Best Plumbing Business Insurance

Plumbing contractor business insurance covers property damage, crew injuries and liability from the live-system work that defines every plumbing job.

This guide covers the best plumbing insurance companies, what policies fit your trade, what you're likely to pay based on how your business operates and how to choose the best insurance plan.

Already know you need coverage? Get matched to the top plumbing business insurance carrier below and get a COI quickly.

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Written by Connor Bolton

Updated: June 9, 2026

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Key Takeaways

ERGO NEXT, Thimble and The Hartford top our analysis of plumbing business insurance carriers, and you can get covered starting at $150 per month. (Jump to Top Providers)

ERGO NEXT, at its $150 monthly average rate, saves plumbing businesses about 21% ($40 a month) on average compared to the plumbing industry average. (Jump to Cheapest Providers)

General liability, workers' compensation and commercial auto are the policies you'll need most. They cover water damage to client property, injuries from physical site work and the daily driving that comes with every service call. (Jump to Types You Need)

Plumbing business insurance coverage costs range from $86 to $365 per month depending on the policy. (Jump to Costs)

The right plumbing insurance starts with coverage that fits your work type, limits that reflect your biggest jobs and a provider that can scale with your business. (Jump to Choosing Process)

Best Plumbing Business Insurance Companies

ERGO NEXT leads our plumbing insurance rankings on both affordability and customer experience, a combination that matters when you need a COI before a GC will let you on site. Thimble ranks second on both overall score and price, so if you take on project-based plumbing work and want to keep costs down, start there. Your business type and coverage priorities will shape which of the seven providers below fits your operation.


ERGO NEXT	4.37	1	1	3
Thimble	4.23	2	5	6
The Hartford	4.16	7	3	1
biBERK	3.99	3	7	5
Hiscox	3.94	6	2	7
Nationwide	3.92	5	6	2
Progressive Commercial	3.89	4	4	4

For our overall best plumbing business insurance ratings, we analyzed pricing, coverage options, and customer experience across all 50 states and Washington, D.C. Our analysis focuses on 1-to-4-person plumbing businesses, while weighting results to ensure broader industry and location representation. To do this, we evaluated over six million business profiles, more than 100,000 customer experience data points and performed in-depth analysis of coverage contracts and endorsements to compare insurers consistently across industries and regions. We then rated each company across categories of affordability (50% of overall score), customer experience (30% of overall score) and coverage options and terms (20% of overall score) to form an overall rating.

See our full business insurance methodology.

Rankings tell you where to start, not where to stop. A solo plumber doing residential service calls and a small firm chasing commercial plumbing subcontracts share the same core policies, but the right carrier depends on how you work. ERGO NEXT fits operators who deal with general contractors regularly and need certificates issued quickly to stay on schedule. If you work shorter engagements or take on jobs seasonally, Thimble's project-based structure gives you more flexibility on timing and cost.

Each provider profile below breaks down exactly who it serves well in the plumbing trade and where it falls short.

ERGO NEXT

Best Overall for Plumbing Businesses

ERGO NEXT ranks first overall and tops our analysis in both cost and the day-to-day experience of running a plumbing business. You'll spend around 21% less than the industry average, roughly $486 less per year, and bundling two or more policies saves up to 10% more. It also ranks first on customer experience because of its self-serve platform that lets you pull a certificate of insurance, add a general contractor as an additional insured and share proof of coverage by text from a job site, all without calling an agent. Where some policyholders have run into trouble is understanding how GL and commercial property divide responsibility once a claim arrives.

Learn More: ERGO NEXT Business Insurance Review

Thimble

Best for Flexible Coverage

Thimble ranks second in our analysis for plumbing contractors, with rates running about 18% below the sub-industry average. The policy structure is what sets it apart. You can buy coverage by the job, month or year, so a slow winter doesn't mean paying for a full annual policy you're not using. The Certificate Manager lets you set insurance requirements for your subcontractors, track their COI compliance and flag expiring policies from one portal, free even if your subcontractors aren't Thimble policyholders. When a claim arrives, Thimble routes it to a third-party administrator rather than handling it directly, and BBB complaints point to slow timelines and limited communication during that process.

Learn More: Thimble Business Insurance Review

Cheapest Plumbing Business Insurance Companies

The cheapest plumbing insurance options in our analysis are ERGO NEXT at $150 per month, Thimble at $157 per month and biBERK at $192 per month. At $40 per month less than the industry average, ERGO NEXT gives your business a savings of about 21%. We find that the cheapest option isn't always the right fit for your business. If you're bidding commercial subcontracts, you may need higher limits or faster certificate issuance than the lowest-cost provider offers.

The table below shows the monthly and annual rates across all seven providers in our study:


ERGO NEXT	$150	$1,804
Thimble	$157	$1,879
biBERK	$192	$2,304
Progressive Commercial	$196	$2,356
Nationwide	$197	$2,358
Hiscox	$197	$2,364
The Hartford	$202	$2,427

What Types of Insurance Do Plumbers Need?

Plumbing work creates insurance needs that stack up fast. Every job puts you inside a client's home or building, working on pressurized water lines, gas connections and drain systems where a single failure can cause thousands of dollars in damage before anyone realizes something is wrong. Your truck carries your livelihood, your tools leave with you every morning, and the moment you hire your first employee, your legal obligations shift with them. The coverages most plumbing businesses need reflect all of that:

General liability (since every job creates third-party property damage and injury exposure, and water damage to client property is the most common claim in the trade)
Commercial auto (since your truck is your mobile base of operations, and personal auto policies exclude regular business use for service calls)
Inland marine / tools and equipment (since your tools travel to every job and standard property coverage doesn't follow them out of a fixed location)
Workers' compensation (if you hire employees: most states require it on your first hire, and back injuries, burns from soldering and cuts from pipe work make claims routine in this trade)
Commercial property (if your business operates from a shop or warehouse with owned equipment and materials inventory on site)
Umbrella / excess liability (if you work commercial projects or bid GC subcontracts where contract language requires limits above a standard GL policy)
Professional liability _(if you design plumbing systems or write specifications rather than simply executing a pr_e-specified install)
Cyber liability (if you store customer payment data or manage digital scheduling and service records for multiple commercial clients)

If you're running a solo operation, general liability, commercial auto and inland marine cover your core exposures. That picture shifts quickly when you start hiring: workers' comp becomes a legal requirement in most states, and more crew members working on live systems inside client buildings means more chances for a water or gas incident to become a claim. What you carry beyond that foundation depends on how you work: the jobs you take, the clients you serve and the contracts they put in front of you.

The headcount-based breakdowns below walk through what changes at each stage.

When you run a solo plumbing operation, every claim lands on you personally. There's no crew to share accountability and no office manager tracking your certificates. You're working inside client homes on live water and gas systems, often with tools worth several thousand dollars sitting in a truck overnight. In our analysis, you're more likely to be underinsured at this stage than at any other point in your growth.

The most common claims solo plumbers face include:

You install a supply line fitting during a kitchen faucet replacement and it fails overnight: the homeowner discovers flooding in the morning and calls a water damage contractor before they call you
You replace a gas shutoff valve that tests clean on the day of the job, but it develops a slow leak: the homeowner notices a smell weeks later and traces it back to your work
A pipe press fitting you seat inside a wall cavity during a repipe holds through the pressure test but fails six weeks later: by the time moisture is detected, the drywall and insulation need replacement
Your drain machine and pipe press tool are stolen from your truck overnight: your personal auto policy doesn't cover the contents, and you can't take calls the next day
You're carrying copper pipe into a tight crawl space and catch your boot on a floor joist: the resulting injury is yours to cover, since there's no workers' comp policy when you have no employees
A client's hardwood floors buckle two months after you replaced the toilet supply line: the completed-work claim arrives long after you've moved on to other jobs

Each of these scenarios points to a coverage gap that solo plumbers encounter most often


Contractor's license bond	Your state requires a contractor's license bond as part of its plumbing contractor licensing system. It is not insurance: it is a separate compliance instrument, and letting it lapse can suspend your license before your next scheduled job.	Your state sets the required amount: most fall between $5,000 and $25,000. Check your licensing board for the exact figure tied to your license class.
General liability	Every residential service call puts you inside a client's home working on live systems. A water damage claim from a fitting you installed last month can cost more than your truck. GC and commercial clients require proof of GL before you set foot on site.	Start at $1 million per occurrence / $2 million aggregate. Move to $2 million per occurrence if you bid commercial subcontracts or work under GC contracts that specify higher limits.
Commercial auto	Your personal auto policy excludes regular business use. If you're driving to service calls daily and file a claim, your personal insurer can deny it. Without commercial auto, an at-fault accident on the way to a job site falls back on you personally.	Start with liability limits of $500,000 to $1 million for a single-vehicle operation. Add physical damage coverage if the truck is financed or replacing it would interrupt your work.
Inland marine / tools and equipment	Your drain machine, pipe press tool and inspection camera travel to every job in your truck. Neither your GL policy nor your commercial auto policy covers those tools if they're stolen from the vehicle or damaged on a job site.	Cover the full replacement cost of your tools. A stocked plumbing truck carries $10,000 to $20,000 in equipment: set your limit based on an actual inventory count.

Bringing on your first plumber changes more than your payroll. Now someone else is inside client homes working on live water and gas systems under your license and your contract. Their mistakes are your claim. We see the coverage picture multiply at this stage rather than simply expand: you're not just adding headcount, you're absorbing every fitting they seat and every job they close in your name.

Here are additional risks to consider as you start hiring:

Your journeyman installs a wax ring on a toilet in a client's bathroom and it fails two weeks later: the sewage leak and floor damage are a claim against your policy, not his
Your first hire is now entering crawl spaces, soldering copper and handling drain chemicals on client job sites: in most states, the moment you put someone on payroll, you're legally required to carry injury coverage for them
Your second truck is your liability when your journeyman is behind the wheel: an accident on the way to a water heater install is a claim your business carries, not his
If you bring in a licensed sub for overflow drain work and he causes a backup that floods a client's basement, the claim follows the contract back to you as the plumber of record
Letting go of an apprentice after a trial period creates your first employment practices exposure: wage disputes and wrongful termination claims are risks you take on the moment you start hiring

These are the gaps that open when plumbing work stops being something only you do.


Workers' compensation	Once you have employees entering crawl spaces, handling torch equipment and working under sinks in tight quarters, work-related injuries are a statistical reality. Most states require you to carry workers' comp the moment you put your first plumber on payroll.	Coverage is calculated on your actual payroll. A crew of two full-time plumbers costs more to insure than one part-timer: get quotes based on your figures, not your headcount.
Contractor's license bond	Your state bond requirement applies to your business entity at this stage, not just your personal license. If a journeyman working under your license causes harm that triggers the bond, it responds against your business's standing.	Your state licensing board sets the required amount based on license class. Verify the bond covers work your licensed employees perform, not just the owner-plumber's jobs.
General liability	With multiple plumbers on different job sites each day, your GL policy is covering work you're not personally supervising. A botched supply line connection your journeyman made across town is your claim. GC contracts will specify the minimum limit you need.	Carry at least $1 million per occurrence / $2 million aggregate. Move to $2 million per occurrence for commercial subcontracts, and confirm your completed operations sublimit covers multi-crew work.
Commercial auto	Every truck your crew drives to a job needs to be on a commercial auto policy with that driver listed. A journeyman's accident in a company van isn't a personal insurance matter: the claim comes to your business.	List your vehicles and drivers on the policy. Carry $500,000 to $1 million liability per vehicle. Add hired and non-owned auto if your employees use personal vehicles for work.
Inland marine / tools and equipment	Your two or three service trucks carry a combined tool inventory that can reach $30,000 to $60,000. A break-in that clears out one truck costs you the tools and takes a plumber off the road until you replace them.	Insure for the full replacement cost across all trucks. Add up your inventory per vehicle and set limits accordingly. Check whether a per-item sublimit applies to your highest-value tools.
Employment practices liability	Once you're managing a crew, employment decisions are part of the job: disciplining an apprentice, letting go of a journeyman at season's end, handling a wage dispute. Your GL policy won't cover a wrongful termination or discrimination claim from a current or former employee.	Start at $100,000 to $250,000 for your crew size. Move toward $500,000 if you have frequent employee turnover or work with apprentices on short-term arrangements.

Once you're running a firm of 10 plumbers, the risk picture doesn't just grow: it changes in character. Your workforce now has employment history. Property managers and GCs on your client roster send contracts that shift liability onto your firm. Specialty subcontractors now work under your name on jobs you're managing. We find coverage gaps you carried at smaller sizes become actual claims at this stage.

Here are the newer risks that emerge at this stage:

You hire a drain relining crew for a lateral replacement job and their equipment punctures an irrigation line on the property: the property damage claim goes to you as the contracting plumber, not the sub who caused it
A property management company's service agreement requires you to indemnify them for any damage arising from your crew's work on the property, including damage caused in part by their own maintenance staff
A journeyman with three years at your firm is passed over for a foreman position and files a discrimination claim: your workforce now has the tenure and paper trail that make a complaint credible
Your fleet of ten trucks running service calls in a busy metro area will statistically produce multiple at-fault accidents in a year: a single serious collision can push against your current liability limits in ways one truck never would
Your insurer's payroll audit finds three foremen classified at journeyman rates and two subs logged as 1099 contractors when their supervised hours made them employees: the premium adjustment goes back to policy inception

Your coverage needs to keep pace with the contracts, crew and subcontractors you're managing.


Workers' compensation	At this payroll level, classification accuracy is the real exposure. If your foremen are coded at journeyman rates or your subs are treated as 1099 when they work like employees, a payroll audit at renewal triggers a retroactive adjustment that covers your entire policy year.	Premium scales with payroll. Budget around NCCI code 5183 for plumbing installation work. Audit your classifications annually: foremen and lead plumbers carry different rates than apprentices.
Contractor's license bond	Your bond now covers work performed under your license by every plumber on your crew, not just the owner. If your firm's revenue has grown since you last renewed, check whether your state scales bond requirements with business size.	Confirm your current bond amount against your state's requirements for your license class and annual revenue. Some states increase required amounts as contractor revenue crosses thresholds.
General liability	Property management agreements and GC subcontracts at this level include broad indemnification language that puts third-party liability squarely on your firm. Most GC contracts specify $2 million per occurrence as a minimum before your crew sets foot on a commercial site.	Carry $2 million per occurrence / $4 million aggregate. Add an umbrella policy if GC or property management contracts require total liability above your GL limit.
Umbrella / excess liability	Commercial general contractors and property management companies working with firms your size routinely require $5 million in total liability coverage. Your GL policy alone doesn't reach that threshold, and the gap can disqualify you from a job before the bid is reviewed.	Start at $3 million to $5 million in umbrella coverage. Set the umbrella limit based on the highest total liability requirement in your current or target contracts.
Commercial auto	Your fleet of eight to twelve vehicles produces at-fault accidents at a rate that makes annual claims expected, not exceptional. Each unscheduled driver or vehicle on a job site is a gap your insurer can use to deny the claim.	Schedule every vehicle and driver. Carry $1 million liability per vehicle. Review your driver list at renewal: anyone new behind the wheel needs to be added before their first job.
Inland marine / tools and equipment	Your combined tool inventory across eight to twelve trucks can reach $80,000 to $150,000. A break-in that clears two trucks in the same yard overnight removes two plumbers from production until you can source replacements.	Insure for full replacement cost across your entire fleet. Set per-vehicle sublimits that reflect what each truck actually carries, and verify your policy covers tools stored at a yard overnight.
Employment practices liability	With ten or more employees and established employment history, a discrimination or wrongful termination claim is no longer a remote scenario. Your firm has made enough promotions, assignments and separations to generate a credible claim from a current or former employee.	Carry $500,000 to $1 million at this headcount. Include third-party coverage if your crew works regularly on client sites where interactions with client employees could generate a harassment claim.

Running 20 or more plumbers puts you in a different claims environment. The risks are familiar: property damage, vehicle accidents, employment disputes. But your projects are larger, your contracts include indemnification obligations that extend across multiple parties and your workforce runs across several sites. We find firms at this size already carry the right coverage types but consistently underestimate how large a single claim can run.

The primary risks at this scale are:

A burst pipe on your commercial buildout job floods two floors of occupied office space: the property damage, tenant business interruption losses and your client's contractual penalties combine into a claim your standard policy limits were not sized to absorb
A wage-and-hour class action covers every plumber and apprentice in your workforce who worked through mandatory rest breaks over a three-year period: the back-pay exposure runs across your entire current and former crew, not just one complainant
Your master subcontract requires you to indemnify the general contractor for losses arising from the project, including losses caused by the GC's own scheduling decisions: a structural delay that damages your completed pipe work triggers your indemnification clause before your insurer reviews the facts
Your crew takes a commercial plumbing subcontract in a state where your journeymen aren't licensed: the work proceeds, a pipe fails and your insurer discovers the crew wasn't licensed to work in that state
When one of your fully loaded vans carrying copper pipe is involved in a multi-vehicle highway accident, the cargo adds to the collision severity: bodily injury claims from multiple parties quickly exceed a per-vehicle limit that hasn't kept pace with your fleet growth

The same risks, at a scale where your current limits become the real problem.


Workers' compensation	At this payroll size, your experience modifier shapes your premium more than your headcount does. A single serious injury in a prior policy year can push your EMR above 1.0 and increase your annual premium for the next three policy periods.	Review your EMR annually. A serious injury in one policy year can push your modifier above 1.0 and increase your premium for three renewal cycles. Dispute any misclassified claims immediately.
Contractor's license bond	With multiple licensed master plumbers on staff and work across more than one state, your bond obligations multiply. Each state where your firm pulls permits may require a separate bond, and each licensed master may carry individual requirements under your license.	Confirm bond requirements in every state where your crew works. Verify each licensed master plumber's individual obligations and whether your firm-level bond satisfies them or whether separate bonds are required.
General liability	Your portfolio of active commercial projects means your completed operations exposure spans dozens of simultaneous jobs. A pipe failure on a hospital buildout or a flooding event during a multifamily renovation generates losses that exceed what residential-scale limits were built to handle.	Carry $3 million to $5 million per occurrence. Confirm your completed operations aggregate is sufficient for the scope of your active project portfolio, not just a single large-loss event.
Umbrella / excess liability	Municipal work, hospital buildouts and large multifamily construction contracts specify total liability requirements that a single umbrella layer may not reach. Your GC and owner contracts may require $10 million or more in combined coverage before your crew mobilizes.	Build your total liability to $10 million through stacked GL and umbrella layers. Review each major contract's insurance exhibit before you bid: the required total often exceeds a single policy.
Commercial auto	Your fleet of fifteen to twenty-five trucks puts fleet safety management on your insurer's renewal checklist. It will review driver screening, telematics data and motor vehicle records, and gaps in any of those areas affect your rate.	Carry $1 million to $2 million liability per vehicle. Implement a fleet safety program and driver monitoring protocol. Your EMR and fleet loss history both affect commercial auto renewal terms.
Contractors pollution liability	Your GL policy's pollution exclusion can void coverage for claims arising from gas line work, chemical drain cleaning or sewer rehabilitation. At this project volume, your firm is running those work types regularly enough that the exclusion represents a real gap, not an edge case.	Carry a contractors pollution liability policy or endorsement covering your gas, chemical and sewer work. Limits of $1 million to $2 million per occurrence are standard at your project scale.
Commercial property	Your shop, storage yard and warehouse hold pipe inventory, fixture stock, specialty equipment and vehicles between jobs. A fire, theft or weather event that clears your yard doesn't just damage property: it interrupts your ability to mobilize crews for active projects.	Insure for replacement cost on your building and contents. Include business interruption coverage calibrated to the revenue your firm generates while your yard is operational. Review your inventory value annually.
Employment practices liability	At this headcount, a single wage-and-hour violation applied across your entire workforce becomes a class action. Your EPLI policy needs to cover class and collective actions, not just individual claims, and third-party coverage is essential when your crew works daily on client-controlled job sites.	Carry $1 million to $2 million with class action coverage included. Confirm your policy covers third-party claims from client job site interactions. Review your break, overtime and classification policies annually.

How Much Does Plumbing Business Insurance Cost?

Plumbing business insurance costs an average of $189 per month ($2,269 per year), though your rate changes based on which policies you carry. General liability and workers' compensation run higher because water damage claims are frequent and your completed operations exposure extends past the job's close date, and crawl space work, torch equipment and heavy pipe put plumbers in a higher injury-frequency category.

Commercial auto is the first policy most plumbing businesses carry alongside their liability coverage. We find total cost varies based on coverage mix. A solo plumber with general liability and commercial auto pays roughly $570 per month, but add workers' compensation for a crew and the total moves to around $845 per month. Each policy's cost on its own:

Professional liability: $86 per month ($1,034 per year)
Cyber liability: $87 per month ($1,041 per year)
Commercial property: $117 per month ($1,401 per year)
Commercial auto: $205 per month ($2,458 per year)
Workers' compensation: $275 per month ($3,301 per year)
General liability: $365 per month ($4,379 per year)

How did we determine business insurance rates for plumbers?

What you pay for plumbing insurance depends on more than which policies you carry. The type of work moves the number: residential service calls carry different risk than commercial new construction, and gas line work adds an exposure that drain-and-fixture operations don't share. Your crew size and vehicle count shift your premium most once your coverage mix is set. The plumbing business insurance calculator builds an estimate around your actual operation, not a modeled profile.

Estimate Your Monthly Plumbing Insurance Cost

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We do not collect any personal information, and all rates are aggregated for all 50 states and Washington D.C. Workers' comp rate estimates are provided on a per employee basis and all coverage types assume standard industry limit recommendations for most businesses.

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How to Choose the Right Plumbing Business Insurance

Your plumbing insurance program doesn't come together in a single purchase decision: it's built through steps that match coverage to how your business operates. We find that plumbers who skip straight to a quote often end up underinsured where their trade creates the most exposure. Knowing what to look for before you get business insurance closes that gap.

1
Understand your risk profile and what coverage it requires
Plumbing work creates liability every time you touch a pressurized system inside a client's property, and the type of work you do determines where that liability lands: a residential plumber's primary exposure is property damage, while a commercial contractor bidding GC subcontracts adds contractual indemnification obligations on top. Before requesting a quote, map out what you do, who you work for and whether your clients, contracts or state rules mandate specific coverage types or limits.
2
Choose the right coverage limits
Your first general liability limit is often $1 million per occurrence because that's what clients ask for. But a water damage event on a commercial project, including flooded suites, business interruption and penalty clauses, can push past that limit before the remediation crew finishes. Set your limits based on the largest single loss your work could realistically generate, then check whether any current or target contracts require higher limits before you lock them in.
3
Evaluate providers who understand plumbing businesses
Price matters, but a cheap policy that doesn't cover your work type or can't issue a certificate of insurance before your crew is on site creates problems price alone doesn't solve. When you're comparing providers, look for one with experience insuring contractors, a claims process that moves fast enough for active job sites and coverage options that match your trade's actual needs. Weight customer experience alongside cost, not after it.
4
Get compliance-ready
Your compliance obligations don't end with the policy purchase. Most states require you to carry a plumbing contractor license bond before you can pull permits: it's a separate instrument, not your GL policy. Before work begins, your clients and GCs will ask for a certificate of insurance and often require you to name them as additional insureds. Confirm your bond is current, your COI is ready and your limits match each client's contract.
5
Revisit your coverage as your plumbing business grows
A coverage mix that fits a two-plumber service operation stops fitting the moment you take on a commercial subcontract, add a truck or cross into a new state. Review your policies at least annually and whenever you hire employees, add vehicles or sign a new master service agreement. Your insurer needs to know about those changes to keep coverage valid, and GC contracts often require updated certificates before your crew can start a new project.

Get Plumbing Business Insurance Quotes

The provider that works best for your residential service calls may not be the right fit if you're managing commercial subcontracts across multiple sites. Your coverage mix, crew size and the contracts you sign all influence which carrier offers the most value: not just on price, but on claims support and limit flexibility. Requesting business insurance quotes from multiple providers gives you a real comparison, not a guess.

About Connor Bolton

Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. He sets the research framework, data standards and content structure for his team. All content goes through his accuracy review before publication. Connor also writes in-depth guides and has spent more than four years covering insurance products across personal, commercial and specialty lines.

The research infrastructure Connor built covers auto, home, renters, life, health, business and pet insurance across pricing analysis, carrier research, customer experience and coverage evaluation. It includes over 6 million data points for business insurance across 408 industry areas, all 50 states and 16 vehicle types. The pet insurance side covers over 5 million profiles across 18 major providers, 100+ breeds and ages up to 20 years. Connor’s insurance research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.

Connor also talks with underwriters and carrier liaisons at Ethos, The Hartford, ERGO NEXT, Nationwide and State Farm, and monitors business and pet owner communities on Reddit. Those sources shape how his team evaluates carriers, structures rate analysis and writes for human buyers rather than search engines.

For questions about MoneyGeek's business and pet insurance content, contact him at connor@moneygeek.com or on LinkedIn.

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Best Plumbing Business Insurance

Best Plumbing Business Insurance Companies

Our Methodology

ERGO NEXT

Thimble

Cheapest Plumbing Business Insurance Companies

What Types of Insurance Do Plumbers Need?

Solo Plumber (No Employees)

Growing Plumbing Operations (1–9 Employees)

Mid-Sized Plumbing Firms (10–19 Employees)

Enterprise Plumbing Companies (20–49+ Employees)

How Much Does Plumbing Business Insurance Cost?

How to Choose the Right Plumbing Business Insurance

Get Plumbing Business Insurance Quotes