The best cheap auto insurance provider depends on your coverage needs and driving background.
For instance, the cheapest insurer for teen drivers is Progressive, and the most affordable option if you have a traffic violation on your record is Capital Insurance Group. The most affordable company for military families is USAA. Our ranking also indicates that Progressive is the best insurer in Corona for balancing cost and customer service.
Cheapest and Best Car Insurance in Corona, CA








Cheapest Minimum Liability Car Insurance in Corona
The following companies offer the cheapest minimum coverage car insurance policies in Corona:
- GEICO: $418 per year
- Progressive: $423 per year
The most expensive minimum coverage policies are available from Chubb at $842 per year.
California’s state minimum auto insurance policies require the following bodily injury liability and property damage protection:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
This means that an insurer will pay up to $15,000 to cover damages to a single individual in an accident, up to $30,000 per accident. Any costs that exceed this amount are your responsibility. Those that want more coverage should opt for a full coverage policy with higher coverage limits.
Cheapest Full Coverage Car Insurance in Corona
According to MoneyGeek’s scoring system, the insurers below offer the cheapest full coverage car insurance in Corona:
- Progressive: $968 per year
- GEICO: $1,073 per year
Chubb has the most expensive rates for a full coverage policy at $1,984 per year.
In addition to liability coverage, a full coverage policy includes comprehensive and collision insurance.
- Comprehensive insurance pays for the expenses incurred due to damage to your vehicle from non-collision incidents. These include theft, vandalism and fire. Comprehensive insurance costs may vary based on the deductible amount on your policy.
- Collision insurance is the most expensive component of auto insurance. This covers damages from accidents involving collisions with other vehicles or objects (trees, stop signs, mailboxes, etc.).
A full coverage policy may not be worth the added cost for drivers with older vehicles.
Cheapest Car Insurance in Corona After a Driving Offense
The cheapest insurers in Corona for a full coverage policy with traffic violations are:
- Speeding ticket: National General ($1,138 per year)
- At-fault accident: Capital Insurance Group ($1,655 per year)
- DUI: National General ($1,138 per year)
Kemper is the most expensive insurer for drivers with accidents and speeding tickets, charging $3,305 and $1,993 per year, respectively. Meanwhile, drivers with DUI offenses will get the most expensive rate from Hartford at $5,460 per year.
Driving violations significantly impact the cost of your car insurance. Because of this, an affordable policy for a driver with an offense will likely still cost more than a moderately priced policy for a driver with a clean record.
The cost of your car insurance increases in line with the severity of the driving offense. In Corona, a 40-year-old driver with a speeding ticket or a DUI offense will pay $554 or $1,928 more for car insurance than a driver with a clean driving history. To find the most cost-effective options available for you, we recommend reviewing the cheapest auto insurance for drivers with a bad driving record.
Cheapest Car Insurance in Corona for Teens and Their Families
Teen drivers and their families can get the cheapest rates for a full coverage policy from the following companies:
- Progressive: $3,034 per year for 16-year-old male teens and $3,034 per year for 16-year-old female teens
- Farmers: $3,074 per year for 16-year-old male teens and $3,074 per year for 16-year-old female teens
The insurer with the highest premium for teen drivers on a family policy is Nationwide at $5,449. While the cost of insurance is the same for female and male teens in Corona, male teens typically pay more insurance. However, this cost discrepancy diminishes in early adulthood.
It’s significantly cheaper to add a teen to a parent’s full coverage policy rather than purchasing an individual policy. In Corona, a 16-year-old male teen will pay $673 more for an individual policy. You can find the most affordable auto insurance for teenagers in Corona by comparing rates from different companies and taking advantage of age-specific discounts.
Cheapest Car Insurance in Corona for Military Drivers
Military members and their families in Corona can get the cheapest rates from the following insurers:
- USAA: $958 per year
- Progressive: $968 per year
USAA policies are limited to military members and their families. The insurer received a high MoneyGeek score of 85 out of 100 for its customer service and discount opportunities.
GEICO offers the cheapest car insurance for military members interested in a minimum liability policy, at $418 per year, while USAA is the second-cheapest at $422.
How to Compare Cheap Corona Car Insurance Quotes Online
While you can obtain car insurance quotes online, it can take up to 15 minutes to input the required personal information. Fortunately, MoneyGeek’s car insurance calculator provides an approximate rate using only your age, gender and driving record.
Auto Insurance Calculator
See how the Average Annual Auto Insurance Rates vary with the options chosen.
Average Annual Auto Insurance Rates
Click the section of the wheel in your price range to see options.
low end
on average
high end
Click an insurer below to visit their review page or continue to your personalized quote.
Best Car Insurance in Corona: Summary
The best insurer for you will vary based on your preferences and needs.
The top insurers in Corona are:
- Best overall: Progressive (MoneyGeek score of 74 out of 100)
- Best for service: Chubb MoneyGeek score of 76 out of 100)
- Best cheap: GEICO (MoneyGeek score of 78 out of 100)
MoneyGeek scores may vary for each insurer across different categories based on the weightings used in that category.
CSAA offers the best car insurance coverage in California, with policies costing around $369 yearly. One factor contributing to the difference in car insurance rates is your location. The best insurer if you have a military background is USAA, with a MoneyGeek score of 85 out of 100.
Best Overall Car Insurance in Corona
Those that want an auto insurance provider that balances cost and quality service should consider the following insurers:
- Progressive: MoneyGeek score of 74 out of 100 ($968 per year)
- GEICO: MoneyGeek score of 72 out of 100 ($1,073 per year)
Progressive has the highest score for affordability and an above-average score for customer satisfaction and coverage options.
USAA, with a MoneyGeek score of 85 out of 100, is the top insurer for active and retired military members and their families. Policies cost about $958 annually.
How was this MoneyGeek score calculated?

pros
Has a perfect score for affordability
Has an above-average score for user satisfaction and coverage availability
Provides unique coverages like custom parts, accident forgiveness and gap insurance
cons
Has a below-average rating for claims management
Doesn’t offer new car replacement coverage
COMPANY HIGHLIGHTS
Progressive offers the cheapest policies in Corona while offering an above-average amount of coverage options and providing quality customer service.
One unique coverage offered by this insurer is custom parts and equipment (CPE) coverage that covers the cost to replace or repair damages to navigation systems, wheels and custom stereo systems not installed by the manufacturer up to $5,000.
Progressive offers two forms of accident forgiveness. Eligibility depends on the number of years a driver has held a policy at the company. The small accident forgiveness coverage is for new customers and begins when you sign up for a policy. The large accident forgiveness is available for drivers who stay accident-free for at least three years with the insurer.
You may also get Deductible Savings Bank coverage to have Progressive reduce $50 from your full coverage policy for every six-month period that you remain accident-free.
Best Car Insurance in Corona for Customer Service
The following insurers are the best car insurance companies in Corona for customer service, irrespective of cost:
- Chubb: MoneyGeek score of 76 out of 100 ($1,984 per year)
- Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,406 per year)
Chubb has the highest claims management score and the second-highest customer satisfaction rating. However, out of the 15 insurers we evaluated, Chubb is the most expensive.
How was this MoneyGeek score calculated?

pros
Has a high claims management and customer satisfaction rating
Provides new car replacement, better car replacement, glass deductible modification, diminished value and classic car insurance
cons
Lacks roadside assistance, accident forgiveness and gap insurance
Offers the most expensive policies
COMPANY HIGHLIGHTS
Chubb has the highest rating for claims management and an above-average rating for customer service. Despite lacking most of the common add-on coverage options, the company offers a wide array of unique coverages.
Chubb’s Agreed Value coverage reimburses the cost of your car if it gets stolen or totaled, which can save you a considerable amount in case of a covered loss. Classic car insurance provides coverage to cars that are a minimum of 30 years old, a limited production model or part of a large selection of vehicles. The car should either be garaged or used for hobbies.
Chubb also provides coverage for original manufacturer parts. However, the insurer lacks roadside assistance and other common coverage options available from competitor companies.
Best Cheap Car Insurance in Corona
The following providers offer the best minimum coverage car insurance policies in Corona that comply with California’s minimum coverage requirements:
- GEICO: MoneyGeek score of 78 out of 100 ($418 per year)
- Progressive: MoneyGeek score of 77 out of 100 ($423 per year)
While a minimum coverage policy costs less, it provides the lowest amount of protection since it lacks comprehensive and collision coverage. If you get involved in an accident, a minimum coverage policy won’t cover damages to your car.
How was this MoneyGeek score calculated?

pros
Has the cheapest rates at $418 per year
Ranks well for customer satisfaction
Offers discounts for bundling, insuring multiple cars and installing daytime running lights
cons
Has a below-average rating for claims management
Lacks paperless, pay-in-full, distant student and driver’s education discounts
COMPANY HIGHLIGHTS
GEICO offers the cheapest auto insurance and provides above-average customer service to Corona residents. The company has several common and unique coverage options that policyholders can use to reduce their premiums significantly.
You can qualify for GEICO’s bundling discount if you obtain multiple insurance policies (auto, renters, condo, home or mobile home) with the company. If you insure more than one vehicle or remain accident-free for at least five years, you can also qualify for a discount.
GEICO offers several unique discounts including one for having daytime running lights installed. Military members can also receive a discount for emergency deployment. Retired employees are also eligible for a discount.
Average Cost of Car Insurance in Corona
Car insurance costs an average of $1,351 in Corona, which is $36 less than the average cost of car insurance in California. As of October 2022, the cost of car insurance at the city and state levels is more than the average cost of car insurance in the U.S. — $1,265.
This study is based on a policy with $100,000 bodily injury protection per person, $300,000 bodily injury liability per person and $100,000 property damage protection per accident.
About Mark Fitzpatrick
