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In Jurupa Valley, GEICO is the most affordable for minimum coverage auto insurance, while Progressive offers the lowest prices for full coverage. National General is the cheapest for those with tickets or DUIs, while AAA California has the most affordable plans for those with at-fault accidents. For teen drivers, Farmers is the most cost-effective, and USAA is the cheapest for military families.

Progressive is the best overall insurance provider in Jurupa Valley, California, and GEICO offers the best cheap policies. Finally, Chubb provides the best customer service.

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2023

Cheapest and Best Car Insurance in Jurupa Valley, CA

Cheapest Minimum Liability Car Insurance in Jurupa Valley

The cheapest car insurance companies for minimum coverage policy in Jurupa Valley, California, are:

  • GEICO: $410 per year
  • AAA California: $441 per year

At $821 per year, Chubb offers the most expensive minimum coverage policy in Jurupa Valley.

Company
Annual Premium
Monthly Premium

GEICO

$406

$34

GEICO

$410

$34

State Farm

$430

$36

AAA California

$441

$37

Mercury

$444

$37

Progressive

$450

$38

Progressive

$455

$38

Mercury

$457

$38

AAA California

$460

$38

GEICO

$484

$40

Kemper

$520

$43

Travelers

$532

$44

Travelers

$532

$44

Progressive

$533

$44

Hartford

$547

$46

Nationwide

$549

$46

Mercury

$559

$47

AAA California

$562

$47

State National

$564

$47

State Farm

$568

$47

Nationwide

$569

$47

State National

$580

$48

Kemper

$600

$50

Travelers

$605

$50

Farmers

$622

$52

Hartford

$625

$52

Farmers

$640

$53

Capital Insurance Group

$642

$54

State Farm

$649

$54

Allstate

$665

$55

Capital Insurance Group

$665

$55

Allstate

$671

$56

State National

$683

$57

Nationwide

$716

$60

Allstate

$722

$60

Farmers

$726

$60

Capital Insurance Group

$745

$62

Kemper

$795

$66

Hartford

$808

$67

National General

$819

$68

Chubb

$821

$68

National General

$844

$70

Chubb

$847

$71

National General

$1,014

$84

State Farm

$1,018

$85

Progressive

$1,033

$86

Progressive

$1,036

$86

GEICO

$1,041

$87

AAA California

$1,048

$87

AAA California

$1,069

$89

GEICO

$1,077

$90

Mercury

$1,097

$91

Mercury

$1,121

$93

Chubb

$1,181

$98

Hartford

$1,208

$101

Allstate

$1,208

$101

Progressive

$1,243

$104

GEICO

$1,244

$104

Nationwide

$1,269

$106

Allstate

$1,274

$106

National General

$1,285

$107

State National

$1,290

$107

National General

$1,306

$109

State Farm

$1,307

$109

Capital Insurance Group

$1,313

$109

Kemper

$1,351

$113

Nationwide

$1,380

$115

Hartford

$1,386

$115

Capital Insurance Group

$1,389

$116

State National

$1,390

$116

AAA California

$1,404

$117

Allstate

$1,411

$118

Travelers

$1,438

$120

Mercury

$1,459

$122

Travelers

$1,510

$126

State Farm

$1,525

$127

Capital Insurance Group

$1,564

$130

National General

$1,565

$130

Farmers

$1,601

$133

Farmers

$1,639

$137

Kemper

$1,653

$138

State National

$1,710

$142

Hartford

$1,791

$149

Travelers

$1,793

$149

Nationwide

$1,796

$150

Chubb

$1,901

$158

Farmers

$1,941

$162

Chubb

$1,962

$164

Kemper

$2,022

$168

Chubb

$2,795

$233

California state law requires drivers to have bodily injury and property damage liability insurance. These are the minimum limits for the state’s drivers:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

With liability-only coverage, your insurance will cover any damages to third parties in an at-fault accident. For instance, with a minimum coverage policy, if you cause an accident with $50,000 in third-party injuries, your insurer will cover $30,000 and you’ll pay the remaining $20,000.

Cheapest Full Coverage Car Insurance in Jurupa Valley

The cheapest full coverage auto insurance companies in Jurupa Valley are:

  • Progressive: $1,036 per year
  • AAA California: $1,069 per year

Chubb has the city's most expensive full coverage policy rate at an average annual cost of $1,901.

Company
Annual Premium
Monthly Premium

GEICO

$406

$34

GEICO

$410

$34

State Farm

$430

$36

AAA California

$441

$37

Mercury

$444

$37

Progressive

$450

$38

Progressive

$455

$38

Mercury

$457

$38

AAA California

$460

$38

GEICO

$484

$40

Kemper

$520

$43

Travelers

$532

$44

Travelers

$532

$44

Progressive

$533

$44

Hartford

$547

$46

Nationwide

$549

$46

Mercury

$559

$47

AAA California

$562

$47

State National

$564

$47

State Farm

$568

$47

Nationwide

$569

$47

State National

$580

$48

Kemper

$600

$50

Travelers

$605

$50

Farmers

$622

$52

Hartford

$625

$52

Farmers

$640

$53

Capital Insurance Group

$642

$54

State Farm

$649

$54

Allstate

$665

$55

Capital Insurance Group

$665

$55

Allstate

$671

$56

State National

$683

$57

Nationwide

$716

$60

Allstate

$722

$60

Farmers

$726

$60

Capital Insurance Group

$745

$62

Kemper

$795

$66

Hartford

$808

$67

National General

$819

$68

Chubb

$821

$68

National General

$844

$70

Chubb

$847

$71

National General

$1,014

$84

State Farm

$1,018

$85

Progressive

$1,033

$86

Progressive

$1,036

$86

GEICO

$1,041

$87

AAA California

$1,048

$87

AAA California

$1,069

$89

GEICO

$1,077

$90

Mercury

$1,097

$91

Mercury

$1,121

$93

Chubb

$1,181

$98

Hartford

$1,208

$101

Allstate

$1,208

$101

Progressive

$1,243

$104

GEICO

$1,244

$104

Nationwide

$1,269

$106

Allstate

$1,274

$106

National General

$1,285

$107

State National

$1,290

$107

National General

$1,306

$109

State Farm

$1,307

$109

Capital Insurance Group

$1,313

$109

Kemper

$1,351

$113

Nationwide

$1,380

$115

Hartford

$1,386

$115

Capital Insurance Group

$1,389

$116

State National

$1,390

$116

AAA California

$1,404

$117

Allstate

$1,411

$118

Travelers

$1,438

$120

Mercury

$1,459

$122

Travelers

$1,510

$126

State Farm

$1,525

$127

Capital Insurance Group

$1,564

$130

National General

$1,565

$130

Farmers

$1,601

$133

Farmers

$1,639

$137

Kemper

$1,653

$138

State National

$1,710

$142

Hartford

$1,791

$149

Travelers

$1,793

$149

Nationwide

$1,796

$150

Chubb

$1,901

$158

Farmers

$1,941

$162

Chubb

$1,962

$164

Kemper

$2,022

$168

Chubb

$2,795

$233

A full coverage policy raises the limits of liability insurance and includes comprehensive and collision insurance.

  • Collision Insurance: This covers damage to your car when it collides with another object (such as another car, a tree or a pole).
  • Comprehensive Insurance: This covers damage to your car from events other than a collision, such as theft, vandalism, fire, flood or hail.

For drivers with older vehicles, it may not be advisable to invest hundreds of extra dollars annually for a full coverage policy, as the car may not be worth it.

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Cheapest Car Insurance in Jurupa Valley After a Driving Offense

According to MoneyGeek's data, these are the most affordable auto insurance carriers in Jurupa Valley for drivers with various offenses.

  • Speeding ticket: National General ($1,350 per year)
  • At-fault accident: AAA California ($1,606 per year)
  • DUI: National General ($1,350 per year)

Chubb offers the most expensive auto insurance for drivers with speeding tickets and at-fault accidents, averaging $2,498 and $3,065, respectively. The Hartford is the most expensive option for those with DUIs at $5,006.

A driving offense can increase auto insurance premiums, so even the least costly rates are likely to be much higher after a violation.

Company
Annual Premium
Monthly Premium

Mercury

$571

$48

AAA California

$586

$49

Mercury

$587

$49

AAA California

$612

$51

GEICO

$619

$52

GEICO

$625

$52

State Farm

$653

$54

State Farm

$683

$57

Kemper

$691

$58

AAA California

$699

$58

Capital Insurance Group

$712

$59

Mercury

$715

$60

Mercury

$723

$60

GEICO

$725

$60

AAA California

$730

$61

GEICO

$733

$61

Mercury

$734

$61

GEICO

$738

$61

Capital Insurance Group

$738

$62

Capital Insurance Group

$744

$62

AAA California

$750

$63

Capital Insurance Group

$771

$64

Hartford

$781

$65

Hartford

$781

$65

Mercury

$794

$66

Kemper

$797

$66

State National

$798

$66

State National

$798

$66

Progressive

$803

$67

Mercury

$815

$68

Travelers

$816

$68

Progressive

$816

$68

Travelers

$816

$68

State National

$822

$69

State National

$822

$69

Capital Insurance Group

$828

$69

Farmers

$847

$71

Farmers

$847

$71

Nationwide

$848

$71

State Farm

$864

$72

GEICO

$865

$72

National General

$865

$72

National General

$865

$72

Capital Insurance Group

$866

$72

Farmers

$871

$73

Farmers

$871

$73

Nationwide

$881

$73

Progressive

$885

$74

National General

$892

$74

National General

$892

$74

AAA California

$897

$75

Progressive

$899

$75

State Farm

$901

$75

Mercury

$903

$75

Hartford

$905

$75

Hartford

$905

$75

Travelers

$908

$76

Travelers

$911

$76

Allstate

$929

$77

Travelers

$937

$78

Allstate

$940

$78

Nationwide

$942

$79

Progressive

$963

$80

Progressive

$964

$80

State National

$970

$81

State National

$970

$81

Nationwide

$980

$82

Progressive

$982

$82

State Farm

$985

$82

GEICO

$987

$82

Farmers

$990

$83

Farmers

$990

$83

GEICO

$998

$83

Mercury

$1,007

$84

Allstate

$1,015

$85

State Farm

$1,029

$86

Travelers

$1,045

$87

Farmers

$1,058

$88

Kemper

$1,059

$88

Chubb

$1,060

$88

Progressive

$1,063

$89

Allstate

$1,071

$89

National General

$1,073

$89

National General

$1,073

$89

Chubb

$1,084

$90

Allstate

$1,084

$90

Farmers

$1,088

$91

Travelers

$1,094

$91

Travelers

$1,094

$91

Nationwide

$1,111

$93

Capital Insurance Group

$1,117

$93

Capital Insurance Group

$1,157

$96

Progressive

$1,162

$97

Allstate

$1,173

$98

Kemper

$1,174

$98

Kemper

$1,174

$98

GEICO

$1,179

$98

Hartford

$1,199

$100

Hartford

$1,199

$100

National General

$1,236

$103

Farmers

$1,237

$103

Nationwide

$1,240

$103

Travelers

$1,264

$105

National General

$1,275

$106

Chubb

$1,289

$107

Capital Insurance Group

$1,302

$109

Chubb

$1,315

$110

State Farm

$1,345

$112

National General

$1,350

$112

National General

$1,350

$112

AAA California

$1,353

$113

National General

$1,373

$114

National General

$1,373

$114

AAA California

$1,377

$115

Chubb

$1,419

$118

Kemper

$1,426

$119

Kemper

$1,426

$119

State National

$1,439

$120

Mercury

$1,445

$120

Mercury

$1,480

$123

State National

$1,483

$124

Nationwide

$1,497

$125

Capital Insurance Group

$1,499

$125

State Farm

$1,510

$126

AAA California

$1,511

$126

National General

$1,534

$128

Capital Insurance Group

$1,539

$128

Nationwide

$1,557

$130

GEICO

$1,563

$130

AAA California

$1,579

$132

State Farm

$1,582

$132

Capital Insurance Group

$1,591

$133

AAA California

$1,591

$133

AAA California

$1,606

$134

GEICO

$1,615

$135

Capital Insurance Group

$1,631

$136

National General

$1,646

$137

National General

$1,646

$137

Chubb

$1,648

$137

Chubb

$1,671

$139

Chubb

$1,697

$141

GEICO

$1,746

$146

Allstate

$1,757

$146

State National

$1,761

$147

State Farm

$1,778

$148

Kemper

$1,793

$149

Hartford

$1,793

$149

Hartford

$1,793

$149

Capital Insurance Group

$1,794

$150

GEICO

$1,801

$150

Kemper

$1,803

$150

Kemper

$1,803

$150

Mercury

$1,808

$151

AAA California

$1,814

$151

State National

$1,833

$153

State National

$1,833

$153

Capital Insurance Group

$1,839

$153

Mercury

$1,850

$154

Hartford

$1,854

$155

Allstate

$1,858

$155

GEICO

$1,867

$156

National General

$1,913

$159

Allstate

$1,926

$160

Mercury

$1,930

$161

Mercury

$1,935

$161

State Farm

$1,941

$162

Progressive

$1,943

$162

National General

$1,946

$162

Progressive

$1,948

$162

AAA California

$1,948

$162

Allstate

$1,951

$163

Nationwide

$1,965

$164

State National

$1,975

$165

Mercury

$1,975

$165

State National

$1,975

$165

Nationwide

$1,977

$165

State Farm

$2,030

$169

Chubb

$2,031

$169

State Farm

$2,031

$169

Allstate

$2,066

$172

Hartford

$2,069

$172

Hartford

$2,069

$172

GEICO

$2,085

$174

Progressive

$2,117

$176

Progressive

$2,117

$176

Allstate

$2,118

$177

AAA California

$2,120

$177

Nationwide

$2,139

$178

Travelers

$2,180

$182

Allstate

$2,183

$182

Hartford

$2,187

$182

Nationwide

$2,189

$182

Kemper

$2,196

$183

Farmers

$2,210

$184

Farmers

$2,210

$184

State Farm

$2,264

$189

Farmers

$2,264

$189

Farmers

$2,264

$189

Travelers

$2,281

$190

Allstate

$2,319

$193

National General

$2,336

$195

Capital Insurance Group

$2,346

$196

Progressive

$2,351

$196

State Farm

$2,370

$198

Nationwide

$2,385

$199

Progressive

$2,410

$201

Progressive

$2,413

$201

Mercury

$2,413

$201

Travelers

$2,426

$202

State National

$2,432

$203

State National

$2,432

$203

Capital Insurance Group

$2,490

$208

GEICO

$2,491

$208

Chubb

$2,498

$208

Travelers

$2,532

$211

Chubb

$2,559

$213

Progressive

$2,561

$213

Mercury

$2,572

$214

GEICO

$2,573

$214

Allstate

$2,588

$216

Farmers

$2,682

$224

Farmers

$2,682

$224

Kemper

$2,688

$224

Hartford

$2,699

$225

Hartford

$2,699

$225

Travelers

$2,731

$228

Farmers

$2,762

$230

Nationwide

$2,795

$233

Capital Insurance Group

$2,809

$234

Farmers

$2,830

$236

Progressive

$2,921

$243

Kemper

$2,968

$247

Kemper

$2,968

$247

GEICO

$2,978

$248

Hartford

$2,982

$248

Travelers

$3,032

$253

Travelers

$3,039

$253

Chubb

$3,065

$255

Nationwide

$3,120

$260

State Farm

$3,125

$260

Chubb

$3,129

$261

Travelers

$3,181

$265

AAA California

$3,233

$269

AAA California

$3,280

$273

Farmers

$3,352

$279

Chubb

$3,392

$283

State National

$3,414

$284

Nationwide

$3,483

$290

State National

$3,687

$307

Kemper

$3,745

$312

Kemper

$3,745

$312

Nationwide

$3,798

$317

Travelers

$3,840

$320

Allstate

$3,842

$320

Chubb

$3,968

$331

State Farm

$4,017

$335

Chubb

$4,022

$335

Allstate

$4,078

$340

Chubb

$4,084

$340

Hartford

$4,297

$358

AAA California

$4,328

$361

Kemper

$4,461

$372

Kemper

$4,461

$372

Allstate

$4,551

$379

State National

$4,557

$380

State Farm

$4,685

$390

Chubb

$4,924

$410

Nationwide

$4,987

$416

Hartford

$5,006

$417

Hartford

$6,645

$554

Rates for drivers with more serious violations are often higher, but not always. For example, National General has the same premiums for Jurupa Valley drivers with either a DUI or speeding ticket. People with at-fault accidents, on the other hand, pay an extra $256 for their car insurance than those with a DUI or a ticket. Finding cheap car insurance with a bad driving record is still possible if you shop around and compare rates.

Cheapest Car Insurance in Jurupa Valley for Teens and Their Families

The cheapest car insurance companies in Jurupa Valley for adding a 16-year-old teen to a family policy are:

  • Farmers: $3,008 per year for teen girls and boys
  • State Farm: $3,018 per year for teen girls and boys

Nationwide is the costliest auto insurance provider for teenagers on a family policy, with an average yearly premium of $5,062.

In Jurupa Valley, the rates for teenage girls and boys are often the same. Generally speaking, companies charge more for teen boys because they are more likely to file claims. This gap in rates tends to decrease once teenagers reach early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$1,400

$2,250

GEICO

$1,434

$2,304

GEICO

$1,436

$2,537

GEICO

$1,452

$2,420

GEICO

$1,469

$2,360

GEICO

$1,476

$2,608

GEICO

$1,497

$2,756

GEICO

$1,516

$2,679

Progressive

$1,580

$2,510

Progressive

$1,580

$2,510

GEICO

$1,663

$2,485

Progressive

$1,710

$2,717

Progressive

$1,710

$2,717

GEICO

$1,718

$2,839

Nationwide

$1,759

$3,648

Nationwide

$1,759

$3,648

Capital Insurance Group

$1,763

$2,256

Capital Insurance Group

$1,763

$2,256

Kemper

$1,768

$3,551

Kemper

$1,768

$3,551

Progressive

$1,830

$3,357

Progressive

$1,830

$3,357

Allstate

$1,854

$3,020

Allstate

$1,854

$3,020

Kemper

$1,867

$3,750

Kemper

$1,867

$3,750

Progressive

$1,916

$3,044

Progressive

$1,916

$3,044

Nationwide

$1,929

$4,000

Nationwide

$1,929

$4,000

Allstate

$1,941

$3,162

Allstate

$1,941

$3,162

Kemper

$1,965

$4,409

Kemper

$1,965

$4,409

Allstate

$1,990

$3,512

Allstate

$1,990

$3,512

Nationwide

$1,991

$4,575

Nationwide

$1,991

$4,575

Capital Insurance Group

$2,007

$2,673

Capital Insurance Group

$2,007

$2,673

Allstate

$2,010

$3,275

Allstate

$2,010

$3,275

Kemper

$2,031

$4,079

Kemper

$2,031

$4,079

Farmers

$2,059

$2,943

Farmers

$2,059

$2,943

Nationwide

$2,068

$4,288

Nationwide

$2,068

$4,288

State Farm

$2,084

$3,057

State Farm

$2,084

$3,057

Capital Insurance Group

$2,088

$2,673

Capital Insurance Group

$2,088

$2,673

Capital Insurance Group

$2,088

$2,673

Capital Insurance Group

$2,088

$2,673

Allstate

$2,133

$3,528

Allstate

$2,133

$3,528

GEICO

$2,140

$3,613

State Farm

$2,168

$3,180

State Farm

$2,168

$3,180

Travelers

$2,180

$2,964

Travelers

$2,180

$2,964

State Farm

$2,206

$3,450

State Farm

$2,206

$3,450

State Farm

$2,218

$3,253

State Farm

$2,218

$3,253

GEICO

$2,224

$4,167

Travelers

$2,257

$3,069

Travelers

$2,257

$3,069

Progressive

$2,270

$3,682

Progressive

$2,270

$3,682

Kemper

$2,276

$4,675

Kemper

$2,276

$4,675

Travelers

$2,303

$3,293

Travelers

$2,303

$3,293

Farmers

$2,306

$3,414

Farmers

$2,306

$3,414

Nationwide

$2,330

$5,015

Nationwide

$2,330

$5,015

Capital Insurance Group

$2,330

$3,007

Capital Insurance Group

$2,330

$3,007

GEICO

$2,341

$3,499

Travelers

$2,352

$3,198

Travelers

$2,352

$3,198

State Farm

$2,363

$3,517

State Farm

$2,363

$3,517

Farmers

$2,389

$3,414

Farmers

$2,389

$3,414

Farmers

$2,389

$3,414

Farmers

$2,389

$3,414

Capital Insurance Group

$2,416

$3,007

Capital Insurance Group

$2,416

$3,007

GEICO

$2,434

$4,022

Allstate

$2,446

$4,497

Allstate

$2,446

$4,497

Kemper

$2,465

$5,064

Kemper

$2,465

$5,064

Kemper

$2,487

$5,583

Kemper

$2,487

$5,583

Allstate

$2,487

$4,113

Allstate

$2,487

$4,113

State Farm

$2,509

$3,916

State Farm

$2,509

$3,916

State Farm

$2,532

$3,767

State Farm

$2,532

$3,767

Travelers

$2,569

$3,456

Travelers

$2,569

$3,456

Farmers

$2,580

$3,914

Farmers

$2,580

$3,914

Capital Insurance Group

$2,587

$3,338

Capital Insurance Group

$2,587

$3,338

State Farm

$2,788

$4,966

State Farm

$2,788

$4,966

Travelers

$2,788

$3,988

Travelers

$2,788

$3,988

Farmers

$2,788

$4,508

Farmers

$2,788

$4,508

Farmers

$2,814

$4,270

Farmers

$2,814

$4,270

Progressive

$2,829

$5,211

Progressive

$2,829

$5,211

Travelers

$2,831

$3,809

Travelers

$2,831

$3,809

Nationwide

$2,872

$6,934

Nationwide

$2,872

$6,934

Farmers

$2,935

$5,809

Farmers

$2,935

$5,809

State Farm

$2,956

$5,265

State Farm

$2,956

$5,265

GEICO

$2,957

$5,225

Progressive

$3,007

$4,879

Progressive

$3,007

$4,879

Farmers

$3,008

$6,075

Farmers

$3,008

$6,075

Farmers

$3,017

$5,970

Farmers

$3,017

$5,970

State Farm

$3,018

$5,899

State Farm

$3,018

$5,899

Nationwide

$3,063

$6,593

Nationwide

$3,063

$6,593

GEICO

$3,099

$6,073

GEICO

$3,169

$5,834

GEICO

$3,251

$5,745

Allstate

$3,264

$6,467

Allstate

$3,264

$6,467

Progressive

$3,265

$6,625

Progressive

$3,265

$6,625

Progressive

$3,286

$6,683

Progressive

$3,286

$6,683

Progressive

$3,299

$6,693

Progressive

$3,299

$6,693

Capital Insurance Group

$3,321

$4,131

Capital Insurance Group

$3,321

$4,131

Capital Insurance Group

$3,321

$4,131

Capital Insurance Group

$3,321

$4,131

Capital Insurance Group

$3,321

$4,131

Capital Insurance Group

$3,321

$4,131

GEICO

$3,341

$6,865

Allstate

$3,381

$6,812

Allstate

$3,381

$6,812

GEICO

$3,422

$6,705

Allstate

$3,439

$6,812

Allstate

$3,439

$6,812

Travelers

$3,726

$5,028

Travelers

$3,726

$5,028

Kemper

$3,751

$7,623

Kemper

$3,751

$7,623

Travelers

$3,893

$5,253

Travelers

$3,893

$5,253

Travelers

$3,901

$5,513

Travelers

$3,901

$5,513

Kemper

$4,109

$8,351

Kemper

$4,109

$8,351

Kemper

$4,147

$9,309

Kemper

$4,147

$9,309

Nationwide

$4,362

$9,374

Nationwide

$4,362

$9,374

Nationwide

$4,905

$10,539

Nationwide

$4,905

$10,539

Nationwide

$5,062

$12,720

Nationwide

$5,062

$12,720

Adding a teen to a family's auto insurance in Jurupa Valley is a cost-effective choice. A teenage boy's individual car insurance premiums will be around $673 higher than adding him to a family policy. By researching the most affordable auto insurance for teen drivers, families can save on premium costs.

Cheapest Car Insurance in Jurupa Valley for Military Drivers

The least expensive full coverage car insurance providers in Jurupa Valley for individuals with a military background, such as active-duty or retired soldiers and their families, are:

  • USAA: $905 per year
  • Progressive: $1,036 per year

The rates in the lists above are for full coverage insurance plans. USAA is also the cheapest for minimum coverage at $386 per year, and GEICO earns second place at $410 yearly.

Company
Annual Premium
Monthly Premium

USAA

$386

$32

USAA

$386

$32

GEICO

$406

$34

GEICO

$410

$34

State Farm

$430

$36

AAA California

$441

$37

Mercury

$444

$37

Progressive

$450

$38

Progressive

$455

$38

Mercury

$457

$38

AAA California

$460

$38

USAA

$466

$39

GEICO

$484

$40

Kemper

$520

$43

Travelers

$532

$44

Travelers

$532

$44

Progressive

$533

$44

Hartford

$547

$46

Nationwide

$549

$46

Mercury

$559

$47

AAA California

$562

$47

State National

$564

$47

State Farm

$568

$47

Nationwide

$569

$47

State National

$580

$48

Kemper

$600

$50

Travelers

$605

$50

Farmers

$622

$52

Hartford

$625

$52

Farmers

$640

$53

Capital Insurance Group

$642

$54

State Farm

$649

$54

Allstate

$665

$55

Capital Insurance Group

$665

$55

Allstate

$671

$56

State National

$683

$57

Nationwide

$716

$60

Allstate

$722

$60

Farmers

$726

$60

Capital Insurance Group

$745

$62

Kemper

$795

$66

Hartford

$808

$67

National General

$819

$68

Chubb

$821

$68

National General

$844

$70

Chubb

$847

$71

USAA

$883

$74

USAA

$905

$75

National General

$1,014

$84

State Farm

$1,018

$85

Progressive

$1,033

$86

Progressive

$1,036

$86

GEICO

$1,041

$87

AAA California

$1,048

$87

AAA California

$1,069

$89

GEICO

$1,077

$90

USAA

$1,081

$90

Mercury

$1,097

$91

Mercury

$1,121

$93

Chubb

$1,181

$98

Allstate

$1,208

$101

Hartford

$1,208

$101

Progressive

$1,243

$104

GEICO

$1,244

$104

Nationwide

$1,269

$106

Allstate

$1,274

$106

National General

$1,285

$107

State National

$1,290

$107

National General

$1,306

$109

State Farm

$1,307

$109

Capital Insurance Group

$1,313

$109

Kemper

$1,351

$113

Nationwide

$1,380

$115

Hartford

$1,386

$115

Capital Insurance Group

$1,389

$116

State National

$1,390

$116

AAA California

$1,404

$117

Allstate

$1,411

$118

Travelers

$1,438

$120

Mercury

$1,459

$122

Travelers

$1,510

$126

State Farm

$1,525

$127

Capital Insurance Group

$1,564

$130

National General

$1,565

$130

Farmers

$1,601

$133

Farmers

$1,639

$137

Kemper

$1,653

$138

State National

$1,710

$142

Hartford

$1,791

$149

Travelers

$1,793

$149

Nationwide

$1,796

$150

Chubb

$1,901

$158

Farmers

$1,941

$162

Chubb

$1,962

$164

Kemper

$2,022

$168

Chubb

$2,795

$233

How to Compare Cheap Jurupa Valley Car Insurance Quotes Online

Searching for car insurance quotes can be time-consuming, often taking 15 minutes or more per company and requiring a lot of personal information. MoneyGeek's car insurance calculator simplifies the process. It uses your age, vehicle type, driving history and coverage levels to estimate rates from multiple insurers quickly.

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Best Car Insurance in Jurupa Valley: Summary

The best car insurance provider for you will depend on whether you prioritize cost, service quality, coverage options or other factors. MoneyGeek researched car insurance companies in Jurupa Valley, California, and determined the best providers for different drivers' needs.

  • Best overall: Progressive (MoneyGeek score 74 out of 100)
  • Best for service: Chubb (MoneyGeek score 76 out of 100)
  • Best cheap: GEICO (MoneyGeek score 78 out of 100)

The MoneyGeek rating of each company may differ by category based on the weighting attributed to service and affordability.

On a statewide basis, CSAA is the top car insurance provider in California, and your location is important in determining your exact rates. Those with a military background should consider USAA, as it has a MoneyGeek rating of 85 out of 100.

Best Overall Car Insurance in Jurupa Valley

The best overall companies for car insurance in Jurupa Valley are as follows:

  • Progressive: MoneyGeek score of 74 out of 100 ($1,036 per year)
  • GEICO: MoneyGeek score of 74 out of 100 ($1,077 per year)

Progressive offers the most affordable full coverage policies in Jurupa Valley, and it also provides a broad selection of valuable coverage options, making it our top pick in this category.

If you have a military background, USAA is an excellent option, earning a MoneyGeek score of 85 out of 100.

How was this MoneyGeek score calculated?

Progressive

pros

Most affordable policies in Jurupa Valley

Wide range of add-on coverages available

Offers custom parts coverage and gap insurance

cons

Ranks #11 out of 15 insurers for customer satisfaction

Lacks new car replacement coverage

COMPANY HIGHLIGHTS

Progressive offers custom parts and equipment coverage, which provides up to $5,000 to repair or replace aftermarket parts, like stereos, navigation systems, paint jobs, custom wheels and more. Another helpful feature is deductible modification — for every six-month term you remain accident- and violation-free, Progressive will reduce your comprehensive or collision deductible by $50. However, this offer is reset if you make a claim.

They also offer gap insurance, which covers the difference between what you still owe on your lease or loan and the actual depreciated value of your vehicle if it is totaled or stolen. This coverage can save you thousands if you have to replace your vehicle.

Finally, Progressive offers pet coverage at no extra charge for collision coverage customers. This coverage pays for vet bills up to your specified limit if your pet is injured in an accident.

Read MoneyGeek's Progressive Auto Insurance Review

Best Car Insurance in Jurupa Valley for Customer Service

Without factoring in cost, the following companies are the best for customer service in Jurupa Valley:

  • Chubb: MoneyGeek score 76 out of 100 ($1,901 per year)
  • Capital Insurance Group: MoneyGeek score 68 out of 100 ($1,389 per year)

Chubb stands out in terms of both customer satisfaction and efficient claims processing. When compared to the other 14 insurance companies we examined, Chubb offers a superior level of service, though its rates are significantly higher than all competitors. You will need to pay a high price to get the best possible service.

How was this MoneyGeek score calculated?

Chubb

pros

Excellent customer satisfaction and claims processing

Offers original equipment manufacturer and diminished value coverage

cons

Limited coverage options

COMPANY HIGHLIGHTS

Chubb offers antique and classic car insurance for vintage vehicles that are at least 30 years old, part of a collection or limited production models. Additionally, with Agreed Value coverage, you and the insurer agree upon the value of your car when you buy your policy. If your car is stolen or totaled, Chubb pays you this agreed-upon amount instead of the actual depreciated value of the vehicle. This can save you thousands in a covered incident.

Chubb’s original equipment manufacturer (OEM) coverage ensures that damaged parts of your vehicle will be replaced with original components from your car’s manufacturer. This helps restore the vehicle to peak condition, as opposed to repairing it with third-party or aftermarket parts.

Best Cheap Car Insurance in Jurupa Valley

An assessment of affordability and service quality for minimum coverage insurance reveals that the top companies in Jurupa Valley are:

  • GEICO: MoneyGeek score 78 out of 100 ($410 per year)
  • Progressive: MoneyGeek score 74 out of 100 ($450 per year)

Despite offering the most affordable rates, minimum coverage plans do not offer much protection against liability costs and do not pay for any damage to your car due to an at-fault accident.

How was this MoneyGeek score calculated?

GEICO

pros

An affordable minimum coverage policy costs $410 per year

Offers emergency deployment and federal employee discounts

Ranks #5 out of 15 insurers for satisfaction

cons

Limited add-on coverage options

No paperless or pay-in-full discounts

COMPANY HIGHLIGHTS

GEICO's quality service and affordable insurance provide customers with great value for their money. They offer a range of discounts, both common and unique, to Jurupa Valley drivers aiming to cut down on auto insurance costs. Common discounts include those for bundling multiple policies, insuring multiple cars and always driving safely.

For example, policyholders in the military who are urgently deployed are eligible for emergency deployment discounts and current or retired federal personnel can get a federal employee discount. Additionally, full-time students with good grades may qualify for a good student discount and those over 50 may be able to take advantage of senior auto insurance discounts.

With so many discounts available, GEICO is a great option for Jurupa Valley drivers looking to save money on auto insurance.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Jurupa Valley

MoneyGeek’s data shows that the average full coverage car insurance policy in Jurupa Valley costs roughly $1,324 annually. As of October 2022, this is approximately $63 less than the average cost of car insurance in California but $122 more than the national average cost of auto insurance.

The quoted prices are for a full coverage policy, which includes $100,000 per person for bodily injury liability, $300,000 for bodily injury liability per accident and $100,000 for property damage liability.

Note that other factors aside from location also affect auto insurance costs.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.