The average cost of car insurance in Burbank is $1,811 yearly, making the city 26.7% more costly than the state average. Esurance, the cheapest option, costs $1,343 yearly. MoneyGeek compared rates for various coverage limits and driver profiles to help you find the best rates. We also scored providers who balance quality and cost to help you find the best car insurance in Burbank.
Compare the Cheapest Car Insurance Quotes in Burbank
The Cheapest and Best Car Insurance in Burbank
The Cheapest Car Insurance Companies in Burbank
In Burbank, the cheapest companies for a full coverage car insurance policy on average are:
- Esurance: $1,343 per year
- USAA: $1,436 per year (only available to current and former military members)
Esurance costs 59.8% less than the most expensive option, Allied, which costs $2,146 per year. To find the best car insurance based on rates, comparing prices from different companies is critical.
MoneyGeek used quotes based on a 40-year-old male driver with a full coverage policy that offers liability insurance for damage to others and their property and comprehensive coverage to cover damage to yourself and your vehicle.
Scroll for more
Average Cost of Car Insurance in Burbank
In Burbank, the average driver will pay $1,811 per year for car insurance. In the rest of the state, the average cost is $1,429 yearly while the national average is $1,424 per annum. This means Burbank costs 26.7% more than the state average and 27.2% more than the national average. To find out the costs for your city and state, you can compare online quotes from different insurers.
The Best Car Insurance Companies in Burbank
MoneyGeek found that the best car insurance companies in Burbank for drivers who want to balance cost and quality are:
- Auto Club of Southern California Insurance Group: MoneyGeek score of 90 out of 100
- GEICO: MoneyGeek score of 90 out of 100
With a perfect score of 100, USAA ranked highest. However, this insurer is only available to current and former members of the military.
To help you find quality coverage at a great price, we have ranked the best companies based on their performance in customer satisfaction, affordability and financial stability.
Personalized Quotes to Get You the Cheapest Car Insurance in Burbank
In Burbank, car insurance rates depend on factors such as your age, gender and driving history. This means that you need personalized quotes that suit your specific profile. Depending on your profile, you may qualify for discounts and certain rebates, so it is important to get personalized quotes frequently and compare car insurance quotes from different providers.
Shopping around for car insurance in Burbank could save you $468, which is enough to buy:
Cheapest Car Insurance in Burbank by Coverage Amount
The cost of car insurance in Burbank, like in other states, will vary depending on the amount of coverage you buy. For a liability-only policy that covers the minimum limits set by law, you will pay an average of $879 per year. A full coverage policy costs roughly $1,811, a difference of $932 yearly.
California Minimum Liability Requirements
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.
For a state minimum liability-only insurance policy in Burbank, which tends to be the cheapest option, you’ll pay roughly $716 per year with Esurance, the cheapest insurance company in the city. You can increase your liability coverage limits to 50/100/50 by paying an extra $151 yearly on average with this provider.
For Burbank drivers who want a full coverage policy, the average cost is $1,282 annually for a 50/100/50 coverage. This covers medical bills up to $50,000 per person, with a maximum of $100,000 per vehicle and $50,000 for property damage. However, you can opt to increase your coverage to 100/300/100 for only $61 more per year.
Average Car Insurance Premiums: Liability-Only vs. Full Coverage
- CompanyState Minimumper year50 / 100 / 50per year
- Company50 / 100 / 50per year100 / 300 / 100per year
Cheapest Car Insurance in Burbank if You Have Driving Violations
Driving violations can significantly impact the cost of car insurance in Burbank. For a driver with no violations, the cheapest car insurer, Esurance, costs $1,343 per year. However, if you have a DUI, you could pay up to $2,041 more per year, while a driver with a speeding ticket might pay up to $372 more yearly. Additionally, drivers with an at-fault accident on their records could pay an extra $790 annually.
- CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
Average Cost of Car Insurance by Postal Code
One of the factors that will impact your car insurance cost in Burbank is your ZIP code. Since some areas tend to have higher car theft incidences and more traffic accidents that pose a higher risk for the insurer, the rates you pay will be impacted.
In Burbank, the cheapest ZIP code, 91505, costs up to $179 less than the 91504 ZIP code, which costs an average of $1,900 per year. To find the costs for your location, you can compare car insurance quotes online.
- Zip CodeState Minimumper year
Factors That Impact Insurance Costs in Burbank
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Burbank. How Burbank ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Methodology and Assumptions
MoneyGeek’s average premium rates for Burbank are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
About the Author