Find the Credit Card That Works for You

We've analyzed credit cards from every bank to simplify your search for the best credit cards of 2022. The expert team of writers at MoneyGeek has created in-depth guides, tools and recommendations to help you pick the right card to meet your goals.

Let’s make your search easy. What are you looking for?

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Credit Cards by Type

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Best Rewards Credit Cards

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Cards to Build Credit

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First-Time & Student Cards

Credit Cards for a Specific Need or Benefit

When you're looking for the best credit cards for your wallet, picking the right one can be overwhelming because there are so many to choose from. We research credit cards from every bank, credit union and issuer and select only the best from each category, so you can easily compare credit card offers that meet your needs and include attractive benefits.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Best Credit Cards to Maximize Your Rewards

Rewards credit cards earn valuable cash back, miles or points that you can use to book travel and splurge on special treats. These cards often earn bonus rewards when you spend in certain categories, so it pays to find a credit card that rewards you based on how you plan to use it.

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Delta SkyMiles® Blue American Express Card

We love the Delta SkyMiles® Blue American Express Card for more than its no-annual-fee feature. This card lets you earn 2x miles on dining and Delta purchases. All other purchases come with 1x miles.

Card Reviews

"Having the right credit card can accelerate your path to free travel, provide extra benefits like airport lounge access and save you money on checked bag fees." - Lee Huffman, Founder of BaldThoughts.com

Balance Transfer Cards

Best Credit Cards to Start Building or Improving Your Credit

Having a solid credit score is critical in today's society. Credit scores impact your ability to borrow, get a job or find a place to live. Our experts combed through the credit cards designed to help cardholders build or improve their credit history to recommend the best cards for our readers.

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Capital One QuicksilverOne Cash Rewards Credit Card

We love the Capital One QuicksilverOne Cash Rewards Credit Card because it gives people with fair credit the ability to earn cash back. No matter which category you spend in, you earn 1.5% cash back.

Card Reviews

Credit Cards Perfect for Beginners or Students

Having a solid credit score is critical in today's society. Credit scores impact your ability to borrow, get a job or find a place to live. Our experts combed through the credit cards designed to help cardholders build or improve their credit history to recommend the best cards for our readers.

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Journey Student Rewards from Capital One

We favor the Journey Student Rewards from Capital One because it offers unlimited 1% cash back on all purchases along with other benefits that incentivize building healthy financial habits, like earning more cash back when paying bills on time or providing discounts on recurring bills.

Card Reviews

Other Financial Tools and Resources to Help You Make Understanding Credit Easier

Our experts have created numerous tools, calculators, FAQs and other resources to help you better understand credit card offers and build your credit so you can qualify for the best cards.

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How do credit cards work?
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How does credit and credit cards work for students?
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What is the best balance transfer credit card?
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What is the best credit card for bad credit?
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What is the best credit card for excellent credit?
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What’s the difference between a hard credit inquiry and a soft credit inquiry?
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.