bestauto insuranceGlendale2022Compare the Cheapest Car Insurance Quotes in Glendale, CA
Car insurance costs an average of $2,283 per year in Glendale. This cost is more than the state average by $854. The cheapest provider in the city is Esurance, charging an average of $1,532 per year. MoneyGeek ranked insurance providers in Glendale based on various coverage levels and driving histories to help drivers looking for cheap and high-quality coverage find an insurer that suits their needs.
Compare Auto Insurance Rates
Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
Advertising & Editorial DisclosureLast Updated: 5/16/2022
Written By |
Mark Fitzpatrick
In Glendale, GEICO offers the cheapest rates for full coverage, state minimum, and even for drivers with violations, ranging from $400 up to $1300 per year on average for different coverage levels. Progressive is another great choice for drivers with a DUI record. Combining high quality service and cheaper costs, AAA garnered a MoneyGeek score of 90 out of 100.
bestauto insuranceGlendale2022The Cheapest and Best Car Insurance in Glendale
Cheapest Overall - Esurance
Cheapest State Minimum - USAA
Cheapest With a Driving Violation - Esurance
Best Overall - AAA
The Cheapest Car Insurance Companies in Glendale
The car insurance carriers offering the cheapest average rates for a full coverage policy in Glendale are:
- GEICO: $847 per year
- Progressive: $1,106 per year
Compared with GEICO’s rates at an average of $847 per year, MetLife is significantly more expensive at an average of $2,255 per year. A driver getting a full coverage policy has comprehensive and collision insurance in addition to liability insurance.
Cheapest Car Insurance in Glendale
Full Coverage 100/300/100
- Company100/300/100per year
- 1.$1,532
- 2.$1,609
- 3.$1,740
- 4.$1,867
- 5.$1,874
As stated in our methodology, MoneyGeek collected information about the average car insurance rates in Glendale using a sample 40-year-old male driver.
The difference in cost between full coverage and a state minimum is the inclusion of collision and comprehensive coverages. Though these are not required by the state, they mostly help with usual expenses that are otherwise paid by the driver:
- Collision Insurance: Pays for damages as a result of collision with another vehicle or a stationary object
- Comprehensive Insurance: Pays for flat tire repairs, glass damages, civil disturbances, falling objects, etc.
If you have an older car, it may be a good step before buying a full coverage to calculate your premiums and compare it with your car's value. Make sure that you are not paying more than what your car is worth. In this scenario, a state minimum policy may provide you a better deal.
Compare Car Insurance Rates in Glendale
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Cheapest Car Insurance in Glendale for Minimum Coverage
In Glendale and elsewhere, how much you pay for car insurance depends on the amount of coverage you choose. A policy that offers the state’s minimum liability coverage level, for example, costs $1,066 per year on average. A full coverage policy with higher limits typically costs more than twice as much, at $2,283.
Cheapest Minimum Liability Car Insurance in Glendale
State Minimum
- CompanyState Minimumper year
- 1.$706
- 2.$774
- 3.$782
- 4.$800
- 5.$905
A state minimum policy is the best option if you have a limited budget. However, it’s not the most ideal choice because of limited coverage and possible out-of-pocket expenses. The state-mandated liability limits in California is 15/30/5, which refers to the amount of coverage that the provider pays on behalf of the insurer. In most cases, this amount may not be enough to cover the total expenses. Because it only pays for the driver harmed in the accident, the driver at fault may be required to pay out-of-pocket for his own medical expenses and vehicle damages. Though getting the state minimum policy helps you lower your monthly bills, it may hurt your wallet in the long run.
California Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.
Cheapest Car Insurance in Glendale if You Have Driving Violations
A driving violation can make you appear risky to car insurance companies. In turn, you are given higher rates.
- Cheapest after a ticket: GEICO, $1,008 per year
- Cheapest after an at-fault accident: GEICO, $1,233 per year
- Cheapest after a DU: Progressive, $1,306 per year
Just by shopping around, you can instantly save on your rates comparing the cheapest policies after a violation available to you. You can also improve your driving habits, and ask for a re-evaluation after a certain period
Cheapest Car Insurance in Glendale With a Violation
Speeding Ticket
- CompanySpeeding Ticketper year
- 1.$1,763
- 2.$1,962
- 3.$2,313
- 4.$2,662
- 5.$2,833
Average Cost of Car Insurance in Glendale
Glendale$2,283
California$1,429
U.S.$1,424
The average annual car insurance cost in Glendale is higher than both the California and U.S. rates. The city’s typical yearly rate is $2,283, which is 59.8% more than the state average and 60.3% higher than the national average.
Personalized Quotes to Get You the Cheapest Car Insurance in Glendale
Insurers base car insurance quotes in Glendale on several factors, including your age and gender, coverage level, miles driven per year and more. Take the example of Esurance in Glendale. Its average annual policy rate for a 40-year-old male driver is $1,532. This cost could increase or decrease as the driver ages and his circumstances change. Therefore, it’s advisable to regularly compare car insurance quotes from multiple providers to find the most affordable coverage.
Compare Car Insurance Rates in Glendale
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
The Best Car Insurance Companies in Glendale
Glendale drivers shopping for car insurance that balances quality service and affordability can use MoneyGeek’s scores to determine the best insurer for their needs. Based on the MoneyGeek study, the best car insurance providers in the city for most drivers are:
- AAA: MoneyGeek score of 90 out of 100
- GEICO: MoneyGeek score of 90 out of 100
USAA received the highest score in Glendale by MoneyGeek's rating system. However, because USAA is only available to military members, veterans and their families, it is not listed as best overall.
MoneyGeek’s scoring system analyzes various factors, such as J.D. Power’s user satisfaction, financial stability and affordability ratings.
1
USAA
Score:100
2
Auto Club of Southern California Insurance Group
Score:90
3
GEICO
Score:90
4
Wawanesa
Score:88
5
State Farm
Score:88
6
Ameriprise
Score:85
7
Hartford
Score:85
8
Progressive
Score:83
9
Allstate
Score:83
10
Safeco
Score:80
11
CSAA
Score:78
12
Liberty Mutual
Score:78
13
Farmers
Score:78
14
Mercury
Score:78
15
Nationwide
Score:75
16
Kemper
Score:70
Average Cost of Car Insurance by Postal Code
In Glendale and other cities, car insurance companies consider a person’s ZIP code while determining their premium. This is because of factors like the number of uninsured drivers, car thefts and accidents in a neighborhood. In Glendale, residents of the 91206 ZIP code typically pay $252 less for their annual auto insurance premium compared to the 91205 locality.
- Zip CodeState Minimumper year
- 91206$2,157
- 91205$2,409
Factors That Impact Insurance Costs in Glendale
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Glendale. How Glendale ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
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