About Us

Making money decisions can be simple and rewarding if you have the right information presented in the right way.

Who We Are

We're personal finance geeks with decades of combined experience in writing and publishing information about how individuals should manage money and credit. What drives us is the conviction that consumers can make smart money decisions but don't have the time to become a mini-expert in finance. So many sites publish generic information that skims the surface of a financial topic. We think there's a better way.

Why We're Here

When you're trying to decide if it's a good time to refinance your home loan or whether to pay down your student loans or credit cards first, what you really want is to make a sound decision, fast — and feel confident that it was the right choice.

Here's what we offer: Explanations on money topics that go deep enough but don't feel like reading a dry textbook. Step-by-step instructions and checklists. Calculators that actually tell you what's going on with the numbers in plain English. Questions answered by industry experts. We want you to quickly figure out what's best for your financial life, without muss or stress.

Contributing Experts

  • Andy Smith Andy Smith, CFP®
    Financial Planning
    Senior Vice President of Financial Planning with Financial Engines Co-Host, Financial Engines' Investing Sense

    Andy has worked as a financial advisor for over 15 years and has helped thousands of investors navigate a variety of markets to achieve their long-term financial and retirement goals. Through his years of on-the-ground interactions, he's forged an understanding of what investors need and want - not just from their accounts but from their relationships with an advisor.

    Luckily, Andy's advising doesn't stop in the office. He's spent nearly that same time on the local and national airwaves guiding listeners toward all of their investment and retirement goals - all while offering clear and actionable advice on everything from personal finance and investing to the economy.

    Andy considers himself on-call 24/7 and is excited to help you achieve your financial and retirement goals - and, quite possibly, learn something cool and have fun in the process.

    Read advice from Andy:
  • Beverly Harzog
    Credit Cards Credit Report
    Consumer Advocate & Award-Winning Author

    Beverly Harzog is a nationally recognized credit card expert, consumer advocate, and award-winning author. Her latest bestselling book, "The Debt Escape Plan: How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free" (Career Press, 2015), won the American Society of Journalists and Authors 2016 Outstanding Nonfiction Book Award in the Self-Help category.

    Read advice from Beverly:
  • Bruce McClary Bruce McClary
    Credit Cards
    Vice President of Communications, National Foundation for Credit Counseling

    Bruce McClary is Vice President of Communications, National Foundation for Credit Counseling in Washington, D.C. He has nearly two decades of experience in the credit industry and has provided one-on-one credit counseling to thousands of consumers.

    Read advice from Bruce:
  • Carole Walker Carole Walker
    Insurance
    Executive Director, Rocky Mountain Insurance Information Association

    Carole Walker has served as executive director of the Rocky Mountain Insurance Information Association (RMIIA) since 1998. RMIIA is a non-profit trade organization that represents insurance companies in the Rocky Mountain Region. Walker serves as an industry spokesperson and advocate in the four-state region of Colorado, New Mexico, Utah and Wyoming. She also serves on the Colorado Teen Driving Alliance.

    Read advice from Carole:
  • J. Robert Hunter J. Robert Hunter
    Insurance
    Director of Insurance, Consumer Federation of America

    J. Robert Hunter is director of insurance for the Consumer Federation of America and the former insurance commissioner for Texas. He has run the National Flood Insurance Program under HUD, worked for private industry groups such as Atlantic Mutual, and won national awards for consumer service. Here he offers tips on how to comparison shop for car insurance.

    Read advice from Robert:
  • Lita Epstein
    Credit Report
    Author, The Complete Idiot's Guide to Improving Your Credit Score

    Lita Epstein has authored several business and personal finance books, including The Complete Idiot's Guide to Improving Your Credit Score. She holds an MBA from Emory University's Goizueta Business School and has worked as a newspaper reporter and magazine editor.

    Read advice from Lita:
  • Melinda Opperman Melinda Opperman
    Credit Cards Mortgage
    Chief Relationship Officer, credit.org

    Melinda Opperman is chief relationship officer at credit.org, where she focuses on educating consumers about financial literacy. She is the co-editor of credit.org's Consumer Guide to Good Credit.

    Read advice from Melinda:
  • Shannon McLay
    Financial Planning
    Founder, The Financial Gym

    Shannon McLay is a financial planner who left a traditional financial services firm to start her own company, The Financial Gym. She said that the key to long-term success is a commitment to financial fitness and making smart financial choices. She writes a blog, Financially Blonde, and puts together a podcast, Martinis and Your Money. She is the author of Train Your Way To Financial Fitness.

    Read advice from Carole:

Contributing Writers

We would love to hear from you

Please send us a message here if you have questions or feedback.

Or contact us by snail mail:

MoneyGeek, LLC
156 2nd St.
San Francisco, CA 94105