Compare the Cheapest Car Insurance Quotes in Burbank, CA

The average cost of car insurance in Burbank is $1,811 yearly, making the city 26.7% more costly than the state average. Esurance, the cheapest option, costs $1,343 yearly. MoneyGeek compared rates for various coverage limits and driver profiles to help you find the best rates. We also scored providers who balance quality and cost to help you find the best car insurance in Burbank.

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Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

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Last Updated: 11/26/2022
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Esurance averages the cheapest car insurance in Burbank, even with a ticket. Progressive has the most affordable minimum coverage policy, though. If you’re from a military family, USAA might be best. AAA is MoneyGeek’s top choice for Burbank drivers who want a great balance of customer service and affordability. The best insurer for you depends on coverage and profile.

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The Cheapest and Best Car Insurance in Burbank

The Cheapest Car Insurance Companies in Burbank

On average, the cheapest auto insurance companies for drivers who want a full coverage policy in Burbank are:

  • Esurance: $1,343 per year
  • AAA: $1,515 per year

If you’re a veteran, current military member or military family member, USAA offers an affordable full coverage policy at around $1,436 per year.

Esurance offers the cheapest full coverage policy, nearly 60% less than Allied, Burbank’s most expensive at roughly $2,146 annually.

A full coverage policy includes comprehensive and collision coverage, but prices do vary depending on the chosen liability amounts and your driver profile.

Cheapest Car Insurance in Burbank
Full Coverage 100/300/100
  • Company
    100/300/100per year
  • 1.
    Esurance
    $1,343
  • 2.
    USAA
    $1,436
  • 3.
    AAA
    $1,515
  • 4.
    Progressive
    $1,611
  • 5.
    GEICO
    $1,650
  • 6.
    Mercury
    $1,698
  • 7.
    State Farm
    $1,807
  • 8.
    Allstate
    $1,868
  • 9.
    MetLife
    $1,933
  • 10.
    Farmers
    $1,986
  • 11.
    Travelers
    $2,073
  • 12.
    Hartford
    $2,098
  • 13.
    Allied
    $2,146

MoneyGeek gathered average rates based on a 40-year-old male driver in Burbank with a full coverage policy, as covered in our methodology.

Full coverage car insurance is more expensive than minimum coverage because it adds comprehensive and collision insurance, which are very valuable because they protect your vehicle, to liability.

  • Collision insurance: covers damages in an at-fault accident with a vehicle or stationary object
  • Comprehensive insurance: covers non-collision car damage and theft

If you have an older vehicle, purchasing a minimum coverage or liability-only policy might be a better option than full coverage if it costs more than your car’s value.

Compare Car Insurance Rates in Burbank

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

Cheapest Car Insurance in Burbank for Minimum Coverage

Buying a minimum coverage auto policy in Burbank is your most affordable option. On average, the cheapest insurers for minimum coverage in Burbank are:

  • Progressive: $697 per year
  • AAA: $699 per year

With a military background, you may be eligible for the cheapest minimum coverage policy in Burbank through USAA at around $648 per year. Progressive’s minimum coverage policy is around $368 less than Allstate, the most expensive, open-to-all, at roughly $1,065 annually.

Minimum coverage is the most affordable but does not include collision and comprehensive insurance and has low liability limits, risking your protection. Check the table below to see higher liability coverage rates.

Cheapest Minimum Liability Car Insurance in Burbank
State Minimum

California’s minimum auto liability coverage requirement is 15/30/5. This state minimum auto policy is the cheapest option in Burbank yet provides the least amount of protection. You are liable for the amount insurance does not cover in an at-fault accident.

For example, if your accident causes $40,000 in total medical bills, your minimum coverage policy only covers $30,000, and you have to pay the leftover $10,000 out of pocket.

California Minimum Liability Requirements

  • Item
    Description
  • Bodily Injury and Property Damage
    $15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.

Cheapest Car Insurance in Burbank if You Have Driving Violations

Driving violations, such as a ticket, DUI or an at-fault accident, cause higher insurance costs in Burbank. For drivers with a violation, the cheapest auto insurers in Burbank, on average, are:

  • Cheapest after a ticket: Esurance, $1,715 per year
  • Cheapest after an at-fault accident: Esurance, $2,133 per year
  • Cheapest after a DUI: Mercury, $2,785 per year

With a speeding ticket, USAA offers the most affordable policy at around $1,571 annually but is only available to military members.

The best method to decrease your insurance rate in Burbank is to improve your driving record over time. Meanwhile, it’s advisable to shop around and look for the best deal for you after a ticket, DUI or an accident.

Cheapest Car Insurance in Burbank With a Violation
Speeding Ticket

Average Cost of Car Insurance in Burbank

Burbank$1,811
California$1,429
U.S.$1,424

In Burbank, the average driver will pay $1,811 per year for car insurance. In the rest of the state, the average cost is $1,429 yearly, whereas the national average is $1,424 per annum. This means Burbank costs 26.7% more than the state average and 27.2% more than the national average. To find out the costs for your city and state, you can compare online quotes from different insurers.

Personalized Quotes to Get You the Cheapest Car Insurance in Burbank

In Burbank, car insurance rates depend on factors such as your age, gender and driving history. This means that you need personalized quotes that suit your specific profile. Depending on your profile, you may qualify for discounts and certain rebates, so it is important to get personalized quotes frequently and compare car insurance rates from different providers.

Compare Car Insurance Rates in Burbank

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

The Best Car Insurance Companies in Burbank

MoneyGeek analyzed different car insurance companies to rank the best car insurance in Burbank. Our analysis shows that the following are the top car insurance companies in Burbank:

  • Esurance: MoneyGeek score of 92.8 out of 100
  • AAA: MoneyGeek score of 90.4 out of 100

USAA was excluded from MoneyGeek’s analysis, as the company only offers policies to military members. However, the company received a score of 92.8 out of 100, making it one of the best options for drivers with a military background.


1
Esurance
Score:100
There are no ratings for this company
Geek Quick Take
Geek Quick Take

Based on our analysis, Esurance has the highest affordability rating, ranks third for claims and second for customer satisfaction. The average cost of a full coverage policy is $1,343 per year for a 40-year-old driver in Burbank. The insurer offers one rare coverage — custom parts coverage.

More About Esurance

Esurance’s full coverage policies come with different coverages, including roadside assistance, rental car and/or travel reimbursement, gap insurance and rideshare insurance. The company also offers a unique coverage called custom parts coverage. The custom parts coverage protects you from the cost of damages to custom equipment or parts that you’ve installed in your car, like a fancy sound system, custom grill or an aftermarket exhaust system. This coverage can be added to your policy with a limit as high as $4,000.

Read MoneyGeek's Esurance auto Insurance Review
2
AAA
Score:100
There are no ratings for this company
Geek Quick Take
Geek Quick Take

AAA charges an average of $1,515 per year for its full coverage policy. The company has the highest score for customer satisfaction and claims, whereas it ranks the second-highest for affordability. It offers identity theft coverage.

More About AAA

AAA offers roadside assistance, rental car and/or travel reimbursement and identity theft coverage, a unique coverage. With this coverage, the company provides you with identity theft monitoring, helps you detect identity theft and reimburses you for certain eligible expenses. AAA also offers roadside assistance, which helps you get back on the road if you’re stranded and covers the cost of fuel delivery, flat tire, vehicle lockout service and so on.

Read MoneyGeek's AAA auto Insurance Review

Average Cost of Car Insurance by Postal Code

One of the factors that will impact your car insurance cost in Burbank is your ZIP code. Since some areas tend to have higher car theft incidences and more traffic accidents that pose a higher risk for the insurer, the rates you pay will be impacted.

In Burbank, the cheapest ZIP code, 91505, costs up to $179 less than the 91504 ZIP code, which costs an average of $1,900 per year. To find the costs for your location, you can compare car insurance quotes online.

  • Zip Code
    State Minimumper year
  • 91505
    $1,721
  • 91504
    $1,900

Factors That Impact Insurance Costs in Burbank

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Burbank. How Burbank ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities261st/300
handcuffs2 icon
Most Car Thefts210th/300
uninsured icon
Most Uninsured Motorists by State12th/50
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Personal Injury Protection RequiredNo
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Most Annual Rainfall247th/300
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Most Rainy Days260th/300

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.