Compare Rates and Save on Auto Insurance

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Personal factors like your driving needs and habits will determine which company is the cheapest for you. In Peoria, Travelers offers the cheapest minimum and full coverage policies. Auto-Owners Insurance is the best overall and the cheapest if you have a driving offense. If you are in the military, USAA is an excellent option.

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2023

Cheapest and Best Car Insurance in Peoria, AZ

Cheapest Minimum Liability Car Insurance in Peoria

The cheapest car insurance companies for a minimum coverage policy in Peoria are:

  • Travelers: $343 per year
  • Auto-Owners Insurance: $350 per year

Although Travelers has the lowest rates in Peoria, Mercury provides the cheapest car insurance in Arizona. Its average premium is slightly lower than Travelers at $325 and illustrates how location can affect rates. The General has the costliest minimum car insurance in Peoria at $1,619 per year as of October 2022.

Company
Annual Premium
Monthly Premium

Auto-Owners Insurance Co

$340

$28

Travelers

$343

$29

Auto-Owners Insurance Co

$350

$29

Travelers

$368

$31

Mercury

$370

$31

Mercury

$381

$32

Travelers

$385

$32

Country Financial

$450

$38

Country Financial

$457

$38

Auto-Owners Insurance Co

$475

$40

Root Insurance Company

$478

$40

Root Insurance Company

$481

$40

State Farm

$484

$40

Hartford

$509

$42

State Farm

$515

$43

Root Insurance Company

$516

$43

Mercury

$529

$44

Progressive

$548

$46

Progressive

$549

$46

GEICO

$560

$47

Hartford

$573

$48

CSAA

$575

$48

Iowa Farm Bureau

$588

$49

GEICO

$593

$49

Allstate

$595

$50

State Farm

$627

$52

Iowa Farm Bureau

$634

$53

Country Financial

$635

$53

Progressive

$642

$54

Nationwide

$652

$54

CSAA

$664

$55

GEICO

$679

$57

Farmers

$680

$57

Allstate

$682

$57

Nationwide

$686

$57

Allstate

$692

$58

Auto-Owners Insurance Co

$705

$59

Farmers

$708

$59

Travelers

$713

$59

Travelers

$720

$60

Auto-Owners Insurance Co

$735

$61

Root Insurance Company

$740

$62

Root Insurance Company

$741

$62

CSAA

$747

$62

Hartford

$763

$64

Iowa Farm Bureau

$768

$64

Root Insurance Company

$799

$67

Farmers

$831

$69

Travelers

$854

$71

Nationwide

$863

$72

Hartford

$913

$76

State Farm

$948

$79

GEICO

$962

$80

GEICO

$965

$80

Progressive

$970

$81

Hartford

$1,008

$84

Auto-Owners Insurance Co

$1,008

$84

Progressive

$1,013

$84

State Farm

$1,027

$86

CSAA

$1,030

$86

Iowa Farm Bureau

$1,049

$87

Mercury

$1,075

$90

Allstate

$1,113

$93

Mercury

$1,121

$93

Iowa Farm Bureau

$1,130

$94

GEICO

$1,187

$99

CSAA

$1,187

$99

Allstate

$1,224

$102

Farmers

$1,236

$103

Progressive

$1,262

$105

Farmers

$1,263

$105

Allstate

$1,276

$106

State Farm

$1,299

$108

Nationwide

$1,327

$111

Iowa Farm Bureau

$1,333

$111

CSAA

$1,339

$112

Country Financial

$1,372

$114

Hartford

$1,418

$118

Nationwide

$1,497

$125

Farmers

$1,523

$127

Country Financial

$1,537

$128

Mercury

$1,589

$132

The General

$1,619

$135

Nationwide

$1,808

$151

The General

$1,819

$152

Country Financial

$1,966

$164

The General

$2,427

$202

The General

$3,190

$266

The General

$3,333

$278

The General

$4,639

$387

By Arizona law, a minimum coverage car insurance policy must include:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

If a policyholder gets into an accident, the insurer will cover medical bills up to $25,000 per person with a limit of $50,000 per accident, regardless of how many persons are injured. Any costs over $50,000 are the policyholder’s responsibility.

Cheapest Full Coverage Car Insurance in Peoria

In Peoria, these are the most cost-effective providers of full coverage auto insurance:

  • Travelers: $720 per year
  • Auto-Owners Insurance: $735 per year

The General offers the most expensive full coverage car insurance policy at $3,190 per year. Root Insurance Company offers the cheapest full coverage car insurance in Arizona with premiums of $715 per year, although its average rate in Peoria is $741 as of October 2022. This rate difference illustrates how location can affect rates.

Company
Annual Premium
Monthly Premium

Auto-Owners Insurance Co

$340

$28

Travelers

$343

$29

Auto-Owners Insurance Co

$350

$29

Travelers

$368

$31

Mercury

$370

$31

Mercury

$381

$32

Travelers

$385

$32

Country Financial

$450

$38

Country Financial

$457

$38

Auto-Owners Insurance Co

$475

$40

Root Insurance Company

$478

$40

Root Insurance Company

$481

$40

State Farm

$484

$40

Hartford

$509

$42

State Farm

$515

$43

Root Insurance Company

$516

$43

Mercury

$529

$44

Progressive

$548

$46

Progressive

$549

$46

GEICO

$560

$47

Hartford

$573

$48

CSAA

$575

$48

Iowa Farm Bureau

$588

$49

GEICO

$593

$49

Allstate

$595

$50

State Farm

$627

$52

Iowa Farm Bureau

$634

$53

Country Financial

$635

$53

Progressive

$642

$54

Nationwide

$652

$54

CSAA

$664

$55

GEICO

$679

$57

Farmers

$680

$57

Allstate

$682

$57

Nationwide

$686

$57

Allstate

$692

$58

Auto-Owners Insurance Co

$705

$59

Farmers

$708

$59

Travelers

$713

$59

Travelers

$720

$60

Auto-Owners Insurance Co

$735

$61

Root Insurance Company

$740

$62

Root Insurance Company

$741

$62

CSAA

$747

$62

Hartford

$763

$64

Iowa Farm Bureau

$768

$64

Root Insurance Company

$799

$67

Farmers

$831

$69

Travelers

$854

$71

Nationwide

$863

$72

Hartford

$913

$76

State Farm

$948

$79

GEICO

$962

$80

GEICO

$965

$80

Progressive

$970

$81

Hartford

$1,008

$84

Auto-Owners Insurance Co

$1,008

$84

Progressive

$1,013

$84

State Farm

$1,027

$86

CSAA

$1,030

$86

Iowa Farm Bureau

$1,049

$87

Mercury

$1,075

$90

Allstate

$1,113

$93

Mercury

$1,121

$93

Iowa Farm Bureau

$1,130

$94

GEICO

$1,187

$99

CSAA

$1,187

$99

Allstate

$1,224

$102

Farmers

$1,236

$103

Progressive

$1,262

$105

Farmers

$1,263

$105

Allstate

$1,276

$106

State Farm

$1,299

$108

Nationwide

$1,327

$111

Iowa Farm Bureau

$1,333

$111

CSAA

$1,339

$112

Country Financial

$1,372

$114

Hartford

$1,418

$118

Nationwide

$1,497

$125

Farmers

$1,523

$127

Country Financial

$1,537

$128

Mercury

$1,589

$132

The General

$1,619

$135

Nationwide

$1,808

$151

The General

$1,819

$152

Country Financial

$1,966

$164

The General

$2,427

$202

The General

$3,190

$266

The General

$3,333

$278

The General

$4,639

$387

A full coverage auto insurance policy will include not just liability coverage but also comprehensive and collision coverage.

  • Collision Insurance: Pays for damages if you crash into someone else's car or property.
  • Comprehensive Insurance: Pays for damages caused by non-collision events, like vandalism, theft, fire and flooding.

If you own an older vehicle, purchasing a full coverage insurance policy may not be cost-effective. You can end up paying more per year in premiums than the car’s value.

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Cheapest Car Insurance in Peoria After a Driving Offense

The cheapest car insurance options for those with driving violations in Peoria are:

  • Speeding ticket: Auto-Owners Insurance ($735 per year)
  • At-fault accident: Root Insurance Company ($930 per year)
  • DUI: Root Insurance Company ($819 per year)

The General offers the most expensive rates after an at-fault accident ($4,523), speeding ticket ($3,831) and DUI ($4,161). Having a bad driving record will likely impact your rates. Even the cheapest company’s rates will increase for those with poor records.

Company
Annual Premium
Monthly Premium

Auto-Owners Insurance Co

$340

$28

Auto-Owners Insurance Co

$350

$29

Travelers

$428

$36

Travelers

$453

$38

Travelers

$457

$38

Travelers

$466

$39

Auto-Owners Insurance Co

$475

$40

Travelers

$484

$40

Travelers

$493

$41

Travelers

$494

$41

Auto-Owners Insurance Co

$529

$44

Travelers

$531

$44

Root Insurance Company

$534

$45

Root Insurance Company

$538

$45

Travelers

$542

$45

Auto-Owners Insurance Co

$544

$45

State Farm

$554

$46

State Farm

$554

$46

Root Insurance Company

$574

$48

Mercury

$587

$49

State Farm

$589

$49

State Farm

$589

$49

Root Insurance Company

$598

$50

Root Insurance Company

$601

$50

Progressive

$601

$50

Root Insurance Company

$603

$50

Root Insurance Company

$603

$50

State Farm

$609

$51

Country Financial

$617

$51

Country Financial

$626

$52

Mercury

$629

$52

Progressive

$633

$53

Root Insurance Company

$644

$54

State Farm

$647

$54

GEICO

$647

$54

Root Insurance Company

$650

$54

Hartford

$660

$55

Mercury

$682

$57

GEICO

$686

$57

Progressive

$688

$57

CSAA

$691

$58

Progressive

$699

$58

Auto-Owners Insurance Co

$705

$59

State Farm

$717

$60

State Farm

$717

$60

Auto-Owners Insurance Co

$719

$60

Progressive

$726

$61

Hartford

$733

$61

Auto-Owners Insurance Co

$735

$61

Auto-Owners Insurance Co

$738

$62

Auto-Owners Insurance Co

$739

$62

Hartford

$739

$62

Iowa Farm Bureau

$752

$63

Country Financial

$765

$64

Mercury

$772

$64

Country Financial

$773

$64

Mercury

$774

$65

Country Financial

$784

$65

Hartford

$787

$66

State Farm

$789

$66

Progressive

$789

$66

GEICO

$791

$66

Country Financial

$794

$66

Nationwide

$795

$66

CSAA

$803

$67

Iowa Farm Bureau

$811

$68

Progressive

$815

$68

Mercury

$816

$68

Root Insurance Company

$819

$68

Root Insurance Company

$820

$68

Nationwide

$829

$69

GEICO

$835

$70

CSAA

$835

$70

Farmers

$839

$70

Hartford

$844

$70

Mercury

$865

$72

CSAA

$870

$73

Country Financial

$871

$73

Progressive

$871

$73

Root Insurance Company

$882

$74

Hartford

$903

$75

GEICO

$906

$76

CSAA

$909

$76

Root Insurance Company

$910

$76

Root Insurance Company

$911

$76

Progressive

$924

$77

Root Insurance Company

$927

$77

Root Insurance Company

$930

$77

Farmers

$934

$78

Allstate

$968

$81

Farmers

$969

$81

Root Insurance Company

$980

$82

Iowa Farm Bureau

$982

$82

CSAA

$984

$82

Travelers

$987

$82

Farmers

$988

$82

Hartford

$990

$83

GEICO

$991

$83

Auto-Owners Insurance Co

$1,002

$83

Root Insurance Company

$1,005

$84

Nationwide

$1,006

$84

Auto-Owners Insurance Co

$1,008

$84

Iowa Farm Bureau

$1,015

$85

CSAA

$1,027

$86

Country Financial

$1,033

$86

Travelers

$1,038

$87

Auto-Owners Insurance Co

$1,041

$87

Travelers

$1,045

$87

Allstate

$1,049

$87

State Farm

$1,074

$89

State Farm

$1,074

$89

Auto-Owners Insurance Co

$1,079

$90

Farmers

$1,084

$90

Travelers

$1,088

$91

Mercury

$1,088

$91

Country Financial

$1,090

$91

Mercury

$1,093

$91

Iowa Farm Bureau

$1,094

$91

Travelers

$1,096

$91

Farmers

$1,098

$91

Travelers

$1,103

$92

Allstate

$1,108

$92

Farmers

$1,117

$93

CSAA

$1,121

$93

Allstate

$1,127

$94

GEICO

$1,135

$95

Progressive

$1,149

$96

Travelers

$1,150

$96

Hartford

$1,154

$96

Travelers

$1,154

$96

GEICO

$1,156

$96

State Farm

$1,162

$97

State Farm

$1,162

$97

Progressive

$1,165

$97

CSAA

$1,171

$98

State Farm

$1,174

$98

Allstate

$1,193

$99

Nationwide

$1,193

$99

Allstate

$1,202

$100

Travelers

$1,206

$101

Farmers

$1,210

$101

Allstate

$1,221

$102

Hartford

$1,233

$103

Hartford

$1,239

$103

Nationwide

$1,242

$103

CSAA

$1,259

$105

Farmers

$1,261

$105

State Farm

$1,269

$106

GEICO

$1,296

$108

Iowa Farm Bureau

$1,326

$110

Hartford

$1,327

$111

Iowa Farm Bureau

$1,342

$112

GEICO

$1,346

$112

Progressive

$1,351

$113

Iowa Farm Bureau

$1,366

$114

Allstate

$1,369

$114

Auto-Owners Insurance Co

$1,375

$115

Progressive

$1,379

$115

Allstate

$1,385

$115

Hartford

$1,405

$117

Progressive

$1,407

$117

GEICO

$1,407

$117

Auto-Owners Insurance Co

$1,422

$118

GEICO

$1,430

$119

Hartford

$1,441

$120

Iowa Farm Bureau

$1,447

$121

CSAA

$1,454

$121

GEICO

$1,468

$122

State Farm

$1,471

$123

State Farm

$1,471

$123

Iowa Farm Bureau

$1,473

$123

Auto-Owners Insurance Co

$1,488

$124

Nationwide

$1,496

$125

Hartford

$1,511

$126

GEICO

$1,521

$127

Nationwide

$1,529

$127

CSAA

$1,545

$129

Hartford

$1,553

$129

Nationwide

$1,578

$131

Progressive

$1,584

$132

Farmers

$1,603

$134

State Farm

$1,608

$134

Progressive

$1,614

$134

CSAA

$1,633

$136

Progressive

$1,637

$136

Nationwide

$1,638

$137

CSAA

$1,645

$137

Farmers

$1,659

$138

Iowa Farm Bureau

$1,707

$142

Mercury

$1,718

$143

Allstate

$1,737

$145

GEICO

$1,748

$146

Farmers

$1,772

$148

Iowa Farm Bureau

$1,785

$149

CSAA

$1,800

$150

Nationwide

$1,808

$151

Iowa Farm Bureau

$1,814

$151

Country Financial

$1,818

$152

Nationwide

$1,832

$153

Mercury

$1,833

$153

Farmers

$1,858

$155

Farmers

$1,862

$155

Mercury

$1,865

$155

Progressive

$1,868

$156

Allstate

$1,886

$157

Hartford

$1,891

$158

CSAA

$1,908

$159

Allstate

$1,930

$161

The General

$1,943

$162

Iowa Farm Bureau

$1,955

$163

Auto-Owners Insurance Co

$1,969

$164

Allstate

$1,988

$166

Farmers

$1,992

$166

Country Financial

$2,028

$169

Farmers

$2,031

$169

CSAA

$2,045

$170

Farmers

$2,079

$173

Country Financial

$2,087

$174

Allstate

$2,093

$174

Mercury

$2,104

$175

Allstate

$2,108

$176

Country Financial

$2,109

$176

The General

$2,118

$177

Nationwide

$2,119

$177

Hartford

$2,155

$180

Allstate

$2,162

$180

CSAA

$2,165

$180

GEICO

$2,198

$183

Country Financial

$2,227

$186

Hartford

$2,229

$186

The General

$2,235

$186

Mercury

$2,252

$188

Farmers

$2,274

$190

Iowa Farm Bureau

$2,306

$192

The General

$2,311

$193

Country Financial

$2,328

$194

Allstate

$2,338

$195

GEICO

$2,345

$195

GEICO

$2,367

$197

Mercury

$2,402

$200

Allstate

$2,418

$201

Iowa Farm Bureau

$2,440

$203

Nationwide

$2,454

$204

The General

$2,495

$208

Mercury

$2,536

$211

Country Financial

$2,614

$218

Iowa Farm Bureau

$2,630

$219

Nationwide

$2,698

$225

The General

$2,785

$232

The General

$2,800

$233

Country Financial

$2,868

$239

The General

$2,928

$244

Mercury

$2,987

$249

Country Financial

$3,041

$253

The General

$3,062

$255

Iowa Farm Bureau

$3,103

$259

Nationwide

$3,145

$262

Nationwide

$3,188

$266

Mercury

$3,195

$266

Nationwide

$3,432

$286

The General

$3,831

$319

Nationwide

$3,879

$323

The General

$4,089

$341

The General

$4,161

$347

The General

$4,523

$377

The General

$4,546

$379

The General

$5,055

$421

The General

$5,366

$447

The General

$5,613

$468

The General

$5,873

$489

Rates for car insurance tend to increase based on the severity of the violation. For example, rates in Peoria increase by an average of $383 after a speeding ticket but by $789 after a DUI. You can still find the cheapest car insurance with a poor driving record by shopping around.

Cheapest Car Insurance in Peoria for Teens and Their Families

The cheapest car insurance companies for teens on a family policy in Peoria are:

  • Travelers: $1,709 per year for female teens and $2,040 per year for male teens
  • Nationwide: $2,472 per year for female teens and $2,681 per year for male teens

Allstate is the most expensive, costing $4,062 for female teens and $5,633 for male teens. Insurers often charge male teens higher rates because they are considered high-risk. However, this gender-based difference falls off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Travelers

$921

$1,522

Travelers

$970

$1,571

Travelers

$1,023

$1,690

Travelers

$1,032

$1,866

Travelers

$1,056

$1,745

Travelers

$1,107

$1,791

Travelers

$1,132

$2,064

Travelers

$1,137

$2,016

Travelers

$1,176

$1,903

Travelers

$1,267

$2,257

Travelers

$1,294

$2,295

Travelers

$1,296

$2,583

Auto-Owners Insurance Co

$1,387

$2,897

Travelers

$1,392

$3,131

Auto-Owners Insurance Co

$1,443

$3,149

Travelers

$1,449

$2,580

Travelers

$1,456

$2,942

Auto-Owners Insurance Co

$1,470

$3,070

State Farm

$1,506

$4,395

Auto-Owners Insurance Co

$1,519

$3,314

Auto-Owners Insurance Co

$1,565

$3,690

Auto-Owners Insurance Co

$1,587

$3,771

Farmers

$1,592

$2,847

Auto-Owners Insurance Co

$1,604

$3,500

Progressive

$1,613

$2,187

Auto-Owners Insurance Co

$1,613

$4,088

Travelers

$1,616

$3,637

Farmers

$1,646

$3,031

Travelers

$1,652

$3,714

Nationwide

$1,663

$3,365

State Farm

$1,667

$4,864

Auto-Owners Insurance Co

$1,684

$3,517

Nationwide

$1,693

$5,080

Travelers

$1,709

$4,680

Nationwide

$1,710

$3,758

State Farm

$1,714

$4,886

Progressive

$1,722

$2,297

Progressive

$1,745

$3,390

State Farm

$1,754

$5,904

Auto-Owners Insurance Co

$1,779

$3,942

Allstate

$1,801

$2,752

State Farm

$1,818

$5,304

Nationwide

$1,828

$6,136

Allstate

$1,829

$2,795

Allstate

$1,836

$2,805

Allstate

$1,846

$2,928

GEICO

$1,853

$4,582

Nationwide

$1,870

$3,784

Progressive

$1,883

$3,644

Auto-Owners Insurance Co

$1,887

$5,448

State Farm

$1,888

$6,403

Progressive

$1,889

$2,561

Auto-Owners Insurance Co

$1,899

$4,813

Progressive

$1,904

$2,540

State Farm

$1,929

$5,501

Auto-Owners Insurance Co

$1,932

$4,281

Auto-Owners Insurance Co

$1,945

$4,706

Nationwide

$1,958

$3,961

Travelers

$1,958

$4,407

Nationwide

$1,961

$4,755

Progressive

$1,984

$3,186

GEICO

$1,986

$2,274

Allstate

$1,995

$2,985

Progressive

$2,005

$4,349

GEICO

$2,006

$2,490

Nationwide

$2,007

$4,409

GEICO

$2,009

$2,921

Progressive

$2,013

$3,151

GEICO

$2,014

$2,306

Progressive

$2,030

$3,942

Travelers

$2,040

$5,727

State Farm

$2,051

$6,905

GEICO

$2,058

$2,555

Allstate

$2,062

$3,079

Progressive

$2,064

$2,753

Progressive

$2,085

$2,828

GEICO

$2,097

$3,064

Nationwide

$2,099

$5,652

Allstate

$2,101

$3,143

Nationwide

$2,106

$4,628

GEICO

$2,109

$2,756

GEICO

$2,109

$2,633

Allstate

$2,120

$3,362

GEICO

$2,137

$2,447

State Farm

$2,137

$6,094

Allstate

$2,138

$3,198

GEICO

$2,151

$2,670

State Farm

$2,166

$7,345

State Farm

$2,166

$8,291

GEICO

$2,177

$6,152

Progressive

$2,241

$4,910

GEICO

$2,266

$3,311

Auto-Owners Insurance Co

$2,273

$5,206

GEICO

$2,282

$3,629

GEICO

$2,282

$3,676

Farmers

$2,296

$5,337

Progressive

$2,302

$4,454

State Farm

$2,303

$7,661

GEICO

$2,310

$3,359

Progressive

$2,313

$9,447

Nationwide

$2,341

$8,400

Auto-Owners Insurance Co

$2,349

$6,553

Allstate

$2,359

$3,530

Nationwide

$2,417

$9,721

Nationwide

$2,417

$9,721

GEICO

$2,421

$5,986

Farmers

$2,424

$5,071

Farmers

$2,438

$5,899

GEICO

$2,439

$6,894

Nationwide

$2,472

$10,388

State Farm

$2,483

$9,484

Auto-Owners Insurance Co

$2,495

$5,714

Farmers

$2,501

$5,813

Allstate

$2,509

$4,155

Farmers

$2,528

$6,480

Nationwide

$2,532

$7,597

Auto-Owners Insurance Co

$2,554

$6,629

Progressive

$2,557

$10,522

Farmers

$2,561

$5,625

Farmers

$2,583

$12,819

Farmers

$2,592

$6,272

Farmers

$2,610

$4,669

Farmers

$2,635

$6,952

Farmers

$2,659

$4,757

Auto-Owners Insurance Co

$2,669

$7,447

GEICO

$2,681

$9,685

GEICO

$2,681

$9,315

Allstate

$2,681

$4,003

State Farm

$2,703

$10,314

State Farm

$2,706

$9,000

Auto-Owners Insurance Co

$2,708

$8,667

Farmers

$2,728

$5,023

Farmers

$2,735

$13,910

Nationwide

$2,736

$11,540

Progressive

$2,807

$13,208

Farmers

$2,818

$5,189

State Farm

$2,839

$10,845

State Farm

$2,853

$12,369

Farmers

$2,856

$14,171

Nationwide

$2,858

$13,263

Nationwide

$2,858

$13,263

Progressive

$2,872

$11,730

Nationwide

$2,925

$14,195

Nationwide

$2,943

$9,881

Allstate

$3,024

$5,124

Farmers

$3,048

$15,502

Progressive

$3,068

$14,472

Progressive

$3,131

$12,883

State Farm

$3,131

$11,834

Farmers

$3,178

$20,325

Allstate

$3,288

$4,921

Farmers

$3,395

$22,376

State Farm

$3,591

$13,573

State Farm

$3,608

$15,498

Allstate

$3,891

$6,351

Allstate

$4,025

$6,570

Allstate

$4,062

$6,972

Allstate

$5,334

$7,878

Allstate

$5,519

$8,150

Allstate

$5,633

$8,927

Adding a teen to your existing family policy is generally more cost-effective than purchasing a separate policy. In Peoria, individual coverage for a male 16-year-old costs $5,905, while coverage under a parent's plan costs $3,011, a savings of $2,894. In addition, comparing quotes is the best way to find the cheapest car insurance for teens.

Cheapest Car Insurance in Peoria for Military Drivers

Peoria military families will find the best full coverage auto insurance rates from the following companies:

  • USAA: $645 per year
  • Travelers: $720 per year

USAA and Travelers also provide the cheapest full coverage policies and are the best options for those who want low-cost military auto insurance in Peoria.

Company
Annual Premium
Monthly Premium

USAA

$215

$18

USAA

$217

$18

USAA

$252

$21

Auto-Owners Insurance Co

$340

$28

Travelers

$343

$29

Auto-Owners Insurance Co

$350

$29

Travelers

$368

$31

Mercury

$370

$31

Mercury

$381

$32

Travelers

$385

$32

Country Financial

$450

$38

Country Financial

$457

$38

Auto-Owners Insurance Co

$475

$40

Root Insurance Company

$478

$40

Root Insurance Company

$481

$40

State Farm

$484

$40

Hartford

$509

$42

State Farm

$515

$43

Root Insurance Company

$516

$43

Mercury

$529

$44

Progressive

$548

$46

Progressive

$549

$46

GEICO

$560

$47

Hartford

$573

$48

CSAA

$575

$48

Iowa Farm Bureau

$588

$49

GEICO

$593

$49

Allstate

$595

$50

USAA

$614

$51

State Farm

$627

$52

Iowa Farm Bureau

$634

$53

Country Financial

$635

$53

Progressive

$642

$54

USAA

$645

$54

Nationwide

$652

$54

CSAA

$664

$55

GEICO

$679

$57

Farmers

$680

$57

Allstate

$682

$57

Nationwide

$686

$57

Allstate

$692

$58

Auto-Owners Insurance Co

$705

$59

Farmers

$708

$59

Travelers

$713

$59

Travelers

$720

$60

Auto-Owners Insurance Co

$735

$61

Root Insurance Company

$740

$62

Root Insurance Company

$741

$62

CSAA

$747

$62

Hartford

$763

$64

Iowa Farm Bureau

$768

$64

USAA

$773

$64

Root Insurance Company

$799

$67

Farmers

$831

$69

Travelers

$854

$71

Nationwide

$863

$72

Hartford

$913

$76

State Farm

$948

$79

GEICO

$962

$80

GEICO

$965

$80

Progressive

$970

$81

Hartford

$1,008

$84

Auto-Owners Insurance Co

$1,008

$84

Progressive

$1,013

$84

State Farm

$1,027

$86

CSAA

$1,030

$86

Iowa Farm Bureau

$1,049

$87

Mercury

$1,075

$90

Allstate

$1,113

$93

Mercury

$1,121

$93

Iowa Farm Bureau

$1,130

$94

GEICO

$1,187

$99

CSAA

$1,187

$99

Allstate

$1,224

$102

Farmers

$1,236

$103

Progressive

$1,262

$105

Farmers

$1,263

$105

Allstate

$1,276

$106

State Farm

$1,299

$108

Nationwide

$1,327

$111

Iowa Farm Bureau

$1,333

$111

CSAA

$1,339

$112

Country Financial

$1,372

$114

Hartford

$1,418

$118

Nationwide

$1,497

$125

Farmers

$1,523

$127

Country Financial

$1,537

$128

Mercury

$1,589

$132

The General

$1,619

$135

Nationwide

$1,808

$151

The General

$1,819

$152

Country Financial

$1,966

$164

The General

$2,427

$202

The General

$3,190

$266

The General

$3,333

$278

The General

$4,639

$387

How to Compare Cheap Peoria Car Insurance Quotes Online

Getting online quotes in Peoria, Arizona, can take 15 minutes or longer for each company and requires you to enter a lot of personal information. Get a quote fast by using MoneyGeek’s car insurance calculator. All you need to do is input your age, vehicle type, coverage level and driving record to get quick premium estimates.

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USAA

Best Car Insurance in Peoria: Summary

The best insurance for you will depend on your affordability, coverage and customer service needs. Here are the best providers in different categories:

  • Best overall: Auto-Owners Insurance (MoneyGeek score of 81 out of 100)
  • Best for service: Auto-Owners Insurance (MoneyGeek score of 66 out of 100)
  • Best cheap: Auto-Owners Insurance (MoneyGeek score of 84 out of 100)

Auto-Owners Insurance is also the best car insurance company throughout Arizona. Additionally, a company's overall MoneyGeek score can change as we give different weights to criteria in certain categories. Scoring 85 out of 100, USAA is another top option for military personnel and their families.

Best Overall Car Insurance in Peoria

The best car insurance providers in Peoria offer a balance of affordability and great customer service. The following are MoneyGeek’s picks:

  • Auto-Owners Insurance: MoneyGeek score of 81 out of 100 ($735 per year)
  • Travelers: MoneyGeek score of 78 out of 100 ($720 per year)

Auto-Owners Insurance earns a spot at the top for providing coverage at a competitive price and having fewer customer complaints, according to J.D. Power and National Association of Insurance Commissioners customer satisfaction studies. USAA is another great option, with a MoneyGeek score of 85 out of 100. However, its services are only available to the military community.

How was this MoneyGeek score calculated?

Auto-Owners and American National

pros

High scores in affordability and customer service

Offers diminished value coverage and accident forgiveness

cons

Doesn’t offer original equipment manufacturer or airbag reinstallation coverage

COMPANY HIGHLIGHTS

Auto-Owners Insurance has a good customer satisfaction track record, which means it gets fewer complaints than other insurance companies. The provider also offers several coverage add-ons.

The company's diminished value coverage protects your investment. If your car is in an accident, it won't be worth as much as pre-accident, even after repairs. Diminished value coverage compensates you for the car's reduction in value. In addition, the at-fault accident forgiveness coverage waives the surcharge after your first at-fault accident. Drivers must not have claims or violations for three years before purchasing this add-on.

Auto-Owners Insurance also offers the Personal Automobile Plus Package, which conveniently bundles more than 10 coverages under one rate. The package includes identity theft protection, lock-rekeying, cell phone replacement and more.

Read MoneyGeek's Auto-Owners and American National Auto Insurance Review

Best Car Insurance in Peoria for Customer Service

The insurance companies offering the best customer service in Peoria, regardless of cost, are:

  • Auto-Owners Insurance: MoneyGeek score of 66 out of 100 ($720 per year)
  • Country Financial: MoneyGeek score of 65 out of 100 ($1,537 per year)

Auto-Owners Insurance is known for offering a positive customer experience and does so at an affordable price.

How was this MoneyGeek score calculated?

Auto-Owners and American National

pros

Low customer complaints and above-average claims handling score

Offers roadside assistance and gap insurance

cons

Does not offer identity theft coverage, new car replacement or mechanical breakdown insurance

COMPANY HIGHLIGHTS

Drivers in Peoria frequently choose Auto-Owners Insurance because of its reputation for dependability at reasonable rates. It consistently delivers a smooth customer experience and has above-average claims handling, coverage and customer satisfaction scores.

Auto-Owners Insurance offers gap insurance that gives protection in the event of a total loss. This endorsement covers the difference between the current value of your vehicle and the amount you still owe on your lease or loan. The company will waive your deductible if you get into an accident with another vehicle insured by Auto-Owners.

Additional coverages include roadside assistance for emergency road service, including flat tires and dead batteries, and rental car reimbursement if you need a rental while your car is in the shop due to a covered incident.

Read MoneyGeek's Auto-Owners and American National Auto Insurance Review

Best Cheap Car Insurance in Peoria

The best companies in Peoria for minimum coverage policy that meets Arizona’s standards are:

  • Auto-Owners Insurance: MoneyGeek score of 84 out of 100 ($350 per year)
  • Travelers: MoneyGeek score of 80 out of 100 ($343 per year)

While minimum coverage policies are the most affordable, they offer limited liability protection and don’t cover damages to your car.

How was this MoneyGeek score calculated?

Auto-Owners and American National

pros

An affordable minimum coverage policy costs $350 per year

High affordability and claims score

Bundling, multiple car and responsible discounts available

cons

Claims handling could use some improvement

COMPANY HIGHLIGHTS

Auto-Owners Insurance ranks at the top when it comes to offering affordable insurance. It consistently receives high marks from industry reviewers, and its MoneyGeek ratings show that it’s a dependable company with a nice track record for making good on its promises, although it could improve some areas of claims handling.

Policyholders who wish to save even more can take advantage of several discounts. These include discounts for bundling, students who maintain a “B” average, insuring multiple cars and having a clean driving history. Safety equipment, such as anti-theft systems, airbags and anti-lock brakes, also qualify for discounts.

If you request a quote before your current policy expires, opt for paperless billing, pay your annual policy bill in full or pay premiums on time for 36 consecutive months, you can score a discount.

Read MoneyGeek's Auto-Owners and American National Auto Insurance Review

Average Cost of Car Insurance in Peoria

Full coverage car insurance in Peoria costs $1,216 per year on average as of October 2022. Full coverage includes up to $100K in bodily injury liability per person, $300K in bodily injury liability per accident and $100K in property damage liability per accident.

Insurance in this city is slightly more expensive than Arizona’s median car insurance cost of $1,193. However, it is still more affordable than the $1,265 average national cost of car insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.