To determine Michigan’s best general liability providers, I started by comparing average rates from 10 insurers across 25 general industries, including small manufacturers and firms providing professional and technical services. Then, I focused on whether you’re likely to receive clear instructions during product-related GL claims and if you can easily get proof of insurance that matches a client contract.
My top picks are:
- Best for Solo Operators and Hands-On Industries: ERGO NEXT
- Best Cheap General Liability Insurance: The Hartford
- Best for Service Businesses: biBerk
- Best for Comparing Multiple Carriers: Simply Business
- Best for On-Demand Coverage: Thimble








