Cheapest and Best Car Insurance Companies in Victorville, CA

Based on the latest quotes for 2023, GEICO has the cheapest minimum coverage auto insurance in Victorville, California. Progressive is the best insurer overall for its ideal balance of affordability and service.

Your driving record and coverage requirements will determine which auto insurance provider is the best for you. GEICO offers the cheapest minimum coverage in Victorville, and it also offers the best cheap insurance.

Progressive provides the most affordable rates for full coverage policies. It also ranks as the best insurer in the city overall. National General offers the cheapest rates to drivers with offenses, while Farmers is the most cost-effective option for teen drivers.

USAA has the lowest-priced policies for military drivers, veterans and their families. If you place a premium on customer service over price, Chubb has the best customer service in Victorville.

Cheapest + BestCar InsuranceVictorville

2023

Cheapest and Best Car Insurance in Victorville, CA

Cheapest Overall - GEICO

Cheapest Full Coverage - Progressive

Cheapest After Driving Offense - National General

Cheapest for Teens - Farmers

Cheapest for Military - USAA

Best Overall - Progressive

Best for Customer Service - Chubb

Best Cheap - GEICO

Cheapest Minimum Liability Car Insurance in Victorville

The following companies offer the cheapest minimum coverage car insurance in Victorville:

GEICO: $432 per year
Progressive: $464 per year

Chubb offers the most expensive minimum coverage rates in the city, with an average annual rate of $789 as of October 2022.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$428	$36
GEICO	$432	$36
Progressive	$464	$39
Progressive	$473	$39
State Farm	$497	$41
AAA California	$498	$41
GEICO	$510	$43
Mercury	$510	$43
Kemper	$518	$43
AAA California	$520	$43
Mercury	$525	$44
Travelers	$533	$44
Travelers	$533	$44
Progressive	$553	$46
Hartford	$587	$49
Kemper	$597	$50
Travelers	$606	$51
State National	$606	$51
Farmers	$619	$52
State National	$624	$52
Nationwide	$626	$52
National General	$634	$53
AAA California	$635	$53
Farmers	$635	$53
Mercury	$646	$54
Nationwide	$649	$54
National General	$653	$54
State Farm	$657	$55
Allstate	$667	$56
Hartford	$675	$56
Allstate	$676	$56
Capital Insurance Group	$700	$58
Farmers	$721	$60
Capital Insurance Group	$724	$60
Allstate	$726	$61
State National	$733	$61
State Farm	$750	$63
National General	$783	$65
Chubb	$789	$66
Kemper	$792	$66
Capital Insurance Group	$811	$68
Nationwide	$813	$68
Chubb	$814	$68
Hartford	$885	$74
Progressive	$1,078	$90
Progressive	$1,081	$90
National General	$1,095	$91
National General	$1,110	$92
GEICO	$1,116	$93
Chubb	$1,132	$94
GEICO	$1,154	$96
AAA California	$1,175	$98
State Farm	$1,191	$99
AAA California	$1,197	$100
Allstate	$1,230	$103
Mercury	$1,233	$103
Mercury	$1,258	$105
Allstate	$1,300	$108
Progressive	$1,300	$108
Hartford	$1,316	$110
National General	$1,328	$111
GEICO	$1,335	$111
State National	$1,365	$114
Nationwide	$1,390	$116
Allstate	$1,438	$120
Capital Insurance Group	$1,439	$120
Kemper	$1,440	$120
State National	$1,470	$123
Nationwide	$1,506	$126
Travelers	$1,514	$126
Hartford	$1,516	$126
Capital Insurance Group	$1,524	$127
State Farm	$1,528	$127
AAA California	$1,573	$131
Travelers	$1,593	$133
Mercury	$1,642	$137
Farmers	$1,654	$138
Farmers	$1,697	$141
Capital Insurance Group	$1,716	$143
Kemper	$1,772	$148
State Farm	$1,785	$149
State National	$1,805	$150
Chubb	$1,875	$156
Travelers	$1,902	$159
Chubb	$1,934	$161
Nationwide	$1,951	$163
Hartford	$1,975	$165
Farmers	$2,010	$167
Kemper	$2,152	$179
Chubb	$2,758	$230

California law mandates the following minimum liability limits for bodily injury and property damage coverage in Victorville:

$15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability per accident

A minimum coverage policy pays for damages you are responsible for following an accident, but only up to these limits. For example, if your bodily injury liability is $30,000 per accident and the total injuries for the accident cost $50,000, you will be personally responsible for the remaining $20,000.

Cheapest Full Coverage Car Insurance in Victorville

MoneyGeek found that the following companies offer the cheapest full coverage car insurance in Victorville:

Progressive: $1,078 per year
National General: $1,095 per year

Chubb offers the highest annual premiums for full coverage in the city at $1,875 as of October 2022.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$428	$36
GEICO	$432	$36
Progressive	$464	$39
Progressive	$473	$39
State Farm	$497	$41
AAA California	$498	$41
GEICO	$510	$43
Mercury	$510	$43
Kemper	$518	$43
AAA California	$520	$43
Mercury	$525	$44
Travelers	$533	$44
Travelers	$533	$44
Progressive	$553	$46
Hartford	$587	$49
Kemper	$597	$50
Travelers	$606	$51
State National	$606	$51
Farmers	$619	$52
State National	$624	$52
Nationwide	$626	$52
National General	$634	$53
AAA California	$635	$53
Farmers	$635	$53
Mercury	$646	$54
Nationwide	$649	$54
National General	$653	$54
State Farm	$657	$55
Allstate	$667	$56
Hartford	$675	$56
Allstate	$676	$56
Capital Insurance Group	$700	$58
Farmers	$721	$60
Capital Insurance Group	$724	$60
Allstate	$726	$61
State National	$733	$61
State Farm	$750	$63
National General	$783	$65
Chubb	$789	$66
Kemper	$792	$66
Capital Insurance Group	$811	$68
Nationwide	$813	$68
Chubb	$814	$68
Hartford	$885	$74
Progressive	$1,078	$90
Progressive	$1,081	$90
National General	$1,095	$91
National General	$1,110	$92
GEICO	$1,116	$93
Chubb	$1,132	$94
GEICO	$1,154	$96
AAA California	$1,175	$98
State Farm	$1,191	$99
AAA California	$1,197	$100
Allstate	$1,230	$103
Mercury	$1,233	$103
Mercury	$1,258	$105
Allstate	$1,300	$108
Progressive	$1,300	$108
Hartford	$1,316	$110
National General	$1,328	$111
GEICO	$1,335	$111
State National	$1,365	$114
Nationwide	$1,390	$116
Allstate	$1,438	$120
Capital Insurance Group	$1,439	$120
Kemper	$1,440	$120
State National	$1,470	$123
Nationwide	$1,506	$126
Travelers	$1,514	$126
Hartford	$1,516	$126
Capital Insurance Group	$1,524	$127
State Farm	$1,528	$127
AAA California	$1,573	$131
Travelers	$1,593	$133
Mercury	$1,642	$137
Farmers	$1,654	$138
Farmers	$1,697	$141
Capital Insurance Group	$1,716	$143
Kemper	$1,772	$148
State Farm	$1,785	$149
State National	$1,805	$150
Chubb	$1,875	$156
Travelers	$1,902	$159
Chubb	$1,934	$161
Nationwide	$1,951	$163
Hartford	$1,975	$165
Farmers	$2,010	$167
Kemper	$2,152	$179
Chubb	$2,758	$230

Full coverage auto insurance includes both comprehensive and collision coverage, and they cover different types of damage.

Collision Insurance: Covers collisions with other vehicles as well as stationary objects like signs or poles.
Comprehensive Insurance: Covers non-collision incidents, such as having a tree branch fall on your vehicle or hitting an animal.

Full coverage policies may be preferable for drivers with newer vehicles, as they safeguard a significant investment. However, drivers with older vehicles may not find the additional cost beneficial.

Cheapest Car Insurance in Victorville After a Driving Offense

National General offers the most affordable auto insurance in Victorville for drivers with any of the following offenses:

Speeding ticket: National General ($1,149 per year)
At-fault accident: National General ($1,623 per year)
DUI: National General ($1,149 per year)

Nationwide has the most expensive auto insurance premiums in the city for speeding tickets ($2,609 annually). Kemper charges the most for at-fault accidents ($3,155 annually), and The Hartford has the highest rates for DUIs ($5,533 annually). For drivers with bad driving records, even the cheapest policies will be much more expensive than insurance for a driver with a clean record.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
GEICO	$652	$54
Mercury	$657	$55
GEICO	$659	$55
AAA California	$663	$55
National General	$669	$56
National General	$669	$56
Mercury	$676	$56
Kemper	$687	$57
National General	$691	$58
National General	$691	$58
AAA California	$694	$58
State Farm	$756	$63
GEICO	$763	$64
GEICO	$770	$64
Capital Insurance Group	$777	$65
GEICO	$779	$65
State Farm	$790	$66
AAA California	$792	$66
Kemper	$792	$66
Capital Insurance Group	$805	$67
Capital Insurance Group	$809	$67
Travelers	$819	$68
Travelers	$820	$68
Mercury	$823	$69
National General	$827	$69
National General	$827	$69
AAA California	$830	$69
Progressive	$834	$69
Mercury	$838	$70
Capital Insurance Group	$838	$70
Farmers	$843	$70
Farmers	$843	$70
Hartford	$846	$71
Mercury	$846	$71
Hartford	$846	$71
AAA California	$849	$71
Progressive	$852	$71
State National	$857	$71
State National	$857	$71
Farmers	$866	$72
Farmers	$866	$72
State National	$883	$74
State National	$883	$74
Capital Insurance Group	$903	$75
GEICO	$910	$76
Travelers	$912	$76
Travelers	$916	$76
Mercury	$917	$76
Progressive	$921	$77
Allstate	$933	$78
Travelers	$940	$78
Capital Insurance Group	$942	$79
Mercury	$943	$79
Progressive	$943	$79
Allstate	$947	$79
National General	$953	$79
Nationwide	$969	$81
National General	$983	$82
Farmers	$984	$82
Farmers	$984	$82
Hartford	$987	$82
Hartford	$987	$82
State Farm	$999	$83
Progressive	$1,004	$84
Nationwide	$1,005	$84
Progressive	$1,011	$84
AAA California	$1,016	$85
Chubb	$1,016	$85
Allstate	$1,020	$85
Progressive	$1,039	$87
Chubb	$1,040	$87
State National	$1,040	$87
State National	$1,040	$87
State Farm	$1,042	$87
Mercury	$1,047	$87
GEICO	$1,049	$87
Travelers	$1,051	$88
Farmers	$1,053	$88
Kemper	$1,054	$88
GEICO	$1,061	$88
Allstate	$1,076	$90
Nationwide	$1,079	$90
Farmers	$1,082	$90
Allstate	$1,092	$91
Travelers	$1,099	$92
Travelers	$1,100	$92
Progressive	$1,112	$93
Nationwide	$1,120	$93
State Farm	$1,141	$95
National General	$1,149	$96
National General	$1,149	$96
Kemper	$1,166	$97
Kemper	$1,166	$97
National General	$1,166	$97
National General	$1,166	$97
Mercury	$1,169	$97
Allstate	$1,180	$98
National General	$1,180	$98
State Farm	$1,191	$99
Capital Insurance Group	$1,219	$102
Progressive	$1,226	$102
Farmers	$1,228	$102
Chubb	$1,234	$103
GEICO	$1,254	$105
Chubb	$1,259	$105
Capital Insurance Group	$1,263	$105
Nationwide	$1,265	$105
Travelers	$1,269	$106
Hartford	$1,323	$110
Hartford	$1,323	$110
Chubb	$1,358	$113
National General	$1,394	$116
National General	$1,394	$116
Nationwide	$1,411	$118
Kemper	$1,415	$118
Kemper	$1,415	$118
Capital Insurance Group	$1,422	$119
AAA California	$1,518	$126
AAA California	$1,548	$129
State National	$1,549	$129
State Farm	$1,556	$130
Chubb	$1,577	$131
State National	$1,597	$133
Chubb	$1,600	$133
National General	$1,623	$135
Chubb	$1,623	$135
Mercury	$1,627	$136
National General	$1,647	$137
Capital Insurance Group	$1,649	$137
Mercury	$1,663	$139
GEICO	$1,676	$140
Capital Insurance Group	$1,687	$141
AAA California	$1,715	$143
Nationwide	$1,716	$143
GEICO	$1,732	$144
Capital Insurance Group	$1,750	$146
State Farm	$1,767	$147
Nationwide	$1,783	$149
Capital Insurance Group	$1,788	$149
AAA California	$1,788	$149
Allstate	$1,791	$149
Kemper	$1,792	$149
Kemper	$1,792	$149
AAA California	$1,798	$150
AAA California	$1,804	$150
State Farm	$1,851	$154
GEICO	$1,870	$156
State National	$1,894	$158
Allstate	$1,898	$158
Kemper	$1,911	$159
GEICO	$1,929	$161
Allstate	$1,938	$162
State National	$1,940	$162
State National	$1,940	$162
Chubb	$1,942	$162
Hartford	$1,962	$163
Hartford	$1,962	$163
Allstate	$1,971	$164
National General	$1,972	$164
Capital Insurance Group	$1,973	$164
GEICO	$2,004	$167
Capital Insurance Group	$2,018	$168
Hartford	$2,034	$170
Progressive	$2,035	$170
Mercury	$2,035	$170
AAA California	$2,038	$170
Progressive	$2,042	$170
State Farm	$2,056	$171
Mercury	$2,080	$173
State National	$2,091	$174
State National	$2,091	$174
Allstate	$2,108	$176
Allstate	$2,135	$178
Nationwide	$2,158	$180
Mercury	$2,175	$181
Mercury	$2,181	$182
AAA California	$2,210	$184
Progressive	$2,217	$185
Mercury	$2,221	$185
Allstate	$2,226	$186
Progressive	$2,230	$186
GEICO	$2,235	$186
Nationwide	$2,252	$188
State Farm	$2,269	$189
Hartford	$2,272	$189
Hartford	$2,272	$189
Farmers	$2,285	$190
Farmers	$2,285	$190
Travelers	$2,300	$192
Nationwide	$2,339	$195
State Farm	$2,348	$196
Farmers	$2,348	$196
Farmers	$2,348	$196
Kemper	$2,354	$196
Allstate	$2,370	$197
State Farm	$2,375	$198
AAA California	$2,379	$198
Nationwide	$2,405	$200
Travelers	$2,410	$201
Hartford	$2,411	$201
Chubb	$2,462	$205
Progressive	$2,465	$205
Chubb	$2,521	$210
Progressive	$2,536	$211
Progressive	$2,555	$213
Travelers	$2,562	$214
State National	$2,570	$214
State National	$2,570	$214
Capital Insurance Group	$2,580	$215
Nationwide	$2,609	$217
Allstate	$2,642	$220
State Farm	$2,649	$221
Travelers	$2,679	$223
GEICO	$2,684	$224
Progressive	$2,692	$224
Mercury	$2,720	$227
Capital Insurance Group	$2,737	$228
GEICO	$2,773	$231
State Farm	$2,774	$231
Farmers	$2,780	$232
Farmers	$2,780	$232
Farmers	$2,857	$238
Kemper	$2,860	$238
Mercury	$2,902	$242
Travelers	$2,902	$242
Farmers	$2,934	$245
Hartford	$2,989	$249
Hartford	$2,989	$249
Chubb	$3,023	$252
Nationwide	$3,039	$253
Chubb	$3,082	$257
Progressive	$3,084	$257
Capital Insurance Group	$3,090	$258
Kemper	$3,155	$263
Kemper	$3,155	$263
GEICO	$3,211	$268
Travelers	$3,211	$268
Travelers	$3,230	$269
Hartford	$3,326	$277
Chubb	$3,341	$278
Travelers	$3,377	$281
Nationwide	$3,395	$283
Farmers	$3,475	$290
State National	$3,618	$301
AAA California	$3,644	$304
State Farm	$3,657	$305
AAA California	$3,694	$308
Nationwide	$3,831	$319
State National	$3,905	$325
Chubb	$3,909	$326
Allstate	$3,923	$327
Chubb	$3,962	$330
Kemper	$3,995	$333
Kemper	$3,995	$333
Chubb	$4,022	$335
Travelers	$4,092	$341
Nationwide	$4,161	$347
Allstate	$4,174	$348
Allstate	$4,652	$388
State Farm	$4,697	$391
Kemper	$4,732	$394
Kemper	$4,732	$394
Hartford	$4,733	$394
State National	$4,816	$401
Chubb	$4,851	$404
AAA California	$4,874	$406
Nationwide	$5,431	$453
State Farm	$5,481	$457
Hartford	$5,533	$461
Hartford	$7,405	$617

The severity of your offense could dictate how much your rates increase. For instance, in Victorville, the cheapest coverage for drivers with speeding tickets is $474 less than it is for drivers with at-fault accidents. We identified the cheapest auto insurance for drivers with bad driving records.

Cheapest Car Insurance in Victorville for Teens and Their Families

The following companies provide the cheapest auto insurance in Victorville for a 16-year-old teen on a family policy:

Farmers: $3,147 per year for teen boys and girls
GEICO: $3,387 per year for teen girls
Progressive: $3,486 per year for teen boys

At $5,503 per year, Nationwide has the highest rates in the city for teens, regardless of gender. In many cases, teen boys pay more for auto insurance since they are more likely to be risky drivers than teen girls. That said, the difference in rates between genders drops off as teens grow into early adulthood.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,497	$2,408
GEICO	$1,532	$2,465
GEICO	$1,535	$2,715
GEICO	$1,552	$2,590
GEICO	$1,570	$2,525
GEICO	$1,578	$2,791
GEICO	$1,600	$2,949
GEICO	$1,621	$2,867
Progressive	$1,676	$2,681
Progressive	$1,676	$2,681
GEICO	$1,777	$2,659
Progressive	$1,814	$2,903
Progressive	$1,814	$2,903
GEICO	$1,836	$3,037
Kemper	$1,884	$3,775
Kemper	$1,884	$3,775
Nationwide	$1,913	$3,970
Nationwide	$1,913	$3,970
Allstate	$1,932	$3,147
Allstate	$1,932	$3,147
Progressive	$1,941	$3,587
Progressive	$1,941	$3,587
Capital Insurance Group	$1,950	$2,500
Capital Insurance Group	$1,950	$2,500
Kemper	$1,989	$3,986
Kemper	$1,989	$3,986
Allstate	$2,023	$3,294
Allstate	$2,023	$3,294
Progressive	$2,033	$3,252
Progressive	$2,033	$3,252
Allstate	$2,074	$3,660
Allstate	$2,074	$3,660
Kemper	$2,094	$4,687
Kemper	$2,094	$4,687
Allstate	$2,095	$3,412
Allstate	$2,095	$3,412
Nationwide	$2,097	$4,353
Nationwide	$2,097	$4,353
Farmers	$2,155	$3,081
Farmers	$2,155	$3,081
Kemper	$2,164	$4,336
Kemper	$2,164	$4,336
Nationwide	$2,164	$4,979
Nationwide	$2,164	$4,979
Capital Insurance Group	$2,220	$2,961
Capital Insurance Group	$2,220	$2,961
Allstate	$2,223	$3,676
Allstate	$2,223	$3,676
Nationwide	$2,248	$4,666
Nationwide	$2,248	$4,666
GEICO	$2,287	$3,866
Travelers	$2,306	$3,146
Travelers	$2,306	$3,146
Capital Insurance Group	$2,310	$2,961
Capital Insurance Group	$2,310	$2,961
Capital Insurance Group	$2,310	$2,961
Capital Insurance Group	$2,310	$2,961
GEICO	$2,377	$4,459
Travelers	$2,387	$3,256
Travelers	$2,387	$3,256
Progressive	$2,408	$3,934
Progressive	$2,408	$3,934
Farmers	$2,413	$3,574
Farmers	$2,413	$3,574
Kemper	$2,425	$4,969
Kemper	$2,425	$4,969
Travelers	$2,436	$3,495
Travelers	$2,436	$3,495
State Farm	$2,471	$3,620
State Farm	$2,471	$3,620
Travelers	$2,488	$3,393
Travelers	$2,488	$3,393
Farmers	$2,499	$3,574
Farmers	$2,499	$3,574
Farmers	$2,499	$3,574
Farmers	$2,499	$3,574
GEICO	$2,502	$3,744
Nationwide	$2,533	$5,458
Nationwide	$2,533	$5,458
Allstate	$2,549	$4,686
Allstate	$2,549	$4,686
State Farm	$2,570	$3,765
State Farm	$2,570	$3,765
Capital Insurance Group	$2,578	$3,331
Capital Insurance Group	$2,578	$3,331
Allstate	$2,591	$4,285
Allstate	$2,591	$4,285
GEICO	$2,601	$4,304
State Farm	$2,615	$4,085
State Farm	$2,615	$4,085
Kemper	$2,627	$5,383
Kemper	$2,627	$5,383
State Farm	$2,630	$3,852
State Farm	$2,630	$3,852
Kemper	$2,650	$5,934
Kemper	$2,650	$5,934
Capital Insurance Group	$2,673	$3,331
Capital Insurance Group	$2,673	$3,331
Farmers	$2,699	$4,098
Farmers	$2,699	$4,098
Travelers	$2,717	$3,668
Travelers	$2,717	$3,668
State Farm	$2,802	$4,165
State Farm	$2,802	$4,165
Capital Insurance Group	$2,862	$3,699
Capital Insurance Group	$2,862	$3,699
Farmers	$2,917	$4,719
Farmers	$2,917	$4,719
Farmers	$2,944	$4,470
Farmers	$2,944	$4,470
Travelers	$2,949	$4,232
Travelers	$2,949	$4,232
State Farm	$2,975	$4,638
State Farm	$2,975	$4,638
Travelers	$2,994	$4,042
Travelers	$2,994	$4,042
Progressive	$3,002	$5,567
Progressive	$3,002	$5,567
State Farm	$3,002	$4,462
State Farm	$3,002	$4,462
Farmers	$3,071	$6,081
Farmers	$3,071	$6,081
Nationwide	$3,122	$7,546
Nationwide	$3,122	$7,546
Farmers	$3,147	$6,360
Farmers	$3,147	$6,360
Farmers	$3,157	$6,250
Farmers	$3,157	$6,250
GEICO	$3,160	$5,591
Progressive	$3,190	$5,213
Progressive	$3,190	$5,213
State Farm	$3,306	$5,881
State Farm	$3,306	$5,881
GEICO	$3,312	$6,498
Nationwide	$3,330	$7,174
Nationwide	$3,330	$7,174
GEICO	$3,387	$6,242
Allstate	$3,402	$6,738
Allstate	$3,402	$6,738
Progressive	$3,464	$7,078
Progressive	$3,464	$7,078
GEICO	$3,474	$6,147
Progressive	$3,486	$7,140
Progressive	$3,486	$7,140
Progressive	$3,500	$7,151
Progressive	$3,500	$7,151
State Farm	$3,505	$6,235
State Farm	$3,505	$6,235
Allstate	$3,523	$7,098
Allstate	$3,523	$7,098
GEICO	$3,571	$7,346
State Farm	$3,579	$6,986
State Farm	$3,579	$6,986
Allstate	$3,583	$7,098
Allstate	$3,583	$7,098
GEICO	$3,657	$7,175
Capital Insurance Group	$3,673	$4,577
Capital Insurance Group	$3,673	$4,577
Capital Insurance Group	$3,673	$4,577
Capital Insurance Group	$3,673	$4,577
Capital Insurance Group	$3,673	$4,577
Capital Insurance Group	$3,673	$4,577
Travelers	$3,941	$5,336
Travelers	$3,941	$5,336
Kemper	$3,997	$8,103
Kemper	$3,997	$8,103
Travelers	$4,117	$5,574
Travelers	$4,117	$5,574
Travelers	$4,127	$5,850
Travelers	$4,127	$5,850
Kemper	$4,379	$8,877
Kemper	$4,379	$8,877
Kemper	$4,419	$9,895
Kemper	$4,419	$9,895
Nationwide	$4,742	$10,201
Nationwide	$4,742	$10,201
Nationwide	$5,332	$11,470
Nationwide	$5,332	$11,470
Nationwide	$5,503	$13,843
Nationwide	$5,503	$13,843

The best approach to lower your insurance rates is to add a teen driver to a family policy as opposed to buying them a separate policy. In Victorville, the average annual premium for a 16-year-old teen boy on a family policy is $3,825 per year. This is $673 cheaper than buying the teen an individual policy. Comparing several auto insurance carriers and selecting the cheapest auto insurance for teens is a good way to save money.

Cheapest Car Insurance in Victorville for Military Drivers

The following companies in Victorville provide the cheapest auto insurance for military members, veterans and their families:

USAA: $976 per year
Progressive: $1,078 per year

These rates are for policies with full coverage. USAA and GEICO offer the cheapest minimum coverage insurance for military drivers at $414 and $432 per year, respectively.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
USAA	$414	$35
USAA	$415	$35
GEICO	$428	$36
GEICO	$432	$36
Progressive	$464	$39
Progressive	$473	$39
State Farm	$497	$41
AAA California	$498	$41
USAA	$498	$42
GEICO	$510	$43
Mercury	$510	$43
Kemper	$518	$43
AAA California	$520	$43
Mercury	$525	$44
Travelers	$533	$44
Travelers	$533	$44
Progressive	$553	$46
Hartford	$587	$49
Kemper	$597	$50
Travelers	$606	$51
State National	$606	$51
Farmers	$619	$52
State National	$624	$52
Nationwide	$626	$52
National General	$634	$53
AAA California	$635	$53
Farmers	$635	$53
Mercury	$646	$54
Nationwide	$649	$54
National General	$653	$54
State Farm	$657	$55
Allstate	$667	$56
Hartford	$675	$56
Allstate	$676	$56
Capital Insurance Group	$700	$58
Farmers	$721	$60
Capital Insurance Group	$724	$60
Allstate	$726	$61
State National	$733	$61
State Farm	$750	$63
National General	$783	$65
Chubb	$789	$66
Kemper	$792	$66
Capital Insurance Group	$811	$68
Nationwide	$813	$68
Chubb	$814	$68
Hartford	$885	$74
USAA	$954	$79
USAA	$976	$81
Progressive	$1,078	$90
Progressive	$1,081	$90
National General	$1,095	$91
National General	$1,110	$92
GEICO	$1,116	$93
Chubb	$1,132	$94
GEICO	$1,154	$96
USAA	$1,166	$97
AAA California	$1,175	$98
State Farm	$1,191	$99
AAA California	$1,197	$100
Allstate	$1,230	$103
Mercury	$1,233	$103
Mercury	$1,258	$105
Allstate	$1,300	$108
Progressive	$1,300	$108
Hartford	$1,316	$110
National General	$1,328	$111
GEICO	$1,335	$111
State National	$1,365	$114
Nationwide	$1,390	$116
Allstate	$1,438	$120
Capital Insurance Group	$1,439	$120
Kemper	$1,440	$120
State National	$1,470	$123
Nationwide	$1,506	$126
Travelers	$1,514	$126
Hartford	$1,516	$126
Capital Insurance Group	$1,524	$127
State Farm	$1,528	$127
AAA California	$1,573	$131
Travelers	$1,593	$133
Mercury	$1,642	$137
Farmers	$1,654	$138
Farmers	$1,697	$141
Capital Insurance Group	$1,716	$143
Kemper	$1,772	$148
State Farm	$1,785	$149
State National	$1,805	$150
Chubb	$1,875	$156
Travelers	$1,902	$159
Chubb	$1,934	$161
Nationwide	$1,951	$163
Hartford	$1,975	$165
Farmers	$2,010	$167
Kemper	$2,152	$179
Chubb	$2,758	$230

How to Compare Cheap Victorville Car Insurance Quotes Online

It can take up to 15 minutes to enter your personal information and fill out an online quote tool. This process can be tedious and time-consuming on various auto insurance websites, especially if you’re comparing several insurers to find the best deal.

A quick quote estimate can be obtained using MoneyGeek's auto insurance calculator. Simply enter your age, car make and model, driving record and preferred coverage level to obtain the results.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Best Car Insurance in Victorville: Summary

Consider the importance of cost, customer service and coverage type while looking for the best car insurance company in Victorville. These are the top companies in three important categories:

Best overall: Progressive (MoneyGeek score of 74 out of 100)
Best for service: Chubb (MoneyGeek score of 76 out of 100)
Best cheap: GEICO (MoneyGeek score of 78 out of 100)

Note that scores differ depending on how each category is weighted. If you want a broader look at the state as a whole, you can also look into the best auto insurance in California.

With a MoneyGeek score of 85 out of 100, USAA is another good option for military drivers, veterans and their families.

Best Overall Car Insurance in Victorville

To select the best auto insurance company in Victorville, we prioritized companies that struck the optimal balance between cost and customer service. Here are our top picks:

Progressive: MoneyGeek score of 74 out of 100 ($1,078 per year)
GEICO: MoneyGeek score of 72 out of 100 ($1,154 per year)

Among 15 insurance companies, Progressive offers the most affordable rates in the city. It offers a broad range of add-on coverages. With an 85 out of 100 MoneyGeek score, USAA is an excellent choice for military-affiliated drivers.

How was this MoneyGeek score calculated?

pros

Most affordable insurer in Victorville

Provides valuable optional coverage add-ons

Offers custom parts coverage

cons

Ranks #11 out of 15 insurers for customer satisfaction

Doesn’t offer new car replacement coverage

COMPANY HIGHLIGHTS

Even though it has an unimpressive customer satisfaction score, Progressive is the best auto insurance provider in Victorville. It provides the lowest rates and a variety of coverage add-ons, including both standard and unique options.

Progressive’s custom parts and equipment (CPE) coverage is a valuable add-on that is not offered by many other insurance companies. It can cover the cost of repairing or replacing equipment, such as a stereo, navigation system, custom wheels and even a paint job. There is normally a $5,000 limit on CPE coverage.

You can also get pet coverage with Progressive, which many competitors don’t provide. If your pet is injured in a car accident, Progressive will cover your vet bills up to your specified limits. Unlike most other insurers, Progressive actually includes pet coverage for free if you have collision insurance.

Read MoneyGeek's Progressive Auto Insurance Review

Best Car Insurance in Victorville for Customer Service

We did not consider affordability scores for this category. Instead, we focused solely on each insurer’s customer experience reputation. The following are the best auto insurance companies in Victorville for customer service:

Chubb: MoneyGeek score of 76 out of 100 ($1,875 per year)
Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,524 per year)

Chubb obtained the best score for claims management and the second-best rating for customer satisfaction. However, Chubb offers the most expensive plans out of 15 companies, so you will need to pay more for the best possible service.

How was this MoneyGeek score calculated?

pros

Ranks #2 for customer satisfaction

Ranks #1 for claims management

Offers original equipment manufacturer (OEM) coverage

cons

Lacks many popular coverages

No accident forgiveness or new car replacement add-ons

COMPANY HIGHLIGHTS

Chubb received the second-highest client satisfaction scores and the highest claims management scores among the 15 insurance providers evaluated. It is the best auto insurance provider in Victorville for those who place a premium on superior customer service. However, Chubb has the most expensive insurance rate, averaging $1,875 per year for full coverage.

While Chubb provides limited add-ons, it does offer OEM coverage, which is rarely offered by other insurers. The OEM add-on establishes that your vehicle will be repaired with original parts, not aftermarket or third-party parts, ensuring that it will be restored to its original condition after a covered loss.

If your vehicle is totaled, Chubb's agreed value coverage pays the agreed-upon value of the car in the event of theft or total loss. You and the insurer decide the car’s value when you purchase your policy, and they’ll write you a check for that amount instead of its actual depreciated value.

Best Cheap Car Insurance in Victorville

The best cheap auto insurance companies in Victorville for minimum coverage are:

GEICO: MoneyGeek score of 78 out of 100 ($432 per year)
Progressive: MoneyGeek score of 74 out of 100 ($464 per year)

In general, minimum coverage insurance is affordable, but it offers limited protection in the event of an accident. Liability-only policies provide only minimal coverage for third-party bodily injuries and property damage and no coverage for your own car.

How was this MoneyGeek score calculated?

pros

An affordable minimum coverage policy costs $432 per year

Ranks #4 for customer satisfaction

Offers rare discounts for daytime running lights and seatbelt use

cons

Ranks #8 for claims management

No paperless or pay-in-full discounts

COMPANY HIGHLIGHTS

GEICO offers the best cheap auto insurance in Victorville. Its minimum coverage policies cost around $432 per year, the lowest rate available in Victorville. GEICO also received a good score for customer satisfaction.

Many drivers can take advantage of GEICO's standard and special discounts to further reduce their premiums. Unique discounts are available to policyholders who consistently use seatbelts and add daytime running lights. You can also get specific discounts if you are a teacher, federal employee or military policyholder. Only a few competitors offer these discounts.

Standard discounts include bundling auto and home insurance, insuring multiple vehicles and maintaining a five-year accident-free record. Installing safety features like airbags, anti-lock brakes and an anti-theft system is another way to receive additional discounts. GEICO also provides discounts to those who finish a defensive driving or driver education course.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Victorville

As of October 2022, the average annual cost of auto insurance in Victorville ($1,402) is $15 higher than the average annual cost of auto insurance in California ($1,387). It is also $137 more than the national average annual cost of auto insurance ($1,265).

These rates for full coverage include bodily injury liability limits of $100,000 per accident and $300,000 per person, along with $100,000 for property damage liability. In addition to location, a number of other factors impact the cost of car insurance.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Cheapest and Best Car Insurance Companies in Victorville, CA

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On This Page:

Cheapest Minimum Liability Car Insurance in Victorville

Cheapest Full Coverage Car Insurance in Victorville

Cheapest Car Insurance in Victorville After a Driving Offense

Cheapest Car Insurance in Victorville for Teens and Their Families

Cheapest Car Insurance in Victorville for Military Drivers

How to Compare Cheap Victorville Car Insurance Quotes Online

Best Car Insurance in Victorville: Summary

Best Overall Car Insurance in Victorville

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Victorville for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Victorville

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Victorville