Cheapest and Best Car Insurance Companies in Santa Clarita, CA

GEICO is the cheapest company in Santa Clarita, California, for a minimum coverage policy based on the latest 2023 quotes. It is also the best overall company, offering affordable rates and quality customer service.

The most affordable car insurance depends on your needs and circumstances. AAA California is the cheapest option if you're looking for a full coverage policy or have an at-fault accident on your record. National General is the most affordable after a speeding ticket or a DUI. The other cheapest companies are State Farm for teens and USAA for military drivers. Finally, Chubb offers the best customer service.

Cheapest + BestCar InsuranceSanta Clarita

2023

Cheapest and Best Car Insurance in Santa Clarita, CA

Cheapest Overall - GEICO

Cheapest Full Coverage - AAA California

Cheapest After Driving Offense - National General

Cheapest for Teens - State Farm

Cheapest for Military - USAA

Best Overall - GEICO

Best for Customer Service - Chubb

Best Cheap - GEICO

Cheapest Minimum Liability Car Insurance in Santa Clarita

The cheapest car insurance companies for a minimum coverage policy in Santa Clarita are:

GEICO: $480 per year
Mercury: $500 per year

The most expensive company is Hartford, with an average annual premium of $842.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$475	$40
GEICO	$480	$40
State Farm	$492	$41
Mercury	$500	$42
Mercury	$513	$43
AAA California	$519	$43
AAA California	$544	$45
Progressive	$556	$46
Progressive	$565	$47
GEICO	$567	$47
Nationwide	$620	$52
Kemper	$622	$52
Mercury	$629	$52
Travelers	$635	$53
Travelers	$636	$53
Nationwide	$643	$54
State Farm	$650	$54
AAA California	$662	$55
Progressive	$664	$55
State National	$672	$56
State National	$691	$58
Kemper	$716	$60
Capital Insurance Group	$719	$60
Hartford	$725	$60
Travelers	$728	$61
Allstate	$736	$61
National General	$736	$61
State Farm	$743	$62
Capital Insurance Group	$745	$62
Allstate	$746	$62
National General	$758	$63
Farmers	$764	$64
Farmers	$785	$65
Allstate	$803	$67
Nationwide	$809	$67
Chubb	$813	$68
State National	$816	$68
Capital Insurance Group	$835	$70
Chubb	$837	$70
Hartford	$842	$70
Farmers	$891	$74
National General	$910	$76
Kemper	$952	$79
State Farm	$1,100	$92
Hartford	$1,128	$94
GEICO	$1,132	$94
Mercury	$1,148	$96
AAA California	$1,151	$96
AAA California	$1,155	$96
Chubb	$1,167	$97
Mercury	$1,167	$97
GEICO	$1,168	$97
National General	$1,202	$100
Progressive	$1,217	$101
National General	$1,220	$102
Progressive	$1,221	$102
Allstate	$1,267	$106
Allstate	$1,331	$111
GEICO	$1,353	$113
Nationwide	$1,360	$113
State Farm	$1,415	$118
State National	$1,443	$120
Capital Insurance Group	$1,454	$121
National General	$1,462	$122
Progressive	$1,470	$122
Allstate	$1,470	$123
Nationwide	$1,470	$123
Hartford	$1,487	$124
Mercury	$1,509	$126
AAA California	$1,517	$126
Capital Insurance Group	$1,539	$128
State National	$1,548	$129
Travelers	$1,550	$129
Travelers	$1,609	$134
State Farm	$1,649	$137
Kemper	$1,677	$140
Hartford	$1,729	$144
Capital Insurance Group	$1,732	$144
Farmers	$1,809	$151
Farmers	$1,844	$154
Chubb	$1,884	$157
State National	$1,899	$158
Travelers	$1,902	$158
Nationwide	$1,911	$159
Chubb	$1,944	$162
Kemper	$2,063	$172
Farmers	$2,179	$182
Hartford	$2,300	$192
Kemper	$2,511	$209
Chubb	$2,774	$231

A minimum coverage policy only covers bodily injury liability and property damage liability. California laws require that car insurance policies include:

$15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability per accident

Bodily injury liability covers the expenses of persons who are hurt in an accident. A minimum coverage policy in California will pay up to $15,000 per person, up to $30,000.

Cheapest Full Coverage Car Insurance in Santa Clarita

The cheapest car insurance companies for a full coverage policy in Santa Clarita are:

AAA California: $1,155 per year
Mercury: $1,167 per year

The most expensive company is Chubb, which costs $1,884 per year.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$475	$40
GEICO	$480	$40
State Farm	$492	$41
Mercury	$500	$42
Mercury	$513	$43
AAA California	$519	$43
AAA California	$544	$45
Progressive	$556	$46
Progressive	$565	$47
GEICO	$567	$47
Nationwide	$620	$52
Kemper	$622	$52
Mercury	$629	$52
Travelers	$635	$53
Travelers	$636	$53
Nationwide	$643	$54
State Farm	$650	$54
AAA California	$662	$55
Progressive	$664	$55
State National	$672	$56
State National	$691	$58
Kemper	$716	$60
Capital Insurance Group	$719	$60
Hartford	$725	$60
Travelers	$728	$61
Allstate	$736	$61
National General	$736	$61
State Farm	$743	$62
Capital Insurance Group	$745	$62
Allstate	$746	$62
National General	$758	$63
Farmers	$764	$64
Farmers	$785	$65
Allstate	$803	$67
Nationwide	$809	$67
Chubb	$813	$68
State National	$816	$68
Capital Insurance Group	$835	$70
Chubb	$837	$70
Hartford	$842	$70
Farmers	$891	$74
National General	$910	$76
Kemper	$952	$79
State Farm	$1,100	$92
Hartford	$1,128	$94
GEICO	$1,132	$94
Mercury	$1,148	$96
AAA California	$1,151	$96
AAA California	$1,155	$96
Chubb	$1,167	$97
Mercury	$1,167	$97
GEICO	$1,168	$97
National General	$1,202	$100
Progressive	$1,217	$101
National General	$1,220	$102
Progressive	$1,221	$102
Allstate	$1,267	$106
Allstate	$1,331	$111
GEICO	$1,353	$113
Nationwide	$1,360	$113
State Farm	$1,415	$118
State National	$1,443	$120
Capital Insurance Group	$1,454	$121
National General	$1,462	$122
Progressive	$1,470	$122
Allstate	$1,470	$123
Nationwide	$1,470	$123
Hartford	$1,487	$124
Mercury	$1,509	$126
AAA California	$1,517	$126
Capital Insurance Group	$1,539	$128
State National	$1,548	$129
Travelers	$1,550	$129
Travelers	$1,609	$134
State Farm	$1,649	$137
Kemper	$1,677	$140
Hartford	$1,729	$144
Capital Insurance Group	$1,732	$144
Farmers	$1,809	$151
Farmers	$1,844	$154
Chubb	$1,884	$157
State National	$1,899	$158
Travelers	$1,902	$158
Nationwide	$1,911	$159
Chubb	$1,944	$162
Kemper	$2,063	$172
Farmers	$2,179	$182
Hartford	$2,300	$192
Kemper	$2,511	$209
Chubb	$2,774	$231

Full coverage policies include comprehensive and collision coverage.

Collision insurance: Covers costs due to an at-fault accident with another car or an object, like a fence or a post.
Comprehensive Insurance: Covers theft and costs from non-collision damages like flood or vandalism.

A full coverage policy can be pricey, so it might not be worth the extra costs if you drive an old car with a low value.

Cheapest Car Insurance in Santa Clarita After a Driving Offense

The cheapest car insurance companies after driving violations in Santa Clarita are:

Speeding ticket: National General ($1,263 per year)
At-fault accident: AAA California ($1,759 per year)
DUI: National General ($1,263 per year)

Hartford is the most expensive company after a speeding ticket ($2,614 per year) and after a DUI ($6,482 per year). Kemper costs the most after an at-fault accident ($3,688 per year).

Your driving history heavily influences your rates. Despite finding companies that offer the most affordable rates, drivers with bad records will likely pay higher premiums than those without offenses.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
Mercury	$643	$54
Mercury	$661	$55
AAA California	$692	$58
GEICO	$724	$60
AAA California	$726	$61
GEICO	$734	$61
State Farm	$747	$62
National General	$777	$65
National General	$777	$65
State Farm	$781	$65
Capital Insurance Group	$798	$67
National General	$801	$67
National General	$801	$67
Mercury	$806	$67
Mercury	$814	$68
Kemper	$826	$69
AAA California	$827	$69
Mercury	$827	$69
Capital Insurance Group	$829	$69
Capital Insurance Group	$833	$69
GEICO	$848	$71
GEICO	$857	$71
Capital Insurance Group	$864	$72
GEICO	$866	$72
AAA California	$867	$72
AAA California	$886	$74
Mercury	$897	$75
Mercury	$920	$77
Capital Insurance Group	$930	$78
Kemper	$953	$79
State National	$954	$79
State National	$954	$79
Nationwide	$959	$80
National General	$962	$80
National General	$962	$80
Capital Insurance Group	$972	$81
State National	$983	$82
State National	$983	$82
State Farm	$987	$82
Travelers	$991	$83
Travelers	$991	$83
Nationwide	$996	$83
Progressive	$1,007	$84
GEICO	$1,013	$84
Mercury	$1,018	$85
Progressive	$1,025	$85
State Farm	$1,031	$86
Allstate	$1,036	$86
Farmers	$1,044	$87
Farmers	$1,044	$87
Chubb	$1,047	$87
Allstate	$1,052	$88
AAA California	$1,061	$88
Hartford	$1,065	$89
Hartford	$1,065	$89
Nationwide	$1,068	$89
Farmers	$1,071	$89
Farmers	$1,071	$89
Chubb	$1,072	$89
National General	$1,108	$92
Travelers	$1,110	$92
Nationwide	$1,110	$93
Travelers	$1,111	$93
Progressive	$1,113	$93
State Farm	$1,127	$94
Mercury	$1,134	$95
Progressive	$1,135	$95
Allstate	$1,135	$95
Travelers	$1,142	$95
National General	$1,143	$95
State National	$1,163	$97
State National	$1,163	$97
GEICO	$1,163	$97
GEICO	$1,177	$98
State Farm	$1,177	$98
Allstate	$1,199	$100
Progressive	$1,215	$101
Allstate	$1,216	$101
Farmers	$1,218	$102
Farmers	$1,218	$102
Progressive	$1,218	$102
Progressive	$1,246	$104
Hartford	$1,254	$105
Hartford	$1,254	$105
Capital Insurance Group	$1,254	$105
Nationwide	$1,258	$105
National General	$1,263	$105
National General	$1,263	$105
Kemper	$1,268	$106
Chubb	$1,274	$106
Travelers	$1,279	$107
National General	$1,282	$107
National General	$1,282	$107
Chubb	$1,300	$108
Capital Insurance Group	$1,301	$108
Farmers	$1,305	$109
Allstate	$1,316	$110
Farmers	$1,339	$112
Travelers	$1,339	$112
Travelers	$1,340	$112
Progressive	$1,347	$112
National General	$1,374	$115
GEICO	$1,391	$116
Chubb	$1,403	$117
Kemper	$1,404	$117
Kemper	$1,404	$117
Nationwide	$1,405	$117
Capital Insurance Group	$1,463	$122
Progressive	$1,479	$123
AAA California	$1,491	$124
AAA California	$1,496	$125
Mercury	$1,511	$126
Farmers	$1,521	$127
National General	$1,536	$128
National General	$1,536	$128
Mercury	$1,536	$128
State Farm	$1,539	$128
Travelers	$1,551	$129
Chubb	$1,630	$136
State Farm	$1,637	$136
Chubb	$1,652	$138
Capital Insurance Group	$1,665	$139
Chubb	$1,676	$140
Nationwide	$1,699	$142
GEICO	$1,703	$142
Kemper	$1,706	$142
Kemper	$1,706	$142
Capital Insurance Group	$1,707	$142
Hartford	$1,714	$143
Hartford	$1,714	$143
State Farm	$1,715	$143
State National	$1,729	$144
GEICO	$1,755	$146
AAA California	$1,759	$147
Capital Insurance Group	$1,763	$147
AAA California	$1,764	$147
Nationwide	$1,767	$147
State National	$1,784	$149
National General	$1,786	$149
AAA California	$1,793	$149
Capital Insurance Group	$1,806	$151
National General	$1,815	$151
Allstate	$1,846	$154
AAA California	$1,881	$157
Mercury	$1,889	$157
GEICO	$1,913	$159
Mercury	$1,922	$160
Allstate	$1,944	$162
AAA California	$1,966	$164
GEICO	$1,968	$164
Capital Insurance Group	$1,990	$166
Mercury	$1,994	$166
Chubb	$2,006	$167
State Farm	$2,034	$169
Mercury	$2,034	$170
GEICO	$2,035	$170
Capital Insurance Group	$2,038	$170
State National	$2,055	$171
State National	$2,055	$171
Mercury	$2,062	$172
Nationwide	$2,108	$176
State Farm	$2,108	$176
State National	$2,124	$177
Allstate	$2,155	$180
Kemper	$2,160	$180
Kemper	$2,160	$180
Allstate	$2,168	$181
National General	$2,176	$181
State National	$2,203	$184
State National	$2,203	$184
Allstate	$2,205	$184
State Farm	$2,206	$184
Kemper	$2,229	$186
Hartford	$2,235	$186
Hartford	$2,235	$186
Nationwide	$2,242	$187
Allstate	$2,279	$190
Nationwide	$2,282	$190
GEICO	$2,285	$190
Progressive	$2,301	$192
AAA California	$2,308	$192
Progressive	$2,313	$193
AAA California	$2,316	$193
State Farm	$2,322	$194
Nationwide	$2,349	$196
Travelers	$2,381	$198
Allstate	$2,390	$199
Allstate	$2,408	$201
State Farm	$2,456	$205
Travelers	$2,464	$205
Chubb	$2,471	$206
Mercury	$2,492	$208
Farmers	$2,499	$208
Farmers	$2,499	$208
Progressive	$2,514	$209
Progressive	$2,532	$211
Chubb	$2,532	$211
Nationwide	$2,545	$212
Farmers	$2,548	$212
Farmers	$2,548	$212
State Farm	$2,572	$214
Capital Insurance Group	$2,606	$217
Hartford	$2,614	$218
Hartford	$2,614	$218
Hartford	$2,625	$219
Travelers	$2,661	$222
Mercury	$2,674	$223
Allstate	$2,680	$223
State National	$2,707	$226
State National	$2,707	$226
GEICO	$2,728	$227
Kemper	$2,743	$229
Travelers	$2,751	$229
Capital Insurance Group	$2,762	$230
Progressive	$2,791	$233
GEICO	$2,811	$234
Progressive	$2,861	$238
Progressive	$2,885	$240
Travelers	$2,939	$245
Nationwide	$2,976	$248
Farmers	$3,013	$251
Farmers	$3,013	$251
Chubb	$3,037	$253
Progressive	$3,055	$255
Chubb	$3,099	$258
Capital Insurance Group	$3,116	$260
Farmers	$3,124	$260
Hartford	$3,135	$261
Farmers	$3,185	$265
GEICO	$3,264	$272
Travelers	$3,282	$273
Travelers	$3,305	$275
Nationwide	$3,324	$277
Kemper	$3,342	$279
Chubb	$3,362	$280
State Farm	$3,383	$282
Travelers	$3,430	$286
Progressive	$3,482	$290
Hartford	$3,508	$292
Hartford	$3,508	$292
AAA California	$3,598	$300
AAA California	$3,603	$300
Kemper	$3,688	$307
Kemper	$3,688	$307
Nationwide	$3,741	$312
Farmers	$3,765	$314
State National	$3,831	$319
Chubb	$3,929	$327
Chubb	$3,983	$332
Allstate	$4,041	$337
Chubb	$4,045	$337
Nationwide	$4,058	$338
Travelers	$4,114	$343
State National	$4,115	$343
Allstate	$4,268	$356
State Farm	$4,358	$363
Hartford	$4,387	$366
Kemper	$4,668	$389
Kemper	$4,668	$389
AAA California	$4,740	$395
Allstate	$4,748	$396
Chubb	$4,875	$406
State National	$5,071	$423
State Farm	$5,075	$423
Nationwide	$5,316	$443
Hartford	$5,492	$458
Kemper	$5,540	$462
Kemper	$5,540	$462
Hartford	$6,482	$540
Hartford	$8,849	$737

The severity of your violation determines how much your premium will increase. More serious offenses usually lead to higher increases, although this is not always the case. After a DUI, annual premiums in Santa Clarita climb by $2,220, while annual premiums are $641 more expensive after a speeding ticket. You can still find the most affordable rates by researching the cheapest car insurance for drivers with bad driving records.

Cheapest Car Insurance in Santa Clarita for Teens and Their Families

The cheapest car insurance companies for teens on a family policy in Santa Clarita are:

State Farm: $3,245 per year for girls and boys
Farmers: $3.360 per year for girls and boys

The most expensive company is Nationwide, which costs $5,382 per year for girls and boys. Car insurance rates can be higher for male teens because companies consider them high-risk drivers. This cost difference disappears in early adulthood.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,524	$2,459
GEICO	$1,560	$2,518
GEICO	$1,563	$2,773
GEICO	$1,580	$2,645
GEICO	$1,598	$2,579
GEICO	$1,606	$2,850
GEICO	$1,629	$3,012
GEICO	$1,650	$2,928
GEICO	$1,809	$2,716
GEICO	$1,869	$3,102
Nationwide	$1,871	$3,884
Nationwide	$1,871	$3,884
Progressive	$1,893	$3,030
Progressive	$1,893	$3,030
Capital Insurance Group	$1,936	$2,482
Capital Insurance Group	$1,936	$2,482
Allstate	$1,972	$3,204
Allstate	$1,972	$3,204
Progressive	$2,049	$3,280
Progressive	$2,049	$3,280
Nationwide	$2,051	$4,259
Nationwide	$2,051	$4,259
Allstate	$2,064	$3,354
Allstate	$2,064	$3,354
Allstate	$2,117	$3,726
Allstate	$2,117	$3,726
Nationwide	$2,117	$4,871
Nationwide	$2,117	$4,871
Allstate	$2,138	$3,474
Allstate	$2,138	$3,474
Kemper	$2,188	$4,396
Kemper	$2,188	$4,396
Progressive	$2,192	$4,053
Progressive	$2,192	$4,053
Nationwide	$2,199	$4,565
Nationwide	$2,199	$4,565
Capital Insurance Group	$2,204	$2,940
Capital Insurance Group	$2,204	$2,940
State Farm	$2,241	$3,293
State Farm	$2,241	$3,293
Allstate	$2,269	$3,743
Allstate	$2,269	$3,743
Capital Insurance Group	$2,293	$2,940
Capital Insurance Group	$2,293	$2,940
Capital Insurance Group	$2,293	$2,940
Capital Insurance Group	$2,293	$2,940
Progressive	$2,296	$3,675
Progressive	$2,296	$3,675
Farmers	$2,301	$3,290
Farmers	$2,301	$3,290
Travelers	$2,305	$3,173
Travelers	$2,305	$3,173
Kemper	$2,310	$4,642
Kemper	$2,310	$4,642
GEICO	$2,329	$3,948
State Farm	$2,331	$3,426
State Farm	$2,331	$3,426
State Farm	$2,371	$3,717
State Farm	$2,371	$3,717
State Farm	$2,385	$3,505
State Farm	$2,385	$3,505
Travelers	$2,387	$3,285
Travelers	$2,387	$3,285
GEICO	$2,420	$4,554
Kemper	$2,432	$5,458
Kemper	$2,432	$5,458
Travelers	$2,435	$3,525
Travelers	$2,435	$3,525
Nationwide	$2,478	$5,340
Nationwide	$2,478	$5,340
Travelers	$2,487	$3,423
Travelers	$2,487	$3,423
Kemper	$2,513	$5,049
Kemper	$2,513	$5,049
State Farm	$2,541	$3,789
State Farm	$2,541	$3,789
GEICO	$2,547	$3,824
Capital Insurance Group	$2,559	$3,307
Capital Insurance Group	$2,559	$3,307
Farmers	$2,577	$3,816
Farmers	$2,577	$3,816
Allstate	$2,602	$4,771
Allstate	$2,602	$4,771
Allstate	$2,645	$4,363
Allstate	$2,645	$4,363
GEICO	$2,648	$4,396
Capital Insurance Group	$2,653	$3,307
Capital Insurance Group	$2,653	$3,307
Farmers	$2,669	$3,816
Farmers	$2,669	$3,816
Farmers	$2,669	$3,816
Farmers	$2,669	$3,816
State Farm	$2,697	$4,219
State Farm	$2,697	$4,219
Travelers	$2,717	$3,700
Travelers	$2,717	$3,700
Progressive	$2,719	$4,446
Progressive	$2,719	$4,446
State Farm	$2,722	$4,059
State Farm	$2,722	$4,059
Kemper	$2,817	$5,787
Kemper	$2,817	$5,787
Capital Insurance Group	$2,842	$3,672
Capital Insurance Group	$2,842	$3,672
Farmers	$2,882	$4,375
Farmers	$2,882	$4,375
Travelers	$2,948	$4,269
Travelers	$2,948	$4,269
Travelers	$2,994	$4,077
Travelers	$2,994	$4,077
State Farm	$2,997	$5,350
State Farm	$2,997	$5,350
Kemper	$3,051	$6,268
Kemper	$3,051	$6,268
Nationwide	$3,053	$7,382
Nationwide	$3,053	$7,382
Kemper	$3,077	$6,911
Kemper	$3,077	$6,911
Farmers	$3,115	$5,039
Farmers	$3,115	$5,039
Farmers	$3,144	$4,773
Farmers	$3,144	$4,773
State Farm	$3,178	$5,672
State Farm	$3,178	$5,672
GEICO	$3,217	$5,710
State Farm	$3,245	$6,356
State Farm	$3,245	$6,356
Nationwide	$3,257	$7,019
Nationwide	$3,257	$7,019
Farmers	$3,280	$6,493
Farmers	$3,280	$6,493
Farmers	$3,360	$6,791
Farmers	$3,360	$6,791
Farmers	$3,371	$6,673
Farmers	$3,371	$6,673
GEICO	$3,372	$6,637
Progressive	$3,390	$6,292
Progressive	$3,390	$6,292
GEICO	$3,449	$6,376
Allstate	$3,472	$6,860
Allstate	$3,472	$6,860
GEICO	$3,537	$6,279
Allstate	$3,595	$7,227
Allstate	$3,595	$7,227
Progressive	$3,602	$5,891
Progressive	$3,602	$5,891
GEICO	$3,636	$7,503
Capital Insurance Group	$3,647	$4,544
Capital Insurance Group	$3,647	$4,544
Capital Insurance Group	$3,647	$4,544
Capital Insurance Group	$3,647	$4,544
Capital Insurance Group	$3,647	$4,544
Capital Insurance Group	$3,647	$4,544
Allstate	$3,657	$7,227
Allstate	$3,657	$7,227
GEICO	$3,724	$7,328
Progressive	$3,912	$7,999
Progressive	$3,912	$7,999
Progressive	$3,937	$8,070
Progressive	$3,937	$8,070
Travelers	$3,940	$5,382
Travelers	$3,940	$5,382
Progressive	$3,952	$8,082
Progressive	$3,952	$8,082
Travelers	$4,116	$5,623
Travelers	$4,116	$5,623
Travelers	$4,125	$5,901
Travelers	$4,125	$5,901
Nationwide	$4,638	$9,980
Nationwide	$4,638	$9,980
Kemper	$4,642	$9,437
Kemper	$4,642	$9,437
Kemper	$5,085	$10,338
Kemper	$5,085	$10,338
Kemper	$5,132	$11,523
Kemper	$5,132	$11,523
Nationwide	$5,215	$11,222
Nationwide	$5,215	$11,222
Nationwide	$5,382	$13,543
Nationwide	$5,382	$13,543

Car insurance premiums for teenagers are higher if they get an individual policy. An individual policy can cost $4,498 a year, while adding a teenage driver to the family policy costs an average of $3,825 a year, a $673 savings. You can also take advantage of discounts when searching for the cheapest car insurance for teenagers.

Cheapest Car Insurance in Santa Clarita for Military Drivers

The cheapest car insurance for military drivers looking for full coverage policies in Santa Clarita are:

USAA: $958 per year
AAA California: $1,155 per year

For minimum coverage policies, the most affordable companies are USAA ($430 per year) and GEICO ($480 per year). Whether you need a full or minimum coverage policy, USAA is an affordable option. It offers services that are specific to active members of the military, veterans and their qualified family members.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
USAA	$430	$36
USAA	$430	$36
GEICO	$475	$40
GEICO	$480	$40
State Farm	$492	$41
Mercury	$500	$42
Mercury	$513	$43
USAA	$517	$43
AAA California	$519	$43
AAA California	$544	$45
Progressive	$556	$46
Progressive	$565	$47
GEICO	$567	$47
Nationwide	$620	$52
Kemper	$622	$52
Mercury	$629	$52
Travelers	$635	$53
Travelers	$636	$53
Nationwide	$643	$54
State Farm	$650	$54
AAA California	$662	$55
Progressive	$664	$55
State National	$672	$56
State National	$691	$58
Kemper	$716	$60
Capital Insurance Group	$719	$60
Hartford	$725	$60
Travelers	$728	$61
Allstate	$736	$61
National General	$736	$61
State Farm	$743	$62
Capital Insurance Group	$745	$62
Allstate	$746	$62
National General	$758	$63
Farmers	$764	$64
Farmers	$785	$65
Allstate	$803	$67
Nationwide	$809	$67
Chubb	$813	$68
State National	$816	$68
Capital Insurance Group	$835	$70
Chubb	$837	$70
Hartford	$842	$70
Farmers	$891	$74
National General	$910	$76
USAA	$938	$78
Kemper	$952	$79
USAA	$958	$80
State Farm	$1,100	$92
Hartford	$1,128	$94
GEICO	$1,132	$94
USAA	$1,144	$95
Mercury	$1,148	$96
AAA California	$1,151	$96
AAA California	$1,155	$96
Chubb	$1,167	$97
Mercury	$1,167	$97
GEICO	$1,168	$97
National General	$1,202	$100
Progressive	$1,217	$101
National General	$1,220	$102
Progressive	$1,221	$102
Allstate	$1,267	$106
Allstate	$1,331	$111
GEICO	$1,353	$113
Nationwide	$1,360	$113
State Farm	$1,415	$118
State National	$1,443	$120
Capital Insurance Group	$1,454	$121
National General	$1,462	$122
Progressive	$1,470	$122
Allstate	$1,470	$123
Nationwide	$1,470	$123
Hartford	$1,487	$124
Mercury	$1,509	$126
AAA California	$1,517	$126
Capital Insurance Group	$1,539	$128
State National	$1,548	$129
Travelers	$1,550	$129
Travelers	$1,609	$134
State Farm	$1,649	$137
Kemper	$1,677	$140
Hartford	$1,729	$144
Capital Insurance Group	$1,732	$144
Farmers	$1,809	$151
Farmers	$1,844	$154
Chubb	$1,884	$157
State National	$1,899	$158
Travelers	$1,902	$158
Nationwide	$1,911	$159
Chubb	$1,944	$162
Kemper	$2,063	$172
Farmers	$2,179	$182
Hartford	$2,300	$192
Kemper	$2,511	$209
Chubb	$2,774	$231

How to Compare Cheap Santa Clarita Car Insurance Quotes Online

Requesting an online quote in Santa Clarita, California, can take at least 15 minutes. Insurers may ask for several pieces of personal information. However, MoneyGeek's car insurance calculator can provide a quick premium estimate using just your age, car type, level of coverage and driving history.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Best Car Insurance in Santa Clarita: Summary

The best car insurance companies in Santa Clarita, California, for different categories are:

Best overall: GEICO (MoneyGeek score 75 out of 100)
Best for service: Chubb (MoneyGeek score 76 out of 100)
Best cheap: GEICO (MoneyGeek score 78 out of 100)

A company’s MoneyGeek score can differ based on the weightings for each category. The best car insurance in California is from CSAA. Military drivers can find the best car insurance from USAA (MoneyGeek score of 85 out of 100).

Best Overall Car Insurance in Santa Clarita

The overall best car insurance companies in Santa Clarita are:

GEICO: MoneyGeek score 75 out of 100 ($1,168 per year)
Progressive: MoneyGeek score 72 out of 100 ($1,217 per year)

GEICO scored the best for affordability and customer satisfaction. It balances low rates with quality customer service, making it our top recommendation. For drivers with a military background, we recommend USAA, which received a MoneyGeek score of 85 out of 100. It is also affordable, with an average premium of $958 per year.

How was this MoneyGeek score calculated?

pros

Affordable rates

Quality customer service

Has mechanical breakdown insurance (MBI) and rental car reimbursement

cons

Doesn’t have original equipment manufacturer (OEM) coverage and gap insurance

Poor claims management ratings

COMPANY HIGHLIGHTS

GEICO is an affordable option that gets high ratings for customer service. However, its claims management can use improvement, and the company offers limited coverage options. Among the add-ons it does offer are mechanical breakdown insurance (MBI) and rental car reimbursement.

MBI covers vehicle repairs, car parts replacements and other problems involving your car's mechanical components. It covers all parts of your vehicle wherever you need it repaired. You can add this to your policy if you own a vehicle with less than 15,000 miles that is less than 15 months old.

Rental reimbursement pays for your rental car while your vehicle is undergoing repairs or is at a total loss due to a covered incident. This add-on gives you a mode of transportation while your car is not driveable.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Santa Clarita for Customer Service

Excluding affordability, the best companies for customer service in Santa Clarita are:

Chubb: MoneyGeek score 76 out of 100 ($1,884 per year)
Capital Insurance Group: MoneyGeek score 68 out of 100 ($1,539 per year)

Chubb received high scores for customer satisfaction and claims management. It is also the most expensive company, so you might pay more for quality customer service.

How was this MoneyGeek score calculated?

pros

High customer service ratings

Good claims management

Has diminished value and OEM coverages

cons

Few add-on coverages

Doesn’t have gap insurance

COMPANY HIGHLIGHTS

Chubb enjoys a nearly perfect customer satisfaction score and a high claims management rating. The company offers diminished value coverage and OEM coverage, a rare add-on.

The value of your car decreases after an accident, but you can protect your investment if you add diminished value coverage to your policy. This coverage pays you the difference between your car’s worth before and after an accident. This way, you can minimize losses after an accident — and even after repairs.

Chubb’s OEM coverage pays for using original factory parts to repair your car after a covered incident. Avoiding after-market parts can help your vehicle’s safety features work as the manufacturer intended.

Best Cheap Car Insurance in Santa Clarita

Based on an analysis of customer service and cost for policies that only meet California’s minimum coverage requirements, the best companies in Santa Clarita are:

GEICO: MoneyGeek score 78 out of 100 ($480 per year)
Mercury: MoneyGeek score 72 out of 100 ($500 per year)

Although Santa Clarita's minimum coverage policies are less expensive, they offer little protection against liability and property damage in the event of an accident.

How was this MoneyGeek score calculated?

pros

An affordable option, at $480 per year

Has bundling, air-bag and seatbelt use discounts

Good customer service

cons

Low claims management ratings

No discount for paying in full

COMPANY HIGHLIGHTS

GEICO offers the cheapest rates in Santa Clarita, with an average premium of $480 per year. You can also get quality customer service at a low price, helping you avoid the usual trade-off between affordability and service.

The insurer provides multi-policy, multi-car, good student and safe driving discounts, so you can save more on your premiums. You can get a discount if you have different insurance policies or insure other cars with GEICO. Staying accident-free for five years can also earn you a discount. If you’re a full-time student, GEICO will give you a discount for having good grades.

If you diligently use your seat belt, you can earn a discount on the parts of your policy that deal with medical expenses and personal injury protection. In addition, teachers, federal employees, military members and senior drivers all qualify for discounts.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Santa Clarita

Car insurance in Santa Clarita costs $1,444 per year. This average cost is based on a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

Premiums can depend on your location. As of October 2022, the average cost of car insurance in the U.S. costs $122 more than in Santa Clarita, while the cost of car insurance in California is more expensive by $57.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

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Cheapest and Best Car Insurance Companies in Santa Clarita, CA

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On This Page:

Cheapest Minimum Liability Car Insurance in Santa Clarita

Cheapest Full Coverage Car Insurance in Santa Clarita

Cheapest Car Insurance in Santa Clarita After a Driving Offense

Cheapest Car Insurance in Santa Clarita for Teens and Their Families

Cheapest Car Insurance in Santa Clarita for Military Drivers

How to Compare Cheap Santa Clarita Car Insurance Quotes Online

Best Car Insurance in Santa Clarita: Summary

Best Overall Car Insurance in Santa Clarita

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Santa Clarita for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Santa Clarita

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Santa Clarita