Your driver profile dictates which company is the cheapest for you. AAA California offers the cheapest full coverage policies. Capital Insurance Group and National General are the most affordable after a driving offense. USAA is best for members of the military, Capital Insurance Group is the cheapest for teens, and Chubb offers the best customer service.
Cheapest and Best Car Insurance in Glendale
Cheapest Minimum Liability Car Insurance in Glendale
The following are the cheapest car insurance companies in Glendale, California, for a minimum coverage policy:
- GEICO: $645 per year
- AAA California: $674 per year
The most expensive company offering the same coverage is Hartford at $1,306 per year.
A minimum coverage policy protects California drivers against bodily injury liability and property damage liability. Specifically, drivers in Glendale, California, must have at least:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
The above liability coverage pays for injuries and damages to another person or property. If you have $15,000 to $30,000 bodily injury liability, your insurer will pay up to $15,000 per person and up to $30,000 per accident. The at-fault driver must pay the difference if total medical bills exceed the indicated amount.
Cheapest Full Coverage Car Insurance in Glendale
The cheapest full coverage car insurance companies in Glendale are the following:
- AAA California: $1,558 per year
- GEICO: $1,691 per year
Kemper offers the most expensive policies for this type of coverage at $2,897 per year.
A full coverage policy includes comprehensive and collision insurance protection.
- Collision Insurance covers damages from collisions with another car or object.
- Comprehensive Insurance covers any other damage like natural disasters, theft and fire.
Glendale drivers who own new vehicles will find value in a full coverage policy. However, those with older cars may pay more for the insurance than the car is worth.
Cheapest Car Insurance in Glendale After a Driving Offense
The following companies offer Glendale’s best rates after a driving offense:
- Accident: Capital Insurance Group ($2,124 per year)
- Speeding: National General ($1,813 per year)
- DUI: National General ($1,813 per year)
Kemper has the most expensive policies after an at-fault accident ($6,380 per year), Nationwide after a speeding ticket ($4,599) and Hartford after a DUI ($10,279 per year).
Driving violations can have a significant impact on car insurance rates. Even the cheapest premiums will cost more than those for drivers with clean records.
After a driving violation, car insurance premiums increase in relation to the severity of the offense. In Glendale, insurance rates will increase by an average of $983 after a speeding ticket and $3,370 after a DUI. You can still find cheap insurance if you have a bad driving record by shopping around.
Cheapest Car Insurance in Glendale for Teens and Their Families
The cheapest car insurance companies for teens on a family policy in Glendale are the following:
- Capital Insurance Group: $4,417 per year for male and female teens
- State Farm: $4,602 per year for male and female teens
Nationwide offers policies at an average of $9,563 per year — more than twice the price of the cheapest insurers and the most expensive among companies we reviewed.
Teen drivers can get an individual policy or be enrolled under their parents’ policy. In Glendale, adding a male teen to a family policy costs $3,825, while purchasing a separate policy averages $4,498. Shopping around will help you find the cheapest car insurance for teens.
Cheapest Car Insurance in Glendale for Military Drivers
The following companies offer the cheapest car insurance for military members in Glendale:
- USAA: $1,192 per year
- AAA California: $1,558 per year
USAA also offers the cheapest minimum coverage premiums at $553 per year. GEICO ranks as the second cheapest for minimum coverage, offering policies at $645 per year.
How to Compare Cheap Glendale Car Insurance Quotes Online
Getting a car insurance quote online in Glendale, California, can take 15 minutes or more per insurer. MoneyGeek’s car insurance calculator gives you quick estimates based on your age, vehicle type, coverage level and driving record.
Auto Insurance Calculator
See how the Average Annual Auto Insurance Rates vary with the options chosen.
Best Car Insurance in Glendale: Summary
The best car insurance depends on your needs and budget. Cost, service and coverages are among the most important considerations when shopping for the best policy. MoneyGeek identified the best insurance companies in Glendale for the following categories:
- Best overall: Capital Insurance Group (MoneyGeek score of 76 out of 100)
- Best for service: Chubb (MoneyGeek score of 76 out of 100)
- Best cheap: GEICO (MoneyGeek score of 78 out of 100)
Overall scores for a specific insurer can change depending on the category. AAA is the best car insurance in California overall. With a score of 85 out of 100, USAA is the best insurer for military members and their families.
Best Overall Car Insurance in Glendale
According to MoneyGeek’s study, the following are the best overall car insurance companies in Glendale:
- Capital Insurance Group: MoneyGeek score of 76 out of 100 ($1,808 per year)
- Chubb: MoneyGeek score of 73 out of 100 ($2,248 per year)
Capital Insurance Group earned above-average claims management and customer satisfaction scores and is affordable compared to other insurers. Chubb also earned above-average claims management and customer satisfaction scores. In addition, USAA is the top insurer for military members and families, earning a score of 85 out of 100.
Above-average claims management
Above-average satisfaction score
More expensive than most insurers
Lacks basic common coverages
Capital Insurance Group earned a MoneyGeek score of 76 out of 100 and costs around $1,808 per year. A combination of affordable rates and impressive customer satisfaction scores make this insurer the best for Glendale drivers. It offers full glass and custom parts coverages as two of its rare add-on offers. It also has a good student discount.
Full glass coverage from Capital Insurance Group is a come-to-you auto glass repair service. Custom parts coverage will replace auto parts that have been damaged. This insurer also offers roadside assistance which provides services to drivers in Glendale should they need assistance on the road in case of a breakdown. The good student discount offers students a 20% discount if they maintain a cumulative “B” or better grade-point average.
Best Car Insurance in Glendale for Customer Service
When we removed cost as a factor in our rankings, MoneyGeek found that the following car insurance companies offer the best customer service:
- Chubb: MoneyGeek score of 76 out of 100 ($2,248 per year)
- Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,808 per year)
Chubb earned above-average claims management and customer satisfaction scores, which are important considerations for finding the insurer with the best customer service.
Capital Insurance Group earned an above-average claims management score and a higher satisfaction score than Chubb. However, it lacks several useful coverages, putting it in second place.
Both companies may have higher premiums than other Glendale insurers, indicating policyholders pay more for great customer service with these companies.
Above-average claims management score
Above-average customer satisfaction score
Offers rare coverages, such as OEM, diminished value and antique/classic car insurance
Below-average coverage score
Lacks common coverages like roadside assistance, accident forgiveness, gap insurance or rideshare insurance
Chubb earned the highest score of 76 out of 100, making it the best car insurance for customer service. It offers policies at around $2,248 per year — a relatively high price that ensures top-quality service for its customers.
Chubb lacks many common coverages like roadside assistance, accident forgiveness, gap insurance and rideshare insurance. However, it offers original equipment manufacturer (OEM) coverage, diminished value coverage and antique car insurance.
OEM coverage pays for original factory parts when your car is repaired after a covered incident. This coverage helps ensure your vehicle’s safety features continue to perform as intended. With diminished value coverage, you and Chubb agree on your car’s value when the policy is written. If the car is totaled or stolen, you receive a check for the agreed-upon amount.
Best Cheap Car Insurance Companies in Glendale
Based on MoneyGeek’s analysis, the following companies offer minimum coverage policies that balance affordability and customer service:
- GEICO: MoneyGeek score of 78 out of 100 ($645 per year)
- AAA California: MoneyGeek score of 73 out of 100 ($674 per year)
Minimum coverage policies are the cheapest because they offer the least liability protection and do not cover damages to your vehicle in case of an accident.
Perfect affordability score
Average satisfaction score
Extensive list of discounts
Below-average customer satisfaction
Lacks many useful coverages
Earning a MoneyGeek score of 78 out of 100, GEICO ranks as the best cheap car insurance in Glendale, with policies at $645 per year ($54 per month). The company maintains an average satisfaction score. It offers antique/classic car insurance and mechanical breakdown insurance.
Antique/classic car insurance is a rare coverage that helps classic car owners protect their valued investments. Mechanical breakdown insurance is offered to new cars and covers parts and systems usually not included in a typical dealer warranty. GEICO's other common coverages include rental car and/or travel reimbursement, roadside assistance and accident forgiveness.
Average Cost of Car Insurance in Glendale
Auto insurance for Glendale drivers costs around $2,115 per year. This cost is higher than the average California car insurance cost at $1,387 per year, a rate difference of $728 per year. The national average cost of car insurance is $1,265 per year.
These costs are for a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.
About Mark Fitzpatrick