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With 33 different credit cards, Chase Bank caters to individuals looking for business, travel, cash back or student cards. Depending on the card, Chase Bank typically accepts those with good to excellent credit scores, so you might need a minimum score of 670 to qualify.
Cardholders have the chance to enjoy additional benefits with Chase Bank’s line of credit cards since they are co-branded with companies Disney, United, IHG, Amazon and more.
Featured Credit Cards Offered by Chase Bank
Chase Bank offers 33 credit cards, including options for cash back, business, students and travel. Chase cardholders can usually get a welcome bonus through rewards or cash back.
Other Cards Issued by Chase Bank
Chase Bank also offers the following credit cards:
- Slate Edge: Best for individuals looking for a card with an introductory APR and no annual fee.
- Aeroplan Card: Best for travelers looking to earn points when they travel or shop.
- Disney Visa: Best for those looking for a straightforward card to earn Disney Rewards Dollars.
- Disney Premier Visa: Best for those looking to earn rewards at Disney and a statement credit for airline travel.
- Starbucks Rewards Visa Card: Best for those looking to get exclusive Starbucks perks and rewards.
- Amazon Prime Rewards Visa Signature: Best for those looking to earn cash back on Amazon, Whole Foods Market, U.S. restaurants, gas stations and drug stores.
- World of Hyatt Business Credit Card: Best for small business owners looking to earn Hyatt-specific benefits.
The Best Chase Bank Credit Cards in 2023
To help guide your decision, MoneyGeek identifies the best Chase Bank credit cards each month. These are based on reward categories, welcome bonuses and other criteria.
- Ink Business Cash® Credit Card
Best for earning rewards on office supplies
- 1–5% Cash Back*Rewards Rate
- 18.49% – 24.49% VariableAPR
- $0Annual Fee
- Good–ExcellentRecommended Credit
- Chase Freedom Unlimited®
An excellent no-annual-fee card that lets you earn unlimited cash back
- 1.5–5% Cash BackRewards Rate
- 20.49% – 29.24% VariableAPR
- $0Annual Fee
- ExcellentRecommended Credit
- Chase Freedom Flex℠
An easy-to-use cash back card with quarterly rotating bonus categories
- 1–5% Cash Back*Rewards Rate
- 20.49% – 29.24% VariableAPR
- $0Annual Fee
- Good–ExcellentRecommended Credit
Rules for Applying, Acceptance & Welcome Bonuses
Before you apply for a Chase Bank credit card, it’s best to know their guidelines and processes to maximize your card’s rewards and benefits. To help you find the right card for your needs, MoneyGeek answers frequently asked questions about Chase Bank.
Other Considerations About Chase Bank
It’s important to consider other factors outside of fees and benefits when you’re looking for the right credit card for your needs.
Feature | Description |
---|---|
Customer Service & Satisfaction | In a 2021 J.D. Power survey, Chase Bank ranked among the top five banks in overall customer satisfaction among national issuers. Chase earned 807 out of 1,000 points. For any concerns or questions, you can contact Chase through their customer service number or via their social media accounts. |
Mobile Apps & Online Services | Chase has a mobile app on the Apple App Store and Google Play, ranking 4.8 out of 5 and 4.4 out of 5, respectively. You can also manage your credit card account through their online banking to pay bills, manage notifications and check your transactions. |
Security & Credit Monitoring Services | Depending on your card, Chase offers several security features. For example, the Chase Sapphire Reserve Card has zero fraud liability, which means that you don’t need to pay for any unauthorized purchases. Additionally, the Chase mobile app has face recognition, fingerprint authentication and transaction alerts. You can even lock and unlock your card with the app. |
Loyalty Programs & Other Issuer Perks | The Chase Ultimate Rewards program rewards certain cardholders with exclusive benefits and perks. You can redeem your points and use it for cash back, travel and gift cards. Chase Ultimate Rewards partners with three hotels and 10 airlines. Eligible cardholders can transfer their points on a 1:1 basis with no fees. You may also transfer points among eligible cardholders living at the same address. With the card, you may also pay eligible Amazon orders and Apple purchases with your points. Through Chase Dining, you can redeem points for dining experiences and exclusive reservations. Every 100 points are equivalent to $0.80 in redemption value. |
Authorized Users | Chase Bank doesn’t have a formal limit on how many authorized users can use one card, nor do they have a fee for adding an authorized user on most cards. |
Purchase Protection | Chase Bank doesn’t generally offer purchase protection on their cards, but they have other security features like zero fraud liability. |
Co-Branding & Partnerships | Chase Bank has multiple co-branded partnerships with brands like:
|
Other Products Offered | Chase Bank offers financial products and services, including:
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Overall Opinion of Chase Bank & Their Credit Card Offerings
Chase Bank credit cards are generally a great choice for individuals or small business owners with good to excellent credit scores. These cards may also be ideal for students with limited to fair credit.
With a variety of credit card offerings, you may need to compare multiple Chase Bank cards to see which one fits your needs. Chase Bank cards may be a great fit for:
Individuals looking for an all-in-one bank
Aside from credit cards, Chase also offers financial services like personal and business banking, mortgages and investments.
Frequent travelers
Chase has co-branded partnerships with several airlines and hotels like United, British Airways, Marriott and IHG. With their travel and hotel credit cards, cardholders can get cash back rewards, exclusive perks and redeem points.
Business owners with high spending levels
The Ink Business Preferred card offers a generous welcome bonus, rewards, extended warranty protection, cash back and no foreign transaction fees. With no added cost and customizable spending limits, you can get free employee cards to earn rewards faster and track purchases on an individual level for accounting and allocating expenses to projects and customers.
Students looking for their first card
The Chase Freedom® Student credit card only requires limited to fair credit and may be an ideal option for students who want to build their credit score. You get a guaranteed 1% cash back with every purchase.
"Chase has one of the most attractive loyalty programs of any bank. It's Ultimate Rewards are extremely flexible and some cards receive a higher value when redeeming points for travel. Points can also be transferred to airline and hotel partners for potentially higher value. The only downside is that the Chase 5/24 Rule may impact your ability to apply for its cards."
- Lee Huffman, credit card expert at BaldThoughts.com
Still Not Sure About This Issuer? Consider These Options.
If you don’t meet the criteria for the listed cards or are still on the fence, try other credit cards that may work better for you.
Learn More About Credit Cards in General
sources
- Chase Credit Cards. "All Credit Cards." Accessed January 13, 2022.
- Chase Credit Cards. "Chase Freedom Unlimited Credit Card." Accessed January 13, 2022.
- Chase. "Homepage." Accessed January 13, 2022.
- Chase. "Ultimate Rewards." Accessed January 13, 2022.
- CloudApp. "Southwest Rapid Rewards Credit Card." Accessed February 9, 2022.
- J.D. Power. "While Many U.S. Credit Card Issuers Struggle to Meet Evolving Customer Expectations, Some Bright Spots Exist, J.D. Power Finds." Accessed January 13, 2022.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
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