Residents of the Golden State, aka the Grape State — hey thanks, Napa! — paid slightly higher auto insurance premiums in 2019 over 2018, $1,868 to $1,791, respectively, a difference of 4.3%, according to 2019 data from the Insurance Information Institute. If you’re on the hunt for the best and cheapest car insurance in California, look no further. Here’s your definitive guide on how to compare car insurance.
Our primer on the types of insurance is a great starting point, and once you understand the basic terms and different types of coverage available, start by getting auto insurance quotes from different companies. Your rate will depend on various factors like your driving history, address and credit score along with the make, model and year of your vehicle. The Insurance Information Institute suggests getting car insurance quotes from at least three different companies.