There are roughly 2,500 credit cards available on the market. Aided by our proprietary ranking system, our team of experts compares and ranks credit cards across all categories. We’ve collected data on each of these cards and reviewed about 80 of them to date. We do this to provide you with accurate, unbiased information that you can then use to find the best credit card for your needs.
The Best Credit Cards by Type
We review and rank the cards by category on a monthly basis to provide our readers with the most up-to-date credit card information available. The ranking is based on many factors, including rewards, sign-up bonuses, APRs, benefits, perks and overall customer experience.
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We may receive compensation for partner advertisements, but our editorial team independently reviews and ranks products. Learn more about our editorial policies.
To make the lives of our readers easier, we independently review each card available on the credit card market to make it easier for our readers to find all of the details they need to make the best decision. These details include things in the fine print many would overlook, such as potential fees.
All
Airline
Bad Credit
Balance Transfer
Bitcoin
Business
Cash Back
Fair Credit
Gas
Hotel
Low Ongoing Rate
Miles
Other
Rewards
Secured
Small Business
Small Business/Charge
Small Business/npsl
Store
Student
Travel Rewards
Travel Rewards/npsl
Credit Card
Best For
Type
Annual Fee
Reward Rate
NHL® Discover it®
A good no-annual-fee cash back credit card for NHL fans
Cash Back
$0
1%–5% Cash back
Alliant Visa Signature Card
A great no-annual-fee card with cash back and added perks
Cash Back
$0
1.5% – 2.5% Cash Back
American Express® Business Gold Card
A dynamic rewards card for high–spending business owners
Small Business/npsl
$375
1–4 Points per $1
Southwest® Rapid Rewards® Premier Business Credit Card
A great miles credit card for international purchases with multiple miles–earning and redeeming opportunities
Small Business
$99
1–2 Points per $1*
Credit One Bank Visa Credit Card (DC)
U.S. Bank Altitude® Go Visa Signature® Card
Solid dining rewards card with no annual fee
Cash Back
$0
1–4 Points per $1
Destiny Mastercard® - $700 Credit Limit
A solid no–frills credit card with opportunities to repair or build credit
Fair Credit
See terms*
None
[Old_DC] Destiny® Mastercard®
Emirates Skywards Premium World Elite Mastercard®
$499
1-3 Skywards Miles
USAA® Rate Advantage Visa Platinum® Card
A good no-annual-fee balance transfer card with added protections
$0
Self Credit Builder Account with Secured Visa® Credit Card
$25
N/A
Surge Mastercard® Credit Card
Bad Credit
See website
None
Alaska Airlines Visa® Business card
A great card for business owners who are frequent Alaska Airlines flyers
Small Business
$70 per company, $25 per card
1–3 Miles
Prime Visa Card
$0
Disney® Premier Visa® Card
A fantastic low-interest card that comes with no annual fees
Low Ongoing Rate
$49
1% – 5% Disney Rewards Dollars
Netspend® Visa® Prepaid Card
Chase Sapphire Preferred Card
A very good rewards card with no foreign transaction fees and comprehensive travel cover
Travel Rewards
$95
1–5 Points per $1
Upgrade Cash Rewards Visa®
$0
1.5% Unlimited Cash Back
United Gateway Card
A great no–annual–fee rewards card for people who fly United
Miles
$0
1 Mile per $1
First Access Solid Black Visa® Credit Card
A secured credit card for people with poor creditworthiness
Bad Credit
$48*
None
Navy Federal Credit Union cashRewards World Mastercard®
A good no-annual fee cash back card for those with average credit
Cash Back
$0
1.50% – 1.75% Cash Back
Macy’s American Express® Card
Excellent card for earning unlimited rewards through employee spending
Small Business/Charge
$150
2% Cash Back
Ink Business Cash® Credit Card
Fantastic card for earning rewards on office supplies
Small Business
$0
1–5% Cash Back*
United Quest℠ Card
A good choice for United Airlines flyers looking to earn more miles and enjoy some travel perks
Miles
$250
1–3 Miles per $1
Milestone® Unsecured Mastercard®
A good unsecured credit card for people with poor or no credit history
Bad Credit
$35 – $99
None
U.S. Bank Secured Visa Card
Gold Visa® Card
A good low-APR balance transfer card with no annual fees
Low Ongoing Rate
$0
None
DCU Visa® Platinum Secured Credit Card
$0
None
Allways Rewards Visa® Credit Card
A good rewards card for people who fly Allegiant Air
Travel Rewards
$59
1–3 Miles
Bank of America® Unlimited Cash Rewards Credit Card
A good no-annual-fee cash back credit card with an intro 0% APR offer
Cash Back
$0
1.5% Cash Back
U.S. Bank Altitude® Connect Visa Signature® Card
A good rewards card with multiple bonus categories
Rewards
$95
1–5 points
GO BIZ® Rewards Credit Card
A good no-annual-fee business credit card for earning rewards
Small Business
$0
1x point
Upgrade Bitcoin Rewards
A good no annual fee card that offers bitcoin as rewards
Bitcoin
$0
1.50% Cash Back in Bitcoin
Amazon Business Card
A good rewards card for business owners who make purchases through Amazon.com and Amazon Business
Business
$0
1 – 3% Cash Back
Bank of America® Unlimited Cash Rewards Credit Card for Students
A good student credit card with cash back and no annual fees
Cash Back
$0
1.5% Cash Back
Bank of America® Unlimited Cash Rewards Secured Credit Card
$0
1.5% Cash Back
American Airlines AAdvantage® MileUp® Card
A great travel card with no annual fee for frequent flyers on American Airlines
Miles
$0
1–2 Miles per $1
Aer Lingus Visa Signature®
A travel card with a great welcome bonus for frequent Aer Lingus travelers
Best for those looking for a credit-boosting card with a 0% intro APR
Secured
$49
Wells Fargo Business Secured Credit Card
A great no-annual-fee secured business credit card with cash back/reward points
Business
$0
1.5% Cash Back
Carnival® World Mastercard®
$0
1–2 FunPoints
Merrick Bank Secured Credit Card
A good secured credit card for people who wish to build their credit
Secured
$36*
U.S. Bank Altitude Reserve Visa Infinite Card
Capital One Savor Cash Rewards Credit Card
Cash Back
AAdvantage® Aviator® Red World Elite Mastercard®
Miles
$99
1 – 2 AAdvantage® miles
GO REWARDS® Credit Card
A great no-annual-fee rewards card for people with average credit
Rewards
$0
1–3 points
Credit One Bank® NASCAR® American Express® Credit Card
A good cash back credit card for NASCAR fans with average to excellent credit
Gas
$39
1% Cash Back
U.S. Bank Cash+® Visa Signature® Card
$0
Up to 5% Cash Back
The AARP® Travel Rewards Mastercard® from Barclays
$0
1% – 3% Cash Back
GO REWARDS® Credit Card
A great no-annual-fee rewards card for people with average credit
Rewards
$0
1–3 points
BankAmericard® Secured Credit Card
Best credit card for building credit with no or limited credit history
Secured
$0
Mastercard® Black Card™
A great travel reward card with no foreign transaction fee and many travel benefits.
Travel Rewards
$495 ($195 for each Authorized User added to the account)
1% Cash Back
JetBlue Card
$0
1–3 points
Discontinued
Best credit card for online spending if you have bad credit
Bad Credit
$177.24*
None
Banana Republic Rewards Mastercard®
$0
1 – 5 points
OakStone Platinum Secured Mastercard®
An excellent secured credit card with no credit score requirement
Secured
$49
First Digital Mastercard®
Fair Credit
$48*
None
Mastercard® Titanium Card™
Best rewards credit card for luxury travel/hotel perks
Travel Rewards
$195
1 point
U.S. Bank Triple Cash Rewards Visa® Business Card
A great no-annual-fee cash back credit card for business
Small Business
$0
1% – 5% Cash Back
JetBlue Plus Card
$99
1–6 points
Citi® Secured Mastercard®
Best credit card for building credit with no or limited credit history
Secured
$0
Emirates Skywards Rewards World Elite Mastercard®
$99
1–3 Skywards Miles
Princess® Rewards Visa® Card
$0
1–2 points
Apple Card
Cash Back
$0
1% – 3% Cash Back
Norwegian Cruise Line® World Mastercard®
A good no-annual-fee rewards card for people who use Norwegian Cruise Line frequently
Travel Rewards
$0
1–3 Points
World of Hyatt Credit Card
A great rewards card for travelers who like staying at Hyatt Hotels and Resorts
Hotel
$95
1–2 Points per $1
Gap Good Rewards Mastercard®
$0
1 – 5 points
PenFed Pathfinder® Rewards Visa Signature® Card
A good travel rewards card that comes with a possible annual fee waiver
Travel Rewards
$95
1.5– 4 points
BankAmericard® Credit Card
A good no-annual-fee credit card with a 0% APR offer on purchases and balance transfers
Low Ongoing Rate
$0
None
Hawaiian Airlines® World Elite Business Mastercard®
$99
1—3 HawaiianMiles
Bank of America® Customized Cash Rewards Credit Card
A great no-annual-fee card for earning high cash back on bonus categories
Cash Back
$0
1%–3% Cash Back
PenFed Platinum Rewards Visa Signature® Card
A great no-annual-fee gas rewards card
Gas
$0
1–5 Points
AAdvantage® Aviator® World Elite Silver Mastercard®
JetBlue Business Card
Excellent card for earning unlimited rewards through employee spending
Small Business
$99
1 – 6 points
RCI® Elite Rewards® Mastercard®
$0
1–5 Rewards
Simmons Visa®
A fantastic low-interest card that comes with no annual fees
Low Ongoing Rate
$0
None
Upromise® Mastercard®
$0
1.25%–1.529% Cash Back
Wyndham Rewards Earner® Business Card
$95
1–8 points
Capital One® Spark® Classic for Business
A great no-annual-fee business card with cash back for those with fair credit
Cash Back
$0
1% Cash Back
Marriott Bonvoy Bold® Credit Card
Great no annual fee card for earning points at Marriot properties
Hotel
$0
1–3 Points per $1
Capital One Spark Cash Select for Good Credit Card
#N/A
Small Business
$0
1.5% Cash Back
Bank of America® Travel Rewards Credit Card for Students
A great card for students who’re looking at earning travel rewards
Student
$0
1.5 points
Capital One® Spark® Miles Select for Business
A great no-annual-fee travel rewards card for small business owners with excellent credit
Miles
$0
1.5 miles
Navy Federal Credit Union Platinum Card
A great no-annual-fee balance transfer card for people with average credit
Balance Transfer
Free Spirit® Travel More World Elite Mastercard®
A good rewards credit card for frequent Spirit Airlines flyers
Travel Rewards
$79
1–3 Points
Journey Student Rewards from Capital One
Best student credit card with up to 1.25% cash back
Student
$0
up to 1.25% Cash Back
Indigo® Mastercard®
A good unsecured credit card to build or rebuild credit
Bad Credit
$0–$99*
None
FRONTIER Airlines World Mastercard®
$89
1-5 miles
Deserve® EDU Mastercard for Students
Best student cash back card for limited credit history
Student
$0
1% Cash Back
Southwest® Rapid Rewards® Performance Business Credit Card
An excellent business card with Southwest and other travel benefits
Small Business
$199
1–3 Points per $1*
United Club℠ Infinite Card
An excellent card for earning United’s MileagePlus miles
Miles
$525
1–4 Miles per $1*
Indigo® Platinum Mastercard®
A great card with global access to rebuild your credit
Fair Credit
$0–$99*
None
American Express Cash Magnet® Card
A great no annual fee card that comes with unlimited 1.5% cash back across categories
Cash Back
$0
1.5% Cash Back
OakStone Gold Secured Mastercard®
A secured credit card meant for people with poor or no credit histories
Secured
$39
Amazon Prime Rewards Visa Signature Card
A great no-annual-fee rewards card for Amazon Prime members
Cash Back
$0
1% – 5% Cash Back
Ink Business Premier® Credit Card
A great card to maximize earning unlimited rewards
Small Business
$195
1–3 Points per $1
British Airways Visa Signature® Card
A good choice for British Airways loyalists looking to earn Avios
Miles
$95
1–3 Avios per $1
Delta SkyMiles® Platinum American Express Card
An excellent card for earning Delta SkyMiles
Miles
$350
1–3 Miles per $1
Chase Freedom® Student credit card
A solid card with rewards students are sure to appreciate
Student
$0
1-5% Cash Back
Fit Mastercard® Credit Card
An unsecured credit card meant for those who wish to rebuild their credit
Bad Credit
$99
None
United Explorer Card
A good miles–earning rewards credit card with some perks and no foreign transaction fees
Miles
$0 Intro fee for the first year. After that, $95
1–2 Miles per $1*
Chase Sapphire Reserve Card
An outstanding travel card with flexible redemption points
Travel Rewards
$550
1–10 Points per $1
Mastercard® Gold Card™
A great card for people who’re looking at premium benefits
Travel Rewards
$995
1 point
Avant Credit Card
$59
West Elm Key Rewards Credit Card
A good no-annual-fee card for earning cash back across all Williams-Sonoma, Inc. brands
Store
$0
1 – 5% Cash Back
Southwest Rapid Rewards® Plus Credit Card
The best starter card for the Southwest Airlines flyer
Miles
$69
1–2 Points per $1*
BankAmericard® Credit Card for Students
#N/A
Student
$0
None
Simmons Rewards Visa Signature®
A great no annual fee card that offers rewards and travel benefits
Low Ongoing Rate
$0
1.25 Points per $1
Charity Charge Nonprofit Business Card
$0
Chase Freedom Unlimited®
An excellent no annual fee card that lets you earn unlimited cash back
Cash Back
$0
1.5%–6.5% Cash Back
Capital One SavorOne Cash Rewards Credit Card
A great no annual fee card that comes with rewards
Cash Back
U.S. Bank Visa® Platinum Card
An excellent balance transfer card with no annual fees and an extended intro APR offer
Balance Transfer
OpenSky® Plus Secured Visa® Credit Card
$0
Up to 10% cash back
Citi® / AAdvantage® Executive World Elite Mastercard®
The best card for access to the Admirals Club
Miles
$595
1–10 Miles per $1*
Choice Rewards World Mastercard®
2X Points on Everyday Purchases
Discover it® Cash Back Card
A good no-annual-fee cash back credit card with revolving bonus categories
Cash Back
$0
1%–5% Cash Back
Credit One Bank® Platinum Rewards Visa® With No Annual Fee
$0
2%
The Blue Business® Plus Credit Card from American Express
Great no–annual–fee card for earning rewards on business spending
Small Business
$0
up to 2X Membership Rewards® points
The American Express Blue Business Cash™ Card
A simple cash back rewards card that helps you avoid hassles
Small Business
$0
1–2% Cash Back*
Bank of America® Customized Cash Rewards credit card for Students
A good student card that offers higher cash back on bonus categories
Student
$0
1%–3% Cash Back
Discover it® Miles
A good no-annual-fee travel credit card with an intro 0% APR offer
Travel Rewards
$0
1.5 Miles
Milestone Mastercard® - $700 Credit Limit
An ideal card for rebuilding your credit without paying a security deposit
Fair Credit
See terms*
None
United℠ Business Card
A good miles–earning credit card with exclusive rewards and no foreign transaction fees
Small Business
$0 introductory annual fee for the first year, then $99.
1–2 Miles per $1*
Wells Fargo Autograph℠ Card
$0
1X - 3X
Wells Fargo Active Cash® Card
A great no-annual-fee cash back card with a 0% APR offer
Cash Back
$0
2% Cash Back
First Progress Platinum Elite Mastercard® Secured Credit Card
$29
American Express® Gold Card
Best rewards card for frequent fliers and diners
Travel Rewards/npsl
$250
1–4 Points per $1
Navy Federal Credit Union Visa Signature cashRewards Card
A great no-annual-fee cash back card for average to excellent credit
Cash Back
$0
1.5%–1.75% Cash Back
Navy Federal More Rewards American Express card
A good no annual fee rewards card for people with average credit
Rewards
$0
1–3 points
Credit One Bank American Express® Card
$39
1%
Navy Federal Credit Union Visa Signature Flagship Rewards card
A good travel rewards card with nominal annual fees
Travel Rewards
$49
2–3 points
Navy Federal Credit Union® nRewards® Secured Credit Card
A good secured card for building credit and earning rewards
Secured
$0
Chime Credit Builder Secured Visa® Credit Card
A good secured credit card with no annual fees and interest
Secured
$0
Chase Slate Edge℠
A good no annual fee card with a 0% intro APR offer
Balance Transfer
Alliant Visa® Platinum Credit Card
A good no-annual-fee credit card with an intro 0% APR offer
Balance Transfer
Capital One Platinum Secured Credit Card
Best secured card for building credit on a budget
Secured
$0
Bank of America® Platinum Plus® Mastercard® Business card
A good no-annual-fee business card with unlimited employee cards
Small Business
$0
None
Celebrity Visa Signature® Card
A good no-annual-free rewards card for holidaymakersvacationers who like Celebrity Cruises and Royal Caribbean
Travel Rewards
$0
1–2 Points
Susan G. Komen® Customized Cash Rewards Visa® credit card from Bank of America
A good no-annual-fee credit card with cash back and an intro APR offer
Cash Back
$0
1%–3% Cash Back
Air France KLM World Elite Mastercard®
A good rewards credit card for frequent Air France KLM flyers
Travel Rewards
$89
1.5 – 3 Miles
Capital One Venture X Rewards Credit Card
A good travel rewards card with airport benefits
Travel Rewards
$395
2–10 Miles
The Business Platinum Card® from American Express
A good business card for premium travel benefits
Small Business/npsl
$695
1–5 Points per $1*
Southwest Rapid Rewards® Priority Credit Card
A great card for Southwest frequent flyers
Miles
$149
1–2 Points per $1
Citi Double Cash® Card
A great no annual fee card that offers 2% cash back
Cash Back
Capital One VentureOne Rewards Credit Card
The best travel rewards card with no annual or foreign transaction fees
Travel Rewards
Discover it® Chrome
A good no-annual-fee credit card with extra cash back at restaurants and gas stations
Gas
$0
1%–2% Cash Back
Citi® Diamond Preferred® Card
Best balance transfer card for immediate transfers
Balance Transfer
Delta SkyMiles® Reserve Business American Express Card
A card that offers many rewards for business travelers who fly Delta frequently.
Small Business
$650
1–3 Miles per $1
Ink Business Unlimited® Credit Card
A great business card with a flat, simple rewards structure and no annual fees.
Small Business
$0
1.5% Cash Back
Capital One SavorOne Student Cash Rewards Credit Card
A great students’ credit card with high cash back on bonus categories
Student
$0
1% to 8% cash back
Capital One Quicksilver Student Cash Rewards Credit Card
A good no annual fee student credit card that offers 1.5% cash back
Student
$0
1.5%–5% cash back
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
An excellent no-annual-fee business credit card with cash back and added perks
Small Business
$0
1%–3% Cash Back
Marriott Bonvoy Business® American Express® Card
Excellent card for maximizing the rewards you earn while traveling
Small Business
$125
2–6 Points per $1*
Citi Custom Cash® Card
$0
5% cash back on top spending, then 1%
Alaska Airlines Visa Signature® credit card
A good rewards card for people who use Alaska Airlines frequently
Travel Rewards
$95
1–3 Miles
Credit One Bank® Platinum Visa®
Best cash back card for those with fair credit
Gas
$39
1% Cash Back
Marriott Bonvoy Brilliant® American Express® Card
A great card for frequent travelers who are Marriott Bonvoy members
Hotel
$650
2–6 Points per $1*
Hilton Honors American Express Card
A good travel rewards card for people who are casual guests at Hilton hotels and resorts
Hotel
$0
3–7 Points per $1*
The Plum Card® from American Express
Great No Preset Spending Limit Card with flexible payback methods
Small Business/Charge
$250
1.5% Cash Back
Discover it® Student Cash Back
A good no-annual-fee students credit card with bonus cash back
Student
$0
1%–5% Cash back
Capital One Venture Rewards Credit Card
A great rewards card that lets you earn unlimited miles
Travel Rewards
$95
2-5 miles
The Platinum Card® from American Express
A great rewards card for air travel with premium benefits
Travel Rewards/npsl
$695
1–5 Points per $1*
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
$0
1.5%
Capital One Walmart Rewards® Mastercard®
A good no-annual-fee cash back card for people who shop at Walmart frequently
Store
$0
1%–5% Cash Back
Bank of America® Travel Rewards
A no-annual-fee travel rewards card with a good spend-based welcome bonus offer
Travel Rewards
$0
1.5 Points
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
A great no-annual-fee business rewards card with several added benefits
Small Business
$0
1.5–3 Points
Credit One Bank® Platinum X5 Visa®
An excellent card for earning cash back across categories
Cash Back
$95
1%–5% Cash Back
Discover it® Secured Credit Card
A practical no-annual-fee secured card for earning cash back and building credit
Secured
$0
Capital One Quicksilver Secured Cash Rewards Credit Card
A great unsecured credit card that lets you earn cash back
$0
Delta SkyMiles® Gold Business American Express Card
A great miles rewards card with no foreign transaction fee for frequent business travelers
Small Business
$0 introductory annual fee for the first year, then $150
1–2 Miles per $1
Citi Premier® Card
An excellent travel rewards card for international use
Travel Rewards
$95
1–3 Points per $1
Delta SkyMiles® Platinum Business American Express Card
A great card for frequent business travelers who want to enjoy Delta travel perks and pursue elite traveler status
Small Business
$350
1–3 Miles per $1
Capital One Spark Miles for Business
Best flat–rate rewards card for frequent flyers
Small Business
$95 ($0 first year)
2X - 5x miles
Costco Anywhere Visa® Business Card by Citi
An excellent no annual fees rewards card for Costco members
Small Business
$0
1–4% Cash Back*
Capital One Quicksilver Cash Rewards Credit Card
Best cash back rewards credit card for everyday spending
Cash Back
Delta SkyMiles® Blue American Express Card
A great miles rewards card with no annual fees
Airline
$0
up to 2 Miles per $1*
Southwest Rapid Rewards® Premier Credit Card
A great miles rewards card with no foreign transaction fee for frequent Southwest customers
Miles
$99
1–2 Points per $1*
Capital One QuicksilverOne Cash Rewards Credit Card
A great card for earning cash back across categories
Cash Back
$39
1.5% Cash Back
Delta SkyMiles® Reserve American Express Card
A good travel card with a great rewards program for frequent Delta flyers.
Miles
$650
1–3 Miles per $1*
Capital One Spark Cash Plus
Excellent card for earning unlimited rewards through employee spending
Small Business/Charge
$150
2% Cash Back
Hilton Honors American Express Surpass® Card
An excellent credit card for earning Hilton Honors points
Hotel
$150
3–12 Points per $1*
Citi Rewards+® Card
An excellent no–annual–fee rewards card with a 0% intro APR offer
Rewards
$0
1–2 Points per $1*
Bank of America® Premium Rewards® credit card
A great travel rewards card for people who don’t want to deal with blackout dates
Travel Rewards
$95
1.5 – 2 Points
Discover it® Student Chrome
A good student credit card with bonus cash back categories
Student
$0
1%–2% Cash Back
Costco Anywhere Visa® Card by Citi
One of the best cards available for Costco members who spend a lot on gas
Rewards
$0
1%–4% Cash Back
Capital One Platinum Credit Card
A great card for fair credit with no annual fees
Fair Credit
$0
None
American Express® Green Card
$150
3X - 3X
The Hilton Honors American Express Business Card
This business credit card is perfect for earning Hilton Honors points
Small Business
$195
3–12 Points per $1*
Citi Simplicity® Card
A good no-annual-fee card for balance transfers
Balance Transfer
Delta SkyMiles® Gold American Express Card
A great credit card for individuals looking for basic travel perks and more opportunities to earn miles
Miles
0 introductory annual fee for the first year, then $150
1–2 Miles per $1
Wells Fargo Reflect® Card
A good no annual fee card with a lengthy 0% APR offer
Balance Transfer
MONEYGEEK EXPERT TIP
We rank and collect credit card data based on our proprietary methodology. Our methodology determines the approximate three-year value of the credit card — that is, what consumers can expect from their credit card based on three years of card membership. For further detail on the data points we used, check out our methodology page.
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*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available. Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team. Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.