The Cheapest Car Insurance Companies (Aug 2022)

The cheapest car insurance company is GEICO with an average annual rate of $513 per year$43 a month — for a state minimum coverage policy. The cheapest car insurance widely available with better coverage is State Farm offering a full coverage policy of $1,123 per year$94 a month.

Compare Auto Insurance Rates

Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

widget-location-pin
Advertising & Editorial Disclosure
Last Updated: 10/3/2022
2 Expert Contributions
Written By     |  
Reviewed By     |  
iconribbonCheapest Car InsuranceCompanies2022

The cheapest car insurance company and quote will depend on your location, driving history, policy type, and many other factors.

Shopping online for the cheapest car insurance is easier than ever and drivers could save $500 a year by comparing quotes. If you decide to get a binding quote we recommend getting at least three quotes for a fair comparison. If you want an estimate to make a comparison without entering personal information, MoneyGeek's car insurance calculator can help find the cheapest company for you.

This is an icon

Methodology

Why Trust MoneyGeek? Insurance rates were gathered from state departments of insurance and Quadrant Information Services utilizing driver profiles with different ages, driving histories, credit scores, and geographic locations to showcase the cheapest rates for various individual needs.

This is an icon

The cheapest car insurance quotes for most drivers was updated in August 2022 to present the most recent data on affordable car insurance rates.

83,056

Quotes Analyzed

 
46

Companies Compared

 
473

Zip Codes

The Cheapest Car Insurance Quotes for Most Drivers (August 2022)

MoneyGeek found the most widely available and cheapest car insurance company is State Farm based on the latest rates in August 2022. State Farms' average annual premium is $1,123. If you're an eligible current or former military member, USAA is even cheaper with an average annual premium of $947.

The following table shows annual rates for the cheapest full coverage policies. Full Coverage car insurance offers the most financial protection, but if you're looking for the cheapest insurance possible, you might shop for the cheapest state minimum insurance policy available to you.

State Farm

Average Annual Rate: $1,123 (Updated August 2022)

State Farm's average annual premium is $1,123 per year for a full coverage policy. This average does not account for discounts and State Farm customers could save even more if they qualify.

State Farm offers more than 10 discount options, including almost all common major discounts: bundling insurance policies, insuring multiple cars, safe driving, anti-theft and airbag systems. The company also offers less common discounts, such as taking a defensive driving course or owning a new vehicle.

MoneyGeek's data shows how valuable it is to shop around and find and compare cheap car insurance quotes. Our sample driver paid about 33% more for a policy with Farmers than he did with State Farm for identical coverage.

The Cheapest Car Insurance Companies for Most Drivers, Ranked

Scroll for more

swipe icon

Cheapest Car Insurance Companies by State

States regulate insurance individually, so different states can have very different price levels. The cheapest companies in most states are:

  • GEICO (cheapest in 23 states)
  • State Farm (cheapest in seven states)
  • Erie (cheapest in four states)

We excluded USAA rates from this section of our study since its only available to veterans, active military and qualifying families. Drivers eligible for USAA and looking for savings should always get a quote with USAA. It consistently offers some of the most affordable rates in the country.

Insurance companies also calculate rates by city, as different cities and towns may have higher or lower risks for car accidents and theft. Use the table below to explore the cheapest car insurance companies for a full coverage policy in your state. Click on your state to learn more about local and individual insurance options.

The Cheapest Car Insurance Company in Each State

Scroll for more

swipe icon
Insurance Rates

Compare Insurance Rates

Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies.

widget-location-pin

The Cheapest Car Insurance Companies for Minimum Coverage

The absolute cheapest car insurance you can buy is one that only meets the minimum car insurance coverage required by your state. After analyzing sample quotes across the country, MoneyGeek found that on average GEICO offers the cheapest rates at $513 per year.

Rates for minimum coverage can differ drastically across state lines because some states require drivers to buy much higher levels of protection than others. If you want additional liability protection but don't want to purchase comprehensive and collision insurance, you should shop for cheap liability-only insurance with higher coverage levels than your state's minimum requirements.

mglogo
MoneyGeek Top Pick
GEICO

Average Annual Rate: $513

GEICO is the cheapest company for a minimum coverage policy with an average rate of $513 per year — not including discounts. Taking advantage of GEICO's elective discounts can save you even more.

For example, you can save on your premium by taking defensive driving or driver's education courses. If you're a member of an alumni or professional organization that partners with GEICO, you could be eligible for even more savings.

State Farm and Progressive are also relatively affordable options for drivers looking to get bare minimum car insurance. The difference between the most expensive policy (Farmers) and the cheapest (GEICO) is approximately $360. Drivers can save hundreds of dollars per year by shopping around, even for policies with limited protection.

Cheapest Car Insurance Companies for Minimum Coverage

Scroll for more

swipe icon

The Cheapest Car Insurance Companies for Minimum Coverage - By State

GEICO is not only the cheapest at a national level for minimum coverage, but is also the cheapest option in most states. In 26 out of the 50 states and Washington D.C., GEICO had the most affordable quotes. State Farm came in a distant second. It was only the cheapest option in seven states.

Even for the cheapest car insurance companies, the cost of a minimum coverage policy differs by state. For instance, the cheapest company in Vermont is Vermont Mutual with an average rate of $206 per year. The cheapest company in Michigan is GEICO, but it costs over five times as much: $1,092 per year on average.

Scroll to your state to find the cheapest minimum coverage options where you live.

Cheapest Car Insurance Companies For Minimum Coverage By State

Scroll for more

swipe icon
Insurance Rates

Compare Insurance Rates

Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies.

widget-location-pin

The Best Cheap Car Insurance Companies

Not everyone looking for the cheapest car insurance companies wants to sacrifice service quality. MoneyGeek scored auto insurers in every state based on a blend of affordability, customer satisfaction and claims experience. The Geeks found that GEICO is most likely to offer the best car insurance company on a budget. It's a great choice for those looking to balance affordability and quality service.

mglogo
MoneyGeek Top Pick
GEICO

Average Annual Rate: $513

While rates and service experience vary across state lines, GEICO is the top Geek pick for the best and cheapest car insurance provider. MoneyGeek selected GIECO for its excellent customer service ratings and affordable minimum coverage policies.

A GEICO policy can be even cheaper if you take advantage of their discount programs. A few options are to bundle multiple cars or home and auto coverage. You can also save by installing anti-theft and passive restraint (airbags) safety systems.

Car insurance companies offer different rates and service experiences in every state. A quality and cheap insurer in your state could be an expensive and poorly-run insurer in another. Click on your state to learn more about why and how MoneyGeek picked that winner.

The Best Affordable Car Insurance Companies

Scroll for more

swipe icon
Insurance Rates

Compare Insurance Rates

Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies.

widget-location-pin

Cheapest for Drivers by Age

Driver age has a major effect on insurance rates. A teen driver might pay thousands of dollars more per year than a middle-aged driver. And when you reach your senior years, car insurance companies start raising rates again. MoneyGeek analyzed quotes in both these age groups to find the cheapest car insurance companies for young and senior drivers.

tip icon
CHEAPEST CAR INSURANCE FOR YOUNG DRIVERS AND SENIORS

Cheapest Car Insurance for Young Drivers

Insurance companies consider inexperienced student drivers as high-risk. For this reason, teen and student drivers can expect higher insurance rates.

The best chance to keep teen driver premiums low is to add them to a parent's policy rather than having a policy of their own. The average annual premium for a policy with the addition of a young driver is $3,332 compared to $1,424 for an average driver.

All State and State Farm offer the cheapest rates when adding a young driver to your policy, according to MoneyGeek data.

Allstate

Allstate is the cheapest car insurance for students, with an average annual premium of $2,980 when added to a family policy. Allstate offers its policyholders teenSMART, a driving skills training program that helps reduce collision risk.

Additionally, parents of students also have several ways to save when they buy an Allstate policy. A full-time student who gets good grades qualifies for a discount. They may also be eligible for a distant student discount if they attend a school more than 100 miles away from where the car is garaged.

You should shop around to find the best rates for a family policy with a student as rates vary from car insurance company to company. For instance, Nationwide charged our sample driver almost $700 more to add a young driver to a policy than Allstate did.

Read More:

The Cheapest Car Insurance Companies for Young Drivers

Scroll for more

swipe icon

Cheapest Car Insurance for Young Drivers - By State

MoneyGeek dug into the cost of car insurance for teen drivers and found that GEICO or Allstate were the cheapest options in most states in the country. But insurance rates vary greatly by driver age, and there are many states in which State Farm or Progressive are the most affordable on average.

These rates are for a sample 18-year-old. Navigate to your state to learn more about the cheapest car insurance companies for young drivers of different ages.

Cheapest Car Insurance for 18-Year-Olds - By State

Scroll for more

swipe icon

The Cheapest Car Insurance Companies for Seniors

Seniors tend to pay slightly more for car insurance than middle-aged drivers. MoneyGeek found that the cheapest car insurance company for seniors at a national level is State Farm. Its average rate of $1,145 for a full coverage policy was the most affordable option for our sample driver.

mglogo
MoneyGeek Top Pick
State Farm

Average Annual Rate: $1,145

State Farm doesn't offer any discounts tailored specifically for seniors, but it does offer the lowest base rates for those looking to save. Seniors who have a safe driving record and equip their cars with airbags and anti-theft systems can also save on their policy.

State Farm annual rates are slightly more reasonable than GEICO and much more affordable than third-place Nationwide. Seniors should compare multiple quotes online or with an agent to ensure they're getting the best rate.

Read More:

Cheapest Car Insurance for Seniors

Scroll for more

swipe icon

The Cheapest Car Insurance Companies for Seniors - By State

There are 16 different insurance companies offering the cheapest car insurance for seniors in any given state, meaning it's especially important that seniors look into which company is cheapest for them locally. MoneyGeek found that GEICO and State Farm are the cheapest options in 16 and 14 states respectively, so most senior drivers looking to save should look into one of these two providers.

If you're a senior looking for affordable car insurance, browse to your states to find the cheapest options.

Cheapest Car Insurance for Seniors - By State

Scroll for more

swipe icon

Cheapest Car Insurance for Military Members

Many car insurance companies offer special rates to current and retired military members, but only one offers policies explicitly geared to their needs: USAA. Across all driver types where quotes were available — safe drivers, drivers with tickets an accidents, drivers with poor credit — MoneyGeek found that USAA has the most affordable rates on average.

If you're looking for an alternative to USAA that still provides cheap insurance for military members, GEICO often has good rates as well, thanks to its 15% military discount. To make sure you get the best rates, get personalized quotes from at least three car insurance companies.

USAA

USAA has the cheapest average car insurance rates for active military members and veterans. Policyholders can take advantage of vehicle storage and military installation discounts to receive even more savings.

Cheapest Car Insurance for Drivers With Violations

Drivers with moving violations or accidents on their record will have higher rates than those with a clean driving record. A driver with a ticket can expect to pay 22.4% more than a driver with a clean record. For a driver with an accident, it's a 36.3% average rate increase.

Car insurance companies see these drivers as a higher risk to insure, and your rates will reflect that risk. Although all companies will raise your rates, some will raise them less than others.

Drivers who have had a more serious violation, such as a DUI, may need to buy a SR-22 insurance policy.

Most Affordable for Drivers With an Accident

Drivers with an accident on their record can expect to pay $813 more on average than those with a clean record. MoneyGeek found that the most widely available and cheapest car insurance company for drivers with an accident is State Farm at $1,583 per year. If you have an at-fault accident, State Farm is a good place to start when shopping for cheap insurance

One way to keep rates low in the event of an accident is by purchasing accident forgiveness coverage with your car insurance. This option can help you avoid a rate increase in the event of an accident when you are at fault. State Farm doesn't offer his coverage, but companies such as Allstate, Nationwide and GEICO do.

mglogo
MoneyGeek Top Pick
State Farm

Average Annual Rate: $1,538

State Farm offers affordable car insurance policies. At $1,583, State Farm’s annual premium is 28% lower than the average cost to insure a driver with an accident on their record. The company also offers a variety of discounts to help you save even more.

For instance, State Farm offers one of the best home and auto bundling discounts on the market, with average savings of 25%. You can also get discounts if you insure multiple cars, own a newer vehicle, or install alarms and other approved anti-theft devices.

GEICO isn't the cheapest option for a driver with an accident on their record, but it still offers some of the most affordable rates available. USAA remains the cheapest option if you've been in an at-fault accident and have a military background.

Read More:

The Cheapest Car Insurance Companies for Drivers With an Accident

Scroll for more

swipe icon

Most Affordable for Drivers With an Accident - By State

MoneyGeek found that State Farm is the cheapest option on average in 20 states if you've caused an accident. Several other insurers such as GEICO, American Family and Erie could also be affordable options, depending on where you live.

If you've caused an accident, click on your state to find out about the cheapest rates on average for those with a similar driving record.

Cheapest Companies for Drivers With an Accident - By State

Scroll for more

swipe icon

Most Affordable for Drivers With a DUI

If you have a DUI on your record, MoneyGeek found that Progressive is the cheapest option. On average across the country, it charged our sample driver $2,132 per year, which is hundreds of dollars cheaper than most providers.

A DUI can increase your rates by hundreds or even thousands of dollars per year. A company that raises your premium less than its competitors could save you a lot of money. To find the cheapest car insurance with a DUI, we recommend comparing quotes from at least three providers to find the cheapest rate.

mglogo
MoneyGeek Top Pick
Progressive

Average Annual Rate: $2,132

On average, MoneyGeek found that Progressive offers the most affordable rates for drivers with a DUI.

Though the company doesn't offer some of the most common discounts on the market, like savings for anti-theft systems or defensive driving courses, it still has plenty of opportunities to save. For example, if you pay your policy in full online and opt for paperless and automatic billing, you can receive money off your annual premium. Progressive also provides discounts for bundling home and auto insurance or owning a home, meaning that homeowners have extra opportunities to save.

MoneyGeek's analysis of rates gathered across the country found that for drivers with a DUI, Progressive was almost $100 cheaper than State Farm and almost $300 cheaper than Farmers. Some insurers, such as Allstate, GEICO and Travelers, charged a sample driver an additional $1,300 to $1,600 per year after they committed a DUI.

Read More:

Cheapest Car Insurance Companies with a DUI

Scroll for more

swipe icon

Most Affordable for Drivers With a DUI - By State

A DUI is one of the most severe common driving violations. Drivers with a DUI on their record should compare quotes for at least three insurers in their state to ensure they're getting the best rate.

  • State Farm ranked cheapest for drivers with a DUI in 29 out of 50 states and Washington D.C.
  • American Family Insurance, a regional insurer, was runner-up

Click on your state to review the cheapest car insurance companies in your location for drivers with a DUI.

Cheapest Company for a DUI - By State

Scroll for more

swipe icon

Most Affordable for Drivers With a Ticket

The cheapest car insurance company for drivers with a ticket is GEICO. MoneyGeek found that on average, GEICO costs $1,407 per year for a driver with a ticket. State Farm is the runner-up with an average cost of $1,503 per year for those with a ticket.

GEICO

Average Annual Rate: $1,407

MoneyGeek found that GEICO has the cheapest rates for drivers with a ticket. GEICO also offers discount programs for those that take driver education or defensive driving courses. By taking advantage of GEICO's discount programs you can make your premium more affordable, even if you have a ticket on your record.

USAA is almost always the most affordable option if you are eligible with a military background or association. According to our data, State Farm was a close runner-up to GEICO for those who have a ticket on their record.

Read More:

The Cheapest Car Insurance Companies for Drivers With a Ticket, Ranked

Scroll for more

swipe icon

Most Affordable Insurance for Drivers With a Ticket - By State

For those with a ticket, MoneyGeek found that GEICO was the cheapest car insurance company in 19 states. State Farm was the cheapest in 16 states.

Find your state in the table below to discover the cheapest car insurance company on average for your state. Click your state to learn more about the top ten cheapest local options.

Cheapest Car Insurance Companies for a Ticket - By State

Scroll for more

swipe icon

Cheapest Car Insurance for Drivers With Bad Credit

FICO states that 95% of personal insurers use credit-based insurance scores to evaluate the risk of an applicant in states that allow this practice. Those with poor or bad credit can expect higher car insurance premiums. In MoneyGeek’s study, the average premium for drivers with poor credit is $2,670, while the average premium for drivers with good credit is $1,424. A difference of $1,246 just by comparing average rates by credit.

Our Geeks found that on average, the cheapest car insurance for those with bad credit is GEICO with an average annual rate of $1,681 per year.

GEICO

Average Annual Rate: $1,681 per year

For most drivers, GEICO is the cheapest car insurance company for drivers with bad credit. GEICO's average premium for poor credit is almost $1,000 cheaper than the total average premium for those with poor credit ($2,670). GEICO also offers a wide range of discounts that can help lower rates even further for their policyholders with poor credit.

If you are eligible with a military background or association, USAA offers the cheapest car insurance for bad credit.

According to the National Association of Insurance Commissioners (NAIC), car insurance companies may increase rates for drivers with lower credit scores to compensate for the elevated risk that you'll make more claims.

Read More:

The Cheapest Car Insurance Companies for Drivers With Poor Credit

Scroll for more

swipe icon

California, Massachusetts and Hawaii prohibit car insurance companies from using credit scores to evaluate drivers, so drivers in these states will not have to worry about how their score affects their insurance rates.

Cheapest Car Insurance for Drivers With Bad Credit - By State

Excluding the states that don't use credit score as a pricing factor, finding the cheapest car insurance company for poor credit in your state can be a great way to get savings on your monthly bill. MoneyGeek reviewed how the cheapest car insurance companies stack up by states:

-GEICO is the cheapest in 25 states
-Nationwide is the cheapest in eight states

GEICO most consistently offered affordable rates for drivers with a below-average credit history. Navigate to your state to see which is the most affordable option on average. Click on your state to see how the cheapest car insurance companies stack up where you live.

The Cheapest Companies for Bad Credit - By State

Scroll for more

swipe icon

How to Get the Cheapest Car Insurance Quotes for You

Every car insurance company looks at several personalized factors for each driver when determining rates, and they all calculate these factors differently. This means that rates can vary greatly for the same profile from company to company. Car insurance companies also offer their own unique variety of discounts, some that may apply to you and some that may not.

The best way to get the cheapest car insurance quotes for you is to get quotes from the three best insurance companies using the same coverage details and applying all discounts that you are eligible for. Then, compare the quotes you've gathered to find the cheapest car insurance company for you.

Insurance Rates

Compare Auto Insurance Rates

Ensure you are getting the best rate for your car insurance. Compare quotes from the top insurance companies.

widget-location-pin

Consider How Much Coverage You Need

A great starting point to discover the cheapest car insurance option for you is determining how much car insurance you really need. Liability-only coverage might be a great option for budget-focused drivers who only need the most minimal coverage, while drivers with expensive vehicles may want to invest in a full coverage policy that financially protects their vehicle as an asset.

In addition, you should consider how often and how far you drive your vehicle, or if you intend to park your vehicle for some time but still need to keep it insured. Pay-per-mile coverage typically comes with a base monthly rate alongside a small cost for each mile driven.

Shop Around to Get Multiple Quotes

Before purchasing any car insurance policy, you should get personalized quotes from at least three car insurance companies. Make sure you provide the same information to each company and ask for the quotes on the same day to ensure a fair comparison. Car insurance rates frequently fluctuate, so requesting quotes on the same day with the same information gives you the best picture of what’s available to you for the cheapest car insurance quotes.

tip icon
MONEYGEEK EXPERT TIP

While shopping around, ask about the discount programs available from the provider and see if you qualify. There are a variety of discount deals that you may be able to take advantage of to further lower the cost of your insurance premium.

Many insurers offer discounts for paying for your policy in full. If you can afford a lump sum payment, you can save between 5-10% on your policy. If you can't afford to make a complete payment for your policy upfront no-deposit monthly payments are an affordable way to maintain your car insurance policy while staying within your budget.

Improve Your Driving Record

Drivers with speeding tickets or car accidents on their driving record are seen as a higher risk to car insurance companies, resulting in higher rates. Therefore, maintain good driving habits to keep your driving record clean and your rates low. To help you with this, many car insurance companies now offer monitoring programs to track and provide feedback on your driving habits. As your driving habits improve, you could see additional savings on your car insurance rates.

Improve Your Credit

Although your credit score may not reflect your driving skills, car insurance companies still use credit scores to evaluate risk when compiling car insurance quotes. By maintaining good credit and a high credit score you can help keep your car insurance rates down. In addition, review your credit report regularly to ensure it is accurate and doesn’t contain incorrect or false information that could bring your credit score down and increase your car insurance rates.

Drive a Less Expensive Vehicle

Car insurance companies use the type of car you drive in their calculation of your rate. They review the vehicle’s safety record, how much it would cost to repair and its reputation for theft. For instance, driving a vehicle with a high safety rating that is not routinely stolen will equate to lower car insurance rates, while a sports car that is highly desired by thieves will result in higher car insurance quotes. Driving a safer less expensive car is likely to result in cheaper car insurance rates.

Find Savings for Younger Drivers

New drivers, such as teens getting their first license are considered higher risk than more experienced drivers. The higher risk for teens is reflected in more expensive car insurance rates.

To get the cheapest car insurance for teens, parents should add teen drivers to their existing family policy. Teens who are added to a family policy could save more than $1,800 on average per year compared to teens with their own policy. In addition, shop around for good student discounts for teens with specific grade-point averages as well as college student discounts attending school a minimum distance away from home.

Raise Your Deductible

As a general practice throughout the insurance industry, it’s common for those paying a higher deductible to receive a lower premium. However, this is only a good move if you have the funds to pay a higher deductible should you have to file a claim. Otherwise, you may find yourself in a tough spot following an accident. If you choose to go with the lower premium and higher deductible, consider putting some savings in a specific account to draw upon if you have to file a claim.

Combine Home and Auto Policies

A common discount offered by insurers is the option to bundle your policies to receive a discount. This typically means bundling multiple cars or vehicles or a home and auto insurance bundle. When you shop around, make sure to ask each insurer about their bundle discounts to find additional ways to save and get the cheapest car insurance for you.

Choose Lower Coverage Levels or Liability Only

In some instances, lowering your car insurance coverage or choosing only liability coverage can result in more affordable car insurance. For example, if you have an older car with a depreciated value, carrying full coverage may not provide much benefit. If your car’s value is less than 10 times your annual premium for collision and comprehensive coverage, liability-only is the better choice. However, keep in mind that if your car is leased or financed, the lender likely requires full coverage car insurance.

FAQs About Finding the Cheapest Car Insurance

Finding the cheapest car insurance for you can be complicated. Here are some of the most common questions consuemrs have on how to save.

Expert Advice: Steps to Find Cheap Auto Insurance

  1. Can low-cost car insurance mean drivers are sacrificing quality?
  2. What steps can drivers take to lower their car insurance costs?
  3. What is the best way for drivers to fit auto insurance expenses into their budget?
Jim Snooks
Jim Snooks

Associate Professor of Business at Moraine Valley Community College

Jie Ying
Jie Ying

Assistant Professor of Finance at Southern Illinois University Edwardsville

Mitchell Langbert
Mitchell Langbert

Associate Professor of Business Management at Brooklyn College

Reilly White
Reilly White

Associate Professor of Finance at the University of New Mexico

Archish Maharaja
Archish Maharaja

Professor of Business and Director of Graduate Programs at Point Park University

Wendy Habegger
Wendy Habegger

Lecturer at James M. Hull College of Business at Augusta University

Dr. Mikhail Kouliavtsev
Dr. Mikhail Kouliavtsev

Department Chair and Professor of Economics and Finance at Stephen F. Austin State University

Dr. Leo Chan
Dr. Leo Chan

Associate Professor of Finance Economics at Utah Valley University

Eliezer Fich
Eliezer Fich

Professor of Finance at Drexel University’s LeBow College of Business

Carrie L. Johnson
Carrie L. Johnson

Associate Professor and Extension Specialist at North Dakota State University

Dr. James Barth
Dr. James Barth

Lowder Eminent Scholar in Finance at Auburn University

Malcolm Robinson
Malcolm Robinson

Professor of Economics at Thomas More University

Rutherford Johnson
Rutherford Johnson

Lecturer of Economics at the University of Minnesota Crookston & General Conference Chair of the West East Institute

Amit Sinha
Amit Sinha

Professor of Finance and Quantitative Methods at Bradley University

Aron Tobias
Aron Tobias

Assistant Professor of Economics at Syracuse University

Jonathan Handy
Jonathan Handy

Assistant Professor of Finance at Western Kentucky University

Hank Bahr
Hank Bahr

Adjunct Lecturer at Haslam College of Business at The University of Tennessee, Knoxville

Randy Beavers
Randy Beavers

Assistant Professor of Finance at Seattle Pacific University

David Marlett
David Marlett

Managing Director of Brantley Risk and Insurance Center, IIANC Distinguished Professor of Insurance at Appalachian State University

Michael Rainey
Michael Rainey

Practitioner Lecturer of Business Law at Pepperdine Graziadio Business School

Angelo DeCandia
Angelo DeCandia

Professor of Business at Touro College

Steven Gattuso
Steven Gattuso

Assistant Professor of Economics & Finance at Canisius College

James Philpot
James Philpot

Associate Professor & Director of the Financial Planning Program at Missouri State University

Jeffrey Diamond
Jeffrey Diamond

Adjunct Professor, Atlanta's John Marshall Law School

Melissa M. Hart
Melissa M. Hart

Senior Lecturer, Finance at North Carolina State University

Derek Lawson
Derek Lawson

Assistant Professor, Ph.D., CFP at Kansas State University; Partner & CCO (Priority Financial Partners)

Robert Hartwig
Robert Hartwig

Clinical Associate Professor, Finance Department and Director, Center for Risk and Uncertainty Management; Darla Moore School of Business; University of South Carolina

Wayne Miller
Wayne Miller

Adjunct Professor - Wayne Law at Wayne State University and COO at Miller & Tischler P.C.

Sampath Kumar
Sampath Kumar

Professor of Marketing for the Austin E. Cofrin School of Business at UW-Green Bay

Jeffrey H. Harris
Jeffrey H. Harris

Gary Cohn Goldman Sachs Chair in Finance at American University

Richard McGrath
Richard McGrath

Professor of Economics at Georgia Southern

Kai  Ding
Kai Ding

Assistant Professor Department of Economics at California State University - East Bay

Dr. Amanda J. Phalin
Dr. Amanda J. Phalin

Senior Lecturer, Warrington College of Business at the University of Florida

Lealand Morin
Lealand Morin

Assistant Professor of Economics at the University of Central Florida

Dr. Arun Upadhyay
Dr. Arun Upadhyay

Associate Professor - Department of Finance at Florida International University

Kim Austin
Kim Austin

State Farm Insurance Agent/Owner

David Brownstone
David Brownstone

Emeritus Professor of Economics at the University of California, Irvine

Michael Tsiros
Michael Tsiros

Patrick J. Cesarano Professor and Chair of Marketing at the University of Miami

Deanne Butchey
Deanne Butchey

Teaching Professor, Department of Finance at the College of Business, Florida International University

Mark Ratchford
Mark Ratchford

Professor of Practice - Freeman School of Business at Tulane University

PV Viswanath
PV Viswanath

Graduate Program Chair in the Department of Finance and Economics at Pace University

Benjamin Shiller
Benjamin Shiller

Assistant Professor of Economics at Brandeis University

Mike Schmisek
Mike Schmisek

Owner of Premier Mountain Insurance

Beibei Dong
Beibei Dong

Associate Professor of Marketing at Lehigh University

Nancy Titus-Piersma
Nancy Titus-Piersma

Instructor of Professional Practice, Spears School of Business at Oklahoma State University

Dr. Jukka Laitamaki
Dr. Jukka Laitamaki

Clinical Professor at New York University School of Professional Studies

Dr. Zhiyong Yang
Dr. Zhiyong Yang

Professor of Marketing and Department Head at UNC Greensboro

Steven Haynes
Steven Haynes

Director of Risk Management and Insurance, Assistant Professor of Practice at University of Texas at Dallas

Biljana Adebambo
Biljana Adebambo

Academic Director, Associate Professor of Finance at the University of San Diego

Heather M. Whaley, PhD, CFCS
Heather M. Whaley, PhD, CFCS

Professor & Dean, School of Business and Family & Consumer Sciences at Carson-Newman University

Patrick Cozza
Patrick Cozza

Executive in Residence and Lecturer, Wealth Management at Fairleigh Dickinson University

Mandy Harrelson
Mandy Harrelson

Program Champion Department of Finance, Harbert College of Business at Auburn University

Irene Leech
Irene Leech

Associate Professor of Consumer Studies at Virginia Tech

Steve Yerkes
Steve Yerkes

Faculty Instructor and Certified Financial Planner, University of Northern Iowa

Dr. Vandana Rao
Dr. Vandana Rao

Professor of Business Management at Marymount Manhattan College

Chris Miller
Chris Miller

Instructor of Accounting at the University of Indianapolis

 Ramiro J. Atristain-Carrion
Ramiro J. Atristain-Carrion

Executive In Residence and Adjunct Professor of Finance at Dominican University

Yutong Xie
Yutong Xie

Assistant Professor of Finance at The College of New Jersey

Jeremy Greiner
Jeremy Greiner

Vice President/Agent at Heritage Insurance & Real Estate

Dr. Wendel Weaver
Dr. Wendel Weaver

Dean of the Chesapeake Energy School of Business at Oklahoma Wesleyan University

Anthony Rondinelli
Anthony Rondinelli

Professor of Business

Dr. Andrew Burnstine
Dr. Andrew Burnstine

Associate Professor of Marketing at Lynn University

Matthew Plemons, CLCS
Matthew Plemons, CLCS

Agency Owner at Plemons Inc.

Bob Dummer
Bob Dummer

Insurance Agent at P&C Insurance Services

Shanna Pohlmann
Shanna Pohlmann

Agency Owner/Accredited Advisor in Insurance

William Voelkel
William Voelkel

Insurance Producer

Cole Powell
Cole Powell

Agent at Hopp Insurance

Sarah Todd
Sarah Todd

Insurance Advisor & Licensing Manager at Element Risk Management

David Raleigh
David Raleigh
Raymond Pavese
Raymond Pavese

CEO and Director of Sales at Pavese-McCormick Agency Inc.

Dwight Rigel
Dwight Rigel

Agent at Independent Insurors, Inc.

Keaton Epps
Keaton Epps

Associate Agent

Robert H. Jerry, II
Robert H. Jerry, II

Floyd R. Gibson Missouri Endowed Professor Emeritus of Law at The University of Missouri

Duane Donaldson
Duane Donaldson

Finance Instructor at Columbus State Community College, MBA, CPA

John Hilston
John Hilston

Professor of Economics and History at Eastern Florida State College

Kathleen Richard
Kathleen Richard

Assistant Professor and Undergraduate Chairperson, Madonna University School of Business

Dr. Samar Issa
Dr. Samar Issa

Assistant Professor of Economics and Finance at Saint Peter's University

John Dinsmore, PhD
John Dinsmore, PhD

Associate Professor, Marketing at Wright State University

Jill Duncan
Jill Duncan

State Farm Insurance Agent in Carroll County, Georgia

Kim Holder
Kim Holder

Senior Lecturer of Economics and Director, Center for Economic Education and Financial Literacy at the University of West Georgia

Dr. Brenda Wells
Dr. Brenda Wells

Robert F. Bird Distinguished Professor of Risk and Insurance at East Carolina University; Director, Risk Management and Insurance Program

Alex Pomelnikov, PhD
Alex Pomelnikov, PhD

Visiting Lecturer, College of Business at Texas Woman's University

Dr. Andrew Bryant
Dr. Andrew Bryant

Associate Professor of Marketing at Drake University

Benjamin Pugsley
Benjamin Pugsley

Assistant Professor of Economics at the University of Notre Dame

Stephen Calkins
Stephen Calkins

Professor of Law at Wayne State University

Ian Alam
Ian Alam

Professor of Marketing School Of Business at SUNY at Geneseo

Adele L. Harrison, PhD
Adele L. Harrison, PhD

Professor of Finance, Jabs School of Business at California Baptist University

Raj Iyengar
Raj Iyengar

Ph.D., CPA, CMA, Professor and Chair of the Department of Accounting at North Carolina Central University

Dr. Brian Routh
Dr. Brian Routh

Assistant Professor of Accounting at Meredith College, School of Business

Kelly Manley, Ph.D.
Kelly Manley, Ph.D.

Associate Professor of Economics at the University of North Georgia

Madhuparna Kolay, Ph.D.
Madhuparna Kolay, Ph.D.

Associate Professor of Finance, Pamplin School of Business Administration, University of Portland

Gregg Dimkoff, Ph.D., CFP, CLU
Gregg Dimkoff, Ph.D., CFP, CLU

Finance Professor at Grand Valley State University, Consultant, and Financial Planner

Justin Yoshizawa
Justin Yoshizawa

Mercury Insurance Director of Product Management

Joseph R. Stasio
Joseph R. Stasio

Associate Professor, Marketing at Merrimack College

Inho Suk
Inho Suk

Ph.D., Associate Professor, School of Management at the University at Buffalo

Brandon Gregg
Brandon Gregg

Market President and Financial Advisor at BBK Wealth Management

Wendy Moyers, CFP®, CDFA®
Wendy Moyers, CFP®, CDFA®

Wealth Advisor and Relationship Manager at Chevy Chase Trust

Preeti Shah, CPA, CFP®
Preeti Shah, CPA, CFP®

Financial Planner

Adrian Rodriguez
Adrian Rodriguez

Analyst/Certified Financial Planner™ at Access Wealth

Austen Harrison, CFP
Austen Harrison, CFP

Financial Advisor at Summit Financial Strategies

Evan Henderson
Evan Henderson

Financial Advisor, CFP® at Northright Financial

Paul Morton, CFP®
Paul Morton, CFP®

Co-Founder of M Advisor

Matthew Jenkins, CFA, CFP
Matthew Jenkins, CFA, CFP

Founder at Noble Hill Planning LLC

Ross Allen, CFP®, EA, ATFA
Ross Allen, CFP®, EA, ATFA

Financial Planning Associate at Pathfinder Wealth Consulting

Jamie Ebersole, CFA, CFP
Jamie Ebersole, CFA, CFP

Founder and CEO at Ebersole Financial LLC

W. Bret Hensley, CFP® Barboursville, WV And Ironton, OH
W. Bret Hensley, CFP® Barboursville, WV And Ironton, OH

Certified Financial Planner at Creative Financial Solutions, LLC (CFS)

Walter R. Worley IV, CFP®, AIF®
Walter R. Worley IV, CFP®, AIF®

Financial Planner at Keating Financial Services

Adam Burch
Adam Burch

Advisor and Certified Financial Planner™ Professional at Briaud Financial Advisors

Taylor Dennis CFP®
Taylor Dennis CFP®

Senior Wealth Design Specialist and VP at ALTIUS Financial

Nathan Sebesta
Nathan Sebesta

Financial Adviser and Owner at Access Wealth Strategies, LLC,

Tom Poltersdorf Jr.
Tom Poltersdorf Jr.

Founder at Beyond Your Exit Wealth Management

Jonathan Kiehl, CFP®
Jonathan Kiehl, CFP®

Owner and Founder at Evenkiehl

Benjamin Cummings, PhD,  CFP®
Benjamin Cummings, PhD, CFP®

Assistant Professor and Faculty Director of the Master of Financial Planning and Analytics (MFPA) at Utah Valley University

Navarrus Hale
Navarrus Hale

Financial Advisor at Thrivent

Garrett G. Smith
Garrett G. Smith

Financial Advisor at Ascend Investment Partners

Danny Kellogg
Danny Kellogg

LPL Financial Advisor at Prosperion Financial Advisors

Paul Savini, Jr., CFP®
Paul Savini, Jr., CFP®

Partner at Barrister

Allan Phillips
Allan Phillips

Founder and Adviser at Tree Street Advisory

Jessica Howe, CFP(R), CDFA
Jessica Howe, CFP(R), CDFA

Financial Advisor, President at Silver Oak Advisory Group

Todd Brundage
Todd Brundage

President and Founder of Pacific Capital Works

Blaine Thiederman
Blaine Thiederman

Founder and Principal Advisor at Progressive Wealth Management

Ann Garcia
Ann Garcia

Partner and Financial Advisor at Independent Progressive Advisors

Matthew M. Stranix, CFP®
Matthew M. Stranix, CFP®

Partner, Financial Planner at Precision Wealth Partners

Cristina Guglielmetti
Cristina Guglielmetti

Independent Fiduciary Financial Planner

Kathryn Kelley, CFP®, CLTC®
Kathryn Kelley, CFP®, CLTC®

Financial Advisor at Sale Financial Group

Robbie Korth
Robbie Korth

President, CIC, Park & Associates, Inc

Nick Pretnar
Nick Pretnar

Postdoctoral Scholar at The University of California, Santa Barbara

Andrew Rosen CFP®, CEP®
Andrew Rosen CFP®, CEP®

President of Diversified LLC

Read More on Auto Insurance

About the Author


expert-profile

sources