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Pasadena drivers can get the best and cheapest minimum and full coverage policies with GEICO. This company is also the most affordable for families with teen drivers. National General has the cheapest rates for drivers with a speeding ticket or DUI, while Capital Insurance Group has low premiums after an at-fault accident. USAA offers the least expensive premiums for military drivers, while Chubb ranked best overall for service.

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2023

Cheapest and Best Car Insurance in Pasadena, CA

Cheapest Minimum Liability Car Insurance in Pasadena

The following insurers offer the cheapest minimum coverage policies in Pasadena:

  • GEICO: $470 per year
  • Mercury: $574 per year

Hartford has the most expensive premiums at roughly $950 per year as of October 2022.

Company
Annual Premium
Monthly Premium

GEICO

$466

$39

GEICO

$470

$39

State Farm

$520

$43

GEICO

$556

$46

Mercury

$574

$48

Mercury

$590

$49

AAA California

$592

$49

Progressive

$604

$50

Progressive

$615

$51

AAA California

$619

$52

Kemper

$637

$53

Travelers

$672

$56

Travelers

$673

$56

State Farm

$687

$57

Nationwide

$706

$59

Farmers

$721

$60

Progressive

$724

$60

Mercury

$726

$61

Nationwide

$733

$61

Kemper

$734

$61

Farmers

$740

$62

State National

$745

$62

AAA California

$759

$63

Capital Insurance Group

$760

$63

State National

$767

$64

Travelers

$770

$64

State Farm

$785

$65

Allstate

$787

$66

Capital Insurance Group

$788

$66

Allstate

$798

$66

Hartford

$813

$68

National General

$827

$69

Farmers

$840

$70

Chubb

$849

$71

National General

$852

$71

Allstate

$859

$72

Chubb

$875

$73

Capital Insurance Group

$885

$74

State National

$907

$76

Nationwide

$925

$77

Hartford

$950

$79

Kemper

$975

$81

National General

$1,025

$85

GEICO

$1,153

$96

GEICO

$1,190

$99

Chubb

$1,221

$102

State Farm

$1,221

$102

Hartford

$1,289

$107

National General

$1,304

$109

National General

$1,325

$110

Mercury

$1,366

$114

AAA California

$1,370

$114

GEICO

$1,377

$115

AAA California

$1,383

$115

Allstate

$1,390

$116

Mercury

$1,391

$116

Progressive

$1,410

$118

Progressive

$1,416

$118

Allstate

$1,459

$122

Nationwide

$1,531

$128

Capital Insurance Group

$1,544

$129

State Farm

$1,568

$131

National General

$1,589

$132

Allstate

$1,617

$135

Capital Insurance Group

$1,633

$136

Nationwide

$1,655

$138

Hartford

$1,662

$139

State National

$1,669

$139

Travelers

$1,693

$141

Progressive

$1,706

$142

Kemper

$1,751

$146

Travelers

$1,764

$147

State National

$1,796

$150

Mercury

$1,811

$151

AAA California

$1,822

$152

State Farm

$1,831

$153

Capital Insurance Group

$1,839

$153

Farmers

$1,900

$158

Hartford

$1,941

$162

Farmers

$1,948

$162

Chubb

$1,994

$166

Chubb

$2,059

$172

Travelers

$2,094

$174

Nationwide

$2,152

$179

Kemper

$2,156

$180

State National

$2,210

$184

Farmers

$2,306

$192

Hartford

$2,602

$217

Kemper

$2,620

$218

Chubb

$2,940

$245

Liability-only policies in California require that all drivers have bodily injury and property damage coverage with the following minimum limits:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

If you’re found at fault in an accident, liability insurance covers the injured driver’s medical expenses and vehicle damages up to a certain limit. For instance, a minimum coverage policy with the liability limits included above will cover up to $15,000 in medical expenses per person up to $30,000 per accident. You will be responsible for any costs exceeding these limits.

Cheapest Full Coverage Car Insurance in Pasadena

In Pasadena, the following insurers offer the cheapest full coverage policies:

  • GEICO: $1,190 per year
  • National General: $1,304 per year

Chubb offers the most expensive full coverage policies at $1,994 per year as of October 2022.

Company
Annual Premium
Monthly Premium

GEICO

$466

$39

GEICO

$470

$39

State Farm

$520

$43

GEICO

$556

$46

Mercury

$574

$48

Mercury

$590

$49

AAA California

$592

$49

Progressive

$604

$50

Progressive

$615

$51

AAA California

$619

$52

Kemper

$637

$53

Travelers

$672

$56

Travelers

$673

$56

State Farm

$687

$57

Nationwide

$706

$59

Farmers

$721

$60

Progressive

$724

$60

Mercury

$726

$61

Nationwide

$733

$61

Kemper

$734

$61

Farmers

$740

$62

State National

$745

$62

AAA California

$759

$63

Capital Insurance Group

$760

$63

State National

$767

$64

Travelers

$770

$64

State Farm

$785

$65

Allstate

$787

$66

Capital Insurance Group

$788

$66

Allstate

$798

$66

Hartford

$813

$68

National General

$827

$69

Farmers

$840

$70

Chubb

$849

$71

National General

$852

$71

Allstate

$859

$72

Chubb

$875

$73

Capital Insurance Group

$885

$74

State National

$907

$76

Nationwide

$925

$77

Hartford

$950

$79

Kemper

$975

$81

National General

$1,025

$85

GEICO

$1,153

$96

GEICO

$1,190

$99

Chubb

$1,221

$102

State Farm

$1,221

$102

Hartford

$1,289

$107

National General

$1,304

$109

National General

$1,325

$110

Mercury

$1,366

$114

AAA California

$1,370

$114

GEICO

$1,377

$115

AAA California

$1,383

$115

Allstate

$1,390

$116

Mercury

$1,391

$116

Progressive

$1,410

$118

Progressive

$1,416

$118

Allstate

$1,459

$122

Nationwide

$1,531

$128

Capital Insurance Group

$1,544

$129

State Farm

$1,568

$131

National General

$1,589

$132

Allstate

$1,617

$135

Capital Insurance Group

$1,633

$136

Nationwide

$1,655

$138

Hartford

$1,662

$139

State National

$1,669

$139

Travelers

$1,693

$141

Progressive

$1,706

$142

Kemper

$1,751

$146

Travelers

$1,764

$147

State National

$1,796

$150

Mercury

$1,811

$151

AAA California

$1,822

$152

State Farm

$1,831

$153

Capital Insurance Group

$1,839

$153

Farmers

$1,900

$158

Hartford

$1,941

$162

Farmers

$1,948

$162

Chubb

$1,994

$166

Chubb

$2,059

$172

Travelers

$2,094

$174

Nationwide

$2,152

$179

Kemper

$2,156

$180

State National

$2,210

$184

Farmers

$2,306

$192

Hartford

$2,602

$217

Kemper

$2,620

$218

Chubb

$2,940

$245

Full coverage policies include comprehensive and collision insurance, which covers damages to your vehicle.

  • Comprehensive Insurance: Helps pay for damage caused by theft, animals, fire or severe weather.
  • Collision Insurance: Covers damages from collisions with objects (stop signs, poles, etc.) or other vehicles.

Full coverage policies are preferred by owners of new vehicles as a way to safeguard their investment. It may not be worth the added cost for owners with older vehicles.

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Cheapest Car Insurance in Pasadena After a Driving Offense

In Pasadena, these are the cheapest car insurers for residents with the following driving violations:

  • Speeding ticket: National General ($1,371 per year)
  • At-fault accident: Capital Insurance Group ($1,917 per year)
  • DUI: National General ($1,371 per year)

Hartford is the most expensive insurer for drivers with a speeding ticket or DUI offense, with rates of $2,947 per year and $7,363 per year, respectively. Kemper charges the most for drivers with an at-fault accident at $3,846 per year. Often, even the cheapest rates for drivers with a violation will cost more than average-priced rates for drivers with a clean record.

Company
Annual Premium
Monthly Premium

GEICO

$710

$59

GEICO

$718

$60

Mercury

$741

$62

Mercury

$761

$63

State Farm

$789

$66

AAA California

$792

$66

State Farm

$825

$69

AAA California

$827

$69

GEICO

$831

$69

GEICO

$841

$70

Kemper

$847

$71

Capital Insurance Group

$847

$71

GEICO

$848

$71

National General

$873

$73

National General

$873

$73

Capital Insurance Group

$877

$73

Capital Insurance Group

$881

$73

National General

$900

$75

National General

$900

$75

Capital Insurance Group

$914

$76

Mercury

$927

$77

Mercury

$940

$78

AAA California

$947

$79

Mercury

$952

$79

Kemper

$977

$81

Capital Insurance Group

$985

$82

Farmers

$985

$82

Farmers

$985

$82

AAA California

$989

$82

GEICO

$992

$83

Farmers

$1,011

$84

Farmers

$1,011

$84

AAA California

$1,018

$85

Capital Insurance Group

$1,027

$86

Mercury

$1,033

$86

State Farm

$1,044

$87

Travelers

$1,053

$88

Travelers

$1,053

$88

State National

$1,060

$88

State National

$1,060

$88

Mercury

$1,061

$88

National General

$1,083

$90

National General

$1,083

$90

State Farm

$1,089

$91

State National

$1,093

$91

State National

$1,093

$91

Chubb

$1,096

$91

Nationwide

$1,096

$91

Progressive

$1,101

$92

Allstate

$1,114

$93

Chubb

$1,122

$94

Progressive

$1,125

$94

Allstate

$1,130

$94

GEICO

$1,136

$95

Nationwide

$1,139

$95

Farmers

$1,148

$96

Farmers

$1,148

$96

GEICO

$1,150

$96

Mercury

$1,178

$98

Travelers

$1,179

$98

Travelers

$1,182

$98

State Farm

$1,192

$99

Hartford

$1,207

$101

Hartford

$1,207

$101

Travelers

$1,214

$101

AAA California

$1,219

$102

Progressive

$1,219

$102

Allstate

$1,222

$102

Nationwide

$1,223

$102

Farmers

$1,232

$103

State Farm

$1,244

$104

Progressive

$1,248

$104

National General

$1,248

$104

Farmers

$1,262

$105

Nationwide

$1,270

$106

National General

$1,287

$107

Allstate

$1,290

$107

State National

$1,297

$108

State National

$1,297

$108

Kemper

$1,301

$108

Allstate

$1,307

$109

Mercury

$1,314

$110

Capital Insurance Group

$1,329

$111

Progressive

$1,332

$111

Chubb

$1,334

$111

Progressive

$1,342

$112

GEICO

$1,358

$113

Travelers

$1,360

$113

Chubb

$1,360

$113

National General

$1,371

$114

National General

$1,371

$114

Capital Insurance Group

$1,377

$115

Progressive

$1,378

$115

National General

$1,394

$116

National General

$1,394

$116

Allstate

$1,416

$118

Travelers

$1,425

$119

Travelers

$1,425

$119

Hartford

$1,428

$119

Hartford

$1,428

$119

Farmers

$1,435

$120

Kemper

$1,439

$120

Kemper

$1,439

$120

Nationwide

$1,440

$120

Chubb

$1,469

$122

Progressive

$1,480

$123

Capital Insurance Group

$1,549

$129

National General

$1,550

$129

Nationwide

$1,609

$134

State Farm

$1,626

$135

Progressive

$1,634

$136

Travelers

$1,650

$138

National General

$1,671

$139

National General

$1,671

$139

Chubb

$1,707

$142

Chubb

$1,731

$144

GEICO

$1,731

$144

Kemper

$1,749

$146

Kemper

$1,749

$146

Chubb

$1,757

$146

Capital Insurance Group

$1,768

$147

AAA California

$1,775

$148

GEICO

$1,786

$149

AAA California

$1,789

$149

Mercury

$1,802

$150

Capital Insurance Group

$1,809

$151

State Farm

$1,814

$151

Mercury

$1,836

$153

Capital Insurance Group

$1,875

$156

State Farm

$1,900

$158

Capital Insurance Group

$1,917

$160

State National

$1,930

$161

GEICO

$1,940

$162

National General

$1,942

$162

Nationwide

$1,948

$162

Hartford

$1,971

$164

Hartford

$1,971

$164

National General

$1,976

$165

State National

$1,992

$166

GEICO

$1,999

$167

Nationwide

$2,026

$169

Allstate

$2,032

$169

AAA California

$2,056

$171

GEICO

$2,069

$172

AAA California

$2,100

$175

AAA California

$2,104

$175

Chubb

$2,105

$175

Capital Insurance Group

$2,116

$176

Allstate

$2,139

$178

State Farm

$2,149

$179

AAA California

$2,151

$179

Capital Insurance Group

$2,164

$180

Kemper

$2,216

$185

Kemper

$2,216

$185

Mercury

$2,254

$188

Mercury

$2,298

$192

GEICO

$2,316

$193

Kemper

$2,326

$194

State Farm

$2,331

$194

Allstate

$2,339

$195

AAA California

$2,362

$197

National General

$2,371

$198

State National

$2,373

$198

Allstate

$2,376

$198

State National

$2,377

$198

State National

$2,377

$198

Allstate

$2,378

$198

Nationwide

$2,378

$198

Mercury

$2,398

$200

Mercury

$2,420

$202

State Farm

$2,440

$203

State Farm

$2,454

$205

Mercury

$2,462

$205

Hartford

$2,512

$209

Hartford

$2,512

$209

Allstate

$2,517

$210

State National

$2,559

$213

State National

$2,559

$213

Nationwide

$2,572

$214

Nationwide

$2,574

$214

Allstate

$2,580

$215

Travelers

$2,610

$218

Chubb

$2,620

$218

Farmers

$2,628

$219

Farmers

$2,628

$219

Nationwide

$2,653

$221

AAA California

$2,657

$221

Allstate

$2,659

$222

Progressive

$2,680

$223

Chubb

$2,683

$224

Progressive

$2,695

$225

Farmers

$2,696

$225

Farmers

$2,696

$225

Travelers

$2,711

$226

State Farm

$2,720

$227

GEICO

$2,767

$231

Capital Insurance Group

$2,768

$231

AAA California

$2,781

$232

State Farm

$2,848

$237

GEICO

$2,855

$238

Kemper

$2,866

$239

Nationwide

$2,873

$239

Travelers

$2,921

$243

Progressive

$2,928

$244

Capital Insurance Group

$2,936

$245

Hartford

$2,947

$246

Hartford

$2,947

$246

Progressive

$2,950

$246

Allstate

$2,967

$247

Mercury

$2,995

$250

Hartford

$3,008

$251

Travelers

$3,027

$252

State National

$3,152

$263

State National

$3,152

$263

Farmers

$3,193

$266

Farmers

$3,193

$266

Mercury

$3,204

$267

Chubb

$3,221

$268

Travelers

$3,242

$270

Progressive

$3,256

$271

Farmers

$3,284

$274

Chubb

$3,287

$274

GEICO

$3,309

$276

Capital Insurance Group

$3,313

$276

Progressive

$3,351

$279

Nationwide

$3,355

$280

Farmers

$3,370

$281

Progressive

$3,381

$282

Kemper

$3,487

$291

Progressive

$3,563

$297

Chubb

$3,568

$297

Hartford

$3,606

$301

Travelers

$3,623

$302

Travelers

$3,639

$303

Nationwide

$3,750

$312

State Farm

$3,752

$313

Travelers

$3,788

$316

Kemper

$3,846

$321

Kemper

$3,846

$321

Hartford

$3,987

$332

Hartford

$3,987

$332

Farmers

$3,991

$333

Progressive

$4,084

$340

Chubb

$4,171

$348

Chubb

$4,227

$352

Nationwide

$4,232

$353

AAA California

$4,280

$357

Chubb

$4,293

$358

AAA California

$4,294

$358

State National

$4,444

$370

Allstate

$4,463

$372

Travelers

$4,559

$380

Nationwide

$4,586

$382

Allstate

$4,713

$393

State National

$4,792

$399

State Farm

$4,822

$402

Kemper

$4,872

$406

Kemper

$4,872

$406

Hartford

$5,090

$424

Chubb

$5,177

$431

Allstate

$5,255

$438

State Farm

$5,623

$469

AAA California

$5,677

$473

Kemper

$5,776

$481

Kemper

$5,776

$481

State National

$5,918

$493

Nationwide

$6,004

$500

Hartford

$6,219

$518

Hartford

$7,363

$614

Hartford

$10,123

$844

Auto insurance quotes tend to increase in proportion to the severity of the driving offense. For instance, the average cost of car insurance for a driver with a speeding ticket is $1,661 more than the cost for a driver with a DUI offense. However, that doesn’t mean it's impossible to find cheap car insurance with a bad driving record.

Cheapest Car Insurance in Pasadena for Teens and Their Families

In Pasadena, the following insurers offer the cheapest rates for 16-year-old male and female teens on a family policy:

  • GEICO: $3,504 per year for female teens; Farmers: $3,557 per year for male teens
  • Farmers: $3,557 per year for female teens; State Farm: $3,590 per year for male teens

Nationwide charges the most expensive rates for male and female teens on a family policy at $6,037 per year. Car insurance typically costs more for male teens than female teens, as insurers consider them riskier to insure. However, this cost discrepancy levels off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$1,548

$2,493

GEICO

$1,585

$2,552

GEICO

$1,588

$2,810

GEICO

$1,605

$2,681

GEICO

$1,624

$2,614

GEICO

$1,632

$2,889

GEICO

$1,655

$3,052

GEICO

$1,677

$2,967

GEICO

$1,838

$2,753

GEICO

$1,899

$3,144

Capital Insurance Group

$2,050

$2,631

Capital Insurance Group

$2,050

$2,631

Nationwide

$2,098

$4,361

Nationwide

$2,098

$4,361

Allstate

$2,183

$3,560

Allstate

$2,183

$3,560

Progressive

$2,205

$3,551

Progressive

$2,205

$3,551

Allstate

$2,285

$3,727

Allstate

$2,285

$3,727

Kemper

$2,293

$4,601

Kemper

$2,293

$4,601

Nationwide

$2,301

$4,782

Nationwide

$2,301

$4,782

Capital Insurance Group

$2,334

$3,116

Capital Insurance Group

$2,334

$3,116

Allstate

$2,343

$4,140

Allstate

$2,343

$4,140

GEICO

$2,366

$4,002

Allstate

$2,367

$3,860

Allstate

$2,367

$3,860

Nationwide

$2,374

$5,469

Nationwide

$2,374

$5,469

Progressive

$2,387

$3,844

Progressive

$2,387

$3,844

Kemper

$2,421

$4,858

Kemper

$2,421

$4,858

Capital Insurance Group

$2,429

$3,116

Capital Insurance Group

$2,429

$3,116

Capital Insurance Group

$2,429

$3,116

Capital Insurance Group

$2,429

$3,116

Farmers

$2,436

$3,484

Farmers

$2,436

$3,484

GEICO

$2,459

$4,615

Nationwide

$2,466

$5,126

Nationwide

$2,466

$5,126

State Farm

$2,479

$3,638

State Farm

$2,479

$3,638

Allstate

$2,512

$4,159

Allstate

$2,512

$4,159

Travelers

$2,526

$3,493

Travelers

$2,526

$3,493

Kemper

$2,549

$5,713

Kemper

$2,549

$5,713

Progressive

$2,554

$4,750

Progressive

$2,554

$4,750

State Farm

$2,579

$3,785

State Farm

$2,579

$3,785

GEICO

$2,588

$3,876

Travelers

$2,615

$3,616

Travelers

$2,615

$3,616

State Farm

$2,623

$4,106

State Farm

$2,623

$4,106

Kemper

$2,633

$5,284

Kemper

$2,633

$5,284

State Farm

$2,638

$3,872

State Farm

$2,638

$3,872

Travelers

$2,668

$3,881

Travelers

$2,668

$3,881

Progressive

$2,674

$4,306

Progressive

$2,674

$4,306

GEICO

$2,691

$4,455

Capital Insurance Group

$2,711

$3,506

Capital Insurance Group

$2,711

$3,506

Travelers

$2,725

$3,768

Travelers

$2,725

$3,768

Farmers

$2,728

$4,041

Farmers

$2,728

$4,041

Nationwide

$2,779

$5,995

Nationwide

$2,779

$5,995

Capital Insurance Group

$2,810

$3,506

Capital Insurance Group

$2,810

$3,506

State Farm

$2,811

$4,186

State Farm

$2,811

$4,186

Farmers

$2,825

$4,041

Farmers

$2,825

$4,041

Farmers

$2,825

$4,041

Farmers

$2,825

$4,041

Allstate

$2,880

$5,301

Allstate

$2,880

$5,301

Allstate

$2,928

$4,848

Allstate

$2,928

$4,848

Kemper

$2,952

$6,057

Kemper

$2,952

$6,057

Travelers

$2,977

$4,073

Travelers

$2,977

$4,073

State Farm

$2,984

$4,662

State Farm

$2,984

$4,662

Capital Insurance Group

$3,010

$3,893

Capital Insurance Group

$3,010

$3,893

State Farm

$3,011

$4,485

State Farm

$3,011

$4,485

Farmers

$3,051

$4,634

Farmers

$3,051

$4,634

Progressive

$3,167

$5,210

Progressive

$3,167

$5,210

Kemper

$3,197

$6,561

Kemper

$3,197

$6,561

Kemper

$3,225

$7,233

Kemper

$3,225

$7,233

Travelers

$3,231

$4,700

Travelers

$3,231

$4,700

GEICO

$3,269

$5,787

Travelers

$3,280

$4,488

Travelers

$3,280

$4,488

Farmers

$3,298

$5,336

Farmers

$3,298

$5,336

State Farm

$3,316

$5,911

State Farm

$3,316

$5,911

Farmers

$3,328

$5,055

Farmers

$3,328

$5,055

Nationwide

$3,425

$8,288

Nationwide

$3,425

$8,288

GEICO

$3,426

$6,727

Farmers

$3,472

$6,876

Farmers

$3,472

$6,876

GEICO

$3,504

$6,461

State Farm

$3,516

$6,267

State Farm

$3,516

$6,267

Farmers

$3,557

$7,192

Farmers

$3,557

$7,192

Farmers

$3,568

$7,067

Farmers

$3,568

$7,067

State Farm

$3,590

$7,022

State Farm

$3,590

$7,022

GEICO

$3,594

$6,363

Nationwide

$3,653

$7,881

Nationwide

$3,653

$7,881

GEICO

$3,694

$7,604

GEICO

$3,783

$7,427

Allstate

$3,844

$7,623

Allstate

$3,844

$7,623

Capital Insurance Group

$3,863

$4,817

Capital Insurance Group

$3,863

$4,817

Capital Insurance Group

$3,863

$4,817

Capital Insurance Group

$3,863

$4,817

Capital Insurance Group

$3,863

$4,817

Capital Insurance Group

$3,863

$4,817

Progressive

$3,949

$7,373

Progressive

$3,949

$7,373

Allstate

$3,980

$8,030

Allstate

$3,980

$8,030

Allstate

$4,049

$8,030

Allstate

$4,049

$8,030

Progressive

$4,197

$6,903

Progressive

$4,197

$6,903

Travelers

$4,317

$5,925

Travelers

$4,317

$5,925

Travelers

$4,510

$6,190

Travelers

$4,510

$6,190

Travelers

$4,520

$6,496

Travelers

$4,520

$6,496

Progressive

$4,557

$9,373

Progressive

$4,557

$9,373

Progressive

$4,586

$9,456

Progressive

$4,586

$9,456

Progressive

$4,605

$9,470

Progressive

$4,605

$9,470

Kemper

$4,865

$9,876

Kemper

$4,865

$9,876

Nationwide

$5,202

$11,205

Nationwide

$5,202

$11,205

Kemper

$5,329

$10,820

Kemper

$5,329

$10,820

Kemper

$5,378

$12,060

Kemper

$5,378

$12,060

Nationwide

$5,849

$12,599

Nationwide

$5,849

$12,599

Nationwide

$6,037

$15,206

Nationwide

$6,037

$15,206

Families with teen drivers can save money by adding them to an existing policy instead of purchasing an individual policy. In Pasadena, it costs $673 more to purchase an individual policy for a 16-year-old male instead of adding them to a family policy. Although rates for teen drivers are typically more expensive, it’s still possible to find cheap auto insurance for teen drivers by comparing rates and identifying discount opportunities.

Cheapest Car Insurance in Pasadena for Military Drivers

The following insurers offer the cheapest full coverage car insurance for military drivers in Pasadena:

  • USAA: $935 per year
  • GEICO: $1,190 per year

The cheapest minimum coverage policies are also available with USAA and GEICO at $410 and $470 per year, respectively. Those who prioritize affordability can also find cheap auto insurance for military personnel.

Company
Annual Premium
Monthly Premium

USAA

$410

$34

USAA

$410

$34

GEICO

$466

$39

GEICO

$470

$39

USAA

$496

$41

State Farm

$520

$43

GEICO

$556

$46

Mercury

$574

$48

Mercury

$590

$49

AAA California

$592

$49

Progressive

$604

$50

Progressive

$615

$51

AAA California

$619

$52

Kemper

$637

$53

Travelers

$672

$56

Travelers

$673

$56

State Farm

$687

$57

Nationwide

$706

$59

Farmers

$721

$60

Progressive

$724

$60

Mercury

$726

$61

Nationwide

$733

$61

Kemper

$734

$61

Farmers

$740

$62

State National

$745

$62

AAA California

$759

$63

Capital Insurance Group

$760

$63

State National

$767

$64

Travelers

$770

$64

State Farm

$785

$65

Allstate

$787

$66

Capital Insurance Group

$788

$66

Allstate

$798

$66

Hartford

$813

$68

National General

$827

$69

Farmers

$840

$70

Chubb

$849

$71

National General

$852

$71

Allstate

$859

$72

Chubb

$875

$73

Capital Insurance Group

$885

$74

State National

$907

$76

USAA

$916

$76

Nationwide

$925

$77

USAA

$935

$78

Hartford

$950

$79

Kemper

$975

$81

National General

$1,025

$85

USAA

$1,120

$93

GEICO

$1,153

$96

GEICO

$1,190

$99

Chubb

$1,221

$102

State Farm

$1,221

$102

Hartford

$1,289

$107

National General

$1,304

$109

National General

$1,325

$110

Mercury

$1,366

$114

AAA California

$1,370

$114

GEICO

$1,377

$115

AAA California

$1,383

$115

Allstate

$1,390

$116

Mercury

$1,391

$116

Progressive

$1,410

$118

Progressive

$1,416

$118

Allstate

$1,459

$122

Nationwide

$1,531

$128

Capital Insurance Group

$1,544

$129

State Farm

$1,568

$131

National General

$1,589

$132

Allstate

$1,617

$135

Capital Insurance Group

$1,633

$136

Nationwide

$1,655

$138

Hartford

$1,662

$139

State National

$1,669

$139

Travelers

$1,693

$141

Progressive

$1,706

$142

Kemper

$1,751

$146

Travelers

$1,764

$147

State National

$1,796

$150

Mercury

$1,811

$151

AAA California

$1,822

$152

State Farm

$1,831

$153

Capital Insurance Group

$1,839

$153

Farmers

$1,900

$158

Hartford

$1,941

$162

Farmers

$1,948

$162

Chubb

$1,994

$166

Chubb

$2,059

$172

Travelers

$2,094

$174

Nationwide

$2,152

$179

Kemper

$2,156

$180

State National

$2,210

$184

Farmers

$2,306

$192

Hartford

$2,602

$217

Kemper

$2,620

$218

Chubb

$2,940

$245

How to Compare Cheap Pasadena Car Insurance Quotes Online

It can take 15 minutes or more to input the personal information required for a single quote. This time can add up, especially if you’re comparing rates for multiple providers. MoneyGeek’s car insurance calculator can provide a rough estimate using only your vehicle make, age, driving history and preferred coverage level, allowing you to save time.

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Best Car Insurance in Pasadena: Summary

The best auto insurance provider for you will vary based on how much you value affordability, customer service and coverage options:

  • Best overall: GEICO (MoneyGeek score of 75 out of 100)
  • Best for service: Chubb (MoneyGeek score of 76 out of 100)
  • Best cheap: GEICO (MoneyGeek score of 78 out of 100)

An insurer’s overall MoneyGeek score may vary based on how individual factors were weighted in that category. Although GEICO is the best provider in the city, CSAA is the best car insurance company in California. Military drivers may also consider USAA for their car insurance needs, as the insurer earned a high MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in Pasadena

We evaluated the best car insurance companies in Pasadena based on affordability and customer service. These are our top-two choices:

  • GEICO: MoneyGeek score of 75 out of 100 ($1,190 per year)
  • Progressive: MoneyGeek score of 66 out of 100 ($1,410 per year)

Out of the insurers in our study, GEICO has the cheapest rates and provides quality customer service. This means you won’t have to compromise on service experience for cost. USAA, with a MoneyGeek score of 85 out of 100, is also an excellent option for military drivers.

How was this MoneyGeek score calculated?

GEICO

pros

Has the cheapest rates

Has the fifth-highest customer satisfaction rating

Offers mechanical breakdown insurance (MBI)

cons

Offers few coverage options

Has a relatively low claims management rating

Does not offer gap insurance

COMPANY HIGHLIGHTS

GEICO delivers a solid combination of affordable premiums and service quality. It provides mechanical breakdown insurance, which is rarely offered by other insurers.

MBI coverage provides robust protection for all parts and systems of your vehicle. Drivers can qualify for this add-on option if they have a new or leased car that is less than 15 months old and has fewer than 15,000 miles. Compared to a typical dealer-extended warranty, MBI offers more coverage for a lower cost. It’s ideal for drivers who want to ensure their investments are well-protected.

Drivers can also secure accident forgiveness by purchasing or earning it. This add-on coverage guarantees that your premium won’t significantly increase after an at-fault accident, potentially saving you hundreds of dollars. To be eligible for this coverage, drivers must be over 21 years old with a clean accident history for at least five years.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Pasadena for Customer Service

When choosing the best insurers in Pasadena for customer service, affordability was not taken into account. These are our top-two choices for customer service:

  • Chubb: MoneyGeek score of 76 out of 100 ($1,994 per year)
  • Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,633 per year)

Chubb received the highest score for claims management and the second-highest score for customer service. However, it has the most expensive rates of the insurers in our comparison group.

How was this MoneyGeek score calculated?

Chubb

pros

Has the highest claims management rating

Has the second-highest customer service score

Offers original equipment manufacturer (OEM) coverage

cons

Does not provide roadside assistance

Offers fewer coverage options than its competitors

COMPANY HIGHLIGHTS

Of the 14 insurers we ranked, Chubb has the highest claims management rating and the second-highest customer satisfaction score. The insurer also offers OEM coverage, which helps to ensure that your car operates at its highest potential.

Virtually all drivers can benefit from its OEM add-on coverage, which ensures that your car is repaired using original parts and maintains your vehicle's safety systems. Through Chubb's agreed value coverage, you can possibly save thousands of dollars if your car is totaled in an accident. This coverage will reimburse you for the value of your car based on its agreed-upon value at the time you purchased your policy. Rental car and/or travel reimbursement coverage is ideal for drivers who travel frequently, as it covers rental car expenses if your car is totaled in an accident.

Best Cheap Car Insurance in Pasadena

We evaluated insurers for affordability and service quality to determine the best and cheapest options that fulfill Calfironia’s minimum coverage requirements:

  • GEICO: MoneyGeek score of 78 out of 100 ($470 per year)
  • Progressive: MoneyGeek score of 66 out of 100 ($604 per year)

Minimum coverage policies, while inexpensive, may not provide enough protection if you get in an accident. These policies only cover damages for liability costs, not damages to your own vehicle.

How was this MoneyGeek score calculated?

GEICO

pros

Has the most affordable rates at $470 per year

Offers numerous discount opportunities, including one for installing anti-theft systems

Has a relatively high rating for service quality

cons

Has a relatively low claims management rating

Doesn’t provide a pay-in-full discount

COMPANY HIGHLIGHTS

GEICO has the cheapest rates for a minimum coverage policy. In addition to its competitive rates, it also offers quality customer service. Prospective policyholders can save even more with the insurer’s numerous discount opportunities.

Some commonly available discounts included bundling and multi-car discounts. With these discounts, policyholders can save money by bundling their home, auto or renters insurance or by insuring multiple vehicles. Safe drivers can also benefit, as those who have been accident-free for at least five years are eligible for a discount. Additional savings can be obtained by installing safety features like airbags, anti-theft systems and anti-lock brakes. GEICO also offers rare discount opportunities, including one for having daytime running lights installed or consistently using your seat belt.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Pasadena

The average cost of car insurance in Pasadena is $1,598 per year as of October 2022. This is $211 cheaper than the average cost of car insurance in California of $1,387. However, it is $333 more expensive than the national average cost of car insurance at $1,265 per year.

These quotes are for a full coverage policy with $100,000 in bodily injury liability per person and $300,000 in bodily injury liability per accident. It also includes $100,000 in property damage liability per accident.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.