Cheapest and Best Car Insurance Companies in Peoria, AZ

According to the latest quotes for 2023, Travelers offers the cheapest minimum coverage insurance in Peoria, Arizona. Auto-Owners Insurance is the area’s best insurance company, balancing great service and affordability.

Personal factors like your driving needs and habits will determine which company is the cheapest for you. In Peoria, Travelers offers the cheapest minimum and full coverage policies. Auto-Owners Insurance is the best overall and the cheapest if you have a driving offense. If you are in the military, USAA is an excellent option.

Cheapest + BestCar InsurancePeoria

2023

Cheapest and Best Car Insurance in Peoria, AZ

Cheapest Overall - Travelers

Cheapest Full Coverage - Travelers

Cheapest After Driving Offense - Auto-Owners and American National

Cheapest for Teens - Travelers

Cheapest for Military - USAA

Best Overall - Auto-Owners and American National

Best for Customer Service - Auto-Owners and American National

Best Cheap - Auto-Owners and American National

Cheapest Minimum Liability Car Insurance in Peoria

The cheapest car insurance companies for a minimum coverage policy in Peoria are:

Travelers: $343 per year
Auto-Owners Insurance: $350 per year

Although Travelers has the lowest rates in Peoria, Mercury provides the cheapest car insurance in Arizona. Its average premium is slightly lower than Travelers at $325 and illustrates how location can affect rates. The General has the costliest minimum car insurance in Peoria at $1,619 per year as of October 2022.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
Auto-Owners Insurance Co	$340	$28
Travelers	$343	$29
Auto-Owners Insurance Co	$350	$29
Travelers	$368	$31
Mercury	$370	$31
Mercury	$381	$32
Travelers	$385	$32
Country Financial	$450	$38
Country Financial	$457	$38
Auto-Owners Insurance Co	$475	$40
Root Insurance Company	$478	$40
Root Insurance Company	$481	$40
State Farm	$484	$40
Hartford	$509	$42
State Farm	$515	$43
Root Insurance Company	$516	$43
Mercury	$529	$44
Progressive	$548	$46
Progressive	$549	$46
GEICO	$560	$47
Hartford	$573	$48
CSAA	$575	$48
Iowa Farm Bureau	$588	$49
GEICO	$593	$49
Allstate	$595	$50
State Farm	$627	$52
Iowa Farm Bureau	$634	$53
Country Financial	$635	$53
Progressive	$642	$54
Nationwide	$652	$54
CSAA	$664	$55
GEICO	$679	$57
Farmers	$680	$57
Allstate	$682	$57
Nationwide	$686	$57
Allstate	$692	$58
Auto-Owners Insurance Co	$705	$59
Farmers	$708	$59
Travelers	$713	$59
Travelers	$720	$60
Auto-Owners Insurance Co	$735	$61
Root Insurance Company	$740	$62
Root Insurance Company	$741	$62
CSAA	$747	$62
Hartford	$763	$64
Iowa Farm Bureau	$768	$64
Root Insurance Company	$799	$67
Farmers	$831	$69
Travelers	$854	$71
Nationwide	$863	$72
Hartford	$913	$76
State Farm	$948	$79
GEICO	$962	$80
GEICO	$965	$80
Progressive	$970	$81
Hartford	$1,008	$84
Auto-Owners Insurance Co	$1,008	$84
Progressive	$1,013	$84
State Farm	$1,027	$86
CSAA	$1,030	$86
Iowa Farm Bureau	$1,049	$87
Mercury	$1,075	$90
Allstate	$1,113	$93
Mercury	$1,121	$93
Iowa Farm Bureau	$1,130	$94
GEICO	$1,187	$99
CSAA	$1,187	$99
Allstate	$1,224	$102
Farmers	$1,236	$103
Progressive	$1,262	$105
Farmers	$1,263	$105
Allstate	$1,276	$106
State Farm	$1,299	$108
Nationwide	$1,327	$111
Iowa Farm Bureau	$1,333	$111
CSAA	$1,339	$112
Country Financial	$1,372	$114
Hartford	$1,418	$118
Nationwide	$1,497	$125
Farmers	$1,523	$127
Country Financial	$1,537	$128
Mercury	$1,589	$132
The General	$1,619	$135
Nationwide	$1,808	$151
The General	$1,819	$152
Country Financial	$1,966	$164
The General	$2,427	$202
The General	$3,190	$266
The General	$3,333	$278
The General	$4,639	$387

By Arizona law, a minimum coverage car insurance policy must include:

$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$15,000 property damage liability per accident

If a policyholder gets into an accident, the insurer will cover medical bills up to $25,000 per person with a limit of $50,000 per accident, regardless of how many persons are injured. Any costs over $50,000 are the policyholder’s responsibility.

Cheapest Full Coverage Car Insurance in Peoria

In Peoria, these are the most cost-effective providers of full coverage auto insurance:

Travelers: $720 per year
Auto-Owners Insurance: $735 per year

The General offers the most expensive full coverage car insurance policy at $3,190 per year. Root Insurance Company offers the cheapest full coverage car insurance in Arizona with premiums of $715 per year, although its average rate in Peoria is $741 as of October 2022. This rate difference illustrates how location can affect rates.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
Auto-Owners Insurance Co	$340	$28
Travelers	$343	$29
Auto-Owners Insurance Co	$350	$29
Travelers	$368	$31
Mercury	$370	$31
Mercury	$381	$32
Travelers	$385	$32
Country Financial	$450	$38
Country Financial	$457	$38
Auto-Owners Insurance Co	$475	$40
Root Insurance Company	$478	$40
Root Insurance Company	$481	$40
State Farm	$484	$40
Hartford	$509	$42
State Farm	$515	$43
Root Insurance Company	$516	$43
Mercury	$529	$44
Progressive	$548	$46
Progressive	$549	$46
GEICO	$560	$47
Hartford	$573	$48
CSAA	$575	$48
Iowa Farm Bureau	$588	$49
GEICO	$593	$49
Allstate	$595	$50
State Farm	$627	$52
Iowa Farm Bureau	$634	$53
Country Financial	$635	$53
Progressive	$642	$54
Nationwide	$652	$54
CSAA	$664	$55
GEICO	$679	$57
Farmers	$680	$57
Allstate	$682	$57
Nationwide	$686	$57
Allstate	$692	$58
Auto-Owners Insurance Co	$705	$59
Farmers	$708	$59
Travelers	$713	$59
Travelers	$720	$60
Auto-Owners Insurance Co	$735	$61
Root Insurance Company	$740	$62
Root Insurance Company	$741	$62
CSAA	$747	$62
Hartford	$763	$64
Iowa Farm Bureau	$768	$64
Root Insurance Company	$799	$67
Farmers	$831	$69
Travelers	$854	$71
Nationwide	$863	$72
Hartford	$913	$76
State Farm	$948	$79
GEICO	$962	$80
GEICO	$965	$80
Progressive	$970	$81
Hartford	$1,008	$84
Auto-Owners Insurance Co	$1,008	$84
Progressive	$1,013	$84
State Farm	$1,027	$86
CSAA	$1,030	$86
Iowa Farm Bureau	$1,049	$87
Mercury	$1,075	$90
Allstate	$1,113	$93
Mercury	$1,121	$93
Iowa Farm Bureau	$1,130	$94
GEICO	$1,187	$99
CSAA	$1,187	$99
Allstate	$1,224	$102
Farmers	$1,236	$103
Progressive	$1,262	$105
Farmers	$1,263	$105
Allstate	$1,276	$106
State Farm	$1,299	$108
Nationwide	$1,327	$111
Iowa Farm Bureau	$1,333	$111
CSAA	$1,339	$112
Country Financial	$1,372	$114
Hartford	$1,418	$118
Nationwide	$1,497	$125
Farmers	$1,523	$127
Country Financial	$1,537	$128
Mercury	$1,589	$132
The General	$1,619	$135
Nationwide	$1,808	$151
The General	$1,819	$152
Country Financial	$1,966	$164
The General	$2,427	$202
The General	$3,190	$266
The General	$3,333	$278
The General	$4,639	$387

A full coverage auto insurance policy will include not just liability coverage but also comprehensive and collision coverage.

Collision Insurance: Pays for damages if you crash into someone else's car or property.
Comprehensive Insurance: Pays for damages caused by non-collision events, like vandalism, theft, fire and flooding.

If you own an older vehicle, purchasing a full coverage insurance policy may not be cost-effective. You can end up paying more per year in premiums than the car’s value.

Cheapest Car Insurance in Peoria After a Driving Offense

The cheapest car insurance options for those with driving violations in Peoria are:

Speeding ticket: Auto-Owners Insurance ($735 per year)
At-fault accident: Root Insurance Company ($930 per year)
DUI: Root Insurance Company ($819 per year)

The General offers the most expensive rates after an at-fault accident ($4,523), speeding ticket ($3,831) and DUI ($4,161). Having a bad driving record will likely impact your rates. Even the cheapest company’s rates will increase for those with poor records.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
Auto-Owners Insurance Co	$340	$28
Auto-Owners Insurance Co	$350	$29
Travelers	$428	$36
Travelers	$453	$38
Travelers	$457	$38
Travelers	$466	$39
Auto-Owners Insurance Co	$475	$40
Travelers	$484	$40
Travelers	$493	$41
Travelers	$494	$41
Auto-Owners Insurance Co	$529	$44
Travelers	$531	$44
Root Insurance Company	$534	$45
Root Insurance Company	$538	$45
Travelers	$542	$45
Auto-Owners Insurance Co	$544	$45
State Farm	$554	$46
State Farm	$554	$46
Root Insurance Company	$574	$48
Mercury	$587	$49
State Farm	$589	$49
State Farm	$589	$49
Root Insurance Company	$598	$50
Root Insurance Company	$601	$50
Progressive	$601	$50
Root Insurance Company	$603	$50
Root Insurance Company	$603	$50
State Farm	$609	$51
Country Financial	$617	$51
Country Financial	$626	$52
Mercury	$629	$52
Progressive	$633	$53
Root Insurance Company	$644	$54
State Farm	$647	$54
GEICO	$647	$54
Root Insurance Company	$650	$54
Hartford	$660	$55
Mercury	$682	$57
GEICO	$686	$57
Progressive	$688	$57
CSAA	$691	$58
Progressive	$699	$58
Auto-Owners Insurance Co	$705	$59
State Farm	$717	$60
State Farm	$717	$60
Auto-Owners Insurance Co	$719	$60
Progressive	$726	$61
Hartford	$733	$61
Auto-Owners Insurance Co	$735	$61
Auto-Owners Insurance Co	$738	$62
Auto-Owners Insurance Co	$739	$62
Hartford	$739	$62
Iowa Farm Bureau	$752	$63
Country Financial	$765	$64
Mercury	$772	$64
Country Financial	$773	$64
Mercury	$774	$65
Country Financial	$784	$65
Hartford	$787	$66
State Farm	$789	$66
Progressive	$789	$66
GEICO	$791	$66
Country Financial	$794	$66
Nationwide	$795	$66
CSAA	$803	$67
Iowa Farm Bureau	$811	$68
Progressive	$815	$68
Mercury	$816	$68
Root Insurance Company	$819	$68
Root Insurance Company	$820	$68
Nationwide	$829	$69
GEICO	$835	$70
CSAA	$835	$70
Farmers	$839	$70
Hartford	$844	$70
Mercury	$865	$72
CSAA	$870	$73
Country Financial	$871	$73
Progressive	$871	$73
Root Insurance Company	$882	$74
Hartford	$903	$75
GEICO	$906	$76
CSAA	$909	$76
Root Insurance Company	$910	$76
Root Insurance Company	$911	$76
Progressive	$924	$77
Root Insurance Company	$927	$77
Root Insurance Company	$930	$77
Farmers	$934	$78
Allstate	$968	$81
Farmers	$969	$81
Root Insurance Company	$980	$82
Iowa Farm Bureau	$982	$82
CSAA	$984	$82
Travelers	$987	$82
Farmers	$988	$82
Hartford	$990	$83
GEICO	$991	$83
Auto-Owners Insurance Co	$1,002	$83
Root Insurance Company	$1,005	$84
Nationwide	$1,006	$84
Auto-Owners Insurance Co	$1,008	$84
Iowa Farm Bureau	$1,015	$85
CSAA	$1,027	$86
Country Financial	$1,033	$86
Travelers	$1,038	$87
Auto-Owners Insurance Co	$1,041	$87
Travelers	$1,045	$87
Allstate	$1,049	$87
State Farm	$1,074	$89
State Farm	$1,074	$89
Auto-Owners Insurance Co	$1,079	$90
Farmers	$1,084	$90
Travelers	$1,088	$91
Mercury	$1,088	$91
Country Financial	$1,090	$91
Mercury	$1,093	$91
Iowa Farm Bureau	$1,094	$91
Travelers	$1,096	$91
Farmers	$1,098	$91
Travelers	$1,103	$92
Allstate	$1,108	$92
Farmers	$1,117	$93
CSAA	$1,121	$93
Allstate	$1,127	$94
GEICO	$1,135	$95
Progressive	$1,149	$96
Travelers	$1,150	$96
Hartford	$1,154	$96
Travelers	$1,154	$96
GEICO	$1,156	$96
State Farm	$1,162	$97
State Farm	$1,162	$97
Progressive	$1,165	$97
CSAA	$1,171	$98
State Farm	$1,174	$98
Allstate	$1,193	$99
Nationwide	$1,193	$99
Allstate	$1,202	$100
Travelers	$1,206	$101
Farmers	$1,210	$101
Allstate	$1,221	$102
Hartford	$1,233	$103
Hartford	$1,239	$103
Nationwide	$1,242	$103
CSAA	$1,259	$105
Farmers	$1,261	$105
State Farm	$1,269	$106
GEICO	$1,296	$108
Iowa Farm Bureau	$1,326	$110
Hartford	$1,327	$111
Iowa Farm Bureau	$1,342	$112
GEICO	$1,346	$112
Progressive	$1,351	$113
Iowa Farm Bureau	$1,366	$114
Allstate	$1,369	$114
Auto-Owners Insurance Co	$1,375	$115
Progressive	$1,379	$115
Allstate	$1,385	$115
Hartford	$1,405	$117
Progressive	$1,407	$117
GEICO	$1,407	$117
Auto-Owners Insurance Co	$1,422	$118
GEICO	$1,430	$119
Hartford	$1,441	$120
Iowa Farm Bureau	$1,447	$121
CSAA	$1,454	$121
GEICO	$1,468	$122
State Farm	$1,471	$123
State Farm	$1,471	$123
Iowa Farm Bureau	$1,473	$123
Auto-Owners Insurance Co	$1,488	$124
Nationwide	$1,496	$125
Hartford	$1,511	$126
GEICO	$1,521	$127
Nationwide	$1,529	$127
CSAA	$1,545	$129
Hartford	$1,553	$129
Nationwide	$1,578	$131
Progressive	$1,584	$132
Farmers	$1,603	$134
State Farm	$1,608	$134
Progressive	$1,614	$134
CSAA	$1,633	$136
Progressive	$1,637	$136
Nationwide	$1,638	$137
CSAA	$1,645	$137
Farmers	$1,659	$138
Iowa Farm Bureau	$1,707	$142
Mercury	$1,718	$143
Allstate	$1,737	$145
GEICO	$1,748	$146
Farmers	$1,772	$148
Iowa Farm Bureau	$1,785	$149
CSAA	$1,800	$150
Nationwide	$1,808	$151
Iowa Farm Bureau	$1,814	$151
Country Financial	$1,818	$152
Nationwide	$1,832	$153
Mercury	$1,833	$153
Farmers	$1,858	$155
Farmers	$1,862	$155
Mercury	$1,865	$155
Progressive	$1,868	$156
Allstate	$1,886	$157
Hartford	$1,891	$158
CSAA	$1,908	$159
Allstate	$1,930	$161
The General	$1,943	$162
Iowa Farm Bureau	$1,955	$163
Auto-Owners Insurance Co	$1,969	$164
Allstate	$1,988	$166
Farmers	$1,992	$166
Country Financial	$2,028	$169
Farmers	$2,031	$169
CSAA	$2,045	$170
Farmers	$2,079	$173
Country Financial	$2,087	$174
Allstate	$2,093	$174
Mercury	$2,104	$175
Allstate	$2,108	$176
Country Financial	$2,109	$176
The General	$2,118	$177
Nationwide	$2,119	$177
Hartford	$2,155	$180
Allstate	$2,162	$180
CSAA	$2,165	$180
GEICO	$2,198	$183
Country Financial	$2,227	$186
Hartford	$2,229	$186
The General	$2,235	$186
Mercury	$2,252	$188
Farmers	$2,274	$190
Iowa Farm Bureau	$2,306	$192
The General	$2,311	$193
Country Financial	$2,328	$194
Allstate	$2,338	$195
GEICO	$2,345	$195
GEICO	$2,367	$197
Mercury	$2,402	$200
Allstate	$2,418	$201
Iowa Farm Bureau	$2,440	$203
Nationwide	$2,454	$204
The General	$2,495	$208
Mercury	$2,536	$211
Country Financial	$2,614	$218
Iowa Farm Bureau	$2,630	$219
Nationwide	$2,698	$225
The General	$2,785	$232
The General	$2,800	$233
Country Financial	$2,868	$239
The General	$2,928	$244
Mercury	$2,987	$249
Country Financial	$3,041	$253
The General	$3,062	$255
Iowa Farm Bureau	$3,103	$259
Nationwide	$3,145	$262
Nationwide	$3,188	$266
Mercury	$3,195	$266
Nationwide	$3,432	$286
The General	$3,831	$319
Nationwide	$3,879	$323
The General	$4,089	$341
The General	$4,161	$347
The General	$4,523	$377
The General	$4,546	$379
The General	$5,055	$421
The General	$5,366	$447
The General	$5,613	$468
The General	$5,873	$489

Rates for car insurance tend to increase based on the severity of the violation. For example, rates in Peoria increase by an average of $383 after a speeding ticket but by $789 after a DUI. You can still find the cheapest car insurance with a poor driving record by shopping around.

Cheapest Car Insurance in Peoria for Teens and Their Families

The cheapest car insurance companies for teens on a family policy in Peoria are:

Travelers: $1,709 per year for female teens and $2,040 per year for male teens
Nationwide: $2,472 per year for female teens and $2,681 per year for male teens

Allstate is the most expensive, costing $4,062 for female teens and $5,633 for male teens. Insurers often charge male teens higher rates because they are considered high-risk. However, this gender-based difference falls off in early adulthood.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
Travelers	$921	$1,522
Travelers	$970	$1,571
Travelers	$1,023	$1,690
Travelers	$1,032	$1,866
Travelers	$1,056	$1,745
Travelers	$1,107	$1,791
Travelers	$1,132	$2,064
Travelers	$1,137	$2,016
Travelers	$1,176	$1,903
Travelers	$1,267	$2,257
Travelers	$1,294	$2,295
Travelers	$1,296	$2,583
Auto-Owners Insurance Co	$1,387	$2,897
Travelers	$1,392	$3,131
Auto-Owners Insurance Co	$1,443	$3,149
Travelers	$1,449	$2,580
Travelers	$1,456	$2,942
Auto-Owners Insurance Co	$1,470	$3,070
State Farm	$1,506	$4,395
Auto-Owners Insurance Co	$1,519	$3,314
Auto-Owners Insurance Co	$1,565	$3,690
Auto-Owners Insurance Co	$1,587	$3,771
Farmers	$1,592	$2,847
Auto-Owners Insurance Co	$1,604	$3,500
Progressive	$1,613	$2,187
Auto-Owners Insurance Co	$1,613	$4,088
Travelers	$1,616	$3,637
Farmers	$1,646	$3,031
Travelers	$1,652	$3,714
Nationwide	$1,663	$3,365
State Farm	$1,667	$4,864
Auto-Owners Insurance Co	$1,684	$3,517
Nationwide	$1,693	$5,080
Travelers	$1,709	$4,680
Nationwide	$1,710	$3,758
State Farm	$1,714	$4,886
Progressive	$1,722	$2,297
Progressive	$1,745	$3,390
State Farm	$1,754	$5,904
Auto-Owners Insurance Co	$1,779	$3,942
Allstate	$1,801	$2,752
State Farm	$1,818	$5,304
Nationwide	$1,828	$6,136
Allstate	$1,829	$2,795
Allstate	$1,836	$2,805
Allstate	$1,846	$2,928
GEICO	$1,853	$4,582
Nationwide	$1,870	$3,784
Progressive	$1,883	$3,644
Auto-Owners Insurance Co	$1,887	$5,448
State Farm	$1,888	$6,403
Progressive	$1,889	$2,561
Auto-Owners Insurance Co	$1,899	$4,813
Progressive	$1,904	$2,540
State Farm	$1,929	$5,501
Auto-Owners Insurance Co	$1,932	$4,281
Auto-Owners Insurance Co	$1,945	$4,706
Nationwide	$1,958	$3,961
Travelers	$1,958	$4,407
Nationwide	$1,961	$4,755
Progressive	$1,984	$3,186
GEICO	$1,986	$2,274
Allstate	$1,995	$2,985
Progressive	$2,005	$4,349
GEICO	$2,006	$2,490
Nationwide	$2,007	$4,409
GEICO	$2,009	$2,921
Progressive	$2,013	$3,151
GEICO	$2,014	$2,306
Progressive	$2,030	$3,942
Travelers	$2,040	$5,727
State Farm	$2,051	$6,905
GEICO	$2,058	$2,555
Allstate	$2,062	$3,079
Progressive	$2,064	$2,753
Progressive	$2,085	$2,828
GEICO	$2,097	$3,064
Nationwide	$2,099	$5,652
Allstate	$2,101	$3,143
Nationwide	$2,106	$4,628
GEICO	$2,109	$2,756
GEICO	$2,109	$2,633
Allstate	$2,120	$3,362
GEICO	$2,137	$2,447
State Farm	$2,137	$6,094
Allstate	$2,138	$3,198
GEICO	$2,151	$2,670
State Farm	$2,166	$7,345
State Farm	$2,166	$8,291
GEICO	$2,177	$6,152
Progressive	$2,241	$4,910
GEICO	$2,266	$3,311
Auto-Owners Insurance Co	$2,273	$5,206
GEICO	$2,282	$3,629
GEICO	$2,282	$3,676
Farmers	$2,296	$5,337
Progressive	$2,302	$4,454
State Farm	$2,303	$7,661
GEICO	$2,310	$3,359
Progressive	$2,313	$9,447
Nationwide	$2,341	$8,400
Auto-Owners Insurance Co	$2,349	$6,553
Allstate	$2,359	$3,530
Nationwide	$2,417	$9,721
Nationwide	$2,417	$9,721
GEICO	$2,421	$5,986
Farmers	$2,424	$5,071
Farmers	$2,438	$5,899
GEICO	$2,439	$6,894
Nationwide	$2,472	$10,388
State Farm	$2,483	$9,484
Auto-Owners Insurance Co	$2,495	$5,714
Farmers	$2,501	$5,813
Allstate	$2,509	$4,155
Farmers	$2,528	$6,480
Nationwide	$2,532	$7,597
Auto-Owners Insurance Co	$2,554	$6,629
Progressive	$2,557	$10,522
Farmers	$2,561	$5,625
Farmers	$2,583	$12,819
Farmers	$2,592	$6,272
Farmers	$2,610	$4,669
Farmers	$2,635	$6,952
Farmers	$2,659	$4,757
Auto-Owners Insurance Co	$2,669	$7,447
GEICO	$2,681	$9,685
GEICO	$2,681	$9,315
Allstate	$2,681	$4,003
State Farm	$2,703	$10,314
State Farm	$2,706	$9,000
Auto-Owners Insurance Co	$2,708	$8,667
Farmers	$2,728	$5,023
Farmers	$2,735	$13,910
Nationwide	$2,736	$11,540
Progressive	$2,807	$13,208
Farmers	$2,818	$5,189
State Farm	$2,839	$10,845
State Farm	$2,853	$12,369
Farmers	$2,856	$14,171
Nationwide	$2,858	$13,263
Nationwide	$2,858	$13,263
Progressive	$2,872	$11,730
Nationwide	$2,925	$14,195
Nationwide	$2,943	$9,881
Allstate	$3,024	$5,124
Farmers	$3,048	$15,502
Progressive	$3,068	$14,472
Progressive	$3,131	$12,883
State Farm	$3,131	$11,834
Farmers	$3,178	$20,325
Allstate	$3,288	$4,921
Farmers	$3,395	$22,376
State Farm	$3,591	$13,573
State Farm	$3,608	$15,498
Allstate	$3,891	$6,351
Allstate	$4,025	$6,570
Allstate	$4,062	$6,972
Allstate	$5,334	$7,878
Allstate	$5,519	$8,150
Allstate	$5,633	$8,927

Adding a teen to your existing family policy is generally more cost-effective than purchasing a separate policy. In Peoria, individual coverage for a male 16-year-old costs $5,905, while coverage under a parent's plan costs $3,011, a savings of $2,894. In addition, comparing quotes is the best way to find the cheapest car insurance for teens.

Cheapest Car Insurance in Peoria for Military Drivers

Peoria military families will find the best full coverage auto insurance rates from the following companies:

USAA: $645 per year
Travelers: $720 per year

USAA and Travelers also provide the cheapest full coverage policies and are the best options for those who want low-cost military auto insurance in Peoria.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
USAA	$215	$18
USAA	$217	$18
USAA	$252	$21
Auto-Owners Insurance Co	$340	$28
Travelers	$343	$29
Auto-Owners Insurance Co	$350	$29
Travelers	$368	$31
Mercury	$370	$31
Mercury	$381	$32
Travelers	$385	$32
Country Financial	$450	$38
Country Financial	$457	$38
Auto-Owners Insurance Co	$475	$40
Root Insurance Company	$478	$40
Root Insurance Company	$481	$40
State Farm	$484	$40
Hartford	$509	$42
State Farm	$515	$43
Root Insurance Company	$516	$43
Mercury	$529	$44
Progressive	$548	$46
Progressive	$549	$46
GEICO	$560	$47
Hartford	$573	$48
CSAA	$575	$48
Iowa Farm Bureau	$588	$49
GEICO	$593	$49
Allstate	$595	$50
USAA	$614	$51
State Farm	$627	$52
Iowa Farm Bureau	$634	$53
Country Financial	$635	$53
Progressive	$642	$54
USAA	$645	$54
Nationwide	$652	$54
CSAA	$664	$55
GEICO	$679	$57
Farmers	$680	$57
Allstate	$682	$57
Nationwide	$686	$57
Allstate	$692	$58
Auto-Owners Insurance Co	$705	$59
Farmers	$708	$59
Travelers	$713	$59
Travelers	$720	$60
Auto-Owners Insurance Co	$735	$61
Root Insurance Company	$740	$62
Root Insurance Company	$741	$62
CSAA	$747	$62
Hartford	$763	$64
Iowa Farm Bureau	$768	$64
USAA	$773	$64
Root Insurance Company	$799	$67
Farmers	$831	$69
Travelers	$854	$71
Nationwide	$863	$72
Hartford	$913	$76
State Farm	$948	$79
GEICO	$962	$80
GEICO	$965	$80
Progressive	$970	$81
Hartford	$1,008	$84
Auto-Owners Insurance Co	$1,008	$84
Progressive	$1,013	$84
State Farm	$1,027	$86
CSAA	$1,030	$86
Iowa Farm Bureau	$1,049	$87
Mercury	$1,075	$90
Allstate	$1,113	$93
Mercury	$1,121	$93
Iowa Farm Bureau	$1,130	$94
GEICO	$1,187	$99
CSAA	$1,187	$99
Allstate	$1,224	$102
Farmers	$1,236	$103
Progressive	$1,262	$105
Farmers	$1,263	$105
Allstate	$1,276	$106
State Farm	$1,299	$108
Nationwide	$1,327	$111
Iowa Farm Bureau	$1,333	$111
CSAA	$1,339	$112
Country Financial	$1,372	$114
Hartford	$1,418	$118
Nationwide	$1,497	$125
Farmers	$1,523	$127
Country Financial	$1,537	$128
Mercury	$1,589	$132
The General	$1,619	$135
Nationwide	$1,808	$151
The General	$1,819	$152
Country Financial	$1,966	$164
The General	$2,427	$202
The General	$3,190	$266
The General	$3,333	$278
The General	$4,639	$387

How to Compare Cheap Peoria Car Insurance Quotes Online

Getting online quotes in Peoria, Arizona, can take 15 minutes or longer for each company and requires you to enter a lot of personal information. Get a quote fast by using MoneyGeek’s car insurance calculator. All you need to do is input your age, vehicle type, coverage level and driving record to get quick premium estimates.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

Arizona

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.USAA

$395

2.GEICO

$413

3.CSAA

$516

4.Country Financial

$574

5.Hartford

$576

Best Car Insurance in Peoria: Summary

The best insurance for you will depend on your affordability, coverage and customer service needs. Here are the best providers in different categories:

Best overall: Auto-Owners Insurance (MoneyGeek score of 81 out of 100)
Best for service: Auto-Owners Insurance (MoneyGeek score of 66 out of 100)
Best cheap: Auto-Owners Insurance (MoneyGeek score of 84 out of 100)

Auto-Owners Insurance is also the best car insurance company throughout Arizona. Additionally, a company's overall MoneyGeek score can change as we give different weights to criteria in certain categories. Scoring 85 out of 100, USAA is another top option for military personnel and their families.

Best Overall Car Insurance in Peoria

The best car insurance providers in Peoria offer a balance of affordability and great customer service. The following are MoneyGeek’s picks:

Auto-Owners Insurance: MoneyGeek score of 81 out of 100 ($735 per year)
Travelers: MoneyGeek score of 78 out of 100 ($720 per year)

Auto-Owners Insurance earns a spot at the top for providing coverage at a competitive price and having fewer customer complaints, according to J.D. Power and National Association of Insurance Commissioners customer satisfaction studies. USAA is another great option, with a MoneyGeek score of 85 out of 100. However, its services are only available to the military community.

How was this MoneyGeek score calculated?

pros

High scores in affordability and customer service

Offers diminished value coverage and accident forgiveness

cons

Doesn’t offer original equipment manufacturer or airbag reinstallation coverage

COMPANY HIGHLIGHTS

Auto-Owners Insurance has a good customer satisfaction track record, which means it gets fewer complaints than other insurance companies. The provider also offers several coverage add-ons.

The company's diminished value coverage protects your investment. If your car is in an accident, it won't be worth as much as pre-accident, even after repairs. Diminished value coverage compensates you for the car's reduction in value. In addition, the at-fault accident forgiveness coverage waives the surcharge after your first at-fault accident. Drivers must not have claims or violations for three years before purchasing this add-on.

Auto-Owners Insurance also offers the Personal Automobile Plus Package, which conveniently bundles more than 10 coverages under one rate. The package includes identity theft protection, lock-rekeying, cell phone replacement and more.

Read MoneyGeek's Auto-Owners and American National Auto Insurance Review

Best Car Insurance in Peoria for Customer Service

The insurance companies offering the best customer service in Peoria, regardless of cost, are:

Auto-Owners Insurance: MoneyGeek score of 66 out of 100 ($720 per year)
Country Financial: MoneyGeek score of 65 out of 100 ($1,537 per year)

Auto-Owners Insurance is known for offering a positive customer experience and does so at an affordable price.

How was this MoneyGeek score calculated?

pros

Low customer complaints and above-average claims handling score

Offers roadside assistance and gap insurance

cons

Does not offer identity theft coverage, new car replacement or mechanical breakdown insurance

COMPANY HIGHLIGHTS

Drivers in Peoria frequently choose Auto-Owners Insurance because of its reputation for dependability at reasonable rates. It consistently delivers a smooth customer experience and has above-average claims handling, coverage and customer satisfaction scores.

Auto-Owners Insurance offers gap insurance that gives protection in the event of a total loss. This endorsement covers the difference between the current value of your vehicle and the amount you still owe on your lease or loan. The company will waive your deductible if you get into an accident with another vehicle insured by Auto-Owners.

Additional coverages include roadside assistance for emergency road service, including flat tires and dead batteries, and rental car reimbursement if you need a rental while your car is in the shop due to a covered incident.

Read MoneyGeek's Auto-Owners and American National Auto Insurance Review

Best Cheap Car Insurance in Peoria

The best companies in Peoria for minimum coverage policy that meets Arizona’s standards are:

Auto-Owners Insurance: MoneyGeek score of 84 out of 100 ($350 per year)
Travelers: MoneyGeek score of 80 out of 100 ($343 per year)

While minimum coverage policies are the most affordable, they offer limited liability protection and don’t cover damages to your car.

How was this MoneyGeek score calculated?

pros

An affordable minimum coverage policy costs $350 per year

High affordability and claims score

Bundling, multiple car and responsible discounts available

cons

Claims handling could use some improvement

COMPANY HIGHLIGHTS

Auto-Owners Insurance ranks at the top when it comes to offering affordable insurance. It consistently receives high marks from industry reviewers, and its MoneyGeek ratings show that it’s a dependable company with a nice track record for making good on its promises, although it could improve some areas of claims handling.

Policyholders who wish to save even more can take advantage of several discounts. These include discounts for bundling, students who maintain a “B” average, insuring multiple cars and having a clean driving history. Safety equipment, such as anti-theft systems, airbags and anti-lock brakes, also qualify for discounts.

If you request a quote before your current policy expires, opt for paperless billing, pay your annual policy bill in full or pay premiums on time for 36 consecutive months, you can score a discount.

Read MoneyGeek's Auto-Owners and American National Auto Insurance Review

Average Cost of Car Insurance in Peoria

Full coverage car insurance in Peoria costs $1,216 per year on average as of October 2022. Full coverage includes up to $100K in bodily injury liability per person, $300K in bodily injury liability per accident and $100K in property damage liability per accident.

Insurance in this city is slightly more expensive than Arizona’s median car insurance cost of $1,193. However, it is still more affordable than the $1,265 average national cost of car insurance.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Cheapest and Best Car Insurance Companies in Peoria, AZ

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On This Page:

Cheapest Minimum Liability Car Insurance in Peoria

Cheapest Full Coverage Car Insurance in Peoria

Cheapest Car Insurance in Peoria After a Driving Offense

Cheapest Car Insurance in Peoria for Teens and Their Families

Cheapest Car Insurance in Peoria for Military Drivers

How to Compare Cheap Peoria Car Insurance Quotes Online

Best Car Insurance in Peoria: Summary

Best Overall Car Insurance in Peoria

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Peoria for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Peoria

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Peoria