Shopping for Auto Insurance

Most states require car insurance, and having the right policy can save you thousands of dollars in monthly premiums — but how do you find the best coverage for you? Whether you’re a first-time buyer or a long-time policyholder, our resources can simplify the process of estimating your costs and selecting or upgrading your policy.

How to Get Started

1

Learn more about car insurance.

It’s important to get familiar with how car insurance works before purchasing coverage. This process could include reading up on different insurance types — like liability-only and full coverage insurance — as well as the standard components of each policy, like deductibles.

2

Determine what coverages you need.

How much coverage you need varies depending on your location, assets and personal preferences. While the cost of car insurance may be your primary concern, make sure you have enough coverage to protect yourself financially.

3

Compare quotes from different providers.

Once you know what you’re looking for, compare quotes from several companies to find the best policy. Be sure to factor any available discounts into your final quote. Also, keep in mind that the most affordable provider varies from person to person depending on factors like your age, location and driving record.

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MoneyGeek recommends that all drivers purchase 100/300/100 full coverage insurance to best protect financial assets after an accident.

Find an Auto Insurance Policy

Get an Auto Insurance Quote

Auto Insurance Calculator

State

Alaska

Age

40

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$363

2.

GEICO

$473

3.

Allstate

$534

Shopping for Home Insurance

Your home is one of the most significant purchases you’ll make in your life — it’s crucial that you have enough insurance coverage to safeguard this one-of-a-kind investment. MoneyGeek’s resources make it easier to determine how much coverage you need, estimate your costs, compare different options and get quotes from the best affordable insurers.

How to Get Started

1

Learn more about home insurance.

Familiarize yourself with the basics of home insurance to help you pick the best coverage for you and your family. Dwelling and hazard coverage takes care of the actual structure of your home, while personal property insurance covers your belongings.

2

Determine your dwelling and personal property coverage.

How much coverage you need depends on the value of your home and possessions. While the cost of home insurance may be your primary concern, it's best to purchase enough coverage to rebuild your home and replace your personal property if necessary.

3

Compare quotes.

Once you know what you’re looking for, compare quotes from different providers to find the best policy. Shopping online for home insurance can make this process quick and easy.

Find a Homeowners Insurance Policy

Get a Homeowners Insurance Quote

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Home Insurance Calculator

State

California

Dwelling Coverage

$500,000

Deductible

$500

Liability

$300,000

Personal Property

$100,000
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low end

on average

high end

Your home's location, its amenities, and other factors impact pricing.

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Most major insurers offer home and auto insurance. MoneyGeek found that bundling your policies with the same provider could save you up to $883 per year. However, be sure to compare multiple quotes — with and without bundling — to find the best rate.

Shopping for Renters Insurance

If you don’t own your home, renters insurance is a low-cost way to protect your belongings from damage and theft. In some cases, it can also cover some pet liability costs — which can amount to thousands of dollars without insurance. Learning more about what renters insurance covers, how much it costs and how much you’ll need can help you narrow down the best policy options.

Find a Renters Insurance Policy

Shopping for Motorcycle Insurance

Typically significantly less expensive than auto insurance, motorcycle insurance can protect you and your bike in the case of an accident. Familiarizing yourself with average rates and the amount of coverage you need to meet state minimum requirements and protect your motorcycle is key to finding the best plan for you.

Find a Motorcycle Insurance Policy