In your search for the best car insurance in Anaheim, you need to realize that car insurance rates are significantly affected by the location of your residence. Different cities carry different auto insurance-related risks, so car insurance rates vary depending on where you live. Getting the cheapest car insurance in Anaheim is possible as long as you request personalized quotes from several car insurance companies in the city and then compare those quotes to find the most affordable option.
Compare the Cheapest Car Insurance Quotes in Anaheim, CA
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Average Cost of Car Insurance in Anaheim
Anaheim$1,510
California$1,429
U.S.$1,424
The average annual car insurance in Anaheim is $1,510 — slightly higher than both the annual cost of car insurance in California and in the United States. Car insurance policyholders living in Anaheim pay 5.7% more than the average annual cost of car insurance in California and 6.0% more than the national average.
Compare Car Insurance Rates in Anaheim
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
The Best Cheap Car Insurance Companies in Anaheim
Car insurance companies in Anaheim determine your insurance rates differently, so the cost of your car insurance premium varies by company.
In Anaheim, Progressive is the most affordable car insurance company. For most drivers in Anaheim, Progressive coverage is nearly half as expensive as similar coverage with Allied, which is the most expensive car insurance company in Anaheim.
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- CompanyAmountper year
- 1. Progressive$1,103
- 2. Esurance$1,138
- 3. USAA$1,161
- 4. Allstate$1,354
- 5. AAA$1,370
Personalized Quotes to Get You the Cheapest Car Insurance in Anaheim
Since various factors like the driver's age, driving record, location, and the make and model of their vehicle can influence how their car insurance rates in Anaheim are determined. Drivers need to get a personalized quote from several car insurance companies in the city to find the rate that is cheapest for them.
In Anaheim, an Allstate car insurance policy for a 40-year-old driver is approximately three times less expensive than similar coverage for an 18-year-old driver. A GEICO car insurance policy for a 40-year-old driver is approximately five times less expensive than similar coverage for an 18-year-old driver. Make sure to get a personalized quote from different car insurance companies in Anaheim so you can check if you qualify for company-specific promotions that can help you save money in the long run.
Compare Car Insurance Rates in Anaheim
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Cheapest Car Insurance in Anaheim by Coverage Amount
How much car insurance coverage you purchase in Anaheim also affects how much your policy will cost. Coverage includes required liability coverage and optional items like collision, comprehensive, and deductibles.
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California Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.
Different car insurance plans have limits in terms of the maximum amount that they will cover. For instance, in Anaheim, Progressive offers both 50/100/50 liability plans and 50/100/50 full-coverage plans which can cover up to $50,000 worth of medical bills, $100,000 for all injuries and $50,000 for property damage in the event of an accident.
Anaheim drivers who want their own expenses to be covered should look into getting Progressive's 50/100/50 full-coverage plan which costs on average $331 more than the liability-only policy.
Several car insurance companies in Anaheim have different insurance premiums when it comes to their plans' limits, so for you to get the most affordable quote, you need to regularly request a personalized quote that is based on your individual circumstances and needs.
Average Car Insurance Premiums by Coverage Type
Liability Only
- CompanyState Minimumper year50 / 100 / 50per year
- 1. Progressive$476$665
- 2. USAA$487$631
- 3. Esurance$632$763
- 4. AAA$621$767
- 5. GEICO$604$835
Full Coverage
- Company50 / 100 / 50per year100 / 300 / 100per year
- 1. Progressive$996$1,103
- 2. USAA$1,091$1,161
- 3. Esurance$1,086$1,138
- 4. AAA$1,230$1,370
- 5. GEICO$1,274$1,411
Compare Car Insurance Rates in Anaheim
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Cheapest Car Insurance in Anaheim if You Have Tickets
Having a traffic violation on your driving record affects how much you need to pay for your car insurance. In Anaheim, a GEICO car insurance policy for a driver with a clean record costs $1,411, but if the driver has a speeding ticket, then they need to pay an extra $676 for the same policy with similar coverage.
A DUI on your driving record can also significantly affect your car insurance rates. For example, Esurance policyholders in Anaheim with a clean record will pay $1,707 less than drivers who have a DUI will have to pay for the same plan.
- CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
- 1. Esurance$1,445$1,795$2,844
- 2. USAA$1,269$2,027$3,287
- 3. Progressive$2,113$2,303$2,653
- 4. Mercury$1,932$2,564$2,416
- 5. GEICO$2,087$2,384$3,339
Average Cost of Car Insurance by Postal Code
Drivers should get personalized quotes from different car insurance companies after moving in Anaheim because their place of residence can also influence how much their coverage will cost. Insurance companies consider a region's traffic accident rates, car theft rates and more when determining their premiums. Drivers who live in Anaheim's 92805 ZIP code, will pay $138 less in annual car insurance premiums than those who reside in ZIP code 92804.
- Zip CodeState Minimumper year
- 92805$1,441
- 92802$1,509
- 92801$1,512
- 92804$1,579
top ratedCar Insurance agentsAnaheim2021Top Agents Offering Affordable Car Insurance in Anaheim
1. John Mach - State Farm Insurance Agent3455 E La Palma Ave, Ste 100, Anaheim, CA, 92806
2. Steve Kim's Insurance Service2239 1/2 W Ball Rd, Anaheim, CA, 92804
3. Farmers Insurance - Natalie Chen2715 W Lincoln Ave, Anaheim, CA, 92801
4. Brown & Brown Insurance2401 E Katella Ave, Ste 550, Anaheim, CA, 92806
5. Chavez Auto Insurance &auto Registration Services433 N State College Blvd, Anaheim, CA, 92806
Insurance Providers That Serve Anaheim
Factors That Impact Insurance Costs in Anaheim
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents also contribute to car insurance rates in Anaheim. How Anaheim ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Shopping around for car insurance in Anaheim could save you $407, which is enough to buy:
136Cups of Coffee
31Months of Your Favorite Streaming Service
Methodology and Assumptions
MoneyGeek’s average premium rates for Anaheim are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
Compare Car Insurance Rates in Anaheim
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
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