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Your driving history and needs will determine the cheapest car insurance company for you. GEICO is the cheapest for minimum coverage car insurance and the best cheap provider overall. National General is the cheapest provider for drivers with violations, military members and for full coverage car insurance. Farmers offers the cheapest policies for teens, while Chubb is the best option for customer service in Antioch.

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2023

Cheapest and Best Car Insurance in Antioch, CA

Cheapest Minimum Liability Car Insurance in Antioch

The cheapest auto insurance companies for a minimum coverage policy in Antioch are:

  • GEICO: approximately $377 per year
  • CSAA: approximately $425 per year

The most expensive option for minimum coverage is Chubb at around $851 per year. Location can be a major factor in car insurance rates.

Company
Annual Premium
Monthly Premium

GEICO

$373

$31

GEICO

$377

$31

State Farm

$406

$34

CSAA

$425

$35

CSAA

$432

$36

GEICO

$444

$37

CSAA

$465

$39

Progressive

$475

$40

Progressive

$479

$40

Mercury

$479

$40

Mercury

$491

$41

Travelers

$510

$43

Travelers

$511

$43

National General

$529

$44

State Farm

$534

$45

Kemper

$542

$45

National General

$544

$45

Progressive

$563

$47

Nationwide

$580

$48

Travelers

$581

$48

State National

$589

$49

Mercury

$600

$50

Nationwide

$603

$50

State National

$606

$51

State Farm

$611

$51

Allstate

$611

$51

Allstate

$617

$51

Farmers

$619

$52

Kemper

$625

$52

Capital Insurance Group

$632

$53

Farmers

$636

$53

Hartford

$641

$53

National General

$651

$54

Capital Insurance Group

$654

$55

Allstate

$663

$55

State National

$717

$60

Farmers

$722

$60

Capital Insurance Group

$732

$61

Hartford

$733

$61

Nationwide

$763

$64

Kemper

$824

$69

Chubb

$851

$71

Chubb

$878

$73

National General

$935

$78

Hartford

$942

$79

National General

$947

$79

State Farm

$1,052

$88

GEICO

$1,072

$89

Progressive

$1,101

$92

Allstate

$1,102

$92

Progressive

$1,109

$92

GEICO

$1,112

$93

National General

$1,132

$94

Allstate

$1,163

$97

Chubb

$1,226

$102

CSAA

$1,251

$104

CSAA

$1,260

$105

Mercury

$1,264

$105

GEICO

$1,279

$107

Allstate

$1,288

$107

Mercury

$1,299

$108

Capital Insurance Group

$1,322

$110

Progressive

$1,330

$111

State Farm

$1,345

$112

CSAA

$1,396

$116

Hartford

$1,402

$117

Capital Insurance Group

$1,403

$117

State National

$1,416

$118

Travelers

$1,417

$118

Nationwide

$1,456

$121

Travelers

$1,492

$124

State National

$1,532

$128

Kemper

$1,533

$128

State Farm

$1,575

$131

Capital Insurance Group

$1,579

$132

Farmers

$1,589

$132

Nationwide

$1,595

$133

Hartford

$1,607

$134

Farmers

$1,626

$135

Mercury

$1,687

$141

Travelers

$1,775

$148

State National

$1,896

$158

Kemper

$1,899

$158

Farmers

$1,926

$161

Chubb

$2,040

$170

Hartford

$2,066

$172

Nationwide

$2,097

$175

Chubb

$2,107

$176

Kemper

$2,272

$189

Chubb

$3,006

$250

Minimum coverage policies in California only cover bodily injury liability and property damage liability. California car insurance laws require all drivers to carry the following liability limits.

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

A minimum coverage policy offers the minimum protections required by law. This means that your policy will cover injury caused to others up to $15,000 per person and up to $30,000 per accident. If you cause property damage, your policy will only pay up to $5,000. Any amount over these limits will have to be paid out of pocket.

Cheapest Full Coverage Car Insurance in Antioch

The most affordable companies for full coverage car insurance in Antioch are:

  • National General: approximately $935 per year
  • Progressive: approximately $1,109 per year

Chubb is the least affordable option for full coverage at an average of $2,040 per year. While National General is the most affordable provider in Antioch, the cheapest car insurance in California is CSAA at an average of $369 per year as of October 2022. This demonstrates how location is one of the factors that impact the cost of car insurance.

Company
Annual Premium
Monthly Premium

GEICO

$373

$31

GEICO

$377

$31

State Farm

$406

$34

CSAA

$425

$35

CSAA

$432

$36

GEICO

$444

$37

CSAA

$465

$39

Progressive

$475

$40

Progressive

$479

$40

Mercury

$479

$40

Mercury

$491

$41

Travelers

$510

$43

Travelers

$511

$43

National General

$529

$44

State Farm

$534

$45

Kemper

$542

$45

National General

$544

$45

Progressive

$563

$47

Nationwide

$580

$48

Travelers

$581

$48

State National

$589

$49

Mercury

$600

$50

Nationwide

$603

$50

State National

$606

$51

State Farm

$611

$51

Allstate

$611

$51

Allstate

$617

$51

Farmers

$619

$52

Kemper

$625

$52

Capital Insurance Group

$632

$53

Farmers

$636

$53

Hartford

$641

$53

National General

$651

$54

Capital Insurance Group

$654

$55

Allstate

$663

$55

State National

$717

$60

Farmers

$722

$60

Capital Insurance Group

$732

$61

Hartford

$733

$61

Nationwide

$763

$64

Kemper

$824

$69

Chubb

$851

$71

Chubb

$878

$73

National General

$935

$78

Hartford

$942

$79

National General

$947

$79

State Farm

$1,052

$88

GEICO

$1,072

$89

Progressive

$1,101

$92

Allstate

$1,102

$92

Progressive

$1,109

$92

GEICO

$1,112

$93

National General

$1,132

$94

Allstate

$1,163

$97

Chubb

$1,226

$102

CSAA

$1,251

$104

CSAA

$1,260

$105

Mercury

$1,264

$105

GEICO

$1,279

$107

Allstate

$1,288

$107

Mercury

$1,299

$108

Capital Insurance Group

$1,322

$110

Progressive

$1,330

$111

State Farm

$1,345

$112

CSAA

$1,396

$116

Hartford

$1,402

$117

Capital Insurance Group

$1,403

$117

State National

$1,416

$118

Travelers

$1,417

$118

Nationwide

$1,456

$121

Travelers

$1,492

$124

State National

$1,532

$128

Kemper

$1,533

$128

State Farm

$1,575

$131

Capital Insurance Group

$1,579

$132

Farmers

$1,589

$132

Nationwide

$1,595

$133

Hartford

$1,607

$134

Farmers

$1,626

$135

Mercury

$1,687

$141

Travelers

$1,775

$148

State National

$1,896

$158

Kemper

$1,899

$158

Farmers

$1,926

$161

Chubb

$2,040

$170

Hartford

$2,066

$172

Nationwide

$2,097

$175

Chubb

$2,107

$176

Kemper

$2,272

$189

Chubb

$3,006

$250

Full coverage policies offer more protection because they include comprehensive and collision insurance.

  • Collision Insurance: Covers damages to your vehicle in the event of a collision with another vehicle or object.
  • Comprehensive Insurance: Covers non-collision damages to your vehicle, including weather incidents, theft or vandalism.

Full coverage policies can be costly and may not be worth it if you have an older car since the premiums might exceed the value of your car.

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Cheapest Car Insurance in Antioch After a Driving Offense

The cheapest car insurance companies in Antioch for a full coverage policy if you have a driving violation are:

  • Speeding ticket: National General (approximately $980 per year)
  • At-fault accident: National General (approximately $1,383 per year)
  • DUI: National General (approximately $980 per year)

On average, the most expensive companies after a violation are Kemper at $3,368 per year after an accident, Nationwide at $2,766 after a speeding ticket and Hartford at $5,833 after a DUI.

A poor driving record significantly increases car insurance premiums, so even the cheapest company’s rates are still higher than rates for drivers with a clean record.

Company
Annual Premium
Monthly Premium

CSAA

$527

$44

CSAA

$527

$44

CSAA

$537

$45

CSAA

$537

$45

National General

$558

$47

National General

$558

$47

GEICO

$568

$47

GEICO

$573

$48

National General

$575

$48

National General

$575

$48

CSAA

$579

$48

CSAA

$579

$48

State Farm

$615

$51

Mercury

$615

$51

Mercury

$631

$53

State Farm

$643

$54

GEICO

$669

$56

GEICO

$676

$56

GEICO

$676

$56

National General

$687

$57

National General

$687

$57

Capital Insurance Group

$697

$58

Kemper

$721

$60

Capital Insurance Group

$723

$60

Capital Insurance Group

$736

$61

Capital Insurance Group

$764

$64

Mercury

$770

$64

Mercury

$774

$65

Travelers

$778

$65

Travelers

$780

$65

Mercury

$789

$66

National General

$792

$66

GEICO

$795

$66

Capital Insurance Group

$812

$68

State Farm

$813

$68

National General

$816

$68

Kemper

$832

$69

State National

$833

$69

State National

$833

$69

Farmers

$842

$70

Farmers

$842

$70

Allstate

$847

$71

State Farm

$850

$71

Progressive

$850

$71

Allstate

$855

$71

Mercury

$856

$71

Capital Insurance Group

$857

$71

State National

$857

$71

State National

$857

$71

Progressive

$858

$71

Travelers

$863

$72

Travelers

$864

$72

Farmers

$867

$72

Farmers

$867

$72

Mercury

$878

$73

GEICO

$894

$74

Travelers

$895

$75

Nationwide

$896

$75

GEICO

$904

$75

Allstate

$926

$77

Hartford

$928

$77

Hartford

$928

$77

State Farm

$929

$77

Nationwide

$932

$78

Progressive

$934

$78

Progressive

$943

$79

Mercury

$969

$81

State Farm

$970

$81

Allstate

$975

$81

National General

$979

$82

National General

$980

$82

National General

$980

$82

Allstate

$985

$82

Farmers

$985

$82

Farmers

$985

$82

Travelers

$993

$83

National General

$994

$83

National General

$994

$83

Nationwide

$998

$83

Progressive

$1,012

$84

Progressive

$1,017

$85

State National

$1,019

$85

State National

$1,019

$85

Progressive

$1,025

$85

Nationwide

$1,038

$87

Travelers

$1,040

$87

Travelers

$1,043

$87

Farmers

$1,053

$88

GEICO

$1,065

$89

Allstate

$1,067

$89

Hartford

$1,074

$90

Hartford

$1,074

$90

Mercury

$1,079

$90

Farmers

$1,083

$90

Capital Insurance Group

$1,094

$91

Kemper

$1,100

$92

Chubb

$1,100

$92

Progressive

$1,121

$93

Chubb

$1,126

$94

Capital Insurance Group

$1,136

$95

Nationwide

$1,185

$99

National General

$1,188

$99

National General

$1,188

$99

Travelers

$1,205

$100

Progressive

$1,218

$102

Farmers

$1,230

$102

Kemper

$1,236

$103

Kemper

$1,236

$103

State Farm

$1,267

$106

Capital Insurance Group

$1,277

$106

Nationwide

$1,321

$110

Chubb

$1,339

$112

Chubb

$1,366

$114

National General

$1,383

$115

National General

$1,401

$117

Hartford

$1,407

$117

Hartford

$1,407

$117

CSAA

$1,454

$121

Chubb

$1,474

$123

CSAA

$1,481

$123

Kemper

$1,501

$125

Kemper

$1,501

$125

State National

$1,503

$125

Capital Insurance Group

$1,512

$126

State National

$1,550

$129

State Farm

$1,557

$130

Capital Insurance Group

$1,559

$130

CSAA

$1,582

$132

CSAA

$1,582

$132

Nationwide

$1,586

$132

CSAA

$1,591

$133

CSAA

$1,591

$133

Allstate

$1,599

$133

CSAA

$1,601

$133

GEICO

$1,602

$133

Capital Insurance Group

$1,609

$134

State Farm

$1,631

$136

Nationwide

$1,651

$138

Capital Insurance Group

$1,656

$138

GEICO

$1,661

$138

Mercury

$1,668

$139

State Farm

$1,675

$140

National General

$1,678

$140

Allstate

$1,690

$141

Chubb

$1,713

$143

Mercury

$1,715

$143

Chubb

$1,739

$145

Allstate

$1,744

$145

CSAA

$1,763

$147

CSAA

$1,763

$147

Allstate

$1,764

$147

Chubb

$1,764

$147

GEICO

$1,783

$149

Capital Insurance Group

$1,812

$151

GEICO

$1,845

$154

State National

$1,851

$154

Capital Insurance Group

$1,867

$156

Allstate

$1,880

$157

Kemper

$1,887

$157

Kemper

$1,887

$157

GEICO

$1,911

$159

State Farm

$1,912

$159

Allstate

$1,916

$160

Allstate

$1,984

$165

State Farm

$1,992

$166

State National

$2,012

$168

State National

$2,012

$168

Kemper

$2,035

$170

Progressive

$2,071

$173

State Farm

$2,086

$174

Progressive

$2,086

$174

Mercury

$2,086

$174

Hartford

$2,088

$174

Hartford

$2,088

$174

Allstate

$2,109

$176

Nationwide

$2,110

$176

Chubb

$2,113

$176

GEICO

$2,125

$177

Travelers

$2,139

$178

Mercury

$2,146

$179

State National

$2,176

$181

State National

$2,176

$181

Farmers

$2,193

$183

Farmers

$2,193

$183

Hartford

$2,223

$185

Mercury

$2,226

$186

Mercury

$2,238

$187

Travelers

$2,245

$187

Farmers

$2,245

$187

Farmers

$2,245

$187

Progressive

$2,251

$188

Nationwide

$2,260

$188

Progressive

$2,262

$189

Mercury

$2,281

$190

State Farm

$2,330

$194

Allstate

$2,353

$196

Capital Insurance Group

$2,366

$197

Travelers

$2,374

$198

Hartford

$2,408

$201

Hartford

$2,408

$201

State Farm

$2,442

$203

Nationwide

$2,478

$207

Travelers

$2,484

$207

Progressive

$2,514

$210

Capital Insurance Group

$2,515

$210

Nationwide

$2,520

$210

Kemper

$2,524

$210

GEICO

$2,533

$211

Progressive

$2,560

$213

Progressive

$2,570

$214

Hartford

$2,610

$218

GEICO

$2,626

$219

Farmers

$2,661

$222

Farmers

$2,661

$222

Chubb

$2,686

$224

Travelers

$2,696

$225

State National

$2,697

$225

State National

$2,697

$225

Progressive

$2,732

$228

Farmers

$2,741

$228

Chubb

$2,749

$229

Nationwide

$2,766

$230

Mercury

$2,798

$233

Farmers

$2,805

$234

Capital Insurance Group

$2,838

$237

Mercury

$2,969

$247

Travelers

$2,978

$248

Travelers

$2,992

$249

Kemper

$3,022

$252

GEICO

$3,024

$252

Progressive

$3,108

$259

Hartford

$3,120

$260

Hartford

$3,120

$260

Travelers

$3,133

$261

State Farm

$3,223

$269

Nationwide

$3,269

$272

Chubb

$3,299

$275

Farmers

$3,326

$277

Chubb

$3,363

$280

Kemper

$3,368

$281

Kemper

$3,368

$281

Allstate

$3,480

$290

Hartford

$3,505

$292

Chubb

$3,647

$304

Nationwide

$3,654

$304

Allstate

$3,697

$308

State National

$3,757

$313

Travelers

$3,795

$316

Nationwide

$4,017

$335

State National

$4,073

$339

Allstate

$4,125

$344

State Farm

$4,125

$344

Chubb

$4,270

$356

Kemper

$4,283

$357

Kemper

$4,283

$357

Chubb

$4,332

$361

Chubb

$4,394

$366

Nationwide

$4,414

$368

CSAA

$4,461

$372

CSAA

$4,490

$374

State Farm

$4,826

$402

CSAA

$4,988

$416

Kemper

$5,013

$418

Kemper

$5,013

$418

Hartford

$5,020

$418

State National

$5,063

$422

Chubb

$5,303

$442

Hartford

$5,833

$486

Nationwide

$5,848

$487

Hartford

$7,676

$640

When it comes to drivers with bad records, car insurance premiums tend to increase for more severe violations. For example, the average rates for drivers with a ticket go up by around $589, while those with a DUI go up by around $2,215.

Cheapest Car Insurance in Antioch for Teens and Their Families

The cheapest auto insurance companies in Antioch for teens on a family policy are:

  • Farmers: approximately $2,977 per year (for female and male teens)
  • State Farm: approximately $3,030 per year (for female and male teens)

Nationwide is the least affordable option for teens added on a family policy, at an average of $5,784 per year for male and female teens. In some cases, car insurance rates for male teens may be higher because they are considered higher risk compared to female teens. However, this difference usually drops off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$1,388

$2,218

GEICO

$1,420

$2,270

GEICO

$1,423

$2,500

GEICO

$1,439

$2,385

GEICO

$1,455

$2,325

GEICO

$1,463

$2,570

GEICO

$1,483

$2,716

GEICO

$1,503

$2,640

GEICO

$1,648

$2,449

Progressive

$1,669

$2,640

Progressive

$1,669

$2,640

Allstate

$1,686

$2,735

Allstate

$1,686

$2,735

GEICO

$1,702

$2,797

Allstate

$1,765

$2,864

Allstate

$1,765

$2,864

Capital Insurance Group

$1,766

$2,265

Capital Insurance Group

$1,766

$2,265

Progressive

$1,807

$2,858

Progressive

$1,807

$2,858

Allstate

$1,810

$3,181

Allstate

$1,810

$3,181

Allstate

$1,828

$2,966

Allstate

$1,828

$2,966

Progressive

$1,933

$3,532

Progressive

$1,933

$3,532

Allstate

$1,940

$3,196

Allstate

$1,940

$3,196

Kemper

$1,981

$3,981

Kemper

$1,981

$3,981

Capital Insurance Group

$2,010

$2,682

Capital Insurance Group

$2,010

$2,682

Nationwide

$2,010

$4,177

Nationwide

$2,010

$4,177

Progressive

$2,024

$3,202

Progressive

$2,024

$3,202

Farmers

$2,038

$2,913

Farmers

$2,038

$2,913

Capital Insurance Group

$2,091

$2,682

Capital Insurance Group

$2,091

$2,682

Capital Insurance Group

$2,091

$2,682

Capital Insurance Group

$2,091

$2,682

State Farm

$2,092

$3,065

State Farm

$2,092

$3,065

Kemper

$2,092

$4,204

Kemper

$2,092

$4,204

GEICO

$2,121

$3,560

Travelers

$2,160

$2,928

Travelers

$2,160

$2,928

State Farm

$2,176

$3,188

State Farm

$2,176

$3,188

Kemper

$2,202

$4,943

Kemper

$2,202

$4,943

GEICO

$2,204

$4,106

Nationwide

$2,204

$4,580

Nationwide

$2,204

$4,580

State Farm

$2,214

$3,459

State Farm

$2,214

$3,459

Allstate

$2,224

$4,073

Allstate

$2,224

$4,073

State Farm

$2,226

$3,262

State Farm

$2,226

$3,262

Travelers

$2,236

$3,031

Travelers

$2,236

$3,031

Allstate

$2,261

$3,725

Allstate

$2,261

$3,725

Nationwide

$2,275

$5,238

Nationwide

$2,275

$5,238

Kemper

$2,276

$4,572

Kemper

$2,276

$4,572

Travelers

$2,282

$3,253

Travelers

$2,282

$3,253

Farmers

$2,283

$3,379

Farmers

$2,283

$3,379

GEICO

$2,319

$3,448

Travelers

$2,330

$3,159

Travelers

$2,330

$3,159

Capital Insurance Group

$2,334

$3,018

Capital Insurance Group

$2,334

$3,018

Nationwide

$2,363

$4,909

Nationwide

$2,363

$4,909

Farmers

$2,364

$3,379

Farmers

$2,364

$3,379

Farmers

$2,364

$3,379

Farmers

$2,364

$3,379

State Farm

$2,372

$3,526

State Farm

$2,372

$3,526

Progressive

$2,398

$3,874

Progressive

$2,398

$3,874

GEICO

$2,411

$3,963

Capital Insurance Group

$2,420

$3,018

Capital Insurance Group

$2,420

$3,018

State Farm

$2,518

$3,927

State Farm

$2,518

$3,927

State Farm

$2,541

$3,778

State Farm

$2,541

$3,778

Travelers

$2,545

$3,414

Travelers

$2,545

$3,414

Kemper

$2,551

$5,240

Kemper

$2,551

$5,240

Farmers

$2,553

$3,874

Farmers

$2,553

$3,874

Capital Insurance Group

$2,592

$3,350

Capital Insurance Group

$2,592

$3,350

Nationwide

$2,663

$5,742

Nationwide

$2,663

$5,742

Farmers

$2,760

$4,462

Farmers

$2,760

$4,462

Travelers

$2,762

$3,940

Travelers

$2,762

$3,940

Kemper

$2,763

$5,676

Kemper

$2,763

$5,676

Farmers

$2,785

$4,226

Farmers

$2,785

$4,226

Kemper

$2,787

$6,258

Kemper

$2,787

$6,258

State Farm

$2,798

$4,979

State Farm

$2,798

$4,979

Travelers

$2,805

$3,763

Travelers

$2,805

$3,763

Farmers

$2,905

$5,749

Farmers

$2,905

$5,749

GEICO

$2,929

$5,149

State Farm

$2,967

$5,279

State Farm

$2,967

$5,279

Allstate

$2,968

$5,857

Allstate

$2,968

$5,857

Farmers

$2,977

$6,013

Farmers

$2,977

$6,013

Farmers

$2,986

$5,909

Farmers

$2,986

$5,909

Progressive

$2,989

$5,482

Progressive

$2,989

$5,482

State Farm

$3,030

$5,915

State Farm

$3,030

$5,915

GEICO

$3,071

$5,985

Allstate

$3,074

$6,170

Allstate

$3,074

$6,170

Allstate

$3,127

$6,170

Allstate

$3,127

$6,170

GEICO

$3,140

$5,749

Progressive

$3,177

$5,133

Progressive

$3,177

$5,133

GEICO

$3,221

$5,661

Nationwide

$3,281

$7,938

Nationwide

$3,281

$7,938

GEICO

$3,311

$6,765

Capital Insurance Group

$3,327

$4,146

Capital Insurance Group

$3,327

$4,146

Capital Insurance Group

$3,327

$4,146

Capital Insurance Group

$3,327

$4,146

Capital Insurance Group

$3,327

$4,146

Capital Insurance Group

$3,327

$4,146

GEICO

$3,390

$6,608

Progressive

$3,450

$6,970

Progressive

$3,450

$6,970

Progressive

$3,472

$7,031

Progressive

$3,472

$7,031

Progressive

$3,485

$7,042

Progressive

$3,485

$7,042

Nationwide

$3,500

$7,548

Nationwide

$3,500

$7,548

Travelers

$3,692

$4,967

Travelers

$3,692

$4,967

Travelers

$3,857

$5,189

Travelers

$3,857

$5,189

Travelers

$3,865

$5,446

Travelers

$3,865

$5,446

Kemper

$4,204

$8,545

Kemper

$4,204

$8,545

Kemper

$4,605

$9,361

Kemper

$4,605

$9,361

Kemper

$4,648

$10,435

Kemper

$4,648

$10,435

Nationwide

$4,984

$10,732

Nationwide

$4,984

$10,732

Nationwide

$5,604

$12,067

Nationwide

$5,604

$12,067

Nationwide

$5,784

$14,564

Nationwide

$5,784

$14,564

Teens who purchase an individual car insurance policy pay significantly higher rates than those who are added to a family policy. An individual full coverage policy for a teen in Antioch costs up to $673 more than the cost of being added to a family policy. This means that if you are looking for the cheapest car insurance for teens, you can save on costs by opting for a family policy.

Cheapest Car Insurance in Antioch for Military Drivers

The cheapest car insurance companies in Antioch for full coverage if you have a military background are:

  • National General: approximately $935 per year
  • USAA: approximately $952 per year

For minimum coverage car insurance, GEICO is the cheapest option at an average of $377 per year, with USAA being the second cheapest at $408 per year. This differs from the full coverage winners as National General is not included.

USAA offers cheap military car insurance for both minimum and full coverage policies. It tailors its services to suit those in the military and veterans.

Company
Annual Premium
Monthly Premium

GEICO

$373

$31

GEICO

$377

$31

State Farm

$406

$34

USAA

$408

$34

USAA

$408

$34

CSAA

$425

$35

CSAA

$432

$36

GEICO

$444

$37

CSAA

$465

$39

Progressive

$475

$40

Progressive

$479

$40

Mercury

$479

$40

Mercury

$491

$41

USAA

$494

$41

Travelers

$510

$43

Travelers

$511

$43

National General

$529

$44

State Farm

$534

$45

Kemper

$542

$45

National General

$544

$45

Progressive

$563

$47

Nationwide

$580

$48

Travelers

$581

$48

State National

$589

$49

Mercury

$600

$50

Nationwide

$603

$50

State National

$606

$51

State Farm

$611

$51

Allstate

$611

$51

Allstate

$617

$51

Farmers

$619

$52

Kemper

$625

$52

Capital Insurance Group

$632

$53

Farmers

$636

$53

Hartford

$641

$53

National General

$651

$54

Capital Insurance Group

$654

$55

Allstate

$663

$55

State National

$717

$60

Farmers

$722

$60

Capital Insurance Group

$732

$61

Hartford

$733

$61

Nationwide

$763

$64

Kemper

$824

$69

Chubb

$851

$71

Chubb

$878

$73

USAA

$928

$77

National General

$935

$78

Hartford

$942

$79

National General

$947

$79

USAA

$952

$79

State Farm

$1,052

$88

GEICO

$1,072

$89

Progressive

$1,101

$92

Allstate

$1,102

$92

Progressive

$1,109

$92

GEICO

$1,112

$93

National General

$1,132

$94

USAA

$1,140

$95

Allstate

$1,163

$97

Chubb

$1,226

$102

CSAA

$1,251

$104

CSAA

$1,260

$105

Mercury

$1,264

$105

GEICO

$1,279

$107

Allstate

$1,288

$107

Mercury

$1,299

$108

Capital Insurance Group

$1,322

$110

Progressive

$1,330

$111

State Farm

$1,345

$112

CSAA

$1,396

$116

Hartford

$1,402

$117

Capital Insurance Group

$1,403

$117

State National

$1,416

$118

Travelers

$1,417

$118

Nationwide

$1,456

$121

Travelers

$1,492

$124

State National

$1,532

$128

Kemper

$1,533

$128

State Farm

$1,575

$131

Capital Insurance Group

$1,579

$132

Farmers

$1,589

$132

Nationwide

$1,595

$133

Hartford

$1,607

$134

Farmers

$1,626

$135

Mercury

$1,687

$141

Travelers

$1,775

$148

State National

$1,896

$158

Kemper

$1,899

$158

Farmers

$1,926

$161

Chubb

$2,040

$170

Hartford

$2,066

$172

Nationwide

$2,097

$175

Chubb

$2,107

$176

Kemper

$2,272

$189

Chubb

$3,006

$250

How to Compare Cheap Antioch Car Insurance Quotes Online

You can get a car insurance quote online in Antioch, but you will be required to enter a lot of personal information, and the process may take more than 15 minutes. Since it’s wise to do this for multiple insurers and compare rates, the process could take a while.

If you are looking for a quick estimate, you can use MoneyGeek’s car insurance calculator to get a quote based on your age, type of vehicle, coverage level and driving record.

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Best Car Insurance in Antioch: Summary

The best car insurance provider depends on if you prioritize cost, service coverage or other factors. The top car insurance companies in Antioch are:

  • Best overall: GEICO (MoneyGeek score 70 out of 100)
  • Best for service: Chubb (MoneyGeek score 76 out of 100)
  • Best cheap: GEICO (MoneyGeek score 78 out of 100)

Scores may vary depending on weightings in each category. Location can affect rates and affordability scores.

The best auto insurance company in California is CSAA. USAA earned a MoneyGeek score of 84 out of 100 and is one of the best options for military drivers.

Best Overall Car Insurance in Antioch

The best overall car insurance companies in Antioch are:

  • GEICO: MoneyGeek score 70 out of 100 (approximately $1,112 per year)
  • Progressive: MoneyGeek score 70 out of 100 (approximately $1,109 per year)

GEICO scored highly in affordability and customer satisfaction. This means that you can get a good balance of service quality and cost with this provider.

Earning a MoneyGeek score of 84 out of 100, USAA is the best insurer in Antioch if you have a military background.

How was this MoneyGeek score calculated?

GEICO

pros

High scores for affordability

Scored well in customer satisfaction

Offers mechanical breakdown insurance

Offers classic car insurance

cons

Below-average claims rating

Doesn’t offer gap insurance or new car replacement coverage

COMPANY HIGHLIGHTS

GEICO is one of the most affordable car insurance providers in Antioch. They also have a good customer service track record.

If you have a new or leased car that is not older than 15 months, you can get GEICO's mechanical breakdown insurance (MBI), which offers better coverage than a dealer warranty. MBI offers coverage for all parts and systems, including those not covered by the typical dealer warranty. GEICO also offers a classic car insurance policy that provides liability coverage and also includes uninsured and underinsured motorist coverage and medical coverage.

Policyholders can also get roadside assistance coverage. This coverage will help you pay for emergency services like towing, gas delivery or mechanical labor when your car breaks down. Rental car or travel reimbursement coverage is also available as an add-on.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Antioch for Customer Service

The best car insurance companies in Antioch for customer service without factoring in cost are;

  • Chubb: MoneyGeek score 76 out of 100 (approximately $2,040 per year)
  • Capital Insurance Group: MoneyGeek score 68 out of 100 (approximately $1,403 per year)

Chubb ranked highly for claims experience and customer satisfaction, but it is also the most expensive provider overall. This means that policyholders pay more to get great service.

How was this MoneyGeek score calculated?

Chubb

pros

Ranked highly for customer satisfaction

Excellent score for claims experience

Offers original equipment manufacturer (OEM) coverage

cons

Doesn’t offer roadside assistance coverage

Expensive

COMPANY HIGHLIGHTS

Drivers in Antioch who prioritize customer satisfaction over cost should opt for coverage from Chubb. This company had the highest customer satisfaction and claims experience scores, so policyholders can expect excellent service.

Chubb offers policyholders original equipment manufacturer (OEM) coverage, which ensures that in the event of a covered incident, damaged parts will only be replaced with the original equipment. Drivers can also get diminished value coverage, which allows them to be compensated based on the agreed value at the time of writing the policy, regardless of the diminished value of the car after an accident.

For those with classic vehicles, Chubb offers coverage for vehicles older than 30 years or those part of a limited model. It also offers essential coverages, including reimbursement for travel expenses you may incur if your car is inoperable and needs repairs.

Best Cheap Car Insurance Companies in Antioch

The best cheap car insurance providers in Antioch based on an analysis of affordability and service quality for policies that only meet California’s minimum coverage requirements are:

  • GEICO: MoneyGeek score 78 out of 100 (approximately $377 per year)
  • Progressive: MoneyGeek score 69 out of 100 (approximately $475 per year)

The cheapest minimum coverage policies in Antioch are the most affordable car insurance policies, but they offer limited liability protection. Damages to your own vehicle are not included in the coverage.

How was this MoneyGeek score calculated?

GEICO

pros

Affordable minimum coverage policy at around $377 per year

Offers bundling, defensive driving and affinity organization discounts

High customer satisfaction ratings

cons

Below-average claims rating

No paperless or pay-in-full discounts

COMPANY HIGHLIGHTS

Antioch drivers on a budget who also want good service should consider GEICO’s minimum coverage policy. It ranks first for affordability and is among the top companies for customer satisfaction.

Policyholders who want to save even more on their premiums can take advantage of various discounts available at GEICO. They can get a bundling discount for purchasing a homeowners or renters policy.

You may also qualify for a discount if you have been accident-free for at least five years. GEICO even rewards students who maintain good grades with a good student discount, and multiple car discounts are available for those who insure more than one vehicle.

GEICO even has rare discounts, including savings for having safety equipment like anti-lock brakes, daytime running lights and anti-theft systems. Federal employees, teachers and those in the military also qualify for discounts.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Antioch

As of October 2022, the average cost of car insurance in Antioch is $1,403 per year for a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 property damage liability per accident.

Rates in Antioch are $16 higher than the average car insurance cost in California. Antioch drivers also pay $138 more than the average national car insurance rate. Location is just one of many factors that impact the price of car insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.