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Updated: April 27, 2026

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Best Tech Business Insurance Companies

A telecom provider negotiating a major contract and a two-person web design studio shopping their first policy both want the best business insurance, but they might not find it from the same carrier. Our analysis of major business insurance providers identified five that consistently perform well across the range of tech operations.

  1. The Hartford: Best Overall, Best for Tech Startups and Software Firms
  2. ERGO NEXT: Best for Customer Experience
  3. biBERK: Best for Direct-to-Carrier Coverage
  4. Hiscox: Best for Cyber and International Coverage
  5. Nationwide: Best for Extensive Coverage Options

Each of these providers ranked well because they balance what tech businesses actually need from an insurer: pricing that holds up at renewal, coverage options that account for software liability and data risk, and service that doesn't slow operations down when a claim or policy question comes up. The table below shows why they topped our list:

The Hartford
4.43
The most affordable option across all eight tech subindustries, averaging 16% savings against the benchmark. The FailSafe E&O suite scales with company growth, from early-stage firms through more complex operations.
ERGO NEXT
4.35
A fully digital buying and policy management experience makes it the easiest carrier to work with on a tight deadline. Tech businesses can quote, bind and update coverage without speaking to anyone.
biBERK
4.24
Direct access to a Berkshire Hathaway-backed carrier removes broker fees, making it a good option for tech businesses that want financial backing without paying for a middleman.
Hiscox
4.13
Dedicated cyber insurance with an active breach response team goes further than a standard data breach endorsement. Professional liability covers work performed globally, a practical fit for tech businesses with international contracts.
Nationwide
4.12
Second-strongest coverage lineup in the analysis, covering equipment breakdown, commercial crime, EPLI and cyber under one carrier. Tech firms whose enterprise contracts are outgrowing standard policy structures will find more options here than most.

For our overall best tech business insurance ratings, we analyzed pricing, coverage options, and customer experience across 8 sub-industries and all 50 states and Washington, D.C. Our analysis focuses on 1-to-4-person businesses, which represent nearly half of U.S. small businesses, while weighting results to ensure broader industry and location representation. To do this, we evaluated over one million business profiles, more than 100,000 customer experience data points and performed in-depth analysis of coverage contracts and endorsements to compare insurers consistently across industries and regions. We then rated each company across categories of affordability (50% of overall score), customer experience (30% of overall score) and coverage options and terms (20% of overall score) to form an overall rating.

See our full methodology.

95%

% of Small Businesses Covered

Over 235,294

Business Profiles Studied

23,529

Customer Experiences Analyzed

Company Image
Best Overall, Best for Tech Startups and Software Firms

The Hartford

The Hartford leads MoneyGeek's analysis for tech business insurance companies and is the most affordable option available. Tech firms save an average of 16% against the industry benchmark, with SaaS startups, web designers and software developers seeing the most at 26% to 30%. The application process ranks seventh in the market, mostly because getting a quote without an agent is where things slow down, which matters when you’re trying to bind coverage against a contract deadline. After that, billing and dispute handling tend to run without much friction, and support is easily reached when a claim or policy question comes up.

Coverage depth is where The Hartford separates itself for tech buyers. The FailSafe E&O suite, built specifically for tech companies and available as a BOP endorsement or standalone policy, covers software errors, failed deployments, supply chain exposures and negligence claims. Smaller firms start with the MEGA tier and, as contracts grow more complex or revenue increases, the GIGA and TERA tiers add broader protection without switching carriers.

Where The Hartford Performs Best

  • SaaS startups and early-stage software companies that want meaningful savings without reducing E&O coverage depth
  • Tech businesses operating across multiple states or hiring remote workers in different jurisdictions, where consistent coverage availability matters
  • MSPs and telecom providers that need professional liability addressing supply chain and third-party service delivery risks

Where The Hartford Performs Less Competitively

  • Tech companies that prefer a fully digital, self-serve quote and bind process without agent involvement
  • Teams that want stronger buying-stage transparency on pricing and terms before committing to a policy

Learn More: The Hartford Business Insurance Review

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Best for Customer Experience

ERGO NEXT

Leading on customer experience, ERGO NEXT ranks second overall in MoneyGeek's analysis. Tech businesses can get a quote, understand exactly what they're buying, and bind coverage in a single session without speaking to anyone, which matters when a client contract lands on a Friday and proof of insurance is due Monday. COI issuance, endorsement changes and policy updates all go through the app or web portal, allowing developers and consultants to add an additional insured between client calls.

On average, ERGO NEXT costs slightly above the industry benchmark, seven out of eight subindustries still see savings, with web development (14%) and mobile app studios (13%) having the most. Munich Re's financial backing means claim-paying capacity is well-established, but working through a contested claim takes more effort. ERGO NEXT writes general liability, workers' comp, professional liability, BOP and cyber, the core policies most tech businesses need. There's no specialized tech E&O product, so developers or consultants with more complex client contracts may need to look elsewhere for deeper professional liability coverage.

Where ERGO NEXT Performs Best

  • Tech businesses that want to quote, bind and manage coverage entirely online without agent involvement
  • Small tech teams of one to nine employees that want a self-serve policy management experience
  • Companies that pull COIs frequently and need to issue them instantly without calling anyone or waiting on a request
  • Tech businesses that don't need a specialized E&O product and want to save on premiums

Where ERGO NEXT Performs Less Competitively

  • Tech businesses that prioritize claims handling depth, particularly for complex coverage questions
  • Developers or consultants with complex client contracts who need specialized tech E&O coverage beyond a standard professional liability policy

Learn More: ERGO NEXT Business Insurance Review

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Best for Direct-to-Carrier Coverage

biBerk

biBERK is the third-best provider for tech businesses, using a direct-to-business model. Having no broker or middleman helps keep premiums below the industry average. It's the cheapest carrier in Alaska and a more affordable option in high-cost states for tech firms like New York, Illinois and Michigan. MSPs and Telecom Services see the biggest subindustry savings, running 5% to 6% below industry averages.

Buying is the strongest part of the experience since tech professionals can call an agent, get policy suggestions matched to their business type and bind coverage in minutes. After that point, things get harder to manage: updating coverage, adding an endorsement before a project starts or getting a question answered mid-contract can be slow, and some customers report difficulty reaching someone when they need a response. Berkshire Hathaway backs biBERK, but the company draws more regulatory complaints than its market share suggests, with dispute resolution and follow-through the most cited issues. Professional liability is available in all 50 states, but general liability and BOP cover only 28, which may rule biBERK out for tech businesses operating in some regions.

Where biBERK Performs Best

  • Tech businesses that want direct-to-carrier pricing without broker fees
  • Small tech teams that want agent support during the buying process before committing to a policy
  • Tech companies that want Berkshire Hathaway's financial strength behind every claim
  • Tech businesses with teams of up to 49 employees that want affordable rates as the team grows

Where biBERK Performs Less Competitively

  • Tech businesses operating in states where general liability and BOP are not available
  • Companies that need strong post-sale support or reliable dispute resolution when a claim gets contested

Learn More: biBerk Business Insurance Review

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Best for Cyber and International Coverage

Hiscox

At fourth place is Hiscox, offering a dedicated cyber insurance policy that covers ransomware response, business interruption and digital media liability, with a breach response team available to guide tech firms through an active incident. Its professional liability policies cover work performed anywhere in the world, as long as legal action is filed in the US or Canada, which is worth noting for IT consultants and developers whose contracts cross borders. General liability, professional liability, BOP and cyber are all underwritten directly by Hiscox, while workers' comp routes through The Hartford and commercial auto through partner carriers.

Hiscox runs 7% above the industry benchmark on average, but prices more affordably in 30 states and is a reasonable option for solo operators watching costs. Getting coverage is fast since a quote, coverage selection and a COI are all available online in minutes. Mid-project, though, policy changes and billing questions tend to sit in a queue, and some customers find renewal premiums jump without much advance notice. Customers also often report slow claim initiation, drawn-out settlements and little communication while a claim works its way through the process.

Where Hiscox Performs Best

  • Tech businesses that need dedicated cyber coverage with active breach response built in
  • IT consultants and developers working under international contracts who need professional liability covering work performed outside the US
  • Budget-conscious solo tech operators and freelancers based in the South, Midwest or Mountain West

Where Hiscox Performs Less Competitively

  • Tech businesses that need commercial auto or workers' comp from a single carrier rather than being referred to partner providers
  • Companies that prioritize transparent renewal pricing and responsive post-sale support

Learn More: Hiscox Business Insurance Review

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Best for Extensive Coverage Options

Nationwide

Nationwide, at fifth place, carries the second-strongest coverage lineup in this analysis and ranks second for tech businesses across all eight subindustries, all business sizes and all 50 states. For tech firms that need more than the standard general liability, professional liability and BOP stack, Nationwide writes equipment breakdown, commercial crime, employment practices liability, commercial auto, cyber and umbrella under one carrier. That matters most for growing tech firms whose enterprise contracts are starting to require coverage structures that go beyond what most carriers in this group offer.

At around 7% above the industry benchmark, Nationwide is among the more expensive options for tech businesses. Even software and web developers, who pay the lowest rates, come in about 1% above their subindustry average. Getting a quote usually means calling an agent, and completing a purchase requires the same since there's no online-only path. Once a claim is filed, the experience is noticeably different: consent-to-settle decisions favor the policyholder, defense counsel is dependable and settlements tend to close without the drawn-out disputes common at this price point.

Where Nationwide Performs Best

  • Tech businesses that need a wide coverage lineup beyond standard policies
  • Growing tech firms taking on enterprise contracts that require broader coverage structures and higher limits
  • Tech businesses that prefer working with a dedicated agent rather than managing coverage through a self-serve platform
  • Companies that want strong claims support when a professional liability or cyber dispute escalates

Where Nationwide Performs Less Competitively

  • Tech businesses that want to quote, bind and manage coverage entirely online without agent involvement
  • Budget-conscious tech companies for whom the above-benchmark pricing is a deciding factor

Learn More: Nationwide Business Insurance Review

Best Tech Business Insurance by Business Size

If you're a solo tech operator or a team of 10 or more, The Hartford is the best choice for the depth of coverage and affordability you need. For small but growing teams of one to nine employees, ERGO NEXT leads, driven by the highest customer experience scores in both bands, which matters when a developer or IT consultant needs fast, responsive support without disrupting billable work.
The breakdown by team size shows where each provider leads:

0
The Hartford
$48
2
1
1 to 4
ERGO NEXT
$65
1
3
5 to 9
ERGO NEXT
$92
1
3
10 to 19
The Hartford
$119
2
1
20 to 49
The Hartford
$177
2
1

Best Tech Business Insurance by Subindustry

The Hartford leads across every tech sub-industry in our analysis, from solo mobile app developers to managed service providers running 24/7 infrastructure. That consistency reflects how well the insurer covers the full range of tech work, even though the risks, client expectations and coverage needs vary widely across specializations.

Managed Service Provider (MSP)The Hartford$5931
Mobile App DevelopmentThe Hartford$2621
SaaS Company (Startup)The Hartford$2421
Software DevelopmentThe Hartford$2621
Telecom ServiceThe Hartford$7931
Video Game DevelopmentThe Hartford$2621
Web DesignThe Hartford$2321
Web DevelopmentThe Hartford$2521

Each subindustry page below highlights the providers that best fit your type of tech operation.

Best Tech Business Insurance by State

ERGO NEXT leads in 32 states and The Hartford in 19, but the split doesn't follow a simple pattern. The Hartford tends to lead in several major Northeast and upper Midwest markets, including New York and Texas, while ERGO NEXT leads across most of the South, West and Mountain states, including California. For tech businesses with remote teams or clients spread across multiple states, the top-rated provider can shift by location.

Here is how the top-rated provider breaks down by state.

Alabama
ERGO NEXT
$82
1
3
Alaska
The Hartford
$100
2
1
Arizona
ERGO NEXT
$82
1
3
Arkansas
ERGO NEXT
$78
1
3
California
ERGO NEXT
$117
1
3
Colorado
ERGO NEXT
$88
1
3
Connecticut
The Hartford
$93
3
1
Delaware
ERGO NEXT
$93
1
3
Florida
ERGO NEXT
$111
1
3
Georgia
ERGO NEXT
$98
1
3
Hawaii
The Hartford
$71
2
1
Idaho
ERGO NEXT
$69
1
3
Illinois
The Hartford
$79
2
1
Indiana
ERGO NEXT
$81
1
3
Iowa
ERGO NEXT
$69
1
3
Kansas
ERGO NEXT
$78
1
3
Kentucky
ERGO NEXT
$81
1
3
Louisiana
ERGO NEXT
$96
1
3
Maine
ERGO NEXT
$89
1
3
Maryland
The Hartford
$86
3
1
Massachusetts
The Hartford
$90
3
1
Michigan
ERGO NEXT
$125
1
3
Minnesota
The Hartford
$73
3
1
Mississippi
ERGO NEXT
$79
1
3
Missouri
ERGO NEXT
$87
1
3
Montana
The Hartford
$62
3
1
Nebraska
ERGO NEXT
$75
1
3
Nevada
The Hartford
$75
3
1
New Hampshire
The Hartford
$64
3
1
New Jersey
The Hartford
$92
3
1
New Mexico
The Hartford
$65
3
1
New York
The Hartford
$95
2
1
North Carolina
ERGO NEXT
$92
1
3
North Dakota
The Hartford
$68
4
1
Ohio
The Hartford
$80
4
1
Oklahoma
ERGO NEXT
$79
1
3
Oregon
ERGO NEXT
$88
1
3
Pennsylvania
The Hartford
$67
3
1
Rhode Island
ERGO NEXT
$95
1
3
South Carolina
ERGO NEXT
$89
1
3
South Dakota
ERGO NEXT
$81
1
3
Tennessee
ERGO NEXT
$82
1
3
Texas
The Hartford
$82
2
1
Utah
ERGO NEXT
$76
1
3
Vermont
ERGO NEXT
$72
1
3
Virginia
ERGO NEXT
$96
1
3
Washington
The Hartford
$88
4
1
Washington D.C.
ERGO NEXT
$121
1
3
West Virginia
ERGO NEXT
$80
1
3
Wisconsin
ERGO NEXT
$81
1
3
Wyoming
The Hartford
$70
4
1

What Determines the Best Tech Business Insurance For You

The right tech business insurance carrier isn't always the one with the lowest quoted premium. It's the one whose pricing, service model and coverage depth hold up as the business grows and takes on more complex work. Four factors determine whether a carrier is genuinely built for tech businesses or just priced for them.

    barChart icon
    Price stability matters more than the initial quote

    Premium increases at renewal are normal, but a sharp, unexpected jump forces decisions no tech business wants to make mid-cycle: dropping a coverage limit to stay within budget, renegotiating a client contract that assumed a certain insurance cost or delaying a hire because the insurance line item doubled.

    For a SaaS company in a growth phase or an MSP locked into multi-year client pricing, an unexplained rate spike isn't just a budget issue. It's an operational one. Look for carriers that price renewals consistently and can explain what drove any increase, not ones where the first sign of a problem is a renewal notice that doesn't match expectations.

    talk icon
    Service that holds up when you actually need it

    When a client alleges that a software deployment caused data loss, or an MSP is named in a breach affecting multiple downstream customers, the claims process becomes part of the operational problem. Tech businesses need an insurer that assigns a knowledgeable handler quickly, keeps you informed without needing to be chased and understands the difference between a software error and a hardware failure. An insurer that treats every tech claim like a generic liability matter slows resolution and increases exposure.

    financialPlanning icon
    Coverage that matches the work you actually do

    Professional liability and cyber liability are the two coverage types most specific to tech risks, but the right limits and structure depend on the work being done. A web design studio has different exposure than a managed service provider handling network security for enterprise clients. Look for carriers that offer:

    • Professional liability limits sized for the contracts you sign: a $1M limit may satisfy a small business client but fall short for an enterprise SaaS agreement or a government IT contract
    • Cyber liability structured for your delivery model: an MSP handling client network access needs broader third-party coverage than a solo web developer storing minimal client data
    • Technology errors and omissions endorsements for businesses delivering software or IT services
    trustSeal icon
    Reliable across the board, not just in one area

    A carrier that prices competitively but lacks tech-specific coverage depth can leave an MSP exposed when a client contract requires technology errors and omissions coverage the policy doesn't include. One that offers broad coverage but handles claims slowly compounds the damage when a SaaS company needs resolution during an active client dispute. Reliability means all three hold: pricing that doesn't spike at renewal, service that moves when it needs to and coverage that was built for the work being done, not retrofitted from a general commercial policy.

How to Choose the Best Tech Business Insurance

Picking the right carrier for your tech business takes more than comparing a few quotes. These steps help you get business insurance in a logical order, starting with what your operation actually needs before evaluating who can provide it.

  1. 1
    Map your tech coverage needs to your operations

    Tech businesses carry a wider range of exposures than most service industries. A mobile app developer needs professional liability and cyber liability as core coverages. A telecom provider may also need commercial property and commercial auto. An MSP handling sensitive client data may need errors and omissions coverage with higher limits than a solo web developer.

    Not every tech business needs the same mix. Map coverage types to how the business actually operates: the clients it serves, the data it handles, the contracts it signs and whether employees or contractors are involved. Do that before evaluating any provider.

  2. 2
    Optimize your coverage and payment structure

    Coverage limits for tech businesses should reflect the contracts you sign, not just state minimums. A SaaS company with enterprise clients may need $2M in professional liability coverage, while a freelance web developer working with small businesses may be adequately covered at $1M. Underinsuring to save on premiums creates real risk if a client claim exceeds your limit.

    For payment structure, annual premiums usually cost less overall, and they make the most sense for a tech business with predictable retainer income or stable monthly recurring revenue. If you're an early-stage SaaS company or running a contractor-heavy operation where cash flow still varies month to month, monthly payments keep things flexible, though expect to pay a bit more over the year.

  3. 3
    Choose your primary priority

    Where you are in your business right now matters more than any ranking when it comes to picking a carrier. A video game studio closing its first publishing deal has different insurance pressure points than a software development firm renewing a policy for a 15-person team.

    • Prioritize affordability if you're keeping overhead lean early in growth: A SaaS startup, solo developer or web design studio in its first few years needs pricing that holds at renewal, not just a competitive entry-point premium. Look for affordable tech business insurance with consistent renewal history.
    • Prioritize customer experience if slow service would create problems with clients or billing: Slow certificate turnaround or a claims process that drags across billing periods is a real operational problem for tech businesses running active delivery cycles including software projects, IT support contracts or managed infrastructure. Service responsiveness is the lens that matters most when client accountability is high.
    • Prioritize coverage options if your contracts tell you what you must carry: A standard commercial policy often won't get there for tech businesses delivering custom software, handling client data or working across multiple service lines. If your agreements specify minimum limits or require tech E&O, start with coverage depth and work backward to price.
  4. 4
    Shortlist providers that write tech coverage

    Not every commercial insurer writes tech coverage well. Some carriers have limited appetite for sub-industries like managed services or telecom, or offer professional liability and cyber coverage only as add-ons with restrictive terms. Evaluating every carrier in the market wastes time and makes comparison harder. A focused shortlist of two or three providers who actually fit your operation produces a better outcome.

    Start by identifying carriers that actively write policies for your specific tech sub-industry. A provider with strong appetite for web design and software development may not underwrite managed services or telecom at the same terms. Narrowing early means the comparison you run in Step 6 is between carriers who can actually serve your business, not ones who technically offer a policy but aren't built for it.

  5. 5
    Double-check dealbreakers early

    Before going deeper, run a quick pass on the practical filters that knock carriers off the list early:

    • Carrier does not write coverage for your specific tech sub-industry
    • Professional liability excludes software deliverables, IP disputes or project scope errors common in tech contracts
    • Policy excludes software errors or data breach claims relevant to your work
    • Coverage not available in your state or states where you operate
    • Limits cap below the thresholds your enterprise, government or SaaS platform contracts require
  6. 6
    Compare your finalists across all three areas

    Your priority from Step 3 is the tiebreaker when providers look similar, but the full evaluation covers all three areas. A carrier that wins on your top priority but falls short in the other two creates risk you may not notice until renewal or a claim. Work through each lens before deciding.

    • How to look at affordability: Tech businesses are rated on factors including payroll, annual revenue, coverage mix and claims history, but how a carrier weights those factors at renewal varies. An MSP that added three engineers mid-term or a SaaS company that crossed a revenue threshold may see a larger-than-expected renewal adjustment depending on how the carrier re-rates the account. Check tech business insurance costs to assess whether your quotes reflect your actual profile.
    • How to look at customer experience: Assess how each carrier handles the service moments that matter for tech businesses specifically: how quickly they issue certificates of insurance for new client contracts, how they handle a software liability claim, and whether their audit process for workers' comp or professional liability is straightforward or disruptive.
    • How to evaluate coverage options: Confirm that each carrier offers the coverage types, limits and endorsements your operation actually needs. For tech businesses, that includes professional liability with limits that match your contract values, cyber liability structured for your data exposure, and technology E&O if you deliver software or IT services. Coverage that looks comparable at the policy level can differ materially in exclusions and endorsement terms.
  7. 7
    Use quotes as the final confirmation step

    By this point you have a shortlist, a clear priority and a coverage baseline built around your tech operation's actual risk profile. A quote confirms whether the pricing matches what carriers usually charge for businesses with your sub-industry, revenue and coverage mix, and whether the policy terms hold up against your client contracts. Before committing, review exclusions carefully: tech policies vary on how they handle software errors, data incidents and contractor liability. Compare business insurance quotes from your finalists using the same coverage limits so the price difference reflects the carrier, not different terms.

Best Tech Business Insurance: Bottom Line

The Hartford, ERGO NEXT and biBERK lead our analysis of the best tech business insurance providers, but a strong overall score doesn't mean a universal fit. The right carrier for a telecom provider handling enterprise infrastructure looks different from the right carrier for a two-person SaaS startup. The overall scores are a useful starting point, but your sub-industry, team size and state are what determine which of those providers is actually the right fit for your business.

Best Tech Business Insurance: Next Steps

If you're still weighing whether a different coverage mix or lower-cost carrier might serve your tech business better, that comparison is worth completing before you commit. That includes checking whether a BOP bundles well with the cyber and professional liability coverage your operation already needs. Working through that comparison across your shortlist reduces the chance of locking into a policy that doesn't fit as the business grows.

If you've done the comparison work and know what your tech operation needs, whether that's tech E&O for a software delivery contract or cyber coverage structured for an MSP, the next move is requesting quotes from your shortlisted carriers using the same limits so the comparison is clean.

If you're not sure your highest-scoring carrier actually writes your subiindustry

If a client contract specifies coverage requirements and you're not sure your shortlist meets them

If your quotes came back with a wider price spread than you expected

If your tech business is growing and you expect to move up a size band soon

How We Chose the Best Tech Business Insurance Companies

To identify the best tech business insurance companies, we evaluated insurers across pricing, customer experience and coverage options using a standardized, data-driven approach. Our goal was not to identify the cheapest option in every scenario, but to determine which providers deliver the most consistent overall value across common tech business profiles.

Our best recommendations reflect insurers that perform well across multiple dimensions and remain competitive across tech sub-industries and business sizes.

Data and Analysis Scope

Our analysis is based on standardized estimates designed to represent the majority of tech businesses:

  • Providers analyzed: 7 major insurers
  • Subindustries covered: 7 tech subindustries
  • Employee counts: Zero to 49 employees
  • Policy baseline: $1 million per occurrence/$2 million aggregate for liability coverages; workers' comp limits set to meet state mandates
  • Pricing modeled: 196,000 standardized estimates across tech business profiles

Modeled average revenues and payrolls were incorporated to improve pricing accuracy for tech business profiles.

Our Scoring Model

Each insurer received a composite score based on the weighted categories below.

  • Affordability (50%): Affordability reflects how competitively and consistently an insurer prices coverage across all tech business profiles studied.
  • Customer experience (30%): Customer experience measures how well insurers support tech businesses throughout the policy lifecycle from purchase to claims. We also studied at each level of buying, policy management and claims sub-parts of the process that make it easier and more reliable within each as well for accuracy and comprehensive understanding.
  • Coverage options (20%): Coverage options reflect how well insurers support common tech business risks and allow for flexibility as businesses grow or change.

About Connor Bolton

Connor Bolton headshot

Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.

Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.

Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.

He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.

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