Residents of Arizona have many options when it comes to auto insurance. Annual auto insurance premiums in Arizona rose 32% from $1,282 in 2018 to $1,696 in 2019, according to 2019 data from the Insurance Information Institute.
Arizona requires that every motor vehicle operated on roads in the state be covered by liability insurance through an insurance company authorized to do business in Arizona. Failure to maintain proper insurance could lead to the suspension of your vehicle registration or driver’s license.
Our primer on the types of insurance is a great starting point for learning about auto insurance. Once you understand the basic terms and different types of coverage available, you'll want to start by getting auto insurance quotes from different companies. Your rate will depend on factors like your driving history, address and credit score along with the make, model and year of your vehicle. The Insurance Information Institute suggests getting car insurance quotes from at least three different companies before selecting one for purchase.