Cheapest and Best Car Insurance in Corona, CA (June 2024)


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Updated: May 23, 2024

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Finding the most cost-efficient car insurance in Corona hinges on your coverage choice and particular driver profile. Progressive is the most affordable for minimum coverage, full coverage and for families with teens. Exceptional customer service is given by Chubb, yet the premier overall value, balancing cost and service is held by Capital Insurance Group.

MoneyGeek Logo IconBest & CheapestCar InsuranceCorona
2024

Cheapest and Best Car Insurance in Corona

Why Trust MoneyGeek? We analyzed 352,910 quotes in California, including the city of Corona, from 18 companies. We used six sources and original research to rate the cheapest companies and develop a scoring system for Corona insurance providers based on ZIP codes in the city only. Our scores are based on affordability, customer satisfaction, claims experience, coverages offered and financial stability.

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These rates reflect the cheapest car insurance quotes in Corona, CA, as of June 2024.

352,910Quotes Analyzed
 
18Companies Compared

Cheapest Minimum Coverage Car Insurance in Corona

MoneyGeek found that Progressive offers the most affordable minimum coverage car insurance in Corona with a significant price advantage.

  • Progressive: $423 per year
  • GEICO: $477 per year

While Progressive leads with the lowest premiums, Chubb has the most expensive policy at $842 annually. The stark price disparity of over $400 highlights why it's vital for consumers to shop around for the cheapest car insurance.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Minimum Coverage
ProgressiveAnnual Premium$423Monthly Premium$35
GEICOAnnual Premium$477Monthly Premium$40
MercuryAnnual Premium$484Monthly Premium$40
AAAAnnual Premium$542Monthly Premium$45
FarmersAnnual Premium$560Monthly Premium$47
TravelersAnnual Premium$563Monthly Premium$47
State FarmAnnual Premium$565Monthly Premium$47
KemperAnnual Premium$573Monthly Premium$48

State Minimum Liability Requirements

In California, including Corona, car insurance minimum coverage has the following limits:

  • $15,000 bodily injury per person
  • $30,000 bodily injury per accident
  • $5,000 property damage liability per accident

If your minimum coverage policy is in effect, it’ll cover injuries up to $15,000 per person (for a total of $30,000 per accident).

Cheapest Full Coverage Car Insurance in Corona

MoneyGeek found that Progressive is the cheapest option in Corona for cheapest full coverage car insurance. If you're looking to save on your annual car insurance premium, consider these two top providers offering the most affordable rates:

  • Progressive: $968 per year
  • National General: $1,083 per year

Chubb has the priciest policy at $1,984 per year, that's significantly more annually than Progressive, indicating why it pays to compare full coverage policies. Full coverage is typically more costly than minimum coverage due to the inclusion of comprehensive and collision insurance, which protects against a wider range of incidents.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
ProgressiveAnnual Premium$968Monthly Premium$81
National GeneralAnnual Premium$1,083Monthly Premium$90
AAAAnnual Premium$1,201Monthly Premium$100
GEICOAnnual Premium$1,227Monthly Premium$102
MercuryAnnual Premium$1,229Monthly Premium$102
AllstateAnnual Premium$1,341Monthly Premium$112
Capital Insurance GroupAnnual Premium$1,384Monthly Premium$115
State FarmAnnual Premium$1,399Monthly Premium$117

Do You Need Full Coverage in Corona?

A Corona full coverage insurance policy enhances your protection by raising liability coverage to $100,000 for bodily injury per individual, $300,000 for bodily injury per mishap and $100,000 for property damage liability per event. In simpler terms, this level of coverage is a 100/300/100 plan.

In addition to the elevated liability coverage, full coverage policies incorporate invaluable comprehensive and collision protection:

  • Collision Insurance: This insurance is vital for covering your vehicle's repairs if you collide with another vehicle or an object like a tree or light pole. It also covers rollover accidents and pothole damage.

  • Comprehensive Insurance: Opt for this insurance to cover non-collision-related damages to your car, such as those from theft or natural disasters and being struck by an animal like a deer.

If you have a brand-new vehicle, securing full coverage insurance is a wise choice Yet, for older vehicles, the expense of this broader coverage might not justify the cost. To determine how much car insurance you need, weigh the cost of coverage versus the risk of inadequate protection.

Cheapest Car Insurance in Corona After a Driving Offense

MoneyGeek found that National General is the most affordable option in Corona for drivers with a poor driving record, offering the lowest rates across various traffic offenses. With a full coverage policy, here are the cheapest annual premiums you can find:

  • Speeding Ticket: National General ($1,138 per year)
  • At-fault accident: National General ($1,611 per year)
  • DUI: National General ($1,138 per year)

Hartford has some of the most expensive rates for these incidents. There's a notable difference of $4,088 in annual rates between the cheapest company after a speeding ticket (National General) and the most expensive after a DUI (Hartford), highlighting how the severity of offenses can significantly impact car insurance rates.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
Incident:
Incident:Speeding
National GeneralAnnual Premium$1,138Monthly Premium$95
AAAAnnual Premium$1,557Monthly Premium$130
Capital Insurance GroupAnnual Premium$1,586Monthly Premium$132
MercuryAnnual Premium$1,618Monthly Premium$135
ProgressiveAnnual Premium$1,816Monthly Premium$151
GEICOAnnual Premium$1,827Monthly Premium$152
AllstateAnnual Premium$1,953Monthly Premium$163
KemperAnnual Premium$1,993Monthly Premium$166

Insurance rates often increase with the severity of driving offenses, reflecting the higher risk posed by these individuals. In Corona, drivers with a speeding ticket face an average annual premium of approximately $2,007, whereas a DUI offense can surge premiums to an average of $3,374. For those with driving infractions, diligent comparison of insurance rates is crucial.

Cheapest Car Insurance in Corona for Teens and Their Families

MoneyGeek found that Progressive is the cheapest option in Corona for families adding a teen driver to their policy. By securing the cheapest car insurance for teens, families can enjoy more affordable rates while ensuring full coverage for their young drivers.

  • Progressive: $3,034 per year for female teens and $3,034 per year for male teens
  • Farmers: $3,074 per year for female teens and $3,074 per year for male teens

These rates reflect the total annual premium for a family policy including two parents and a teen driver. Compared to the most expensive provider, Nationwide, which offers the same policy for $5,449, families choosing Progressive could save up to $2,415 annually for a female teen.

Data filtered by:Results filtered by:
Age:
Age:16
Gender:
Gender:Female
ProgressiveFamily Plan Annual Premium$3,034Individual Plan Monthly Premium$3,334
FarmersFamily Plan Annual Premium$3,074Individual Plan Monthly Premium$4,532
GEICOFamily Plan Annual Premium$3,139Individual Plan Monthly Premium$3,545
State FarmFamily Plan Annual Premium$3,159Individual Plan Monthly Premium$3,497
AllstateFamily Plan Annual Premium$3,361Individual Plan Monthly Premium$3,620
Capital Insurance GroupFamily Plan Annual Premium$3,370Individual Plan Monthly Premium$3,290
TravelersFamily Plan Annual Premium$3,831Individual Plan Monthly Premium$3,464
KemperFamily Plan Annual Premium$4,583Individual Plan Monthly Premium$6,118

Teen drivers in Corona and other cities often face significantly higher insurance rates, with average individual annual premiums costing around $4,418 compared to $3,686 on a family plan. This difference arises because insurers consider teens high-risk drivers due to their inexperience, leading to higher claim rates. Approval for individual policies for teens is also more challenging, as insurers may require a solid credit history or prior insurance history, which most teens lack. For parents and guardians, including teens in a family insurance plan is often more economical and easier to secure.

Cheapest Car Insurance in Corona for Military Drivers

MoneyGeek found that Progressive is the most affordable option in Corona for full coverage car insurance tailored to individuals with military backgrounds. For the cheapest car insurance for military backgrounds, those searching in the city of Corona will find the following rates:

  • Progressive: $968 per year -** National General**: $1,083 per year

Although not the cheapest in Corona, USAA has an annual premium of $1,257, ranking as the fifth most economical option. USAA's rates are slightly higher than the most competitive rates, yet they offer services distinctively catering to the needs of active-duty military members.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
ProgressiveAnnual Premium$968Monthly Premium$81
National GeneralAnnual Premium$1,083Monthly Premium$90
AAAAnnual Premium$1,201Monthly Premium$100
GEICOAnnual Premium$1,227Monthly Premium$102
MercuryAnnual Premium$1,229Monthly Premium$102
USAAAnnual Premium$1,257Monthly Premium$105
AllstateAnnual Premium$1,341Monthly Premium$112
Capital Insurance GroupAnnual Premium$1,384Monthly Premium$115

How to Compare Cheap Corona Car Insurance Quotes Online

Use MoneyGeek's car insurance calculator to get quotes. By inputting details such as age, driving history, credit score and desired coverage, you receive instant, personalized rate estimates.

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MoneyGeeks's car insurance calculator will give you a customized estimate of your auto insurance cost. It's free to use, requires no personal information and we won't send you any spam.

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Rates updated:

Jul 22, 2024

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Best Car Insurance in Corona: Overview

MoneyGeek's research, which features a unique scoring system for each category, has identified the top car insurance providers in Corona tailored to different needs:

  • Best overall: Capital Insurance Group (Score: 80 out of 100)
  • Best for service: Chubb (Score: 94 out of 100)
  • Best cheap: Mercury (Score: 78 out of 100)

In this case, with different companies taking the lead in each category, the choice might hinge on what you value more. Those prioritizing their budget might lean towards Mercury. If exceptional service is non-negotiable, you may select Chubb. Meanwhile, Capital Insurance Group presents a balanced option, merging solid service with favorable costs.

Best Overall Car Insurance in Corona

Capital Insurance Group is the best option for car insurance in Corona, offering drivers exceptional service and affordability. Here's how the top two providers compare:

  • Capital Insurance Group: MoneyGeek score of 80 out of 100 ($1,384 per year)
  • Chubb: MoneyGeek score of 76 out of 100 ($1,983 per year)

Capital Insurance Group has a strong balance between customer satisfaction and affordability, which are the foremost contributors to Capital Insurance Group's top MoneyGeek score.

Company logo for Capital Insurance Group
Best OverallCapital Insurance Group
MoneyGeek Score:
80/ of 100

Overview

Capital Insurance Group stands out with strong satisfaction and claims scores, which are crucial components of its high MoneyGeek score. It offers rental car and/or travel reimbursement and roadside assistance coverage. It also offers custom parts coverage, as well as full glass coverage. Capital Insurance Group has a solid coverage score and is a reliable choice for comprehensive car insurance that meets a variety of driver needs. Capital Insurance Group presents a solid insurance choice with comprehensive benefits for a variety of drivers.

Best Car Insurance in Corona for Customer Service

MoneyGeek found that Chubb is the best option in Corona for those prioritizing customer service in car insurance. This is based on an evaluation that emphasizes general satisfaction with the insurer, claims handling efficiency, and breadth of coverages offered, excluding price considerations.

  • Chubb: MoneyGeek score of 94 out of 100 ($1,984 per year)
  • Capital Insurance Group: MoneyGeek score of 82 out of 100 ($1,384 per year)

Chubb stands out due to its high ratings across the board, particularly for customer satisfaction and claims handling. These are critical areas that can significantly affect the customer experience, making Chubb the top choice for consumers prioritizing a seamless and supportive insurance process.

Company logo for Chubb
Best for Customer ServiceChubb
MoneyGeek Score:
94/ of 100

Overview

Chubb has high satisfaction and claims scores and offers rental car and/or travel reimbursement and roadside assistance coverage. Chubb also offers diminished value coverage and original equipment manufacturer (OEM) coverage. The OEM coverage assures the use of original parts during repairs, maintaining vehicle integrity and value. Additionally, Chubb even offers antique/classic car Insurance.

Best Cheap Car Insurance Companies in Corona

MoneyGeek found that Mercury is the best option in Corona for those seeking affordable car insurance without sacrificing quality.

  • Mercury: MoneyGeek score of 78 out of 100 ($484 per year)
  • Progressive: MoneyGeek score of 76 out of 100 ($423 per year)

Mercury has a competitively low annual premium and high satisfaction and claims scores. This combination proves that Mercury offers a balance for consumers looking for minimum coverage policies without overlooking customer service and claims processing efficiency.

Company logo for Mercury
Best Cheap CompanyMercury
MoneyGeek Score:
78/ of 100

Overview

Mercury Insurance delivers prominently on affordability, significantly contributing to its impressive MoneyGeek score of 78 (out of 100). With an average annual premium of just $484, the average driver enjoys minimal expenses for minimum coverage. Mercury offers useful discounts including bundling, multiple car and safe driving. It also encourages paperless transactions and rewards customers who pay in full.

Average Cost of Car Insurance in Corona

Drivers in Corona, California, face an average car insurance cost of $1,425. This rate is slightly below the average California state insurance cost of $1,457, and significantly lower than the national average, which stands at $1,720.

Car insurance premiums can be influenced by geography. Factors such as the frequency of accidents, theft rates, and the cost of living in an area all contribute to the variability of car insurance costs. For example, Glendale holds the position of the most expensive city in California for car insurance with a premium of $2,260, which is above the state average. In contrast, Santa Maria is the cheapest, priced at $1,168, which is below the state average.

AnaheimAnnual Premium$1,521
AntiochAnnual Premium$1,471
ArdenAnnual Premium$1,491
BakersfieldAnnual Premium$1,298
BerkeleyAnnual Premium$1,393
BurbankAnnual Premium$1,834
CarlsbadAnnual Premium$1,276
Chula VistaAnnual Premium$1,237
ClovisAnnual Premium$1,305
ConcordAnnual Premium$1,378
CoronaAnnual Premium$1,425
Costa MesaAnnual Premium$1,404
Daly CityAnnual Premium$1,592
DowneyAnnual Premium$1,625
East Los AngelesAnnual Premium$1,669
El CajonAnnual Premium$1,341
El MonteAnnual Premium$1,661
Elk GroveAnnual Premium$1,434
EscondidoAnnual Premium$1,290
FairfieldAnnual Premium$1,301
FontanaAnnual Premium$1,460
FremontAnnual Premium$1,353
FresnoAnnual Premium$1,348
FullertonAnnual Premium$1,551
Garden GroveAnnual Premium$1,567
GlendaleAnnual Premium$2,260
HaywardAnnual Premium$1,446
Huntington BeachAnnual Premium$1,423
InglewoodAnnual Premium$1,820
IrvineAnnual Premium$1,485
Jurupa ValleyAnnual Premium$1,402
LancasterAnnual Premium$1,552
Long BeachAnnual Premium$1,570
Los AngelesAnnual Premium$1,985
ModestoAnnual Premium$1,477
Moreno ValleyAnnual Premium$1,443
MurrietaAnnual Premium$1,320
NorwalkAnnual Premium$1,544
OaklandAnnual Premium$1,545
OceansideAnnual Premium$1,303
OntarioAnnual Premium$1,454
OrangeAnnual Premium$1,366
OxnardAnnual Premium$1,338
PalmdaleAnnual Premium$1,602
PasadenaAnnual Premium$1,672
PomonaAnnual Premium$1,519
Rancho CucamongaAnnual Premium$1,401
RialtoAnnual Premium$1,467
RichmondAnnual Premium$1,457
RiversideAnnual Premium$1,438
RosevilleAnnual Premium$1,364
SacramentoAnnual Premium$1,397
SalinasAnnual Premium$1,259
San BernardinoAnnual Premium$1,455
San DiegoAnnual Premium$1,259
San FranciscoAnnual Premium$1,553
San JoseAnnual Premium$1,338
San MateoAnnual Premium$1,301
Santa AnaAnnual Premium$1,471
Santa ClaraAnnual Premium$1,332
Santa ClaritaAnnual Premium$1,523
Santa MariaAnnual Premium$1,168
Santa RosaAnnual Premium$1,385
Simi ValleyAnnual Premium$1,429
StocktonAnnual Premium$1,489
SunnyvaleAnnual Premium$1,325
TemeculaAnnual Premium$1,338
Thousand OaksAnnual Premium$1,490
TorranceAnnual Premium$1,418
VallejoAnnual Premium$1,444
VenturaAnnual Premium$1,251
VictorvilleAnnual Premium$1,482
VisaliaAnnual Premium$1,241
VistaAnnual Premium$1,267
West CovinaAnnual Premium$1,555

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.