ERGO NEXT has a MoneyGeek score of 4.6, placing among the top providers in our comprehensive review of 10 carriers across 79 industries. The company excels in customer service and offers robust coverage, though pricing runs higher than some competitors.
ERGO NEXT Business Insurance Review
ERGO NEXT ranks second in MoneyGeek's study with a score of 4.6 out of 5. It's excellent for affordability and service but offers limited coverage.
Discover cheap business insurance options from ERGO NEXT below.
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Updated: February 2, 2026
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Key Takeaways
Small businesses pay $100 monthly ($1,199 annually) for ERGO NEXT business insurance, placing seventh for affordability in our analysis.
ERGO NEXT ranks first nationally for customer experience, showing excellent performance in claims handling and service quality.
Ranking third in coverage options, ERGO NEXT offers strong policy variety and customization choices for business owners.
ERGO NEXT Business Insurance Ratings
| Overall Score | 4.59 | 2 |
| Financial Stability | 4.8 | 8 |
| Customer Service | 4.7 | 1 |
| Coverage | 4.8 | 3 |
| Affordability | 4.3 | 7 |
How Did We Determine These Scores?
These scores are for small businesses with two employees across 79 major industries or business types and focus on four coverage types: general liability, professional liability or errors and omissions (E&O), workers' comp and business owner's policy.
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LEARN MORE ABOUT ERGO NEXT'S COMPETITION
To ensure you're making the right choice for your business, we've linked our reviews to ERGO NEXT's competitors so you can compare:
ERGO NEXT Business Insurance Ratings by Industry
ERGO NEXT is the top provider in 25 of 79 industries we analyzed. It offers the most affordable coverage for many businesses, including automotive, security and wedding planning services.
Data filtered by:
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| Accountants | 4.74 | 1 | 1 | 1 | 1 |
| Ad Agency | 4.76 | 1 | 1 | 1 | 1 |
| Automotive | 4.82 | 1 | 1 | 1 | 1 |
| Auto Repair | 4.70 | 1 | 1 | 1 | 1 |
| Bakery | 4.37 | 7 | 1 | 1 | 1 |
| Barber | 4.82 | 1 | 1 | 1 | 1 |
| Beauty Salon | 4.73 | 1 | 1 | 1 | 1 |
| Bounce House | 4.58 | 6 | 1 | 1 | 1 |
| Candle | 4.82 | 1 | 1 | 1 | 1 |
| Cannabis | 4.75 | 1 | 1 | 1 | 1 |
| Catering | 4.73 | 1 | 1 | 1 | 1 |
| Cleaning | 4.61 | 6 | 1 | 1 | 1 |
| Coffee Shop | 4.37 | 7 | 1 | 1 | 1 |
| Computer Programming | 4.75 | 1 | 1 | 1 | 1 |
| Computer Repair | 4.82 | 1 | 1 | 1 | 1 |
| Construction | 4.37 | 7 | 1 | 1 | 1 |
| Consulting | 4.76 | 1 | 1 | 1 | 1 |
| Contractor | 4.43 | 6 | 1 | 1 | 1 |
| Courier | 4.73 | 1 | 1 | 1 | 1 |
| Daycare | 4.74 | 1 | 1 | 1 | 1 |
| Dental | 4.82 | 1 | 1 | 1 | 1 |
| DJ | 4.82 | 1 | 1 | 1 | 1 |
| Dog Grooming | 4.60 | 6 | 1 | 1 | 1 |
| Drone | 4.68 | 1 | 1 | 1 | 1 |
| Ecommerce | 4.63 | 1 | 1 | 1 | 1 |
| Electrical | 4.68 | 1 | 1 | 1 | 1 |
| Engineering | 4.75 | 1 | 1 | 1 | 1 |
| Excavation | 4.75 | 1 | 1 | 1 | 1 |
| Florist | 4.62 | 1 | 1 | 1 | 1 |
| Food | 4.37 | 9 | 1 | 1 | 1 |
| Food Truck | 4.82 | 1 | 1 | 1 | 1 |
| Funeral Home | 4.77 | 1 | 1 | 1 | 1 |
| Gardening | 4.82 | 1 | 1 | 1 | 1 |
| Handyman | 4.37 | 7 | 1 | 1 | 1 |
| Home-based | 4.82 | 1 | 1 | 1 | 1 |
| Home-based | 4.82 | 1 | 1 | 1 | 1 |
| Home-based business | 4.75 | 1 | 1 | 1 | 1 |
| Hospitality | 4.68 | 1 | 1 | 1 | 1 |
| HVAC | 4.37 | 5 | 1 | 1 | 1 |
| Janitorial | 4.66 | 1 | 1 | 1 | 1 |
| Jewelry | 4.73 | 1 | 1 | 1 | 1 |
| Junk Removal | 4.73 | 1 | 1 | 1 | 1 |
| Lawn/Landscaping | 4.37 | 6 | 1 | 1 | 1 |
| Lawyers | 4.74 | 1 | 1 | 1 | 1 |
| Manufacturing | 4.74 | 1 | 1 | 1 | 1 |
| Marine | 4.74 | 1 | 1 | 1 | 1 |
| Massage | 4.71 | 1 | 1 | 1 | 1 |
| Mortgage Broker | 4.77 | 1 | 1 | 1 | 1 |
| Moving | 4.76 | 1 | 1 | 1 | 1 |
| Nonprofit | 4.71 | 1 | 1 | 1 | 1 |
| Painting | 4.46 | 5 | 1 | 1 | 1 |
| Party Rental | 4.75 | 1 | 1 | 1 | 1 |
| Personal Training | 4.76 | 1 | 1 | 1 | 1 |
| Pest Control | 4.75 | 1 | 1 | 1 | 1 |
| Pet | 4.57 | 7 | 1 | 1 | 1 |
| Pharmacy | 4.77 | 1 | 1 | 1 | 1 |
| Photography | 4.82 | 1 | 1 | 1 | 1 |
| Physical Therapy | 4.74 | 1 | 1 | 1 | 1 |
| Plumbing | 4.37 | 7 | 1 | 1 | 1 |
| Pressure Washing | 4.37 | 6 | 1 | 1 | 1 |
| Real Estate | 4.82 | 1 | 1 | 1 | 1 |
| Restaurant | 4.41 | 6 | 1 | 1 | 1 |
| Retail | 4.67 | 1 | 1 | 1 | 1 |
| Roofing | 4.65 | 1 | 1 | 1 | 1 |
| Security | 4.63 | 1 | 1 | 1 | 1 |
| Snack Bars | 4.75 | 1 | 1 | 1 | 1 |
| Software | 4.76 | 1 | 1 | 1 | 1 |
| Spa/Wellness | 4.59 | 7 | 1 | 1 | 1 |
| Speech Therapist | 4.73 | 1 | 1 | 1 | 1 |
| Startup | 4.37 | 9 | 1 | 1 | 1 |
| Tech/IT | 4.78 | 1 | 1 | 1 | 1 |
| Transportation | 4.74 | 1 | 1 | 1 | 1 |
| Travel | 4.76 | 1 | 1 | 1 | 1 |
| Tree Service | 4.67 | 1 | 1 | 1 | 1 |
| Trucking | 4.75 | 1 | 1 | 1 | 1 |
| Tutoring | 4.82 | 1 | 1 | 1 | 1 |
| Veterinary | 4.50 | 6 | 1 | 1 | 1 |
| Wedding Planning | 4.82 | 1 | 1 | 1 | 1 |
| Welding | 4.73 | 1 | 1 | 1 | 1 |
| Wholesale | 4.43 | 8 | 1 | 1 | 1 |
| Window Cleaning | 4.37 | 6 | 1 | 1 | 1 |
How Did We Determine These Scores?
These scores are for small businesses with two employees across 79 major industries or business types and focus on four coverage types: general liability, professional liability (E&O), workers' comp and business owner's policy.
ERGO NEXT Business Insurance Ratings by State
ERGO NEXT ranks first overall in 41 states and second in nine states nationwide. The company offers quality customer service and comprehensive coverage. Strong financial stability and extensive state presence make it a reliable choice.
Data filtered by:
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| Alabama | 4.63 | 2 | 1 | 2 | 6 |
| Alaska | 4.64 | 1 | 1 | 2 | 4 |
| Arizona | 4.63 | 1 | 1 | 2 | 6 |
| Arkansas | 4.64 | 1 | 1 | 2 | 6 |
| California | 4.63 | 1 | 1 | 2 | 6 |
| Colorado | 4.64 | 2 | 1 | 2 | 6 |
| Connecticut | 4.64 | 1 | 1 | 2 | 6 |
| Delaware | 4.65 | 1 | 1 | 2 | 6 |
| Florida | 4.63 | 1 | 1 | 2 | 6 |
| Georgia | 4.61 | 2 | 1 | 2 | 6 |
| Hawaii | 4.62 | 1 | 1 | 2 | 4 |
| Idaho | 4.63 | 1 | 1 | 2 | 6 |
| Illinois | 4.63 | 1 | 1 | 2 | 6 |
| Indiana | 4.64 | 1 | 1 | 2 | 6 |
| Iowa | 4.64 | 2 | 1 | 2 | 6 |
| Kansas | 4.62 | 2 | 1 | 2 | 6 |
| Kentucky | 4.62 | 1 | 1 | 2 | 6 |
| Louisiana | 4.63 | 1 | 1 | 2 | 6 |
| Maine | 4.64 | 1 | 1 | 2 | 6 |
| Maryland | 4.64 | 1 | 1 | 2 | 6 |
| Massachusetts | 4.63 | 1 | 1 | 2 | 6 |
| Michigan | 4.62 | 1 | 1 | 2 | 6 |
| Minnesota | 4.63 | 1 | 1 | 2 | 6 |
| Mississippi | 4.65 | 1 | 1 | 2 | 6 |
| Missouri | 4.62 | 1 | 1 | 2 | 6 |
| Montana | 4.62 | 1 | 1 | 2 | 6 |
| Nebraska | 4.64 | 1 | 1 | 2 | 6 |
| Nevada | 4.63 | 1 | 1 | 2 | 6 |
| New Hampshire | 4.63 | 1 | 1 | 2 | 6 |
| New Jersey | 4.62 | 1 | 1 | 2 | 6 |
| New Mexico | 4.62 | 2 | 1 | 2 | 6 |
| New York | 4.64 | 1 | 1 | 2 | 6 |
| North Carolina | 4.64 | 1 | 1 | 2 | 6 |
| North Dakota | 4.64 | 1 | 1 | 2 | 6 |
| Ohio | 4.64 | 1 | 1 | 2 | 6 |
| Oklahoma | 4.62 | 2 | 1 | 2 | 6 |
| Oregon | 4.62 | 1 | 1 | 2 | 6 |
| Pennsylvania | 4.62 | 1 | 1 | 2 | 6 |
| Rhode Island | 4.63 | 1 | 1 | 2 | 6 |
| South Carolina | 4.63 | 1 | 1 | 2 | 6 |
| South Dakota | 4.63 | 1 | 1 | 2 | 6 |
| Tennessee | 4.62 | 1 | 1 | 2 | 6 |
| Texas | 4.64 | 1 | 1 | 2 | 6 |
| Utah | 4.64 | 1 | 1 | 2 | 6 |
| Vermont | 4.62 | 1 | 1 | 2 | 6 |
| Virginia | 4.62 | 1 | 1 | 2 | 6 |
| Washington | 4.62 | 2 | 1 | 2 | 6 |
| West Virginia | 4.62 | 1 | 1 | 2 | 6 |
| Wisconsin | 4.61 | 1 | 1 | 2 | 6 |
| Wyoming | 4.63 | 2 | 1 | 2 | 6 |
How Did We Determine These Scores?
These scores are for small businesses with two employees across 79 major industries or business types and focus on four coverage types: general liability, professional liability (E&O), workers' comp and business owner's policy.
How Much Does ERGO NEXT Business Insurance Cost?
You can get business insurance from ERGO NEXT for about $100 monthly ($1,199 yearly). Coverage types vary in cost, ranging from $69 monthly for workers' compensation to $154 for business owner's policies.
| Business Owners Policies | $154 | $1,848 |
| General Liability | $102 | $1,223 |
| Professional Liability (E&O) | $72 | $867 |
| Workers Compensation | $69 | $829 |
How Did We Determine These Rates?
These rates are based on MoneyGeek's 2025 analysis of quotes for small businesses with two employees, $300,000 annual revenue and $150,000 payroll across four core coverage types.
How Much Does ERGO NEXT Business Insurance Cost by Industry?
Business insurance through NEXT ranges from $21 monthly for DJs to $773 monthly for pressure washing services. Industries with more physical risks and potential property damage carry higher premiums.
Data filtered by:
Select
| Accountants | $50 | $602 |
| Ad Agency | $63 | $760 |
| Auto Repair | $131 | $1,576 |
| Automotive | $60 | $720 |
| Bakery | $103 | $1,240 |
| Barber | $27 | $324 |
| Beauty Salon | $49 | $586 |
| Bounce House | $66 | $786 |
| Candle | $41 | $491 |
| Cannabis | $82 | $982 |
| Catering | $66 | $792 |
| Cleaning | $89 | $1,074 |
| Coffee Shop | $108 | $1,294 |
| Computer Programming | $41 | $495 |
| Computer Repair | $37 | $441 |
| Construction | $239 | $2,869 |
| Consulting | $43 | $511 |
| Contractor | $234 | $2,812 |
| Courier | $174 | $2,091 |
| DJ | $21 | $254 |
| Daycare | $45 | $545 |
| Dental | $37 | $444 |
| Dog Grooming | $62 | $744 |
| Drone | $41 | $493 |
| Ecommerce | $52 | $624 |
| Electrical | $92 | $1,108 |
| Engineering | $53 | $636 |
| Excavation | $279 | $3,344 |
| Florist | $45 | $541 |
| Food | $122 | $1,459 |
| Food Truck | $71 | $854 |
| Funeral Home | $53 | $638 |
| Gardening | $44 | $531 |
| HVAC | $206 | $2,475 |
| Handyman | $302 | $3,624 |
| Home-based | $22 | $270 |
| Home-based | $58 | $690 |
| Hospitality | $66 | $793 |
| Janitorial | $93 | $1,122 |
| Jewelry | $35 | $418 |
| Junk Removal | $130 | $1,564 |
| Lawn/Landscaping | $146 | $1,748 |
| Lawyers | $58 | $695 |
| Manufacturing | $41 | $486 |
| Marine | $69 | $833 |
| Massage | $76 | $915 |
| Mortgage Broker | $52 | $627 |
| Moving | $140 | $1,674 |
| Nonprofit | $38 | $457 |
| Painting | $137 | $1,646 |
| Party Rental | $64 | $767 |
| Personal Training | $34 | $412 |
| Pest Control | $54 | $654 |
| Pet | $52 | $627 |
| Pharmacy | $46 | $546 |
| Photography | $27 | $329 |
| Physical Therapy | $39 | $466 |
| Plumbing | $349 | $4,182 |
| Pressure Washing | $773 | $9,281 |
| Real Estate | $51 | $609 |
| Restaurant | $141 | $1,691 |
| Retail | $53 | $640 |
| Roofing | $399 | $4,791 |
| Security | $108 | $1,290 |
| Snack Bars | $128 | $1,538 |
| Software | $38 | $459 |
| Spa/Wellness | $84 | $1,008 |
| Speech Therapist | $57 | $681 |
| Startup | $53 | $632 |
| Tech/IT | $39 | $472 |
| Transportation | $94 | $1,124 |
| Travel | $35 | $418 |
| Tree Service | $133 | $1,599 |
| Trucking | $139 | $1,663 |
| Tutoring | $25 | $296 |
| Veterinary | $63 | $759 |
| Wedding Planning | $32 | $386 |
| Welding | $132 | $1,585 |
| Wholesale | $56 | $675 |
| Window Cleaning | $244 | $2,932 |
How Did We Determine These Rates?
These rates are based on MoneyGeek's 2025 analysis of quotes for small businesses with two employees, $300,000 annual revenue and $150,000 payroll across four core coverage types.
How Much Does ERGO NEXT Business Insurance Cost by State?
Insurance regulations, natural disaster risks and local legal climates create different costs across states. ERGO NEXT offers the cheapest business insurance in Kentucky at $84 per month, while business owners in Washington state pay $126 per month for coverage.
Data filtered by:
Select
| Alabama | $99 | $1,184 |
| Alaska | $91 | $1,097 |
| Arizona | $85 | $1,023 |
| Arkansas | $96 | $1,146 |
| California | $111 | $1,333 |
| Colorado | $99 | $1,188 |
| Connecticut | $109 | $1,308 |
| Delaware | $107 | $1,283 |
| Florida | $108 | $1,298 |
| Georgia | $102 | $1,219 |
| Hawaii | $105 | $1,266 |
| Idaho | $95 | $1,134 |
| Illinois | $110 | $1,321 |
| Indiana | $97 | $1,167 |
| Iowa | $95 | $1,143 |
| Kansas | $97 | $1,165 |
| Kentucky | $84 | $1,012 |
| Louisiana | $116 | $1,395 |
| Maine | $86 | $1,035 |
| Maryland | $95 | $1,145 |
| Massachusetts | $105 | $1,255 |
| Michigan | $95 | $1,137 |
| Minnesota | $94 | $1,125 |
| Mississippi | $100 | $1,205 |
| Missouri | $99 | $1,187 |
| Montana | $100 | $1,195 |
| Nebraska | $95 | $1,141 |
| Nevada | $102 | $1,227 |
| New Hampshire | $99 | $1,192 |
| New Jersey | $113 | $1,356 |
| New Mexico | $101 | $1,214 |
| New York | $116 | $1,394 |
| North Carolina | $86 | $1,036 |
| North Dakota | $95 | $1,145 |
| Ohio | $102 | $1,227 |
| Oklahoma | $94 | $1,132 |
| Oregon | $93 | $1,113 |
| Pennsylvania | $116 | $1,387 |
| Rhode Island | $110 | $1,318 |
| South Carolina | $103 | $1,235 |
| South Dakota | $93 | $1,122 |
| Tennessee | $98 | $1,173 |
| Texas | $101 | $1,209 |
| Utah | $86 | $1,029 |
| Vermont | $96 | $1,155 |
| Virginia | $91 | $1,091 |
| Washington | $126 | $1,513 |
| West Virginia | $105 | $1,258 |
| Wisconsin | $98 | $1,178 |
| Wyoming | $102 | $1,226 |
How Did We Determine These Rates?
These rates are based on MoneyGeek's 2025 analysis of quotes for small businesses with two employees, $300,000 annual revenue and $150,000 payroll across four core coverage types.
ERGO NEXT Business Insurance Customer Experience Ratings
We analyzed more than 1,100 customer reviews to see how ERGO NEXT stacks up against other small business insurance providers. ERGO NEXT ranks first nationally with an overall customer score of 4.45. The company stands out for its user-friendly digital platform and competitive rates, though some customers report longer wait times during the claims process.
| Affordability | 4.60 | 1 |
| Claims Process | 3.90 | 4 |
| Customer Service | 4.20 | 4 |
| Digital Experience | 4.80 | 1 |
| Policy Management | 4.30 | 1 |
| Recommend to Others | 4.80 | 1 |
ERGO NEXT Business Insurance Customer Reviews and Sentiment
ERGO NEXT receives good feedback for its digital-first approach, though some customers note limitations in human support.
Official Website Reviews | ERGO NEXT reports a 4.7/5 rating from their over 600,000 customers, with common praise for its simple online application, fast quotes, and instant certificates of insurance. |
Better Business Bureau (U.S.) | BBB-accredited with a B rating. The profile lists 108 complaints in the last three years, with 47 closed in the past 12 months. Issues most often involve billing disputes, claims delays, and difficulty reaching support. |
Trustpilot | Holds a 4.6/5 TrustScore from over 1,200 reviews. Positive comments center on affordability, speed, and helpful staff; negative feedback mentions occasional delays in claims processing and limited live support availability. |
Reddit | Business owners describe ERGO NEXT as convenient and competitively priced for basic coverage needs. Some praise the quick quoting and COI issuance, while others share frustration with “email-only” customer service, difficulty getting claims updates, or policy non-renewals without clear explanations. |
Combined feedback shows ERGO NEXT excels in speed, affordability and ease of use for straightforward needs. It's less helpful for businesses requiring consistent live support or complex claim handling.
ERGO NEXT Business Insurance Industry Ratings
Third-party ratings show how ERGO NEXT handles customer needs when they file a claim. These ratings measure the company's claims processing and customer service quality.
J.D. Power Recognition for Claims Excellence
There’s no ranking for ERGO NEXT appearing in J.D. Power’s U.S. Small Commercial Insurance or Property Claims Satisfaction studies.
National Association of Insurance Commissioners (NAIC) Complaint Index Performance
NAIC data shows a complaint index of 0.75 for ERGO NEXT’s underwriting entity, below the national average of 1.00, indicating fewer formal complaints than expected for its market size.
Better Business Bureau (BBB) Status
ERGO NEXT holds BBB accreditation with a B rating. While accreditation is a positive indicator of ethical standards, responsiveness could be improved.
These ratings show that ERGO NEXT has a low number of regulator-filed complaints, though its average BBB score suggests there’s still room to improve customer service. Overall, the company handles claims reliably but doesn’t yet match the consistency of higher-rated competitors.
NEXT Business Insurance Financial Strength Ratings
ERGO NEXT’s policies are backed by carriers rated A– (Excellent) by AM Best, showing strong financial stability and claims support. The rating is currently under review with positive implications, meaning an upgrade is possible given the company’s partnership with Munich Re.
ERGO NEXT Business Insurance Coverage Options and Add-ons
ERGO NEXT provides key coverages for small businesses, focusing on quick setup, easy management and transparent pricing.
Core | Third-party injuries, property damage and advertising injury with instant certificate of insurance issuance | |
Core | Bundles general liability and commercial property coverage, often including business income protection | |
Core | Wage replacement and medical expenses for employees injured at work | |
Core | Protects service providers from negligence or mistake claims | |
Core | Liability and physical damage for business vehicles | |
Tools & Equipment | Specialized | Repair or replacement costs for owned or leased tools |
Liquor Liability, Event Insurance, and More | Specialized | Industry-specific protection for certain business types |
Disclaimer
Deductibles, coverage limits and terms vary by policy and business type. Contact NEXT for specific coverage details.
Coverage availability and eligibility depend on your state and industry. ERGO NEXT excels with its streamlined digital platform, though some customers struggle to reach live support for complex policy or claims issues.
ERGO NEXT Business Insurance: Bottom Line
ERGO NEXT offers small business insurance starting at around $100 per month, though its prices are slightly higher than some competitors.
Customers appreciate the company’s easy-to-use digital tools and simple policy management. Still, some business owners mention that claims take longer to process than they expected.
ERGO NEXT Business Insurance: FAQ
Based on our analysis of ERGO NEXT's business coverage options, this FAQ section answers common questions about insurance plans, costs and what you can expect.
How much can I expect to pay for ERGO NEXT business insurance?
ERGO NEXT business coverage costs $100 per month ($1,199 annually) for most small businesses. Coverage prices range from $69 per month for workers' compensation to $154 per month for business owners' policies.
How much does ERGO NEXT business insurance cost by industry?
Business insurance costs range from $21 per month for DJs to $773 per month for pressure washing businesses. Service-based businesses like DJs pay lower premiums due to minimal physical risks.
What industries does ERGO NEXT rank best for?
ERGO NEXT ranks first in 25 of 79 industries, leading in automotive services, beauty salons, catering, photography, real estate and tech/IT sectors. The company offers the most affordable coverage for most industries.
Which states offer the cheapest ERGO NEXT business insurance rates?
Kentucky offers the lowest ERGO NEXT rates at $84 per month, while Washington has higher rates at $126 per month. ERGO NEXT isn't the cheapest provider in any state.
What are ERGO NEXT's biggest weaknesses compared to competitors?
ERGO NEXT shows lower scores in financial stability, ranking eighth. Claims processing is also a relative weakness, placing fourth nationally.
How We Rated ERGO NEXT Business Insurance
Small business owners depend on accurate information to choose the right insurance provider. Our evaluation outlines how NEXT performs compared with other national carriers across the factors that matter most for business protection:
- Affordability (50% of score): We compared NEXT’s rates with nine major insurers to see which company provides the best value for small businesses.
- Customer experience (30% of score): We looked at customer reviews, complaint records and service quality reports to measure how well it supports its clients.
- Coverage options (15% of score): We reviewed its policy types, coverage limits and add-on protections to see how flexible its offerings are for different business needs.
- Financial strength (5% of score): We checked financial stability ratings to confirm that NEXT has the resources to pay claims consistently.
Our analysis included quotes from 79 industries and four coverage types, based on a typical small business with two employees, $300,000 in annual revenue and $150,000 in payroll expenses.
This approach highlights where NEXT performs well and where it may fall short for certain business needs.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- AM Best. "AM Best Places Credit Ratings of Next Insurance US Company Under Review With Positive Implications." Accessed September 1, 2025.
- Better Business Bureau. "Next Insurance, Inc. | BBB Business Profile | Better Business Bureau." Accessed September 1, 2025.
- ERGO NEXT. "Why NEXT? Easy, No-Hassle Business Insurance." Accessed September 1, 2025.
- ERGO NEXT. "Customer Reviews | NEXT." Accessed September 1, 2025.
- Trustpilot. "nextinsurance.com Reviews | Read Customer Service Reviews of nextinsurance.com." Accessed September 1, 2025.