Cheapest and Best Car Insurance Companies in Long Beach, CA

GEICO offers the cheapest minimum coverage policy based on the latest quotes collected for 2023. Meanwhile, Progressive is the best insurer overall, providing the best balance of affordability, service quality and claims experience.

The cheapest company for you may vary depending on your coverage needs and preferences. Progressive is the best overall car insurance provider. It offers the least expensive full coverage car insurance. USAA provides the most affordable car insurance for current and former military members. Allstate offers the cheapest car insurance for teens on a family policy. Meanwhile, GEICO offers the cheapest minimum car insurance in Long Beach, CA.

Cheapest + BestCar InsuranceLong Beach

2023

Cheapest and Best Car Insurance in Long Beach, CA

Cheapest Overall - GEICO

Cheapest Full Coverage - Progressive

Cheapest After Driving Offense - National General

Cheapest for Teens - Allstate

Cheapest for Military - USAA

Best Overall - Progressive

Best for Customer Service - Chubb

Best Cheap - GEICO

Cheapest Minimum Liability Car Insurance in Long Beach

The most affordable car insurance companies for a minimum coverage policy in Long Beach, CA, are:

GEICO: $472 per year
Progressive: $478 per year

GEICO is our top pick due to its high score for customer satisfaction and cheap minimum coverage policies. Chubb offers the most expensive minimum coverage auto insurance in the city, with an annual premium of $885.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$467	$39
GEICO	$472	$39
Progressive	$478	$40
Progressive	$485	$40
State Farm	$533	$44
Mercury	$535	$45
Mercury	$549	$46
GEICO	$558	$46
Progressive	$568	$47
AAA California	$569	$47
Nationwide	$573	$48
Nationwide	$595	$50
AAA California	$595	$50
Travelers	$632	$53
Travelers	$632	$53
Capital Insurance Group	$651	$54
Kemper	$654	$54
Hartford	$661	$55
Mercury	$675	$56
State National	$675	$56
Capital Insurance Group	$675	$56
Allstate	$680	$57
Allstate	$688	$57
Farmers	$694	$58
State National	$695	$58
State Farm	$703	$59
Farmers	$714	$60
Travelers	$722	$60
AAA California	$727	$61
Allstate	$739	$62
Nationwide	$749	$62
Kemper	$754	$63
Capital Insurance Group	$757	$63
Hartford	$763	$64
National General	$776	$65
National General	$799	$67
State Farm	$804	$67
Farmers	$811	$68
State National	$819	$68
Chubb	$885	$74
Chubb	$912	$76
National General	$960	$80
Kemper	$1,000	$83
Hartford	$1,002	$84
Progressive	$1,146	$95
Progressive	$1,148	$96
GEICO	$1,177	$98
Allstate	$1,190	$99
GEICO	$1,216	$101
State Farm	$1,226	$102
National General	$1,228	$102
National General	$1,248	$104
Allstate	$1,250	$104
Chubb	$1,277	$106
Mercury	$1,314	$110
AAA California	$1,317	$110
Nationwide	$1,318	$110
AAA California	$1,328	$111
Mercury	$1,341	$112
Capital Insurance Group	$1,368	$114
Progressive	$1,382	$115
Allstate	$1,382	$115
GEICO	$1,407	$117
Nationwide	$1,432	$119
Hartford	$1,434	$120
Capital Insurance Group	$1,449	$121
National General	$1,496	$125
State Farm	$1,575	$131
State National	$1,585	$132
Capital Insurance Group	$1,633	$136
Travelers	$1,648	$137
Hartford	$1,657	$138
Farmers	$1,680	$140
State National	$1,710	$143
Farmers	$1,713	$143
Travelers	$1,722	$143
Kemper	$1,740	$145
Mercury	$1,744	$145
AAA California	$1,748	$146
State Farm	$1,838	$153
Nationwide	$1,865	$155
Farmers	$2,026	$169
Travelers	$2,049	$171
State National	$2,108	$176
Chubb	$2,116	$176
Kemper	$2,138	$178
Hartford	$2,168	$181
Chubb	$2,184	$182
Kemper	$2,603	$217
Chubb	$3,122	$260

In California, car insurance policies must meet state-mandated liability limits for minimum coverage, which includes both bodily injury liability and property damage liability with the following limits:

$15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability per accident

Liability coverage provides financial protection against injuries or damages caused to others. With the above coverage limits, your insurer would cover up to $15,000 in medical expenses per injured person, up to a maximum of $30,000 per accident. You will be responsible for any expenses that exceed this amount.

Cheapest Full Coverage Car Insurance in Long Beach

The cheapest car insurance companies for a full coverage policy in Long Beach, CA, are:

Progressive: $1,148 per year
GEICO: $1,216 per year

The most expensive insurance company in the city is Chubb. Its average annual premium is $2,116 for a full coverage policy.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$467	$39
GEICO	$472	$39
Progressive	$478	$40
Progressive	$485	$40
State Farm	$533	$44
Mercury	$535	$45
Mercury	$549	$46
GEICO	$558	$46
Progressive	$568	$47
AAA California	$569	$47
Nationwide	$573	$48
Nationwide	$595	$50
AAA California	$595	$50
Travelers	$632	$53
Travelers	$632	$53
Capital Insurance Group	$651	$54
Kemper	$654	$54
Hartford	$661	$55
Mercury	$675	$56
State National	$675	$56
Capital Insurance Group	$675	$56
Allstate	$680	$57
Allstate	$688	$57
Farmers	$694	$58
State National	$695	$58
State Farm	$703	$59
Farmers	$714	$60
Travelers	$722	$60
AAA California	$727	$61
Allstate	$739	$62
Nationwide	$749	$62
Kemper	$754	$63
Capital Insurance Group	$757	$63
Hartford	$763	$64
National General	$776	$65
National General	$799	$67
State Farm	$804	$67
Farmers	$811	$68
State National	$819	$68
Chubb	$885	$74
Chubb	$912	$76
National General	$960	$80
Kemper	$1,000	$83
Hartford	$1,002	$84
Progressive	$1,146	$95
Progressive	$1,148	$96
GEICO	$1,177	$98
Allstate	$1,190	$99
GEICO	$1,216	$101
State Farm	$1,226	$102
National General	$1,228	$102
National General	$1,248	$104
Allstate	$1,250	$104
Chubb	$1,277	$106
Mercury	$1,314	$110
AAA California	$1,317	$110
Nationwide	$1,318	$110
AAA California	$1,328	$111
Mercury	$1,341	$112
Capital Insurance Group	$1,368	$114
Progressive	$1,382	$115
Allstate	$1,382	$115
GEICO	$1,407	$117
Nationwide	$1,432	$119
Hartford	$1,434	$120
Capital Insurance Group	$1,449	$121
National General	$1,496	$125
State Farm	$1,575	$131
State National	$1,585	$132
Capital Insurance Group	$1,633	$136
Travelers	$1,648	$137
Hartford	$1,657	$138
Farmers	$1,680	$140
State National	$1,710	$143
Farmers	$1,713	$143
Travelers	$1,722	$143
Kemper	$1,740	$145
Mercury	$1,744	$145
AAA California	$1,748	$146
State Farm	$1,838	$153
Nationwide	$1,865	$155
Farmers	$2,026	$169
Travelers	$2,049	$171
State National	$2,108	$176
Chubb	$2,116	$176
Kemper	$2,138	$178
Hartford	$2,168	$181
Chubb	$2,184	$182
Kemper	$2,603	$217
Chubb	$3,122	$260

A full coverage policy includes comprehensive collision insurance and liability coverage that protects you and your vehicle.

Collision insurance provides coverage for damages caused to your vehicle in the event of a collision with another vehicle or object.
Comprehensive insurance safeguards your car against theft, natural disasters, vandalism and fire.

Although a full coverage policy offers more protection, it may not be worth the added cost for owners with older vehicles.

Cheapest Car Insurance in Long Beach After a Driving Offense

The following insurers offer the cheapest rates in Long Beach for drivers with traffic violations:

Speeding ticket: National General ($1,291 per year)
At-fault accident: Capital Insurance Group ($1,707 per year)
DUI: National General ($1,291 per year)

The most expensive providers for drivers with a speeding ticket, at-fault accident or DUI offense are Chubb (2,781 per year), Kemper (3,831 per year) and Hartford ($6,094 per year). A driving violation can significantly increase the cost of your car insurance. “Cheap” policies for drivers with poor records will likely still be more than average-priced policies for those with a clean driving history.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
Mercury	$690	$58
Mercury	$709	$59
GEICO	$712	$59
GEICO	$720	$60
Capital Insurance Group	$721	$60
Capital Insurance Group	$747	$62
Capital Insurance Group	$755	$63
AAA California	$760	$63
Capital Insurance Group	$784	$65
AAA California	$795	$66
State Farm	$809	$67
National General	$819	$68
National General	$819	$68
GEICO	$833	$69
Capital Insurance Group	$841	$70
GEICO	$843	$70
National General	$845	$70
National General	$845	$70
State Farm	$845	$70
GEICO	$850	$71
Progressive	$859	$72
Mercury	$863	$72
Kemper	$870	$72
Progressive	$873	$73
Mercury	$875	$73
Capital Insurance Group	$881	$73
Nationwide	$886	$74
Mercury	$887	$74
AAA California	$908	$76
Nationwide	$921	$77
Farmers	$947	$79
Farmers	$947	$79
Progressive	$947	$79
AAA California	$951	$79
Allstate	$951	$79
State National	$957	$80
State National	$957	$80
Mercury	$961	$80
Hartford	$963	$80
Hartford	$963	$80
Progressive	$964	$80
Allstate	$965	$80
Farmers	$973	$81
Farmers	$973	$81
AAA California	$974	$81
Travelers	$984	$82
Travelers	$984	$82
State National	$987	$82
State National	$987	$82
Nationwide	$987	$82
Mercury	$988	$82
GEICO	$995	$83
Kemper	$1,004	$84
National General	$1,015	$85
National General	$1,015	$85
Nationwide	$1,025	$85
Progressive	$1,032	$86
Progressive	$1,034	$86
Allstate	$1,041	$87
Progressive	$1,056	$88
State Farm	$1,069	$89
Mercury	$1,095	$91
Allstate	$1,097	$91
Travelers	$1,101	$92
Travelers	$1,103	$92
Farmers	$1,107	$92
Farmers	$1,107	$92
Allstate	$1,112	$93
State Farm	$1,116	$93
Hartford	$1,124	$94
Hartford	$1,124	$94
Capital Insurance Group	$1,132	$94
Travelers	$1,135	$95
Progressive	$1,141	$95
Chubb	$1,144	$95
GEICO	$1,145	$95
GEICO	$1,158	$96
Nationwide	$1,163	$97
State National	$1,167	$97
State National	$1,167	$97
AAA California	$1,167	$97
National General	$1,170	$97
Chubb	$1,172	$98
Capital Insurance Group	$1,174	$98
Farmers	$1,183	$99
Allstate	$1,204	$100
National General	$1,206	$101
Farmers	$1,216	$101
State Farm	$1,221	$102
Mercury	$1,221	$102
Progressive	$1,250	$104
Travelers	$1,269	$106
State Farm	$1,275	$106
National General	$1,291	$108
National General	$1,291	$108
Nationwide	$1,297	$108
National General	$1,312	$109
National General	$1,312	$109
Capital Insurance Group	$1,320	$110
Travelers	$1,329	$111
Travelers	$1,329	$111
Kemper	$1,334	$111
GEICO	$1,368	$114
Farmers	$1,383	$115
Chubb	$1,394	$116
Chubb	$1,423	$119
National General	$1,451	$121
Kemper	$1,482	$124
Kemper	$1,482	$124
Hartford	$1,508	$126
Hartford	$1,508	$126
Chubb	$1,536	$128
Travelers	$1,538	$128
Capital Insurance Group	$1,567	$131
Nationwide	$1,567	$131
National General	$1,572	$131
National General	$1,572	$131
Capital Insurance Group	$1,606	$134
Nationwide	$1,630	$136
Capital Insurance Group	$1,665	$139
State Farm	$1,666	$139
AAA California	$1,706	$142
Capital Insurance Group	$1,707	$142
AAA California	$1,718	$143
Allstate	$1,729	$144
Mercury	$1,733	$144
State National	$1,738	$145
GEICO	$1,768	$147
Mercury	$1,771	$148
Chubb	$1,787	$149
State National	$1,793	$149
Kemper	$1,801	$150
Kemper	$1,801	$150
Chubb	$1,812	$151
Allstate	$1,821	$152
State Farm	$1,823	$152
GEICO	$1,826	$152
National General	$1,828	$152
Chubb	$1,840	$153
National General	$1,859	$155
Capital Insurance Group	$1,877	$156
State Farm	$1,910	$159
Capital Insurance Group	$1,925	$160
AAA California	$1,972	$164
Allstate	$1,977	$165
GEICO	$1,981	$165
Allstate	$2,009	$167
AAA California	$2,017	$168
AAA California	$2,019	$168
Allstate	$2,022	$169
GEICO	$2,041	$170
Nationwide	$2,044	$170
AAA California	$2,068	$172
Nationwide	$2,069	$172
GEICO	$2,114	$176
State National	$2,132	$178
Allstate	$2,139	$178
Hartford	$2,142	$179
Hartford	$2,142	$179
Progressive	$2,166	$181
Mercury	$2,167	$181
Progressive	$2,169	$181
Allstate	$2,177	$181
State Farm	$2,203	$184
Chubb	$2,204	$184
Mercury	$2,215	$185
Nationwide	$2,222	$185
National General	$2,230	$186
State National	$2,256	$188
State National	$2,256	$188
Allstate	$2,261	$188
AAA California	$2,264	$189
Nationwide	$2,277	$190
Kemper	$2,278	$190
Kemper	$2,278	$190
Mercury	$2,310	$193
Kemper	$2,312	$193
Farmers	$2,317	$193
Farmers	$2,317	$193
Mercury	$2,324	$194
Hartford	$2,336	$195
State Farm	$2,345	$195
Progressive	$2,358	$197
Progressive	$2,360	$197
Farmers	$2,365	$197
Farmers	$2,365	$197
GEICO	$2,365	$197
Mercury	$2,369	$197
State National	$2,433	$203
State National	$2,433	$203
Capital Insurance Group	$2,450	$204
State Farm	$2,455	$205
Nationwide	$2,477	$206
Hartford	$2,488	$207
Hartford	$2,488	$207
State Farm	$2,515	$210
Allstate	$2,521	$210
Travelers	$2,531	$211
AAA California	$2,542	$212
Capital Insurance Group	$2,602	$217
Progressive	$2,623	$219
Travelers	$2,635	$220
AAA California	$2,665	$222
Progressive	$2,695	$225
Progressive	$2,700	$225
State Farm	$2,734	$228
Hartford	$2,769	$231
Chubb	$2,781	$232
Farmers	$2,799	$233
Farmers	$2,799	$233
Travelers	$2,829	$236
GEICO	$2,832	$236
Kemper	$2,844	$237
Chubb	$2,850	$237
Progressive	$2,856	$238
State Farm	$2,864	$239
Mercury	$2,888	$241
Farmers	$2,896	$241
Nationwide	$2,904	$242
GEICO	$2,923	$244
Capital Insurance Group	$2,937	$245
Travelers	$2,938	$245
Farmers	$2,956	$246
State National	$3,003	$250
State National	$3,003	$250
Mercury	$3,083	$257
Travelers	$3,159	$263
Nationwide	$3,243	$270
Progressive	$3,269	$272
Hartford	$3,285	$274
Hartford	$3,285	$274
GEICO	$3,387	$282
Chubb	$3,423	$285
Kemper	$3,466	$289
Chubb	$3,490	$291
Farmers	$3,498	$292
Travelers	$3,528	$294
Travelers	$3,530	$294
Nationwide	$3,625	$302
Travelers	$3,683	$307
State Farm	$3,768	$314
Allstate	$3,778	$315
Chubb	$3,788	$316
Hartford	$3,809	$317
Kemper	$3,831	$319
Kemper	$3,831	$319
Nationwide	$3,948	$329
Allstate	$3,991	$333
AAA California	$4,110	$342
AAA California	$4,119	$343
State National	$4,218	$352
Chubb	$4,434	$369
Travelers	$4,448	$371
Allstate	$4,449	$371
Chubb	$4,495	$375
State National	$4,557	$380
Chubb	$4,564	$380
State Farm	$4,847	$404
Kemper	$4,847	$404
Kemper	$4,847	$404
Nationwide	$5,186	$432
Hartford	$5,201	$433
AAA California	$5,438	$453
Chubb	$5,506	$459
State National	$5,641	$470
State Farm	$5,651	$471
Kemper	$5,753	$479
Kemper	$5,753	$479
Hartford	$6,094	$508
Hartford	$8,177	$681

Typically, rates increase in proportion to the severity of the offense. For instance, a driver with a speeding ticket in Long Beach will pay $1,535 more per year than a driver with a speeding ticket. Although your insurance rate may be more than a driver with a clean history, you can still find affordable car insurance with a poor driving record.

Cheapest Car Insurance in Long Beach for Teens and Their Families

In Long Beach, the following insurers off the cheapest rates for 16-year-old teens on a family policy:

Allstate: $3,377 per year for female teens, $3,377 per year for male teens
GEICO: $3,485 per year for female teens; Farmers: $3,596 per year for male teens

Kemper offers the most expensive auto insurance for teens on a family insurance policy at $7,292 per year. Typically, insurance rates for female teens are cheaper than for male teens since insurance providers consider male teens riskier to insure. However, as male teens gain more driving experience and enter early adulthood, this difference tends to decrease.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,557	$2,590
GEICO	$1,588	$2,875
GEICO	$1,593	$2,649
GEICO	$1,614	$2,782
GEICO	$1,631	$2,953
GEICO	$1,633	$2,716
GEICO	$1,654	$3,115
GEICO	$1,675	$3,032
Allstate	$1,836	$3,018
Allstate	$1,836	$3,018
GEICO	$1,844	$2,855
GEICO	$1,892	$3,207
Capital Insurance Group	$1,917	$2,356
Capital Insurance Group	$1,917	$2,356
Allstate	$1,920	$3,156
Allstate	$1,920	$3,156
Progressive	$1,940	$2,805
Progressive	$1,940	$2,805
Allstate	$1,968	$3,504
Allstate	$1,968	$3,504
Allstate	$1,985	$3,264
Allstate	$1,985	$3,264
Nationwide	$2,037	$3,868
Nationwide	$2,037	$3,868
Progressive	$2,100	$3,037
Progressive	$2,100	$3,037
Allstate	$2,119	$3,532
Allstate	$2,119	$3,532
Capital Insurance Group	$2,181	$2,788
Capital Insurance Group	$2,181	$2,788
Nationwide	$2,231	$4,236
Nationwide	$2,231	$4,236
Progressive	$2,248	$3,755
Progressive	$2,248	$3,755
Capital Insurance Group	$2,269	$2,788
Capital Insurance Group	$2,269	$2,788
Capital Insurance Group	$2,269	$2,788
Capital Insurance Group	$2,269	$2,788
Nationwide	$2,302	$4,834
Nationwide	$2,302	$4,834
Progressive	$2,355	$3,405
Progressive	$2,355	$3,405
GEICO	$2,365	$4,125
Nationwide	$2,394	$4,545
Nationwide	$2,394	$4,545
Allstate	$2,436	$4,523
Allstate	$2,436	$4,523
GEICO	$2,440	$4,676
Farmers	$2,454	$3,084
Farmers	$2,454	$3,084
Allstate	$2,475	$4,125
Allstate	$2,475	$4,125
Capital Insurance Group	$2,541	$3,138
Capital Insurance Group	$2,541	$3,138
GEICO	$2,587	$4,005
Capital Insurance Group	$2,634	$3,138
Capital Insurance Group	$2,634	$3,138
GEICO	$2,669	$4,525
State Farm	$2,675	$3,625
State Farm	$2,675	$3,625
Travelers	$2,680	$3,410
Travelers	$2,680	$3,410
Nationwide	$2,681	$5,278
Nationwide	$2,681	$5,278
Farmers	$2,753	$3,586
Farmers	$2,753	$3,586
Travelers	$2,775	$3,531
Travelers	$2,775	$3,531
State Farm	$2,782	$3,769
State Farm	$2,782	$3,769
Progressive	$2,791	$4,114
Progressive	$2,791	$4,114
Capital Insurance Group	$2,820	$3,482
Capital Insurance Group	$2,820	$3,482
State Farm	$2,830	$4,088
State Farm	$2,830	$4,088
Travelers	$2,835	$3,803
Travelers	$2,835	$3,803
State Farm	$2,846	$3,856
State Farm	$2,846	$3,856
Farmers	$2,853	$3,586
Farmers	$2,853	$3,586
Farmers	$2,853	$3,586
Farmers	$2,853	$3,586
Travelers	$2,897	$3,687
Travelers	$2,897	$3,687
State Farm	$3,032	$4,171
State Farm	$3,032	$4,171
Farmers	$3,085	$4,119
Farmers	$3,085	$4,119
Kemper	$3,111	$4,576
Kemper	$3,111	$4,576
Travelers	$3,170	$3,995
Travelers	$3,170	$3,995
State Farm	$3,215	$4,637
State Farm	$3,215	$4,637
State Farm	$3,242	$4,459
State Farm	$3,242	$4,459
GEICO	$3,259	$5,959
Allstate	$3,260	$6,524
Allstate	$3,260	$6,524
Kemper	$3,285	$4,833
Kemper	$3,285	$4,833
Nationwide	$3,306	$7,304
Nationwide	$3,306	$7,304
Farmers	$3,335	$4,745
Farmers	$3,335	$4,745
Farmers	$3,367	$4,496
Farmers	$3,367	$4,496
Allstate	$3,377	$6,877
Allstate	$3,377	$6,877
GEICO	$3,388	$6,803
Allstate	$3,436	$6,877
Allstate	$3,436	$6,877
Travelers	$3,447	$4,624
Travelers	$3,447	$4,624
Kemper	$3,455	$5,670
Kemper	$3,455	$5,670
GEICO	$3,485	$6,625
Progressive	$3,491	$5,853
Progressive	$3,491	$5,853
Travelers	$3,502	$4,413
Travelers	$3,502	$4,413
Farmers	$3,510	$6,114
Farmers	$3,510	$6,114
Nationwide	$3,527	$6,941
Nationwide	$3,527	$6,941
Kemper	$3,569	$5,250
Kemper	$3,569	$5,250
GEICO	$3,574	$6,536
State Farm	$3,575	$5,879
State Farm	$3,575	$5,879
Farmers	$3,596	$6,395
Farmers	$3,596	$6,395
Farmers	$3,607	$6,283
Farmers	$3,607	$6,283
Capital Insurance Group	$3,616	$4,306
Capital Insurance Group	$3,616	$4,306
Capital Insurance Group	$3,616	$4,306
Capital Insurance Group	$3,616	$4,306
Capital Insurance Group	$3,616	$4,306
Capital Insurance Group	$3,616	$4,306
GEICO	$3,641	$7,646
Progressive	$3,712	$5,471
Progressive	$3,712	$5,471
GEICO	$3,729	$7,489
State Farm	$3,788	$6,230
State Farm	$3,788	$6,230
State Farm	$3,871	$6,985
State Farm	$3,871	$6,985
Kemper	$3,993	$6,004
Kemper	$3,993	$6,004
Progressive	$4,026	$7,435
Progressive	$4,026	$7,435
Progressive	$4,050	$7,495
Progressive	$4,050	$7,495
Progressive	$4,065	$7,506
Progressive	$4,065	$7,506
Kemper	$4,313	$6,485
Kemper	$4,313	$6,485
Kemper	$4,351	$7,139
Kemper	$4,351	$7,139
Travelers	$4,617	$5,842
Travelers	$4,617	$5,842
Travelers	$4,826	$6,107
Travelers	$4,826	$6,107
Travelers	$4,838	$6,415
Travelers	$4,838	$6,415
Nationwide	$5,050	$9,912
Nationwide	$5,050	$9,912
Nationwide	$5,680	$11,149
Nationwide	$5,680	$11,149
Nationwide	$5,861	$13,453
Nationwide	$5,861	$13,453
Kemper	$6,580	$9,753
Kemper	$6,580	$9,753
Kemper	$7,226	$10,710
Kemper	$7,226	$10,710
Kemper	$7,292	$11,963
Kemper	$7,292	$11,963

Teen drivers and their families can save money by adding them to a family policy instead of purchasing an individual policy. In Long Beach, 16-year-old male teens could save at least $673 per year by joining a family policy. When it comes to buying cheap car insurance for teens, it's important to compare providers’ rates and identify key discount opportunities.

Cheapest Car Insurance in Long Beach for Military Drivers

The following insurers offer the cheapest car insurance for current or former military members in Long Beach, CA:

USAA: $1,006 per year
Progressive: $1,148 per year

The cheapest insurance providers for minimum coverage are USAA and GEICO, at $439 and $472, respectively.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
USAA	$438	$37
USAA	$439	$37
GEICO	$467	$39
GEICO	$472	$39
Progressive	$478	$40
Progressive	$485	$40
USAA	$530	$44
State Farm	$533	$44
Mercury	$535	$45
Mercury	$549	$46
GEICO	$558	$46
Progressive	$568	$47
AAA California	$569	$47
Nationwide	$573	$48
Nationwide	$595	$50
AAA California	$595	$50
Travelers	$632	$53
Travelers	$632	$53
Capital Insurance Group	$651	$54
Kemper	$654	$54
Hartford	$661	$55
Mercury	$675	$56
State National	$675	$56
Capital Insurance Group	$675	$56
Allstate	$680	$57
Allstate	$688	$57
Farmers	$694	$58
State National	$695	$58
State Farm	$703	$59
Farmers	$714	$60
Travelers	$722	$60
AAA California	$727	$61
Allstate	$739	$62
Nationwide	$749	$62
Kemper	$754	$63
Capital Insurance Group	$757	$63
Hartford	$763	$64
National General	$776	$65
National General	$799	$67
State Farm	$804	$67
Farmers	$811	$68
State National	$819	$68
Chubb	$885	$74
Chubb	$912	$76
National General	$960	$80
USAA	$984	$82
Kemper	$1,000	$83
Hartford	$1,002	$84
USAA	$1,006	$84
Progressive	$1,146	$95
Progressive	$1,148	$96
GEICO	$1,177	$98
Allstate	$1,190	$99
USAA	$1,206	$101
GEICO	$1,216	$101
State Farm	$1,226	$102
National General	$1,228	$102
National General	$1,248	$104
Allstate	$1,250	$104
Chubb	$1,277	$106
Mercury	$1,314	$110
AAA California	$1,317	$110
Nationwide	$1,318	$110
AAA California	$1,328	$111
Mercury	$1,341	$112
Capital Insurance Group	$1,368	$114
Progressive	$1,382	$115
Allstate	$1,382	$115
GEICO	$1,407	$117
Nationwide	$1,432	$119
Hartford	$1,434	$120
Capital Insurance Group	$1,449	$121
National General	$1,496	$125
State Farm	$1,575	$131
State National	$1,585	$132
Capital Insurance Group	$1,633	$136
Travelers	$1,648	$137
Hartford	$1,657	$138
Farmers	$1,680	$140
State National	$1,710	$143
Farmers	$1,713	$143
Travelers	$1,722	$143
Kemper	$1,740	$145
Mercury	$1,744	$145
AAA California	$1,748	$146
State Farm	$1,838	$153
Nationwide	$1,865	$155
Farmers	$2,026	$169
Travelers	$2,049	$171
State National	$2,108	$176
Chubb	$2,116	$176
Kemper	$2,138	$178
Hartford	$2,168	$181
Chubb	$2,184	$182
Kemper	$2,603	$217
Chubb	$3,122	$260

How to Compare Cheap Long Beach Car Insurance Quotes Online

It can take up to 15 minutes to input the information required for a single car insurance quote. When comparing rates from multiple insurers, this time adds up. MoneyGeek’s car insurance calculator allows you to quickly estimate your rate based on your age, car model, coverage level and driving record, streamlining the process.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Best Car Insurance in Long Beach: Summary

The best insurer for you will vary depending on how much you value coverage options, cost and customer service. The following insurers are the best providers in Long Beach, CA, for these respective categories:

Best overall: Progressive (MoneyGeek score of 74 out of 100)
Best for service: Chubb (MoneyGeek score of 76 out of 100)
Best cheap: GEICO (MoneyGeek score of 78 out of 100)

An insurer’s overall MoneyGeek score may vary across categories depending on how individual factors were weighted in that category. In addition to the insurers above, USAA is another great option for military-affiliated drivers, earning a high MoneyGeek score of 85 out of 100. Although the best insurer in Long Beach is Progressive, CSAA offers the best car insurance in California.

Best Overall Car Insurance in Long Beach

In Long Beach, the following insurers offer the best overall full coverage car insurance policies:

Progressive: MoneyGeek score of 74 out of 100 ($1,148 per year)
GEICO: MoneyGeek score of 73 out of 100 ($1,216 per year)

Progressive has the cheapest rates and offers a variety of coverage options, making it a great value for your money. We also recommend USAA for military-affiliated drivers — the insurer earned a high MoneyGeek score of 85 out of 100.

How was this MoneyGeek score calculated?

pros

Has the cheapest rates

Offers a fair amount of coverage options

Offers rental car and/or travel reimbursement, roadside assistance and custom parts and equipment coverage

cons

Has an average customer satisfaction rating

COMPANY HIGHLIGHTS

Progressive offers common coverages for an affordable cost. The insurer offers rental car and/or travel reimbursement, roadside assistance and custom parts coverage.

With rental car and/or travel reimbursement coverage, Progressive will pay for rental car expenses up to a specific limit if your car is undergoing repairs after a covered loss. Progressive also offers roadside assistance, which can be helpful if your car breaks down. With this coverage, the insurer will pay for dead battery, flat tire, lock-out, towing or gas delivery services. It’s important to note that the insurer does not pay for the cost of these items, only the service to replace or install them.

If you add custom parts and equipment to your car, such as a navigation system or custom wheels, you can protect these items with custom parts and equipment (CPE) coverage. This coverage pays for the repair or replacement of aftermarket accessories not installed by the original manufacturer up to a limit of $5,000.

Read MoneyGeek's Progressive Auto Insurance Review

Best Car Insurance in Long Beach for Customer Service

Irrespective of cost, the best companies for customer service in Long Beach are:

Chubb: MoneyGeek score of 76 out of 100 ($2,116 per year)
Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,449 per year)

Of the 14 insurers we analyzed, Chubb has the highest claims management score and the second-highest customer satisfaction score performed well in claims experience and coverage ratings. However, its policies are the most expensive.

How was this MoneyGeek score calculated?

pros

Has the highest claims management rating of the insurers in our study

Provides excellent customer service

Offers rental car and/or travel reimbursement, diminished value and Original equipment manufacturer (OEM) coverage

cons

Offers a below-average amount of coverage options

COMPANY HIGHLIGHTS

Chubb is the best insurer in Long Beach, CA for drivers who prioritize customer service over cost. The insurer has the best track record for claims management and a high customer satisfaction score.

Though the insurer has fewer coverage options than some of its competitors, the ones offered, rental car and/or travel reimbursement, diminished value coverage and original equipment manufacturer (OEM) coverage, may be widely applicable to most drivers.

With Chubb's rental car and/or travel reimbursement coverage, you can receive up to $5,000 to pay for rental car expenses if your vehicle is undergoing repairs after a covered loss. This is a great coverage option to have if you frequently travel. Through the insurer’s diminished value coverage, drivers establish an agreed-upon value of their vehicle when they purchase a policy. If their car is stolen or totaled, Chubb will send them a check for the agreed-upon amount.

Chubb also stands out among its competitors by offering original equipment manufacturer (OEM) coverage. This pays for the cost to replace your vehicle’s damaged safety systems and parts with new ones if yours are damaged in a covered accident.

Best Cheap Car Insurance in Long Beach

MoneyGeek analyzed car insurance companies in California that meet the state's minimum coverage requirements, taking into account both service quality and affordability.

The best insurance companies in Long Beach for minimum coverage policies are:

GEICO: MoneyGeek score of 78 out of 100 ($472 per year)
Progressive: MoneyGeek score of 77 out of 100 ($478 per year)

Minimum coverage policies in Long Beach, CA are inexpensive, but they offer limited protection for liability expenses. These policies do not cover any damages to your car in the event of an accident.

How was this MoneyGeek score calculated?

pros

An affordable minimum coverage policy costs $472 per year

Has a good customer satisfaction rating

Offers a discount for bundling insurance policies and defensive driving

cons

Has a low claims management rating

COMPANY HIGHLIGHTS

GEICO is the best insurer for minimum coverage policies in Long Beach, CA due to its affordability and quality customer service. Policyholders looking to save money can reduce the cost of their insurance even further through the insurer’s multiple discount opportunities.

GEICO offers discounts for bundling policies and defensive driving. You can qualify for a bundling discount if you purchase home, renters, condo or mobile home insurance with your car insurance policy. When you complete a defensive driving course, you may also qualify for a discount. In addition to these common discounts, the insurer offers a federal employee, new vehicle and seat belt use discount. You can qualify for a discount if you’re an active or retired federal employee, new vehicle owner or frequent seat belt user.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Long Beach

The average cost of auto insurance in Long Beach for full coverage is $1,497 per year as of October 2022. This is $110 more expensive than the average cost of full coverage car insurance in California at $1,387 per year and $232 less expensive than the national average cost of car insurance, $1,265 per year. Location is one of many factors that can impact your car insurance rate.

These rates are for a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Cheapest and Best Car Insurance Companies in Long Beach, CA

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On This Page:

Cheapest Minimum Liability Car Insurance in Long Beach

Cheapest Full Coverage Car Insurance in Long Beach

Cheapest Car Insurance in Long Beach After a Driving Offense

Cheapest Car Insurance in Long Beach for Teens and Their Families

Cheapest Car Insurance in Long Beach for Military Drivers

How to Compare Cheap Long Beach Car Insurance Quotes Online

Best Car Insurance in Long Beach: Summary

Best Overall Car Insurance in Long Beach

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Long Beach for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Long Beach

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Long Beach