The Cheapest Car Insurance Companies & Quotes (May 2022)
Although State Farm is the cheapest widely available insurer, the insurer offering you the cheapest quote could depend on your location, driving history, policy type and many other factors.
MoneyGeek analyzed thousands of quotes to help you find the cheapest car insurance rates for the coverage you need. Our data shows that drivers could save over almost $500 per year by shopping around.
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MoneyGeek provides recommendations for the cheapest insurers based on data across the country, and these can provide a starting point for your shopping. We analyzed quotes based on a variety of unique factors such as location, age, driving record and coverage levels so you can find a rate most accurately representing your profile.
It's easier than ever to shop for cheap car insurance online, and if you decide to get a binding quote we recommend getting at least three quotes for a fair comparison. If you want an estimate without entering personal information, MoneyGeek's car insurance calculator can help find the cheapest company for you.
Find the cheapest rates based on your profile or coverage needs. For each section, MoneyGeek analyzed the cheapest providers among widely-available national insurers and the cheapest in your state.
- I want to know which company is cheapest for most drivers.
- I want to find out the cheapest car insurance company in my state.
- I'm looking for minimal coverage and the absolute cheapest car insurance.
- I want a company that blends affordability with quality service.
- I have a violation and I want to find the cheapest company for me.
- I want to know which companies charge lower rates for poor credit.
- I'm a teen or senior driver looking for the cheapest company for me.
The Cheapest Car Insurance Quotes for Most Drivers (May 2022)
MoneyGeek’s study found that the cheapest, widely available car insurance company is State Farm based on the latest rates in May 2022. Its average annual premium is $1,081. However, if you're an eligible current or former military member, USAA is even cheaper, with an average annual premium of $943.
These numbers are for the cheapest full coverage policies, which offer robust insurance protection, but if you're looking for the cheapest insurance possible you could shop for the cheapest state minimum insurance policy.
Average Annual Rate: $1,081 (Updated May 2022)
State Farm charged drivers an average annual premium of $1,081 per year for a full coverage policy. These rates are before discounts, meaning that drivers could save even more on their monthly bill by taking advantage of the more than 10 discounts offered by State Farm.
For example, State Farm offers almost all common major discounts, such as savings for bundling insurance policies, insuring multiple cars, safe driving and anti-theft and airbag systems. And the company also offers some less common discounts, such as those for taking a defensive driving course or owning a new vehicle.
MoneyGeek's data shows how valuable it is to shop around and find cheap car insurance quotes. Our sample driver paid more about 5f1% more for a policy with Travelers than he did with State Farm for identical coverage.
The Cheapest Car Insurance Companies for Most Drivers, Ranked
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To help you figure out whether or not to switch car insurance, MoneyGeek analyzed dozens of insurance companies across hundreds of cities to see which companies offer the lowest premiums. And we update the rates each month so you can get a sense for the cheapest options right now. While they may not offer the cheapest car insurance rates for everyone, they will offer the best deal for many drivers.
Read more about MoneyGeek's methodology.
Cheapest Car Insurance Companies by State
Nationally, the car insurance companies with the most inexpensive rates on average are USAA and GEICO. But companies that are cheap on average for the country as a whole might not be cheap in your state. Excluding USAA, which is only available for military families, the cheapest companies in most states are:
- GEICO (cheapest in 23 states)
- State Farm (cheapest in seven states)
- Erie (cheapest in four states)
A hugely important factor car insurance companies consider when calculating your rates is where you live. Insurance is regulated by states, so different states can have very different price levels. Companies also price differently by where you live within a state, as different cities and towns may have higher or lower risks for car accidents and theft.
Use the table below to explore the cheapest companies for a full coverage policy, excluding USAA, in your state. But drivers who are eligible for USAA and who are looking for savings should always get a quote with the insurer; it consistently has some of the most affordable rates in the country.
The Cheapest Car Insurance Company in Each State
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The Cheapest Car Insurance Companies for Minimum Coverage
The absolute cheapest policy you can buy is one that only meets the minimum car insurance coverage required by your state. After analyzing sample quotes across the country, MoneyGeek found that GEICO offers the cheapest rates on average at $513 per year.
Rates for minimum coverage can differ drastically between states because some require drivers to buy much higher levels of protection than others. If you want additional liability protection but don't want to purchase comprehensive and collision insurance, you should shop for cheap liability-only insurance with coverage levels higher than the state minimum.
Average Annual Rate: $513
GEICO is also the cheapest company for a minimum coverage policy, with an average rate of $513 per year. If you're looking for even more ways to save, you can take advantage of some of the company's elective discounts.
For example, the company offers money off your premium for taking defensive driving or driver's education courses. If you're a member of an alumni or professional organization that partners with GEICO, you could be eligible for even more savings.
State Farm and Progressive are also relatively affordable options for drivers looking to get bare minimum car insurance. The difference between the most expensive policy (Farmers) and the cheapest (GEICO) is approximately $360, indicating that drivers can still save hundreds of dollars per year by shopping around, even for policies with limited protection.
Cheapest Car Insurance Companies for Minimum Coverage
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The Cheapest Car Insurance Companies for Minimum Coverage - By State
MoneyGeek found that for minimum coverage GEICO is not only the cheapest option at a national level, but also the cheapest car insurance in most states. In 26 of the 50 states and Washington D.C., GEICO had the most affordable quotes. State Farm came in a distant second as it was the cheapest option in seven states.
The cost of a minimum coverage policy — even from the cheapest companies — differs greatly by state. For instance, the cheapest company in any state is Vermont Mutual in Vermont, which offers a policy for an average of $206 per year. The cheapest company in Michigan is GEICO, but it costs over five times as much: $1,092 per year on average.
By scrolling to your state you can find the cheapest options where you live for a minimum coverage policy, which could be as low as a couple of hundred dollars per year.
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The Best Cheap Car Insurance Companies
Not everyone looking for the cheapest car insurance companies wants to sacrifice service quality. And car insurance companies offer different rates and service experiences in every state, meaning that a quality cheap insurer in our state could be an expensive and poorly-run insurer in another.
MoneyGeek scored auto insurers in every state based on a blend of affordability, customer satisfaction and claims experience, finding that GEICO is most likely to offer the best car insurance company on a budget. It's a great choice for those looking to balance affordability and quality. GEICO was MoneyGeek's top pick in 29 states, followed by State Farm, which won seven states. Click on your state to learn more about why and how MoneyGeek picked that winner.
The Best Affordable Car Insurance Companies
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Cheapest Car Insurance for Drivers With Violations
Drivers with moving violations or accidents on their driving record may discover they have higher car insurance rates than drivers with clean driving records. Car insurance companies see these drivers as a higher risk to insure, and your rates will reflect that risk. Although all companies will raise your rates, some will raise them less than others.
Drivers who have had a more serious violation, such as a DUI, may need to buy a SR-22 insurance policy.
Most Affordable for Drivers With a Ticket
When comparing drivers with tickets or accidents to the average driver with a clean driving record, drivers with a ticket can expect to pay 22.4% more on average, while drivers with an accident could see increases of 36.3% on average.
MoneyGeek again found that GEICO offers the cheapest rates on average. At $1,407 per year, it charges $360 more than it does for drivers with a clean record.
Average Annual Rate: $1,407
GEICO has the cheapest rates for drivers with a ticket on their record. Car insurance typically costs more with a ticket or accident on your record; drivers with GEICO can expect to pay an average of 34% more if they have a speeding ticket.
You may be able to save additional money on your premium by taking defensive driving or drivers education courses. These discounts can help bring your premiums down to a more affordable cost, especially if you have a ticket on your record.
USAA is also a very affordable option for those who are eligible. And State Farm offers comparable rates to GEICO for those who have a ticket on their record.
The Cheapest Car Insurance Companies for Drivers With a Ticket, Ranked
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Most Affordable Insurance for Drivers With a Ticket - By State
Over 10 different insurers offer the cheapest car insurance after a speeding ticket in a given state. MoneyGeek found that GEICO (cheapest in 19 states) and State Farm (16) offered the cheapest rates if you have a ticket.
Click on your state to dig into MoneyGeek's analysis of the cheapest car insurance rates after a ticket where you live.
Cheapest Car Insurance Companies for a Ticket - By State
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Most Affordable for Drivers With an Accident
Compared to the average driver, drivers with an accident on their record can expect to pay an average of $813 more than those without an accident on their record.
MoneyGeek found that State Farm is the cheapest widely available insurance company at $1,583 per year. If you have an at-fault accident, it's a good place to start when shopping for cheap insurance.
One way to keep rates low in the event of an accident is by purchasing accident forgiveness coverage with your car insurance. This option can help you avoid a rate increase in the event of an accident when you are at fault. State Farm doesn't offer his coverage, but companies such as Allstate, Nationwide and GEICO do.
Average Annual Rate: $1,,538
State Farm offers affordable car insurance policies. At $1,583, State Farm’s annual premium is 28% lower than the average cost to insure a driver with an accident on their record. The company also offers a variety of discounts to help you save even more.
For instance, State Farm offers one of the best home and auto bundling discounts on the market, with average savings of 25%. You can also get discounts if you insure multiple cars, own a newer vehicle or install alarms and other approved anti-theft devices.
Although GEICO isn't the cheapest option for a driver with an accident on their record, it still offers some of the most affordable rates available. And USAA remains the cheapest option if you've been in an at-fault accident and have a military background.
The Cheapest Car Insurance Companies for Drivers With an Accident
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Most Affordable for Drivers With an Accident - By State
The penalties for an at-fault accident in a given state are even more severe than those for a driver. MoneyGeek found that State Farm is the cheapest option in average in 20 states if you've caused an accident. Several other insurers such as GEICO, American Family and Erie could also be affordable options, depending on where you live.
If you've caused an accident, click on your state to find out about the cheapest rates on average for those with a similar driving record.
Cheapest Companies for Drivers With an Accident - By State
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Most Affordable for Drivers With a DUI
If you have a DUI on your record, MoneyGeek found that Progressive is the cheapest option. Average across the country, it charged our sample driver $2,132 per year, which is hundreds of dollars cheaper than most providers.
If you are found guilty of a DUI and want to save money on your insurance, you should get quotes with multiple insurers. A DUI can increase your rates by hundreds or even thousands of dollars per year, and a company that raises your premium you less than its competitors could save you a lot of money.
Average Annual Rate: $2,132
On average, MoneyGeek found that Progressive offers the most affordable rates for drivers with a DUI.
Though the company doesn't offer some of the most common discounts on the market, like savings for anti-theft systems or defensive driving courses, it still has plenty of opportunities to save. For example, if you pay your policy in full online and opt for paperless and automatic billing, you can receive money off your annual premium. Progressive also provides discounts for bundling home and auto insurance or owning a home, meaning that homeowners have extra opportunities to save.
MoneyGeek's analysis of rates gathered across the country found that for drivers with a DUI, Progressive was almost $100 cheaper than State Farm and almost $300 cheaper than Farmers. Some insurers, such as Allstate, GEICO and Travelers, charged a sample driver an additional $1,300 to $1,600 per year after they committed a DUI.
Cheapest Car Insurance Companies with a DUI
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Most Affordable for Drivers With a DUI - By State
A DUI is one of the most severe common driving violations, and drivers who have one on their record should compare multiple insurers in their state to ensure they're getting the best rate. State Farm is the clear winer for affordability among the 50 states and Washington D.C. as it ranked cheapest in 29 states. American Family Insurance, a regional insurer, was runner-up.
Click on your state for a deeper look at which insurers are affordable after a DUI violation.
Cheapest Company for a DUI - By State
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Cheapest Car Insurance for Drivers With Bad Credit
One of the personalized factors car insurance companies consider when determining your car insurance rates is your credit score. In general, those with higher credit scores file fewer claims than those with lower credit scores. In MoneyGeek’s study, the average premium for drivers with poor credit is $2,670, while the average premium for average drivers with good credit is $1,424.
Drivers can still find cheap insurance with poor credit by shopping around, with USAA and GEICO among the cheapest on average.
Average Annual Rate: $1,681 per year
For most drivers, GEICO is the cheapest car insurance company if you have bad credit. The average annual premium of $1,681 is nearly $1,000 less than the average annual premium for this category.
USAA is also an affordable option, but it is only available to military families.
According to the National Association of Insurance Commissioners (NAIC), car insurance companies may offer higher rates to drivers with lower credit scores to compensate for the elevated risk that you'll make more claims.
The Cheapest Car Insurance Companies for Drivers With Poor Credit
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California, Massachusetts and Hawaii prohibit car insurance companies from using credit scores to evaluate drivers, so drivers in these states will not have to worry about how their score affects their insurance rates.
Cheapest Car Insurance for Drivers With Bad Credit - By State
Excluding the states that don't use credit score as a pricing factor, finding the cheapest insurer for poor credit in your state can be a great way to get savings on your monthly bill. MoneyGeek found that GEICO (25 states) and Nationwide (eight states) most consistently offered affordable rates for drivers with a below-average credit history.
Navigate to your state to see which is the most affordable option on average and to see other cheap options where you live.
The Cheapest Companies for Bad Credit - By State
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Cheapest for Drivers by Age
The age of a driver has a major effect on their insurance rates. A teen driver might pay thousands of dollars more per year than a middle-aged driver. And when you reach your senior years, car insurance companies start raising rates again. MoneyGeek analyzed quotes in both these age groups to find the cheapest car insurance companies for young and old.
Cheapest Car Insurance for Young Drivers
Because they are inexperienced, student drivers are often seen as high-risk, which is reflected in higher car insurance rates for teen drivers. To keep these rates low, students should be added to an existing family policy rather than having a separate policy of their own. The average annual premium for policies with young drivers added is $3,332 compared to $1,424 for the average driver.
MoneyGeek found that Allstate and State Farm offer the cheapest rates when you're adding a young driver driver to your policy.
Allstate is the cheapest car insurance for students, with an average annual premium of $2,980 when added to a family policy. Allstate offers its policyholders teenSMART, a driving skills training program that helps reduce collision risk.
Additionally, parents of students also have several ways to save when they buy an Allstate policy. A full-time student who gets good grades qualifies for a discount. They may also be eligible for a distant student discount if they attend a school more than 100 miles away from where the car is garaged.
You should shop around to find the best rates for a family policy with a student as rates vary from car insurance company to company. For instance, Nationwide charged our sample driver almost $700 more to add a young driver to a policy than Allstate did.
The Cheapest Car Insurance Companies for Young Drivers
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Cheapest Car Insurance for Young Drivers - By State
MoneyGeek dug into the cost of car insurance for teen drivers and found that GEICO or Allstate were the cheapest options in most states in the country. But insurance rates vary greatly by driver age, and there are many states in which State Farm or Progressive are the most affordable on average.
These rates are for a sample 18-year-old. Navigate to your state to learn more about the cheapest car insurance companies for young drivers of different ages.
Cheapest Car Insurance for 18-Year-Olds - By State
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The Cheapest Car Insurance Companies for Seniors
Seniors tend to pay slightly more for car insurance than middle-aged drivers. MoneyGeek found that the cheapest car insurance company for seniors at a national level is State Farm. Its average rate of $1,145 for a full coverage policy was the most affordable option for our sample driver.
Average Annual Rate: $1,145
State Farm doesn't offer any discounts tailored specifically for seniors, but it does offer the lowest base rates for those looking to save. Seniors who have a safe driving record and equip their cars with airbags and anti-theft systems can also save on their policy.
State Farm annual rates are slightly more reasonable than GEICO and much more affordable than third-place Nationwide. Seniors should compare multiple quotes online or with an agent to ensure they're getting the best rate.
Cheapest Car Insurance for Seniors
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The Cheapest Car Insurance Companies for Seniors - By State
There are 16 different insurance companies offering the cheapest car insurance for seniors in any given state, meaning it's especially important that seniors look into which company is cheapest for them locally. MoneyGeek found that GEICO and State Farm are the cheapest options in 16 and 14 states respectively, so most senior drivers looking to save should look into one of these two providers.
If you're a senior looking for affordable car insurance, browse to your states to find the cheapest options.
Cheapest Car Insurance for Seniors - By State
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Cheapest Car Insurance for Military Members
Many car insurance companies offer special rates to current and retired military members, but only one offers policies explicitly geared to their needs: USAA. Across all driver types where quotes were available — safe drivers, drivers with tickets an accidents, drivers with poor credit — MoneyGeek found that USAA has the most affordable rates on average.
If you're looking for an alternative to USAA that still provides cheap insurance for military members, GEICO often has good rates as well, thanks to its 15% military discount. To make sure you get the best rates, get personalized quotes from at least three car insurance companies.
USAA has the cheapest average car insurance rates for active military members and veterans. Policyholders can take advantage of vehicle storage and military installation discounts to receive even more savings.
How to Get the Cheapest Car Insurance Quotes for You
Finding the cheapest car insurance can be simple when you compare the top car insurance companies and request personal quotes for your needs. Every car insurance company looks at several personalized factors for each driver. Furthermore, they evaluate these factors differently from company to company, which means rates will vary from company to company as well. Car insurance companies also offer a variety of discounts — some the same, some not — that will further affect rates.
Compare Auto Insurance Rates
Ensure you are getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Shop Around to Get Multiple Quotes
Before purchasing any car insurance policy, you should get personalized quotes from at least three car insurance companies. Make sure you provide the same information to each company and ask for the quotes on the same day to ensure a fair comparison. Car insurance rates frequently fluctuate, so requesting quotes on the same day with the same information gives you the best picture of what’s available to you as the cheapest car insurance quotes.
Improve Your Driving Record
Drivers with speeding tickets or car accidents on their driving record are seen as a higher risk to car insurance companies, resulting in higher rates. Therefore, maintain good driving habits to keep your driving record clean. To help you with this, many car insurance companies now offer monitoring programs to track and provide feedback on your driving habits. As your driving habits improve, you could see additional savings on your car insurance rates.
Improve Your Credit
Although your credit score may not reflect your driving skills, car insurance companies still use credit scores to evaluate risk when compiling car insurance quotes. Therefore, by maintaining good credit and a high credit score, you can help keep your car insurance rates down. Review your credit report regularly to ensure it is accurate and doesn’t contain incorrect or false information that could bring your credit score down.
Drive a Less Expensive Vehicle
Another factor car insurance companies consider when deciding rates is the type of vehicle you drive. This includes a review of the vehicle’s safety record, how much it would cost to repair and its reputation for theft. For instance, driving a vehicle with a high safety rating that is not routinely stolen will equate to lower car insurance rates, while a sports car that is highly desired by thieves will result in higher car insurance quotes.
Teens are typically more expensive to insure than adult drivers, but adding your teen to a family policy could mean big savings. Teen who are added to a family policy could save more than $1,800 on average per year compared to teens with their own policy.
Find Savings for Younger Drivers
As new drivers on the road, teen drivers inherently come with a higher risk than more experienced drivers. That higher risk is reflected in more expensive car insurance rates. To keep rates down, parents should add teen drivers to their existing family policy. In addition, shop around for good student discounts for teens with specific grade-point averages as well as college student discounts attending school a minimum distance away from home.
Raise Your Deductible
As a general practice throughout the insurance industry, it’s common for those paying a higher deductible to receive a lower premium. However, this is only a good move if you have the funds to pay a higher deductible should you have to file a claim. Otherwise, you may find yourself in a tough spot following an accident. If you choose to go with the lower premium and higher deductible, consider putting some savings in a specific account to draw upon if you have to file a claim.
Combine Home and Auto Policies
One of the most common discounts offered by car insurance companies is bundled coverage combining insurance on two or more items together under one policy. Often, this means bundling homeowners insurance with car insurance. Some companies also offer multi-policy discounts if you insure two or more vehicles—motorcycle, RV, boat, etc.—on the same policy. Shop around to find the best rates and discounts to ensure you get the cheapest car insurance.
Choose Lower Coverage Levels or Liability Only
In some instances, lowering your car insurance coverage or choosing only liability coverage can result in more affordable car insurance. For example, if you have an older car with a depreciated value, carrying full coverage may not provide much benefit. If your car’s value is less than 10 times your annual premium for collision and comprehensive coverage, liability only is the better choice. However, keep in mind that if your car is leased or financed, the lender likely requires full coverage car insurance.
FAQs About Finding the Cheapest Car Insurance
Finding the cheapest car insurance for you can be complicated. Here are some of the most common questions consuemrs have on how to save.
Expert Advice: Steps to Find Cheap Auto Insurance
- Can low-cost car insurance mean drivers are sacrificing quality?
- What steps can drivers take to lower their car insurance costs?
- What is the best way for drivers to fit auto insurance expenses into their budget?
Associate Professor of Business at Moraine Valley Community College
Assistant Professor of Finance at Southern Illinois University Edwardsville
Associate Professor of Business Management at Brooklyn College
Associate Professor of Finance at the University of New Mexico
Professor of Business and Director of Graduate Programs at Point Park University
Lecturer at James M. Hull College of Business at Augusta University
Department Chair and Professor of Economics and Finance at Stephen F. Austin State University
Associate Professor of Finance Economics at Utah Valley University
Professor of Finance at Drexel University’s LeBow College of Business
Associate Professor and Extension Specialist at North Dakota State University
Lowder Eminent Scholar in Finance at Auburn University
Professor of Economics at Thomas More University
Lecturer of Economics at the University of Minnesota Crookston & General Conference Chair of the West East Institute
Professor of Finance and Quantitative Methods at Bradley University
Assistant Professor of Economics at Syracuse University
Assistant Professor of Finance at Western Kentucky University
Adjunct Lecturer at Haslam College of Business at The University of Tennessee, Knoxville
Assistant Professor of Finance at Seattle Pacific University
Managing Director of Brantley Risk and Insurance Center, IIANC Distinguished Professor of Insurance at Appalachian State University
Practitioner Lecturer of Business Law at Pepperdine Graziadio Business School
Professor of Business at Touro College
Assistant Professor of Economics & Finance at Canisius College
Associate Professor & Director of the Financial Planning Program at Missouri State University
Adjunct Professor, Atlanta's John Marshall Law School
Senior Lecturer, Finance at North Carolina State University
Assistant Professor, Ph.D., CFP at Kansas State University; Partner & CCO (Priority Financial Partners)
Clinical Associate Professor, Finance Department and Director, Center for Risk and Uncertainty Management; Darla Moore School of Business; University of South Carolina
Adjunct Professor - Wayne Law at Wayne State University and COO at Miller & Tischler P.C.
Professor of Marketing for the Austin E. Cofrin School of Business at UW-Green Bay
Gary Cohn Goldman Sachs Chair in Finance at American University
Professor of Economics at Georgia Southern
Assistant Professor Department of Economics at California State University - East Bay
Senior Lecturer, Warrington College of Business at the University of Florida
Assistant Professor of Economics at the University of Central Florida
Associate Professor - Department of Finance at Florida International University
State Farm Insurance Agent/Owner
Emeritus Professor of Economics at the University of California, Irvine
Patrick J. Cesarano Professor and Chair of Marketing at the University of Miami
Teaching Professor, Department of Finance at the College of Business, Florida International University
Professor of Practice - Freeman School of Business at Tulane University
Graduate Program Chair in the Department of Finance and Economics at Pace University
Assistant Professor of Economics at Brandeis University
Owner of Premier Mountain Insurance
Associate Professor of Marketing at Lehigh University
Instructor of Professional Practice, Spears School of Business at Oklahoma State University
Clinical Professor at New York University School of Professional Studies
Professor of Marketing and Department Head at UNC Greensboro
Director of Risk Management and Insurance, Assistant Professor of Practice at University of Texas at Dallas
Academic Director, Associate Professor of Finance at the University of San Diego
Professor & Dean, School of Business and Family & Consumer Sciences at Carson-Newman University
Executive in Residence and Lecturer, Wealth Management at Fairleigh Dickinson University
Program Champion Department of Finance, Harbert College of Business at Auburn University
Associate Professor of Consumer Studies at Virginia Tech
Faculty Instructor and Certified Financial Planner, University of Northern Iowa
Professor of Business Management at Marymount Manhattan College
Instructor of Accounting at the University of Indianapolis
Executive In Residence and Adjunct Professor of Finance at Dominican University
Assistant Professor of Finance at The College of New Jersey
Vice President/Agent at Heritage Insurance & Real Estate
Dean of the Chesapeake Energy School of Business at Oklahoma Wesleyan University
Professor of Business
Floyd R. Gibson Missouri Endowed Professor Emeritus of Law at The University of Missouri
Finance Instructor at Columbus State Community College, MBA, CPA
Professor of Economics and History at Eastern Florida State College
Assistant Professor and Undergraduate Chairperson, Madonna University School of Business
Assistant Professor of Economics and Finance at Saint Peter's University
Associate Professor, Marketing at Wright State University
State Farm Insurance Agent in Carroll County, Georgia
Senior Lecturer of Economics and Director, Center for Economic Education and Financial Literacy at the University of West Georgia
Robert F. Bird Distinguished Professor of Risk and Insurance at East Carolina University; Director, Risk Management and Insurance Program
Visiting Lecturer, College of Business at Texas Woman's University
Associate Professor of Marketing at Drake University
Assistant Professor of Economics at the University of Notre Dame
Professor of Law at Wayne State University
Professor of Marketing School Of Business at SUNY at Geneseo
Professor of Finance, Jabs School of Business at California Baptist University
Ph.D., CPA, CMA, Professor and Chair of the Department of Accounting at North Carolina Central University
Assistant Professor of Accounting at Meredith College, School of Business
Associate Professor of Economics at the University of North Georgia
Associate Professor of Finance, Pamplin School of Business Administration, University of Portland
Finance Professor at Grand Valley State University, Consultant, and Financial Planner
Mercury Insurance Director of Product Management
Associate Professor, Marketing at Merrimack College
Ph.D., Associate Professor, School of Management at the University at Buffalo
Market President and Financial Advisor at BBK Wealth Management
Wealth Advisor and Relationship Manager at Chevy Chase Trust
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Founder at Noble Hill Planning LLC
Financial Planning Associate at Pathfinder Wealth Consulting
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Certified Financial Planner at Creative Financial Solutions, LLC (CFS)
Financial Planner at Keating Financial Services
Advisor and Certified Financial Planner™ Professional at Briaud Financial Advisors
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Financial Adviser and Owner at Access Wealth Strategies, LLC,
Founder at Beyond Your Exit Wealth Management
Owner and Founder at Evenkiehl
Assistant Professor and Faculty Director of the Master of Financial Planning and Analytics (MFPA) at Utah Valley University
Financial Advisor at Thrivent
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LPL Financial Advisor at Prosperion Financial Advisors
Partner at Barrister
Founder and Adviser at Tree Street Advisory
Financial Advisor, President at Silver Oak Advisory Group
President and Founder of Pacific Capital Works
Founder and Principal Advisor at Progressive Wealth Management
Partner and Financial Advisor at Independent Progressive Advisors
Partner, Financial Planner at Precision Wealth Partners
Postdoctoral Scholar at The University of California, Santa Barbara
President of Diversified LLC
All quotes were determined by selecting an average driver profile for insurance companies throughout the country in hundreds of cities and every state. All companies listed here are available in a minimum of 29 states unless otherwise noted. When MoneyGeek refers to a full coverage policy, it means a policy with:
- $100,000 in bodily injury liability coverage per person
- $300,000 in bodily injury liability coverage per accident
- $100,000 in property damage liability coverage per accident
- Comprehensive and collision coverage with a $1,000 deductible
Learn more about MoneyGeek's methodology.
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About the Author
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- Insurance Information Institute. "Automobile Financial Responsibility Laws by State." Accessed June 29, 2020.
- National Association of Insurance Commissioners (NAIC). "Credit-Based Insurance Scores: How an Insurance Company Can Use Your Credit to Determine Your Premium." Accessed June 29, 2020.
- Nationwide. "Accident Forgiveness." Accessed June 29, 2020.
- State Farm. "Auto Insurance." Accessed June 29, 2020.
- United Policyholder. "Credit Scoring in Insurance: An Unfair Practice." Accessed June 29, 2020.