There are tons of credit cards available on the market: roughly 2,500. We’ve collected data on each of these cards and have reviewed roughly 80 of them to date. Our team of experts, aided by our proprietary ranking system, compares and ranks credit cards across all categories. We do this to provide you with accurate, unbiased information that you can then use to find the best credit card for your needs.
Let us help your search by providing...
The Best Credit Cards by Type
We review and rank the cards by category on a monthly basis to provide our readers with the most up-to-date credit card information available. The ranking is based on many factors, including rewards, sign-up bonuses, APRs, benefits, perks and overall customer experience.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
To make the lives of our readers easier, we independently review each card available on the credit card market to make it easier for our readers to find all of the details they need to make the best decision. These details include things in the fine print many would overlook, such as potential fees.
All
Bad Credit
Balance Transfer
Bitcoin
Business
Cash Back
Fair Credit
Gas
Hotel
Low Ongoing Rate
Miles
Rewards
Secured
Small Business
Small Business/Charge
Small Business/npsl
Store
Student
Travel Rewards
Travel Rewards/npsl
Credit Card
Best For
Type
Annual Fee
Reward Rate
Credit One Bank Visa Credit Card (DC)
Southwest® Rapid Rewards® Performance Business Credit Card
An excellent business card with Southwest and other travel benefits
Small Business
$199
1–3 Points per $1*
Reflex Mastercard® Credit Card
Subheader will be added when card is reviewed
Bad Credit
$96*
None
Merrick Bank Secured Credit Card
A good secured credit card for people who wish to build their credit
Secured
$36*
Wells Fargo Reflect® Card
A good no annual fee card with a lengthy 0% APR offer
Balance Transfer
$0
[Old_DC] Destiny® Mastercard®
U.S. Bank Altitude® Connect Visa Signature® Card
A good rewards card with multiple bonus categories
Rewards
$95
1–5 points
Surge Mastercard® Credit Card
Bad Credit
$75– $99
None
Marriott Bonvoy Boundless® Credit Card
An excellent card for earning reward points and free nights at Marriott hotels
Hotel
$95
2 Points per $1
U.S. Bank Visa® Platinum Card
An excellent balance transfer card with no annual fees and an extended intro APR offer
Balance Transfer
$0
Citi® / AAdvantage® Executive World Elite Mastercard®
The best card for access to the Admirals Club
Miles
$450
1–2 Miles per $1*
Milestone® Unsecured Mastercard®
A good unsecured credit card for people with poor or no credit history
Bad Credit
$35 – $99
None
Citi Premier® Card
An excellent travel rewards card for international use
Travel Rewards
$95
1–3 Points per $1
American Express Cash Magnet® Card
A great no annual fee card that comes with unlimited 1.5% cash back across categories
Cash Back
$0
1.5% Cash Back
Mastercard® Black Card™
A great travel reward card with no foreign transaction fee and many travel benefits.
Travel Rewards
$495
1.5% Cash Back
Milestone Mastercard® - $700 Credit Limit
An ideal card for rebuilding your credit without paying a security deposit.
Fair Credit
See terms*
None
Merrick Bank Double Your Line® Secured Credit Card
Best credit card for training good financial habits
Secured
$36*
JetBlue Business Card
Excellent card for earning unlimited rewards through employee spending
Small Business/Charge
$150
2% Cash Back
Fit Mastercard® Credit Card
An unsecured credit card meant for those who wish to rebuild their credit
Bad Credit
$99
None
Macy’s American Express® Card
Excellent card for earning unlimited rewards through employee spending
Small Business/Charge
$150
2% Cash Back
First Access Solid Black Visa® Credit Card
A secured credit card for people with poor creditworthiness
Bad Credit
$48*
None
Royal Caribbean Visa Signature® Card
A good no-annual-fee rewards card to capitalize on your Royal Caribbean spending
Travel Rewards
$0
1–2 Points
Indigo® Platinum Mastercard®
A great card with global access to rebuild your credit
Fair Credit
$0–$99*
None
The Plum Card® from American Express
Great No Preset Spending Limit Card with flexible payback methods
Small Business/Charge
$250
1.5% Cash Back
Capital One Spark Cash Plus
Excellent card for earning unlimited rewards through employee spending
Small Business/Charge
$150
2% Cash Back
Hilton Honors American Express Aspire Card
A good card for Hilton loyalists looking for premium benefits
Hotel
$450
3–14 Points per $1
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
The best cost–effective credit card for frequent American Airlines travelers
Miles
$99
1–2 Miles per $1*
Chase Freedom Flex℠
An easy–to–use cash back card with quarterly rotating bonus categories
Cash Back
$0
1–5% Cash Back*
Southwest® Rapid Rewards® Premier Business Credit Card
A great miles credit card for international purchases with multiple miles–earning and redeeming opportunities
Best for those looking for a credit-boosting card with a 0% intro APR
Secured
$49
Ink Business Premier℠ Credit Card
A great card to maximize earning unlimited rewards
Small Business
$95
1–3 Points per $1
USAA® Rewards™ Visa Signature® Card
A good balance transfer credit card with rewards and no annual fees
$0
1–2 points
Costco Anywhere Visa® Card by Citi
One of the best cards available for Costco members who spend a lot on gas
Rewards
$0
1–4% Cash Back*
Capital One SavorOne Cash Rewards Credit Card
A great no annual fee card that comes with rewards
Cash Back
$0
Citi Rewards+® Card
An excellent no–annual–fee rewards card with a 0% intro APR offer
Rewards
$0
1–2 Points per $1*
Bank of America® Customized Cash Rewards credit card
A great no-annual-fee card for earning high cash back on bonus categories
Cash Back
$0
1% – 3% Cash Back
Costco Anywhere Visa® Business Card by Citi
An excellent no annual fees rewards card for Costco members
Small Business
$0
1–4% Cash Back*
World of Hyatt Credit Card
A great rewards card for travelers who like staying at Hyatt Hotels and Resorts
Hotel
$95
1–2 Points per $1
Blue Cash Everyday® Card from American Express
A simple cash back card that’s best for everyday purchases.
Cash Back
$0
1–3% Cash Back*
Bank of America® Unlimited Cash Rewards Credit Card for Students
A good student credit card with cash back and no annual fees
Cash Back
$0
1.5% Cash Back
Secured Chime Credit Builder Visa® Credit Card
A good secured credit card with no annual fees and interest
Secured
$0
BankAmericard® credit card
A good no-annual-fee credit card with a 0% APR offer on purchases and balance transfers
Low Ongoing Rate
$0
None
Citi Simplicity® Card
A good no annual fee card for balance transfers
Balance Transfer
$0
Simmons Visa®
A fantastic low-interest card that comes with no annual fees
Low Ongoing Rate
$0
None
Wells Fargo Business Platinum Credit Card
A good no-annual-fee business credit card for earning cash back/reward points
Business
$0
1.5% Cash Back
Wells Fargo Business Secured Credit Card
A great no-annual-fee secured business credit card with cash back/reward points
Business
$0
1.5% Cash Back
West Elm Key Rewards Credit Card
A good no-annual-fee card for earning cash back across all Williams-Sonoma, Inc. brands
Store
$0
1 – 5% Cash Back
Blue Cash Preferred® Card from American Express
A great cash back card for gas and grocery shopping
Cash Back
$95
3% Cash Back
Alaska Airlines Visa® Business card
A great card for business owners who are frequent Alaska Airlines flyers
Small Business
$50
1–3 Miles
USAA® Preferred Cash Rewards Visa Signature® Card
A good no-annual-fee card with cash back and an intro 0% APR balance transfer offer
Cash Back
$0
1.5% Cash Back
United Club℠ Infinite Card
An excellent card for earning United’s MileagePlus miles
Miles
$525
1–4 Miles per $1*
Disney® Premier Visa® Card
A fantastic low-interest card that comes with no annual fees
Low Ongoing Rate
$0
None
United℠ Business Card
A good miles–earning credit card with exclusive rewards and no foreign transaction fees
Small Business
$99
1–2 Miles per $1*
IHG One Rewards Traveler Credit Card
Great card for earning points fast for IHG loyalists
Hotel
$0
1–2 Points per $1
Capital One® Spark® Miles Select for Business
A great no-annual-fee travel rewards card for small business owners with excellent credit
Miles
$0
1.5 – 5 miles
Discover it® chrome
A good no-annual-fee credit card with extra cash back at restaurants and gas stations
Gas
$0
1%–2% Cash Back
Discover it® Cash Back
A good no-annual-fee cash back credit card with revolving bonus categories
Cash Back
$0
1%–5% Cash back
Discover it® Miles
A good no-annual-fee travel credit card with an intro 0% APR offer
Travel Rewards
$0
1.5 Miles
NHL® Discover it®
A good no-annual-fee cash back credit card for NHL fans
Cash Back
$0
1%–5% Cash back
USAA® Rewards™ American Express® Card
A good no-annual-fee rewards card with a balance transfer offer
$0
1–3 points
Bank of America® Travel Rewards credit card
A no-annual-fee travel rewards card with a good spend-based welcome bonus offer
Travel Rewards
$0
1.5 Points
Bank of America® Customized Cash Rewards Card for Students
A good students’ card that offers higher cash back on bonus categories
Student
$0
1–3% Cash Back
Bank of America® Premium Rewards® credit card
A great travel rewards card for people who don’t want to deal with blackout dates
Travel Rewards
$95
1.5 – 2 Points
Capital One VentureOne Rewards Credit Card
The best travel rewards card with no annual or foreign transaction fees
Travel Rewards
$0
Alliant Visa® Platinum Credit Card
A good no-annual-fee credit card with an intro 0% APR offer
Balance Transfer
$0
OpenSky® Secured Visa® Credit Card
A good secured card for those who have poor credit
Secured
$35
Delta SkyMiles® Platinum American Express Card
An excellent card for earning Delta SkyMiles
Miles
$250
1–3 Miles per $1
Hilton Honors American Express Card
A good travel rewards card for people who are casual guests at Hilton hotels and resorts
Hotel
$0
3–7 Points per $1*
U.S. Bank Altitude® Go Visa Signature® Card
Solid dining rewards card with no annual fee
Cash Back
$0
1–4 Points per $1
The Business Platinum Card® from American Express
A good business card for premium travel benefits
Small Business/npsl
$695
1–5 Points per $1*
U.S. Bank Triple Cash Rewards Visa® Business Card
A great no-annual-fee cash back credit card for business
Small Business
$0
1% – 5% Cash Back
World of Hyatt Business Credit Card
A great business credit card for World of Hyatt members
Small Business
$199
1–9 Points
Upgrade Bitcoin Rewards
A good no annual fee card that offers bitcoin as rewards
Bitcoin
$0
1.50% Cash Back in Bitcoin
Navy Federal Credit Union® nRewards® Secured Credit Card
A good secured card for building credit and earning rewards
Secured
$0
Allegiant World Mastercard® Credit Card
A good rewards card for people who fly Allegiant Air
Travel Rewards
$59
1–3 Miles
Amazon Prime Rewards Visa Signature Card
A great no-annual-fee rewards card for Amazon Prime members
Cash Back
$0
1% – 5% Cash Back
Wells Fargo Active Cash® Card
A great no annual fee cash back card with a 0% APR offer
Cash Back
$0
2% Cash Back
Air France KLM World Elite Mastercard®
A good rewards credit card for frequent Air France KLM flyers
Travel Rewards
$89
1.5 – 3 Miles
American Express® Business Gold Card
A dynamic rewards card for high–spending business owners
Small Business/npsl
$295
1–4 Points per $1
American Express Blue Business Cash™ Card
A simple cash back rewards card that helps you avoid hassles
Small Business
$0
1–2% Cash Back*
Marriott Bonvoy Business® American Express® Card
Excellent card for maximizing the rewards you earn while traveling
Small Business
$125
2–6 Points per $1*
The Blue Business® Plus Credit Card from American Express
Great no–annual–fee card for earning rewards on business spending
Small Business
$0
up to 2X Membership Rewards® points
Delta SkyMiles® Reserve Business American Express Card
A card that offers many rewards for business travelers who fly Delta frequently.
Small Business
$550
1–3 Miles per $1
The Hilton Honors American Express Business Card
This business credit card is perfect for earning Hilton Honors points
Small Business
$95
3–12 Points per $1*
Chase Freedom® Student credit card
A solid card with rewards students are sure to appreciate
Student
$0
1-5% Cash Back
Southwest Rapid Rewards® Plus Credit Card
The best starter card for the Southwest Airlines flyer
Miles
$69
1–2 Points per $1*
Citi® Diamond Preferred® Card
Best balance transfer card for immediate transfers
Balance Transfer
$0
Citi Custom Cash℠ Card
A great no annual fee cash back card with a unique bonus category system
Gas
$0
1% – 5% Cash Back
American Express® Gold Card
Best rewards card for frequent fliers and diners
Travel Rewards/npsl
$250
1–4 Points per $1
Citi® Double Cash Card
A great no annual fee card that offers 2% cash back
Cash Back
$0
Destiny Mastercard® - $700 Credit Limit
A solid no–frills credit card with opportunities to repair or build credit
Fair Credit
See terms*
None
Chase Sapphire Reserve® Card
An outstanding travel card with flexible redemption points
Travel Rewards
$550
1–10 Points per $1
Capital One Venture Rewards Credit Card
A great rewards card that lets you earn unlimited miles
Travel Rewards
$95
2 Miles per $1
Capital One Spark Cash Select for Good Credit Card
#N/A
Small Business
$0
1.5% Cash Back
Capital One Venture X Rewards Credit Card
A good travel rewards card with airport benefits
Travel Rewards
$395
2–10 Miles
Capital One Platinum Credit Card
A great card for fair credit with no annual fees
Fair Credit
$0
None
Capital One Platinum Secured Credit Card
Best secured card for building credit on a budget
Secured
$0
Capital One Quicksilver Secured Cash Rewards Credit Card
A great unsecured credit card that lets you earn cash back
$0
Capital One QuicksilverOne Cash Rewards Credit Card
Best card for earning cash back across categories
Cash Back
$39
1.5% Cash Back
Capital One Quicksilver Student Cash Rewards Credit Card
A good no annual fee student credit card that offers 1.5% cash back
Student
$0
1.5% – 10% cash back
Capital One Spark Miles for Business
Best flat–rate rewards card for frequent flyers
Small Business
$95 ($0 first year)
2 Miles per $1
Capital One Spark Cash Select for Excellent Credit
A great no–annual–fee business card with unlimited 1.5% cash back
Small Business
$0
1.5% Cash Back
Capital One Walmart Rewards® Mastercard®
A good no-annual-fee cash back card for people who shop at Walmart frequently
Store
$0
1%–5% Cash Back
MONEYGEEK EXPERT TIP
We rank and collect credit card data based on our proprietary methodology. Our methodology determines the approximate three-year value of the credit card — that is, what consumers can expect from their credit card based on three years of card membership. For further detail on the data points we used, check out our methodology page.
Credit Card Comparisons
Other Helpful Information About Credit Cards
For more helpful information about credit cards, take a look at our resources, tools and studies. These can help aid you in making the best financial decision for your situation.
Please search or navigate the links below to find other resources, tools and studies that can help empower you to make better financial decisions with your credit and decide which credit card is best for you.
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available. Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team. Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.
Credit One Bank Visa Credit Card (DC)
Southwest® Rapid Rewards® Performance Business Credit CardAn excellent business card with Southwest and other travel benefitsSmall Business$1991–3 Points per $1*
Reflex Mastercard® Credit CardSubheader will be added when card is reviewedBad Credit$96*None
Merrick Bank Secured Credit CardA good secured credit card for people who wish to build their creditSecured$36*
Wells Fargo Reflect® CardA good no annual fee card with a lengthy 0% APR offerBalance Transfer$0
[Old_DC] Destiny® Mastercard®
U.S. Bank Altitude® Connect Visa Signature® CardA good rewards card with multiple bonus categoriesRewards$951–5 points
Surge Mastercard® Credit CardBad Credit$75– $99None
Marriott Bonvoy Boundless® Credit CardAn excellent card for earning reward points and free nights at Marriott hotelsHotel$952 Points per $1
U.S. Bank Visa® Platinum CardAn excellent balance transfer card with no annual fees and an extended intro APR offerBalance Transfer$0
Citi® / AAdvantage® Executive World Elite Mastercard®The best card for access to the Admirals ClubMiles$4501–2 Miles per $1*
Milestone® Unsecured Mastercard®A good unsecured credit card for people with poor or no credit historyBad Credit$35 – $99None
Citi Premier® CardAn excellent travel rewards card for international useTravel Rewards$951–3 Points per $1
American Express Cash Magnet® CardA great no annual fee card that comes with unlimited 1.5% cash back across categoriesCash Back$01.5% Cash Back
Mastercard® Black Card™A great travel reward card with no foreign transaction fee and many travel benefits.Travel Rewards$4951.5% Cash Back
