Compare the Cheapest Car Insurance Quotes in Corona, CA

Drivers in Corona pay an average of $1,359 annually for car insurance, less than the state average. Based on MoneyGeek’s analysis of the cheapest insurers by coverage amount and driving history, Esurance is the most affordable in Corona at $961 annually on average. For drivers who also value quality, MoneyGeek has recommended the best insurance companies in Corona.


Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

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Last Updated: 11/29/2022
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In Corona, Esurance is the cheapest company, on average, plus it has the best rate with a ticket. But Progressive is the cheapest for a state minimum policy. USAA is great for military families. MoneyGeek found AAA is the best in Corona for its affordable rates and quality service. Your profile and coverage needs determine the best for you.

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The Cheapest and Best Car Insurance in Corona

The Cheapest Car Insurance Companies in Corona

The companies in Corona that offer the cheapest full coverage policy, on average, are:

  • Esurance: $961 per year
  • Progressive: $1,066 per year

USAA offers a full coverage policy in Corona to eligible military families at around $1,105 annually.

Esurance offers the cheapest, open-to-all full coverage car insurance in Corona, around 80% lower than Allied, with the most expensive policy at roughly $1,732 per year.

Drivers with a full coverage policy have liability, collision and comprehensive coverage. The rate depends on the amount of liability chosen.

Cheapest Car Insurance in Corona
Full Coverage 100/300/100
  • Company
    100/300/100per year
  • 1.
  • 2.
  • 3.
  • 4.
  • 5.
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    State Farm
  • 10.
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As detailed in our methodology, MoneyGeek gathered average rates for a sample driver profile of a 40-year-old man looking for a full coverage policy in Corona.

A full coverage policy has liability coverage, plus comprehensive and collision insurance that cover damage to your car, making them valuable.

  • Collision insurance: pays for damages in an at-fault collision
  • Comprehensive insurance: covers theft, vandalism, natural disasters and other damaging incidents

For an older car, the full coverage premium may be more than the car’s value. A state minimum or liability-only policy may be a better and cheaper choice in that incidence.

Compare Car Insurance Rates in Corona

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates

Cheapest Car Insurance in Corona for Minimum Coverage

The companies in Corona that offer the cheapest minimum coverage auto policy, on average, are:

  • Progressive: $458 per year
  • GEICO: $511 per year

USAA is the cheapest for a minimum coverage policy in Corona at around $455 per year for eligible military members and their families.

Costing as much as $378 more than Progressive, Farmers is roughly $836 per year, making it the most expensive minimum coverage policy in Corona.

A minimum coverage policy is the most budget-friendly in Corona but has low liability limits and no collision or comprehensive coverage, so you risk full protection.

Toggle the table below to see how much it costs to increase liability limits.

Cheapest Minimum Liability Car Insurance in Corona
State Minimum

A state minimum policy is the cheapest option in Corona; it includes California’s required coverage of 15/30/5 in liability limits plus uninsured motorist of 15/30 with $3,500 in property damage coverage. The low rate is nice, but you risk paying out of pocket in an at-fault accident.

For example, if the cost of repairs to the other party’s vehicle is $8,000, the policy covers $5,000, and you must pay the remaining $3,000.

California Minimum Liability Requirements

  • Item
  • Bodily Injury and Property Damage
    $15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.

Cheapest Car Insurance in Corona if You Have Driving Violations

A driving violation like a DUI, ticket or an at-fault accident increases your car insurance rate in Corona. The car insurance companies in Corona with the cheapest rates after a violation, on average, are:

  • Cheapest after a ticket: Esurance, $1,214 per year
  • Cheapest after an at-fault accident: Esurance, $1,498 per year
  • Cheapest after a DUI: Mercury, $2,138 per year

Eligible active military and veterans may choose USAA if they have a ticket as it averages the lowest rate.

A Corona driver with a violation can lower their car insurance premium by improving their driving record. It takes time, so in the meantime, compare companies and purchase the best deal.

Cheapest Car Insurance in Corona With a Violation
Speeding Ticket

Average Cost of Car Insurance in Corona


The cost of car insurance in Corona is slightly lower than the average state and national rates.

On average, car insurance in Corona costs $1,359 per year. This is 4.9% less than the state average and 4.6% less than the national average.

Personalized Quotes to Get You the Cheapest Car Insurance in Corona

Car insurance companies in Corona evaluate a variety of factors when calculating their average annual rates. These may include your location, marital status, age and driving record.

For example, the average car insurance rate for a 40-year-old male driver in Corona with an Esurance policy is $961 per year. This rate may change as the driver ages.

The easiest way to find the best rates in Corona is by comparing car insurance quotes. Since your life circumstances may change, it’s important to shop around regularly to make sure you are getting the right coverage for your needs at the most affordable price.

Compare Car Insurance Rates in Corona

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates

The Best Car Insurance Companies in Corona

Using customer satisfaction, affordability, claims and financial stability to evaluate the best car insurance companies in Corona, California, MoneyGeek identified the top two auto insurance providers in the city:

  • Esurance: 92.4 out of 100
  • AAA: 85.0 out of 100

USAA was not included in our evaluation as policies are only available to military members and their families. However, the insurer received a total MoneyGeek score of 89.6 out of 100, making it the second-best insurance provider for current or former members of the military.

There are no ratings for this company
Geek Quick Take
Geek Quick Take

Esurance received high to excellent ratings for financial stability, customer satisfaction and affordability. However, it received an average score for claims. Its annual premium costs around $961 per year, and it offers a unique add-on custom parts coverage.

More About Esurance

Your car's aftermarket additions are covered under Esurance's custom parts and equipment coverage. For example, with this optional add-on coverage, all aftermarket additions, like a high-end sound system, a custom grill or an aftermarket exhaust system, are covered up to a $4,000 maximum limit. Rideshare insurance, or ShareSmart, is only offered in a few areas around the country, including Corona, CA. This feature ensures there are no gaps in coverage between your personal policy and ridesharing insurance policy. You are also guaranteed to pay the lowest comprehensive and collision deductible.

Read MoneyGeek's Esurance auto Insurance Review
There are no ratings for this company
Geek Quick Take
Geek Quick Take

MoneyGeek gave AAA a great score overall, including a perfect score for claims. Policies cost an average of $1,192 per year and feature a built-in unique coverage to monitor and protect against identity theft.

More About AAA

The insurer’s identity theft policy offers three levels of coverage. With this policy, your account is monitored for signs of identity theft, and if a case arises, agents will be assigned to assist you. Rental reimbursement is also available as an add-on benefit through AAA. This extra coverage pays for vehicle rental or public transit expenditures up to your policy maximum if your automobile is not drivable. However, to add rental automobile coverage, collision coverage is required.

Read MoneyGeek's AAA auto Insurance Review

Average Cost of Car Insurance by Postal Code

Where you live can impact how much you pay for auto insurance. This is because statistics on accidents, uninsured motorists and theft can vary between neighborhoods.

In Corona, drivers living in ZIP code 92882 might pay $32 less than those living in the 92879 community.

  • Zip Code
    State Minimumper year
  • 92882
  • 92880
  • 92879

Factors That Impact Insurance Costs in Corona

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents also contribute to car insurance rates in Corona. How Corona ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities260th/300
handcuffs2 icon
Most Car Thefts286th/300
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Most Uninsured Motorists by State12th/50
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Personal Injury Protection RequiredNo
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Most Annual Rainfall271st/300
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Most Rainy Days296th/300

About the Author


Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.