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Your car insurance costs may change based on your driving history, age, coverage requirements and other factors.

GEICO is the cheapest car insurance company in Davie for minimum and full coverage policies. It’s also the least expensive provider for military-affiliated drivers.

Meanwhile, State Farm has the lowest rates if you have a driving violation. Nationwide and GEICO have the lowest prices for female and male teens, respectively.

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2023

Cheapest and Best Car Insurance in Davie, FL

Cheapest Minimum Liability Car Insurance in Davie

If you’re looking for minimum coverage car insurance, the most affordable options in Davie are:

  • GEICO: $527 per year
  • Mercury: $825 per year

Meanwhile, Direct General Insurance is the most expensive provider, with an average yearly cost of $1,492 for its minimum coverage policies.

GEICO also offers the cheapest car insurance in Florida, with an average cost of $485 per year as of October 2022. Its average rates are lower statewide because location can change car insurance rates.

Company
Annual Premium
Monthly Premium

GEICO

$488

$41

GEICO

$527

$44

GEICO

$706

$59

State Farm

$786

$66

Mercury

$787

$66

Travelers

$797

$66

Mercury

$825

$69

Travelers

$828

$69

State Farm

$847

$71

Nationwide

$889

$74

Travelers

$899

$75

Nationwide

$941

$78

State Farm

$961

$80

Farmers

$1,042

$87

Mercury

$1,075

$90

Nationwide

$1,092

$91

Farmers

$1,095

$91

Allstate

$1,100

$92

Allstate

$1,116

$93

Allstate

$1,124

$94

Farmers

$1,231

$103

GEICO

$1,314

$110

Progressive

$1,326

$110

Progressive

$1,351

$113

GEICO

$1,413

$118

Direct General Insurance

$1,447

$121

State Farm

$1,473

$123

Direct General Insurance

$1,492

$124

Progressive

$1,525

$127

State Farm

$1,605

$134

Travelers

$1,722

$144

Travelers

$1,809

$151

Mercury

$1,813

$151

Direct General Insurance

$1,837

$153

Nationwide

$1,839

$153

State Farm

$1,888

$157

Mercury

$1,936

$161

Nationwide

$1,976

$165

GEICO

$2,013

$168

Travelers

$2,068

$172

Farmers

$2,089

$174

Progressive

$2,275

$190

Farmers

$2,275

$190

Progressive

$2,338

$195

Nationwide

$2,354

$196

Allstate

$2,529

$211

Allstate

$2,537

$211

Farmers

$2,620

$218

Allstate

$2,636

$220

Mercury

$2,652

$221

Progressive

$2,768

$231

Direct General Insurance

$2,922

$243

Direct General Insurance

$2,939

$245

Direct General Insurance

$3,859

$322

The minimum coverage requirements for liability insurance in Florida are set by state law. They cover property damage and personal injury and have the following required limits:

  • $10,000 property damage liability per accident
  • $10,000 personal injury protection

Personal injury protection pays for medical and rehabilitation costs, loss of income and funeral expenses if you’re liable during an accident.

For example, if you have $10,000 in personal injury protection, your insurance company pays for damages up to that amount. If the amount owed exceeds $10,000, you must pay the remaining out-of-pocket cost.

Cheapest Full Coverage Car Insurance in Davie

MoneyGeek’s research shows the following companies offer the cheapest rates in Davie for full coverage car insurance:

  • GEICO: $1,413 per year
  • State Farm: $1,605 per year

Conversely, at approximately $2,939 per year, Direct General Insurance offers the priciest full coverage policies in the city.

State Farm provides Florida’s cheapest full coverage car insurance, with an average rate of $1,058 per year as of October 2022. Its average prices in Florida are cheaper than its rates in Davie, which shows how location impacts car insurance prices.

Company
Annual Premium
Monthly Premium

GEICO

$488

$41

GEICO

$527

$44

GEICO

$706

$59

State Farm

$786

$66

Mercury

$787

$66

Travelers

$797

$66

Mercury

$825

$69

Travelers

$828

$69

State Farm

$847

$71

Nationwide

$889

$74

Travelers

$899

$75

Nationwide

$941

$78

State Farm

$961

$80

Farmers

$1,042

$87

Mercury

$1,075

$90

Nationwide

$1,092

$91

Farmers

$1,095

$91

Allstate

$1,100

$92

Allstate

$1,116

$93

Allstate

$1,124

$94

Farmers

$1,231

$103

GEICO

$1,314

$110

Progressive

$1,326

$110

Progressive

$1,351

$113

GEICO

$1,413

$118

Direct General Insurance

$1,447

$121

State Farm

$1,473

$123

Direct General Insurance

$1,492

$124

Progressive

$1,525

$127

State Farm

$1,605

$134

Travelers

$1,722

$144

Travelers

$1,809

$151

Mercury

$1,813

$151

Direct General Insurance

$1,837

$153

Nationwide

$1,839

$153

State Farm

$1,888

$157

Mercury

$1,936

$161

Nationwide

$1,976

$165

GEICO

$2,013

$168

Travelers

$2,068

$172

Farmers

$2,089

$174

Progressive

$2,275

$190

Farmers

$2,275

$190

Progressive

$2,338

$195

Nationwide

$2,354

$196

Allstate

$2,529

$211

Allstate

$2,537

$211

Farmers

$2,620

$218

Allstate

$2,636

$220

Mercury

$2,652

$221

Progressive

$2,768

$231

Direct General Insurance

$2,922

$243

Direct General Insurance

$2,939

$245

Direct General Insurance

$3,859

$322

A full coverage car insurance policy offers broader protections to your vehicle. It enhances the limits included in a minimum coverage policy and adds comprehensive and collision coverage.

  • Collision Coverage: This insurance covers damages to your vehicle after an accident, like a collision with another car or object.
  • Comprehensive Coverage: This insurance pays for damages to your vehicle from non-collision incidents, such as theft or weather damage.

If you’re driving a newer car, we suggest buying full coverage insurance to protect your investment. But if you have an older vehicle, the extra cost of full coverage insurance may not be worth the benefits.

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Cheapest Car Insurance in Davie After a Driving Offense

These car insurance providers offer the cheapest policies in Davie if you have a driving violation:

  • Speeding Ticket: State Farm ($1,820 per year)
  • At-Fault Accident: State Farm ($1,981 per year)
  • DUI: State Farm ($1,820 per year)

Meanwhile, these companies charge the highest rates for drivers with a bad driving record:

  • Speeding Ticket: Progressive ($3,274 per year)
  • At-Fault Accident: Allstate ($4,599 per year)
  • DUI: Nationwide ($4,616 per year)

Even though you’re buying from an affordable car insurer in Davie, you can expect higher rates if you have a driving violation.

Company
Annual Premium
Monthly Premium

GEICO

$756

$63

GEICO

$809

$67

GEICO

$885

$74

State Farm

$897

$75

State Farm

$897

$75

GEICO

$934

$78

GEICO

$966

$81

State Farm

$967

$81

State Farm

$967

$81

State Farm

$981

$82

GEICO

$1,000

$83

GEICO

$1,037

$86

State Farm

$1,058

$88

GEICO

$1,062

$89

Nationwide

$1,077

$90

State Farm

$1,099

$92

State Farm

$1,099

$92

Allstate

$1,100

$92

Allstate

$1,116

$93

Farmers

$1,117

$93

Allstate

$1,124

$94

Nationwide

$1,128

$94

Travelers

$1,138

$95

Mercury

$1,143

$95

Travelers

$1,149

$96

Travelers

$1,181

$98

Farmers

$1,187

$99

State Farm

$1,202

$100

Travelers

$1,206

$101

Travelers

$1,221

$102

Travelers

$1,259

$105

Nationwide

$1,279

$107

Farmers

$1,293

$108

Farmers

$1,309

$109

Mercury

$1,311

$109

GEICO

$1,330

$111

Nationwide

$1,345

$112

Farmers

$1,381

$115

Mercury

$1,383

$115

Travelers

$1,397

$116

Nationwide

$1,402

$117

Mercury

$1,404

$117

Travelers

$1,410

$118

Allstate

$1,419

$118

Allstate

$1,419

$118

Allstate

$1,436

$120

Travelers

$1,445

$120

Direct General Insurance

$1,447

$121

Farmers

$1,484

$124

Direct General Insurance

$1,492

$124

Direct General Insurance

$1,505

$125

Farmers

$1,522

$127

Progressive

$1,531

$128

Progressive

$1,532

$128

Direct General Insurance

$1,550

$129

Nationwide

$1,570

$131

Mercury

$1,623

$135

Mercury

$1,651

$138

State Farm

$1,671

$139

State Farm

$1,671

$139

Mercury

$1,684

$140

Farmers

$1,695

$141

Farmers

$1,714

$143

Progressive

$1,729

$144

Progressive

$1,750

$146

Progressive

$1,782

$149

State Farm

$1,820

$152

State Farm

$1,820

$152

State Farm

$1,821

$152

Direct General Insurance

$1,837

$153

Direct General Insurance

$1,855

$155

Allstate

$1,900

$158

Allstate

$1,901

$158

Allstate

$1,922

$160

Progressive

$1,944

$162

Mercury

$1,954

$163

Mercury

$1,977

$165

State Farm

$1,981

$165

Progressive

$2,026

$169

Progressive

$2,064

$172

Direct General Insurance

$2,075

$173

Direct General Insurance

$2,106

$176

GEICO

$2,108

$176

State Farm

$2,143

$179

State Farm

$2,143

$179

Nationwide

$2,145

$179

Nationwide

$2,212

$184

Nationwide

$2,227

$186

GEICO

$2,233

$186

Progressive

$2,242

$187

Farmers

$2,293

$191

State Farm

$2,335

$195

Nationwide

$2,365

$197

Nationwide

$2,410

$201

Farmers

$2,524

$210

Allstate

$2,529

$211

Travelers

$2,534

$211

Allstate

$2,537

$211

GEICO

$2,549

$212

Direct General Insurance

$2,582

$215

Travelers

$2,600

$217

Allstate

$2,636

$220

Farmers

$2,639

$220

GEICO

$2,643

$220

Travelers

$2,656

$221

Progressive

$2,675

$223

Travelers

$2,677

$223

Progressive

$2,699

$225

GEICO

$2,711

$226

Mercury

$2,720

$227

Travelers

$2,728

$227

Nationwide

$2,743

$229

Nationwide

$2,784

$232

GEICO

$2,801

$233

Travelers

$2,805

$234

Farmers

$2,832

$236

GEICO

$2,879

$240

Direct General Insurance

$2,922

$243

Farmers

$2,922

$244

Nationwide

$2,934

$245

Direct General Insurance

$2,939

$245

Direct General Insurance

$3,031

$253

Mercury

$3,067

$256

Travelers

$3,081

$257

Direct General Insurance

$3,103

$259

Travelers

$3,165

$264

Progressive

$3,174

$264

Farmers

$3,177

$265

GEICO

$3,195

$266

Travelers

$3,242

$270

Mercury

$3,259

$272

Farmers

$3,259

$272

Progressive

$3,274

$273

Progressive

$3,284

$274

Nationwide

$3,352

$279

Mercury

$3,453

$288

Allstate

$3,461

$288

Allstate

$3,483

$290

Allstate

$3,602

$300

Farmers

$3,743

$312

Progressive

$3,752

$313

Progressive

$3,790

$316

Farmers

$3,797

$316

Direct General Insurance

$3,859

$322

Progressive

$3,875

$323

Mercury

$3,890

$324

GEICO

$3,915

$326

Mercury

$3,930

$327

Direct General Insurance

$3,986

$332

Mercury

$4,014

$334

Direct General Insurance

$4,059

$338

Direct General Insurance

$4,224

$352

Progressive

$4,315

$360

Nationwide

$4,445

$370

Allstate

$4,599

$383

Nationwide

$4,616

$385

Allstate

$4,641

$387

Mercury

$4,697

$391

Allstate

$4,760

$397

Mercury

$4,862

$405

Nationwide

$5,105

$425

Direct General Insurance

$5,389

$449

Driving violations can lead to higher car insurance premiums. In addition, more severe violations often get higher surcharges.

For example, if you have a DUI in Davie, you can expect to pay $390 more than someone with a speeding ticket. Nonetheless, you can shop around for cheap auto insurance with a bad driving record.

Cheapest Car Insurance in Davie for Teens and Their Families

Based on MoneyGeek’s research, the most affordable car insurance in Davie for teen drivers on a family policy are:

  • Nationwide: $4,776 per year for female teens; $5,376 per year for male teens
  • GEICO: $4,930 per year for female teens; $4,990 per year for male teens

Progressive and Travelers offer the priciest auto insurance for teen drivers. They cost roughly $7,291 and $7,316 per year for female and male teen drivers, respectively.

Male teens are usually considered riskier drivers than their female counterparts, so they get charged higher premiums. However, the difference in rates declines in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$2,031

$5,032

GEICO

$2,182

$5,407

GEICO

$2,267

$6,207

GEICO

$2,350

$5,823

Travelers

$2,510

$4,268

Travelers

$2,644

$4,328

Travelers

$2,844

$5,263

Travelers

$2,849

$4,845

GEICO

$2,870

$4,914

Travelers

$2,922

$4,970

Travelers

$3,046

$4,986

Travelers

$3,141

$5,914

GEICO

$3,149

$5,391

Travelers

$3,176

$5,716

State Farm

$3,220

$4,079

Travelers

$3,263

$5,343

GEICO

$3,292

$6,360

State Farm

$3,335

$4,224

GEICO

$3,388

$6,754

GEICO

$3,398

$7,010

State Farm

$3,401

$4,188

GEICO

$3,434

$5,879

Nationwide

$3,452

$5,768

State Farm

$3,474

$4,841

State Farm

$3,519

$4,457

Nationwide

$3,611

$4,829

Nationwide

$3,628

$4,852

Nationwide

$3,636

$5,057

Travelers

$3,661

$6,594

Nationwide

$3,680

$6,744

State Farm

$3,684

$5,257

State Farm

$3,743

$4,610

Nationwide

$3,764

$5,367

Allstate

$3,769

$5,735

Travelers

$3,780

$6,803

Allstate

$3,788

$8,291

Travelers

$3,792

$7,955

Nationwide

$3,805

$5,088

Nationwide

$3,811

$5,299

Allstate

$3,836

$8,663

State Farm

$3,892

$5,448

Allstate

$3,897

$5,799

Nationwide

$3,980

$6,130

State Farm

$4,001

$4,927

Allstate

$4,035

$20,519

State Farm

$4,060

$5,793

Nationwide

$4,066

$5,655

State Farm

$4,101

$6,506

Nationwide

$4,154

$8,024

GEICO

$4,190

$9,592

Nationwide

$4,206

$7,028

GEICO

$4,233

$9,952

GEICO

$4,372

$8,717

State Farm

$4,378

$6,075

Allstate

$4,388

$6,678

Travelers

$4,394

$10,052

GEICO

$4,475

$9,231

Travelers

$4,476

$8,063

Travelers

$4,502

$9,672

Allstate

$4,522

$24,478

Allstate

$4,526

$8,029

Allstate

$4,569

$6,800

Allstate

$4,583

$7,425

Nationwide

$4,603

$10,018

Nationwide

$4,663

$8,544

Allstate

$4,670

$7,107

GEICO

$4,714

$10,593

GEICO

$4,754

$10,163

Nationwide

$4,773

$13,754

Nationwide

$4,773

$13,754

Nationwide

$4,773

$13,754

State Farm

$4,852

$7,334

Progressive

$4,862

$4,727

Farmers

$4,862

$4,634

Allstate

$4,879

$7,260

GEICO

$4,928

$10,536

GEICO

$4,930

$10,919

Farmers

$4,952

$4,824

Allstate

$4,957

$13,372

Allstate

$4,972

$10,882

State Farm

$4,987

$6,919

GEICO

$4,990

$11,800

GEICO

$5,005

$11,247

State Farm

$5,012

$7,869

Farmers

$5,096

$4,068

Allstate

$5,121

$13,377

Farmers

$5,197

$4,297

Farmers

$5,238

$4,331

Farmers

$5,277

$4,458

Farmers

$5,281

$4,366

Farmers

$5,313

$4,241

Nationwide

$5,376

$17,221

Nationwide

$5,376

$17,221

Nationwide

$5,376

$17,221

Travelers

$5,399

$12,462

Farmers

$5,417

$4,590

State Farm

$5,434

$8,215

State Farm

$5,478

$9,297

Farmers

$5,510

$4,398

Travelers

$5,556

$12,709

Allstate

$5,603

$12,655

Progressive

$5,614

$5,458

Travelers

$5,824

$17,210

State Farm

$5,852

$9,028

Allstate

$5,909

$37,628

Progressive

$5,917

$6,883

Farmers

$5,937

$13,340

Progressive

$5,941

$7,684

Progressive

$5,966

$5,037

Progressive

$6,002

$7,406

Farmers

$6,041

$14,193

Progressive

$6,110

$5,940

Allstate

$6,153

$39,289

Allstate

$6,292

$32,002

Farmers

$6,354

$7,040

Farmers

$6,393

$15,021

Progressive

$6,416

$12,783

Progressive

$6,422

$13,553

Farmers

$6,436

$14,461

Progressive

$6,509

$8,418

State Farm

$6,582

$10,154

Progressive

$6,618

$5,587

Progressive

$6,632

$8,184

State Farm

$6,643

$11,563

Progressive

$6,657

$9,728

Allstate

$6,681

$36,168

Progressive

$6,683

$9,147

Farmers

$6,777

$7,492

Farmers

$6,883

$6,705

Travelers

$6,946

$16,033

Farmers

$6,958

$19,826

Progressive

$6,995

$7,052

Progressive

$7,043

$5,946

Farmers

$7,054

$19,753

Progressive

$7,178

$16,274

Progressive

$7,291

$15,738

Travelers

$7,316

$22,171

Progressive

$7,401

$15,621

Progressive

$7,558

$15,059

Farmers

$7,609

$7,253

If you're getting car insurance for a teen driver, purchasing a separate policy for them can be significantly costlier. A more economical solution would be adding the teen driver to your family policy. This can help you save approximately $4,940 per year if you’re insuring a male teen driver.

Shopping around for cheap auto insurance for teens can also lead to significant savings.

Cheapest Car Insurance in Davie for Military Drivers

According to MoneyGeek’s analysis, the providers with the cheapest full coverage auto insurance for drivers with military affiliations in Davie are:

  • GEICO: $1,413 per year
  • State Farm: $1,605 per year

Additionally, USAA is an affordable auto insurer for veterans, military personnel and their families.

Regarding minimum coverage policies for drivers with a military background, GEICO and Mercury offer the cheapest policies in Davie. Their policies average $527 and $825 per year, respectively.

Company
Annual Premium
Monthly Premium

GEICO

$488

$41

GEICO

$527

$44

GEICO

$706

$59

State Farm

$786

$66

Mercury

$787

$66

Travelers

$797

$66

Mercury

$825

$69

Travelers

$828

$69

State Farm

$847

$71

Nationwide

$889

$74

Travelers

$899

$75

Nationwide

$941

$78

State Farm

$961

$80

Farmers

$1,042

$87

Mercury

$1,075

$90

Nationwide

$1,092

$91

Farmers

$1,095

$91

Allstate

$1,100

$92

Allstate

$1,116

$93

Allstate

$1,124

$94

Farmers

$1,231

$103

GEICO

$1,314

$110

Progressive

$1,326

$110

Progressive

$1,351

$113

GEICO

$1,413

$118

Direct General Insurance

$1,447

$121

State Farm

$1,473

$123

Direct General Insurance

$1,492

$124

Progressive

$1,525

$127

State Farm

$1,605

$134

Travelers

$1,722

$144

Travelers

$1,809

$151

Mercury

$1,813

$151

Direct General Insurance

$1,837

$153

Nationwide

$1,839

$153

State Farm

$1,888

$157

Mercury

$1,936

$161

Nationwide

$1,976

$165

GEICO

$2,013

$168

Travelers

$2,068

$172

Farmers

$2,089

$174

Progressive

$2,275

$190

Farmers

$2,275

$190

Progressive

$2,338

$195

Nationwide

$2,354

$196

Allstate

$2,529

$211

Allstate

$2,537

$211

Farmers

$2,620

$218

Allstate

$2,636

$220

Mercury

$2,652

$221

Progressive

$2,768

$231

Direct General Insurance

$2,922

$243

Direct General Insurance

$2,939

$245

Direct General Insurance

$3,859

$322

How to Compare Cheap Davie Car Insurance Quotes Online

Getting car insurance quotes online can be time-consuming and require you to provide a lot of personal information. On average, it can take you 15 minutes to get a quote from just one provider.

Instead of going through such a tedious process, you can use MoneyGeek's car insurance calculator. Our tool gives you estimates instantly based on your age, vehicle, driving history and desired coverage level, saving you time and effort.

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Best Car Insurance in Davie: Summary

The ideal car insurance for you will depend on your priorities, including the importance you place on service, affordability, coverage and other considerations.

MoneyGeek has determined the best car insurance companies in Davie for various popular categories:

  • Best overall: GEICO (MoneyGeek score 75 out of 100)
  • Best for service: Travelers (MoneyGeek score 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score 78 out of 100)

A company's MoneyGeek score may fluctuate based on the emphasis placed on various categories.

Although GEICO is our highest-scoring insurer in Davie, State Farm is our pick for Florida's best car insurance provider. Again, this shows how location can significantly affect car insurance prices.

Best Overall Car Insurance in Davie

MoneyGeek's analysis shows you'll find the best auto insurance in Davie from these providers:

  • GEICO: MoneyGeek score 75 out of 100 ($1,413 per year)
  • State Farm: MoneyGeek score 72 out of 100 ($1,605 per year)

GEICO stands out as the overall best option in Davie thanks to its low premiums and top-notch customer service. This shows GEICO doesn’t compromise on its service quality for its affordable prices.

How was this MoneyGeek score calculated?

GEICO

pros

Offers the cheapest rates at $1,413 per year

Excellent customer service

Mechanical breakdown insurance is an add-on option

cons

Lackluster claims management

Doesn’t offer OEM coverage and gap insurance

COMPANY HIGHLIGHTS

GEICO is the overall best car insurance provider in Davie. You can expect affordable rates and a solid customer experience with this provider. You can also get useful add-on coverages to improve the protections you receive.

GEICO offers roadside assistance coverage, an optional rider for your expenses during emergencies on the road. It helps pay for flat tire repair, towing, jump-starting dead batteries and lockout services.

The company also provides travel reimbursement coverage, which pays for a rental car if your vehicle becomes undrivable for over 24 hours due to a covered accident.

GEICO’s Mechanical Breakdown Insurance (MBI) is a unique endorsement covering all parts and systems in your vehicle. This is much more than the limited coverage offered by standard dealer warranties. This add-on is available for new or leased vehicles less than 15 months old with fewer than 15,000 miles.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Davie for Customer Service

If price isn't an issue, these are the best car insurance providers in Davie when it comes to customer service:

  • Travelers: MoneyGeek score 60 out of 100 ($1,809 per year)
  • State Farm: MoneyGeek score 58 out of 100 ($1,605 per year)

We pick Travelers for its strong customer satisfaction reputation and the variety of add-on coverages it offers. Those factors make it the perfect choice for drivers who value customer service highly.

Travelers provides above-average service at a relatively affordable price. Choosing this company can give you more bang for your buck.

How was this MoneyGeek score calculated?

Travelers

pros

Great customer service

Provides common add-on coverages

Offers accident forgiveness as an optional endorsement

cons

Lacks OEM coverage

COMPANY HIGHLIGHTS

If you value customer service, Travelers is the best car insurance provider in Davie. You can expect outstanding customer service and useful add-on coverages from this provider.

Notably, the Responsible Driver Plan from Travelers provides accident forgiveness coverage. This protects you from any premium increases after your first accident within a set period, making it useful in case of isolated incidents.

You can add Travelers' gap insurance to your policy if you have a financed or leased vehicle. This insurance can help cover the difference between the actual value of your car and the outstanding balance on your auto loan or lease in the event of a total loss.

Travelers also offers rental car reimbursement. This covers the expenses of renting a car if your vehicle isn't operable due to a covered accident and requires repairs for more than 24 hours.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance in Davie

Based on our assessment of the affordability and service quality of car insurance policies meeting Florida's minimum coverage requirements, the leading providers in Davie are:

  • GEICO: MoneyGeek score 78 out of 100 ($527 per year)
  • Travelers: MoneyGeek score 68 out of 100 ($828 per year)

You may be able to lower your premiums by opting for a minimum coverage policy. But, these policies offer limited protection against liability expenses. They also don't cover your vehicle's damages in the event of an accident.

A minimum coverage policy may help you save money in the short term but may not fully protect you in the long run.

How was this MoneyGeek score calculated?

GEICO

pros

Affordable minimum coverage policy costs $527 per year

Discounts for bundling, airbag and anti-lock brakes

Excellent customer service reputation

cons

Lackluster claims management

COMPANY HIGHLIGHTS

If you're looking for cheap minimum coverage car insurance, MoneyGeek’s top choice in Davie is GEICO. The company balances competitive pricing and superior customer service, so you won't have to sacrifice service quality for affordability.

GEICO also offers various discounts to help you lower your car insurance costs. It has standard discounts for good students, policy bundling, safe driving, anti-theft systems and driver education.

Additionally, GEICO provides unique discount opportunities, including savings for:

  • Installing anti-lock brakes on your vehicle
  • Military affiliation
  • Owning a new car
  • Having daytime running lights on your vehicle
  • Regular seatbelt use

By taking advantage of these discounts, you can further decrease your premiums, making GEICO's minimum coverage policies even more budget-friendly.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Davie

MoneyGeek’s research found the average cost of full coverage auto insurance in Davie is $2,071 per year. This quote is for a policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

On average, car insurance in Davie is $136 more expensive compared to the cost of car insurance in the state of Florida as of October 2022. It’s also $806 pricier compared to the national average. This shows how location can impact your car insurance rates.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.