If you’re on the hunt for the best and cheapest car insurance in Arkansas, it could be helpful to know that the annual premiums decreased a negligible amount — 1.2% — from 2018 to 2019, going from $1,487 to $1,470, according to 2019 data from the Insurance Information Institute.
Laws in the Land of Opportunity require that every person operating a motor vehicle on the streets and highways in Arkansas have liability insurance coverage.
Our primer on the types of insurance is a great starting point, and once you understand the basic terms and different types of coverage available, start by getting auto insurance quotes from different companies. Your rate will depend on various factors like your driving history, address and credit score along with the make, model and year of your vehicle. The Insurance Information Institute suggests getting car insurance quotes from at least three different companies.