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The most affordable car insurance depends on your needs and circumstances. AAA California is the cheapest option if you're looking for a full coverage policy or have an at-fault accident on your record. National General is the most affordable after a speeding ticket or a DUI. The other cheapest companies are State Farm for teens and USAA for military drivers. Finally, Chubb offers the best customer service.

MoneyGeek Logo IconCheapest + BestCar InsuranceSanta Clarita
2023

Cheapest and Best Car Insurance in Santa Clarita, CA

Cheapest Minimum Liability Car Insurance in Santa Clarita

The cheapest car insurance companies for a minimum coverage policy in Santa Clarita are:

  • GEICO: $480 per year
  • Mercury: $500 per year

The most expensive company is Hartford, with an average annual premium of $842.

Company
Annual Premium
Monthly Premium

GEICO

$475

$40

GEICO

$480

$40

State Farm

$492

$41

Mercury

$500

$42

Mercury

$513

$43

AAA California

$519

$43

AAA California

$544

$45

Progressive

$556

$46

Progressive

$565

$47

GEICO

$567

$47

Nationwide

$620

$52

Kemper

$622

$52

Mercury

$629

$52

Travelers

$635

$53

Travelers

$636

$53

Nationwide

$643

$54

State Farm

$650

$54

AAA California

$662

$55

Progressive

$664

$55

State National

$672

$56

State National

$691

$58

Kemper

$716

$60

Capital Insurance Group

$719

$60

Hartford

$725

$60

Travelers

$728

$61

Allstate

$736

$61

National General

$736

$61

State Farm

$743

$62

Capital Insurance Group

$745

$62

Allstate

$746

$62

National General

$758

$63

Farmers

$764

$64

Farmers

$785

$65

Allstate

$803

$67

Nationwide

$809

$67

Chubb

$813

$68

State National

$816

$68

Capital Insurance Group

$835

$70

Chubb

$837

$70

Hartford

$842

$70

Farmers

$891

$74

National General

$910

$76

Kemper

$952

$79

State Farm

$1,100

$92

Hartford

$1,128

$94

GEICO

$1,132

$94

Mercury

$1,148

$96

AAA California

$1,151

$96

AAA California

$1,155

$96

Chubb

$1,167

$97

Mercury

$1,167

$97

GEICO

$1,168

$97

National General

$1,202

$100

Progressive

$1,217

$101

National General

$1,220

$102

Progressive

$1,221

$102

Allstate

$1,267

$106

Allstate

$1,331

$111

GEICO

$1,353

$113

Nationwide

$1,360

$113

State Farm

$1,415

$118

State National

$1,443

$120

Capital Insurance Group

$1,454

$121

National General

$1,462

$122

Progressive

$1,470

$122

Allstate

$1,470

$123

Nationwide

$1,470

$123

Hartford

$1,487

$124

Mercury

$1,509

$126

AAA California

$1,517

$126

Capital Insurance Group

$1,539

$128

State National

$1,548

$129

Travelers

$1,550

$129

Travelers

$1,609

$134

State Farm

$1,649

$137

Kemper

$1,677

$140

Hartford

$1,729

$144

Capital Insurance Group

$1,732

$144

Farmers

$1,809

$151

Farmers

$1,844

$154

Chubb

$1,884

$157

State National

$1,899

$158

Travelers

$1,902

$158

Nationwide

$1,911

$159

Chubb

$1,944

$162

Kemper

$2,063

$172

Farmers

$2,179

$182

Hartford

$2,300

$192

Kemper

$2,511

$209

Chubb

$2,774

$231

A minimum coverage policy only covers bodily injury liability and property damage liability. California laws require that car insurance policies include:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Bodily injury liability covers the expenses of persons who are hurt in an accident. A minimum coverage policy in California will pay up to $15,000 per person, up to $30,000.

Cheapest Full Coverage Car Insurance in Santa Clarita

The cheapest car insurance companies for a full coverage policy in Santa Clarita are:

  • AAA California: $1,155 per year
  • Mercury: $1,167 per year

The most expensive company is Chubb, which costs $1,884 per year.

Company
Annual Premium
Monthly Premium

GEICO

$475

$40

GEICO

$480

$40

State Farm

$492

$41

Mercury

$500

$42

Mercury

$513

$43

AAA California

$519

$43

AAA California

$544

$45

Progressive

$556

$46

Progressive

$565

$47

GEICO

$567

$47

Nationwide

$620

$52

Kemper

$622

$52

Mercury

$629

$52

Travelers

$635

$53

Travelers

$636

$53

Nationwide

$643

$54

State Farm

$650

$54

AAA California

$662

$55

Progressive

$664

$55

State National

$672

$56

State National

$691

$58

Kemper

$716

$60

Capital Insurance Group

$719

$60

Hartford

$725

$60

Travelers

$728

$61

Allstate

$736

$61

National General

$736

$61

State Farm

$743

$62

Capital Insurance Group

$745

$62

Allstate

$746

$62

National General

$758

$63

Farmers

$764

$64

Farmers

$785

$65

Allstate

$803

$67

Nationwide

$809

$67

Chubb

$813

$68

State National

$816

$68

Capital Insurance Group

$835

$70

Chubb

$837

$70

Hartford

$842

$70

Farmers

$891

$74

National General

$910

$76

Kemper

$952

$79

State Farm

$1,100

$92

Hartford

$1,128

$94

GEICO

$1,132

$94

Mercury

$1,148

$96

AAA California

$1,151

$96

AAA California

$1,155

$96

Chubb

$1,167

$97

Mercury

$1,167

$97

GEICO

$1,168

$97

National General

$1,202

$100

Progressive

$1,217

$101

National General

$1,220

$102

Progressive

$1,221

$102

Allstate

$1,267

$106

Allstate

$1,331

$111

GEICO

$1,353

$113

Nationwide

$1,360

$113

State Farm

$1,415

$118

State National

$1,443

$120

Capital Insurance Group

$1,454

$121

National General

$1,462

$122

Progressive

$1,470

$122

Allstate

$1,470

$123

Nationwide

$1,470

$123

Hartford

$1,487

$124

Mercury

$1,509

$126

AAA California

$1,517

$126

Capital Insurance Group

$1,539

$128

State National

$1,548

$129

Travelers

$1,550

$129

Travelers

$1,609

$134

State Farm

$1,649

$137

Kemper

$1,677

$140

Hartford

$1,729

$144

Capital Insurance Group

$1,732

$144

Farmers

$1,809

$151

Farmers

$1,844

$154

Chubb

$1,884

$157

State National

$1,899

$158

Travelers

$1,902

$158

Nationwide

$1,911

$159

Chubb

$1,944

$162

Kemper

$2,063

$172

Farmers

$2,179

$182

Hartford

$2,300

$192

Kemper

$2,511

$209

Chubb

$2,774

$231

Full coverage policies include comprehensive and collision coverage.

  • Collision insurance: Covers costs due to an at-fault accident with another car or an object, like a fence or a post.
  • Comprehensive Insurance: Covers theft and costs from non-collision damages like flood or vandalism.

A full coverage policy can be pricey, so it might not be worth the extra costs if you drive an old car with a low value.

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Cheapest Car Insurance in Santa Clarita After a Driving Offense

The cheapest car insurance companies after driving violations in Santa Clarita are:

  • Speeding ticket: National General ($1,263 per year)
  • At-fault accident: AAA California ($1,759 per year)
  • DUI: National General ($1,263 per year)

Hartford is the most expensive company after a speeding ticket ($2,614 per year) and after a DUI ($6,482 per year). Kemper costs the most after an at-fault accident ($3,688 per year).

Your driving history heavily influences your rates. Despite finding companies that offer the most affordable rates, drivers with bad records will likely pay higher premiums than those without offenses.

Company
Annual Premium
Monthly Premium

Mercury

$643

$54

Mercury

$661

$55

AAA California

$692

$58

GEICO

$724

$60

AAA California

$726

$61

GEICO

$734

$61

State Farm

$747

$62

National General

$777

$65

National General

$777

$65

State Farm

$781

$65

Capital Insurance Group

$798

$67

National General

$801

$67

National General

$801

$67

Mercury

$806

$67

Mercury

$814

$68

Kemper

$826

$69

AAA California

$827

$69

Mercury

$827

$69

Capital Insurance Group

$829

$69

Capital Insurance Group

$833

$69

GEICO

$848

$71

GEICO

$857

$71

Capital Insurance Group

$864

$72

GEICO

$866

$72

AAA California

$867

$72

AAA California

$886

$74

Mercury

$897

$75

Mercury

$920

$77

Capital Insurance Group

$930

$78

Kemper

$953

$79

State National

$954

$79

State National

$954

$79

Nationwide

$959

$80

National General

$962

$80

National General

$962

$80

Capital Insurance Group

$972

$81

State National

$983

$82

State National

$983

$82

State Farm

$987

$82

Travelers

$991

$83

Travelers

$991

$83

Nationwide

$996

$83

Progressive

$1,007

$84

GEICO

$1,013

$84

Mercury

$1,018

$85

Progressive

$1,025

$85

State Farm

$1,031

$86

Allstate

$1,036

$86

Farmers

$1,044

$87

Farmers

$1,044

$87

Chubb

$1,047

$87

Allstate

$1,052

$88

AAA California

$1,061

$88

Hartford

$1,065

$89

Hartford

$1,065

$89

Nationwide

$1,068

$89

Farmers

$1,071

$89

Farmers

$1,071

$89

Chubb

$1,072

$89

National General

$1,108

$92

Travelers

$1,110

$92

Nationwide

$1,110

$93

Travelers

$1,111

$93

Progressive

$1,113

$93

State Farm

$1,127

$94

Mercury

$1,134

$95

Progressive

$1,135

$95

Allstate

$1,135

$95

Travelers

$1,142

$95

National General

$1,143

$95

State National

$1,163

$97

State National

$1,163

$97

GEICO

$1,163

$97

GEICO

$1,177

$98

State Farm

$1,177

$98

Allstate

$1,199

$100

Progressive

$1,215

$101

Allstate

$1,216

$101

Farmers

$1,218

$102

Farmers

$1,218

$102

Progressive

$1,218

$102

Progressive

$1,246

$104

Hartford

$1,254

$105

Hartford

$1,254

$105

Capital Insurance Group

$1,254

$105

Nationwide

$1,258

$105

National General

$1,263

$105

National General

$1,263

$105

Kemper

$1,268

$106

Chubb

$1,274

$106

Travelers

$1,279

$107

National General

$1,282

$107

National General

$1,282

$107

Chubb

$1,300

$108

Capital Insurance Group

$1,301

$108

Farmers

$1,305

$109

Allstate

$1,316

$110

Farmers

$1,339

$112

Travelers

$1,339

$112

Travelers

$1,340

$112

Progressive

$1,347

$112

National General

$1,374

$115

GEICO

$1,391

$116

Chubb

$1,403

$117

Kemper

$1,404

$117

Kemper

$1,404

$117

Nationwide

$1,405

$117

Capital Insurance Group

$1,463

$122

Progressive

$1,479

$123

AAA California

$1,491

$124

AAA California

$1,496

$125

Mercury

$1,511

$126

Farmers

$1,521

$127

National General

$1,536

$128

National General

$1,536

$128

Mercury

$1,536

$128

State Farm

$1,539

$128

Travelers

$1,551

$129

Chubb

$1,630

$136

State Farm

$1,637

$136

Chubb

$1,652

$138

Capital Insurance Group

$1,665

$139

Chubb

$1,676

$140

Nationwide

$1,699

$142

GEICO

$1,703

$142

Kemper

$1,706

$142

Kemper

$1,706

$142

Capital Insurance Group

$1,707

$142

Hartford

$1,714

$143

Hartford

$1,714

$143

State Farm

$1,715

$143

State National

$1,729

$144

GEICO

$1,755

$146

AAA California

$1,759

$147

Capital Insurance Group

$1,763

$147

AAA California

$1,764

$147

Nationwide

$1,767

$147

State National

$1,784

$149

National General

$1,786

$149

AAA California

$1,793

$149

Capital Insurance Group

$1,806

$151

National General

$1,815

$151

Allstate

$1,846

$154

AAA California

$1,881

$157

Mercury

$1,889

$157

GEICO

$1,913

$159

Mercury

$1,922

$160

Allstate

$1,944

$162

AAA California

$1,966

$164

GEICO

$1,968

$164

Capital Insurance Group

$1,990

$166

Mercury

$1,994

$166

Chubb

$2,006

$167

State Farm

$2,034

$169

Mercury

$2,034

$170

GEICO

$2,035

$170

Capital Insurance Group

$2,038

$170

State National

$2,055

$171

State National

$2,055

$171

Mercury

$2,062

$172

Nationwide

$2,108

$176

State Farm

$2,108

$176

State National

$2,124

$177

Allstate

$2,155

$180

Kemper

$2,160

$180

Kemper

$2,160

$180

Allstate

$2,168

$181

National General

$2,176

$181

State National

$2,203

$184

State National

$2,203

$184

Allstate

$2,205

$184

State Farm

$2,206

$184

Kemper

$2,229

$186

Hartford

$2,235

$186

Hartford

$2,235

$186

Nationwide

$2,242

$187

Allstate

$2,279

$190

Nationwide

$2,282

$190

GEICO

$2,285

$190

Progressive

$2,301

$192

AAA California

$2,308

$192

Progressive

$2,313

$193

AAA California

$2,316

$193

State Farm

$2,322

$194

Nationwide

$2,349

$196

Travelers

$2,381

$198

Allstate

$2,390

$199

Allstate

$2,408

$201

State Farm

$2,456

$205

Travelers

$2,464

$205

Chubb

$2,471

$206

Mercury

$2,492

$208

Farmers

$2,499

$208

Farmers

$2,499

$208

Progressive

$2,514

$209

Progressive

$2,532

$211

Chubb

$2,532

$211

Nationwide

$2,545

$212

Farmers

$2,548

$212

Farmers

$2,548

$212

State Farm

$2,572

$214

Capital Insurance Group

$2,606

$217

Hartford

$2,614

$218

Hartford

$2,614

$218

Hartford

$2,625

$219

Travelers

$2,661

$222

Mercury

$2,674

$223

Allstate

$2,680

$223

State National

$2,707

$226

State National

$2,707

$226

GEICO

$2,728

$227

Kemper

$2,743

$229

Travelers

$2,751

$229

Capital Insurance Group

$2,762

$230

Progressive

$2,791

$233

GEICO

$2,811

$234

Progressive

$2,861

$238

Progressive

$2,885

$240

Travelers

$2,939

$245

Nationwide

$2,976

$248

Farmers

$3,013

$251

Farmers

$3,013

$251

Chubb

$3,037

$253

Progressive

$3,055

$255

Chubb

$3,099

$258

Capital Insurance Group

$3,116

$260

Farmers

$3,124

$260

Hartford

$3,135

$261

Farmers

$3,185

$265

GEICO

$3,264

$272

Travelers

$3,282

$273

Travelers

$3,305

$275

Nationwide

$3,324

$277

Kemper

$3,342

$279

Chubb

$3,362

$280

State Farm

$3,383

$282

Travelers

$3,430

$286

Progressive

$3,482

$290

Hartford

$3,508

$292

Hartford

$3,508

$292

AAA California

$3,598

$300

AAA California

$3,603

$300

Kemper

$3,688

$307

Kemper

$3,688

$307

Nationwide

$3,741

$312

Farmers

$3,765

$314

State National

$3,831

$319

Chubb

$3,929

$327

Chubb

$3,983

$332

Allstate

$4,041

$337

Chubb

$4,045

$337

Nationwide

$4,058

$338

Travelers

$4,114

$343

State National

$4,115

$343

Allstate

$4,268

$356

State Farm

$4,358

$363

Hartford

$4,387

$366

Kemper

$4,668

$389

Kemper

$4,668

$389

AAA California

$4,740

$395

Allstate

$4,748

$396

Chubb

$4,875

$406

State National

$5,071

$423

State Farm

$5,075

$423

Nationwide

$5,316

$443

Hartford

$5,492

$458

Kemper

$5,540

$462

Kemper

$5,540

$462

Hartford

$6,482

$540

Hartford

$8,849

$737

The severity of your violation determines how much your premium will increase. More serious offenses usually lead to higher increases, although this is not always the case. After a DUI, annual premiums in Santa Clarita climb by $2,220, while annual premiums are $641 more expensive after a speeding ticket. You can still find the most affordable rates by researching the cheapest car insurance for drivers with bad driving records.

Cheapest Car Insurance in Santa Clarita for Teens and Their Families

The cheapest car insurance companies for teens on a family policy in Santa Clarita are:

  • State Farm: $3,245 per year for girls and boys
  • Farmers: $3.360 per year for girls and boys

The most expensive company is Nationwide, which costs $5,382 per year for girls and boys. Car insurance rates can be higher for male teens because companies consider them high-risk drivers. This cost difference disappears in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$1,524

$2,459

GEICO

$1,560

$2,518

GEICO

$1,563

$2,773

GEICO

$1,580

$2,645

GEICO

$1,598

$2,579

GEICO

$1,606

$2,850

GEICO

$1,629

$3,012

GEICO

$1,650

$2,928

GEICO

$1,809

$2,716

GEICO

$1,869

$3,102

Nationwide

$1,871

$3,884

Nationwide

$1,871

$3,884

Progressive

$1,893

$3,030

Progressive

$1,893

$3,030

Capital Insurance Group

$1,936

$2,482

Capital Insurance Group

$1,936

$2,482

Allstate

$1,972

$3,204

Allstate

$1,972

$3,204

Progressive

$2,049

$3,280

Progressive

$2,049

$3,280

Nationwide

$2,051

$4,259

Nationwide

$2,051

$4,259

Allstate

$2,064

$3,354

Allstate

$2,064

$3,354

Allstate

$2,117

$3,726

Allstate

$2,117

$3,726

Nationwide

$2,117

$4,871

Nationwide

$2,117

$4,871

Allstate

$2,138

$3,474

Allstate

$2,138

$3,474

Kemper

$2,188

$4,396

Kemper

$2,188

$4,396

Progressive

$2,192

$4,053

Progressive

$2,192

$4,053

Nationwide

$2,199

$4,565

Nationwide

$2,199

$4,565

Capital Insurance Group

$2,204

$2,940

Capital Insurance Group

$2,204

$2,940

State Farm

$2,241

$3,293

State Farm

$2,241

$3,293

Allstate

$2,269

$3,743

Allstate

$2,269

$3,743

Capital Insurance Group

$2,293

$2,940

Capital Insurance Group

$2,293

$2,940

Capital Insurance Group

$2,293

$2,940

Capital Insurance Group

$2,293

$2,940

Progressive

$2,296

$3,675

Progressive

$2,296

$3,675

Farmers

$2,301

$3,290

Farmers

$2,301

$3,290

Travelers

$2,305

$3,173

Travelers

$2,305

$3,173

Kemper

$2,310

$4,642

Kemper

$2,310

$4,642

GEICO

$2,329

$3,948

State Farm

$2,331

$3,426

State Farm

$2,331

$3,426

State Farm

$2,371

$3,717

State Farm

$2,371

$3,717

State Farm

$2,385

$3,505

State Farm

$2,385

$3,505

Travelers

$2,387

$3,285

Travelers

$2,387

$3,285

GEICO

$2,420

$4,554

Kemper

$2,432

$5,458

Kemper

$2,432

$5,458

Travelers

$2,435

$3,525

Travelers

$2,435

$3,525

Nationwide

$2,478

$5,340

Nationwide

$2,478

$5,340

Travelers

$2,487

$3,423

Travelers

$2,487

$3,423

Kemper

$2,513

$5,049

Kemper

$2,513

$5,049

State Farm

$2,541

$3,789

State Farm

$2,541

$3,789

GEICO

$2,547

$3,824

Capital Insurance Group

$2,559

$3,307

Capital Insurance Group

$2,559

$3,307

Farmers

$2,577

$3,816

Farmers

$2,577

$3,816

Allstate

$2,602

$4,771

Allstate

$2,602

$4,771

Allstate

$2,645

$4,363

Allstate

$2,645

$4,363

GEICO

$2,648

$4,396

Capital Insurance Group

$2,653

$3,307

Capital Insurance Group

$2,653

$3,307

Farmers

$2,669

$3,816

Farmers

$2,669

$3,816

Farmers

$2,669

$3,816

Farmers

$2,669

$3,816

State Farm

$2,697

$4,219

State Farm

$2,697

$4,219

Travelers

$2,717

$3,700

Travelers

$2,717

$3,700

Progressive

$2,719

$4,446

Progressive

$2,719

$4,446

State Farm

$2,722

$4,059

State Farm

$2,722

$4,059

Kemper

$2,817

$5,787

Kemper

$2,817

$5,787

Capital Insurance Group

$2,842

$3,672

Capital Insurance Group

$2,842

$3,672

Farmers

$2,882

$4,375

Farmers

$2,882

$4,375

Travelers

$2,948

$4,269

Travelers

$2,948

$4,269

Travelers

$2,994

$4,077

Travelers

$2,994

$4,077

State Farm

$2,997

$5,350

State Farm

$2,997

$5,350

Kemper

$3,051

$6,268

Kemper

$3,051

$6,268

Nationwide

$3,053

$7,382

Nationwide

$3,053

$7,382

Kemper

$3,077

$6,911

Kemper

$3,077

$6,911

Farmers

$3,115

$5,039

Farmers

$3,115

$5,039

Farmers

$3,144

$4,773

Farmers

$3,144

$4,773

State Farm

$3,178

$5,672

State Farm

$3,178

$5,672

GEICO

$3,217

$5,710

State Farm

$3,245

$6,356

State Farm

$3,245

$6,356

Nationwide

$3,257

$7,019

Nationwide

$3,257

$7,019

Farmers

$3,280

$6,493

Farmers

$3,280

$6,493

Farmers

$3,360

$6,791

Farmers

$3,360

$6,791

Farmers

$3,371

$6,673

Farmers

$3,371

$6,673

GEICO

$3,372

$6,637

Progressive

$3,390

$6,292

Progressive

$3,390

$6,292

GEICO

$3,449

$6,376

Allstate

$3,472

$6,860

Allstate

$3,472

$6,860

GEICO

$3,537

$6,279

Allstate

$3,595

$7,227

Allstate

$3,595

$7,227

Progressive

$3,602

$5,891

Progressive

$3,602

$5,891

GEICO

$3,636

$7,503

Capital Insurance Group

$3,647

$4,544

Capital Insurance Group

$3,647

$4,544

Capital Insurance Group

$3,647

$4,544

Capital Insurance Group

$3,647

$4,544

Capital Insurance Group

$3,647

$4,544

Capital Insurance Group

$3,647

$4,544

Allstate

$3,657

$7,227

Allstate

$3,657

$7,227

GEICO

$3,724

$7,328

Progressive

$3,912

$7,999

Progressive

$3,912

$7,999

Progressive

$3,937

$8,070

Progressive

$3,937

$8,070

Travelers

$3,940

$5,382

Travelers

$3,940

$5,382

Progressive

$3,952

$8,082

Progressive

$3,952

$8,082

Travelers

$4,116

$5,623

Travelers

$4,116

$5,623

Travelers

$4,125

$5,901

Travelers

$4,125

$5,901

Nationwide

$4,638

$9,980

Nationwide

$4,638

$9,980

Kemper

$4,642

$9,437

Kemper

$4,642

$9,437

Kemper

$5,085

$10,338

Kemper

$5,085

$10,338

Kemper

$5,132

$11,523

Kemper

$5,132

$11,523

Nationwide

$5,215

$11,222

Nationwide

$5,215

$11,222

Nationwide

$5,382

$13,543

Nationwide

$5,382

$13,543

Car insurance premiums for teenagers are higher if they get an individual policy. An individual policy can cost $4,498 a year, while adding a teenage driver to the family policy costs an average of $3,825 a year, a $673 savings. You can also take advantage of discounts when searching for the cheapest car insurance for teenagers.

Cheapest Car Insurance in Santa Clarita for Military Drivers

The cheapest car insurance for military drivers looking for full coverage policies in Santa Clarita are:

  • USAA: $958 per year
  • AAA California: $1,155 per year

For minimum coverage policies, the most affordable companies are USAA ($430 per year) and GEICO ($480 per year). Whether you need a full or minimum coverage policy, USAA is an affordable option. It offers services that are specific to active members of the military, veterans and their qualified family members.

Company
Annual Premium
Monthly Premium

USAA

$430

$36

USAA

$430

$36

GEICO

$475

$40

GEICO

$480

$40

State Farm

$492

$41

Mercury

$500

$42

Mercury

$513

$43

USAA

$517

$43

AAA California

$519

$43

AAA California

$544

$45

Progressive

$556

$46

Progressive

$565

$47

GEICO

$567

$47

Nationwide

$620

$52

Kemper

$622

$52

Mercury

$629

$52

Travelers

$635

$53

Travelers

$636

$53

Nationwide

$643

$54

State Farm

$650

$54

AAA California

$662

$55

Progressive

$664

$55

State National

$672

$56

State National

$691

$58

Kemper

$716

$60

Capital Insurance Group

$719

$60

Hartford

$725

$60

Travelers

$728

$61

Allstate

$736

$61

National General

$736

$61

State Farm

$743

$62

Capital Insurance Group

$745

$62

Allstate

$746

$62

National General

$758

$63

Farmers

$764

$64

Farmers

$785

$65

Allstate

$803

$67

Nationwide

$809

$67

Chubb

$813

$68

State National

$816

$68

Capital Insurance Group

$835

$70

Chubb

$837

$70

Hartford

$842

$70

Farmers

$891

$74

National General

$910

$76

USAA

$938

$78

Kemper

$952

$79

USAA

$958

$80

State Farm

$1,100

$92

Hartford

$1,128

$94

GEICO

$1,132

$94

USAA

$1,144

$95

Mercury

$1,148

$96

AAA California

$1,151

$96

AAA California

$1,155

$96

Chubb

$1,167

$97

Mercury

$1,167

$97

GEICO

$1,168

$97

National General

$1,202

$100

Progressive

$1,217

$101

National General

$1,220

$102

Progressive

$1,221

$102

Allstate

$1,267

$106

Allstate

$1,331

$111

GEICO

$1,353

$113

Nationwide

$1,360

$113

State Farm

$1,415

$118

State National

$1,443

$120

Capital Insurance Group

$1,454

$121

National General

$1,462

$122

Progressive

$1,470

$122

Allstate

$1,470

$123

Nationwide

$1,470

$123

Hartford

$1,487

$124

Mercury

$1,509

$126

AAA California

$1,517

$126

Capital Insurance Group

$1,539

$128

State National

$1,548

$129

Travelers

$1,550

$129

Travelers

$1,609

$134

State Farm

$1,649

$137

Kemper

$1,677

$140

Hartford

$1,729

$144

Capital Insurance Group

$1,732

$144

Farmers

$1,809

$151

Farmers

$1,844

$154

Chubb

$1,884

$157

State National

$1,899

$158

Travelers

$1,902

$158

Nationwide

$1,911

$159

Chubb

$1,944

$162

Kemper

$2,063

$172

Farmers

$2,179

$182

Hartford

$2,300

$192

Kemper

$2,511

$209

Chubb

$2,774

$231

How to Compare Cheap Santa Clarita Car Insurance Quotes Online

Requesting an online quote in Santa Clarita, California, can take at least 15 minutes. Insurers may ask for several pieces of personal information. However, MoneyGeek's car insurance calculator can provide a quick premium estimate using just your age, car type, level of coverage and driving history.

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Best Car Insurance in Santa Clarita: Summary

The best car insurance companies in Santa Clarita, California, for different categories are:

  • Best overall: GEICO (MoneyGeek score 75 out of 100)
  • Best for service: Chubb (MoneyGeek score 76 out of 100)
  • Best cheap: GEICO (MoneyGeek score 78 out of 100)

A company’s MoneyGeek score can differ based on the weightings for each category. The best car insurance in California is from CSAA. Military drivers can find the best car insurance from USAA (MoneyGeek score of 85 out of 100).

Best Overall Car Insurance in Santa Clarita

The overall best car insurance companies in Santa Clarita are:

  • GEICO: MoneyGeek score 75 out of 100 ($1,168 per year)
  • Progressive: MoneyGeek score 72 out of 100 ($1,217 per year)

GEICO scored the best for affordability and customer satisfaction. It balances low rates with quality customer service, making it our top recommendation. For drivers with a military background, we recommend USAA, which received a MoneyGeek score of 85 out of 100. It is also affordable, with an average premium of $958 per year.

How was this MoneyGeek score calculated?

GEICO

pros

Affordable rates

Quality customer service

Has mechanical breakdown insurance (MBI) and rental car reimbursement

cons

Doesn’t have original equipment manufacturer (OEM) coverage and gap insurance

Poor claims management ratings

COMPANY HIGHLIGHTS

GEICO is an affordable option that gets high ratings for customer service. However, its claims management can use improvement, and the company offers limited coverage options. Among the add-ons it does offer are mechanical breakdown insurance (MBI) and rental car reimbursement.

MBI covers vehicle repairs, car parts replacements and other problems involving your car's mechanical components. It covers all parts of your vehicle wherever you need it repaired. You can add this to your policy if you own a vehicle with less than 15,000 miles that is less than 15 months old.

Rental reimbursement pays for your rental car while your vehicle is undergoing repairs or is at a total loss due to a covered incident. This add-on gives you a mode of transportation while your car is not driveable.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Santa Clarita for Customer Service

Excluding affordability, the best companies for customer service in Santa Clarita are:

  • Chubb: MoneyGeek score 76 out of 100 ($1,884 per year)
  • Capital Insurance Group: MoneyGeek score 68 out of 100 ($1,539 per year)

Chubb received high scores for customer satisfaction and claims management. It is also the most expensive company, so you might pay more for quality customer service.

How was this MoneyGeek score calculated?

Chubb

pros

High customer service ratings

Good claims management

Has diminished value and OEM coverages

cons

Few add-on coverages

Doesn’t have gap insurance

COMPANY HIGHLIGHTS

Chubb enjoys a nearly perfect customer satisfaction score and a high claims management rating. The company offers diminished value coverage and OEM coverage, a rare add-on.

The value of your car decreases after an accident, but you can protect your investment if you add diminished value coverage to your policy. This coverage pays you the difference between your car’s worth before and after an accident. This way, you can minimize losses after an accident — and even after repairs.

Chubb’s OEM coverage pays for using original factory parts to repair your car after a covered incident. Avoiding after-market parts can help your vehicle’s safety features work as the manufacturer intended.

Best Cheap Car Insurance in Santa Clarita

Based on an analysis of customer service and cost for policies that only meet California’s minimum coverage requirements, the best companies in Santa Clarita are:

  • GEICO: MoneyGeek score 78 out of 100 ($480 per year)
  • Mercury: MoneyGeek score 72 out of 100 ($500 per year)

Although Santa Clarita's minimum coverage policies are less expensive, they offer little protection against liability and property damage in the event of an accident.

How was this MoneyGeek score calculated?

GEICO

pros

An affordable option, at $480 per year

Has bundling, air-bag and seatbelt use discounts

Good customer service

cons

Low claims management ratings

No discount for paying in full

COMPANY HIGHLIGHTS

GEICO offers the cheapest rates in Santa Clarita, with an average premium of $480 per year. You can also get quality customer service at a low price, helping you avoid the usual trade-off between affordability and service.

The insurer provides multi-policy, multi-car, good student and safe driving discounts, so you can save more on your premiums. You can get a discount if you have different insurance policies or insure other cars with GEICO. Staying accident-free for five years can also earn you a discount. If you’re a full-time student, GEICO will give you a discount for having good grades.

If you diligently use your seat belt, you can earn a discount on the parts of your policy that deal with medical expenses and personal injury protection. In addition, teachers, federal employees, military members and senior drivers all qualify for discounts.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Santa Clarita

Car insurance in Santa Clarita costs $1,444 per year. This average cost is based on a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

Premiums can depend on your location. As of October 2022, the average cost of car insurance in the U.S. costs $122 more than in Santa Clarita, while the cost of car insurance in California is more expensive by $57.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.