Compare the Cheapest Car Insurance Quotes in Corona, CA

Drivers in Corona pay an average of $1,349 annually for car insurance, less than the state average. Based on MoneyGeek’s analysis of the cheapest insurers by coverage amount and driving history, Esurance is the most affordable in Corona at $961 annually on average. For drivers who also value quality, MoneyGeek has also recommended the best insurance companies in Corona.

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Last Updated: 5/16/2022
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In Corona, Esurance is the cheapest company, on average, plus it has the best rate with a ticket. But Progressive is the cheapest for a state minimum policy. USAA is great for military families. MoneyGeek found AAA is the best in Corona for its affordable rates and quality service. Your profile and coverage needs determine the best for you.

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The Cheapest and Best Car Insurance in Corona

The Cheapest Car Insurance Companies in Corona

The companies in Corona that offer the cheapest full coverage policy, on average, are:

  • Esurance: $961 per year
  • Progressive: $1,066 per year

USAA offers a full coverage policy in Corona to eligible military families at around $1,105 annually.

Esurance offers the cheapest, open-to-all full coverage car insurance in Corona, around 80% lower than Allied, with the most expensive policy at roughly $1,732 per year.

Drivers with a full coverage policy have liability, collision and comprehensive coverage. The rate depends on the amount of liability chosen.

Cheapest Car Insurance in Corona
Full Coverage 100/300/100
  • Company
    100/300/100per year
  • 1.
    Esurance
    $961
  • 2.
    Progressive
    $1,066
  • 3.
    USAA
    $1,105
  • 4.
    AAA
    $1,192
  • 5.
    GEICO
    $1,219
  • 6.
    MetLife
    $1,235
  • 7.
    Mercury
    $1,307
  • 8.
    Allstate
    $1,326
  • 9.
    State Farm
    $1,546
  • 10.
    Hartford
    $1,561
  • 11.
    Travelers
    $1,575
  • 12.
    Farmers
    $1,591
  • 13.
    Allied
    $1,732

As detailed in our methodology, MoneyGeek gathered average rates for a sample driver profile of a 40-year-old man looking for a full coverage policy in Corona.

A full coverage policy has liability coverage, plus comprehensive and collision insurance that cover damage to your car, making them valuable.

  • Collision insurance: pays for damages in an at-fault collision
  • Comprehensive insurance: covers theft, vandalism, natural disasters, and other damaging incidents

For an older car, the full coverage premium may be more than the car’s value. A state minimum or liability-only policy may be a better and cheaper choice in that incidence.

Compare Car Insurance Rates in Corona

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

Cheapest Car Insurance in Corona for Minimum Coverage

The companies in Corona that offer the cheapest minimum coverage auto policy, on average, are:

  • Progressive: $458 per year
  • GEICO: $511 per year

USAA is the cheapest for a minimum coverage policy in Corona at around $455 per year for eligible military members and their families.

Costing as much as $378 more than Progressive, Farmers is roughly $836 per year, making it the most expensive minimum coverage policy in Corona.

A minimum coverage policy is the most budget-friendly in Corona but has low liability limits and no collision or comprehensive coverage, so you risk full protection.

Toggle the table below to see how much it costs to increase liability limits.

Cheapest Minimum Liability Car Insurance in Corona
State Minimum

A state minimum policy is the cheapest option in Corona; it includes California’s required coverage of 15/30/5 in liability limits plus uninsured motorist of 15/30 with $3,500 in property damage coverage. The low rate is nice, but you risk paying out of pocket in an at-fault accident.

For example, if the cost of repairs to the other party’s vehicle is $8,000, the policy covers $5,000, and you must pay the remaining $3,000.

California Minimum Liability Requirements

  • Item
    Description
  • Bodily Injury and Property Damage
    $15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.

Cheapest Car Insurance in Corona if You Have Driving Violations

A driving violation like a DUI, ticket or at-fault accident increases your car insurance rate in Corona. The car insurance companies with the cheapest rates after a violation, on average, in Corona are:

  • Cheapest after a ticket: Esurance, $1,214 per year
  • Cheapest after an at-fault accident: Esurance, $1,498 per year
  • Cheapest after a DUI: Mercury, $2,138 per year

Eligible active military and veterans may choose USAA if they have a ticket as it averages the lowest rate.

A Corona driver with a violation can lower their car insurance premium by improving their driving record. It takes time, so in the meantime, compare companies and purchase the best deal.

Cheapest Car Insurance in Corona With a Violation
Speeding Ticket

Average Cost of Car Insurance in Corona

Corona$1,359
California$1,429
U.S.$1,424

The cost of car insurance in Corona is slightly lower than the average state and national rates.

On average, car insurance in Corona costs $1,359 per year. This is 4.9% less than the state average and 4.6% less than the national average.

Personalized Quotes to Get You the Cheapest Car Insurance in Corona

Car insurance companies in Corona evaluate a variety of factors when calculating their average annual rates. These may include your location, marital status, age and driving record.

For example, the average car insurance rate for a 40-year-old male driver in Corona with an Esurance policy is $961 per year. This rate may change as the driver ages.

The easiest way to find the best rates in Corona is by comparing car insurance quotes. Since your life circumstances may change, it’s important to shop around regularly to make sure you are getting the right coverage for your needs at the most affordable price.

Compare Car Insurance Rates in Corona

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

The Best Car Insurance Companies in Corona

Cost is a significant deciding factor when choosing an auto insurance policy, but the quality of customer service plays a role as well. MoneyGeek’s scoring system found that the best car insurance companies in Corona for those who want to balance both include:

  • AAA: MoneyGeek score of 90 out of 100
  • GEICO: MoneyGeek score of 90 out of 100

USAA received the highest score in Corona by MoneyGeek's rating system and may be the best option for eligible military members, veterans and their families.

MoneyGeek’s scores were based on J.D. Power user satisfaction, affordability and financial stability ratings.


1
USAA
Score:100

5/5

Affordability

5/5

Claims Ratings

5/5

User Satisfaction

A++

Financial Stability

2
Auto Club of Southern California Insurance Group
Score:90

4/5

Affordability

5/5

Claims Ratings

4/5

User Satisfaction

A

Financial Stability

3
GEICO
Score:90

4/5

Affordability

3/5

Claims Ratings

4/5

User Satisfaction

A++

Financial Stability

4
Wawanesa
Score:87.5

5/5

Affordability

4/5

Claims Ratings

4/5

User Satisfaction

A-

Financial Stability

5
State Farm
Score:87.5

3/5

Affordability

3/5

Claims Ratings

4/5

User Satisfaction

A++

Financial Stability

6
Ameriprise
Score:85

4/5

Affordability

3/5

Claims Ratings

4/5

User Satisfaction

A

Financial Stability

7
Hartford
Score:85

3/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

A+

Financial Stability

8
Progressive
Score:82.5

4/5

Affordability

2/5

Claims Ratings

3/5

User Satisfaction

A+

Financial Stability

9
Allstate
Score:82.5

3/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A+

Financial Stability

10
Safeco
Score:80

3/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

11
CSAA
Score:77.5

2/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

12
Liberty Mutual
Score:77.5

3/5

Affordability

2/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

13
Farmers
Score:77.5

2/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

14
Mercury
Score:77.5

3/5

Affordability

2/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

15
Nationwide
Score:75

2/5

Affordability

2/5

Claims Ratings

2/5

User Satisfaction

A+

Financial Stability

16
Kemper
Score:70

2/5

Affordability

2/5

Claims Ratings

2/5

User Satisfaction

A-

Financial Stability

Average Cost of Car Insurance by Postal Code

Where you live can impact how much you pay for auto insurance. This is because statistics on accidents, uninsured motorists and theft can vary between neighborhoods.

In Corona, drivers living in ZIP code 92882 might pay $32 less than those living in the 92879 community.

  • Zip Code
    State Minimumper year
  • 92882
    $1,339
  • 92880
    $1,367
  • 92879
    $1,371

Factors That Impact Insurance Costs in Corona

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents also contribute to car insurance rates in Corona. How Corona ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities260th/300
handcuffs2 icon
Most Car Thefts286th/300
uninsured icon
Most Uninsured Motorists by State12th/50
insurance2 icon
Personal Injury Protection RequiredNo
rain icon
Most Annual Rainfall271st/300
umbrella icon
Most Rainy Days296th/300

Methodology and Assumptions

MoneyGeek’s average premium rates for Corona are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.