Drivers in Corona pay an average of $1,349 annually for car insurance, less than the state average. Based on MoneyGeek’s analysis of the cheapest insurers by coverage amount and driving history, Esurance is the most affordable in Corona at $961 annually on average. For drivers who also value quality, MoneyGeek has also recommended the best insurance companies in Corona.
Compare the Cheapest Car Insurance Quotes in Corona, CA
The Cheapest and Best Car Insurance in Corona
The Cheapest Car Insurance Companies in Corona
Companies in Corona that offer the most affordable full coverage policy on average include:
- Esurance: $961 per year
- Progressive: $1,066 per year
For many drivers, the cost associated with their car insurance policy is one of the most important factors when choosing a plan.
Esurance offers the cheapest average car insurance rates in Corona. Drivers with an Esurance policy pay an average of $961 per year. This is 80.2% lower than Allied, the most expensive provider in Corona.
The second cheapest car insurance company in Corona is Progressive. The average annual premium for a Progressive policy in the city is $1,066.
MoneyGeek gathered prices and data based on a sample driver profile, a 40-year-old man looking for a full coverage policy with liability insurance and comprehensive and collision insurance.
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Average Cost of Car Insurance in Corona
The cost of car insurance in Corona is slightly lower than the average state and national rates.
On average, car insurance in Corona costs $1,359 per year. This is 4.9% less than the state average and 4.6% less than the national average.
The Best Car Insurance Companies in Corona
Cost is a significant deciding factor when choosing insurance, but quality plays a role as well. MoneyGeek scoring system found that the best car insurance companies in the city for those who want to balance both include:
- AAA: MoneyGeek score of 90 out of 100
- GEICO: MoneyGeek score of 90 out of 100
USAA received the highest score in Corona by MoneyGeek's rating system. However, because USAA is only available to military members, veterans and their families, it is not listed as best overall.
MoneyGeek’s these scores were based on J.D. Power user satisfaction, affordability and financial stability.
Personalized Quotes to Get You the Cheapest Car Insurance in Corona
Car insurance companies in Corona evaluate a variety of factors when calculating their average annual rates. These may include your location, marital status, age and driving record.
For example, the average car insurance rate for a 40-year-old male driver in Corona with an Esurance policy is $961 per year. This rate may change as the driver ages.
The easiest way to find the best rates in Corona is by comparing car insurance quotes. Since your life circumstances may change, it’s important to shop around regularly to make sure you are getting the right coverage for your needs at the most affordable price.
Shopping around for car insurance in Corona could save you $398, which is enough to buy:
Cheapest Car Insurance in Corona by Coverage Amount
In Corona or any other city in the country, the amount of coverage purchased plays a significant role when it comes to determining the price of car insurance. For instance, a policy that meets California state minimums costs $637 per year on average. On the other hand, a full coverage policy with higher liability limits costs $1,359. This is a difference of $722.
California Minimum Liability Requirements
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.
Car insurance companies in Corona offer drivers different levels of coverage at varying rates. The cheapest car insurance for your needs might be a liability-only plan. These policies cover the cost of the other driver if you cause an accident.
If you want a more robust policy, full-coverage plans are pricier but will cover your costs and the other driver’s if you are responsible for an accident.
A full-coverage policy from Esurance with 50/100/50 limits costs $293 more than a liability-only policy. These limits mean that you can get up to $50,000 in medical reimbursements per person, totalling $100,000 per accident and $50,000 in property damage coverage.
Average Car Insurance Premiums: Liability-Only vs. Full Coverage
- CompanyState Minimumper year50 / 100 / 50per year
- Company50 / 100 / 50per year100 / 300 / 100per year
Cheapest Car Insurance in Corona if You Have Driving Violations
Maintaining a clean driving record can help you get cheap car insurance in Corona. Speeding tickets, at-fault accidents and driving under the influence can increase your insurance rates.
For instance, Esurance policyholders pay an average of $961 if they have no violations on their record. A speeding ticket may increase this rate by $253 per year, while at-fault accidents can cause premiums to rise by $537 annually. Drivers with a DUI could see their cost increase by $1,417 per year.
- CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
Average Cost of Car Insurance by Postal Code
Where you live can impact how much you pay for auto insurance. This is because statistics on accidents, uninsured motorists and theft can vary between neighborhoods.
In Corona, drivers living in ZIP code 92882 might pay $32 less than those living in the 92879 community.
- Zip CodeState Minimumper year
Factors That Impact Insurance Costs in Corona
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents also contribute to car insurance rates in Corona. How Corona ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Methodology and Assumptions
MoneyGeek’s average premium rates for Corona are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
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