Cheapest Car Insurance in Texas (June 2024)


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ByMark Fitzpatrick
Reviewed byMark Friedlander
Contributions by6+ experts
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ByMark Fitzpatrick
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Reviewed byMark Friedlander
Contributions by6+ experts
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Updated: June 14, 2024

Advertising & Editorial Disclosure

Texas Farm Bureau offers the best rates for minimum coverage car insurance in Texas. MoneyGeek also found that State Farm has the cheapest rates in the state for certain types of drivers.

MoneyGeek also analyzed the best auto insurance provider in Texas for those looking for a provider that balances affordability and quality service.

Why Trust MoneyGeek? MoneyGeek is a trusted source for personal finance advice and resources. We gathered data from the Texas Department of Insurance and Quadrant Information Services to identify the cheapest car insurance in Texas for various driver profiles.

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These rates reflect the cheapest car insurance quotes in Texas as of June 2024.

328,384Quotes Analyzed
 
14Companies Compared
 
370ZIP Codes

Cheapest Minimum Liability Car Insurance in Texas (June 2024)

MoneyGeek's research found that the cheapest car insurance companies in Texas for a policy with minimum coverage are:

  • Texas Farm Bureau: $339 per year
  • Mercury: $430 per year

Dairyland offers the most expensive minimum coverage car insurance in Texas at $1,809 per year.

Minimum liability car insurance in Texas only covers bodily injuries and property damage. Personal injury protection is also automatically included in all policies, but you can opt out.

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Minimum Coverage
Texas Farm BureauAnnual Premium$339Monthly Premium$28
MercuryAnnual Premium$430Monthly Premium$36
State FarmAnnual Premium$432Monthly Premium$36
ProgressiveAnnual Premium$562Monthly Premium$47
AAA TexasAnnual Premium$658Monthly Premium$55
National GeneralAnnual Premium$715Monthly Premium$60
AllstateAnnual Premium$772Monthly Premium$64
GEICOAnnual Premium$788Monthly Premium$66

A minimum coverage policy provides financial protection in case you cause damage or injury to someone else or their property, but it does not cover damage to your own car.

To protect yourself from costs associated with repairing or replacing your car, you will need to purchase a policy with comprehensive and collision coverage, also known as a full coverage policy.

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Find the Best Car Insurance in Texas for You

 

The table above shows the lowest car insurance premiums in Texas for the mandatory minimum coverage. Your exact rate will depend on your personal preferences and insurance needs.

Discover how much car insurance you need in Texas for your driver profile.

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MoneyGeek analyzed the best auto insurance providers in Texas that balance affordability with quality service.

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We calculated the average car insurance rates in Texas to assist you in comparing prices among drivers with various backgrounds.

Cheapest Full Coverage Car Insurance in Texas (June 2024)

The cheapest full coverage car insurance providers in Texas are:

  • Texas Farm Bureau: $760 per year
  • State Farm: $1,012 per year

Dairyland is the most costly full coverage insurance option in Texas, based on the companies MoneyGeek assessed, at an average annual rate of $3,668. A full coverage policy with Texas Farm Bureau is around $421 more expensive on average than its minimum coverage option.

Although full coverage insurance can be costly, it can protect you and your vehicle from road incidents (like car accidents or hitting a light pole) and off-road incidents (storm damage, theft, etc.).

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Full Coverage
Texas Farm BureauAnnual Premium$760Monthly Premium$63
State FarmAnnual Premium$1,012Monthly Premium$84
ProgressiveAnnual Premium$1,218Monthly Premium$102
AAA TexasAnnual Premium$1,387Monthly Premium$116
GEICOAnnual Premium$1,454Monthly Premium$121
AllstateAnnual Premium$1,532Monthly Premium$128
National GeneralAnnual Premium$1,580Monthly Premium$132
ChubbAnnual Premium$1,670Monthly Premium$139

How much car insurance you need will have a major influence on your costs. MoneyGeek's sample full coverage insurance policy includes liability coverage with the following limits:

  • $100,000 in bodily injury liability per person
  • $300,000 in bodily injury liability per accident
  • $100,000 in property damage liability per accident

Those looking to save more money can opt for lower liability limits, drop comprehensive and collision insurance or raise their deductible. However, doing so increases the risk of having insufficient coverage in the event of an accident.

How to Compare Cheap Texas Car Insurance Quotes Online

Many insurance companies offer online quotes, but this process can take up to 15 minutes each, and comparing quotes across multiple websites can be difficult. This can be a daunting task for someone who doesn’t have the time to shop around for the best deal.

MoneyGeek’s car insurance calculator solves this problem. It provides a quick estimate without having to provide specific personal information. This can be a great starting point when shopping for the cheapest car insurance policy, as it can give you an idea of the kind of rates you can expect.

Car Insurance Calculator

MoneyGeeks's car insurance calculator will give you a customized estimate of your auto insurance cost. It's free to use, requires no personal information and we won't send you any spam.

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Rates updated:

Jun 17, 2024

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Cheapest Car Insurance in Texas by Age (June 2024)

Age is one of the biggest factors affecting car insurance rates in Texas. MoneyGeek found that State Farm offers the cheapest policy for teens, while Texas Farm Bureau is the most affordable option for both young adults and seniors.

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CHEAPEST CAR INSURANCE COMPANIES BY AGE

Cheapest for teens: State Farm
Cheapest for young adults: Texas Farm Bureau
Cheapest for seniors: Texas Farm Bureau

Cheapest Car Insurance in Texas for Teens and Their Families (June 2024)

Data from MoneyGeek indicates that the most affordable car insurance providers for teenage drivers in Texas are:

  • State Farm: $2,273 per year for male teens and $1,881 for female teens
  • Nationwide: $2,281 per year for male teens and $1,993 for female teens

Allstate is typically the most expensive company for teens and their families, charging an average of $7,412 for males and $6,288 for females.

Teens pay lesser car insurance premiums for each passing year, meaning a 19-year-old driver pays significantly lower rates than a 16-year-old driver. In Texas, State Farm ($1,825 per year) offers the cheapest rates for 19-year-old male drivers.

Adding a teen to a parent’s policy is typically much cheaper than buying the teen's own policy. Plus, in most cases, it is illegal for a teen under 18 to purchase car insurance without a parent or guardian as a co-signer. In Texas, adding a 16-year-old to the family policy is approximately $3,267 cheaper per year than getting them a separate policy.

Data filtered by:Results filtered by:
Gender:
Gender:Female
Age:
Age:16
State FarmFamily Plan Annual Premium$1,881Individual Plan Annual Premium$2,535
NationwideFamily Plan Annual Premium$1,993Individual Plan Annual Premium$4,207
GEICOFamily Plan Annual Premium$2,640Individual Plan Annual Premium$3,307
ForemostFamily Plan Annual Premium$3,617Individual Plan Annual Premium$9,850
ProgressiveFamily Plan Annual Premium$3,926Individual Plan Annual Premium$10,629
AllstateFamily Plan Annual Premium$6,288Individual Plan Annual Premium$7,174
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MONEYGEEK EXPERT TIP

On average, car insurance rates for male teens tend to be significantly more expensive than for female teens because of higher accident frequency and a higher volume of moving violations. This rate difference is not as notable when drivers reach their 20s and beyond. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Families with teen drivers can also reduce their insurance costs by taking advantage of discounts for young drivers. State Farm, one of the most inexpensive insurers in Texas, provides discounts for good students, distant students and driver's education courses.

Cheapest Car Insurance in Texas for Young Adults (June 2024)

Young adults in Texas can get the most affordable car insurance from these providers:

  • Texas Farm Bureau: $932 per year
  • State Farm: $1,308 per year

The most expensive car insurance provider for young adults in the Lone Star State is Dairyland, whose yearly rate averages $4,460. MoneyGeek’s data shows that drivers in their 20s typically pay an average of $510 more for full coverage than those in their 40s.

Data filtered by:Results filtered by:
Age Range:
Age Range:22-29
Coverage Level:
Coverage Level:Full Coverage
Texas Farm BureauAnnual Premium$932Monthly Premium$78
State FarmAnnual Premium$1,308Monthly Premium$109
ProgressiveAnnual Premium$1,617Monthly Premium$135
GEICOAnnual Premium$1,705Monthly Premium$142
AAA TexasAnnual Premium$1,778Monthly Premium$148
National GeneralAnnual Premium$1,989Monthly Premium$166
AllstateAnnual Premium$2,027Monthly Premium$169
MercuryAnnual Premium$2,463Monthly Premium$205

Cheapest Car Insurance in Texas for Seniors (June 2024)

For seniors in Texas, the cheapest insurers are:

  • Texas Farm Bureau: $629 per year
  • State Farm: $913 per year

Dairyland has the highest average rate for Texas seniors, charging around $3,354 annually. Drivers in their 60s can expect to pay an average of around $78 per year less for full coverage than middle-aged drivers. However, the rate for seniors increases as drivers reach their 70s and 80s and their risk factors for causing accidents increase.

Data filtered by:Results filtered by:
Age Range:
Age Range:60 +
Coverage Level:
Coverage Level:Full Coverage
Texas Farm BureauAnnual Premium$629Monthly Premium$52
State FarmAnnual Premium$913Monthly Premium$76
ProgressiveAnnual Premium$1,244Monthly Premium$104
AAA TexasAnnual Premium$1,353Monthly Premium$113
GEICOAnnual Premium$1,427Monthly Premium$119
AllstateAnnual Premium$1,433Monthly Premium$119
ChubbAnnual Premium$1,518Monthly Premium$127
NationwideAnnual Premium$1,739Monthly Premium$145

In Texas, some of the most cost-effective insurers have discounts that can assist senior drivers in cutting down on auto insurance expenses.

For instance, Allstate, GEICO, Mercury and National General all offer senior discounts in Texas. You can also save money by comparing rates from multiple insurers.

Cheapest Car Insurance for Higher Risk Drivers (June 2024)

In Texas, those with tickets on their records may get the most affordable car insurance from Texas Farm Bureau. Those with at-fault accidents and sports cars may find the cheapest rates from State Farm. Progressive is the cheapest provider for those with DWIs on their records. These rates will probably be much higher than those with a spotless driving record.

Texas Farm Bureau also offers the cheapest rates for drivers with poor credit.

CHEAPEST CAR INSURANCE COMPANIES FOR HIGHER RISK DRIVERS

Cheapest after a ticket: Texas Farm Bureau ($760 per year)
Cheapest after an accident: State Farm ($1,244 per year)
Cheapest after a DUI: Progressive ($1,462 per year)
Cheapest for poor credit: Texas Farm Bureau ($1,693 per year)
Cheapest for sports cars: State Farm ($1,257 per year)

Cheapest Car Insurance in Texas After a Ticket

For drivers who have received a speeding ticket in Texas, the following auto insurance providers offer the most affordable full coverage policies:

  • Texas Farm Bureau: $760 per year
  • State Farm: $1,012 per year

With a yearly premium averaging $4,563, Dairyland is the most expensive insurer in the state for this type of offender. A speeding ticket might cause your auto insurance rates to increase by an average of $347 in Texas, and a speeding ticket surcharge will be applied to your insurance premium bill for at least three years.

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Full Coverage
Texas Farm BureauAnnual Premium$760Monthly Premium$63
State FarmAnnual Premium$1,012Monthly Premium$84
AllstateAnnual Premium$1,532Monthly Premium$128
ProgressiveAnnual Premium$1,584Monthly Premium$132
GEICOAnnual Premium$1,694Monthly Premium$141
AAA TexasAnnual Premium$1,782Monthly Premium$149
ChubbAnnual Premium$1,885Monthly Premium$157
National GeneralAnnual Premium$2,108Monthly Premium$176

Cheapest Car Insurance in Texas After an Accident

The cheapest insurers for Texas drivers after an at-fault accident:

  • State Farm: $1,244 per year
  • Texas Farm Bureau: $1,246 per year

Foremost offers the most expensive coverage for drivers with accidents at an average of $5,365. Texans with at-fault accidents pay an additional $1,063 on average than those who have a perfect driving record.

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Full Coverage
State FarmAnnual Premium$1,244Monthly Premium$104
Texas Farm BureauAnnual Premium$1,246Monthly Premium$104
AAA TexasAnnual Premium$1,973Monthly Premium$164
ProgressiveAnnual Premium$2,018Monthly Premium$168
GEICOAnnual Premium$2,047Monthly Premium$171
AllstateAnnual Premium$2,478Monthly Premium$206
National GeneralAnnual Premium$2,497Monthly Premium$208
ChubbAnnual Premium$2,609Monthly Premium$217
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MONEYGEEK EXPERT TIP

Adding accident forgiveness to your car insurance policy stops your premium from going up after your first accident, even if you are at fault. Multiple companies in Texas offer this additional coverage, and some give it to you without an extra cost if you maintain a clean driving record for a specified period. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Cheapest Car Insurance in Texas After a DUI

The cheapest auto insurance providers for drivers with a driving while intoxicated (DWI) infraction in Texas are:

  • Progressive: $1,462 per year
  • Texas Farm Bureau: $1,488 per year

Nationwide offers the most expensive premium with a DWI in Texas, averaging $3,915 yearly. Just like drivers in states that give DUIs, Texans pay more after a driving while intoxicated infraction. MoneyGeek’s data shows that DWI drivers in Texas pay about $775 more than drivers with clean records.

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Full Coverage
ProgressiveAnnual Premium$1,462Monthly Premium$122
Texas Farm BureauAnnual Premium$1,488Monthly Premium$124
State FarmAnnual Premium$1,805Monthly Premium$150
National GeneralAnnual Premium$1,880Monthly Premium$157
AAA TexasAnnual Premium$2,059Monthly Premium$172
MercuryAnnual Premium$2,350Monthly Premium$196
GEICOAnnual Premium$2,563Monthly Premium$214
AllstateAnnual Premium$2,607Monthly Premium$217

Cheapest Car Insurance in Texas for Drivers With Poor Credit (June 2024)

The cheapest auto insurance providers for Texans with bad credit are:

  • Texas Farm Bureau: $1,693 per year
  • AAA Texas: $2,144 per year

At approximately $5,499, State Farm is the priciest insurer for those with poor credit in Texas of the companies MoneyGeek analyzed. Texas drivers with poor credit scores will pay an average of $1,357 more than those with good credit scores.

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Full Coverage
Texas Farm BureauAnnual Premium$1,693Monthly Premium$141
AAA TexasAnnual Premium$2,144Monthly Premium$179
ProgressiveAnnual Premium$2,159Monthly Premium$180
AllstateAnnual Premium$2,324Monthly Premium$194
MercuryAnnual Premium$2,675Monthly Premium$223
National GeneralAnnual Premium$2,793Monthly Premium$233
ForemostAnnual Premium$2,812Monthly Premium$234
NationwideAnnual Premium$2,866Monthly Premium$239

Insurers have found that drivers with lower credit-based insurance scores are more likely to submit claims. As a result, this may lead to higher insurance premiums for individuals with poor credit.

To save money on car insurance, you can compare rates from multiple insurers or take advantage of common discounts, such as those for bundling various policy types or insuring multiple cars. Improving your credit score over time will also help with car insurance rates.

Cheapest Car Insurance in Texas for Sports Cars (June 2024)

The following insurers offer the cheapest premiums for Texas drivers with sports cars:

  • State Farm: $1,257 per year
  • GEICO: $1,642 per year

Dairyland is the costliest auto insurance provider for sports car owners at an average of $3,721 per year in Texas.

In Texas, auto insurance for a sports car is typically more costly than a policy for a standard vehicle, such as a Toyota Camry LE. Generally, sports car drivers pay around $446 more in annual premiums than those with a Camry due to the sports car’s higher repair and replacement costs.

Data filtered by:Results filtered by:
Age Range:
Age Range:30-59
Coverage Level:
Coverage Level:Full Coverage
State FarmAnnual Premium$1,257Monthly Premium$105
GEICOAnnual Premium$1,642Monthly Premium$137
ProgressiveAnnual Premium$1,670Monthly Premium$139
AllstateAnnual Premium$1,856Monthly Premium$155
ChubbAnnual Premium$2,034Monthly Premium$170
NationwideAnnual Premium$2,556Monthly Premium$213
ForemostAnnual Premium$2,556Monthly Premium$213
DairylandAnnual Premium$3,721Monthly Premium$310

MoneyGeek used a Ford Mustang as the representative sports car in our data, but the pricing could differ based on the car model. Generally, luxury, electric, and sports cars are more costly to insure than other vehicles. Your insurance provider can give you an exact calculation of how much it will cost to insure your car.

Cheapest Car Insurance in Texas for Military Drivers (June 2024)

In Texas, Texas Farm Bureau provides the most cost-effective car insurance for military members and veterans, with an average annual rate of $760.

USAA also offers competitive rates for military personnel and discounts for both active-duty and retired members. Its services are specifically tailored to meet the needs of military members and their families.

Another option to look into is GEICO. It has multiple discounts available to military-affiliated drivers.

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MoneyGeek Top Pick
Texas Farm Bureau
  • $760 per year

Despite not offering a military discount, Texas Farm Bureau is still the cheapest option in Texas for car insurance.

Cheapest Car Insurance in Texas by City

The cost of car insurance in Texas can vary drastically depending on your location within the state and even your specific ZIP code in larger The cost of car insurance in Texas can vary drastically depending on your location within the state and even your specific ZIP code in larger cities. For instance, Wichita Falls is the cheapest Texas city for car insurance, with a Texas Farm Bureau policy averaging $677 per year.

Conversely, McAllen is the most expensive city for car insurance, with the average cheapest full coverage policy from State Farm costing $1,294 annually.

Learn more about car insurance in various Texas cities by clicking on them in the table below.

AbileneCheapest CompanyTexas Farm BureauAnnual Premium$771
AllenCheapest CompanyTexas Farm BureauAnnual Premium$835
AmarilloCheapest CompanyTexas Farm BureauAnnual Premium$896
ArlingtonCheapest CompanyTexas Farm BureauAnnual Premium$731
AustinCheapest CompanyTexas Farm BureauAnnual Premium$856
BeaumontCheapest CompanyTexas Farm BureauAnnual Premium$896
BrownsvilleCheapest CompanyTexas Farm BureauAnnual Premium$1,104
CarrolltonCheapest CompanyTexas Farm BureauAnnual Premium$1,079

Car Insurance in Texas: What You Need to Know

In Texas, the required car insurance policies include bodily injury liability and property damage liability. All car insurance policies in the state also include personal injury protection, but you can waive this coverage.

Texas Car Insurance Requirements

In Texas, car insurance policies must adhere to the minimum coverage limits set by the state, which typically include bodily injury liability and property damage liability. Although the least expensive option is to purchase the minimum insurance policy, it offers the least amount of protection.

Drivers who have been convicted of serious traffic violations, such as speeding or drunk driving, may be required to obtain SR-22 insurance, which is more expensive than regular insurance. The SR-22 form will be submitted to the state by your insurance provider and will be valid for two years from the date of your most recent conviction.

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    Bodily Injury Liability Coverage

    This coverage provides financial protection if you cause an accident that results in another person’s injury or death.

    The minimum limits for bodily injury liability coverage in Texas are $30,000 per person and $60,000 per accident. This coverage will help cover medical expenses, lost wages and other related costs in the event of an accident.

    The downside of only having the minimum amount of this coverage is that you’ll need to cover any additional expenses out of your pocket, which could leave you financially vulnerable to a significant loss.

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    Property Damage Liability

    It covers the cost of repairing, replacing or paying for damages to another person’s property caused by the insured driver. In Texas, the minimum amount of property damage liability coverage is $25,000 per accident.

    This coverage does not cover the costs of repairing or replacing your own vehicle. While the minimum amount of coverage may be sufficient in some situations, it is often inadequate in cases involving extensive damage to a third party’s property.

MoneyGeek recommends that drivers get full coverage car insurance with the following limits:

  • $100,000 in bodily injury liability per person
  • $300,000 in bodily injury liability per accident
  • $100,000 in property damage per accident

If you finance or lease your car, you will likely have to buy comprehensive and collision insurance.

Comprehensive coverage pays for off-road damage to your car if it’s stolen, vandalized or damaged by something other than a collision, such as severe weather or a fire. As the name implies, collision coverage pays for damage to your car in an on-road collision.

If you own a valuable car, MoneyGeek suggests that you purchase comprehensive and collision insurance, even though you are not legally obligated to do so.

Car Insurance Alternatives in Texas

The most common car insurance alternative in Texas is depositing $55,000 in cash or a personal certificate of deposit (CD) with the Texas Comptroller. You will then receive a certificate that you can use as proof of financial responsibility.

If you’re a business owner with a fleet of at least 26 vehicles, you can also look into a Certificate of Self-Insurance. Finally, surety bonds are an option, but you would need to find two individuals willing to list their Texas properties as collateral against your vehicle, which is quite rare.

FAQ About Car Insurance in Texas

MoneyGeek provides answers to commonly asked questions about the cheapest car insurance in Texas to ensure you get the right coverage for your individual situation.

Which company offers the cheapest car insurance in Texas?
Should you buy the cheapest car insurance available in Texas?
Do you need uninsured/underinsured motorist coverage in Texas?

Expert Advice on Finding Cheap Car Insurance in Texas

To help you find credible and accurate insight into car insurance in Texas, MoneyGeek received expert advice from trusted professionals. The perspectives and opinions expressed are those of the individual contributor.

  1. How does the Texas Department of Insurance act as a resource for consumers in regard to auto insurance? And home insurance?
  2. What are the key factors drivers in Texas should look for when searching for the best auto insurance coverage?
  3. What steps can drivers in Texas take to find affordable car insurance?
  4. How do regulations and rules in Texas impact insurance pricing and how consumers might shop for coverage?
  5. What resources does the Texas Department of Insurance have for consumers?
Mark Worman
Mark WormanDeputy Commissioner, Property and Casualty Division of the Texas Department of Insurance
Yongli Luo
Yongli LuoAssociate Professor of Finance at Houston Baptist University
Mario Gonzalez-Fuentes
Mario Gonzalez-FuentesAssociate Professor of Marketing at Trinity University
Richard Alderman
Richard AldermanDirector, Consumer Law Center at the University of Houston, Professor Emeritus
Dr. Sebastian Hohenberg
Dr. Sebastian HohenbergAssistant Professor of Marketing at McCombs School of Business, The University of Texas at Austin
Yibing Du, Ph.D.
Yibing Du, Ph.D.Clinical Assistant Professor at The University of Texas at Arlington
J. Franklin Potts
J. Franklin PottsAssociate Professor - Finance, Insurance & Real Estate at Baylor University
Dr. Wheeler Pulliam, PhD, CFP®, MBA, MHR
Dr. Wheeler Pulliam, PhD, CFP®, MBA, MHRManaging Partner at Xponify Financial
Christopher Manske, CFP
Christopher Manske, CFPPresident of Manske Wealth Management
Jason Geesey
Jason GeeseyAssociate Professor of Marketing at Wayland Baptist University
David Tenerelli, CFP®
David Tenerelli, CFP®Financial Planner at Strategic Financial Planning
Ben Gurwitz, CFP®
Ben Gurwitz, CFP®Partner at Financial Life Advisors
Caden Braly
Caden BralyBusiness Development Manager at Braly Insurance Group
Juan Munoz, CFP®, AIF®, CRC®, AAMS®
Juan Munoz, CFP®, AIF®, CRC®, AAMS®Financial Planner and Founder, Life Strategy Financial
Emilio M. D. López, Jr.
Emilio M. D. López, Jr.Professor of Business at Dallas College
 Ernest Jay Horn
Ernest Jay HornLecturer — School of Family & Consumer Sciences at Texas State University
Scott Wysong, Ph.D.
Scott Wysong, Ph.D.Associate Professor & MBA Program Director in the Satish & Yasmin Gupta College of Business at the University of Dallas
Xavier Garza-Gomez
Xavier Garza-GomezProfessor of Finance at the University of Houston-Victoria
Juan E. Gallardo
Juan E. GallardoInstructor of Finance and Management at West Texas A&M University
Kim Austin
Kim AustinState Farm Insurance Agent/Owner
Robin Grambling
Robin GramblingSenior Lecturer Department of Marketing and Management at the University of Texas at El Paso
Dr. Michael Kraten
Dr. Michael KratenProfessor of Accounting at Houston Baptist University
Frank G. Cabano
Frank G. CabanoAssistant Professor, Marketing and Management at The University of Texas at El Paso
Dr. Hwan Shin
Dr. Hwan ShinAssociate Professor of Finance at The University of Texas at Tyler
Mark Holden
Mark HoldenCERTIFIED FINANCIAL PLANNER™(CFP®), Certified Wealth Strategist® (CWS®)
Dr. Daniel Perez Liston
Dr. Daniel Perez ListonAssociate Professor of Finance at the University of St. Thomas-Houston
Dr. Mikhail Kouliavtsev
Dr. Mikhail KouliavtsevDepartment Chair and Professor of Economics and Finance at Stephen F. Austin State University

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.