If you’re shopping for affordable car insurance in Alabama, you’re in luck — rates went down year over year from 2018 to 2019. According to 2019 data from the Insurance Information Institute, Alabama residents paid an average of $1,274 for car insurance, which is a 6.8% decrease from the average rate of $1,367 in 2018.
The best car insurance in Alabama includes options from industry heavyweights like GEICO, Allstate, Progressive and State Farm, as well as Alfa Insurance (Alabama Farmers Federation), which is only available to Alabama residents. Our primer on the types of insurance is a great starting point, and once you understand the basic terms and different types of coverage available, start by getting auto insurance quotes from different companies. Remember, your rate will depend on various factors like your driving history, address and credit score along with the make, model and year of your vehicle. The Insurance Information Institute suggests getting car insurance quotes from at least three different companies.