Cheapest and Best Car Insurance Companies in Roseville, CA

According to the latest quotes collected for 2023, GEICO offers the cheapest minimum coverage policies in Roseville, California. It’s also the best company for its combined affordability and service quality.

Your particular needs and driver profile can affect which company is the cheapest for you. In Roseville, California, GEICO offers the lowest rates for minimum coverage, while National General is the most affordable for full coverage, drivers with a speeding ticket and those with a DUI. CSAA offers the cheapest coverage for drivers with accidents on their records. Lastly, teens on a family policy may find the lowest rates with State Farm.

If you want a blend of affordability and service quality, GEICO is MoneyGeek’s winner for the best overall insurer and the best cheap car insurance in Roseville, whereas Chubb is our top pick for customer service.

Cheapest + BestCar InsuranceRoseville

2023

Cheapest and Best Car Insurance in Roseville, CA

Cheapest Overall - GEICO

Cheapest Full Coverage - National General

Cheapest After Driving Offense - National General

Cheapest for Teens - State Farm

Cheapest for Military - USAA

Best Overall - GEICO

Best for Customer Service - Chubb

Best Cheap - GEICO

Cheapest Minimum Liability Car Insurance in Roseville

Roseville’s most affordable car insurance companies for minimum coverage are:

GEICO: $424 per year
CSAA: $446 per year

An average minimum coverage policy from Chubb is the most expensive at $762 per year.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$357	$30
GEICO	$419	$35
GEICO	$424	$35
CSAA	$446	$37
CSAA	$455	$38
State Farm	$471	$39
CSAA	$487	$41
Mercury	$496	$41
GEICO	$499	$42
Progressive	$505	$42
Mercury	$508	$42
Progressive	$515	$43
Travelers	$535	$45
Travelers	$535	$45
State Farm	$538	$45
Nationwide	$559	$47
Nationwide	$581	$48
State National	$592	$49
National General	$595	$50
Progressive	$603	$50
Travelers	$609	$51
State National	$610	$51
Hartford	$612	$51
National General	$614	$51
Allstate	$621	$52
Mercury	$623	$52
Allstate	$626	$52
Kemper	$668	$56
Allstate	$672	$56
Capital Insurance Group	$681	$57
Farmers	$687	$57
Hartford	$702	$58
Capital Insurance Group	$705	$59
Farmers	$706	$59
State National	$719	$60
Nationwide	$732	$61
National General	$734	$61
Chubb	$762	$63
Kemper	$771	$64
Chubb	$785	$65
Capital Insurance Group	$790	$66
Farmers	$801	$67
State Farm	$848	$71
Hartford	$909	$76
Kemper	$1,018	$85
GEICO	$1,028	$86
National General	$1,030	$86
National General	$1,044	$87
GEICO	$1,060	$88
Allstate	$1,067	$89
State Farm	$1,087	$91
Chubb	$1,089	$91
Progressive	$1,105	$92
Progressive	$1,115	$93
Allstate	$1,120	$93
Mercury	$1,136	$95
CSAA	$1,156	$96
Mercury	$1,156	$96
CSAA	$1,157	$96
GEICO	$1,226	$102
Hartford	$1,230	$102
Allstate	$1,238	$103
Nationwide	$1,245	$104
National General	$1,248	$104
State National	$1,262	$105
State Farm	$1,269	$106
CSAA	$1,273	$106
Progressive	$1,335	$111
Nationwide	$1,351	$113
Capital Insurance Group	$1,352	$113
State National	$1,354	$113
Travelers	$1,369	$114
Hartford	$1,415	$118
Travelers	$1,430	$119
Capital Insurance Group	$1,430	$119
Mercury	$1,497	$125
Kemper	$1,566	$130
Farmers	$1,569	$131
Farmers	$1,594	$133
Capital Insurance Group	$1,611	$134
State National	$1,659	$138
Travelers	$1,691	$141
Nationwide	$1,753	$146
Chubb	$1,785	$149
Hartford	$1,834	$153
Chubb	$1,839	$153
Farmers	$1,884	$157
Kemper	$1,904	$159
Kemper	$2,343	$195
Chubb	$2,622	$219

Minimum coverage policies only meet the baseline liability coverage requirements set by state law. In California, this coverage includes bodily injury and personal property damage with the following limits:

$15,000 in bodily injury liability per person
$30,000 in bodily injury liability per accident
$5,000 in property damage liability per accident

Liability-only coverage only protects you against the cost of damages to third parties. If you are at fault in an accident and have $15,000 in bodily injury liability per person and $30,000 per accident, your insurer will only cover damages up to these limits, and you’ll need to pay the rest.

Cheapest Full Coverage Car Insurance in Roseville

Full coverage policies for Roseville drivers are the cheapest from these providers:

National General: $1,030 per year
GEICO: $1,060 per year

Chubb is the most expensive auto insurer, with full coverage policies costing an average of $1,785 per year.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$357	$30
GEICO	$419	$35
GEICO	$424	$35
CSAA	$446	$37
CSAA	$455	$38
State Farm	$471	$39
CSAA	$487	$41
Mercury	$496	$41
GEICO	$499	$42
Progressive	$505	$42
Mercury	$508	$42
Progressive	$515	$43
Travelers	$535	$45
Travelers	$535	$45
State Farm	$538	$45
Nationwide	$559	$47
Nationwide	$581	$48
State National	$592	$49
National General	$595	$50
Progressive	$603	$50
Travelers	$609	$51
State National	$610	$51
Hartford	$612	$51
National General	$614	$51
Allstate	$621	$52
Mercury	$623	$52
Allstate	$626	$52
Kemper	$668	$56
Allstate	$672	$56
Capital Insurance Group	$681	$57
Farmers	$687	$57
Hartford	$702	$58
Capital Insurance Group	$705	$59
Farmers	$706	$59
State National	$719	$60
Nationwide	$732	$61
National General	$734	$61
Chubb	$762	$63
Kemper	$771	$64
Chubb	$785	$65
Capital Insurance Group	$790	$66
Farmers	$801	$67
State Farm	$848	$71
Hartford	$909	$76
Kemper	$1,018	$85
GEICO	$1,028	$86
National General	$1,030	$86
National General	$1,044	$87
GEICO	$1,060	$88
Allstate	$1,067	$89
State Farm	$1,087	$91
Chubb	$1,089	$91
Progressive	$1,105	$92
Progressive	$1,115	$93
Allstate	$1,120	$93
Mercury	$1,136	$95
CSAA	$1,156	$96
Mercury	$1,156	$96
CSAA	$1,157	$96
GEICO	$1,226	$102
Hartford	$1,230	$102
Allstate	$1,238	$103
Nationwide	$1,245	$104
National General	$1,248	$104
State National	$1,262	$105
State Farm	$1,269	$106
CSAA	$1,273	$106
Progressive	$1,335	$111
Nationwide	$1,351	$113
Capital Insurance Group	$1,352	$113
State National	$1,354	$113
Travelers	$1,369	$114
Hartford	$1,415	$118
Travelers	$1,430	$119
Capital Insurance Group	$1,430	$119
Mercury	$1,497	$125
Kemper	$1,566	$130
Farmers	$1,569	$131
Farmers	$1,594	$133
Capital Insurance Group	$1,611	$134
State National	$1,659	$138
Travelers	$1,691	$141
Nationwide	$1,753	$146
Chubb	$1,785	$149
Hartford	$1,834	$153
Chubb	$1,839	$153
Farmers	$1,884	$157
Kemper	$1,904	$159
Kemper	$2,343	$195
Chubb	$2,622	$219

Having full coverage means adding comprehensive and collision insurance to your policy.

Collision Insurance: Covers the cost of repair or replacement to your vehicle if it gets damaged due to colliding with another car or a stationary object.
Comprehensive Insurance: Pays for the repair or replacement of your car if it gets damaged due to a non-accident incident, such as a weather-related event or break-in.

Although a full coverage policy provides additional protection, paying hundreds more per year may not be a wise decision if your vehicle is older or has a low value.

Cheapest Car Insurance in Roseville After a Driving Offense

In Roseville, the least expensive auto insurers for drivers with the following violations on their records are:

Speeding ticket: National General ($1,081 per year)
At-fault accident: CSAA ($1,457 per year)
DUI: National General ($1,081 per year)

The most expensive companies after a speeding ticket, at-fault accident or DUI are Chubb ($2,337 per year), Kemper ($3,469 per year) and The Hartford ($5,164 per year), respectively.

Having a poor driving record can significantly affect your premiums, so even the lowest rates will be expensive after a violation.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
State Farm	$541	$45
CSAA	$553	$46
CSAA	$553	$46
CSAA	$564	$47
CSAA	$564	$47
State Farm	$565	$47
CSAA	$605	$50
CSAA	$605	$50
National General	$629	$52
National General	$629	$52
Mercury	$637	$53
GEICO	$638	$53
GEICO	$645	$54
National General	$647	$54
National General	$647	$54
Mercury	$654	$55
State Farm	$715	$60
State Farm	$746	$62
GEICO	$749	$62
Capital Insurance Group	$754	$63
GEICO	$757	$63
GEICO	$761	$63
National General	$776	$65
National General	$776	$65
Capital Insurance Group	$782	$65
Capital Insurance Group	$790	$66
Mercury	$798	$67
Mercury	$806	$67
State Farm	$817	$68
Mercury	$818	$68
Capital Insurance Group	$819	$68
Travelers	$821	$68
Travelers	$821	$68
State National	$839	$70
State National	$839	$70
State Farm	$854	$71
Allstate	$862	$72
State National	$865	$72
State National	$865	$72
Nationwide	$865	$72
Allstate	$868	$72
Capital Insurance Group	$878	$73
Hartford	$883	$74
Hartford	$883	$74
Mercury	$887	$74
Kemper	$889	$74
National General	$893	$74
GEICO	$894	$74
Nationwide	$898	$75
Progressive	$911	$76
Mercury	$911	$76
Travelers	$914	$76
Travelers	$917	$76
Capital Insurance Group	$920	$77
National General	$922	$77
Progressive	$933	$78
Farmers	$938	$78
Farmers	$938	$78
Allstate	$940	$78
Travelers	$944	$79
Farmers	$962	$80
Farmers	$962	$80
Nationwide	$962	$80
Chubb	$979	$82
Allstate	$992	$83
Allstate	$999	$83
Nationwide	$1,001	$83
Chubb	$1,003	$84
Progressive	$1,008	$84
Mercury	$1,010	$84
GEICO	$1,016	$85
State National	$1,022	$85
State National	$1,022	$85
Hartford	$1,026	$85
Hartford	$1,026	$85
GEICO	$1,027	$86
Kemper	$1,028	$86
Progressive	$1,034	$86
Travelers	$1,050	$88
National General	$1,081	$90
National General	$1,081	$90
Allstate	$1,085	$90
Farmers	$1,095	$91
Farmers	$1,095	$91
National General	$1,096	$91
National General	$1,096	$91
Travelers	$1,100	$92
Progressive	$1,101	$92
Travelers	$1,101	$92
National General	$1,106	$92
Progressive	$1,109	$92
State Farm	$1,115	$93
Mercury	$1,124	$94
Nationwide	$1,136	$95
Progressive	$1,142	$95
Farmers	$1,172	$98
Capital Insurance Group	$1,184	$99
Chubb	$1,189	$99
Farmers	$1,203	$100
Chubb	$1,211	$101
GEICO	$1,212	$101
Progressive	$1,221	$102
Capital Insurance Group	$1,229	$102
State Farm	$1,257	$105
Nationwide	$1,267	$106
Travelers	$1,273	$106
Chubb	$1,307	$109
National General	$1,311	$109
National General	$1,311	$109
State Farm	$1,317	$110
Progressive	$1,349	$112
Hartford	$1,358	$113
Hartford	$1,358	$113
Kemper	$1,361	$113
Farmers	$1,367	$114
Capital Insurance Group	$1,381	$115
CSAA	$1,457	$121
CSAA	$1,457	$121
CSAA	$1,461	$122
CSAA	$1,461	$122
State Farm	$1,473	$123
Mercury	$1,495	$125
State National	$1,516	$126
Chubb	$1,517	$126
Mercury	$1,521	$127
Kemper	$1,524	$127
Kemper	$1,524	$127
National General	$1,526	$127
Nationwide	$1,528	$127
CSAA	$1,530	$128
Chubb	$1,539	$128
GEICO	$1,542	$128
Allstate	$1,543	$129
Capital Insurance Group	$1,546	$129
National General	$1,549	$129
Chubb	$1,563	$130
State National	$1,563	$130
CSAA	$1,564	$130
Capital Insurance Group	$1,586	$132
Nationwide	$1,590	$133
GEICO	$1,591	$133
CSAA	$1,605	$134
CSAA	$1,605	$134
State Farm	$1,616	$135
Allstate	$1,624	$135
Capital Insurance Group	$1,637	$136
Capital Insurance Group	$1,679	$140
CSAA	$1,680	$140
State Farm	$1,682	$140
State Farm	$1,691	$141
GEICO	$1,732	$144
Allstate	$1,774	$148
GEICO	$1,784	$149
Allstate	$1,789	$149
State National	$1,794	$149
State National	$1,794	$149
Allstate	$1,805	$150
Hartford	$1,834	$153
Hartford	$1,834	$153
GEICO	$1,841	$153
Capital Insurance Group	$1,845	$154
Kemper	$1,853	$154
Kemper	$1,853	$154
National General	$1,855	$155
State National	$1,860	$155
Chubb	$1,867	$156
Mercury	$1,870	$156
State Farm	$1,885	$157
Capital Insurance Group	$1,896	$158
Mercury	$1,902	$159
Allstate	$1,907	$159
State National	$1,924	$160
State National	$1,924	$160
Nationwide	$1,928	$161
Allstate	$1,947	$162
State Farm	$1,975	$165
Mercury	$1,978	$165
Mercury	$2,011	$168
Allstate	$2,016	$168
Nationwide	$2,020	$168
Mercury	$2,040	$170
GEICO	$2,067	$172
Travelers	$2,075	$173
Kemper	$2,081	$173
Progressive	$2,089	$174
Nationwide	$2,095	$175
Progressive	$2,110	$176
Hartford	$2,118	$177
Hartford	$2,120	$177
Hartford	$2,120	$177
Nationwide	$2,148	$179
Travelers	$2,163	$180
Farmers	$2,164	$180
Farmers	$2,164	$180
Farmers	$2,201	$183
Farmers	$2,201	$183
Allstate	$2,247	$187
Progressive	$2,287	$191
Travelers	$2,310	$192
Progressive	$2,314	$193
Kemper	$2,334	$194
Kemper	$2,334	$194
Nationwide	$2,335	$195
Chubb	$2,337	$195
State National	$2,362	$197
State National	$2,362	$197
Chubb	$2,393	$199
Travelers	$2,401	$200
Capital Insurance Group	$2,419	$202
GEICO	$2,456	$205
Mercury	$2,472	$206
Hartford	$2,498	$208
Kemper	$2,532	$211
GEICO	$2,533	$211
Progressive	$2,537	$211
Capital Insurance Group	$2,561	$213
Travelers	$2,578	$215
Farmers	$2,602	$217
Farmers	$2,602	$217
State Farm	$2,602	$217
Progressive	$2,610	$218
Progressive	$2,645	$220
Mercury	$2,646	$221
Farmers	$2,705	$225
Nationwide	$2,728	$227
Farmers	$2,751	$229
Hartford	$2,775	$231
Hartford	$2,775	$231
Progressive	$2,783	$232
Travelers	$2,868	$239
Chubb	$2,868	$239
Travelers	$2,873	$239
Capital Insurance Group	$2,891	$241
Chubb	$2,926	$244
GEICO	$2,934	$245
Travelers	$3,004	$250
Nationwide	$3,046	$254
Kemper	$3,120	$260
Chubb	$3,175	$265
Progressive	$3,182	$265
Farmers	$3,252	$271
State National	$3,336	$278
State Farm	$3,342	$279
Allstate	$3,347	$279
Hartford	$3,393	$283
Nationwide	$3,416	$285
Kemper	$3,469	$289
Kemper	$3,469	$289
Allstate	$3,538	$295
State National	$3,586	$299
Travelers	$3,608	$301
Chubb	$3,707	$309
Nationwide	$3,718	$310
Chubb	$3,759	$313
Chubb	$3,817	$318
State Farm	$3,900	$325
Allstate	$3,946	$329
CSAA	$4,114	$343
CSAA	$4,122	$343
Kemper	$4,356	$363
Kemper	$4,356	$363
State National	$4,419	$368
Hartford	$4,423	$369
CSAA	$4,544	$379
Chubb	$4,599	$383
Nationwide	$4,866	$405
Hartford	$5,164	$430
Kemper	$5,213	$434
Kemper	$5,213	$434
Hartford	$6,878	$573

While it doesn’t always happen, your car insurance rates may increase based on the severity of the violation. For instance, Roseville drivers with at-fault accidents on their records pay roughly $376 more for the cheapest policy than drivers with speeding tickets. Looking for the cheapest auto insurance with a bad driving record may help you save on premiums.

Cheapest Car Insurance in Roseville for Teens and Their Families

Sixteen-year-old teenage drivers on a family policy in Roseville may find the lowest full coverage rates from:

State Farm: $2,573 per year
Allstate: $2,952 per year

Nationwide’s rate for a teen girl or boy on a family policy is the highest at an average of $4,961 per year. Auto insurers often consider teen boys to carry more risk than teen girls and charge them higher rates. In Roseville, for example, GEICO charges $3,115 for teen girls and $3,285 for teen boys. This difference tends to drop off as teens mature into young adults.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,377	$2,214
GEICO	$1,409	$2,266
GEICO	$1,412	$2,496
GEICO	$1,427	$2,381
GEICO	$1,444	$2,321
GEICO	$1,451	$2,566
GEICO	$1,472	$2,711
GEICO	$1,491	$2,635
Allstate	$1,619	$2,614
Allstate	$1,619	$2,614
GEICO	$1,634	$2,445
GEICO	$1,688	$2,792
Allstate	$1,695	$2,737
Allstate	$1,695	$2,737
Nationwide	$1,724	$3,572
Nationwide	$1,724	$3,572
Progressive	$1,738	$2,794
Progressive	$1,738	$2,794
Allstate	$1,738	$3,040
Allstate	$1,738	$3,040
Allstate	$1,756	$2,835
Allstate	$1,756	$2,835
State Farm	$1,777	$2,602
State Farm	$1,777	$2,602
Capital Insurance Group	$1,844	$2,359
Capital Insurance Group	$1,844	$2,359
State Farm	$1,848	$2,706
State Farm	$1,848	$2,706
Allstate	$1,863	$3,054
Allstate	$1,863	$3,054
State Farm	$1,880	$2,936
State Farm	$1,880	$2,936
Progressive	$1,881	$3,024
Progressive	$1,881	$3,024
State Farm	$1,891	$2,769
State Farm	$1,891	$2,769
Nationwide	$1,891	$3,917
Nationwide	$1,891	$3,917
Nationwide	$1,951	$4,480
Nationwide	$1,951	$4,480
Progressive	$2,013	$3,737
Progressive	$2,013	$3,737
State Farm	$2,014	$2,993
State Farm	$2,014	$2,993
Nationwide	$2,027	$4,198
Nationwide	$2,027	$4,198
Farmers	$2,035	$2,906
Farmers	$2,035	$2,906
Kemper	$2,043	$4,124
Kemper	$2,043	$4,124
Travelers	$2,063	$2,800
Travelers	$2,063	$2,800
Capital Insurance Group	$2,099	$2,794
Capital Insurance Group	$2,099	$2,794
GEICO	$2,104	$3,554
Progressive	$2,108	$3,388
Progressive	$2,108	$3,388
Travelers	$2,136	$2,899
Travelers	$2,136	$2,899
Allstate	$2,136	$3,893
Allstate	$2,136	$3,893
State Farm	$2,139	$3,333
State Farm	$2,139	$3,333
Kemper	$2,157	$4,355
Kemper	$2,157	$4,355
State Farm	$2,158	$3,207
State Farm	$2,158	$3,207
Allstate	$2,172	$3,560
Allstate	$2,172	$3,560
Travelers	$2,179	$3,111
Travelers	$2,179	$3,111
Capital Insurance Group	$2,185	$2,794
Capital Insurance Group	$2,185	$2,794
Capital Insurance Group	$2,185	$2,794
Capital Insurance Group	$2,185	$2,794
GEICO	$2,186	$4,099
Travelers	$2,225	$3,021
Travelers	$2,225	$3,021
Kemper	$2,270	$5,121
Kemper	$2,270	$5,121
Farmers	$2,279	$3,370
Farmers	$2,279	$3,370
Nationwide	$2,284	$4,911
Nationwide	$2,284	$4,911
GEICO	$2,301	$3,442
Kemper	$2,346	$4,737
Kemper	$2,346	$4,737
Farmers	$2,360	$3,370
Farmers	$2,360	$3,370
Farmers	$2,360	$3,370
Farmers	$2,360	$3,370
State Farm	$2,377	$4,227
State Farm	$2,377	$4,227
GEICO	$2,392	$3,957
Travelers	$2,431	$3,265
Travelers	$2,431	$3,265
Capital Insurance Group	$2,438	$3,144
Capital Insurance Group	$2,438	$3,144
Progressive	$2,496	$4,099
Progressive	$2,496	$4,099
State Farm	$2,520	$4,481
State Farm	$2,520	$4,481
Capital Insurance Group	$2,528	$3,144
Capital Insurance Group	$2,528	$3,144
Farmers	$2,549	$3,864
Farmers	$2,549	$3,864
State Farm	$2,573	$5,021
State Farm	$2,573	$5,021
Kemper	$2,630	$5,429
Kemper	$2,630	$5,429
Travelers	$2,638	$3,767
Travelers	$2,638	$3,767
Travelers	$2,679	$3,598
Travelers	$2,679	$3,598
Capital Insurance Group	$2,707	$3,490
Capital Insurance Group	$2,707	$3,490
Farmers	$2,755	$4,450
Farmers	$2,755	$4,450
Farmers	$2,781	$4,215
Farmers	$2,781	$4,215
Nationwide	$2,814	$6,789
Nationwide	$2,814	$6,789
Kemper	$2,848	$5,881
Kemper	$2,848	$5,881
Allstate	$2,851	$5,597
Allstate	$2,851	$5,597
Kemper	$2,873	$6,484
Kemper	$2,873	$6,484
Farmers	$2,901	$5,735
Farmers	$2,901	$5,735
GEICO	$2,906	$5,140
Allstate	$2,952	$5,896
Allstate	$2,952	$5,896
Farmers	$2,972	$5,998
Farmers	$2,972	$5,998
Farmers	$2,981	$5,894
Farmers	$2,981	$5,894
Nationwide	$3,002	$6,455
Nationwide	$3,002	$6,455
Allstate	$3,003	$5,896
Allstate	$3,003	$5,896
GEICO	$3,046	$5,974
Progressive	$3,112	$5,800
Progressive	$3,112	$5,800
GEICO	$3,115	$5,739
GEICO	$3,195	$5,652
GEICO	$3,285	$6,754
Progressive	$3,308	$5,431
Progressive	$3,308	$5,431
GEICO	$3,364	$6,597
Capital Insurance Group	$3,475	$4,319
Capital Insurance Group	$3,475	$4,319
Capital Insurance Group	$3,475	$4,319
Capital Insurance Group	$3,475	$4,319
Capital Insurance Group	$3,475	$4,319
Capital Insurance Group	$3,475	$4,319
Travelers	$3,526	$4,749
Travelers	$3,526	$4,749
Progressive	$3,592	$7,374
Progressive	$3,592	$7,374
Progressive	$3,615	$7,439
Progressive	$3,615	$7,439
Progressive	$3,629	$7,451
Progressive	$3,629	$7,451
Travelers	$3,683	$4,962
Travelers	$3,683	$4,962
Travelers	$3,691	$5,207
Travelers	$3,691	$5,207
Nationwide	$4,275	$9,178
Nationwide	$4,275	$9,178
Kemper	$4,334	$8,853
Kemper	$4,334	$8,853
Kemper	$4,747	$9,699
Kemper	$4,747	$9,699
Kemper	$4,791	$10,811
Kemper	$4,791	$10,811
Nationwide	$4,807	$10,319
Nationwide	$4,807	$10,319
Nationwide	$4,961	$12,455
Nationwide	$4,961	$12,455

Car insurance rates are higher for teens if they buy a policy themselves instead of joining a family policy. In Roseville, a full coverage policy is roughly $673 more expensive for 16-year-old teen boys buying separate coverage than for those added to a family policy. Families may save hundreds of dollars each year by shopping around and finding the cheapest auto insurance for teens.

Cheapest Car Insurance in Roseville for Military Drivers

For military families, Roseville’s cheapest options for full coverage car insurance are:

USAA: $900 per year
National General: $1,030 per year

If you want minimum coverage, USAA also offers the most affordable car insurance for military drivers at approximately $393 per year, while GEICO becomes the second-cheapest option at roughly $424 per year.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$357	$30
USAA	$393	$33
USAA	$393	$33
GEICO	$419	$35
GEICO	$424	$35
CSAA	$446	$37
CSAA	$455	$38
State Farm	$471	$39
USAA	$475	$40
CSAA	$487	$41
Mercury	$496	$41
GEICO	$499	$42
Progressive	$505	$42
Mercury	$508	$42
Progressive	$515	$43
Travelers	$535	$45
Travelers	$535	$45
State Farm	$538	$45
Nationwide	$559	$47
Nationwide	$581	$48
State National	$592	$49
National General	$595	$50
Progressive	$603	$50
Travelers	$609	$51
State National	$610	$51
Hartford	$612	$51
National General	$614	$51
Allstate	$621	$52
Mercury	$623	$52
Allstate	$626	$52
Kemper	$668	$56
Allstate	$672	$56
Capital Insurance Group	$681	$57
Farmers	$687	$57
Hartford	$702	$58
Capital Insurance Group	$705	$59
Farmers	$706	$59
State National	$719	$60
Nationwide	$732	$61
National General	$734	$61
Chubb	$762	$63
Kemper	$771	$64
Chubb	$785	$65
Capital Insurance Group	$790	$66
Farmers	$801	$67
State Farm	$848	$71
USAA	$880	$73
USAA	$900	$75
Hartford	$909	$76
Kemper	$1,018	$85
GEICO	$1,028	$86
National General	$1,030	$86
National General	$1,044	$87
GEICO	$1,060	$88
Allstate	$1,067	$89
USAA	$1,078	$90
State Farm	$1,087	$91
Chubb	$1,089	$91
Progressive	$1,105	$92
Progressive	$1,115	$93
Allstate	$1,120	$93
Mercury	$1,136	$95
CSAA	$1,156	$96
Mercury	$1,156	$96
CSAA	$1,157	$96
GEICO	$1,226	$102
Hartford	$1,230	$102
Allstate	$1,238	$103
Nationwide	$1,245	$104
National General	$1,248	$104
State National	$1,262	$105
State Farm	$1,269	$106
CSAA	$1,273	$106
Progressive	$1,335	$111
Nationwide	$1,351	$113
Capital Insurance Group	$1,352	$113
State National	$1,354	$113
Travelers	$1,369	$114
Hartford	$1,415	$118
Travelers	$1,430	$119
Capital Insurance Group	$1,430	$119
Mercury	$1,497	$125
Kemper	$1,566	$130
Farmers	$1,569	$131
Farmers	$1,594	$133
Capital Insurance Group	$1,611	$134
State National	$1,659	$138
Travelers	$1,691	$141
Nationwide	$1,753	$146
Chubb	$1,785	$149
Hartford	$1,834	$153
Chubb	$1,839	$153
Farmers	$1,884	$157
Kemper	$1,904	$159
Kemper	$2,343	$195
Chubb	$2,622	$219

How to Compare Cheap Roseville Car Insurance Quotes Online

Comparing car insurance quotes online can be a time-consuming process. It may take 15 minutes or more to get a quote from a single company because you have to submit various personal details.

Our car insurance calculator can help ease this process by providing rough estimates of your rates with different insurers based on just your age, vehicle type, coverage level and driving record.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Best Car Insurance in Roseville: Summary

Your best option for car insurance may depend on how much you value cost, service quality, coverage options and other factors. Our analysis found that Roseville’s best car insurance companies are:

Best overall: GEICO (MoneyGeek score of 74 out of 100)
Best for service: Chubb (MoneyGeek score of 76 out of 100)
Best cheap: GEICO (MoneyGeek score of 78 out of 100)

A company’s overall MoneyGeek score may change based on how factors are weighted differently in each category.

On a statewide basis, CSAA is the best car insurance company in California, indicating that location is an important factor affecting the cost and coverage of auto insurance. If you have a military background, USAA is another great option, with a MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in Roseville

Considering affordability and service quality, the best car insurance companies in Roseville are:

GEICO: MoneyGeek score of 74 out of 100 ($1,060 per year)
State Farm: MoneyGeek score of 74 out of 100 ($1,087 per year)

GEICO ranked the highest out of 14 insurers because of its combined affordability and quality service.

USAA received a MoneyGeek score of 85 out of 100, making it the best car insurance company for Roseville drivers with a military background.

How was this MoneyGeek score calculated?

pros

Ranks #2 for affordability

Ranks #5 for customer satisfaction

Rare optional coverages like mechanical breakdown insurance

cons

Below-average claims management and coverage scores

Lacks some basic coverages like gap insurance

COMPANY HIGHLIGHTS

GEICO is our pick for the best car company in Roseville for combining affordable policies with quality service. Although it lacks some common coverages, the ones it offers are valuable, including mechanical breakdown insurance.

By adding mechanical breakdown insurance to your auto policy, you are covered for all of your car’s parts and systems — including those not usually included in most dealer warranties — at a cheaper cost. However, this unique add-on coverage is only available for vehicles that are less than 15 months old and with less than 15,000 miles.

For common optional coverages, GEICO offers rental car and/or travel reimbursement and roadside assistance. It doesn’t provide gap insurance, which can be beneficial for drivers who haven’t paid off their car lease or loan.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Roseville for Customer Service

Excluding cost from our analysis, the best auto insurers in Roseville for customer service are:

Chubb: MoneyGeek score of 76 out of 100 ($1,785 per year)
Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,430 per year)

Chubb scored the highest out of 14 insurers for its above-average customer satisfaction and outstanding claims management. However, it’s more expensive than all of its competitors, meaning you will pay more to get the best customer service.

How was this MoneyGeek score calculated?

pros

Ranks #1 for claims management

Ranks #2 for customer satisfaction

Offers unique optional coverages like original equipment manufacturer (OEM) coverage

cons

Lacking many popular coverage options

COMPANY HIGHLIGHTS

According to J.D. Power’s customer satisfaction study and the National Association of Insurance Commissioners (NAIC) customer complaint index, Chubb provides stellar service to its customers. It also has optional coverages that are beneficial to many types of drivers, including original equipment manufacturer (OEM) coverage.

With Chubb, you can supplement your auto insurance policy with OEM coverage. This unique coverage pays for the cost of original parts and procedures to ensure that your car is restored to its previous look, feel and function after an accident.

Chubb also offers diminished value coverage, which reimburses you for the agreed-upon value of your car when your policy was written instead of its actual depreciated value at the time of the accident. By getting this, you can save thousands of dollars in the event of a covered loss.

Best Cheap Car Insurance in Roseville

In Roseville, the best car insurance companies for policies that only meet California’s minimum coverage requirements are:

GEICO: MoneyGeek score of 78 out of 100 ($424 per year)
State Farm: MoneyGeek score of 73 out of 100 ($471 per year)

Although you get the lowest rates with minimum coverage policies, you have little protection against liability costs and no coverage for damages to your own car in the event of an accident.

How was this MoneyGeek score calculated?

pros

An affordable minimum coverage policy costs $424 per year

Provides discounts for multiple cars, anti-theft systems and seat belt use

Above-average customer satisfaction score

cons

Poor claims management

No paperless or pay-in-full discounts

COMPANY HIGHLIGHTS

If you’re looking for minimum coverage policies, GEICO may be the best option for its low rates and quality service. At an average of $424 per year, it’s the cheapest car insurance company in Roseville. It also offers various discounts to make its policies even more affordable.

GEICO policyholders may qualify for premium savings for bundling policies together, insuring more than one vehicle, being accident-free for five years or having safety features like airbags, anti-lock brakes or anti-theft systems. The company also has unique discounts for new vehicles and seat belt use.

If you are an active or retired federal employee, active or retired military member or at least 50 years old, you may also be eligible for a discount with GEICO.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Roseville

In Roseville, the average cost of car insurance with $100,000 in bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident is $1,309 per year. This is $78 cheaper than the average cost of car insurance in California and $44 more expensive than the national average of $1,265 per year. As always, your geographical location is one of many factors affecting how much you pay for car insurance.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

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Cheapest and Best Car Insurance Companies in Roseville, CA

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On This Page:

Cheapest Minimum Liability Car Insurance in Roseville

Cheapest Full Coverage Car Insurance in Roseville

Cheapest Car Insurance in Roseville After a Driving Offense

Cheapest Car Insurance in Roseville for Teens and Their Families

Cheapest Car Insurance in Roseville for Military Drivers

How to Compare Cheap Roseville Car Insurance Quotes Online

Best Car Insurance in Roseville: Summary

Best Overall Car Insurance in Roseville

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Roseville for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Roseville

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Roseville