GEICO offers Burbank's lowest full coverage at $140 monthly or $1,685 annually and the cheapest minimum coverage at $65 per month. These rates apply to an adult driver with a clean record. Your age and driving history affect which insurer gives you the best rate. Compare quotes from several insurers to find your lowest premium.
Cheapest Car Insurance in Burbank (2026)
Updated: July 30, 2026
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Cheapest for Full Coverage: GEICO
- GEICO provides Burbank's most affordable full coverage car insurance at $140 monthly and also offers the cheapest minimum coverage at $65 per month.
- Read more on the cheapest full and minimum coverage options.
Cheapest for Young Drivers: GEICO
- GEICO is cheapest Burbank for drivers 16 to 25 with the lowest full coverage rates. Age changes car insurance costs across demographics. Seniors also get GEICO's competitive pricing at $150 monthly.
- Review the Cheapest Burbank insurance by age group.
Cheapest for Drivers With a DUI or Other Violations: GEICO
- Violations raise premiums in Burbank. GEICO is cheapest for DUI drivers at $157 monthly for minimum coverage and cheapest for speeding tickets. AAA is cheapest for at-fault accidents.
- Violations and cheapest options for drivers with imperfect records.
Cheapest Burbank Car Insurance for Full and Minimum Coverage
| Geico | $140 | $65 | -36% |
| AAA | $164 | $77 | -25% |
| Progressive | $159 | $85 | -24% |
| State Farm | $193 | $88 | -13% |
| Mercury Insurance | $209 | $107 | -2% |
Average Car Insurance Costs in Burbank and California
California's statewide average is $131 monthly for full coverage. Burbank residents pay $210 monthly. Minimum coverage follows the same pattern with Burbank's $102 monthly rate nearly doubling the state's $61 average.
Dense population means heavier traffic and more frequent accidents. Vehicle theft rates run higher than most state areas. More claims and higher premiums for local drivers.
Data filtered by:
Full Coverage
| $210 | $131 |
Read More: The cheapest car insurance in California
Cheapest Burbank Car Insurance by Age
Age drives a wide split in Burbank car insurance costs. Across the top five insurers, young drivers average $298 a month, adults pay $173, and seniors pay $183. Inexperience and a higher accident rate explain the gap for young drivers.
Cheapest Burbank car insurance by age:
- Young drivers: GEICO at $265 per month
- Adult drivers: GEICO at $140 per month
- Senior drivers: GEICO at $150 per month
Experience matters more than age for pricing once you establish a driving record. The $10 difference between adult and senior rates shows insurers treat experienced drivers similarly whether they're 40 or 70.
Cheapest Car Insurance in Burbank for Young Drivers
Young Burbank drivers pay the highest insurance costs. GEICO is cheapest at $265 monthly or $3,182 yearly for full coverage. Drivers 16 to 25 pay premium rates because insurers see them as high-risk because of inexperience, higher accident involvement and more frequent traffic violations.
Across Burbank's top five insurers, young drivers average $298 monthly compared to $173 for adults (premiums more than double what experienced drivers pay).
Young Burbank drivers save $87 monthly by choosing GEICO over Progressive at $352 monthly. Add a young driver to your family policy instead of getting standalone coverage, but rates stay high through age 25.
Note: Teen drivers may have additional legal requirements and restrictions. Check with your state's Department of Motor Vehicles for specific regulations affecting young drivers.
| Geico | $265 | $3,182 |
| State Farm | $269 | $3,230 |
| Wawanesa Insurance | $300 | $3,601 |
| AAA | $301 | $3,612 |
| Progressive | $352 | $4,228 |
Cheapest Car Insurance in Burbank for Senior Drivers
GEICO has the lowest full coverage rate for Burbank seniors at $150 a month, the most affordable option in the city at $1,799 a year. Clean driving records and decades of experience keep those premiums competitive. Some insurers still raise rates past age 70, over reaction time concerns.
Across the five cheapest providers, Burbank's seniors average $183 monthly, just $10 above the $173 that younger adults pay. Compare quotes to maximize savings. Choosing GEICO over Wawanesa Insurance at $217 monthly saves seniors $67 each month. Seniors can save more through defensive driving courses or low-mileage discounts for driving under 7,500 miles annually.
| Geico | $150 | $1,799 |
| State Farm | $166 | $1,995 |
| AAA | $189 | $2,269 |
| Progressive | $196 | $2,346 |
| Wawanesa Insurance | $217 | $2,599 |
Cheapest Car Insurance in Burbank for Adult Drivers
Adults between 26 and 64 get the lowest car insurance rates in Burbank because insurers view them as ideal customers who blend extensive driving experience with lower accident rates than younger and older drivers. GEICO leads with the cheapest full coverage at $140 monthly or $1,685 annually for this age group.
Across Burbank's five most affordable insurers, adults average just $173 monthly. This is the lowest of any age category. Comparing rates saves money, as adults save $69 monthly choosing GEICO over Mercury at $209, the fifth cheapest option. Maintaining clean driving records and bundling policies can lower your rates further.
| Geico | $140 | $1,685 |
| Progressive | $159 | $1,909 |
| AAA | $164 | $1,967 |
| State Farm | $193 | $2,314 |
| Mercury Insurance | $209 | $2,506 |
Cheapest Burbank Car Insurance for Drivers With a DUI, Accident or Speeding Ticket
Traffic violations sharply increase insurance costs across Burbank. GEICO leads with the most affordable rates for drivers with clean records at $65 monthly, speeding tickets at $97 monthly, and DUIs at $157 monthly.
Average monthly premiums across the five cheapest insurers climb in step with violation severity: $83 for a clean record, $114 for a speeding ticket, $123 for an at-fault accident, $176 for a DUI. An at-fault accident proves actual property damage or injury, and that proof of caused harm is what pushes the premium higher.
A DUI does the most damage of all, since it combines reckless behavior with serious legal consequences. It lands a driver in an insurer's highest-risk category and commonly triggers a required SR-22. A speeding ticket costs less because it signals risky driving without proving an actual crash.
Data filtered by:
DUI
| Geico | $157 | $1,880 |
| Farmers | $166 | $1,993 |
| Auto Owners | $173 | $2,078 |
| Mercury Insurance | $187 | $2,248 |
| Progressive | $196 | $2,353 |
Burbank Car Insurance Costs by ZIP Code
$77 a month is the starting rate in Burbank's cheapest ZIP code. $245 is the rate in the most expensive, ZIP 91504. That $168 gap runs across the whole city, and the table below breaks it down by ZIP code for a neighborhood-specific number.
Burbank's most populous ZIP codes, 91501, 91505 and 91502, pay $213, $212 and $215 a month respectively for minimum coverage. Accident frequency, vehicle theft rates, population density and the local uninsured driver percentage all feed into that spread between neighborhoods.
Use the filter above the table to find a specific ZIP and its typical rate.
Data filtered by:
91501
| 91501 | $99 | $213 |
How to Get the Best Cheap Burbank Car Insurance
Lower premiums and proper financial protection in Burbank start with knowing which discounts you qualify for.
- 1Know Your Coverage Needs
The car insurance coverage needs calculator gives customized advice and a recommended coverage level for a specific Burbank driving situation.
- 2Review Different Coverage Types
Learn the types of car insurance options available in Burbank before picking one. Pay-per-mile fits infrequent driving. Non-owner coverage fits someone who only occasionally borrows a vehicle.
- 3Check Average Costs in Your Area
Look up average vehicle insurance costs for a specific Burbank neighborhood. Crime stats, traffic patterns and local demographics all shift the rate by ZIP code.
- 4Find All Available Discounts
Every car insurance discount opportunity deserves a look. Bundling multiple policies or securing a multi-car discount both save money outright. Safe driver, student and anti-theft discounts add even more on top.
- 5Research Insurance Company Ratings
Check company ratings and customer feedback on Burbank insurers directly. Financial stability scores and complaint ratios point toward a company that handles claims efficiently and stays financially secure over the long term.
- 6Get Quotes from Multiple Insurers
Request quotes from at least three carriers. Identical coverage can still price out differently between insurers, so shopping around is what actually finds the competitive rate.
- 7Review Your Policy Annually
Review the policy every year to stay competitive with current rates. Circumstances change, and new discounts or better coverage options show up regularly from both the current insurer and its competitors.
Cheap Burbank Car Insurance: FAQ
Want to find affordable coverage in Burbank? This FAQ offers clear answers about available discounts, local requirements and policy options that fit your budget.
GEICO offers Burbank’s cheapest minimum coverage at $65 per month ($780 annually) and the lowest full coverage at $140 per month. Since personal factors affect your rates, shop around with multiple companies for the best deal.
Progressive ranks first among Burbank's car insurance providers, earning a MoneyGeek score of 90 out of 100 and outpacing GEICO by three points. The company performs well in both coverage options and affordability for local drivers.
Car insurance premiums average $2,520 annually for full coverage in Burbank, while minimum coverage runs $1,224 yearly. Your actual rates depend on your personal details like driving record and credit score.
Yes, car insurance costs in Burbank are high, with the city ranking 1174th for full coverage and 1230th for minimum coverage affordability among California cities.
How We Figured Out the Cheapest Car Insurance in Burbank, CA
Burbank drivers pay some of California's highest car insurance rates, with premiums varying across the city's ZIP codes. We designed our research to find insurers offering the best rates for Burbank's unique urban driving conditions. Read more on MoneyGeek's auto insurance analysis methodology.
About Mark Fitzpatrick
Mark Fitzpatrick, a licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident expert in insurance and economics. He has spent nearly a decade covering the market, first at LendingTree and now at MoneyGeek, where he analyzes hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College before earning a master's in economics and international relations from Johns Hopkins University. Before MoneyGeek, he worked in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.