Which company offers the cheapest car insurance in California?

CSAA has the cheapest car insurance in California . It offers full coverage at $369 in California, where the average car insurance is $1,429.

Should you buy the cheapest car insurance available in California?

The cheapest auto insurance in California doesn't necessarily mean that it's the best for you. It’s important to consider both cost and coverage to find the best fit for your needs. The best car insurance provider in California , in terms of cost and quality insurance is AAA, also known as CSAA.

Is uninsured motorist/underinsured motorist coverage required in California?

While uninsured/underinsured motorist (UM/UIM) coverage isn't mandatory in the Golden State, insurers must offer it to all customers. A policyholder must sign a waiver to decline it. The coverage may be required if you have an auto loan or lease. California has the 10th-highest uninsured motorist rate in the U.S. (16.6%), according to the Insurance Information Institute. The coverage includes hit-and-runs, as well as being struck by a vehicle while riding your bicycle or walking.

The Cheapest Car Insurance in California (October 2023)

CSAA offers the cheapest car insurance in California for a minimum coverage policy at $125 per year, based on the latest quotes collected for October 2023.

Although CSAA offers the cheapest car insurance overall for many different types of drivers, the cheapest for you will depend on your personal characteristics. MoneyGeek also found that Progressive and National General had the cheapest rates in California for certain types of drivers.

Drivers looking to balance cost with quality service should look for the best car insurance in California.

CheapestCar InsuranceCalifornia

2023

Table of Contents

Cheapest Minimum Car Insurance - CSAA

Cheapest for Full Coverage - CSAA

Use MoneyGeek’s California Car Insurance Calculator

Cheapest by Age

Cheapest for Higher Risk Drivers

Cheapest for Military Drivers - CSAA

Find Cheap Rates in Your California City

Cheapest Minimum Liability Car Insurance in California (October 2023)

The cheapest car insurance companies for a minimum coverage policy in California are:

CSAA: $125 per year
AAA California: $385 per year

Chubb is the most expensive insurance provider, with a minimum coverage policy costing an average of $791 per year.

These rates are for a policy that only includes the state’s minimum car insurance requirements for bodily injury liability and property damage liability.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$125	$10
CSAA	$127	$11
CSAA	$137	$11
CSAA	$367	$31
CSAA	$369	$31
AAA	$385	$32
State Farm	$398	$33
AAA	$403	$34
CSAA	$408	$34
GEICO	$465	$39
GEICO	$474	$40
Progressive	$480	$40
Progressive	$487	$41
AAA	$492	$41
Mercury	$505	$42
Farmers	$509	$42
Mercury	$519	$43
Farmers	$523	$44
State Farm	$525	$44
GEICO	$554	$46
Kemper	$561	$47
Progressive	$571	$48
Farmers	$593	$49
Nationwide	$598	$50
State Farm	$601	$50
Travelers	$610	$51
Travelers	$613	$51
Nationwide	$621	$52
State National	$625	$52
Hartford	$634	$53
Mercury	$638	$53
State National	$644	$54
Kemper	$646	$54
Capital Insurance Group	$652	$54
Capital Insurance Group	$676	$56
Travelers	$699	$58
Hartford	$731	$61
Allstate	$747	$62
Allstate	$757	$63
Capital Insurance Group	$757	$63
State National	$758	$63
National General	$763	$64
Nationwide	$782	$65
National General	$786	$66
Chubb	$791	$66
Allstate	$813	$68
Chubb	$815	$68
AAA	$853	$71
Kemper	$856	$71
AAA	$858	$72
National General	$944	$79
Hartford	$959	$80
State Farm	$1,063	$89
Progressive	$1,086	$90
Progressive	$1,087	$91
AAA	$1,126	$94
Chubb	$1,134	$95
National General	$1,218	$101
GEICO	$1,222	$102
National General	$1,238	$103
GEICO	$1,274	$106
Mercury	$1,295	$108
Progressive	$1,307	$109
Mercury	$1,324	$110
Capital Insurance Group	$1,329	$111
Allstate	$1,335	$111
Nationwide	$1,341	$112
State Farm	$1,356	$113
Hartford	$1,358	$113
State National	$1,399	$117
Allstate	$1,403	$117
Capital Insurance Group	$1,406	$117
Nationwide	$1,454	$121
GEICO	$1,460	$122
National General	$1,482	$124
State National	$1,505	$125
Kemper	$1,523	$127
Allstate	$1,549	$129
Hartford	$1,568	$131
Capital Insurance Group	$1,583	$132
Travelers	$1,588	$132
State Farm	$1,591	$133
Travelers	$1,657	$138
Mercury	$1,721	$143
Farmers	$1,762	$147
Farmers	$1,829	$152
State National	$1,850	$154
Chubb	$1,868	$156
Kemper	$1,874	$156
Nationwide	$1,890	$158
Chubb	$1,929	$161
Travelers	$1,977	$165
Hartford	$2,050	$171
Farmers	$2,175	$181
Kemper	$2,273	$189
Chubb	$2,752	$229

MONEYGEEK EXPERT TIP

Insurance professionals recommend drivers carry higher limits than the state minimums for greater financial protection. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

A minimum coverage policy covers damages or injuries to others — not damages to your car or injuries to yourself. To avoid paying high out-of-pocket costs for damages to your own car, you should purchase a full coverage policy that includes comprehensive and collision insurance.

Cheapest Full Coverage Car Insurance in California (October 2023)

The following insurers offer the cheapest full coverage auto insurance in California:

CSAA: $369 per year
AAA California: $858 per year

Chubb offers the most expensive full coverage policies in the state at $1,868 per year. The cheapest insurer, CSAA, charges $244 more for a full coverage policy than a minimum coverage policy. Although more expensive, full coverage policies cover more costs in the event you have a car accident.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$125	$10
CSAA	$127	$11
CSAA	$137	$11
CSAA	$367	$31
CSAA	$369	$31
AAA	$385	$32
State Farm	$398	$33
AAA	$403	$34
CSAA	$408	$34
GEICO	$465	$39
GEICO	$474	$40
Progressive	$480	$40
Progressive	$487	$41
AAA	$492	$41
Mercury	$505	$42
Farmers	$509	$42
Mercury	$519	$43
Farmers	$523	$44
State Farm	$525	$44
GEICO	$554	$46
Kemper	$561	$47
Progressive	$571	$48
Farmers	$593	$49
Nationwide	$598	$50
State Farm	$601	$50
Travelers	$610	$51
Travelers	$613	$51
Nationwide	$621	$52
State National	$625	$52
Hartford	$634	$53
Mercury	$638	$53
State National	$644	$54
Kemper	$646	$54
Capital Insurance Group	$652	$54
Capital Insurance Group	$676	$56
Travelers	$699	$58
Hartford	$731	$61
Allstate	$747	$62
Allstate	$757	$63
Capital Insurance Group	$757	$63
State National	$758	$63
National General	$763	$64
Nationwide	$782	$65
National General	$786	$66
Chubb	$791	$66
Allstate	$813	$68
Chubb	$815	$68
AAA	$853	$71
Kemper	$856	$71
AAA	$858	$72
National General	$944	$79
Hartford	$959	$80
State Farm	$1,063	$89
Progressive	$1,086	$90
Progressive	$1,087	$91
AAA	$1,126	$94
Chubb	$1,134	$95
National General	$1,218	$101
GEICO	$1,222	$102
National General	$1,238	$103
GEICO	$1,274	$106
Mercury	$1,295	$108
Progressive	$1,307	$109
Mercury	$1,324	$110
Capital Insurance Group	$1,329	$111
Allstate	$1,335	$111
Nationwide	$1,341	$112
State Farm	$1,356	$113
Hartford	$1,358	$113
State National	$1,399	$117
Allstate	$1,403	$117
Capital Insurance Group	$1,406	$117
Nationwide	$1,454	$121
GEICO	$1,460	$122
National General	$1,482	$124
State National	$1,505	$125
Kemper	$1,523	$127
Allstate	$1,549	$129
Hartford	$1,568	$131
Capital Insurance Group	$1,583	$132
Travelers	$1,588	$132
State Farm	$1,591	$133
Travelers	$1,657	$138
Mercury	$1,721	$143
Farmers	$1,762	$147
Farmers	$1,829	$152
State National	$1,850	$154
Chubb	$1,868	$156
Kemper	$1,874	$156
Nationwide	$1,890	$158
Chubb	$1,929	$161
Travelers	$1,977	$165
Hartford	$2,050	$171
Farmers	$2,175	$181
Kemper	$2,273	$189
Chubb	$2,752	$229

MONEYGEEK EXPERT TIP

Because of California's strict regulatory environment, auto insurers are not allowed to offer highly popular accident forgiveness and usage-based insurance (telematics) programs like most states. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

The amount of car insurance you need will significantly affect your premium. MoneyGeek’s sample full coverage policy includes liability protection of $100,000 in bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident. These are levels recommended by most insurance professionals.

You can buy lower liability limits, remove comprehensive and collision insurance or raise your deductible to save money, but this could mean paying more out of pocket if you get into an accident that causes significant injuries or damages.

How to Compare Cheap California Car Insurance Quotes Online

Insurance companies provide online quotes for their customers, but it can take up to 15 minutes to input the required personal data for each company. If you're comparing multiple companies, this time could add up.

MoneyGeek’s car insurance calculator helps you find the cheapest car insurance without having to provide personal information. This gives you an idea of what you can expect to pay for car insurance before beginning your search.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Cheapest Car Insurance in California by Age (October 2023)

Age is one of the biggest factors affecting car insurance rates in California. MoneyGeek found that State Farm or CSAA offer the cheapest options on average, depending on what age group you and your family belong to.

CHEAPEST CAR INSURANCE COMPANIES BY AGE

Cheapest for teens: State Farm
Cheapest for young adults: CSAA
Cheapest for seniors: CSAA

Cheapest Car Insurance in California for Teens and Their Families (October 2023)

The following companies offer families with teens the most affordable car insurance:

State Farm: $2,943 per year for males and $2,943 per year for female teens
GEICO: $3,117 per year for males and $2,978 per year for female teens

Car insurance rates differ big time between 16- and 19-year-old drivers, with the latter paying the lowest premiums. GEICO ($2,082 per year) offers the most affordable rate for 19-year-old drivers in California.

At $5,378 per year, Kemper is the most expensive insurer for teenage drivers in California. Teens who are added as additional drivers to their family’s plan pay approximately $673 less than if they buy an individual policy. And teens under 18 cannot legally purchase car insurance without a parent or guardian as a co-signer.

Filter by sex

Age

Company	Family Plan Annual Premium	Individual Plan Annual Premium
GEICO	$1,276	$1,428
GEICO	$1,297	$1,594
GEICO	$1,306	$1,462
GEICO	$1,332	$1,638
GEICO	$1,338	$1,498
GEICO	$1,369	$1,683
GEICO	$1,372	$1,536
GEICO	$1,391	$1,576
GEICO	$1,407	$1,730
GEICO	$1,424	$1,781
Progressive	$1,503	$1,440
Progressive	$1,503	$1,440
Progressive	$1,628	$1,559
Progressive	$1,628	$1,559
Nationwide	$1,648	$2,153
Nationwide	$1,648	$2,153
Capital Insurance Group	$1,729	$1,792
Capital Insurance Group	$1,729	$1,792
Allstate	$1,730	$1,666
Allstate	$1,730	$1,666
Nationwide	$1,803	$2,355
Nationwide	$1,803	$2,355
Allstate	$1,807	$1,740
Allstate	$1,807	$1,740
Progressive	$1,824	$1,747
Progressive	$1,824	$1,747
Allstate	$1,868	$1,799
Allstate	$1,868	$1,799
State Farm	$1,914	$1,732
State Farm	$1,914	$1,732
Nationwide	$1,934	$2,526
Nationwide	$1,934	$2,526
Allstate	$1,939	$1,946
Allstate	$1,939	$1,946
GEICO	$1,955	$2,215
State Farm	$1,990	$1,802
State Farm	$1,990	$1,802
Allstate	$2,005	$1,930
Allstate	$2,005	$1,930
GEICO	$2,013	$2,518
Progressive	$2,014	$1,929
Progressive	$2,014	$1,929
GEICO	$2,016	$2,283
State Farm	$2,037	$1,843
State Farm	$2,037	$1,843
Capital Insurance Group	$2,048	$2,122
Capital Insurance Group	$2,048	$2,122
Capital Insurance Group	$2,048	$2,122
Capital Insurance Group	$2,048	$2,122
Capital Insurance Group	$2,048	$2,122
Capital Insurance Group	$2,048	$2,122
Kemper	$2,050	$2,369
Kemper	$2,050	$2,369
Nationwide	$2,058	$2,688
Nationwide	$2,058	$2,688
GEICO	$2,082	$2,604
Travelers	$2,134	$1,974
Travelers	$2,134	$1,974
Nationwide	$2,138	$2,939
Nationwide	$2,138	$2,939
State Farm	$2,157	$1,952
State Farm	$2,157	$1,952
Kemper	$2,167	$2,505
Kemper	$2,167	$2,505
Farmers	$2,168	$2,226
Farmers	$2,168	$2,226
Progressive	$2,199	$2,115
Progressive	$2,199	$2,115
State Farm	$2,204	$1,991
State Farm	$2,204	$1,991
Travelers	$2,208	$2,042
Travelers	$2,208	$2,042
Allstate	$2,263	$2,271
Allstate	$2,263	$2,271
Travelers	$2,303	$2,130
Travelers	$2,303	$2,130
Kemper	$2,354	$2,722
Kemper	$2,354	$2,722
State Farm	$2,357	$2,129
State Farm	$2,357	$2,129
Travelers	$2,375	$2,197
Travelers	$2,375	$2,197
State Farm	$2,449	$2,213
State Farm	$2,449	$2,213
Capital Insurance Group	$2,471	$2,389
Capital Insurance Group	$2,471	$2,389
Capital Insurance Group	$2,471	$2,389
Capital Insurance Group	$2,471	$2,389
Allstate	$2,480	$2,489
Allstate	$2,480	$2,489
State Farm	$2,481	$2,805
State Farm	$2,481	$2,805
Travelers	$2,492	$2,305
Travelers	$2,492	$2,305
Farmers	$2,517	$2,585
Farmers	$2,517	$2,585
Farmers	$2,517	$2,585
Farmers	$2,517	$2,585
Farmers	$2,517	$2,585
Farmers	$2,517	$2,585
Kemper	$2,544	$2,941
Kemper	$2,544	$2,941
State Farm	$2,628	$2,972
State Farm	$2,628	$2,972
Farmers	$2,644	$2,967
Farmers	$2,644	$2,967
GEICO	$2,674	$3,302
Kemper	$2,694	$3,115
Kemper	$2,694	$3,115
Capital Insurance Group	$2,745	$2,654
Capital Insurance Group	$2,745	$2,654
Travelers	$2,748	$2,541
Travelers	$2,748	$2,541
GEICO	$2,766	$3,793
Nationwide	$2,810	$3,864
Nationwide	$2,810	$3,864
Travelers	$2,877	$2,661
Travelers	$2,877	$2,661
Farmers	$2,886	$3,238
Farmers	$2,886	$3,238
Kemper	$2,908	$3,363
Kemper	$2,908	$3,363
Progressive	$2,917	$2,805
Progressive	$2,917	$2,805
GEICO	$2,936	$3,625
State Farm	$2,943	$3,327
State Farm	$2,943	$3,327
Nationwide	$2,958	$4,067
Nationwide	$2,958	$4,067
GEICO	$2,978	$3,678
Farmers	$3,045	$3,417
Farmers	$3,045	$3,417
GEICO	$3,049	$4,181
Progressive	$3,117	$2,997
Progressive	$3,117	$2,997
GEICO	$3,117	$4,273
Farmers	$3,140	$4,403
Farmers	$3,140	$4,403
Kemper	$3,207	$3,708
Kemper	$3,207	$3,708
Farmers	$3,228	$4,525
Farmers	$3,228	$4,525
Allstate	$3,260	$3,588
Allstate	$3,260	$3,588
Farmers	$3,285	$4,606
Farmers	$3,285	$4,606
Capital Insurance Group	$3,395	$3,280
Capital Insurance Group	$3,395	$3,280
Capital Insurance Group	$3,395	$3,280
Capital Insurance Group	$3,395	$3,280
Capital Insurance Group	$3,395	$3,280
Capital Insurance Group	$3,395	$3,280
Allstate	$3,436	$3,782
Allstate	$3,436	$3,782
Allstate	$3,436	$3,782
Allstate	$3,436	$3,782
Progressive	$3,589	$3,811
Progressive	$3,589	$3,811
Progressive	$3,621	$3,845
Progressive	$3,621	$3,845
Progressive	$3,626	$3,850
Progressive	$3,626	$3,850
Travelers	$3,668	$3,354
Travelers	$3,668	$3,354
Travelers	$3,832	$3,504
Travelers	$3,832	$3,504
Nationwide	$3,861	$5,519
Nationwide	$3,861	$5,519
Travelers	$4,022	$3,678
Travelers	$4,022	$3,678
Nationwide	$4,336	$6,197
Nationwide	$4,336	$6,197
Kemper	$4,381	$5,066
Kemper	$4,381	$5,066
Kemper	$4,817	$5,569
Kemper	$4,817	$5,569
Nationwide	$5,231	$7,477
Nationwide	$5,231	$7,477
Kemper	$5,378	$6,217
Kemper	$5,378	$6,217

MONEYGEEK EXPERT TIP

In most states, car insurance rates for male teens tend to be significantly more expensive than for female teens. But in California, gender is not considered when calculating car insurance rates at any age. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Due to their lack of driving experience, providers typically charge teen drivers more for insurance as they have a high level of accident frequency and moving violations. However, you may be able to reduce the cost of your annual premium through good student or distant student discounts commonly offered by insurers.

Cheapest Car Insurance in California for Young Adults (October 2023)

Drivers in their 20s will find the most affordable rates from the following companies:

CSAA: $408 per year
AAA California: $1,126 per year

Chubb has the most expensive annual premium at $2,752 for a full coverage policy.

Those in their 20s will likely be charged more for car insurance than middle-aged drivers since they’re more likely to file insurance claims, based on actuarial data. For a full coverage policy, CSAA charges $39 more to drivers in their 20s than middle-aged drivers.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$125	$10
CSAA	$127	$11
CSAA	$137	$11
CSAA	$367	$31
CSAA	$369	$31
AAA	$385	$32
State Farm	$398	$33
AAA	$403	$34
CSAA	$408	$34
GEICO	$465	$39
GEICO	$474	$40
Progressive	$480	$40
Progressive	$487	$41
AAA	$492	$41
Mercury	$505	$42
Farmers	$509	$42
Mercury	$519	$43
Farmers	$523	$44
State Farm	$525	$44
GEICO	$554	$46
Kemper	$561	$47
Progressive	$571	$48
Farmers	$593	$49
Nationwide	$598	$50
State Farm	$601	$50
Travelers	$610	$51
Travelers	$613	$51
Nationwide	$621	$52
State National	$625	$52
Hartford	$634	$53
Mercury	$638	$53
State National	$644	$54
Kemper	$646	$54
Capital Insurance Group	$652	$54
Capital Insurance Group	$676	$56
Travelers	$699	$58
Hartford	$731	$61
Allstate	$747	$62
Allstate	$757	$63
Capital Insurance Group	$757	$63
State National	$758	$63
National General	$763	$64
Nationwide	$782	$65
National General	$786	$66
Chubb	$791	$66
Allstate	$813	$68
Chubb	$815	$68
AAA	$853	$71
Kemper	$856	$71
AAA	$858	$72
National General	$944	$79
Hartford	$959	$80
State Farm	$1,063	$89
Progressive	$1,086	$90
Progressive	$1,087	$91
AAA	$1,126	$94
Chubb	$1,134	$95
National General	$1,218	$101
GEICO	$1,222	$102
National General	$1,238	$103
GEICO	$1,274	$106
Mercury	$1,295	$108
Progressive	$1,307	$109
Mercury	$1,324	$110
Capital Insurance Group	$1,329	$111
Allstate	$1,335	$111
Nationwide	$1,341	$112
State Farm	$1,356	$113
Hartford	$1,358	$113
State National	$1,399	$117
Allstate	$1,403	$117
Capital Insurance Group	$1,406	$117
Nationwide	$1,454	$121
GEICO	$1,460	$122
National General	$1,482	$124
State National	$1,505	$125
Kemper	$1,523	$127
Allstate	$1,549	$129
Hartford	$1,568	$131
Capital Insurance Group	$1,583	$132
Travelers	$1,588	$132
State Farm	$1,591	$133
Travelers	$1,657	$138
Mercury	$1,721	$143
Farmers	$1,762	$147
Farmers	$1,829	$152
State National	$1,850	$154
Chubb	$1,868	$156
Kemper	$1,874	$156
Nationwide	$1,890	$158
Chubb	$1,929	$161
Travelers	$1,977	$165
Hartford	$2,050	$171
Farmers	$2,175	$181
Kemper	$2,273	$189
Chubb	$2,752	$229

MONEYGEEK EXPERT TIP

California car insurance rates are very moderate compared to other large population states due to the state's restrictive regulatory environment for approving insurer rate changes. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Cheapest Car Insurance in California for Seniors (October 2023)

The following companies offer the cheapest full coverage car insurance in California for seniors:

CSAA: $367 per year
AAA California: $853 per year

Chubb offers the most expensive auto insurance policy for seniors in California at $1,929.

Seniors in California pay $2 less for car insurance than middle-aged drivers. However, as drivers reach their 70s and 80s, the cost of car insurance increases.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$125	$10
CSAA	$127	$11
CSAA	$137	$11
CSAA	$367	$31
CSAA	$369	$31
AAA	$385	$32
State Farm	$398	$33
AAA	$403	$34
CSAA	$408	$34
GEICO	$465	$39
GEICO	$474	$40
Progressive	$480	$40
Progressive	$487	$41
AAA	$492	$41
Mercury	$505	$42
Farmers	$509	$42
Mercury	$519	$43
Farmers	$523	$44
State Farm	$525	$44
GEICO	$554	$46
Kemper	$561	$47
Progressive	$571	$48
Farmers	$593	$49
Nationwide	$598	$50
State Farm	$601	$50
Travelers	$610	$51
Travelers	$613	$51
Nationwide	$621	$52
State National	$625	$52
Hartford	$634	$53
Mercury	$638	$53
State National	$644	$54
Kemper	$646	$54
Capital Insurance Group	$652	$54
Capital Insurance Group	$676	$56
Travelers	$699	$58
Hartford	$731	$61
Allstate	$747	$62
Allstate	$757	$63
Capital Insurance Group	$757	$63
State National	$758	$63
National General	$763	$64
Nationwide	$782	$65
National General	$786	$66
Chubb	$791	$66
Allstate	$813	$68
Chubb	$815	$68
AAA	$853	$71
Kemper	$856	$71
AAA	$858	$72
National General	$944	$79
Hartford	$959	$80
State Farm	$1,063	$89
Progressive	$1,086	$90
Progressive	$1,087	$91
AAA	$1,126	$94
Chubb	$1,134	$95
National General	$1,218	$101
GEICO	$1,222	$102
National General	$1,238	$103
GEICO	$1,274	$106
Mercury	$1,295	$108
Progressive	$1,307	$109
Mercury	$1,324	$110
Capital Insurance Group	$1,329	$111
Allstate	$1,335	$111
Nationwide	$1,341	$112
State Farm	$1,356	$113
Hartford	$1,358	$113
State National	$1,399	$117
Allstate	$1,403	$117
Capital Insurance Group	$1,406	$117
Nationwide	$1,454	$121
GEICO	$1,460	$122
National General	$1,482	$124
State National	$1,505	$125
Kemper	$1,523	$127
Allstate	$1,549	$129
Hartford	$1,568	$131
Capital Insurance Group	$1,583	$132
Travelers	$1,588	$132
State Farm	$1,591	$133
Travelers	$1,657	$138
Mercury	$1,721	$143
Farmers	$1,762	$147
Farmers	$1,829	$152
State National	$1,850	$154
Chubb	$1,868	$156
Kemper	$1,874	$156
Nationwide	$1,890	$158
Chubb	$1,929	$161
Travelers	$1,977	$165
Hartford	$2,050	$171
Farmers	$2,175	$181
Kemper	$2,273	$189
Chubb	$2,752	$229

Senior drivers may be able to save on car insurance by comparing rates from carriers and getting discounts. Companies, like State Farm and GEICO, offer discounts to seniors who have completed an approved defensive driving course.

Cheapest Car Insurance for Higher Risk Drivers (October 2023)

Drivers with violations on their record will pay more car insurance than those with clean driving records. Those with a ticket or an accident will get the cheapest car insurance from CSAA, whereas drivers with a DUI should consider National General.

Insurance companies also consider drivers with a sports car to be higher risk. MoneyGeek found that Progressive is the cheapest option for those drivers.

CHEAPEST CAR INSURANCE COMPANIES FOR HIGHER RISK DRIVERS

Cheapest after a ticket: CSAA ($466 per year)
Cheapest after an accident: CSAA ($466 per year)
Cheapest after a DUI: National General ($1,280 per year)
Cheapest for sports cars: Progressive ($1,277 per year)

Cheapest Car Insurance in California After a Ticket

We found that the cheapest car insurance companies in California for drivers with a speeding ticket are:

CSAA: $466 per year
AAA California: $1,112 per year

Farmers offers the priciest insurance, with an average annual premium of $2,534.

In comparison to drivers with a clean driving history, those with a speeding ticket pay an average of $566 more for car insurance.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$155	$13
CSAA	$158	$13
CSAA	$170	$14
CSAA	$464	$39
CSAA	$466	$39
AAA	$513	$43
CSAA	$516	$43
AAA	$538	$45
State Farm	$605	$50
Mercury	$651	$54
AAA	$658	$55
Mercury	$668	$56
Farmers	$693	$58
GEICO	$709	$59
Farmers	$711	$59
GEICO	$717	$60
Capital Insurance Group	$723	$60
Kemper	$745	$62
Capital Insurance Group	$749	$62
State Farm	$800	$67
National General	$806	$67
Farmers	$808	$67
Mercury	$825	$69
National General	$831	$69
Capital Insurance Group	$841	$70
GEICO	$846	$71
Kemper	$860	$72
Progressive	$862	$72
Progressive	$878	$73
State National	$886	$74
State Farm	$913	$76
State National	$913	$76
Hartford	$921	$77
Travelers	$947	$79
Travelers	$947	$79
National General	$998	$83
Chubb	$1,018	$85
Nationwide	$1,031	$86
Progressive	$1,037	$86
Chubb	$1,043	$87
Allstate	$1,048	$87
Allstate	$1,062	$88
Nationwide	$1,072	$89
Hartford	$1,074	$89
State National	$1,080	$90
Travelers	$1,090	$91
AAA	$1,106	$92
AAA	$1,112	$93
Kemper	$1,141	$95
Allstate	$1,146	$96
National General	$1,280	$107
National General	$1,301	$108
Nationwide	$1,356	$113
Chubb	$1,362	$114
Hartford	$1,440	$120
AAA	$1,462	$122
Capital Insurance Group	$1,518	$127
National General	$1,559	$130
State Farm	$1,571	$131
Capital Insurance Group	$1,611	$134
Mercury	$1,708	$142
Mercury	$1,748	$146
Capital Insurance Group	$1,816	$151
GEICO	$1,833	$153
GEICO	$1,894	$158
Allstate	$1,940	$162
State National	$1,990	$166
State Farm	$2,009	$167
Kemper	$2,022	$168
Hartford	$2,029	$169
Allstate	$2,044	$170
Progressive	$2,046	$171
Progressive	$2,052	$171
State National	$2,141	$178
GEICO	$2,189	$182
Allstate	$2,266	$189
Mercury	$2,280	$190
Nationwide	$2,317	$193
State Farm	$2,354	$196
Hartford	$2,354	$196
Travelers	$2,420	$202
Farmers	$2,440	$203
Chubb	$2,452	$204
Progressive	$2,477	$206
Kemper	$2,490	$207
Chubb	$2,512	$209
Nationwide	$2,517	$210
Travelers	$2,525	$210
Farmers	$2,534	$211
State National	$2,635	$220
Farmers	$3,014	$251
Kemper	$3,024	$252
Travelers	$3,028	$252
Hartford	$3,106	$259
Nationwide	$3,288	$274
Chubb	$3,335	$278

Cheapest Car Insurance in California After an Accident

We found that the cheapest car insurance companies for drivers with an at-fault accident are:

CSAA: $466 per year
AAA California: $1,306 per year

The most expensive insurance is provided by Kemper at $3,345. Insurance companies charge at-fault drivers more due to the increased risk of accidents. Expect to pay an average of $832 more for car insurance if you have an at-fault accident on your record.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$155	$13
CSAA	$158	$13
CSAA	$170	$14
CSAA	$464	$39
CSAA	$466	$39
CSAA	$516	$43
AAA	$613	$51
State Farm	$632	$53
AAA	$642	$54
Farmers	$693	$58
Farmers	$711	$59
Capital Insurance Group	$757	$63
Capital Insurance Group	$785	$65
AAA	$788	$66
Farmers	$808	$67
GEICO	$832	$69
State Farm	$835	$70
GEICO	$841	$70
Capital Insurance Group	$882	$73
State National	$886	$74
Mercury	$907	$76
State National	$913	$76
Hartford	$921	$77
Nationwide	$926	$77
Mercury	$931	$78
Progressive	$951	$79
State Farm	$954	$79
Nationwide	$962	$80
Progressive	$970	$81
GEICO	$992	$83
Travelers	$1,056	$88
Travelers	$1,058	$88
Hartford	$1,074	$89
State National	$1,080	$90
Progressive	$1,147	$96
National General	$1,150	$96
Mercury	$1,150	$96
National General	$1,186	$99
Allstate	$1,209	$101
Nationwide	$1,216	$101
Travelers	$1,217	$101
Allstate	$1,226	$102
Chubb	$1,238	$103
Chubb	$1,262	$105
Kemper	$1,268	$106
AAA	$1,306	$109
AAA	$1,309	$109
Allstate	$1,326	$111
National General	$1,427	$119
Hartford	$1,440	$120
Kemper	$1,540	$128
Capital Insurance Group	$1,559	$130
Chubb	$1,582	$132
State Farm	$1,647	$137
Capital Insurance Group	$1,652	$138
AAA	$1,721	$143
National General	$1,812	$151
National General	$1,843	$154
Capital Insurance Group	$1,864	$155
Kemper	$1,946	$162
State National	$1,990	$166
Hartford	$2,029	$169
GEICO	$2,049	$171
Nationwide	$2,079	$173
State Farm	$2,104	$175
GEICO	$2,114	$176
State National	$2,141	$178
National General	$2,210	$184
Progressive	$2,231	$186
Progressive	$2,241	$187
Nationwide	$2,257	$188
Mercury	$2,288	$191
Mercury	$2,333	$194
Hartford	$2,354	$196
Allstate	$2,394	$200
Farmers	$2,440	$203
GEICO	$2,446	$204
State Farm	$2,466	$205
Allstate	$2,533	$211
Farmers	$2,534	$211
State National	$2,635	$220
Travelers	$2,696	$225
Progressive	$2,705	$225
Travelers	$2,808	$234
Allstate	$2,818	$235
Nationwide	$2,944	$245
Farmers	$3,014	$251
Chubb	$3,014	$251
Mercury	$3,040	$253
Chubb	$3,074	$256
Hartford	$3,106	$259
Kemper	$3,345	$279
Travelers	$3,372	$281
Chubb	$3,898	$325
Kemper	$4,235	$353
Kemper	$5,013	$418

Cheapest Car Insurance in California After a DUI

We found that the cheapest car insurance companies in California for drivers with a DUI are:

National General: $1,280 per year
CSAA: $1,315 per year

Allstate offers the most expensive full coverage insurance at $5,759.

If you get a DUI, you may struggle to find an insurer or be subject to an extremely high car insurance cost. Drivers with a DUI pay $1,890 more for car insurance, on average, than those with a clean driving history. And in California, a DUI stays on your motor vehicle record for 10 years.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$428	$36
CSAA	$436	$36
CSAA	$471	$39
National General	$806	$67
Mercury	$814	$68
National General	$831	$69
Mercury	$837	$70
Farmers	$865	$72
Farmers	$889	$74
National General	$998	$83
Farmers	$1,010	$84
Mercury	$1,032	$86
Progressive	$1,040	$87
Progressive	$1,065	$89
GEICO	$1,132	$94
Capital Insurance Group	$1,134	$95
GEICO	$1,145	$95
Capital Insurance Group	$1,176	$98
State Farm	$1,246	$104
Progressive	$1,260	$105
Kemper	$1,268	$106
Travelers	$1,274	$106
Travelers	$1,275	$106
National General	$1,280	$107
National General	$1,301	$108
CSAA	$1,308	$109
CSAA	$1,315	$110
Capital Insurance Group	$1,323	$110
AAA	$1,330	$111
GEICO	$1,352	$113
AAA	$1,393	$116
CSAA	$1,458	$122
Travelers	$1,475	$123
Kemper	$1,540	$128
National General	$1,559	$130
Chubb	$1,604	$134
State National	$1,604	$134
Chubb	$1,628	$136
Nationwide	$1,639	$137
State Farm	$1,647	$137
State National	$1,655	$138
Nationwide	$1,705	$142
AAA	$1,714	$143
State Farm	$1,881	$157
Kemper	$1,946	$162
Chubb	$1,948	$162
State National	$1,967	$164
Mercury	$2,136	$178
Nationwide	$2,164	$180
Allstate	$2,181	$182
Mercury	$2,186	$182
Allstate	$2,215	$185
Hartford	$2,226	$186
Capital Insurance Group	$2,375	$198
Allstate	$2,402	$200
Capital Insurance Group	$2,520	$210
Progressive	$2,543	$212
Progressive	$2,558	$213
Hartford	$2,638	$220
AAA	$2,679	$223
AAA	$2,680	$223
Capital Insurance Group	$2,843	$237
Mercury	$2,850	$238
GEICO	$2,922	$244
GEICO	$3,019	$252
Farmers	$3,050	$254
Progressive	$3,090	$257
Farmers	$3,167	$264
State Farm	$3,255	$271
Kemper	$3,345	$279
Travelers	$3,369	$281
GEICO	$3,492	$291
Travelers	$3,525	$294
AAA	$3,530	$294
Hartford	$3,630	$303
Nationwide	$3,689	$307
State National	$3,712	$309
Farmers	$3,767	$314
Chubb	$3,951	$329
State National	$4,001	$333
Nationwide	$4,011	$334
Chubb	$4,011	$334
State Farm	$4,161	$347
Kemper	$4,235	$353
Allstate	$4,236	$353
Travelers	$4,257	$355
Allstate	$4,478	$373
Chubb	$4,837	$403
State Farm	$4,872	$406
Hartford	$4,917	$410
State National	$4,939	$412
Allstate	$4,982	$415
Kemper	$5,013	$418
Nationwide	$5,258	$438
Hartford	$5,759	$480
Hartford	$7,726	$644

Cheapest Car Insurance in California for Sports Cars (October 2023)

We found that the cheapest car insurance companies in California for drivers with sports cars are:

Progressive: $1,277 per year
Capital Insurance: $1,554 per year

Chubb offers the most expensive insurance for luxury cars with an average premium of $2,198 per year. If you have a sports car, expect to pay around $344 more than the lowest premium for a 2012 Toyota Camry LE.

Age Range

Coverage Level

Company	Annual Premium	Monthly Premium
CSAA	$125	$10
CSAA	$127	$11
CSAA	$137	$11
AAA	$385	$32
State Farm	$398	$33
AAA	$403	$34
GEICO	$465	$39
GEICO	$474	$40
Progressive	$480	$40
Progressive	$487	$41
AAA	$492	$41
Mercury	$505	$42
Farmers	$509	$42
Mercury	$519	$43
Farmers	$523	$44
State Farm	$525	$44
GEICO	$554	$46
Kemper	$561	$47
Progressive	$571	$48
Farmers	$593	$49
Nationwide	$598	$50
State Farm	$601	$50
Travelers	$610	$51
Travelers	$613	$51
Nationwide	$621	$52
State National	$625	$52
Hartford	$634	$53
Mercury	$638	$53
State National	$644	$54
Kemper	$646	$54
Capital Insurance Group	$652	$54
Capital Insurance Group	$676	$56
Travelers	$699	$58
Hartford	$731	$61
Allstate	$747	$62
Allstate	$757	$63
Capital Insurance Group	$757	$63
State National	$758	$63
National General	$763	$64
Nationwide	$782	$65
National General	$786	$66
Chubb	$791	$66
Allstate	$813	$68
Chubb	$815	$68
Kemper	$856	$71
National General	$944	$79
Hartford	$959	$80
Chubb	$1,134	$95
Progressive	$1,265	$105
Progressive	$1,277	$106
State Farm	$1,290	$108
Capital Insurance Group	$1,460	$122
Travelers	$1,486	$124
GEICO	$1,520	$127
Progressive	$1,535	$128
Nationwide	$1,551	$129
Capital Insurance Group	$1,554	$130
Travelers	$1,566	$131
GEICO	$1,584	$132
State Farm	$1,638	$136
Allstate	$1,668	$139
Nationwide	$1,697	$141
Capital Insurance Group	$1,750	$146
Allstate	$1,764	$147
Kemper	$1,774	$148
GEICO	$1,817	$151
Farmers	$1,859	$155
Travelers	$1,869	$156
State Farm	$1,930	$161
Farmers	$1,945	$162
Allstate	$1,961	$163
Chubb	$2,198	$183
Kemper	$2,214	$185
Nationwide	$2,228	$186
Chubb	$2,271	$189
Farmers	$2,315	$193
Kemper	$2,625	$219
Chubb	$3,251	$271

MoneyGeek used a Ford Mustang as its sample sports car in its analysis. The costs can differ greatly depending on your car model and other factors. For example, luxury, electric and sports cars are charged higher premiums. Their models are not major determinants of premiums.

Cheapest Car Insurance in California for Military Drivers (October 2023)

We found that the cheapest car insurance company in California for active-duty or military veterans is CSAA, with an average premium of $369.

CSAA isn’t the only insurer that offers affordable and quality coverage to military members in the state. USAA provides coverage exclusively to military members and their families and has an average annual premium cost of $1,122. And GEICO has many discounts available to military-affiliated drivers that can lower their auto insurance premium.

MoneyGeek Top Pick

$369 per year
Ranks first out of 17 insurance providers
Offers discounts for safe drivers, bundling, good students and more

Cheapest Car Insurance in California by City

The cost of car insurance varies by state and city. Depending on which city or area you live in, you could pay more or less for car insurance.

Car insurance typically costs more in larger cities, since they’re considered riskier to live than rural areas. This is typically because the incidence of accidents or theft is higher in cities than in rural areas.

Santa Maria has the cheapest premium in the state offered by National General at $775. Meanwhile, Burbank has the most expensive rates at $1,617, also from National General.

City	Cheapest Company	Annual Premium
Anaheim	Progressive	$1,153
Antioch	National General	$1,015
Arden-Arcade	Progressive	$1,265
Bakersfield	National General	$968
Berkeley	National General	$1,015
Burbank	National General	$1,617
Carlsbad	National General	$972
Chula Vista	Progressive	$1,011
Clovis	National General	$985
Concord	National General	$1,063
Corona	Progressive	$1,040
Costa Mesa	Progressive	$1,152
Daly City	Progressive	$1,219
Downey	Progressive	$1,273
East Los Angeles	Progressive	$1,198
El Cajon	National General	$972
El Monte	Progressive	$1,355
Elk Grove	Progressive	$1,100
Escondido	National General	$998
Fairfield	National General	$1,089
Fontana	National General	$1,170
Fremont	National General	$1,015
Fresno	National General	$978
Fullerton	National General	$1,258
Garden Grove	Progressive	$1,289
Glendale	National General	$1,866
Hayward	National General	$1,133
Huntington Beach	Progressive	$1,242
Inglewood	Progressive	$1,307
Irvine	Progressive	$1,283
Jurupa Valley	Progressive	$1,123
Lancaster	Progressive	$1,334
Long Beach	Progressive	$1,247
Los Angeles	Progressive	$1,674
Modesto	National General	$1,215
Moreno Valley	National General	$1,170
Murrieta	National General	$1,011
Norwalk	Progressive	$1,173
Oakland	Progressive	$1,212
Oceanside	National General	$1,029
Ontario	Progressive	$1,157
Orange	Progressive	$1,084
Oxnard	National General	$1,000
Palmdale	Progressive	$1,370
Pasadena	National General	$1,441
Pomona	National General	$1,186
Rancho Cucamonga	National General	$1,086
Rialto	Progressive	$1,235
Richmond	Progressive	$1,152
Riverside	National General	$1,143
Roseville	National General	$1,094
Sacramento	Progressive	$1,080
Salinas	National General	$827
San Bernardino	Progressive	$1,222
San Diego	National General	$964
San Francisco	Progressive	$1,177
San Jose	National General	$1,113
San Mateo	National General	$996
Santa Ana	Progressive	$1,224
Santa Clara	National General	$996
Santa Clarita	National General	$1,302
Santa Maria	National General	$775
Santa Rosa	National General	$981
Simi Valley	National General	$1,104
Stockton	National General	$1,162
Sunnyvale	Progressive	$1,031
Temecula	National General	$1,011
Thousand Oaks	National General	$1,104
Torrance	National General	$1,025
Vallejo	National General	$1,047
Ventura	National General	$1,000
Victorville	National General	$1,181
Visalia	National General	$964
Vista	National General	$998
West Covina	Progressive	$1,300

Car Insurance in California: What You Need to Know

The Department of Motor Vehicles (DMV) requires that all drivers have at least liability insurance. Our guide below offers key information on auto insurance in the state.

California is among the many states that require coverage for both bodily injury and property damage liability. Learn more about its requirements below.

California Car Insurance Requirements

California drivers must carry at least basic liability insurance on their vehicles. At a minimum, your insurance must include bodily injury liability per person, bodily injury liability per accident and property damage liability per accident.

The required coverage also increases for drivers with a history of violations, as SR-22 insurance is required for repeat driving offenders in the state.

To save money, you can purchase the minimum amount of coverage required. However, this may not fully cover all your expenses if you get into an accident. Because of this, MoneyGeek recommends purchasing as much liability coverage as you can reasonably afford for added security in case of accidents.

SR-22: EXPLAINED

SR-22 is not insurance, even though it is common for people to use the term "SR-22 insurance." An SR-22 is a certificate of financial responsibility that proves you meet the state's established insurance requirements for high-risk drivers and must be filed with the DMV by your auto insurer. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Bodily Injury Liability
This helps cover the costs if you are responsible for a car accident that injured another person. In California, insurance must cover up to $15,000 per person and $30,000 per accident. Opting for the minimum may leave you financially vulnerable if someone is seriously injured in an accident where you were at fault.
Property Damage Liability
By California law, a $5,000 property damage liability per accident is required. This helps pay for repair damages to another person's property, where you are found at fault. This could also be used to pay for other tasks, such as debris removal and cleanup. However, the minimum coverage may not be enough to cover all expenses related to the accident.

MoneyGeek recommends getting $100,000 in bodily injury liability insurance per person, $300,000 in bodily injury liability insurance per accident and $100,000 in property damage insurance per accident. This will provide more coverage in the event another person or their property is harmed from an accident involving your vehicle.

Collision coverage pays for repairs to your vehicle from collisions with other vehicles or objects like a light pole or a tree.

Comprehensive coverage pays to repair your car when it’s damaged by something other than a collision, including fire, vandalism, fallen branches and natural disasters.

These insurance policies are ideal for drivers who have new or expensive vehicles.

Car Insurance Alternatives in California

Though car insurance is required in the state of California, there are a few alternative options, depending on your situation.

These options require cash upfront, which can be challenging to obtain. However, they can present advantages for people with particular requirements and preferences.

The alternatives are as follows:

Cash deposit of $35,000 with DMV: The department helps drivers without insurance to fulfill financial responsibility by accepting a deposit of $35,000.
DMV-issued self-insurance certificate: This is applicable to individuals who own over 25 vehicles. This type of protection requires a predetermined amount of security cash per number of vehicles registered or 130% of average annual claims paid by the self-insurer in the preceding three-year period.
Surety bond: A surety bond is a contract that requires the driver to pay a specific amount of money if they cause an accident. The fund will cover the driver's expenses in an accident equal to its value. However, the driver has to pay back the funds paid out of the surety bond. Drivers must opt for $35,000 from a licensed company in California.

FAQs About Car Insurance in California

Choosing the right car insurance policy can be overwhelming, particularly if you don’t know where to start. MoneyGeek answered some of the most commonly asked questions to make the process less stressful for you.

Expert Advice on Finding Cheap Car Insurance in California

To help you find credible and accurate insight on car insurance in California, MoneyGeek received expert advice from trusted professionals. The perspectives and opinions expressed are those of the individual contributor.

What are the key factors drivers in California should look for when searching for the best auto insurance coverage?
What steps can drivers in California take to find affordable car insurance?
How do regulations and rules in California impact insurance pricing and how consumers might shop for coverage?

Danielle Miura

Founder of Spark Financials

Steven Lee, Ph.D.

Lecturer at California State Polytechnic University, Pomona

Kurt Jackson, CFP®, C(K)P®, AIF®, CRPS®

CEO/Founder at Central Coast Wealth Management

Kevin Gotts

Certified Financial Planner

Kalvin Sid

CFP® MBA, CKA®

Steven Shagrin

JD, Certified Money Coach/Master Money Coach & Trainer, Certified Professional Retirement Coach, Chartered Retirement Planning Counselor, Registered Life Planner, Former CFP®

Frank Paiano

Professor Emeritus at Southwestern Community College, Registered Representative

Xin Che, Ph.D.

Assistant Professor of Finance at California State University, Fullerton

Suzy Taherian

Adjunct Professor, UC Davis Graduate School of Management; CFO, Wrightspeed

(Heidi) Luo Yilan

Educator and Comedian, Adjunct Associate Professor in Economics at Cerritos College

Juan Gutierrez

Assistant Professor of Finance at California State University, Bakersfield

Andreas Rauterkus

Associate Professor of Finance and Chair of the Department of Finance at California State University San Marcos

Sean Flynn

Chairman of the Economics Department at Scripps College

Daniel Roccato

Clinical Professor of Finance at the University of San Diego School of Business

Kai Ding

Assistant Professor Department of Economics at California State University - East Bay

Kaycea Campbell

Associate Professor of Economics at Chapman University

Thomas Francl

Associate Faculty Professor at National University

Michael Zeiger

Investment Advisor Representative at Telesis Tax & Financial

Andrew Hoffarth, CFP®

Wealth Advisor at Financial Alternatives, Inc.

Kristoffer Fu

CEO and Wealth Manager at Maven Bridge Capital

Christopher W. Bauman

Associate Professor, Organization and Management, The Paul Merage School of Business at the University of California, Irvine

Cassie Pipp

Personal Finance Mastermind

Sam Dogen

Founder of Financial Samurai

Tolen Teigen

Chief Investment Officer at FinDec, CFA, CFP, AIF, C(k)P, ChFC, CASL, AEP and MSFS

Scott Stanley

Founder of Pharos Wealth Management

Alex Okugawa

Financial Advisor, CFP(R), CKA(R), CEPA(R) at One Degree Advisors

Delia Fernandez

MBA, CFP® at Fernandez Financial Advisory, LLC

Michael Rainey

Practitioner Lecturer of Business Law at Pepperdine Graziadio Business School

Audrey Guo

Assistant Professor of Economics at Santa Clara University

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

sources

Department of Motor Vehicles. "Insurance Requirements." Accessed December 13, 2022.
Insurance Information Institute. "What is Covered by Collision and Comprehensive Auto Insurance?." Accessed December 13, 2022.
American Automobile Association. "AAA Insurance Discounts." Accessed December 13, 2022.

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How to Compare Cheap California Car Insurance Quotes Online

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CSAA

Cheapest Car Insurance in California by City

Car Insurance in California: What You Need to Know

California Car Insurance Requirements

Car Insurance Alternatives in California

FAQs About Car Insurance in California

Expert Advice on Finding Cheap Car Insurance in California

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