDIARY, AND AFFILIATED COMPANIES, AND EACH OF THEIR RESPECTIVE OFFICERS, DIRECTORS, MEMBERS, OWNERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, AFFILIATES, AND ASSIGNS (THE “RELEASED PARTIES”), FROM ANY AND ALL LIABILITY, LOSS, HARM, DAMAGE, INJURY, COST, OR EXPENSE WHATSOEVER, INCLUDING, WITHOUT LIMITATION, PROPERTY DAMAGE AND PERSONAL INJURY, WHICH MAY OCCUR, IN WHOLE OR IN PART, DIRECTLY, OR INDIRECTLY, IN CONNECTION WITH YOUR USE OF THE SITE, AS WELL AS FOR ANY DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, LOSS OF OR DAMAGE TO ANY PROPERTY OR EQUIPMENT, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SITE, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE), AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY TYPE OR KIND (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR ATTORNEY’S FEES) ARISING OUT OF OR RELATED TO YOUR ACCESS TO, INABILITY TO ACCESS, OR USE OF THE SITE, OR THE RELATIONSHIP OF THE PARTIES, OR FROM YOUR RELIANCE ON ANY INFORMATION PROVIDED THROUGH THE SITE. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION IN THE AGGREGATE INCLUDING, BUT NOT LIMITED TO, BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND ANY OTHER TORT. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

You will indemnify, defend, and hold harmless Us (including the Released Parties) (collectively, the “Indemnified Parties”) from and against any and all claims, costs, damages, losses, liabilities, and expenses (including reasonable attorney’s fees) arising out of or related to your breach of this Agreement, including but not limited to any breach of its representations and warranties; any other claim arising out of or related to your use of the Site; your violation of any applicable law or regulation or right of a third party; and your acts or omissions. You shall cooperate as fully as reasonably required in defense of any such claim. You further agree to reimburse the Indemnified Parties for any costs (including any attorney’s fees) incurred in receiving, managing, and/or responding to any claim arising out of or related to your use of the Site, and you agree to cooperate with Us and Our requests. We reserve the right, at Our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

In the event that We determine, in Our sole discretion, that you have violated the Agreement, We shall have the right to immediately terminate your use of the Site, and the related Services, in addition to electing to pursue any other remedies available to Us under applicable law.

The laws of the State of Nevada without reference to their rules regarding conflicts of law shall govern use of the Site and the Services, the validity and construction of this Agreement, and the interpretation of the rights and duties arising under such.

Except as otherwise provided by applicable law, any and all controversies and disputes arising out of or related to use of the Site, these Terms, the Privacy Policy, their interpretation, the lead data, and/or the use of the leads generated through the Site (including by any third party lead aggregators, lead purchasers, and/or advertisers) shall be settled by binding arbitration administered by JAMS in accordance with its Comprehensive Arbitration Rules and Procedures, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. The place of arbitration shall be a location reasonably convenient to you. Arbitration hereunder shall be conducted by one neutral arbitrator appointed by JAMS. The United States Federal Arbitration Act shall govern the interpretation, enforcement, and proceedings pursuant to this arbitration clause. Any disputes, including any threshold disagreement about the arbitrability of any claim, shall be delegated to the arbitrator (and not a court). In no event shall the arbitrator have any authority to award punitive or other damages not measured by the prevailing party’s actual damages, except as may be required by statute. The arbitrator shall not determine or award any alternative allocation of costs and expenses, including any attorneys’ fees, unless a statute specifically authorized such an award. The parties’ respective responsibilities to pay any JAMS filing, administrative, and arbitrator fees will be solely in accordance with the JAMS Comprehensive Arbitration Rules and Procedures. Except as otherwise provided herein and irrespective of the outcome of arbitration, each party shall bear its own costs and expenses, including its own attorneys’ fees. Judgment upon the arbitration award may be entered in any court having jurisdiction thereof. You agree and submit to the personal jurisdiction and venue of any such court of competent jurisdiction. In the event that this arbitration clause is deemed to be invalid or otherwise unenforceable or illegal, the remaining terms of this Agreement shall remain in full force and effect, including the waiver of the right to proceed in a class action. YOU SHALL HAVE THIRTY (30) DAYS TO OPT OUT OF THIS ARBITRATION SECTION. AFTER THIRTY (30) DAYS, THE TERMS OF THIS SECTION HEREBY BECOME FINAL AND BINDING.

EXCEPT AS OTHERWISE PROVIDED HEREIN, THE PARTIES HEREBY AGREE TO WAIVE THEIR RIGHT TO HAVE ANY DISPUTE BETWEEN THEM RESOLVED IN A COURT OF LAW OR BY A JUDGE OR JURY, AND THAT THE INFORMATION THAT CAN BE OBTAINED IN DISCOVERY FROM EACH OTHER OR FROM THIRD PERSONS IN ARBITRATION IS GENERALLY MORE LIMITED THAN IN A LAWSUIT. IN ADDITION, OTHER RIGHTS THAT THE PARTIES WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION.

FURTHER, EXCEPT AS OTHERWISE PROHIBITED BY APPLICABLE LAW, THE PARTIES AGREE TO WAIVE THE RIGHT TO BRING OR PARTICIPATE IN ANY CONSOLIDATED OR CLASS ACTION OR CLAIMS BROUGHT IN A REPRESENTATIVE CAPACITY OR CONSOLIDATED CLAIMS INVOLVING ANOTHER PERSON’S LEAD DATA AND AGREE THAT ALL FORMS OF CONSOLIDATED OR CLASS ACTION, CLASS WIDE ARBITRATION, AND CLAIMS BROUGHT IN A REPRESENTATIVE CAPACITY ARE EXPRESSLY PROHIBITED. THE PARTIES UNDERSTAND THEY WILL NOT HAVE THE RIGHT TO A TRIAL BY A COURT OR A JURY AND THAT THE INFORMATION THAT CAN BE OBTAINED IN DISCOVERY FROM EACH OTHER OR FROM THIRD PERSONS IN ARBITRATION IS GENERALLY MORE LIMITED THAN IN A LAWSUIT. IN ADDITION, OTHER RIGHTS THAT THE PARTIES WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION. YOU SHALL HAVE THIRTY (30) DAYS TO OPT OUT OF THIS CLASS ACTION WAIVER SECTION. AFTER THIRTY (30) DAYS, THE TERMS OF THIS SECTION HEREBY BECOME FINAL AND BINDING.

Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of the Site, the Services, any products or services offered through the Site, and/or these Terms must be brought within one (1) year after such claim or cause of action arose or be forever barred.

Each provision of this Agreement is intended to be severable, and the validity, legality, or enforceability of any provision shall not affect the validity, legality, or enforceability of the remaining provisions of this Agreement. If for whatever reason, any term or condition in this Agreement is determined to be unenforceable, then such provision will be construed to reflect the intentions of the invalid or unenforceable provision, with all other provisions remaining in full force and effect.

No waiver of any breach of any provision of this Agreement shall constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving Party.

By entering the information requested in the prompts and/or fields on the Site and clicking “Next” (or any similarly worded button) and submitting your inquiry or request for a quote to Us, you confirm that you intend to sign and adopt such as Your electronic signature; and agree that We may provide you with electronic communications and disclosures (collectively, “Communications”) via email at the email address you provided; and that your electronic signature on agreements and documents has the same effect as if you signed them in writing.

You have the right to withdraw consent: to withdraw your consent at no charge, you may email us at privacy@moneygeek.com. Withdrawal of your consent may result in termination of Your access to the Site and/or the Services. Any withdrawal will be effective only after a reasonable period of time for Us to process the withdrawal. You are responsible for providing Us with true and accurate information, including Your contact information, and may update your information by emailing us.

To access and retain the Communications, you will need the following: computer or mobile device with access/use of the internet or mobile connectivity and an operating system capable of receiving, accessing, and displaying Communications; a supported internet browser; sufficient storage space to save Communications and/or a printer to print them; and a valid email account and software to access such email account. You have the right to receive Communications in paper or in non-electronic form. Please contact Us at privacy@moneygeek.com to request a paper copy of any Communications at no charge. A request will not be treated as a withdrawal of consent to receive electronic Communications.

These Terms were published and last updated as of the date noted above. We have the right to update these Terms and the Privacy Policy from time to time, by posting the updated versions on the Site. By using this Site, you agree to be bound by any such revisions and should therefore periodically visit this Site to determine the then-current Agreement to which you are bound. Your use of the Site after such modifications will constitute your acknowledgment of the modified Agreement and agreement to abide and be bound by the modified Agreement.

To contact Us with any questions or concerns, including regarding the Site, the Services, or this Agreement, you may contact Us via email at privacy@moneygeek.com, or by mail at:

MoneyGeek.com
1325 Howard Ave., Suite 338
Burlingame, CA 9401

Further, if you have a disability which interferes with your ability to access these Terms, We can make accommodations to present the Terms in an alternative format to assist you. If you would like to receive these Terms in another format that is accessible to your needs (for example: audio, large print, etc.), please contact Us via the information provided above.