Car insurance costs an average of $2,283 per year in Glendale. This cost is more than the state average by $854. The cheapest provider in the city is Esurance, charging an average of $1,532 per year. MoneyGeek ranked insurance providers in Glendale based on various coverage levels and driving histories to help drivers looking for cheap and high-quality coverage find an insurer that suits their needs.
bestauto insuranceGlendale2021The Cheapest and Best Car Insurance in Glendale
Cheapest Overall - Esurance
Best Overall - AAA
Cheapest State Minimum - USAA
Cheapest With a Driving Violation - Esurance
The Cheapest Car Insurance Companies in Glendale
The car insurance carriers that offer the cheapest average rates for a full coverage policy in Glendale are:
- Esurance: $1,532 per year
- USAA: $1,609 per year (limited to military personnel and their families)
MoneyGeek collected information about the average car insurance rates in Glendale using a sample 40-year-old male driver. For this case, the driver has a full coverage policy that includes comprehensive and collision insurance in addition to liability insurance.
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- CompanyAmountper year
- 1.$1,532
- 2.$1,609
- 3.$1,740
- 4.$1,867
- 5.$1,874
Average Cost of Car Insurance in Glendale
Glendale$2,283
California$1,429
U.S.$1,424
The average annual car insurance cost in Glendale is higher than both the California and U.S. rates. The city’s typical yearly rate is $2,283, which is 59.8% more than the state average and 60.3% higher than the national average.
The Best Car Insurance Companies in Glendale
Glendale drivers shopping for car insurance that balances quality service and affordability can use MoneyGeek’s scores to determine the best insurer for their needs. Based on the MoneyGeek study, the best car insurance providers in the city for most drivers are:
- AAA: MoneyGeek score of 90 out of 100
- GEICO: MoneyGeek score of 90 out of 100
USAA received the highest score in Glendale by MoneyGeek's rating system. However, because USAA is only available to military members, veterans and their families, it is not listed as best overall.
MoneyGeek’s scoring system analyzes various factors, such as J.D. Power’s user satisfaction, financial stability and affordability ratings.
1
USAA
Score:100
2
Auto Club of Southern California Insurance Group
Score:90
3
GEICO
Score:90
4
Wawanesa
Score:88
5
State Farm
Score:88
6
Ameriprise
Score:85
7
Hartford
Score:85
8
Progressive
Score:83
9
Allstate
Score:83
10
Safeco
Score:80
11
CSAA
Score:78
12
Liberty Mutual
Score:78
13
Farmers
Score:78
14
Mercury
Score:78
15
Nationwide
Score:75
16
Kemper
Score:70
Personalized Quotes to Get You the Cheapest Car Insurance in Glendale
Insurers base car insurance quotes in Glendale on several factors, including your age and gender, coverage level, miles driven per year and more. Take the example of Esurance in Glendale. Its average annual policy rate for a 40-year-old male driver is $1,532. This cost could increase or decrease as the driver ages and his circumstances change. Therefore, it’s advisable to regularly compare car insurance quotes from multiple providers to find the most affordable coverage.
Shopping around for car insurance in Glendale could save you $751, which is enough to buy:
250Cups of Coffee
58Months of Your Favorite Streaming Service
Cheapest Car Insurance in Glendale by Coverage Amount
In Glendale and elsewhere, how much you pay for car insurance depends on the amount of coverage you choose. A policy that offers the state’s minimum liability coverage level, for example, costs $1,066 per year on average. A full coverage policy with higher limits typically costs more than twice as much, at $2,283.
California Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.
You can purchase either liability coverage or a full-coverage plan. Liability-only coverage costs less but will not cover your expenses in an at-fault accident — only the costs of the other driver(s) are covered. Full coverage is costlier because it includes options like collision, comprehensive and uninsured motorist coverage. It will also pay for your costs and the other driver’s.
In Glendale, USAA offers the cheapest car insurance rate for state minimum liability and other coverage types, but their policies are only for military members and their families. Esurance is the next most affordable provider with an annual average price of $982 for 50/100/50 liability-only coverage. Its rate for 50/100/100 full coverage is $476 more, but the extra cost may be worthwhile as you’ll get additional coverage with this policy.
Average Car Insurance Premiums: Liability-Only vs. Full Coverage
Liability Only
- CompanyState Minimumper year50 / 100 / 50per year
- 1.$706$918
- 2.$800$982
- 3.$782$965
- 4.$774$1,111
- 5.$1,082$1,265
Full Coverage
- Company50 / 100 / 50per year100 / 300 / 100per year
- 1.$1,506$1,609
- 2.$1,458$1,532
- 3.$1,560$1,740
- 4.$1,680$1,874
- 5.$1,748$1,867
Cheapest Car Insurance in Glendale if You Have Driving Violations
You should try to avoid driving violations as they will increase your car insurance premium. For instance, Esurance policyholders in Glendale with a speeding ticket need to pay $430 more annually for their coverage than drivers with no violations. Similarly, customers with an at-fault accident on their record pay $919 more per year on average, while the rate for those with a DUI adds $2,350 per year.
- CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
- 1.$1,962$2,451$3,882
- 2.$1,763$2,835$4,611
- 3.$2,313$2,669$5,477
- 4.$2,833$3,752$3,542
- 5.$2,662$3,364$6,015
Average Cost of Car Insurance by Postal Code
In Glendale and other cities, car insurance companies consider a person’s ZIP code while determining their premium. This is because of factors like the number of uninsured drivers, car thefts and accidents in a neighborhood. In Glendale, residents of the 91206 ZIP code typically pay $252 less for their annual auto insurance premium compared to the 91205 locality.
- Zip CodeState Minimumper year
- 91206$2,157
- 91205$2,409
Insurance Providers That Serve Glendale
Factors That Impact Insurance Costs in Glendale
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Glendale. How Glendale ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Methodology and Assumptions
MoneyGeek’s average premium rates for Glendale are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
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