bestauto insuranceInglewood2022Compare the Cheapest Car Insurance Quotes in Inglewood, CA
The annual average car insurance rate in Inglewood is $1,769, which is more than the state average. At $1,232 a year, Esurance offers the cheapest car insurance in Inglewood. MoneyGeek evaluated the cheapest car insurance companies in Inglewood based on coverage level and driving record. We also looked at the top companies for individuals who prioritize service quality over rates.
REVIEW AUTO INSURANCE RATES
Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
Advertising & Editorial DisclosureLast Updated: 12/4/2022
Edited By |
Morgan Hull
Written By |
Mark Fitzpatrick
Esurance is the most affordable car insurer in Inglewood, but this may change depending on coverages and insurance needs. Progressive offers the cheapest state minimum coverage. Esurance is best for drivers with speeding tickets.
Military families should consider USAA’s affordable policies. MoneyGeek also ranked auto insurance providers in Inglewood based on affordability and service. AAA earned the top spot.
bestauto insuranceInglewood2022The Cheapest and Best Car Insurance in Inglewood
Cheapest Overall - Esurance
Cheapest State Minimum - Progressive
Cheapest With a Driving Violation - Esurance
Best Overall - AAA
The Cheapest Car Insurance Companies in Inglewood
For drivers looking to buy a full coverage policy, the cheapest car insurance providers in Inglewood are, on average:
- Esurance: $1,232 annually
- Progressive: $1,359 annually
At $1,367 a year, USAA, Inglewood's third-cheapest car insurance provider, might be the best choice for active-duty military personnel, veterans and their families.
Allied, Inglewood's most expensive auto insurance, costs 81.1% more than Esurance. A full coverage policy includes both comprehensive and collision insurance. That said, your prices may vary depending on the amount of liability insurance you buy.
Cheapest Car Insurance in Inglewood
Full Coverage 100/300/100
- Company100/300/100per year
- 1.$1,232
- 2.$1,359
- 3.$1,367
- 4.$1,456
- 5.$1,652
MoneyGeek collected average rates for a sample 40-year-old male driver in Inglewood with full coverage using our methodology.
Full coverage refers to a combination of liability, comprehensive and collision insurance. This pays for damage to your car and the cars of other drivers as well as injury to others caused by you.
Although full coverage insurance can be twice as expensive as the state minimum requirement, it offers a greater level of protection.
- Comprehensive insurance: covers the cost of replacing and repairing your vehicle if it is stolen or damaged in a non-collision incident
- Collision insurance: covers the cost of repairs to your vehicle, regardless of who is at fault, in the event of an accident
If you own an old car and have full coverage, you may end up paying more in insurance premiums than the car is worth. Liability-only insurance or even the state minimum coverage could be the best options for affordable insurance premiums.
Compare Car Insurance Rates in Inglewood
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Cheapest Car Insurance in Inglewood for Minimum Coverage
For drivers looking for the most affordable car insurance in Inglewood, the state minimum policy could be their best bet. On average, the cheapest state minimum car insurance providers in Inglewood are:
- Progressive: $561 yearly
- Esurance: $640 yearly
USAA is the second-cheapest state minimum car insurance provider, with a yearly premium of $583. This provider may be a good option for active-duty military personnel, veterans and their families.
Farmers, the city's most expensive minimum coverage auto insurance company, charges $497 more in Inglewood than the cheapest provider. Your Inglewood insurance policy must meet the state's minimum coverage requirements, but your premiums may vary depending on the provider you select. Use the table below to see how much higher liability coverage could cost.
Cheapest Minimum Liability Car Insurance in Inglewood
State Minimum
- CompanyState Minimumper year
- 1.$561
- 2.$583
- 3.$640
- 4.$678
- 5.$701
When it comes to car insurance in Inglewood, California, the cheapest option is the state minimum. It has the lowest level of protection. In California, the state minimums for bodily injury liability are $15,000 per person, $30,000 per accident and $5,000 per accident for property damage liability.
You can save money on auto insurance by purchasing minimum coverage, but it's typically only available for cars that are not financed or leased. Motorists with the state's minimum insurance coverage will be required to pay additional costs if they are involved in an accident.
For example, if you are determined to be at fault for medical expenses worth a total of $60,000 but only have $15,000 in insurance coverage, you will be required to pay the balance out of pocket.
California Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.
Cheapest Car Insurance in Inglewood if You Have Driving Violations
A driver's record has a significant impact on their insurance premiums. Violations increase the cost of auto insurance.
On average, Inglewood's most affordable insurance providers for drivers with a poor driving record are:
- Cheapest after a ticket: Esurance at $1,570 per year
- Cheapest after an at-fault accident: Esurance at $1,947 per year
- Cheapest after a DUI: Mercury at $2,708 per year
USAA is the cheapest for drivers with speeding tickets, at $1,497 per year. However, USAA is only available to military members and families.
It's wise for drivers in Inglewood with poor driving records to shop around and compare quotes to see which company gives the best rate as they work to improve their records and save money on insurance.
Cheapest Car Insurance in Inglewood With a Violation
Speeding Ticket
Average Cost of Car Insurance in Inglewood
Inglewood$1,769
California$1,429
U.S.$1,424
The average cost of car insurance in Inglewood is $1,769, which is 23.8% more than the state average and 24.2% higher than the national average. This is because insurance companies consider Inglewood to be a high-risk city.
Personalized Quotes to Get You the Cheapest Car Insurance in Inglewood
Inglewood auto insurance quotes are influenced by various factors, including your ZIP code, age, gender, car type and the level of coverage you need.
When looking for insurance, one of the most popular strategies is to compare quotes from at least three different insurance companies before making a selection. This will help you get the best possible rates.
Compare Car Insurance Rates in Inglewood
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
The Best Car Insurance Companies in Inglewood
To find the best car insurance providers in Inglewood, California, MoneyGeek scored companies for customer satisfaction, claims ratings and affordability. The top two companies with the highest MoneyGeek scores are the following:
- Esurance: MoneyGeek score of 92.8 out of 100
- MetLife: MoneyGeek score of 78.4 out of 100
USAA received a MoneyGeek score of 90.6, but it was not included in our rankings because its policies are only available to military members and their families.
1
Esurance
Score:100
Esurance received high scores for customer satisfaction, financial stability and affordability. However, its claims scores were only slightly below average. A full coverage policy costs an average of $1,232 per year for a 40-year-old driver in Inglewood. The insurer offers one rare coverage option, custom parts coverage.
More About Esurance
Esurance’s custom parts coverage covers your car’s aftermarket upgrades up to a $4,000 limit. This includes aftermarket upgrades like a fancy sound system, custom grill and other additions that were not originally installed on your vehicle. Rideshare insurance, which is available in select states including California, ensures that there are no gaps between your auto insurance policy and your rideshare insurance policy. Inglewood drivers who opt for this additional policy will pay the lowest amount on comprehensive and collision deductibles.
Read MoneyGeek's Esurance auto Insurance Review2
MetLife
Score:100
MetLife was recently acquired by Farmers insurance. As such, all coverages mentioned are those offered by Farmers. MetLife offers policies at an average of $1,456 per year. However, this rate may vary since MetLife is now owned by Farmers. Policyholders can benefit from several rare add-on coverages, including glass deductible modification, custom parts coverage and original equipment manufacturer (OEM).
More About MetLife
Cracked windshields and other glass repairs fall under the glass deductible modification coverage, which reduces the comprehensive deductible to $100 when damages are only restricted to glass. Custom parts coverage covers aftermarket upgrades to your vehicle as long as you have comprehensive and collision coverages. OEM coverage covers factory-original parts for cars less than 10 years old.
Read MoneyGeek's MetLife auto Insurance ReviewAverage Cost of Car Insurance by Postal Code
Auto insurance premiums may be affected by your ZIP code if you reside in an area with a high number of car accidents, thefts and other dangers.
The cost of car insurance in Inglewood varies according to the ZIP code. There is an $83 difference between the most costly ZIP code, 90302, and the cheapest, 90301.
- Zip CodeState Minimumper year
- 90301$1,728
- 90302$1,811
Factors That Impact Insurance Costs in Inglewood
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Inglewood. How Inglewood ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
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