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The cheapest company for you will depend on your driver profile and needs. GEICO is the cheapest option for minimum and full coverage policies and offers the lowest rates for drivers with a military background. Nationwide offers the least expensive rates for teen drivers, while State Farm is the cheapest option for drivers with offenses. Travelers is the best option if you prioritize service quality over cost.

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2023

Cheapest and Best Car Insurance in West Palm Beach, FL

Cheapest Minimum Liability Car Insurance in West Palm Beach

The cheapest car insurance companies for a minimum coverage policy in West Palm Beach are:

  • GEICO: $585 per year
  • Travelers: $887 per year

Direct General Insurance has the most expensive rates for minimum coverage at $2,118 per year.

Rates tend to vary based on location, so although GEICO is the cheapest option in West Palm Beach, it is not generally the cheapest in Florida. State Farm offers the cheapest car insurance in Florida at $507 per year, $59 cheaper than GEICO’s average Florida rates.

Company
Annual Premium
Monthly Premium

GEICO

$540

$45

GEICO

$585

$49

GEICO

$785

$65

Travelers

$841

$70

Travelers

$887

$74

Nationwide

$904

$75

State Farm

$916

$76

Mercury

$943

$79

Nationwide

$957

$80

Travelers

$959

$80

State Farm

$989

$82

Mercury

$992

$83

Nationwide

$1,110

$93

State Farm

$1,118

$93

Farmers

$1,127

$94

Farmers

$1,194

$100

Allstate

$1,198

$100

Allstate

$1,224

$102

Allstate

$1,227

$102

Mercury

$1,279

$107

Farmers

$1,334

$111

GEICO

$1,482

$123

Progressive

$1,485

$124

Progressive

$1,515

$126

GEICO

$1,588

$132

State Farm

$1,623

$135

Progressive

$1,722

$144

State Farm

$1,764

$147

Travelers

$1,799

$150

Nationwide

$1,835

$153

Travelers

$1,886

$157

Nationwide

$1,971

$164

Direct General Insurance

$2,013

$168

State Farm

$2,066

$172

Direct General Insurance

$2,118

$176

Travelers

$2,143

$179

Mercury

$2,166

$181

Farmers

$2,238

$187

GEICO

$2,282

$190

Mercury

$2,312

$193

Nationwide

$2,346

$196

Farmers

$2,485

$207

Progressive

$2,566

$214

Direct General Insurance

$2,567

$214

Progressive

$2,624

$219

Allstate

$2,803

$234

Allstate

$2,809

$234

Farmers

$2,832

$236

Allstate

$2,899

$242

Progressive

$3,112

$259

Mercury

$3,158

$263

Direct General Insurance

$3,688

$307

Direct General Insurance

$3,753

$313

Direct General Insurance

$4,866

$405

A minimum coverage policy in West Palm Beach must have the following limits required by Florida law:

  • $10,000 property damage liability per accident
  • $10,000 personal injury protection

If you opt for minimum liability coverage in West Palm Beach, your policy will cover you if you cause property damage caused to a third party up to a maximum of $10,000. You are responsible for paying damages above this limit. Your policy will also pay up to $10,000 for your injuries but does not cover injuries to others.

Cheapest Full Coverage Car Insurance in West Palm Beach

The cheapest car insurance companies in West Palm Beach for a full coverage policy are:

  • GEICO: $1,588 per year
  • State Farm: $1,764 per year

Direct General Insurance is the most expensive provider for a full coverage policy at $3,753 per year.

State Farm offers the cheapest full coverage car insurance in Florida at $1,058 per year. Although GEICO is the cheapest option in West Palm Beach, it costs $346 more than State Farm’s average Florida rate. This price difference illustrates how location can affect rates, so the cheapest company may vary based on where you live.

Company
Annual Premium
Monthly Premium

GEICO

$540

$45

GEICO

$585

$49

GEICO

$785

$65

Travelers

$841

$70

Travelers

$887

$74

Nationwide

$904

$75

State Farm

$916

$76

Mercury

$943

$79

Nationwide

$957

$80

Travelers

$959

$80

State Farm

$989

$82

Mercury

$992

$83

Nationwide

$1,110

$93

State Farm

$1,118

$93

Farmers

$1,127

$94

Farmers

$1,194

$100

Allstate

$1,198

$100

Allstate

$1,224

$102

Allstate

$1,227

$102

Mercury

$1,279

$107

Farmers

$1,334

$111

GEICO

$1,482

$123

Progressive

$1,485

$124

Progressive

$1,515

$126

GEICO

$1,588

$132

State Farm

$1,623

$135

Progressive

$1,722

$144

State Farm

$1,764

$147

Travelers

$1,799

$150

Nationwide

$1,835

$153

Travelers

$1,886

$157

Nationwide

$1,971

$164

Direct General Insurance

$2,013

$168

State Farm

$2,066

$172

Direct General Insurance

$2,118

$176

Travelers

$2,143

$179

Mercury

$2,166

$181

Farmers

$2,238

$187

GEICO

$2,282

$190

Mercury

$2,312

$193

Nationwide

$2,346

$196

Farmers

$2,485

$207

Progressive

$2,566

$214

Direct General Insurance

$2,567

$214

Progressive

$2,624

$219

Allstate

$2,803

$234

Allstate

$2,809

$234

Farmers

$2,832

$236

Allstate

$2,899

$242

Progressive

$3,112

$259

Mercury

$3,158

$263

Direct General Insurance

$3,688

$307

Direct General Insurance

$3,753

$313

Direct General Insurance

$4,866

$405

A full coverage policy provides comprehensive and collision insurance in addition to liability coverage.

  • Collision Insurance: Covers damage to your vehicle caused by on-road incidents like a collision with another car.
  • Comprehensive Insurance: Covers damage to your vehicle caused by non-collision incidents such as theft or weather-related damage.

A full coverage policy may not be worth the cost if you have an older car with a low value. In such cases, the policy can end up costing more than the car is worth.

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Cheapest Car Insurance in West Palm Beach After a Driving Offense

The cheapest car insurance companies in West Palm Beach after an offense are:

  • Speeding ticket: State Farm ($2,005 per year)
  • At-fault accident: State Farm ($2,188 per year)
  • DUI: State Farm ($2,005 per year)

The most expensive companies for driving offenses in West Palm Beach are Direct General Insurance at $3,753 per year after a speeding ticket and $5,270 per year after an at-fault accident, and Nationwide at $4,611 per year after a DUI.

A poor driving record has a significant impact on rates. Even the cheapest rates will be higher for drivers with poor records than those with clean records.

Company
Annual Premium
Monthly Premium

GEICO

$841

$70

GEICO

$899

$75

GEICO

$983

$82

GEICO

$1,040

$87

State Farm

$1,047

$87

State Farm

$1,047

$87

GEICO

$1,074

$90

Nationwide

$1,096

$91

GEICO

$1,114

$93

State Farm

$1,131

$94

State Farm

$1,131

$94

State Farm

$1,146

$95

Nationwide

$1,149

$96

GEICO

$1,152

$96

GEICO

$1,186

$99

Allstate

$1,198

$100

Farmers

$1,208

$101

Travelers

$1,216

$101

Allstate

$1,224

$102

Travelers

$1,226

$102

Allstate

$1,227

$102

State Farm

$1,238

$103

Travelers

$1,244

$104

State Farm

$1,279

$107

State Farm

$1,279

$107

Travelers

$1,289

$107

Farmers

$1,296

$108

Travelers

$1,297

$108

Nationwide

$1,303

$109

Travelers

$1,320

$110

Mercury

$1,354

$113

Nationwide

$1,371

$114

Farmers

$1,396

$116

State Farm

$1,400

$117

Farmers

$1,419

$118

Nationwide

$1,429

$119

GEICO

$1,483

$124

Travelers

$1,507

$126

Farmers

$1,507

$126

Travelers

$1,515

$126

Travelers

$1,532

$128

Allstate

$1,540

$128

Mercury

$1,544

$129

Allstate

$1,549

$129

Allstate

$1,560

$130

Nationwide

$1,599

$133

Farmers

$1,608

$134

Mercury

$1,641

$137

Mercury

$1,653

$138

Farmers

$1,661

$138

Progressive

$1,721

$143

Progressive

$1,736

$145

State Farm

$1,846

$154

State Farm

$1,846

$154

Farmers

$1,868

$156

Farmers

$1,873

$156

Mercury

$1,903

$159

Mercury

$1,949

$162

Progressive

$1,968

$164

Mercury

$1,980

$165

Progressive

$2,001

$167

State Farm

$2,005

$167

State Farm

$2,005

$167

Direct General Insurance

$2,013

$168

State Farm

$2,015

$168

Progressive

$2,025

$169

Allstate

$2,068

$172

Allstate

$2,079

$173

Allstate

$2,093

$174

Direct General Insurance

$2,118

$176

Direct General Insurance

$2,137

$178

Direct General Insurance

$2,167

$181

State Farm

$2,188

$182

Nationwide

$2,189

$182

Nationwide

$2,224

$185

Progressive

$2,230

$186

Nationwide

$2,258

$188

Mercury

$2,280

$190

Mercury

$2,304

$192

Progressive

$2,336

$195

State Farm

$2,352

$196

State Farm

$2,352

$196

Nationwide

$2,360

$197

Progressive

$2,365

$197

GEICO

$2,409

$201

Nationwide

$2,458

$205

Farmers

$2,460

$205

GEICO

$2,542

$212

Direct General Insurance

$2,567

$214

State Farm

$2,568

$214

Progressive

$2,591

$216

Direct General Insurance

$2,594

$216

Travelers

$2,655

$221

Travelers

$2,718

$227

Nationwide

$2,735

$228

Farmers

$2,761

$230

Travelers

$2,779

$232

Nationwide

$2,781

$232

Travelers

$2,788

$232

Allstate

$2,803

$234

Allstate

$2,809

$234

Farmers

$2,822

$235

Travelers

$2,848

$237

Allstate

$2,899

$242

GEICO

$2,899

$242

Travelers

$2,918

$243

Nationwide

$2,929

$244

Direct General Insurance

$2,995

$250

Direct General Insurance

$3,002

$250

Progressive

$3,022

$252

GEICO

$3,033

$253

Progressive

$3,047

$254

Farmers

$3,060

$255

GEICO

$3,104

$259

Farmers

$3,187

$266

GEICO

$3,203

$267

Mercury

$3,244

$270

Travelers

$3,263

$272

GEICO

$3,285

$274

Travelers

$3,342

$279

Nationwide

$3,344

$279

Travelers

$3,415

$285

Farmers

$3,424

$285

Farmers

$3,536

$295

Progressive

$3,587

$299

Mercury

$3,652

$304

GEICO

$3,661

$305

Direct General Insurance

$3,667

$306

Direct General Insurance

$3,688

$307

Progressive

$3,733

$311

Progressive

$3,751

$313

Direct General Insurance

$3,753

$313

Allstate

$3,842

$320

Direct General Insurance

$3,844

$320

Allstate

$3,870

$323

Mercury

$3,896

$325

Direct General Insurance

$3,940

$328

Allstate

$3,974

$331

Mercury

$4,111

$343

Farmers

$4,137

$345

Farmers

$4,138

$345

Progressive

$4,275

$356

Progressive

$4,366

$364

Nationwide

$4,441

$370

Progressive

$4,456

$371

GEICO

$4,489

$374

Nationwide

$4,611

$384

Mercury

$4,639

$387

Mercury

$4,681

$390

Mercury

$4,790

$399

Direct General Insurance

$4,866

$405

Progressive

$4,961

$413

Direct General Insurance

$4,994

$416

Nationwide

$5,096

$425

Allstate

$5,135

$428

Allstate

$5,186

$432

Direct General Insurance

$5,270

$439

Allstate

$5,285

$440

Direct General Insurance

$5,435

$453

Mercury

$5,578

$465

Mercury

$5,783

$482

Direct General Insurance

$6,889

$574

In most cases, car insurance costs increase based on the severity of the traffic offense. In West Palm Beach, you will pay up to $1,034 more for car insurance if you have a DUI, while you’ll pay $627 more after a speeding ticket. You can find cheap car insurance for a bad driving record by comparing quotes from different providers.

Cheapest Car Insurance in West Palm Beach for Teens and Their Families

The cheapest car insurance companies in West Palm Beach for teens on a family policy are:

  • Nationwide: $4,879 per year for female teens and $5,495 per year for male teens
  • GEICO: $6,002 per year for female teens and $6,075 per year for male teens

Progressive is the least affordable company for teens at $9,314 per year for female teens and $9,169 per year for male teens. Nationwide's rates for male teens are $647 higher than those for female teens because male teens are considered riskier to insure. However, the gender price difference evens out by early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$2,473

$5,980

Travelers

$2,655

$4,562

GEICO

$2,657

$6,426

GEICO

$2,760

$7,376

Travelers

$2,796

$4,626

GEICO

$2,861

$6,920

Travelers

$3,008

$5,625

Travelers

$3,014

$5,178

Travelers

$3,091

$5,311

Travelers

$3,221

$5,329

Travelers

$3,322

$6,321

Travelers

$3,359

$6,108

Travelers

$3,451

$5,710

GEICO

$3,494

$5,839

Nationwide

$3,529

$5,869

State Farm

$3,681

$4,678

Nationwide

$3,691

$4,913

Nationwide

$3,709

$4,937

Nationwide

$3,717

$5,145

Nationwide

$3,762

$6,862

State Farm

$3,811

$4,844

GEICO

$3,834

$6,407

Nationwide

$3,848

$5,461

Travelers

$3,872

$7,047

State Farm

$3,887

$4,803

Nationwide

$3,889

$5,177

Nationwide

$3,895

$5,392

State Farm

$3,971

$5,552

Travelers

$3,998

$7,271

GEICO

$4,008

$7,558

Travelers

$4,011

$8,502

State Farm

$4,022

$5,112

Nationwide

$4,069

$6,238

GEICO

$4,124

$8,026

GEICO

$4,137

$8,330

Nationwide

$4,157

$5,754

GEICO

$4,181

$6,986

State Farm

$4,211

$6,029

Nationwide

$4,246

$8,164

State Farm

$4,278

$5,287

Nationwide

$4,300

$7,151

Allstate

$4,376

$6,686

Allstate

$4,398

$9,666

State Farm

$4,449

$6,248

Allstate

$4,454

$10,100

Allstate

$4,524

$6,760

State Farm

$4,573

$5,650

State Farm

$4,641

$6,644

Travelers

$4,647

$10,743

Allstate

$4,684

$23,921

State Farm

$4,688

$7,461

Nationwide

$4,705

$10,194

Travelers

$4,734

$8,617

Travelers

$4,761

$10,337

Nationwide

$4,766

$8,693

Nationwide

$4,879

$13,994

Nationwide

$4,879

$13,994

Nationwide

$4,879

$13,994

State Farm

$5,004

$6,967

Allstate

$5,095

$7,785

GEICO

$5,102

$11,398

GEICO

$5,153

$11,827

Allstate

$5,250

$28,537

Allstate

$5,254

$9,360

Allstate

$5,305

$7,928

Allstate

$5,321

$8,656

GEICO

$5,323

$10,359

Allstate

$5,422

$8,286

GEICO

$5,448

$10,970

Nationwide

$5,495

$17,522

Nationwide

$5,495

$17,522

Nationwide

$5,495

$17,522

State Farm

$5,545

$8,411

Allstate

$5,664

$8,464

State Farm

$5,700

$7,935

Travelers

$5,710

$13,319

State Farm

$5,729

$9,025

GEICO

$5,739

$12,589

Allstate

$5,755

$15,590

Allstate

$5,772

$12,686

GEICO

$5,788

$12,078

Farmers

$5,859

$5,544

Travelers

$5,876

$13,583

Allstate

$5,945

$15,596

Farmers

$5,967

$5,770

GEICO

$6,000

$12,521

GEICO

$6,002

$12,976

GEICO

$6,075

$14,023

GEICO

$6,094

$13,366

Farmers

$6,141

$4,866

Travelers

$6,160

$18,392

State Farm

$6,211

$9,421

Progressive

$6,211

$6,082

State Farm

$6,262

$10,662

Farmers

$6,263

$5,140

Farmers

$6,312

$5,181

Farmers

$6,359

$5,332

Farmers

$6,363

$5,223

Farmers

$6,402

$5,073

Allstate

$6,506

$14,753

Farmers

$6,528

$5,491

Farmers

$6,639

$5,261

State Farm

$6,689

$10,354

Allstate

$6,860

$43,868

Allstate

$7,144

$45,804

Farmers

$7,154

$15,957

Progressive

$7,172

$7,023

Farmers

$7,279

$16,977

Allstate

$7,306

$37,309

Travelers

$7,346

$17,135

State Farm

$7,523

$11,645

Progressive

$7,558

$8,857

Progressive

$7,590

$9,887

State Farm

$7,593

$13,261

Progressive

$7,621

$6,481

Farmers

$7,657

$8,421

Progressive

$7,668

$9,530

Farmers

$7,704

$17,968

Travelers

$7,738

$23,695

Farmers

$7,755

$17,298

Allstate

$7,757

$42,166

Progressive

$7,805

$7,643

Farmers

$8,166

$8,962

Progressive

$8,196

$16,448

Progressive

$8,203

$17,439

Farmers

$8,294

$8,020

Progressive

$8,315

$10,832

Farmers

$8,384

$23,716

Progressive

$8,454

$7,189

Progressive

$8,473

$10,530

Farmers

$8,500

$23,629

Progressive

$8,505

$12,518

Progressive

$8,537

$11,769

Progressive

$8,936

$9,075

Progressive

$8,997

$7,651

Farmers

$9,169

$8,676

Progressive

$9,169

$20,940

Progressive

$9,314

$20,251

Progressive

$9,455

$20,100

Progressive

$9,655

$19,377

If you are looking for the cheapest car insurance for teens, adding them to a family policy is significantly cheaper than purchasing separate coverage. In West Palm Beach, an individual car insurance policy for a teen costs an average of $9,389 per year. That’s $4,940 more than the cost of adding the same teen to a family policy.

Cheapest Car Insurance in West Palm Beach for Military Drivers

The cheapest car insurance companies in West Palm Beach for veterans and active-duty military families are:

  • GEICO: $1,588 per year
  • State Farm: $1,764 per year

For a minimum coverage policy, GEICO and Travelers offer the cheapest rates at $585 per year and $887 per year, respectively. USAA is also a good option for cheap military car insurance since its services are specifically tailored to drivers with a military background.

Company
Annual Premium
Monthly Premium

GEICO

$540

$45

GEICO

$585

$49

GEICO

$785

$65

Travelers

$841

$70

Travelers

$887

$74

Nationwide

$904

$75

State Farm

$916

$76

Mercury

$943

$79

Nationwide

$957

$80

Travelers

$959

$80

State Farm

$989

$82

Mercury

$992

$83

Nationwide

$1,110

$93

State Farm

$1,118

$93

Farmers

$1,127

$94

Farmers

$1,194

$100

Allstate

$1,198

$100

Allstate

$1,224

$102

Allstate

$1,227

$102

Mercury

$1,279

$107

Farmers

$1,334

$111

GEICO

$1,482

$123

Progressive

$1,485

$124

Progressive

$1,515

$126

GEICO

$1,588

$132

State Farm

$1,623

$135

Progressive

$1,722

$144

State Farm

$1,764

$147

Travelers

$1,799

$150

Nationwide

$1,835

$153

Travelers

$1,886

$157

Nationwide

$1,971

$164

Direct General Insurance

$2,013

$168

State Farm

$2,066

$172

Direct General Insurance

$2,118

$176

Travelers

$2,143

$179

Mercury

$2,166

$181

Farmers

$2,238

$187

GEICO

$2,282

$190

Mercury

$2,312

$193

Nationwide

$2,346

$196

Farmers

$2,485

$207

Progressive

$2,566

$214

Direct General Insurance

$2,567

$214

Progressive

$2,624

$219

Allstate

$2,803

$234

Allstate

$2,809

$234

Farmers

$2,832

$236

Allstate

$2,899

$242

Progressive

$3,112

$259

Mercury

$3,158

$263

Direct General Insurance

$3,688

$307

Direct General Insurance

$3,753

$313

Direct General Insurance

$4,866

$405

How to Compare Cheap West Palm Beach Car Insurance Quotes Online

Car insurance quotes in West Palm Beach are available online, but the process can take 15 minutes or longer and requires you to input a lot of personal information. Instead, you can use MoneyGeek’s car insurance calculator to get a quick estimate based on just your age, driving history, coverage level and vehicle type.

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Best Car Insurance in West Palm Beach: Summary

The best auto insurance company in West Palm Beach for you may vary based on how you prioritize cost, customer service and other factors.

MoneyGeek found the best car insurance companies in the city are:

  • Best overall: GEICO (MoneyGeek score 75 out of 100)
  • Best for service: Travelers (MoneyGeek score 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score 78 out of 100)

A provider’s Moneygeek score can vary because factors are weighted differently for some categories.

Although GEICO is the best provider in West Palm Beach, State Farm ranks as the best car insurance in Florida with a Moneygeek score of 76 out of 100. Rates vary based on location, which impacts affordability scores, so the best provider can differ depending on where you live.

Best Overall Car Insurance in West Palm Beach

The best car insurance companies in West Palm Beach are:

  • GEICO: MoneyGeek score 75 out of 100 ($1,588 per year)
  • State Farm: MoneyGeek score 73 out of 100 ($1,764 per year)

GEICO ranked first for affordability and second for customer satisfaction out of the nine providers analyzed. This company offers policyholders affordable rates and high-quality service.

How was this MoneyGeek score calculated?

GEICO

pros

Ranked first for affordability

Ranked second for customer satisfaction

Offers mechanical breakdown insurance

cons

Average claims score

Does not offer gap insurance

COMPANY HIGHLIGHTS

GEICO is the best car insurance company in West Palm Beach, ranking first for affordability and second for customer satisfaction out of nine companies. This provider also offers policyholders various coverage options.

If you have a new car with less than 15,000 miles, GEICO’s Mechanical Breakdown Insurance (MBI) offers better protection than a typical dealer warranty. MBI covers all parts and systems in your vehicle, including ones not covered by the dealer warranty. GEICO also offers classic or antique car insurance, which is ideal for those with older cars who want coverage similar to a standard policy.

GEICO also offers accident forgiveness as an add-on. This coverage ensures your premiums don’t increase after your first at-fault accident. The company also provides essential coverages like roadside assistance to help cover the costs of emergency services like towing, gas delivery or mechanical labor.

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in West Palm Beach for Customer Service

Without factoring in cost, the best car insurance companies for customer service in West Palm Beach are:

  • Travelers: MoneyGeek score 60 out of 100 ($1,007 per year)
  • State Farm: MoneyGeek score 58 out of 100 ($4,075 per year)

Travelers ranked first for claims experience and third for customer satisfaction in the comparison group. This insurer has a good track record of honoring claims and satisfying customers. Travelers' rates are also relatively inexpensive, so policyholders don’t pay a high price to get good service.

How was this MoneyGeek score calculated?

Travelers

pros

Ranked first for claims experience

Offers new replacement coverage

Offers accident forgiveness

cons

Limited unique coverage options

COMPANY HIGHLIGHTS

Travelers is the best car insurance company for West Palm Beach drivers who value service quality over cost. This provider rates highly in claims experience and customer satisfaction.

Policyholders can choose from various add-ons, including new car replacement coverage. This coverage is ideal if you have a new car. In case of a total loss, Travelers will compensate you with a new car of the same make and model. You can also purchase gap insurance if you are financing or leasing your car. This add-on covers the difference between what you still owe on the loan and the car’s actual value.

Travelers also offers accident forgiveness, which protects you from premium hikes after your first at-fault accident. The company also offers roadside assistance to cover the costs of emergency services like towing, tire changes or gas delivery.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance in West Palm Beach

We selected the best cheap car insurance companies in West Palm Beach based on affordability and service quality. Policies meet Florida’s minimum requirements. The top companies are:

  • GEICO: MoneyGeek score 78 out of 100 ($585 per year)
  • Travelers: MoneyGeek score 73 out of 100 ($887 per year)

The cheapest minimum coverage policies in West Palm Beach offer the lowest rates, but you get limited protection against liability costs and no coverage for damages to your vehicle.

How was this MoneyGeek score calculated?

GEICO

pros

Affordable minimum coverage at $585 per year

Multiple-car, defensive driving and federal employee discounts

Ranked first for affordability and second for customer satisfaction

cons

Below-average claims score

COMPANY HIGHLIGHTS

If you are on a budget, GEICO offers the best cheap car insurance in West Palm Beach. GEICO ranked first for affordability and second for customer satisfaction out of the nine companies analyzed.

You can save even more on your rates by taking advantage of discounts for bundling, insuring multiple cars and safe driving. Students who maintain good grades are also eligible for a discount on their premiums, as well as drivers who have installed an anti-theft system in their cars.

GEICO also offers rare discounts, including affinity organization discounts for members of partner organizations. You will also be eligible for a discount if you are a teacher, federal employee or in the military. Senior drivers also get discounted rates, as do drivers who always use a seat belt.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in West Palm Beach

The average cost of car insurance in West Palm Beach is $2,327 per year for a full coverage policy with $100,000 bodily injury liability per person, $300,000 bodily injury liability per accident and $100,000 in property damage liability.

Drivers in West Palm Beach pay up to $392 more than the average cost of car insurance in Florida, $1,935 per year. Rates in West Palm Beach are also $670 more than the average national cost of car insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.