Understanding Credit Cards
These resources are for people who are new to the world of credit cards. Consider going through these if you've just received your first card, want to better understand commonly used credit card terminology or want to learn how credit cards work.
Building Credit
People with poor or no credit history may benefit by understanding what they can do to improve their credit, how much time the process takes and the factors that impact their credit scores.
Managing Credit Card Debt and Balance Transfers
People often turn to balance transfers to manage their existing debt more effectively. If you plan to tread this path, it’s important to know how much money you stand to save, the effect the process has on your credit score and the time the balance transfer might take to complete.
Featured Credit Card & Financial Experts
Financial gurus from across the U.S. help scrutinize all our content to ensure you get access to the most accurate and up-to-date information possible. They also help answer questions you see on different pages. Here are the experts who’ve worked with us on all the pages for new credit card users and for those hoping to build their creditworthiness.
Maximizing Rewards
The credit card advice that follows focuses on what you may do to maximize your reward-earning potential. We shed light on credit card churning, the best credit card combinations to use, responsible travel hacking and the probable pitfalls you need to avoid. All the content you read here is the result of meticulous research and is vetted by industry experts.
MoneyGeek’s Best Credit Cards for Every Category
We’ve collected and reviewed data for close to 2,500 American credit cards. Our experts arrive at revised lists of the best credit cards from different segments each month. They do this by subjecting new and existing cards to our unique ranking methodology that considers category-specific parameters. For instance, not all the factors that go into arriving at the best cards for bad credit are the same as the ones we consider when selecting the top cards for excellent credit.
