Cheapest and Best Car Insurance Companies in Daly City, CA

GEICO provides the cheapest minimum coverage car insurance in Daly City, California, using MoneyGeek’s recent quotes for 2023. It is also the best overall, offering a balance of affordability and quality service.

GEICO offers the cheapest full and minimum coverage in Daly City. Which insurance is ideal for you depends on your driving history.

GEICO is best for drivers with tickets, Capital Insurance Group is the top option for DUIs, National General is ideal for those with accidents, USAA tops the list for military drivers, and State Farm is best for teens.

GEICO is MoneyGeek’s best overall and cheapest, while Chubb has the best customer service.

Cheapest + BestCar InsuranceDaly City

2023

Cheapest and Best Car Insurance in Daly City, CA

Cheapest Overall - GEICO

Cheapest Full Coverage - GEICO

Cheapest After Driving Offense - GEICO

Cheapest for Teens - State Farm

Cheapest for Military - USAA

Best Overall - GEICO

Best for Customer Service - Chubb

Best Cheap - GEICO

Cheapest Minimum Liability Car Insurance in Daly City

The most affordable minimum coverage auto insurance in Daly City is available through these companies:

GEICO: approximately $368 per year
State Farm: approximately $449 per year

National General is the most expensive insurance in the state for minimum coverage, with average annual rates of $976.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$340	$28
GEICO	$364	$30
GEICO	$368	$31
GEICO	$434	$36
State Farm	$449	$37
CSAA	$462	$39
CSAA	$471	$39
Progressive	$503	$42
CSAA	$506	$42
Progressive	$508	$42
State Farm	$513	$43
Mercury	$551	$46
Mercury	$567	$47
Hartford	$593	$49
Travelers	$595	$50
Travelers	$595	$50
Progressive	$597	$50
Nationwide	$598	$50
Nationwide	$622	$52
Capital Insurance Group	$628	$52
Farmers	$638	$53
State National	$643	$54
Kemper	$650	$54
Capital Insurance Group	$650	$54
Farmers	$657	$55
State National	$662	$55
Hartford	$678	$57
Travelers	$681	$57
Mercury	$696	$58
Allstate	$716	$60
Allstate	$721	$60
Capital Insurance Group	$728	$61
Farmers	$746	$62
Kemper	$751	$63
Allstate	$778	$65
State National	$786	$65
Nationwide	$789	$66
Chubb	$792	$66
Chubb	$818	$68
Hartford	$876	$73
State Farm	$931	$78
National General	$976	$81
Kemper	$989	$82
GEICO	$1,003	$84
National General	$1,006	$84
GEICO	$1,039	$87
Progressive	$1,126	$94
Progressive	$1,131	$94
Chubb	$1,138	$95
State Farm	$1,188	$99
GEICO	$1,196	$100
National General	$1,210	$101
Allstate	$1,310	$109
Hartford	$1,320	$110
Capital Insurance Group	$1,332	$111
Progressive	$1,359	$113
Allstate	$1,377	$115
State Farm	$1,393	$116
CSAA	$1,409	$117
Capital Insurance Group	$1,415	$118
CSAA	$1,420	$118
Mercury	$1,452	$121
Mercury	$1,488	$124
Nationwide	$1,506	$126
Hartford	$1,515	$126
Allstate	$1,532	$128
State National	$1,548	$129
CSAA	$1,576	$131
Capital Insurance Group	$1,592	$133
Travelers	$1,613	$134
Nationwide	$1,649	$137
State National	$1,674	$140
Travelers	$1,694	$141
National General	$1,762	$147
Kemper	$1,771	$148
Farmers	$1,778	$148
National General	$1,786	$149
Farmers	$1,826	$152
Mercury	$1,941	$162
Hartford	$1,957	$163
Chubb	$1,973	$164
Travelers	$2,021	$168
Chubb	$2,035	$170
State National	$2,075	$173
National General	$2,140	$178
Farmers	$2,168	$181
Nationwide	$2,175	$181
Kemper	$2,192	$183
Kemper	$2,633	$219
Chubb	$2,908	$242

The liability limits for minimum coverage insurance are established by state law. In California, the following bodily injury and personal property damage coverage is provided:

$15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability per accident

Only third-party damages are covered by minimum coverage. Your car or your personal losses are not covered. For instance, if you have $15,000 bodily injury liability per person and $30,000 bodily injury liability per accident, the insurance company will only cover $15,000 in damages to any victim and up to $30,000 per incident.

Cheapest Full Coverage Car Insurance in Daly City

The following providers offer the cheapest full coverage auto insurance to drivers in Daly City:

GEICO: approximately $1,039 per year
Progressive: approximately $1,131 per year

Chubb’s rates are the highest for full coverage in the city, at $1,973 a year.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$340	$28
GEICO	$364	$30
GEICO	$368	$31
GEICO	$434	$36
State Farm	$449	$37
CSAA	$462	$39
CSAA	$471	$39
Progressive	$503	$42
CSAA	$506	$42
Progressive	$508	$42
State Farm	$513	$43
Mercury	$551	$46
Mercury	$567	$47
Hartford	$593	$49
Travelers	$595	$50
Travelers	$595	$50
Progressive	$597	$50
Nationwide	$598	$50
Nationwide	$622	$52
Capital Insurance Group	$628	$52
Farmers	$638	$53
State National	$643	$54
Kemper	$650	$54
Capital Insurance Group	$650	$54
Farmers	$657	$55
State National	$662	$55
Hartford	$678	$57
Travelers	$681	$57
Mercury	$696	$58
Allstate	$716	$60
Allstate	$721	$60
Capital Insurance Group	$728	$61
Farmers	$746	$62
Kemper	$751	$63
Allstate	$778	$65
State National	$786	$65
Nationwide	$789	$66
Chubb	$792	$66
Chubb	$818	$68
Hartford	$876	$73
State Farm	$931	$78
National General	$976	$81
Kemper	$989	$82
GEICO	$1,003	$84
National General	$1,006	$84
GEICO	$1,039	$87
Progressive	$1,126	$94
Progressive	$1,131	$94
Chubb	$1,138	$95
State Farm	$1,188	$99
GEICO	$1,196	$100
National General	$1,210	$101
Allstate	$1,310	$109
Hartford	$1,320	$110
Capital Insurance Group	$1,332	$111
Progressive	$1,359	$113
Allstate	$1,377	$115
State Farm	$1,393	$116
CSAA	$1,409	$117
Capital Insurance Group	$1,415	$118
CSAA	$1,420	$118
Mercury	$1,452	$121
Mercury	$1,488	$124
Nationwide	$1,506	$126
Hartford	$1,515	$126
Allstate	$1,532	$128
State National	$1,548	$129
CSAA	$1,576	$131
Capital Insurance Group	$1,592	$133
Travelers	$1,613	$134
Nationwide	$1,649	$137
State National	$1,674	$140
Travelers	$1,694	$141
National General	$1,762	$147
Kemper	$1,771	$148
Farmers	$1,778	$148
National General	$1,786	$149
Farmers	$1,826	$152
Mercury	$1,941	$162
Hartford	$1,957	$163
Chubb	$1,973	$164
Travelers	$2,021	$168
Chubb	$2,035	$170
State National	$2,075	$173
National General	$2,140	$178
Farmers	$2,168	$181
Nationwide	$2,175	$181
Kemper	$2,192	$183
Kemper	$2,633	$219
Chubb	$2,908	$242

Get full coverage insurance that covers comprehensive and collision coverage to prevent having to pay hefty out-of-pocket expenses for damages to your own vehicle.

Comprehensive coverage: Covers the price of damages brought on by an obstruction or a natural disaster
Collision coverage: Covers damages to your car brought on by an accident, like a collision with a barrier or another car

A full coverage policy might not be practical if you have an older vehicle since paying more for a less valuable car might not make sense.

Cheapest Car Insurance in Daly City After a Driving Offense

The cheapest companies in Daly City for the cheapest full coverage auto insurance for drivers with driving records include:

Speeding ticket: GEICO (approximately $1,554 per year)
At-fault accident: Capital Insurance Group (approximately $1,669 per year)
DUI: National General (approximately $1,850 per year)

At roughly $2,863 annually, Nationwide is the most expensive for speeding tickets. Hartford is the most expensive for DUIs at around $5,493 annually, and Kemper charges the highest premiums of around $3,907 for at-fault accidents. Driving records could impact and increase even the cheapest insurance rates, especially after any of these incidents.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
State Farm	$516	$43
State Farm	$540	$45
GEICO	$555	$46
GEICO	$561	$47
CSAA	$574	$48
CSAA	$574	$48
CSAA	$585	$49
CSAA	$585	$49
CSAA	$629	$52
CSAA	$629	$52
GEICO	$653	$54
GEICO	$660	$55
GEICO	$661	$55
State Farm	$683	$57
Capital Insurance Group	$693	$58
Mercury	$712	$59
State Farm	$713	$59
Capital Insurance Group	$720	$60
Capital Insurance Group	$730	$61
Mercury	$731	$61
Capital Insurance Group	$757	$63
GEICO	$778	$65
State Farm	$779	$65
Capital Insurance Group	$808	$67
State Farm	$814	$68
Capital Insurance Group	$849	$71
Hartford	$853	$71
Hartford	$853	$71
Kemper	$867	$72
Farmers	$870	$72
Farmers	$870	$72
GEICO	$878	$73
GEICO	$888	$74
Mercury	$891	$74
Farmers	$894	$75
Farmers	$894	$75
Mercury	$900	$75
Progressive	$903	$75
State National	$912	$76
Progressive	$912	$76
State National	$912	$76
Mercury	$915	$76
Travelers	$918	$77
Travelers	$920	$77
Nationwide	$924	$77
State National	$940	$78
State National	$940	$78
Nationwide	$962	$80
Hartford	$988	$82
Hartford	$988	$82
Mercury	$993	$83
Progressive	$994	$83
Kemper	$1,002	$84
Progressive	$1,006	$84
Allstate	$1,006	$84
Allstate	$1,013	$84
Farmers	$1,016	$85
Farmers	$1,016	$85
Mercury	$1,018	$85
Chubb	$1,022	$85
Travelers	$1,023	$85
Travelers	$1,024	$85
Nationwide	$1,029	$86
National General	$1,032	$86
National General	$1,032	$86
GEICO	$1,046	$87
Chubb	$1,046	$87
Travelers	$1,061	$88
State Farm	$1,063	$89
National General	$1,065	$89
National General	$1,065	$89
Nationwide	$1,072	$89
Progressive	$1,078	$90
Progressive	$1,083	$90
Farmers	$1,086	$91
Capital Insurance Group	$1,090	$91
Progressive	$1,095	$91
Allstate	$1,099	$92
Farmers	$1,118	$93
State National	$1,119	$93
State National	$1,119	$93
Mercury	$1,126	$94
Capital Insurance Group	$1,129	$94
Allstate	$1,161	$97
Allstate	$1,170	$98
Travelers	$1,181	$98
Progressive	$1,195	$100
Nationwide	$1,226	$102
Travelers	$1,238	$103
Travelers	$1,240	$103
Chubb	$1,241	$103
Mercury	$1,257	$105
Chubb	$1,266	$105
Farmers	$1,270	$106
Capital Insurance Group	$1,270	$106
Allstate	$1,272	$106
National General	$1,280	$107
National General	$1,280	$107
Progressive	$1,301	$108
Hartford	$1,306	$109
Hartford	$1,306	$109
Kemper	$1,323	$110
Chubb	$1,366	$114
Nationwide	$1,368	$114
State Farm	$1,375	$115
State Farm	$1,406	$117
Travelers	$1,436	$120
State Farm	$1,441	$120
National General	$1,476	$123
Kemper	$1,486	$124
Kemper	$1,486	$124
GEICO	$1,501	$125
National General	$1,523	$127
Capital Insurance Group	$1,525	$127
GEICO	$1,554	$130
Capital Insurance Group	$1,570	$131
Chubb	$1,586	$132
CSAA	$1,590	$133
State Farm	$1,605	$134
Chubb	$1,609	$134
CSAA	$1,623	$135
Capital Insurance Group	$1,624	$135
Chubb	$1,634	$136
Nationwide	$1,637	$136
State National	$1,652	$138
Capital Insurance Group	$1,669	$139
GEICO	$1,672	$139
State National	$1,704	$142
Nationwide	$1,705	$142
GEICO	$1,728	$144
CSAA	$1,749	$146
State Farm	$1,756	$146
CSAA	$1,784	$149
CSAA	$1,784	$149
GEICO	$1,791	$149
CSAA	$1,796	$150
CSAA	$1,796	$150
Kemper	$1,809	$151
Kemper	$1,809	$151
Capital Insurance Group	$1,831	$153
National General	$1,835	$153
State Farm	$1,839	$153
National General	$1,850	$154
National General	$1,850	$154
National General	$1,875	$156
National General	$1,875	$156
Capital Insurance Group	$1,881	$157
Allstate	$1,912	$159
Mercury	$1,920	$160
Chubb	$1,954	$163
Hartford	$1,965	$164
Hartford	$1,965	$164
Mercury	$1,973	$164
CSAA	$1,992	$166
CSAA	$1,992	$166
GEICO	$1,994	$166
Allstate	$2,015	$168
Hartford	$2,036	$170
State National	$2,040	$170
State Farm	$2,059	$172
Allstate	$2,090	$174
Allstate	$2,110	$176
Progressive	$2,118	$177
Progressive	$2,127	$177
State Farm	$2,157	$180
Nationwide	$2,183	$182
State National	$2,201	$183
State National	$2,201	$183
National General	$2,248	$187
National General	$2,248	$187
Allstate	$2,250	$187
Hartford	$2,267	$189
Hartford	$2,267	$189
Kemper	$2,273	$189
Kemper	$2,273	$189
Allstate	$2,299	$192
Progressive	$2,308	$192
Progressive	$2,313	$193
Nationwide	$2,339	$195
Kemper	$2,355	$196
GEICO	$2,378	$198
State National	$2,380	$198
State National	$2,380	$198
Allstate	$2,382	$199
Capital Insurance Group	$2,388	$199
Mercury	$2,399	$200
Hartford	$2,400	$200
Farmers	$2,457	$205
Farmers	$2,457	$205
Travelers	$2,459	$205
GEICO	$2,463	$205
Mercury	$2,463	$205
Allstate	$2,520	$210
Farmers	$2,526	$211
Farmers	$2,526	$211
Capital Insurance Group	$2,540	$212
Mercury	$2,561	$213
Nationwide	$2,565	$214
Progressive	$2,569	$214
Mercury	$2,574	$215
Travelers	$2,574	$215
Chubb	$2,589	$216
Nationwide	$2,609	$217
National General	$2,619	$218
Mercury	$2,620	$218
Progressive	$2,620	$218
Progressive	$2,624	$219
Chubb	$2,652	$221
National General	$2,656	$221
Travelers	$2,736	$228
Progressive	$2,797	$233
Allstate	$2,824	$235
GEICO	$2,840	$237
State Farm	$2,848	$237
Travelers	$2,858	$238
Nationwide	$2,863	$239
Capital Insurance Group	$2,866	$239
Kemper	$2,916	$243
Hartford	$2,953	$246
Hartford	$2,953	$246
State National	$2,954	$246
State National	$2,954	$246
Farmers	$2,999	$250
Farmers	$2,999	$250
Farmers	$3,071	$256
Travelers	$3,097	$258
Farmers	$3,157	$263
Progressive	$3,178	$265
National General	$3,187	$266
Chubb	$3,187	$266
Mercury	$3,219	$268
Chubb	$3,250	$271
Hartford	$3,256	$271
Nationwide	$3,393	$283
Mercury	$3,419	$285
Travelers	$3,434	$286
Travelers	$3,441	$287
Kemper	$3,506	$292
Chubb	$3,526	$294
Travelers	$3,604	$300
State Farm	$3,637	$303
Farmers	$3,748	$312
Nationwide	$3,792	$316
Kemper	$3,907	$326
Kemper	$3,907	$326
State National	$4,115	$343
Chubb	$4,122	$343
Nationwide	$4,160	$347
Chubb	$4,182	$348
Allstate	$4,190	$349
Chubb	$4,244	$354
State Farm	$4,262	$355
Travelers	$4,364	$364
Allstate	$4,429	$369
State National	$4,459	$372
Nationwide	$4,570	$381
Hartford	$4,717	$393
Allstate	$4,962	$414
Kemper	$4,964	$414
Kemper	$4,964	$414
CSAA	$5,041	$420
CSAA	$5,077	$423
Chubb	$5,118	$427
Hartford	$5,493	$458
State National	$5,550	$463
CSAA	$5,641	$470
Kemper	$5,827	$486
Kemper	$5,827	$486
Nationwide	$6,071	$506
Hartford	$7,272	$606

Insurance rates increase based on the degree of the driving offense. For example, in Daly City, if you receive a DUI, you can expect to incur an increase in insurance costs of around $2,225. Drivers with tickets might pay up to $661 more per year. There is still cheap auto insurance available even with a poor driving history.

Cheapest Car Insurance in Daly City for Teens and Their Families

For teen drivers in Daly City, the cheapest auto insurance could be purchased from:

State Farm: approximately $2,658 per year for female and male teens
GEICO: approximately $2,978 per year for female teens; $3,140 per year for male teens

Male teens frequently pay higher rates than female teens because they are riskier to insure, but this is not always the case. Nationwide offers the most expensive rate for teens in Daly City. Families must pay the same amount of $5,904 to add a male or female teen to a policy. It is important to compare quotes to find the best deals for teens.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,316	$2,107
GEICO	$1,347	$2,156
GEICO	$1,350	$2,375
GEICO	$1,365	$2,266
GEICO	$1,380	$2,209
GEICO	$1,387	$2,441
GEICO	$1,407	$2,580
GEICO	$1,425	$2,508
GEICO	$1,563	$2,327
GEICO	$1,614	$2,657
Progressive	$1,716	$2,720
Progressive	$1,716	$2,720
Capital Insurance Group	$1,743	$2,239
Capital Insurance Group	$1,743	$2,239
State Farm	$1,835	$2,686
State Farm	$1,835	$2,686
Progressive	$1,858	$2,945
Progressive	$1,858	$2,945
State Farm	$1,909	$2,794
State Farm	$1,909	$2,794
State Farm	$1,942	$3,032
State Farm	$1,942	$3,032
State Farm	$1,953	$2,859
State Farm	$1,953	$2,859
Capital Insurance Group	$1,984	$2,652
Capital Insurance Group	$1,984	$2,652
Progressive	$1,988	$3,639
Progressive	$1,988	$3,639
Allstate	$1,997	$3,261
Allstate	$1,997	$3,261
GEICO	$2,011	$3,382
Nationwide	$2,052	$4,265
Nationwide	$2,052	$4,265
Capital Insurance Group	$2,064	$2,652
Capital Insurance Group	$2,064	$2,652
Capital Insurance Group	$2,064	$2,652
Capital Insurance Group	$2,064	$2,652
State Farm	$2,081	$3,091
State Farm	$2,081	$3,091
Progressive	$2,082	$3,299
Progressive	$2,082	$3,299
GEICO	$2,090	$3,901
Allstate	$2,090	$3,414
Allstate	$2,090	$3,414
Allstate	$2,144	$3,793
Allstate	$2,144	$3,793
Allstate	$2,165	$3,536
Allstate	$2,165	$3,536
GEICO	$2,200	$3,275
State Farm	$2,209	$3,442
State Farm	$2,209	$3,442
State Farm	$2,229	$3,311
State Farm	$2,229	$3,311
Nationwide	$2,250	$4,676
Nationwide	$2,250	$4,676
Farmers	$2,256	$3,228
Farmers	$2,256	$3,228
Kemper	$2,285	$4,601
Kemper	$2,285	$4,601
GEICO	$2,287	$3,765
Allstate	$2,298	$3,810
Allstate	$2,298	$3,810
Capital Insurance Group	$2,304	$2,983
Capital Insurance Group	$2,304	$2,983
Nationwide	$2,322	$5,349
Nationwide	$2,322	$5,349
Capital Insurance Group	$2,389	$2,983
Capital Insurance Group	$2,389	$2,983
Nationwide	$2,412	$5,012
Nationwide	$2,412	$5,012
Kemper	$2,413	$4,859
Kemper	$2,413	$4,859
Travelers	$2,443	$3,345
Travelers	$2,443	$3,345
State Farm	$2,455	$4,364
State Farm	$2,455	$4,364
Progressive	$2,465	$3,991
Progressive	$2,465	$3,991
Farmers	$2,526	$3,743
Farmers	$2,526	$3,743
Travelers	$2,529	$3,462
Travelers	$2,529	$3,462
Kemper	$2,540	$5,713
Kemper	$2,540	$5,713
Capital Insurance Group	$2,558	$3,312
Capital Insurance Group	$2,558	$3,312
Travelers	$2,580	$3,716
Travelers	$2,580	$3,716
State Farm	$2,602	$4,627
State Farm	$2,602	$4,627
Farmers	$2,616	$3,743
Farmers	$2,616	$3,743
Farmers	$2,616	$3,743
Farmers	$2,616	$3,743
Kemper	$2,624	$5,285
Kemper	$2,624	$5,285
Allstate	$2,635	$4,856
Allstate	$2,635	$4,856
Travelers	$2,635	$3,608
Travelers	$2,635	$3,608
State Farm	$2,658	$5,184
State Farm	$2,658	$5,184
Allstate	$2,678	$4,441
Allstate	$2,678	$4,441
Nationwide	$2,718	$5,863
Nationwide	$2,718	$5,863
GEICO	$2,778	$4,891
Farmers	$2,825	$4,292
Farmers	$2,825	$4,292
Travelers	$2,878	$3,900
Travelers	$2,878	$3,900
GEICO	$2,912	$5,685
Kemper	$2,942	$6,057
Kemper	$2,942	$6,057
GEICO	$2,978	$5,461
Farmers	$3,054	$4,943
Farmers	$3,054	$4,943
GEICO	$3,055	$5,378
Progressive	$3,074	$5,648
Progressive	$3,074	$5,648
Farmers	$3,082	$4,682
Farmers	$3,082	$4,682
Travelers	$3,124	$4,500
Travelers	$3,124	$4,500
GEICO	$3,140	$6,426
Travelers	$3,172	$4,298
Travelers	$3,172	$4,298
Kemper	$3,186	$6,561
Kemper	$3,186	$6,561
Kemper	$3,214	$7,234
Kemper	$3,214	$7,234
Farmers	$3,215	$6,370
Farmers	$3,215	$6,370
GEICO	$3,216	$6,277
Progressive	$3,267	$5,288
Progressive	$3,267	$5,288
Capital Insurance Group	$3,283	$4,099
Capital Insurance Group	$3,283	$4,099
Capital Insurance Group	$3,283	$4,099
Capital Insurance Group	$3,283	$4,099
Capital Insurance Group	$3,283	$4,099
Capital Insurance Group	$3,283	$4,099
Farmers	$3,294	$6,662
Farmers	$3,294	$6,662
Farmers	$3,304	$6,546
Farmers	$3,304	$6,546
Nationwide	$3,349	$8,105
Nationwide	$3,349	$8,105
Allstate	$3,516	$6,983
Allstate	$3,516	$6,983
Progressive	$3,547	$7,181
Progressive	$3,547	$7,181
Progressive	$3,570	$7,244
Progressive	$3,570	$7,244
Nationwide	$3,573	$7,707
Nationwide	$3,573	$7,707
Progressive	$3,584	$7,255
Progressive	$3,584	$7,255
Allstate	$3,641	$7,356
Allstate	$3,641	$7,356
Allstate	$3,704	$7,356
Allstate	$3,704	$7,356
Travelers	$4,175	$5,673
Travelers	$4,175	$5,673
Travelers	$4,362	$5,927
Travelers	$4,362	$5,927
Travelers	$4,371	$6,220
Travelers	$4,371	$6,220
Kemper	$4,848	$9,877
Kemper	$4,848	$9,877
Nationwide	$5,088	$10,958
Nationwide	$5,088	$10,958
Kemper	$5,311	$10,821
Kemper	$5,311	$10,821
Kemper	$5,359	$12,061
Kemper	$5,359	$12,061
Nationwide	$5,721	$12,321
Nationwide	$5,721	$12,321
Nationwide	$5,904	$14,870
Nationwide	$5,904	$14,870

Finding the cheapest car insurance for teens could help families save a substantial amount of money each year. The price of teen car insurance is substantially greater if they get insurance on their own, so adding a teen to the family plan is a smart decision. In Daly City, the cost of a solo policy for a male teen is $673 more expensive than the cost of being included in a family policy.

Cheapest Car Insurance in Daly City for Military Drivers

The following companies offer the cheapest car insurance in Daly City for both current and former service members as well as their families:

USAA: approximately $962 per year
GEICO: approximately $1,039 per year

The prices listed above are for full coverage. USAA, which caters to the military community, emerged as the best full coverage auto insurance in Daly City. If you choose minimum coverage, GEICO becomes the cheapest car insurance for military members in the city at roughly $368 per year, while USAA is the runner-up at around $422 annually.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$340	$28
GEICO	$364	$30
GEICO	$368	$31
USAA	$422	$35
USAA	$422	$35
GEICO	$434	$36
State Farm	$449	$37
CSAA	$462	$39
CSAA	$471	$39
Progressive	$503	$42
CSAA	$506	$42
Progressive	$508	$42
USAA	$512	$43
State Farm	$513	$43
Mercury	$551	$46
Mercury	$567	$47
Hartford	$593	$49
Travelers	$595	$50
Travelers	$595	$50
Progressive	$597	$50
Nationwide	$598	$50
Nationwide	$622	$52
Capital Insurance Group	$628	$52
Farmers	$638	$53
State National	$643	$54
Kemper	$650	$54
Capital Insurance Group	$650	$54
Farmers	$657	$55
State National	$662	$55
Hartford	$678	$57
Travelers	$681	$57
Mercury	$696	$58
Allstate	$716	$60
Allstate	$721	$60
Capital Insurance Group	$728	$61
Farmers	$746	$62
Kemper	$751	$63
Allstate	$778	$65
State National	$786	$65
Nationwide	$789	$66
Chubb	$792	$66
Chubb	$818	$68
Hartford	$876	$73
State Farm	$931	$78
USAA	$939	$78
USAA	$962	$80
National General	$976	$81
Kemper	$989	$82
GEICO	$1,003	$84
National General	$1,006	$84
GEICO	$1,039	$87
Progressive	$1,126	$94
Progressive	$1,131	$94
Chubb	$1,138	$95
USAA	$1,154	$96
State Farm	$1,188	$99
GEICO	$1,196	$100
National General	$1,210	$101
Allstate	$1,310	$109
Hartford	$1,320	$110
Capital Insurance Group	$1,332	$111
Progressive	$1,359	$113
Allstate	$1,377	$115
State Farm	$1,393	$116
CSAA	$1,409	$117
Capital Insurance Group	$1,415	$118
CSAA	$1,420	$118
Mercury	$1,452	$121
Mercury	$1,488	$124
Nationwide	$1,506	$126
Hartford	$1,515	$126
Allstate	$1,532	$128
State National	$1,548	$129
CSAA	$1,576	$131
Capital Insurance Group	$1,592	$133
Travelers	$1,613	$134
Nationwide	$1,649	$137
State National	$1,674	$140
Travelers	$1,694	$141
National General	$1,762	$147
Kemper	$1,771	$148
Farmers	$1,778	$148
National General	$1,786	$149
Farmers	$1,826	$152
Mercury	$1,941	$162
Hartford	$1,957	$163
Chubb	$1,973	$164
Travelers	$2,021	$168
Chubb	$2,035	$170
State National	$2,075	$173
National General	$2,140	$178
Farmers	$2,168	$181
Nationwide	$2,175	$181
Kemper	$2,192	$183
Kemper	$2,633	$219
Chubb	$2,908	$242

How to Compare Cheap Daly City Car Insurance Quotes Online

It could be challenging to get auto insurance rates from insurance companies online, especially since they need a lot of personal information that may take up to 15 minutes to provide.

MoneyGeek's insurance calculator instantly estimates your rates from a variety of insurers based on your age, preferred level of coverage, car model and driving history.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

California

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.Progressive

$596

2.CSAA

$626

3.USAA

$635

4.GEICO

$646

5.Esurance

$707

Best Car Insurance in Daly City: Summary

Depending on your preferences, there could be different best auto insurance options. MoneyGeek found the companies that offer the top auto insurance in Daly City:

Best overall: GEICO (MoneyGeek score 75 out of 100)
Best for service: Chubb (MoneyGeek score 76 out of 100)
Best cheap: GEICO (MoneyGeek score 78 out of 100)

The weightings are different in each category, impacting the scores. CSAA is MoneyGeek's top overall pick for the best California auto insurance providers.

If you have a military background, USAA is an excellent choice, earning 85 out of 100.

Best Overall Car Insurance in Daly City

MoneyGeek's analysis of service, cost and other factors placed the overall best auto insurance companies in Daly City:

GEICO: MoneyGeek score 75 out of 100 (approximately $1,039 per year)
Progressive: MoneyGeek score 71 out of 100 (approximately $1,131 per year)

Because of its outstanding ratings for affordability and financial stability among the 15 Daly City companies, GEICO received the highest overall rating.

USAA also comes highly recommended if you have military experience. It has 85 out of 100 MoneyGeek ratings and has affordable premiums, with full coverage annual rates averaging $962.

How was this MoneyGeek score calculated?

pros

Scored highly in affordability

Good score in customer satisfaction

Provides unique mechanical breakdown coverage

Offers common and unique discounts

cons

Weak claims management score

No new car replacement or better car replacement coverages

COMPANY HIGHLIGHTS

GEICO earned top marks for affordability, cementing its position as the overall best auto insurance in Daly City. Standard coverages are available from this company, along with a unique mechanical breakdown coverage that gives superior protection at a lesser cost than the conventional dealer-extended warranty. However, it lacks the new car replacement or better car replacement coverage that other insurance companies normally provide.

The insurer provides reasonably priced insurance, but you can further reduce insurance costs by utilizing their discounts. GEICO offers discounts for safe driving, for installing an anti-theft system in your automobile and for bundling or insuring multiple vehicles.

It is important to note that the company scored low when it came to claims management, so policyholders should be prepared for a more stressful experience if they file a claim.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Daly City for Customer Service

Without considering price, these are the top insurers in Daly City for customer service:

Chubb: MoneyGeek score 76 out of 100 (approximately $1,973 per year)
Capital Insurance Group: MoneyGeek score 68 out of 100 (approximately $1,415 per year)

Chubb has outstanding ratings from MoneyGeek in client satisfaction and claims satisfaction. However, it offers the most costly insurance rates among 15 insurance companies in the city.

How was this MoneyGeek score calculated?

pros

High ranking in customer satisfaction

Good claims management rating

Offers diminished value coverage, OEM coverage and antique/classic car insurance

cons

Most expensive insurance rates

Below-average ratings on coverage options

COMPANY HIGHLIGHTS

In comparison to other companies of its size, Chubb receives fewer complaints from customers. This is why the company is named MoneyGeek’s best auto insurance in Daly City for customer service. However, Chubb charges auto insurance for expensive rates, meaning that you’ll pay a higher premium in order to get excellent customer service.

Chubb offers diminished value coverage, which means you’ll get a check for the value of your car if it’s lost or stolen during a covered loss. With OEM coverage, the insurer will pay to have your car repaired with original equipment to ensure your vehicle’s safety. Antique/classic car coverage is another great option for those with vehicles over 30 years old that are garaged and used for hobby purposes only.

Best Cheap Car Insurance in Daly City

MoneyGeek's analysis of auto insurance that satisfies California's minimum coverage requirements ranked the best providers in Daly City:

GEICO: MoneyGeek score 78 out of 100 (approximately $368 per year)
State Farm: MoneyGeek score 73 out of 100 (approximately $449 per year)

The cheapest insurance may only provide minimal coverage. It will not protect you against liability charges and will not cover damages to your car from collisions.

How was this MoneyGeek score calculated?

pros

An affordable minimum coverage policy costs around $368 per year

Provides a wide range of common and unique discounts

Excellent satisfaction score

cons

No coverage for new car replacement or better car replacement

Poor claims management rating

COMPANY HIGHLIGHTS

GEICO is the best cheap auto insurance in Daly City, featuring an affordable minimum coverage policy costing $368 annually and a wide range of both unique and standard discounts for customers.

This insurer offers affordable insurance, but you may lower insurance prices by taking advantage of the numerous discounts the company provides. Discounts are available from GEICO for bundling or insuring numerous vehicles, for having airbags and an anti-theft system installed in your vehicle and for safe driving. Additionally, it offers discounts to students who get good grades and drivers who successfully complete a defensive driving course.

It’s important to note that GEICO scored low in terms of coverage options and claims management. Policyholders will not have access to a robust offering of coverages, and they may find the claims filing process to be subpar.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Daly City

Daly City has a somewhat higher average annual cost of auto insurance in California (around $1,528 vs. $1,387) as of October 2022. It also costs $263 more than the national average each year. These rates apply to full coverage insurance with bodily injury liability limits of $100,000 per person, $300,000 per accident and $100,000 per accident for property damage liability.

Location is only one factor that influences the price of insurance.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Cheapest and Best Car Insurance Companies in Daly City, CA

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On This Page:

Cheapest Minimum Liability Car Insurance in Daly City

Cheapest Full Coverage Car Insurance in Daly City

Cheapest Car Insurance in Daly City After a Driving Offense

Cheapest Car Insurance in Daly City for Teens and Their Families

Cheapest Car Insurance in Daly City for Military Drivers

How to Compare Cheap Daly City Car Insurance Quotes Online

Best Car Insurance in Daly City: Summary

Best Overall Car Insurance in Daly City

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Daly City for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Daly City

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Daly City