Cheapest and Best Car Insurance in Clovis, CA (2023)

Based on the quotes we gathered for 2023, GEICO is the cheapest auto insurance provider in Clovis, CA. It’s also the overall best insurer based on its MoneyGeek score, as it balances affordability and service.

The most affordable provider for you may depend on your situation and needs. For instance, the overall best and cheapest insurance company in Clovis is GEICO. But, teens who want the least expensive insurance for them could get it from State Farm, while veterans can obtain it from USAA.

National General has the least expensive options for full coverage policies and for drivers with traffic infractions. Meanwhile, Chubb offers the best customer service.

Cheapest + BestCar InsuranceClovis

2023

Cheapest and Best Car Insurance in Clovis

Cheapest Overall - GEICO

Cheapest Full Coverage - GEICO

Cheapest After Driving Offense - National General

Cheapest for Teens - State Farm

Cheapest for Military - USAA

Best Overall - GEICO

Best for Customer Service - Chubb

Best Cheap - GEICO

Cheapest Minimum Liability Car Insurance in Clovis

The cheapest auto insurance providers in Clovis for minimum coverage policy:

GEICO: $369 per year
Mercury: $428 per year

Chubb has the highest monthly premium for a minimum coverage policy at $760.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$365	$30
GEICO	$366	$30
GEICO	$369	$31
Mercury	$428	$36
CSAA	$430	$36
GEICO	$435	$36
Mercury	$439	$37
CSAA	$440	$37
Progressive	$452	$38
Progressive	$462	$38
CSAA	$469	$39
State Farm	$481	$40
Travelers	$491	$41
Travelers	$493	$41
National General	$503	$42
National General	$517	$43
Progressive	$538	$45
Mercury	$538	$45
Kemper	$541	$45
State Farm	$550	$46
Travelers	$559	$47
Nationwide	$564	$47
Farmers	$578	$48
Nationwide	$585	$49
Farmers	$594	$50
State National	$605	$50
Allstate	$607	$51
Allstate	$616	$51
National General	$619	$52
State National	$622	$52
Kemper	$623	$52
Capital Insurance Group	$624	$52
Hartford	$627	$52
Capital Insurance Group	$647	$54
Allstate	$659	$55
Farmers	$674	$56
Capital Insurance Group	$725	$60
Hartford	$728	$61
State National	$730	$61
Nationwide	$736	$61
Chubb	$760	$63
Chubb	$783	$65
Kemper	$826	$69
State Farm	$868	$72
National General	$907	$76
National General	$918	$77
GEICO	$941	$78
GEICO	$973	$81
Hartford	$977	$81
Mercury	$979	$82
Progressive	$990	$82
Mercury	$995	$83
Progressive	$996	$83
Allstate	$1,071	$89
Chubb	$1,088	$91
National General	$1,097	$91
State Farm	$1,114	$93
GEICO	$1,123	$94
Allstate	$1,132	$94
CSAA	$1,143	$95
CSAA	$1,146	$95
Progressive	$1,193	$99
Nationwide	$1,200	$100
Allstate	$1,247	$104
Capital Insurance Group	$1,248	$104
CSAA	$1,266	$106
Travelers	$1,270	$106
Mercury	$1,291	$108
Hartford	$1,292	$108
State National	$1,293	$108
Nationwide	$1,294	$108
Kemper	$1,299	$108
State Farm	$1,301	$108
Capital Insurance Group	$1,319	$110
Travelers	$1,328	$111
State National	$1,388	$116
Farmers	$1,423	$119
Farmers	$1,453	$121
Capital Insurance Group	$1,485	$124
Hartford	$1,501	$125
Travelers	$1,568	$131
Kemper	$1,576	$131
Nationwide	$1,676	$140
State National	$1,697	$141
Farmers	$1,720	$143
Chubb	$1,750	$146
Chubb	$1,806	$151
Kemper	$1,951	$163
Hartford	$1,997	$166
Chubb	$2,576	$215

Based on California law, a minimum coverage policy must include bodily injury and property damage liability coverages of:

$15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability per accident

So, if someone is hurt in a car accident with you, the insurer pays up to $15,000 for each person. But, the overall amount can max out at $30,000, so anything beyond these limits is on you.

Further, the insurer should pay up to $5,000 for property damage in an accident.

Cheapest Full Coverage Car Insurance in Clovis

The following are the lowest-priced full coverage car insurance providers in Clovis:

National General: $907 per year
GEICO: $973 per year

The most expensive auto insurer in the city is Chubb, which charges $1,750 a year for full coverage. Location affects the cost of auto insurance, as evidenced by the difference between the cheapest insurers in the city and state.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$365	$30
GEICO	$366	$30
GEICO	$369	$31
Mercury	$428	$36
CSAA	$430	$36
GEICO	$435	$36
Mercury	$439	$37
CSAA	$440	$37
Progressive	$452	$38
Progressive	$462	$38
CSAA	$469	$39
State Farm	$481	$40
Travelers	$491	$41
Travelers	$493	$41
National General	$503	$42
National General	$517	$43
Progressive	$538	$45
Mercury	$538	$45
Kemper	$541	$45
State Farm	$550	$46
Travelers	$559	$47
Nationwide	$564	$47
Farmers	$578	$48
Nationwide	$585	$49
Farmers	$594	$50
State National	$605	$50
Allstate	$607	$51
Allstate	$616	$51
National General	$619	$52
State National	$622	$52
Kemper	$623	$52
Capital Insurance Group	$624	$52
Hartford	$627	$52
Capital Insurance Group	$647	$54
Allstate	$659	$55
Farmers	$674	$56
Capital Insurance Group	$725	$60
Hartford	$728	$61
State National	$730	$61
Nationwide	$736	$61
Chubb	$760	$63
Chubb	$783	$65
Kemper	$826	$69
State Farm	$868	$72
National General	$907	$76
National General	$918	$77
GEICO	$941	$78
GEICO	$973	$81
Hartford	$977	$81
Mercury	$979	$82
Progressive	$990	$82
Mercury	$995	$83
Progressive	$996	$83
Allstate	$1,071	$89
Chubb	$1,088	$91
National General	$1,097	$91
State Farm	$1,114	$93
GEICO	$1,123	$94
Allstate	$1,132	$94
CSAA	$1,143	$95
CSAA	$1,146	$95
Progressive	$1,193	$99
Nationwide	$1,200	$100
Allstate	$1,247	$104
Capital Insurance Group	$1,248	$104
CSAA	$1,266	$106
Travelers	$1,270	$106
Mercury	$1,291	$108
Hartford	$1,292	$108
State National	$1,293	$108
Nationwide	$1,294	$108
Kemper	$1,299	$108
State Farm	$1,301	$108
Capital Insurance Group	$1,319	$110
Travelers	$1,328	$111
State National	$1,388	$116
Farmers	$1,423	$119
Farmers	$1,453	$121
Capital Insurance Group	$1,485	$124
Hartford	$1,501	$125
Travelers	$1,568	$131
Kemper	$1,576	$131
Nationwide	$1,676	$140
State National	$1,697	$141
Farmers	$1,720	$143
Chubb	$1,750	$146
Chubb	$1,806	$151
Kemper	$1,951	$163
Hartford	$1,997	$166
Chubb	$2,576	$215

Comprehensive and collision insurance are included in a full coverage policy.

Collision Insurance: Pays to fix or replace your car, minus your deductible after a collision.
Comprehensive Insurance: Covers damages to your car brought on by uncontrollable non-collision incidents like fire and vandalism.

A full-coverage policy might not be worthwhile for older automobiles because you could pay hundreds more than the vehicle's value.

Cheapest Car Insurance in Clovis After a Driving Offense

Here are the cheapest car insurance companies in Clovis after getting driving violations on your record:

Speeding ticket: National General ($951 per year)
At-fault accident: National General ($1,339 per year)
DUI: National General ($951 per year)

The most expensive auto insurance providers after violations vary by infraction. It's Kemper ($2,861) for an at-fault accident, Chubb ($2,293) for a speeding ticket and Hartford ($5,594) for DUI.

Driving records that aren't squeaky clean can significantly affect premiums. Even the cheapest company's rates for bad records typically aren't as affordable.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
National General	$530	$44
National General	$530	$44
CSAA	$533	$44
CSAA	$533	$44
CSAA	$545	$45
CSAA	$545	$45
National General	$547	$46
National General	$547	$46
Mercury	$548	$46
State Farm	$553	$46
GEICO	$556	$46
GEICO	$562	$47
Mercury	$564	$47
State Farm	$578	$48
CSAA	$583	$49
CSAA	$583	$49
National General	$653	$54
National General	$653	$54
GEICO	$654	$54
GEICO	$660	$55
GEICO	$663	$55
Mercury	$688	$57
Capital Insurance Group	$691	$58
Mercury	$694	$58
Mercury	$706	$59
Capital Insurance Group	$718	$60
Kemper	$718	$60
Capital Insurance Group	$722	$60
State Farm	$732	$61
Travelers	$748	$62
Capital Insurance Group	$749	$62
Travelers	$749	$62
National General	$752	$63
State Farm	$764	$64
Mercury	$765	$64
National General	$775	$65
GEICO	$778	$65
Mercury	$785	$65
Farmers	$786	$66
Farmers	$786	$66
Capital Insurance Group	$805	$67
Farmers	$809	$67
Farmers	$809	$67
Progressive	$810	$68
Kemper	$828	$69
Progressive	$829	$69
Travelers	$832	$69
Travelers	$832	$69
State Farm	$836	$70
Capital Insurance Group	$842	$70
Allstate	$843	$70
Allstate	$855	$71
State National	$856	$71
State National	$856	$71
Travelers	$861	$72
Mercury	$869	$72
Nationwide	$871	$73
State Farm	$873	$73
State National	$882	$73
State National	$882	$73
GEICO	$885	$74
GEICO	$895	$75
Progressive	$895	$75
Nationwide	$905	$75
Hartford	$912	$76
Hartford	$912	$76
Progressive	$917	$76
Farmers	$919	$77
Farmers	$919	$77
Allstate	$921	$77
National General	$930	$77
National General	$951	$79
National General	$951	$79
Travelers	$954	$80
National General	$963	$80
National General	$963	$80
Mercury	$969	$81
Allstate	$969	$81
Nationwide	$970	$81
Progressive	$976	$81
Chubb	$977	$81
Progressive	$983	$82
Farmers	$983	$82
Allstate	$984	$82
Travelers	$998	$83
Travelers	$1,000	$83
Chubb	$1,000	$83
Nationwide	$1,008	$84
Farmers	$1,010	$84
Progressive	$1,011	$84
State National	$1,039	$87
State National	$1,039	$87
GEICO	$1,057	$88
Allstate	$1,062	$88
Hartford	$1,074	$89
Hartford	$1,074	$89
Progressive	$1,081	$90
Capital Insurance Group	$1,085	$90
Kemper	$1,100	$92
Capital Insurance Group	$1,125	$94
State Farm	$1,141	$95
Nationwide	$1,143	$95
Farmers	$1,147	$96
National General	$1,151	$96
National General	$1,151	$96
Travelers	$1,154	$96
Chubb	$1,187	$99
Progressive	$1,191	$99
Chubb	$1,210	$101
Kemper	$1,218	$102
Kemper	$1,218	$102
Capital Insurance Group	$1,263	$105
Nationwide	$1,276	$106
Mercury	$1,285	$107
State Farm	$1,288	$107
Chubb	$1,306	$109
Mercury	$1,309	$109
National General	$1,339	$112
State Farm	$1,350	$112
National General	$1,356	$113
GEICO	$1,410	$117
Capital Insurance Group	$1,424	$119
CSAA	$1,441	$120
CSAA	$1,441	$120
CSAA	$1,443	$120
CSAA	$1,443	$120
GEICO	$1,457	$121
Capital Insurance Group	$1,462	$122
Hartford	$1,473	$123
Hartford	$1,473	$123
CSAA	$1,474	$123
Kemper	$1,481	$123
Kemper	$1,481	$123
State Farm	$1,507	$126
Capital Insurance Group	$1,509	$126
CSAA	$1,510	$126
Chubb	$1,515	$126
Chubb	$1,536	$128
Nationwide	$1,540	$128
State National	$1,546	$129
Capital Insurance Group	$1,548	$129
Allstate	$1,550	$129
Chubb	$1,559	$130
GEICO	$1,579	$132
State National	$1,595	$133
CSAA	$1,596	$133
CSAA	$1,596	$133
Nationwide	$1,602	$133
Mercury	$1,608	$134
CSAA	$1,616	$135
National General	$1,624	$135
GEICO	$1,628	$136
Mercury	$1,639	$137
Allstate	$1,644	$137
State Farm	$1,655	$138
GEICO	$1,684	$140
Capital Insurance Group	$1,701	$142
Mercury	$1,705	$142
State Farm	$1,721	$143
Kemper	$1,724	$144
Mercury	$1,728	$144
State Farm	$1,732	$144
Allstate	$1,738	$145
Capital Insurance Group	$1,746	$146
Mercury	$1,755	$146
Allstate	$1,770	$147
Allstate	$1,817	$151
State National	$1,838	$153
State National	$1,838	$153
Nationwide	$1,856	$155
Progressive	$1,863	$155
Chubb	$1,864	$155
Kemper	$1,873	$156
Kemper	$1,873	$156
Progressive	$1,877	$156
GEICO	$1,883	$157
State National	$1,890	$157
Travelers	$1,909	$159
Allstate	$1,913	$159
Allstate	$1,916	$160
State Farm	$1,931	$161
Hartford	$1,936	$161
Hartford	$1,936	$161
Farmers	$1,964	$164
Farmers	$1,964	$164
State National	$1,973	$164
State National	$1,973	$164
Travelers	$1,992	$166
Farmers	$2,006	$167
Farmers	$2,006	$167
Nationwide	$2,006	$167
State Farm	$2,023	$169
Nationwide	$2,033	$169
Progressive	$2,034	$170
Allstate	$2,040	$170
Progressive	$2,055	$171
Nationwide	$2,067	$172
Kemper	$2,092	$174
Travelers	$2,122	$177
Mercury	$2,131	$178
Travelers	$2,208	$184
Capital Insurance Group	$2,226	$186
Hartford	$2,229	$186
Nationwide	$2,235	$186
GEICO	$2,244	$187
Progressive	$2,258	$188
Hartford	$2,262	$188
Hartford	$2,262	$188
Allstate	$2,265	$189
Mercury	$2,280	$190
Chubb	$2,293	$191
GEICO	$2,319	$193
Progressive	$2,322	$194
Progressive	$2,348	$196
Chubb	$2,350	$196
Capital Insurance Group	$2,362	$197
Farmers	$2,376	$198
Farmers	$2,376	$198
Travelers	$2,379	$198
State National	$2,417	$201
State National	$2,417	$201
Farmers	$2,454	$204
Progressive	$2,472	$206
Farmers	$2,507	$209
Kemper	$2,595	$216
Nationwide	$2,606	$217
Travelers	$2,638	$220
Travelers	$2,641	$220
Capital Insurance Group	$2,663	$222
State Farm	$2,666	$222
Hartford	$2,667	$222
GEICO	$2,681	$223
Travelers	$2,763	$230
Chubb	$2,817	$235
Progressive	$2,825	$235
Kemper	$2,861	$238
Kemper	$2,861	$238
Chubb	$2,873	$239
Nationwide	$2,909	$242
Farmers	$2,968	$247
Hartford	$3,042	$253
Hartford	$3,042	$253
Chubb	$3,119	$260
Nationwide	$3,286	$274
Travelers	$3,320	$277
Allstate	$3,374	$281
State National	$3,421	$285
State Farm	$3,425	$285
Nationwide	$3,557	$296
Kemper	$3,588	$299
Kemper	$3,588	$299
Allstate	$3,593	$299
Chubb	$3,643	$304
State National	$3,679	$307
Chubb	$3,691	$308
Chubb	$3,747	$312
Hartford	$3,762	$314
Allstate	$3,989	$332
State Farm	$3,995	$333
CSAA	$4,067	$339
CSAA	$4,076	$340
Kemper	$4,317	$360
Kemper	$4,317	$360
Chubb	$4,517	$376
CSAA	$4,518	$376
State National	$4,522	$377
Nationwide	$4,645	$387
Hartford	$4,738	$395
Hartford	$5,594	$466
Hartford	$7,665	$639

More severe infractions typically result in a higher rise in rates. For instance, drivers in Clovis who get DUIs pay at least $1,268 more per year than those who get speeding tickets.

Fortunately, there are ways to get more affordable car insurance for people with bad driving records.

Cheapest Car Insurance in Clovis for Teens and Their Families

The following Clovis auto insurance companies offer the cheapest family policies for teenage drivers:

State Farm: $2,536 per year for male and female teens
Farmers: $2,962 per year for male and female teens

Nationwide has the most expensive premium for male and female teens at $4,713 per year.

Although this isn't currently the case in Clovis, young males typically pay higher rates because they're considered riskier to cover. However, this gap starts to disappear during early adulthood.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,263	$2,027
GEICO	$1,293	$2,075
GEICO	$1,295	$2,285
GEICO	$1,309	$2,180
GEICO	$1,324	$2,125
GEICO	$1,331	$2,349
GEICO	$1,350	$2,482
GEICO	$1,367	$2,413
GEICO	$1,499	$2,238
Progressive	$1,548	$2,476
Progressive	$1,548	$2,476
GEICO	$1,549	$2,556
Nationwide	$1,638	$3,392
Nationwide	$1,638	$3,392
Progressive	$1,676	$2,681
Progressive	$1,676	$2,681
Capital Insurance Group	$1,678	$2,148
Capital Insurance Group	$1,678	$2,148
Allstate	$1,678	$2,712
Allstate	$1,678	$2,712
Kemper	$1,712	$3,443
Kemper	$1,712	$3,443
State Farm	$1,751	$2,571
State Farm	$1,751	$2,571
Allstate	$1,757	$2,840
Allstate	$1,757	$2,840
Progressive	$1,793	$3,312
Progressive	$1,793	$3,312
Nationwide	$1,796	$3,719
Nationwide	$1,796	$3,719
Allstate	$1,802	$3,155
Allstate	$1,802	$3,155
Kemper	$1,808	$3,635
Kemper	$1,808	$3,635
Allstate	$1,820	$2,941
Allstate	$1,820	$2,941
State Farm	$1,822	$2,674
State Farm	$1,822	$2,674
Farmers	$1,843	$2,632
Farmers	$1,843	$2,632
State Farm	$1,853	$2,901
State Farm	$1,853	$2,901
Nationwide	$1,854	$4,253
Nationwide	$1,854	$4,253
State Farm	$1,864	$2,736
State Farm	$1,864	$2,736
Progressive	$1,877	$3,003
Progressive	$1,877	$3,003
Kemper	$1,903	$4,275
Kemper	$1,903	$4,275
Capital Insurance Group	$1,910	$2,544
Capital Insurance Group	$1,910	$2,544
Travelers	$1,922	$2,590
Travelers	$1,922	$2,590
Nationwide	$1,925	$3,986
Nationwide	$1,925	$3,986
GEICO	$1,930	$3,254
Allstate	$1,931	$3,169
Allstate	$1,931	$3,169
Kemper	$1,966	$3,954
Kemper	$1,966	$3,954
State Farm	$1,986	$2,957
State Farm	$1,986	$2,957
Capital Insurance Group	$1,988	$2,544
Capital Insurance Group	$1,988	$2,544
Capital Insurance Group	$1,988	$2,544
Capital Insurance Group	$1,988	$2,544
Travelers	$1,990	$2,681
Travelers	$1,990	$2,681
GEICO	$2,005	$3,753
Travelers	$2,030	$2,877
Travelers	$2,030	$2,877
Farmers	$2,064	$3,052
Farmers	$2,064	$3,052
Travelers	$2,074	$2,794
Travelers	$2,074	$2,794
State Farm	$2,108	$3,293
State Farm	$2,108	$3,293
GEICO	$2,111	$3,151
State Farm	$2,127	$3,168
State Farm	$2,127	$3,168
Farmers	$2,138	$3,052
Farmers	$2,138	$3,052
Farmers	$2,138	$3,052
Farmers	$2,138	$3,052
Nationwide	$2,170	$4,662
Nationwide	$2,170	$4,662
GEICO	$2,194	$3,622
Kemper	$2,204	$4,532
Kemper	$2,204	$4,532
Allstate	$2,214	$4,039
Allstate	$2,214	$4,039
Capital Insurance Group	$2,219	$2,862
Capital Insurance Group	$2,219	$2,862
Progressive	$2,224	$3,633
Progressive	$2,224	$3,633
Allstate	$2,251	$3,694
Allstate	$2,251	$3,694
Travelers	$2,265	$3,020
Travelers	$2,265	$3,020
Capital Insurance Group	$2,300	$2,862
Capital Insurance Group	$2,300	$2,862
Farmers	$2,309	$3,500
Farmers	$2,309	$3,500
State Farm	$2,343	$4,176
State Farm	$2,343	$4,176
Kemper	$2,387	$4,909
Kemper	$2,387	$4,909
Kemper	$2,408	$5,412
Kemper	$2,408	$5,412
Travelers	$2,458	$3,485
Travelers	$2,458	$3,485
Capital Insurance Group	$2,463	$3,177
Capital Insurance Group	$2,463	$3,177
State Farm	$2,484	$4,427
State Farm	$2,484	$4,427
Farmers	$2,495	$4,031
Farmers	$2,495	$4,031
Travelers	$2,496	$3,328
Travelers	$2,496	$3,328
Farmers	$2,519	$3,818
Farmers	$2,519	$3,818
State Farm	$2,536	$4,961
State Farm	$2,536	$4,961
Farmers	$2,627	$5,194
Farmers	$2,627	$5,194
GEICO	$2,666	$4,706
Nationwide	$2,674	$6,446
Nationwide	$2,674	$6,446
Farmers	$2,692	$5,432
Farmers	$2,692	$5,432
Farmers	$2,700	$5,338
Farmers	$2,700	$5,338
Progressive	$2,772	$5,142
Progressive	$2,772	$5,142
GEICO	$2,794	$5,470
Nationwide	$2,852	$6,129
Nationwide	$2,852	$6,129
GEICO	$2,858	$5,254
GEICO	$2,931	$5,174
Progressive	$2,946	$4,814
Progressive	$2,946	$4,814
Allstate	$2,955	$5,808
Allstate	$2,955	$5,808
GEICO	$3,013	$6,183
Allstate	$3,060	$6,118
Allstate	$3,060	$6,118
GEICO	$3,085	$6,039
Allstate	$3,113	$6,118
Allstate	$3,113	$6,118
Capital Insurance Group	$3,162	$3,932
Capital Insurance Group	$3,162	$3,932
Capital Insurance Group	$3,162	$3,932
Capital Insurance Group	$3,162	$3,932
Capital Insurance Group	$3,162	$3,932
Capital Insurance Group	$3,162	$3,932
Progressive	$3,199	$6,537
Progressive	$3,199	$6,537
Progressive	$3,220	$6,594
Progressive	$3,220	$6,594
Progressive	$3,232	$6,604
Progressive	$3,232	$6,604
Travelers	$3,285	$4,393
Travelers	$3,285	$4,393
Travelers	$3,432	$4,590
Travelers	$3,432	$4,590
Travelers	$3,439	$4,817
Travelers	$3,439	$4,817
Kemper	$3,632	$7,390
Kemper	$3,632	$7,390
Kemper	$3,979	$8,096
Kemper	$3,979	$8,096
Kemper	$4,015	$9,025
Kemper	$4,015	$9,025
Nationwide	$4,061	$8,714
Nationwide	$4,061	$8,714
Nationwide	$4,567	$9,798
Nationwide	$4,567	$9,798
Nationwide	$4,713	$11,825
Nationwide	$4,713	$11,825

Including teens in the family policy usually is way cheaper than if teens purchase individual policies. For example, in Clovis, a male teen's individual coverage would be $673 more expensive than a family policy.

Finding the cheapest teen auto insurance might save hundreds of dollars annually.

Cheapest Car Insurance in Clovis for Military Drivers

These are our top two cheapest auto insurance providers for military, veteran or active-duty members and their families:

USAA: $848 per year
National General: $907 per year

The rates shown above are for full coverage.

If you opt for minimum coverage, USAA remains the cheapest at $364 per year. GEICO replaces National General in second place with an annual premium of $369.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
USAA	$363	$30
USAA	$364	$30
State Farm	$365	$30
GEICO	$366	$30
GEICO	$369	$31
Mercury	$428	$36
CSAA	$430	$36
GEICO	$435	$36
USAA	$437	$36
Mercury	$439	$37
CSAA	$440	$37
Progressive	$452	$38
Progressive	$462	$38
CSAA	$469	$39
State Farm	$481	$40
Travelers	$491	$41
Travelers	$493	$41
National General	$503	$42
National General	$517	$43
Progressive	$538	$45
Mercury	$538	$45
Kemper	$541	$45
State Farm	$550	$46
Travelers	$559	$47
Nationwide	$564	$47
Farmers	$578	$48
Nationwide	$585	$49
Farmers	$594	$50
State National	$605	$50
Allstate	$607	$51
Allstate	$616	$51
National General	$619	$52
State National	$622	$52
Kemper	$623	$52
Capital Insurance Group	$624	$52
Hartford	$627	$52
Capital Insurance Group	$647	$54
Allstate	$659	$55
Farmers	$674	$56
Capital Insurance Group	$725	$60
Hartford	$728	$61
State National	$730	$61
Nationwide	$736	$61
Chubb	$760	$63
Chubb	$783	$65
Kemper	$826	$69
USAA	$828	$69
USAA	$848	$71
State Farm	$868	$72
National General	$907	$76
National General	$918	$77
GEICO	$941	$78
GEICO	$973	$81
Hartford	$977	$81
Mercury	$979	$82
Progressive	$990	$82
Mercury	$995	$83
Progressive	$996	$83
USAA	$1,011	$84
Allstate	$1,071	$89
Chubb	$1,088	$91
National General	$1,097	$91
State Farm	$1,114	$93
GEICO	$1,123	$94
Allstate	$1,132	$94
CSAA	$1,143	$95
CSAA	$1,146	$95
Progressive	$1,193	$99
Nationwide	$1,200	$100
Allstate	$1,247	$104
Capital Insurance Group	$1,248	$104
CSAA	$1,266	$106
Travelers	$1,270	$106
Mercury	$1,291	$108
Hartford	$1,292	$108
State National	$1,293	$108
Nationwide	$1,294	$108
Kemper	$1,299	$108
State Farm	$1,301	$108
Capital Insurance Group	$1,319	$110
Travelers	$1,328	$111
State National	$1,388	$116
Farmers	$1,423	$119
Farmers	$1,453	$121
Capital Insurance Group	$1,485	$124
Hartford	$1,501	$125
Travelers	$1,568	$131
Kemper	$1,576	$131
Nationwide	$1,676	$140
State National	$1,697	$141
Farmers	$1,720	$143
Chubb	$1,750	$146
Chubb	$1,806	$151
Kemper	$1,951	$163
Hartford	$1,997	$166
Chubb	$2,576	$215

How to Compare Cheap Clovis Car Insurance Quotes Online

In Clovis, California, requesting an auto insurance quote online can take up to 15 minutes and involves providing a lot of personal data.

Fortunately, the MoneyGeek auto insurance calculator can instantly provide a good estimate of cost using your basic data like age, vehicle type, amount of coverage and driving history.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Best Car Insurance in Clovis: Summary

Your preference for pricing, service coverage and other factors determine the best auto insurance for you. Here are the top car insurance providers for various categories in Clovis, California.

Best overall: GEICO (MoneyGeek score of 73 out of 100)
Best for service: Chubb (MoneyGeek score of 76 out of 100)
Best cheap: GEICO (MoneyGeek score of 78 out of 100)

A company's MoneyGeek score may fluctuate depending on how criteria are weighted in each category. CSAA is the best car insurance provider in California, demonstrating how location can impact prices.

Policyholders with a military background might find USAA to be their best option. It scored 85 out of 100 and has specialized services.

Best Overall Car Insurance in Clovis

We found the following are the best auto insurance providers in Clovis when all factors are considered:

GEICO: MoneyGeek score of 73 out of 100 ($973 per year)
Progressive: MoneyGeek score of 71 out of 100 ($990 per year)

GEICO got a perfect score in affordability and above-average customer satisfaction ratings.

USAA is an excellent choice for those with a military connection, such as servicemembers, veterans or their families. It scored 85 out of 100 in the best auto insurance for the military category.

pros

Affordable premiums and excellent customer service

Offers antique or classic car insurance and roadside assistance

cons

Below-average claims management and mid-tier coverage availability

No gap insurance and accident forgiveness coverage

COMPANY HIGHLIGHTS

GEICO offers an outstanding balance of excellent service and reasonable pricing. But, it falls rather short in claims management and only provides some essential coverages.

However, it provides uncommon coverages, including antique or classic car insurance and mechanical breakdown insurance. The former covers liability, uninsured/underinsured motorist and medical coverages for classic cars. The latter gives more coverage at a lower cost than a standard extended warranty.

Additionally, GEICO offers accident forgiveness to ensure your insurance rate won't go up after your first accident in which you were at fault. You can pay for or earn accident forgiveness if you're over 21 and haven't had an accident in five years or more.

Roadside assistance, which covers flat tires, towing, jump starts and lockout services, is one of the essential coverages it offers.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Clovis for Customer Service

For this category, we ignored affordability and upped the value of customer service. This resulted in the following top ranking:

Chubb: MoneyGeek score of 76 out of 100 ($1,750 per year)
Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,319 per year)

Chubb offers excellent claims management and customer service. But that comes at a cost, literally, as it has the most expensive premiums in Clovis.

pros

Top-notch customer service and claims management

Offers diminished value coverage

cons

Average coverage level score and very pricy

Doesn’t include typical coverages like gap insurance and roadside assistance

COMPANY HIGHLIGHTS

Chubb doesn't offer a whole lot of coverages, but its customers can add some rare ones. OEM (original equipment manufacturer) coverage, for instance, isn't universal. It pays for original parts and makes sure original parts and methods are used to fix your car after an accident.

Additionally, if your car is stolen or totaled, Chubb gives you a check for the agreed-upon value of your vehicle under the diminished value coverage. You can also rent a car comparable to the one you own with rental car reimbursement coverage.

Plus, you can insure your vintage or classic cars, such as collector's cars or limited-edition versions with Chubb.

Best Cheap Car Insurance Companies in Clovis

The best insurance companies in Clovis, as determined by price and level of service for minimum coverage plans, are:

GEICO: MoneyGeek score of 78 out of 100 ($369 per year)
Progressive: MoneyGeek score of 69 out of 100 ($452 per year)

Minimum coverage policies in Clovis may have the lowest rates, but they also offer the lowest level of liability protection. They don't cover damage to your own car after an accident.

pros

Cheapest minimum coverage provider at $369 per year

Good student, defensive driving and emergency deployment discounts

Perfect affordability score and excellent customer service

cons

No pay-in-full or paperless discount

Claims management and offered coverages could be better

COMPANY HIGHLIGHTS

GEICO offers cost-effective insurance options and outstanding customer service. It also offers a wide range of discounts.

You can save on your premium by combining auto insurance with other qualifying policies, such as house, mobile, renters or condo insurance.

Additionally, GEICO gives discounts if you've had five years without an accident, more than one vehicle with them or a full-time student with good grades on your policy.

GEICO also lowers costs for service members, federal government workers and teachers. Senior drivers and those with new vehicles can receive discounts too.

Finally, you can save money by fastening your seatbelt, installing daytime running lights and upgrading to anti-lock brakes.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Clovis

In Clovis, the average annual cost of car insurance is $1,239. This is $148 less than the average annual cost of auto insurance in California and $26 cheaper than the national average. However, location is only one of many variables affecting the price of auto insurance.

These premiums are for a full coverage policy with $100,000 per person bodily injury liability, $300,000 per accident bodily injury liability and $100,000 per accident property damage liability.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Cheapest and Best Car Insurance in Clovis, CA (2023)

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On This Page:

Cheapest Minimum Liability Car Insurance in Clovis

Cheapest Full Coverage Car Insurance in Clovis

Cheapest Car Insurance in Clovis After a Driving Offense

Cheapest Car Insurance in Clovis for Teens and Their Families

Cheapest Car Insurance in Clovis for Military Drivers

How to Compare Cheap Clovis Car Insurance Quotes Online

Best Car Insurance in Clovis: Summary

Best Overall Car Insurance in Clovis

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Clovis for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance Companies in Clovis

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Clovis