Compare the Cheapest Car Insurance Quotes in Burbank, CA

The average cost of car insurance in Burbank is $1,811 yearly, making the city 26.7% more costly than the state average. Esurance, the cheapest option, costs $1,343 yearly. MoneyGeek compared rates for various coverage limits and driver profiles to help you find the best rates. We also scored providers who balance quality and cost to help you find the best car insurance in Burbank.

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Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

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Last Updated: 5/16/2022
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Esurance averages the cheapest car insurance in Burbank, even with a ticket. Progressive has the most affordable minimum coverage policy, though. If you’re from a military family, USAA might be best. AAA is MoneyGeek’s top choice for Burbank drivers who want a great balance of customer service and affordability. The best insurer for you depends on coverage and profile.

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The Cheapest and Best Car Insurance in Burbank

The Cheapest Car Insurance Companies in Burbank

On average, the cheapest auto insurance companies for drivers who want a full coverage policy in Burbank are:

  • Esurance: $1,343 per year
  • AAA: $1,515 per year

If you’re a veteran, current military member or military family member, USAA offers an affordable full coverage policy at around $1,436 per year.

Esurance offers the cheapest full coverage policy, nearly 60% less than Allied, Burbank’s most expensive at roughly $2,146 annually.

A full coverage policy includes comprehensive and collision coverage, but prices do vary depending on the chosen liability amounts and your driver profile.

Cheapest Car Insurance in Burbank
Full Coverage 100/300/100
  • Company
    100/300/100per year
  • 1.
    Esurance
    $1,343
  • 2.
    USAA
    $1,436
  • 3.
    AAA
    $1,515
  • 4.
    Progressive
    $1,611
  • 5.
    GEICO
    $1,650
  • 6.
    Mercury
    $1,698
  • 7.
    State Farm
    $1,807
  • 8.
    Allstate
    $1,868
  • 9.
    MetLife
    $1,933
  • 10.
    Farmers
    $1,986
  • 11.
    Travelers
    $2,073
  • 12.
    Hartford
    $2,098
  • 13.
    Allied
    $2,146

MoneyGeek gathered average rates based on a 40-year-old male driver in Burbank with a full coverage policy, as covered in our methodology.

Full coverage car insurance is more expensive than minimum coverage because it adds comprehensive and collision insurance, which are very valuable because they protect your vehicle, to liability.

  • Collision Insurance: covers damages in an at-fault accident with a vehicle or stationary object
  • Comprehensive Insurance: covers non-collision car damage and theft

If you have an older vehicle, purchasing a minimum coverage or liability-only policy might be a better option than full coverage if it costs more than your car’s value.

Compare Car Insurance Rates in Burbank

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

Cheapest Car Insurance in Burbank for Minimum Coverage

Buying a minimum coverage auto policy in Burbank is your most affordable option. On average, the cheapest insurers for minimum coverage in Burbank are:

  • Progressive: $697 per year
  • AAA: $699 per year

With a military background, you may be eligible for the cheapest minimum coverage policy in Burbank through USAA at around $648 per year. Progressive’s minimum coverage policy is around $368 less than Allstate, the most expensive, open-to-all, at roughly $1,065 annually.

Minimum coverage is the most affordable but does not include collision and comprehensive insurance and has low liability limits, risking your protection. Check the table below to see higher liability coverage rates.

Cheapest Minimum Liability Car Insurance in Burbank
State Minimum

California’s minimum auto liability coverage requirement is 15/30/5. This state minimum auto policy is the cheapest option in Burbank yet provides the least amount of protection. You are liable for the amount insurance does not cover in an at-fault accident.

For example, if your accident causes $40,000 in total medical bills, your minimum coverage policy only covers $30,000, and you have to pay the leftover $10,000 out of pocket.

California Minimum Liability Requirements

  • Item
    Description
  • Bodily Injury and Property Damage
    $15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.

Cheapest Car Insurance in Burbank if You Have Driving Violations

Driving violations, such as a ticket, DUI or at-fault accident, cause higher insurance costs in Burbank. For drivers with a violation, the cheapest auto insurers in Burbank, on average, are:

  • Cheapest after a ticket: Esurance, $1,715 per year
  • Cheapest after an at-fault accident: Esurance, $2,133 per year
  • Cheapest after a DUI: Mercury, $2,785 per year

With a speeding ticket, USAA offers the most affordable policy at around $1,571 annually but is only available to military members.

The best method to decrease your insurance rate in Burbank is to improve your driving record over time. Meanwhile, it’s advisable to shop around and look for the best deal for you after a ticket, DUI or accident.

Cheapest Car Insurance in Burbank With a Violation
Speeding Ticket

Average Cost of Car Insurance in Burbank

Burbank$1,811
California$1,429
U.S.$1,424

In Burbank, the average driver will pay $1,811 per year for car insurance. In the rest of the state, the average cost is $1,429 yearly while the national average is $1,424 per annum. This means Burbank costs 26.7% more than the state average and 27.2% more than the national average. To find out the costs for your city and state, you can compare online quotes from different insurers.

Personalized Quotes to Get You the Cheapest Car Insurance in Burbank

In Burbank, car insurance rates depend on factors such as your age, gender and driving history. This means that you need personalized quotes that suit your specific profile. Depending on your profile, you may qualify for discounts and certain rebates, so it is important to get personalized quotes frequently and compare car insurance rates from different providers.

Compare Car Insurance Rates in Burbank

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

The Best Car Insurance Companies in Burbank

For drivers who want to balance cost and quality, MoneyGeek discovered that the best car insurance companies in Burbank are:

  • AAA: MoneyGeek score of 90 out of 100
  • GEICO: MoneyGeek score of 90 out of 100

USAA ranked the highest with a perfect score of 100 but is only available to current and former military members and their families. If you qualify, it may be the best auto insurance choice in Burbank.

MoneyGeek ranked the best companies based on J.D. Power customer satisfaction, affordability and financial stability ratings to help you find quality coverage at the best price.


1
USAA
Score:100

5/5

Affordability

5/5

Claims Ratings

5/5

User Satisfaction

A++

Financial Stability

2
Auto Club of Southern California Insurance Group
Score:90

4/5

Affordability

5/5

Claims Ratings

4/5

User Satisfaction

A

Financial Stability

3
GEICO
Score:90

4/5

Affordability

3/5

Claims Ratings

4/5

User Satisfaction

A++

Financial Stability

4
Wawanesa
Score:87.5

5/5

Affordability

4/5

Claims Ratings

4/5

User Satisfaction

A-

Financial Stability

5
State Farm
Score:87.5

3/5

Affordability

3/5

Claims Ratings

4/5

User Satisfaction

A++

Financial Stability

6
Ameriprise
Score:85

4/5

Affordability

3/5

Claims Ratings

4/5

User Satisfaction

A

Financial Stability

7
Hartford
Score:85

3/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

A+

Financial Stability

8
Progressive
Score:82.5

4/5

Affordability

2/5

Claims Ratings

3/5

User Satisfaction

A+

Financial Stability

9
Allstate
Score:82.5

3/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A+

Financial Stability

10
Safeco
Score:80

3/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

11
CSAA
Score:77.5

2/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

12
Liberty Mutual
Score:77.5

3/5

Affordability

2/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

13
Farmers
Score:77.5

2/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

14
Mercury
Score:77.5

3/5

Affordability

2/5

Claims Ratings

3/5

User Satisfaction

A

Financial Stability

15
Nationwide
Score:75

2/5

Affordability

2/5

Claims Ratings

2/5

User Satisfaction

A+

Financial Stability

16
Kemper
Score:70

2/5

Affordability

2/5

Claims Ratings

2/5

User Satisfaction

A-

Financial Stability

Average Cost of Car Insurance by Postal Code

One of the factors that will impact your car insurance cost in Burbank is your ZIP code. Since some areas tend to have higher car theft incidences and more traffic accidents that pose a higher risk for the insurer, the rates you pay will be impacted.

In Burbank, the cheapest ZIP code, 91505, costs up to $179 less than the 91504 ZIP code, which costs an average of $1,900 per year. To find the costs for your location, you can compare car insurance quotes online.

  • Zip Code
    State Minimumper year
  • 91505
    $1,721
  • 91504
    $1,900

Factors That Impact Insurance Costs in Burbank

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Burbank. How Burbank ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities261st/300
handcuffs2 icon
Most Car Thefts210th/300
uninsured icon
Most Uninsured Motorists by State12th/50
insurance2 icon
Personal Injury Protection RequiredNo
rain icon
Most Annual Rainfall247th/300
umbrella icon
Most Rainy Days260th/300

Methodology and Assumptions

MoneyGeek’s average premium rates for Burbank are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.