GEICO is the cheapest nationally available car insurance provider for 20-year-old drivers, offering an average rate of $210 per month when added to a family policy, while Auto-Owners is the cheapest where available at $194 monthly. Travelers and State Farm also offer competitive rates with competitive coverage options among the companies MoneyGeek surveyed.
Cheap Car Insurance for 20-Year-Olds
Updated: June 26, 2025
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Key Takeaways
GEICO offers the most widely available cheapest minimum liability coverage at just $2,518 annually for 20-year-old drivers.
For 20-year-old drivers, the typical monthly car insurance expense is $182 per month for minimum coverage and $363 per month for full coverage.
Male drivers pay $152 monthly for minimum coverage while females pay $147, demonstrating that gender-based rate differences exist but remain relatively modest for young adult drivers.
Best Cheap Car Insurance for 20-Year-Olds
| Auto-Owners Insurance Co | $194 | $2,333 |
| GEICO | $210 | $2,518 |
| Travelers | $221 | $2,651 |
| State Farm | $240 | $2,882 |
| Progressive | $316 | $3,797 |
Rates are for a family policy for both male and female drivers with clean records and good credit insuring a 2012 Toyota Camry with minimum liability coverage.
Cheapest Minimum Liability Car Insurance for 20-Year-Olds
Twenty-year-olds can find cheap minimum liability coverage starting at $126 monthly with Auto-Owners, making it the clear winner in the regions it operates for budget-conscious drivers. GEICO is the cheapest national provider at $86 per month, though availability varies by region. Travelers rounds out the top three nationally at $93 monthly, while State Farm and Progressive offer competitive alternatives.
| Auto-Owners Insurance Co | $126 | $1,518 |
| GEICO | $132 | $1,580 |
| Travelers | $148 | $1,772 |
| State Farm | $159 | $1,908 |
| Allstate | $206 | $2,477 |
Cheapest Full Coverage Car Insurance for 20-Year-Olds
Auto-Owners delivers strong full coverage value at $262 per month, with GEICO closely matching at $262 monthly.
| Auto-Owners Insurance Co | $262 | $3,148 |
| GEICO | $288 | $3,456 |
| Travelers | $294 | $3,530 |
| State Farm | $321 | $3,855 |
| Allstate | $408 | $4,891 |
Rates are for a family policy for both male and female drivers with clean records and good credit insuring a 2012 Toyota Camry with minimum liability coverage.
Cheapest Car Insurance for 20-Year-Olds by State
Where you live makes a huge difference in what you'll pay for car insurance as a 20-year-old. Monthly costs range from just $58 to $416. GEICO offers the best rates in most states, securing the top spot in 28 states. Thats impressive considering State Farm which is the cheapest option in just 12 states with Progressive winning in 11 states among the companies MoneyGeek surveyed.
| Alabama | Geico | $175 | $2,094 |
| Alaska | Geico | $147 | $1,760 |
| Arizona | Geico | $232 | $2,789 |
| Arkansas | Geico | $203 | $2,440 |
| California | Geico | $162 | $1,944 |
| Colorado | Geico | $197 | $2,364 |
| Connecticut | Geico | $220 | $2,640 |
| Delaware | Geico | $252 | $3,025 |
| District of Columbia | Geico | $249 | $2,988 |
| Florida | State Farm | $301 | $3,609 |
| Georgia | Geico | $227 | $2,729 |
| Hawaii | Geico | $58 | $694 |
| Idaho | State Farm | $93 | $1,117 |
| Illinois | Geico | $174 | $2,088 |
| Indiana | Geico | $130 | $1,559 |
| Iowa | Progressive | $127 | $1,529 |
| Kansas | Geico | $167 | $1,999 |
| Kentucky | State Farm | $212 | $2,545 |
| Louisiana | Geico | $334 | $4,012 |
| Maine | Geico | $110 | $1,314 |
| Maryland | Geico | $245 | $2,942 |
| Massachusetts | Geico | $177 | $2,121 |
| Michigan | Geico | $163 | $1,952 |
| Minnesota | State Farm | $184 | $2,209 |
| Mississippi | Allstate | $237 | $2,845 |
| Missouri | Geico | $195 | $2,337 |
| Montana | State Farm | $108 | $1,301 |
| Nebraska | Geico | $130 | $1,566 |
| Nevada | Geico | $416 | $4,996 |
| New Hampshire | Geico | $126 | $1,511 |
| New Jersey | Geico | $200 | $2,400 |
| New Mexico | Geico | $150 | $1,796 |
| New York | Progressive | $203 | $2,437 |
| North Carolina | Progressive | $58 | $696 |
| North Dakota | Geico | $102 | $1,225 |
| Ohio | Geico | $126 | $1,512 |
| Oklahoma | Progressive | $194 | $2,323 |
| Oregon | Progressive | $195 | $2,336 |
| Pennsylvania | State Farm | $280 | $3,357 |
| Rhode Island | State Farm | $172 | $2,059 |
| South Carolina | Geico | $222 | $2,669 |
| South Dakota | Progressive | $85 | $1,023 |
| Tennessee | Progressive | $180 | $2,160 |
| Texas | State Farm | $190 | $2,280 |
| Utah | Geico | $200 | $2,399 |
| Vermont | State Farm | $85 | $1,021 |
| Virginia | Geico | $173 | $2,074 |
| Washington | State Farm | $216 | $2,592 |
| West Virginia | State Farm | $190 | $2,286 |
| Wisconsin | Geico | $122 | $1,463 |
| Wyoming | Geico | $101 | $1,208 |
Rates are for a family policy for both male and female drivers with clean records and good credit insuring a 2012 Toyota Camry with minimum liability coverage.
Cheapest Car Insurance for 20-Year-Olds by Gender
Young men at 20 typically pay more for coverage than women because insurers view them as higher-risk drivers. Here are the cheapest nationwide options for both male and female drivers in this age bracket.
Cheapest Car Insurance for 20-Year-Old Female Drivers
Female drivers at 20 benefit from lower rates than their male counterparts, with GEICO leading national insurers at just $134 monthly for state minimum liability coverage. Auto-Owners leads regional providers at $122 per month, while State Farm offers competitive nationwide coverage at $92 monthly among the companies MoneyGeek surveyed.
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Coverage Level:100/300/100 Comp/Coll $1000 Deductible
| Auto-Owners Insurance Co | $250 | $3,004 |
| GEICO | $289 | $3,466 |
| State Farm | $296 | $3,550 |
| Allstate | $389 | $4,662 |
| Progressive | $413 | $4,953 |
| Nationwide | $467 | $5,600 |
Rates are for female drivers with clean driving records and good credit insuring a 2012 Toyota Camr
Cheapest Car Insurance for 20-Year-Old Male Drivers
Male drivers at 20 face slightly higher premiums than females, but GEICO still delivers the most affordable state minimum liability coverage at $129 monthly. Auto-Owners remains competitive at $131 per month in eligible regions, with State Farm provides competitive pricing at $170 monthly.
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Coverage Level:100/300/100 Comp/Coll $1000 Deductible
| Auto-Owners Insurance Co | $274 | $3,291 |
| GEICO | $287 | $3,446 |
| State Farm | $347 | $4,161 |
| Allstate | $427 | $5,121 |
| Progressive | $435 | $5,219 |
| Nationwide | $505 | $6,054 |
Rates are for male drivers with clean driving records and good credit insuring a 2012 Toyota Camry.
Cheapest Cars to Insure for 20-Year-Olds
Your vehicle make and model significantly impacts insurance costs at 20, with monthly full coverage premiums ranging from $200 for a Subaru Outback to over $540 for luxury sports cars like the BMW i8. Practical vehicles like the Honda Fit ($207 monthly) and Honda CR-V ($208 monthly) offer affordable coverage, while high-performance and luxury models can triple your insurance costs.
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Coverage Level:Full Coverage
| Subaru Outback | $200 | $2,403 |
| Honda Fit | $207 | $2,483 |
| Honda CR-V | $208 | $2,495 |
| Honda Odyssey | $210 | $2,523 |
| Subaru Forester | $211 | $2,526 |
| MINI Cooper | $213 | $2,554 |
| Jeep Wrangler | $215 | $2,582 |
| Ford F-150 | $216 | $2,592 |
| Toyota Tacoma | $216 | $2,593 |
| Ford Escape | $217 | $2,607 |
| Jeep Patriot | $218 | $2,611 |
| Toyota Highlander | $220 | $2,639 |
| Dodge Grand Caravan | $220 | $2,641 |
| Mazda CX-5 | $221 | $2,649 |
| VW Tiguan | $222 | $2,665 |
| Toyota Sienna | $222 | $2,669 |
| Toyota RAV4 | $223 | $2,673 |
| Chevy Equinox | $224 | $2,683 |
| Kia Soul | $225 | $2,702 |
| Honda HR-V | $225 | $2,703 |
| Honda Pilot | $226 | $2,714 |
| Chevy Silverado | $226 | $2,718 |
| Dodge Journey | $229 | $2,745 |
| Ford Explorer | $229 | $2,752 |
| Subaru Impreza | $231 | $2,769 |
| Subaru Legacy | $231 | $2,769 |
| Nissan Rogue | $232 | $2,779 |
| Honda Ridgeline | $233 | $2,799 |
| Ford Taurus | $233 | $2,802 |
| Ford Focus | $234 | $2,806 |
| VW Beetle | $235 | $2,816 |
| Toyota Prius | $235 | $2,820 |
| Nissan Frontier | $236 | $2,835 |
| Honda Accord | $237 | $2,842 |
| Nissan 350Z | $237 | $2,848 |
| Chevy Tahoe | $238 | $2,853 |
| Acura MDX | $238 | $2,855 |
| Mazda3 | $238 | $2,861 |
| Nissan Juke | $238 | $2,861 |
| Toyota Camry | $238 | $2,861 |
| Jeep Grand Cherokee | $239 | $2,864 |
| Nissan Versa | $239 | $2,866 |
| MINI Electric | $239 | $2,869 |
| Honda Insight | $239 | $2,873 |
| VW Passat | $241 | $2,891 |
| Toyota Tundra | $241 | $2,895 |
| Honda Passport | $241 | $2,895 |
| Nissan Pathfinder | $242 | $2,900 |
| Toyota Corolla | $243 | $2,911 |
| Jeep Cherokee | $243 | $2,913 |
| Chevrolet Cruze | $244 | $2,924 |
| Hyundai Elantra | $244 | $2,933 |
| VW Golf | $246 | $2,947 |
| Nissan LEAF | $248 | $2,976 |
| Honda Civic | $249 | $2,982 |
| VW Jetta | $250 | $2,998 |
| Ford Expedition | $250 | $2,998 |
| Nissan Sentra | $251 | $3,006 |
| Hyundai Kona | $251 | $3,017 |
| Chevy Malibu | $252 | $3,019 |
| Kia Soul EV | $253 | $3,039 |
| Jeep Gladiator | $257 | $3,084 |
| Kia Niro | $258 | $3,101 |
| Subaru WRX | $260 | $3,118 |
| BMW X3 | $261 | $3,127 |
| Nissan Altima | $261 | $3,127 |
| Audi A3 | $261 | $3,128 |
| Ram 2500 | $261 | $3,134 |
| Chevrolet Camaro | $264 | $3,165 |
| Audi Q5 | $265 | $3,175 |
| Volvo XC40 | $266 | $3,198 |
| VW ID.4 | $267 | $3,199 |
| Mercedes GLA 250 | $267 | $3,203 |
| Ford Mustang Mach E | $270 | $3,235 |
| Nissan 370Z | $275 | $3,298 |
| Ram Rebel | $276 | $3,309 |
| Chevrolet Camaro SS | $276 | $3,313 |
| Chevy Bolt | $276 | $3,317 |
| Ford Mustang | $277 | $3,325 |
| Dodge Charger | $284 | $3,409 |
| Nissan Maxima | $285 | $3,418 |
| Audi Q7 | $288 | $3,451 |
| Subaru BRZ | $288 | $3,451 |
| BMW 3 Series | $288 | $3,455 |
| Ford Mustang Ecoboost | $291 | $3,487 |
| BMW 1 Series | $292 | $3,508 |
| Dodge Challenger R/T | $292 | $3,509 |
| Audi A4 | $294 | $3,532 |
| Hyundai Ioniq | $296 | $3,547 |
| BMW I3 | $296 | $3,554 |
| Mercedes C-Class | $298 | $3,579 |
| Mercedes CLA 250 | $303 | $3,641 |
| Toyota 86 | $312 | $3,742 |
| BMW 5 Series | $316 | $3,789 |
| BMW X5 | $317 | $3,798 |
| Dodge Challenger | $324 | $3,885 |
| Kia Stinger | $334 | $4,008 |
| Audi E Tron | $338 | $4,061 |
| BMW 4 Series | $339 | $4,074 |
| Chevrolet Camaro ZL1 | $352 | $4,223 |
| Mercedes AMG C 63 | $363 | $4,360 |
| Tesla Model 3 | $363 | $4,361 |
| Tesla Model Y | $372 | $4,462 |
| Dodge Challenger SRT Hellcat | $400 | $4,800 |
| BMW X7 | $412 | $4,940 |
| BMW 7 Series | $437 | $5,244 |
| Nissan GT-R | $439 | $5,263 |
| Tesla Model S | $479 | $5,753 |
| Audi R8 | $515 | $6,184 |
| Tesla Model X | $516 | $6,194 |
| Porsche Taycan | $535 | $6,423 |
| BMW i8 | $543 | $6,511 |
Rates are for male and female drivers with clean driving records and good credit insuring a Camry.
Cheapest Vehicle Types to Insure
Luxury Compact vehicles and Minivans tie for the most affordable minimum coverage at just $105 monthly, making family-oriented and efficient vehicles the smart choice for budget-conscious drivers. Luxury Compact SUVs, Sports Cars, and Compact SUVs follow closely at $108 per month, while most practical vehicle types remain under $112 monthly.
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Coverage Level:State Minimum
| Luxury Compact | $105 | $1,261 |
| Minivan | $105 | $1,261 |
| Luxury Compact SUV | $108 | $1,290 |
| Sports Car | $108 | $1,293 |
| Compact SUV | $108 | $1,296 |
| Luxury SUV | $109 | $1,309 |
| Compact | $110 | $1,320 |
| Sedan | $110 | $1,322 |
| Electric | $110 | $1,324 |
| Pickup Truck | $112 | $1,338 |
| SUV | $112 | $1,340 |
| Luxury Sedan | $112 | $1,350 |
| Luxury Sports Car | $128 | $1,534 |
| Luxury Electric | $132 | $1,590 |
Rates are for male drivers with clean driving records and good credit insuring a Camry.
Average Cost of Car Insurance for 20-Year-Olds
Twenty-year-olds pay $182 monthly or $2,183 yearly for state minimum liability coverage. The price increases to $363 monthly or $4,354 annually for full coverage with 100/300/100 liability limits which leaves you paying $181 more per month for comprehensive protection. While full coverage costs more upfront, it's required for financed or leased vehicles and provides crucial financial protection for your vehicle investment.
Car Insurance Cost for 20-Year-Olds by Coverage and Gender
Gender plays small role in car insurance pricing for 20-year-olds, with male drivers paying $5 more for minimum coverage. The gap widens with full coverage, where women pay $293 monthly compared to $311 for men among the companies MoneyGeek surveyed. While the gender difference isn't dramatic, it reflects statistical accident and claim data that insurers use for pricing. Both male and female drivers at 20 still face elevated rates due to their age and limited driving experience.
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Coverage Level:State Minimum Liability Only
| Female | $147 | $1,764 |
| Male | $152 | $1,827 |
Rates are for both male and female drivers with clean records and good credit insuring a 2012 Toyota Camry.
Average Cost of Car Insurance for 20-Year-Olds by State
Where you live is one of the biggest impacts on your insurance rates with premiums ranging from just $69 in Hawaii to $475 in Florida. Several states stand out as particularly expensive, including Louisiana ($465 monthly), Nevada ($420 monthly), and New Jersey ($413 monthly), while budget-friendly states like Wyoming ($105 monthly) and North Carolina ($132 monthly) offer much more affordable options among the states MoneyGeek analyzed.
| Alabama | $197 | $2,361 |
| Alaska | $184 | $2,202 |
| Arizona | $292 | $3,504 |
| Arkansas | $207 | $2,490 |
| California | $229 | $2,752 |
| Colorado | $279 | $3,349 |
| Connecticut | $390 | $4,681 |
| Delaware | $392 | $4,708 |
| District of Columbia | $245 | $2,946 |
| Florida | $475 | $5,704 |
| Georgia | $357 | $4,286 |
| Hawaii | $69 | $831 |
| Idaho | $138 | $1,658 |
| Illinois | $231 | $2,778 |
| Indiana | $160 | $1,923 |
| Iowa | $149 | $1,793 |
| Kansas | $205 | $2,461 |
| Kentucky | $278 | $3,331 |
| Louisiana | $465 | $5,585 |
| Maine | $145 | $1,743 |
| Maryland | $383 | $4,592 |
| Massachusetts | $240 | $2,883 |
| Michigan | $302 | $3,624 |
| Minnesota | $219 | $2,633 |
| Mississippi | $214 | $2,565 |
| Missouri | $292 | $3,500 |
| Montana | $197 | $2,363 |
| Nebraska | $210 | $2,519 |
| Nevada | $420 | $5,043 |
| New Hampshire | $190 | $2,285 |
| New Jersey | $413 | $4,959 |
| New Mexico | $200 | $2,399 |
| New York | $334 | $4,004 |
| North Carolina | $132 | $1,590 |
| North Dakota | $141 | $1,692 |
| Ohio | $174 | $2,087 |
| Oklahoma | $234 | $2,804 |
| Oregon | $251 | $3,010 |
| Pennsylvania | $312 | $3,746 |
| Rhode Island | $327 | $3,924 |
| South Carolina | $263 | $3,150 |
| South Dakota | $170 | $2,037 |
| Tennessee | $185 | $2,217 |
| Texas | $307 | $3,685 |
| Utah | $269 | $3,230 |
| Vermont | $140 | $1,675 |
| Virginia | $216 | $2,591 |
| Washington | $245 | $2,935 |
| West Virginia | $190 | $2,278 |
| Wisconsin | $184 | $2,211 |
| Wyoming | $105 | $1,255 |
Rates are for a family policy for both male and female drivers with clean records and good credit insuring a 2012 Toyota Camry.
Why Is Car Insurance for 20-Year-Olds Expensive?
Twenty-year-olds face high car insurance rates because insurers still consider them high-risk drivers despite having more experience than teens. Limited driving history, higher accident rates among young adults, and statistical data showing increased claim frequency all contribute to elevated premiums until around age 25.
How to Get Cheap Car Insurance at 20 Years Old
Adding a 20-year-old driver to a family policy is usually the most effective way to lower costs. Beyond that, there are other ways to reduce premiums without sacrificing essential coverage.
- 1
Compare quotes for the best policy
One of the easiest ways to save is to compare auto insurance rates, since prices vary by location and company. The Insurance Information Institute recommends getting quotes from at least three insurers. MoneyGeek data shows 20-year-olds can save up to 28% just by choosing the lowest quote. Insurers often rely on drivers sticking with their current provider, even if better deals are out there.
- 2
Help your 20-year-old maintain a clean driving record
Even with some driving experience, a clean record still makes a big difference. Avoiding tickets, accidents and risky behavior helps keep rates low. Parents can lead by example — model safe driving, stay off your phone and follow the rules of the road. Safe habits now can lead to big savings over time.
- 3
Find companies that offer discounts
Many insurers offer discounts for good students, students living away at school without a car and those who complete driver’s education or defensive driving courses. Programs like State Farm’s Steer Clear and Allstate’s teenSMART also reward safe driving habits. Ask your insurer what discounts are available — even a small percentage can add up.
- 4
Lower the coverage amount
If your car is older or has low market value, you might save by switching to liability-only coverage and skipping collision and comprehensive insurance. You can also increase your deductible to reduce premiums — just make sure you can afford it if you need to file a claim.
- 5
Choose a sedan over a sports car
The car your 20-year-old drives has a major impact on rates. Sports cars and high-performance vehicles tend to cost more to insure because they’re riskier and more expensive to repair. A modest sedan or safe, reliable vehicle can keep premiums lower. MoneyGeek found that choosing a flashy car can increase rates by hundreds or even thousands per year — no matter where you live.
IS MINIMUM COVERAGE ENOUGH FOR A 20-YEAR-OLD DRIVER?
To better financially protect a driver who causes an accident, insurance professionals recommend liability coverage of at least $100,000 per person, $300,000 per accident for bodily injury and $100,000 for property damage. They also suggest full coverage, which includes comprehensive and collision insurance, to protect the driver’s vehicle in an at-fault crash or non-collision event like fire, theft or weather damage. Optional add-ons like roadside assistance and rental car coverage can also be useful. And for young drivers working with rideshare companies, rideshare insurance is a smart addition.
— Mark Friedlander, Director, Corporate Communications, Insurance Information Institute
Cheap Insurance for 20-Year-Olds: Bottom Line
On this page, we broke down how 20-year-old drivers can find the cheapest car insurance , and what to look for beyond price. Nationwide is the most affordable option when added to a family policy, making it a smart first stop for budget-conscious drivers. Travelers, while slightly more expensive, offers stronger coverage and service for those who want more than just the lowest rate. The key is balancing cost with protection and making sure you’re not overpaying.
Car Insurance for 20-Year-Old Drivers: FAQ
Finding affordable car insurance for 20-year-olds can be challenging due to their higher risk profile. Get insights on securing the most cost-effective policy for young drivers.
What is the cheapest car insurance for a 20-year-old?
The cheapest car insurance for a 20-year-old is with Nationwide, with a monthly cost of about $249 individually or $181 when added to a family policy.
What is the best insurance company for a 20-year-old?
Travelers is the best insurance company for a 20-year-old, with a MoneyGeek score of 84 out of 100, indicating strong customer satisfaction and financial stability.
Why is car insurance expensive for 20-year-old drivers?
Car insurance is expensive for 20-year-old drivers due to their inexperience, which presents a higher risk of accidents to insurance companies.
Is car insurance more expensive for 20-year-old males?
Yes, car insurance is generally more expensive for 20-year-old males because, statistically, they are involved in more accidents than females, which increases their risk to insurers.
20-Year-Old Car Insurance Providers: Our Review Methodology
Why Trust MoneyGeek?
MoneyGeek's auto insurance quotes are based on research conducted with information gathered from several sources, including state insurance authorities and Quadrant Information Services. The cost of insurance varies from person to person based on several criteria. One's age, gender, driving record, credit history and the kind of coverage required may all play a role in determining premiums.
Study Overview
MoneyGeek used a sample driver profile to determine national and state averages for vehicle insurance for 20-year-old drivers. Using this information, we assist readers in selecting the best policy at the lowest price possible.
Data Sources and Depth
We collected data from each state's insurance department and Quadrant Information Services. The data consists of 4,284 price estimates from 100 different ZIP codes and six auto insurance providers.
Driver Profile
MoneyGeek calculates yearly car insurance policy estimates based on a policyholder with the following characteristics:
- Toyota Camry LE
- Clean driving record
- 12,000 miles driven every year
To determine which companies provide the most affordable policies, MoneyGeek compared rates for 20-year-old drivers across different states. We made adjustments to this profile to reflect the differences in age, location and driving behavior.
Coverage Levels and Deductibles Explained
A deductible is the money you have to pay out of your own pocket before your insurance company will pay for your claim. Most drivers would benefit from purchasing full coverage vehicle insurance, which covers both collision and comprehensive damage.
Our national insurance quotes are based on a 100/300/100 full coverage policy with a $1,000 deductible, broken down as follows:
- Bodily injury liability per person: $100,000
- Bodily injury liability per accident: $300,000
- Property damage liability per accident: $100,000
We used 50/100/50 liability limits on a full coverage policy with comprehensive and collision coverage with a $1,000 deductible for our sample driver when researching state-specific data. Liability limits of 50/100/50 stand for:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability per accident: $50,000
Learn more about MoneyGeek's methodology.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- AAA Foundation for Traffic Safety. "Rates of Motor Vehicle Crashes, Injuries and Deaths in Relation to Driver Age, United States, 2014-2015." Accessed May 26, 2025.
- Car and Driver. "Which Gender Pays More for Car Insurance?." Accessed May 26, 2025.
- Insurance Information Institute. "Automobile Financial Responsibility Laws by State." Accessed May 26, 2025.
- Insurance Information Institute. "What Determines the Price of an Auto Insurance Policy?." Accessed May 26, 2025.
- USA Today. "Back-to-school Cars: These are some of the best cars for teenage drivers." Accessed May 26, 2025.