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The cheapest minimum and full coverage auto insurance in Coral Springs is provided by GEICO and State Farm, respectively. Two companies performed best for different driver profiles: State Farm for drivers with records and military drivers and Nationwide for teen drivers.

State Farm emerged as the best overall. Travelers is recognized for best service, and GEICO is the best cheap auto insurance provider in Coral Springs.

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2023

Cheapest and Best Car Insurance in Coral Springs, FL

Cheapest Minimum Liability Car Insurance in Coral Springs

Coral Springs residents can find the cheapest minimum coverage auto insurance from these companies:

  • GEICO: $680 per year
  • State Farm: $792 per year

With estimated annual premiums of $1,768, Direct General Insurance is the most expensive provider for minimum coverage. As of October 2022, State Farm offers the cheapest car insurance in Florida overall, with an average annual rate of $507.

Company
Annual Premium
Monthly Premium

GEICO

$620

$52

GEICO

$680

$57

State Farm

$737

$61

State Farm

$792

$66

Mercury

$806

$67

Travelers

$840

$70

Mercury

$847

$71

Nationwide

$874

$73

Travelers

$881

$73

GEICO

$896

$75

State Farm

$903

$75

Nationwide

$923

$77

Travelers

$954

$79

Nationwide

$1,073

$89

Farmers

$1,079

$90

Mercury

$1,097

$91

Allstate

$1,120

$93

Allstate

$1,137

$95

Farmers

$1,140

$95

Allstate

$1,146

$95

Farmers

$1,280

$107

Progressive

$1,364

$114

Progressive

$1,398

$117

State Farm

$1,399

$117

State Farm

$1,520

$127

Progressive

$1,577

$131

GEICO

$1,596

$133

Direct General Insurance

$1,701

$142

GEICO

$1,723

$144

Direct General Insurance

$1,768

$147

Nationwide

$1,773

$148

Travelers

$1,776

$148

State Farm

$1,794

$149

Mercury

$1,804

$150

Travelers

$1,864

$155

Nationwide

$1,902

$159

Mercury

$1,918

$160

Travelers

$2,125

$177

Direct General Insurance

$2,168

$181

Farmers

$2,168

$181

Progressive

$2,215

$185

Nationwide

$2,266

$189

Progressive

$2,273

$189

Farmers

$2,383

$199

GEICO

$2,444

$204

Allstate

$2,545

$212

Allstate

$2,549

$212

Mercury

$2,625

$219

Allstate

$2,640

$220

Progressive

$2,681

$223

Farmers

$2,737

$228

Direct General Insurance

$3,319

$277

Direct General Insurance

$3,349

$279

Direct General Insurance

$4,387

$366

State law determines the liability limits for minimum coverage. The following personal property damage and bodily injury coverages are required in Florida:

  • $10,000 in property damage liability
  • $10,000 in personal injury protection

The minimum coverage only pays for third-party damages; it does not cover damages to your automobile or you personally. For minimum coverage policies, insurance providers in Florida will only pay $10,000 in property damage liability and $10,000 in personal injury protection.

Cheapest Full Coverage Car Insurance in Coral Springs

The following insurance providers offer the cheapest full coverage policies in Coral Springs:

  • State Farm: $1,520 per year
  • GEICO: $1,723 per year

Direct General Insurance is the most expensive insurer in the city, offering full coverage policies with an average cost of $3,349 per year. As of October 2022, State Farm also offers the cheapest full coverage auto insurance in Florida at $1,058 per year.

Company
Annual Premium
Monthly Premium

GEICO

$620

$52

GEICO

$680

$57

State Farm

$737

$61

State Farm

$792

$66

Mercury

$806

$67

Travelers

$840

$70

Mercury

$847

$71

Nationwide

$874

$73

Travelers

$881

$73

GEICO

$896

$75

State Farm

$903

$75

Nationwide

$923

$77

Travelers

$954

$79

Nationwide

$1,073

$89

Farmers

$1,079

$90

Mercury

$1,097

$91

Allstate

$1,120

$93

Allstate

$1,137

$95

Farmers

$1,140

$95

Allstate

$1,146

$95

Farmers

$1,280

$107

Progressive

$1,364

$114

Progressive

$1,398

$117

State Farm

$1,399

$117

State Farm

$1,520

$127

Progressive

$1,577

$131

GEICO

$1,596

$133

Direct General Insurance

$1,701

$142

GEICO

$1,723

$144

Direct General Insurance

$1,768

$147

Nationwide

$1,773

$148

Travelers

$1,776

$148

State Farm

$1,794

$149

Mercury

$1,804

$150

Travelers

$1,864

$155

Nationwide

$1,902

$159

Mercury

$1,918

$160

Travelers

$2,125

$177

Direct General Insurance

$2,168

$181

Farmers

$2,168

$181

Progressive

$2,215

$185

Nationwide

$2,266

$189

Progressive

$2,273

$189

Farmers

$2,383

$199

GEICO

$2,444

$204

Allstate

$2,545

$212

Allstate

$2,549

$212

Mercury

$2,625

$219

Allstate

$2,640

$220

Progressive

$2,681

$223

Farmers

$2,737

$228

Direct General Insurance

$3,319

$277

Direct General Insurance

$3,349

$279

Direct General Insurance

$4,387

$366

Full coverage insurance with collision and comprehensive coverage is a wise option if you want more protection. It can spare you from having to incur significant out-of-pocket costs for damages to your own car.

  • Collision coverage: This covers damages from a collision with a barrier (stop sign, mailbox, etc.) or another vehicle.
  • Comprehensive coverage: This is for expenses related to damages from theft, vandalism or natural catastrophes.

A full coverage provides more financial security if you were to get into an accident, but it may not be worth the added cost for owners with older vehicles.

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Cheapest Car Insurance in Coral Springs After a Driving Offense

In Coral Springs, individuals with driving violations can get the cheapest full coverage auto insurance from the following providers:

  • Speeding ticket: State Farm ($1,725 per year)
  • At-fault accident: State Farm ($1,880 per year)
  • DUI: State Farm ($1,725 per year)

Direct General Insurance has the highest rates for drivers with an at-fault accident at $4,668 per year, while GEICO is the most expensive for drivers with a speeding ticket at $3,428 annually. Meanwhile, Nationwide has the most expensive rates at $4,451 per year for drivers with DUI offenses.

Driving violations significantly increase the cost of your insurance. As such, insurers that typically offer cheap rates to policyholders with clean driving histories may not necessarily offer cheap rates to those with poor driving records.

Company
Annual Premium
Monthly Premium

State Farm

$840

$70

State Farm

$840

$70

State Farm

$904

$75

State Farm

$904

$75

State Farm

$918

$77

GEICO

$958

$80

State Farm

$988

$82

State Farm

$1,032

$86

State Farm

$1,032

$86

GEICO

$1,035

$86

Nationwide

$1,057

$88

Nationwide

$1,106

$92

Allstate

$1,120

$93

GEICO

$1,120

$93

State Farm

$1,128

$94

Allstate

$1,137

$95

Allstate

$1,146

$95

Farmers

$1,158

$97

Mercury

$1,164

$97

GEICO

$1,182

$99

Travelers

$1,210

$101

Travelers

$1,218

$102

GEICO

$1,223

$102

Farmers

$1,238

$103

Travelers

$1,243

$104

Nationwide

$1,256

$105

GEICO

$1,278

$107

Travelers

$1,284

$107

Travelers

$1,296

$108

Nationwide

$1,319

$110

Travelers

$1,326

$110

GEICO

$1,326

$111

Mercury

$1,331

$111

GEICO

$1,335

$111

Farmers

$1,339

$112

Farmers

$1,362

$113

Nationwide

$1,374

$115

Mercury

$1,409

$117

Mercury

$1,424

$119

Farmers

$1,438

$120

Allstate

$1,443

$120

Allstate

$1,444

$120

Allstate

$1,462

$122

Travelers

$1,489

$124

Travelers

$1,498

$125

Travelers

$1,523

$127

Nationwide

$1,541

$128

Farmers

$1,543

$129

Progressive

$1,576

$131

Farmers

$1,585

$132

State Farm

$1,588

$132

State Farm

$1,588

$132

Progressive

$1,592

$133

Mercury

$1,643

$137

Mercury

$1,677

$140

GEICO

$1,678

$140

Direct General Insurance

$1,701

$142

Mercury

$1,707

$142

State Farm

$1,725

$144

State Farm

$1,725

$144

State Farm

$1,731

$144

Direct General Insurance

$1,768

$147

Farmers

$1,776

$148

Direct General Insurance

$1,784

$149

Farmers

$1,789

$149

Progressive

$1,794

$150

Progressive

$1,808

$151

Direct General Insurance

$1,826

$152

Progressive

$1,829

$152

State Farm

$1,880

$157

Allstate

$1,934

$161

Allstate

$1,935

$161

Allstate

$1,956

$163

Mercury

$1,973

$164

Mercury

$1,994

$166

Progressive

$2,008

$167

State Farm

$2,038

$170

State Farm

$2,038

$170

Progressive

$2,098

$175

Nationwide

$2,101

$175

Progressive

$2,120

$177

Nationwide

$2,148

$179

Nationwide

$2,166

$181

Direct General Insurance

$2,168

$181

Direct General Insurance

$2,189

$182

State Farm

$2,222

$185

Nationwide

$2,278

$190

Progressive

$2,320

$193

Nationwide

$2,362

$197

Farmers

$2,384

$199

Direct General Insurance

$2,484

$207

Direct General Insurance

$2,505

$209

Allstate

$2,545

$212

Allstate

$2,549

$212

GEICO

$2,572

$214

Progressive

$2,605

$217

Travelers

$2,620

$218

Progressive

$2,631

$219

Allstate

$2,640

$220

Nationwide

$2,642

$220

Farmers

$2,647

$221

Travelers

$2,681

$223

Nationwide

$2,686

$224

Mercury

$2,706

$226

GEICO

$2,730

$228

Farmers

$2,742

$229

Travelers

$2,747

$229

Travelers

$2,758

$230

Travelers

$2,816

$235

Nationwide

$2,827

$236

Travelers

$2,890

$241

Farmers

$2,960

$247

Farmers

$3,063

$255

Mercury

$3,064

$255

Direct General Insurance

$3,073

$256

Progressive

$3,084

$257

GEICO

$3,097

$258

Progressive

$3,172

$264

Progressive

$3,185

$265

Travelers

$3,194

$266

GEICO

$3,227

$269

Nationwide

$3,230

$269

Mercury

$3,253

$271

Travelers

$3,272

$273

GEICO

$3,309

$276

Farmers

$3,318

$276

Direct General Insurance

$3,319

$277

Direct General Insurance

$3,349

$279

Travelers

$3,350

$279

Farmers

$3,410

$284

GEICO

$3,428

$286

Mercury

$3,430

$286

Direct General Insurance

$3,444

$287

Allstate

$3,482

$290

Allstate

$3,508

$292

GEICO

$3,522

$294

Direct General Insurance

$3,535

$295

Allstate

$3,615

$301

Progressive

$3,627

$302

Progressive

$3,689

$307

Progressive

$3,765

$314

GEICO

$3,879

$323

Mercury

$3,895

$325

Mercury

$3,922

$327

Farmers

$3,948

$329

Farmers

$3,985

$332

Mercury

$3,998

$333

Progressive

$4,190

$349

Nationwide

$4,288

$357

Direct General Insurance

$4,387

$366

Nationwide

$4,451

$371

Direct General Insurance

$4,518

$376

Allstate

$4,638

$386

Direct General Insurance

$4,668

$389

Allstate

$4,686

$391

Mercury

$4,699

$392

GEICO

$4,766

$397

Allstate

$4,790

$399

Mercury

$4,844

$404

Direct General Insurance

$4,848

$404

Nationwide

$4,922

$410

Direct General Insurance

$6,174

$515

Depending on the severity of the driving offense, the cost of your insurance will increase. Compared to those with clean driving histories, drivers with a speeding ticket will pay $545 more, while those with a DUI offense will pay $980 more for car insurance. Through research, drivers with bad driving records can find cheap auto insurance.

Cheapest Car Insurance in Coral Springs for Teens and Their Families

In Coral Springs, teen drivers and their families can get the cheapest car insurance from the following providers:

  • Nationwide: $4,654 per year for female teens; $5,242 per year for male teens
  • State Farm: $5,376 per year for female teens
  • Allstate: $6,395 per year for male teens

Progressive offers the most expensive rates for female teens at $7,287 per year, while Travelers costs the most for male teens at $7,531 annually. Since male teens are statistically riskier to insure, they typically pay more than female teens for car insurance. However, this cost difference tends to decrease as teens approach early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Travelers

$2,584

$4,428

GEICO

$2,604

$6,309

Travelers

$2,721

$4,490

GEICO

$2,798

$6,779

GEICO

$2,907

$7,780

Travelers

$2,928

$5,460

Travelers

$2,933

$5,027

Travelers

$3,008

$5,156

GEICO

$3,014

$7,300

Travelers

$3,135

$5,173

State Farm

$3,161

$3,927

Travelers

$3,233

$6,136

Travelers

$3,269

$5,929

State Farm

$3,273

$4,066

State Farm

$3,338

$4,032

Travelers

$3,359

$5,542

Nationwide

$3,366

$5,601

State Farm

$3,409

$4,660

State Farm

$3,453

$4,291

Nationwide

$3,521

$4,689

Nationwide

$3,538

$4,712

Nationwide

$3,546

$4,910

Nationwide

$3,589

$6,549

State Farm

$3,616

$5,060

Nationwide

$3,671

$5,212

State Farm

$3,674

$4,437

GEICO

$3,680

$6,160

Nationwide

$3,710

$4,941

Nationwide

$3,716

$5,146

Travelers

$3,768

$6,841

State Farm

$3,820

$5,244

Nationwide

$3,881

$5,953

Travelers

$3,891

$7,057

Travelers

$3,903

$8,253

Allstate

$3,917

$5,958

State Farm

$3,926

$4,743

Allstate

$3,937

$8,614

Nationwide

$3,965

$5,492

State Farm

$3,985

$5,577

Allstate

$3,987

$9,000

State Farm

$4,025

$6,262

GEICO

$4,038

$6,758

Allstate

$4,050

$6,024

Nationwide

$4,050

$7,792

Nationwide

$4,102

$6,825

Allstate

$4,193

$21,317

GEICO

$4,221

$7,973

State Farm

$4,297

$5,848

GEICO

$4,344

$8,466

GEICO

$4,358

$8,787

GEICO

$4,403

$7,369

Nationwide

$4,489

$9,729

Travelers

$4,523

$10,428

Nationwide

$4,547

$8,297

Allstate

$4,561

$6,938

Travelers

$4,607

$8,364

Travelers

$4,634

$10,034

Nationwide

$4,654

$13,356

Nationwide

$4,654

$13,356

Nationwide

$4,654

$13,356

Allstate

$4,699

$25,430

Allstate

$4,704

$8,341

Allstate

$4,749

$7,065

State Farm

$4,761

$7,060

Allstate

$4,764

$7,714

Allstate

$4,854

$7,384

Progressive

$4,860

$4,749

State Farm

$4,894

$6,661

State Farm

$4,919

$7,575

Farmers

$5,062

$4,829

Allstate

$5,070

$7,543

Allstate

$5,151

$13,893

Farmers

$5,155

$5,026

Allstate

$5,167

$11,305

Nationwide

$5,242

$16,723

Nationwide

$5,242

$16,723

Nationwide

$5,242

$16,723

Farmers

$5,306

$4,239

Allstate

$5,322

$13,898

State Farm

$5,333

$7,908

GEICO

$5,373

$12,024

State Farm

$5,376

$8,950

Farmers

$5,411

$4,478

GEICO

$5,428

$12,476

Farmers

$5,454

$4,513

Farmers

$5,494

$4,645

Farmers

$5,498

$4,550

Farmers

$5,531

$4,419

Travelers

$5,557

$12,928

GEICO

$5,607

$10,927

Progressive

$5,611

$5,483

Farmers

$5,640

$4,783

Travelers

$5,718

$13,185

Farmers

$5,736

$4,583

GEICO

$5,738

$11,572

State Farm

$5,743

$8,691

Allstate

$5,824

$13,147

Progressive

$5,914

$6,915

Progressive

$5,939

$7,720

Progressive

$5,963

$5,060

Travelers

$5,995

$17,853

Progressive

$5,999

$7,441

GEICO

$6,045

$13,280

GEICO

$6,096

$12,741

Progressive

$6,107

$5,968

Allstate

$6,141

$39,092

Farmers

$6,181

$13,901

Farmers

$6,289

$14,789

GEICO

$6,320

$13,208

GEICO

$6,322

$13,688

Allstate

$6,395

$40,817

GEICO

$6,399

$14,793

Progressive

$6,412

$12,843

GEICO

$6,418

$14,099

Progressive

$6,418

$13,616

State Farm

$6,459

$9,775

Progressive

$6,506

$8,457

State Farm

$6,519

$11,131

Allstate

$6,540

$33,247

Progressive

$6,615

$5,614

Farmers

$6,615

$7,336

Progressive

$6,629

$8,222

Progressive

$6,654

$9,774

Farmers

$6,656

$15,652

Progressive

$6,679

$9,189

Farmers

$6,700

$15,069

Allstate

$6,944

$37,575

Progressive

$6,992

$7,085

Progressive

$7,040

$5,974

Farmers

$7,055

$7,807

Travelers

$7,149

$16,632

Farmers

$7,166

$6,987

Progressive

$7,174

$16,350

Farmers

$7,244

$20,659

Progressive

$7,287

$15,812

Farmers

$7,344

$20,583

Progressive

$7,398

$15,694

Travelers

$7,531

$23,000

Progressive

$7,554

$15,130

Farmers

$7,921

$7,557

Adding a teen to a family policy is significantly less expensive than purchasing an individual policy. On average, 16-year-old male teens in Coral Springs save $4,940 per year by joining their family’s policy rather than buying an individual policy. While insurance for teen drivers tends to be more expensive, families can still find cheap car insurance for teens by shopping around.

Cheapest Car Insurance in Coral Springs for Military Drivers

Active-duty and former military personnel and their families can get the cheapest full coverage auto insurance from the following providers in Coral Springs:

  • State Farm: $1,520 per year
  • GEICO: $1,723 per year

USAA, while not included in our ranking, is another excellent option. Its policies are only available to military-affiliated drivers.

For minimum coverage, GEICO offers the cheapest car insurance for military drivers at $680 annually. State Farm has the second-cheapest rates at $792 per year.

Company
Annual Premium
Monthly Premium

GEICO

$620

$52

GEICO

$680

$57

State Farm

$737

$61

State Farm

$792

$66

Mercury

$806

$67

Travelers

$840

$70

Mercury

$847

$71

Nationwide

$874

$73

Travelers

$881

$73

GEICO

$896

$75

State Farm

$903

$75

Nationwide

$923

$77

Travelers

$954

$79

Nationwide

$1,073

$89

Farmers

$1,079

$90

Mercury

$1,097

$91

Allstate

$1,120

$93

Allstate

$1,137

$95

Farmers

$1,140

$95

Allstate

$1,146

$95

Farmers

$1,280

$107

Progressive

$1,364

$114

Progressive

$1,398

$117

State Farm

$1,399

$117

State Farm

$1,520

$127

Progressive

$1,577

$131

GEICO

$1,596

$133

Direct General Insurance

$1,701

$142

GEICO

$1,723

$144

Direct General Insurance

$1,768

$147

Nationwide

$1,773

$148

Travelers

$1,776

$148

State Farm

$1,794

$149

Mercury

$1,804

$150

Travelers

$1,864

$155

Nationwide

$1,902

$159

Mercury

$1,918

$160

Travelers

$2,125

$177

Direct General Insurance

$2,168

$181

Farmers

$2,168

$181

Progressive

$2,215

$185

Nationwide

$2,266

$189

Progressive

$2,273

$189

Farmers

$2,383

$199

GEICO

$2,444

$204

Allstate

$2,545

$212

Allstate

$2,549

$212

Mercury

$2,625

$219

Allstate

$2,640

$220

Progressive

$2,681

$223

Farmers

$2,737

$228

Direct General Insurance

$3,319

$277

Direct General Insurance

$3,349

$279

Direct General Insurance

$4,387

$366

How to Compare Cheap Coral Springs Car Insurance Quotes Online

It can take up to 15 minutes to input the personal information required to obtain a car insurance quote online. Fortunately, MoneyGeek’s calculator streamlines the process for you, providing an approximate rate based on your age, coverage level, vehicle type and driving record.

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USAA

Best Car Insurance in Coral Springs: Summary

Depending on your needs, the best auto insurer for you in Coral Springs will vary. MoneyGeek’s top picks in Coral Springs for car insurance are:

  • Best overall: State Farm (MoneyGeek score of 76 out of 100)
  • Best for service: Travelers (MoneyGeek score of 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score of 78 out of 100)

A company’s total MoneyGeek score may vary by category based on how factors (affordability, customer service, etc.) were weighted.

In addition to being the best car insurer in Coral Springs, State Farm is also the best car insurance provider in Florida. Military members may find the best insurance with USAA, a provider that exclusively caters to military drivers and their families.

Best Overall Car Insurance in Coral Springs

The following insurers offer the best full coverage car insurance policies in Coral Springs:

  • State Farm: MoneyGeek score of 76 out of 100 ($1,520 per year)
  • Travelers: MoneyGeek score of 72 out of 100 ($1,864 per year)

Typically, insurers that charge less provide poor customer service. However, out of the nine companies we analyzed, State Farm has the best ratings for both affordability and customer satisfaction.

How was this MoneyGeek score calculated?

State Farm

pros

Has the cheapest rates and offers quality customer service

Offers rideshare insurance

cons

Has a poor claims management score

Doesn’t offer some of the most common coverages

COMPANY HIGHLIGHTS

State Farm received an overall rating of 76 out of 100 from MoneyGeek, making it the best car insurance provider in Coral Springs. In terms of affordability, it is the cheapest option for drivers in this city.

The insurer provides basic coverages, including liability, comprehensive and collision insurance, roadside assistance and rental car and/or travel reimbursement coverage. However, State Farm does not provide accident forgiveness.

Rental car and/or travel reimbursement coverage pays for the cost of a rental vehicle if your car incurs damages in an accident away from home. Roadside assistance is another useful coverage option if your car breaks down on the road. This covers the cost of towing services, gas deliveries and flat tire repairs.

Read MoneyGeek's State Farm Auto Insurance Review

Best Car Insurance in Coral Springs for Customer Service

Our analysis showed that the following auto insurers offer the best customer service, irrespective of cost, in Coral Springs:

  • Travelers: MoneyGeek score of 60 out of 100 ($1,864 per year)
  • State Farm: MoneyGeek score of 58 out of 100 ($1,520 per year)

Of the nine insurers we evaluated, Travelers has the third-highest marks for customer service and offers a fair amount of coverage options.

How was this MoneyGeek score calculated?

Travelers

pros

Has the third-highest customer satisfaction score

Provides accident forgiveness, roadside assistance, gap insurance and new car replacement coverage

cons

Does not offer better car replacement coverage

Has a weak claims management rating

COMPANY HIGHLIGHTS

Travelers is MoneyGeek’s pick for the best auto insurance in Coral Springs for customer service due to its superior customer service reputation and coverage offerings.

The insurer offers helpful add-on coverages like accident forgiveness and new car replacement coverage. With accident forgiveness, your annual insurance rate won’t increase after your first at-fault accident within a specified period of time. In addition, its new car replacement coverage will replace your car with a brand new one of the same make and model if it’s totaled within the first five years.

Additional coverages available through this insurer include gap insurance and roadside assistance. Gap insurance pays the difference in cost between what you owe on your car and its current worth if it’s totaled in an accident. Roadside assistance can help if your car breaks down; this coverage pays for services like towing, battery delivery and flat tire changes.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance Companies in Coral Springs

The best cheap auto insurance in Coral Springs was determined by MoneyGeek's research of policies that meet Florida's minimum coverage requirements. The following companies emerged as the top options:

  • GEICO: MoneyGeek score of 78 out of 100 ($680 per year)
  • State Farm: MoneyGeek score of 74 out of 100 ($792 per year)

Minimum coverage car insurance may cost less, but it only provides limited liability protection if you get in an accident. It also won’t cover any collision-related damages.

How was this MoneyGeek score calculated?

GEICO

pros

Has the cheapest rates at $680 per year

Has the second-highest customer satisfaction score

Offers a variety of unique and common discounts

cons

Does not offer new or better car replacement coverage

Has a below-average rating for claims management

COMPANY HIGHLIGHTS

GEICO provides the best cheap car insurance in Coral Springs at $680 per year for a minimum coverage plan. In addition to its cheap policies, the insurer also offers a variety of discounts and a few rare coverage options.

GEICO offers discounts for bundling insurance policies, insuring multiple cars, taking a driver’s education course and more. In addition to these commonly offered discounts, the insurer also provides discounts to drivers that are federal employees or teachers, as well as those that have daytime running lights installed.

Mechanical breakdown insurance, a special coverage provided by GEICO, offers superior protection at a lower cost than a typical dealer-extended warranty. It is offered for new or leased cars that are under 15 months old and have fewer than 15,000 miles.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Coral Springs

Car insurance in Coral Springs costs an average of $2,141 per year, which is higher than the average cost of car insurance in Florida at $1,935 as of October 2022. The national average cost of car insurance — $1,265 — is significantly lower than the cost at both the city and state levels. These rates apply for full coverage insurance with property damage liability limits of $100,000 per accident, $300,000 per person and $100,000 per person for bodily injury liability. Location is only one of many factors that affects the cost of insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.