Cheapest and Best Car Insurance Companies in Norwalk, CA

Norwalk drivers want the cheapest and best car insurance that suits their preferences and needs.

Progressive is the best overall and best car insurance provider in Norwalk. It also offers the least expensive full coverage and minimum coverage car insurance. USAA offers the most affordable car insurance for current and former military members.

Farmers provides the cheapest car insurance for teens on a family policy. Capital Insurance Group offers the lowest rates for drivers with at-fault accidents, while National General has the cheapest policies for drivers with speeding tickets and DUIs. Finally, Chubb offers the best customer service.

The most affordable car insurance companies for a minimum coverage policy in Norwalk, California, are:

• Progressive: $449 per year
• GEICO: $476 per year

Meanwhile, Chubb offers the highest-priced minimum coverage car insurance plan in Norwalk, averaging $913 per year.

California requires car insurance policies to meet state-mandated liability limits for bodily injuries and property damage. The amounts are as follows:

• $15,000 bodily injury liability per person
• $30,000 bodily injury liability per accident
• $5,000 property damage liability per accident

If you have minimum coverage insurance and cause $50,000 in third-party injuries in an at-fault car accident, your insurer will pay $30,000 in damages. You will be required to pay the remaining $20,000.

The cheapest car insurance companies for a full coverage policy in Norwalk, California, are

• Progressive: $1,078 per year
• AAA California: $1,165 per year

Chubb is the most expensive provider of full coverage car insurance in the city, with an average annual premium of $2,155.

With full coverage auto insurance, you get comprehensive and collision insurance added to your liability insurance.

• Collision insurance pays for damages to your car caused by a collision with another car or object.
• Comprehensive insurance provides protection from non-collision incidents, including theft, natural disasters, vandalism and fire.

Full coverage insurance isn’t always a good purchase for older vehicles. It costs hundreds more per year than minimum coverage, and an older car might not be worth enough to justify the extra expense.

The cheapest car insurance companies after driving violations in Norwalk are:

• Speeding ticket: National General ($1,347 per year)
• At-fault accident: Capital Insurance Group ($1,712 per year)
• DUI: National General ($1,347 per year)

The most expensive car insurance provider for drivers with DUIs is The Hartford, which charges roughly $5,546 per year. Chubb offers the most expensive coverage for drivers with at-fault accidents, with an average annual premium of $3,491. Nationwide charges the highest rates for drivers with speeding tickets, averaging $2,935.

Drivers with poor records are viewed as higher risk and therefore pay higher rates than drivers with safe records.

Car insurance premiums tend to increase for more severe offenses, although this isn’t always the case. In Norwalk, the cheapest coverage for a driver with an at-fault accident costs $365 more than the most affordable insurance for someone with a speeding ticket.

Find the cheapest car insurance with a bad driving record by comparing rates from multiple insurers.

The most affordable car insurance providers for teens on a family policy in Norwalk, California, are:

• Farmers: $3,216 for teen girls and boys
• Capital Insurance Group: $3,413 for teen girls and boys

On a family insurance policy, Nationwide provides the most expensive car insurance for teenage drivers. Premiums for both teen boys and girls cost an average of $6,008.

Although car insurance premiums for teen girls are generally cheaper than for teen boys, that’s not the case in Norwalk. Even in locations where teen boys pay more, this difference decreases as they gain more driving experience and enter early adulthood.

When it comes to getting car insurance for a teenage driver, it is often more cost-effective to add them to an existing family policy rather than buying them an individual policy.

Adding a teen to a family policy saves an average of $673 per year compared to buying teens their own policies. To find affordable car insurance for teens, it's important to explore all available options and take into account the various factors that can affect insurance premiums.

The cheapest military car insurance providers in Norwalk, California, are:

• USAA: $1,022 per year
• Progressive: $1,078 per year

The most affordable insurance providers for military families seeking minimum coverage are these same companies, but in the opposite order: Progressive and USAA, with annual premiums averaging $449 and $458, respectively.

It can take 15 minutes or more to get a car insurance quote from one company, and you’ll need to enter several pieces of personal information.

MoneyGeek created a calculator to give you a ballpark estimate of your car insurance costs in just a few clicks. By providing your age, vehicle type, coverage level and driving record, our car insurance calculator can quickly help you estimate your premiums.

For a car insurance policy that fits your unique needs, it's important to consider factors such as cost, coverage options and the level of customer service provided by the insurance provider.

The best car insurance providers in Norwalk are:

• Best overall: Progressive (MoneyGeek score of 74 out of 100)
• Best for service: Chubb (MoneyGeek score of 76 out of 100)
• Best cheap: Progressive (MoneyGeek score of 78 out of 100)

The overall MoneyGeek score for each company varies based on how certain factors are weighted in different categories. On a statewide basis, AAA provides the best car insurance in California.

The best car insurance companies in Norwalk, California, are:

• Progressive: MoneyGeek score of 74 out of 100 ($1,078 per year)
• Capital Insurance Group: MoneyGeek score of 72 out of 100 ($1,454 per year)

Progressive offers the most affordable policies in Norwalk, and it also provides several valuable coverage options.

For military members and their families, USAA is the best insurer in Norwalk, with a MoneyGeek score of 84 out of 100.

Excluding cost from our rating system, the best car insurance companies for customer service in Norwalk are:

• Chubb: MoneyGeek score of 76 out of 100 ($2,155 per year)
• Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,454 per year)

Chubb performed well in claims experience and customer satisfaction ratings. Capital Insurance Group earned an even higher score in customer satisfaction but struggles with coverage options.

Chubb has the highest-priced auto insurance policies in Norwalk, California, so you’ll need to pay a high price for the best possible service.

MoneyGeek evaluated California car insurance providers that fulfill the state's minimum insurance requirements by taking into account their affordability and quality of service.

The best insurance companies in Norwalk are:

• Progressive: MoneyGeek score of 78 out of 100 ($449 per year)
• GEICO: MoneyGeek score of 75 out of 100 ($476 per year)

Minimum coverage policies offer low insurance rates, but they only provide limited protection for liability costs and do not cover damages to your vehicle in the event of an accident.

The average cost of auto insurance in Norwalk for full coverage is $1,460 per year. This policy includes $100,000 in bodily injury liability per person and $300,000 per accident, along with $100,000 in property damage liability.

The city’s average car insurance cost is $73 higher than the average full coverage car insurance cost in California as of October 2022. The national average car insurance premium costs roughly $1,265 annually, $195 less than the average rate in Norwalk.

Car insurance providers evaluate location as a crucial aspect of determining insurance costs, although many other factors are also considered.