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State Farm is the cheapest company for full coverage policies, military drivers, those with speeding tickets and drivers with DUIs. GEICO is the most affordable company after an accident, and it’s also the best for minimum coverage. Nationwide is the cheapest for teens, and Travelers has the best customer service.

The best insurer for you will vary based on your unique needs and driver profile.

MoneyGeek Logo IconCheapest + BestCar InsuranceFort Lauderdale
2023

Cheapest and Best Car Insurance in Fort Lauderdale, FL

Cheapest Minimum Liability Car Insurance in Fort Lauderdale

The cheapest car insurance companies for a minimum coverage policy in Fort Lauderdale are:

  • GEICO: approximately $610 per year
  • State Farm: approximately $726 per year

The most expensive company is Direct General Insurance, with an average premium of $1,727 per year. GEICO has the cheapest minimum car insurance in Florida, where it costs $485 per year for minimum coverage as of October 2022. Despite being in the same state, the cost of coverage varies depending on the city.

Company
Annual Premium
Monthly Premium

GEICO

$564

$47

GEICO

$610

$51

State Farm

$675

$56

State Farm

$726

$61

Mercury

$810

$68

GEICO

$818

$68

State Farm

$826

$69

Nationwide

$831

$69

Travelers

$845

$70

Mercury

$848

$71

Travelers

$877

$73

Nationwide

$879

$73

Travelers

$957

$80

Farmers

$1,015

$85

Nationwide

$1,019

$85

Allstate

$1,022

$85

Allstate

$1,035

$86

Allstate

$1,046

$87

Farmers

$1,070

$89

Mercury

$1,112

$93

Farmers

$1,201

$100

Progressive

$1,290

$108

Progressive

$1,312

$109

State Farm

$1,354

$113

State Farm

$1,478

$123

Progressive

$1,479

$123

GEICO

$1,531

$128

GEICO

$1,646

$137

Direct General Insurance

$1,661

$138

Direct General Insurance

$1,727

$144

Nationwide

$1,741

$145

State Farm

$1,749

$146

Travelers

$1,829

$152

Nationwide

$1,875

$156

Travelers

$1,916

$160

Mercury

$2,042

$170

Farmers

$2,050

$171

Direct General Insurance

$2,114

$176

Progressive

$2,177

$181

Mercury

$2,189

$182

Travelers

$2,193

$183

Progressive

$2,228

$186

Nationwide

$2,229

$186

Farmers

$2,245

$187

Allstate

$2,293

$191

Allstate

$2,303

$192

GEICO

$2,352

$196

Allstate

$2,403

$200

Farmers

$2,580

$215

Progressive

$2,635

$220

Mercury

$3,013

$251

Direct General Insurance

$3,215

$268

Direct General Insurance

$3,247

$271

Direct General Insurance

$4,245

$354

Minimum coverage policies only include bodily injury liability and property damage liability. These policies must include the following in accordance with Florida law:

  • $10,000 property damage liability per accident
  • $10,000 personal injury protection

Liability coverage pays for the expenses of the victim or the repairs of your vehicle in case of an accident. In Florida, the law only requires property damage, which means only the costs of repairing your vehicle are covered for up to $10,000. If you get minimum coverage, you’ll be responsible for any expenses over that limit.

Cheapest Full Coverage Car Insurance in Fort Lauderdale

The cheapest car insurance for a full coverage policy in Fort Lauderdale are:

  • State Farm: approximately $1,478 per year
  • GEICO: approximately $1,646 per year

The most expensive company is Direct General Insurance, at around $3,247 per year. The cheapest full coverage car insurance in Florida is also from State Farm, with an average premium of $1,058 per year as of October 2022. This shows how rates can differ based on your location.

Company
Annual Premium
Monthly Premium

GEICO

$564

$47

GEICO

$610

$51

State Farm

$675

$56

State Farm

$726

$61

Mercury

$810

$68

GEICO

$818

$68

State Farm

$826

$69

Nationwide

$831

$69

Travelers

$845

$70

Mercury

$848

$71

Travelers

$877

$73

Nationwide

$879

$73

Travelers

$957

$80

Farmers

$1,015

$85

Nationwide

$1,019

$85

Allstate

$1,022

$85

Allstate

$1,035

$86

Allstate

$1,046

$87

Farmers

$1,070

$89

Mercury

$1,112

$93

Farmers

$1,201

$100

Progressive

$1,290

$108

Progressive

$1,312

$109

State Farm

$1,354

$113

State Farm

$1,478

$123

Progressive

$1,479

$123

GEICO

$1,531

$128

GEICO

$1,646

$137

Direct General Insurance

$1,661

$138

Direct General Insurance

$1,727

$144

Nationwide

$1,741

$145

State Farm

$1,749

$146

Travelers

$1,829

$152

Nationwide

$1,875

$156

Travelers

$1,916

$160

Mercury

$2,042

$170

Farmers

$2,050

$171

Direct General Insurance

$2,114

$176

Progressive

$2,177

$181

Mercury

$2,189

$182

Travelers

$2,193

$183

Progressive

$2,228

$186

Nationwide

$2,229

$186

Farmers

$2,245

$187

Allstate

$2,293

$191

Allstate

$2,303

$192

GEICO

$2,352

$196

Allstate

$2,403

$200

Farmers

$2,580

$215

Progressive

$2,635

$220

Mercury

$3,013

$251

Direct General Insurance

$3,215

$268

Direct General Insurance

$3,247

$271

Direct General Insurance

$4,245

$354

Collision and comprehensive coverage are included in full coverage policies. These cover the cost of repairs or replacements in case of an accident:

  • Collision insurance: When you are at fault in a collision between your car and another vehicle or an object, this coverage helps you financially.
  • Comprehensive Insurance: This insurance applies even when you’re not at fault.

Full coverage insurance may not be a good option for old cars since they have rates that might be worth more than the value of your car.

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Cheapest Car Insurance in Fort Lauderdale After a Driving Offense

The cheapest car insurance companies after driving violations in Fort Lauderdale are:

  • Speeding ticket: State Farm (approximately $1,671 per year)
  • At-fault accident: GEICO (approximately $1,817 per year)
  • DUI: State Farm (approximately $1,671 per year)

On average, the most expensive companies are GEICO after a speeding ticket ($3,287 per year), Direct General Insurance after an at-fault accident ($4,520 per year) and Nationwide after a DUI ($4,306 per year). Past violations might result in higher car insurance rates, making your coverage more expensive than that of drivers without these offenses on their records.

Company
Annual Premium
Monthly Premium

State Farm

$768

$64

State Farm

$768

$64

State Farm

$827

$69

State Farm

$827

$69

State Farm

$839

$70

GEICO

$876

$73

State Farm

$903

$75

GEICO

$938

$78

State Farm

$944

$79

State Farm

$944

$79

Nationwide

$1,004

$84

Allstate

$1,022

$85

GEICO

$1,025

$85

State Farm

$1,032

$86

Allstate

$1,035

$86

Allstate

$1,046

$87

Nationwide

$1,052

$88

GEICO

$1,083

$90

Farmers

$1,088

$91

GEICO

$1,119

$93

GEICO

$1,161

$97

Farmers

$1,161

$97

Mercury

$1,183

$99

Nationwide

$1,192

$99

GEICO

$1,203

$100

Travelers

$1,210

$101

Travelers

$1,222

$102

GEICO

$1,231

$103

Nationwide

$1,251

$104

Farmers

$1,256

$105

Travelers

$1,257

$105

Farmers

$1,276

$106

Travelers

$1,285

$107

Travelers

$1,301

$108

Nationwide

$1,304

$109

Allstate

$1,312

$109

Allstate

$1,314

$109

Allstate

$1,332

$111

Travelers

$1,340

$112

Farmers

$1,347

$112

Mercury

$1,368

$114

Mercury

$1,436

$120

Farmers

$1,444

$120

Nationwide

$1,458

$122

Mercury

$1,460

$122

Farmers

$1,483

$124

Progressive

$1,484

$124

Progressive

$1,486

$124

Travelers

$1,489

$124

Travelers

$1,504

$125

State Farm

$1,532

$128

State Farm

$1,532

$128

Travelers

$1,540

$128

GEICO

$1,543

$129

Farmers

$1,658

$138

Direct General Insurance

$1,661

$138

State Farm

$1,667

$139

Farmers

$1,671

$139

State Farm

$1,671

$139

State Farm

$1,671

$139

Progressive

$1,674

$140

Progressive

$1,695

$141

Mercury

$1,699

$142

Mercury

$1,719

$143

Progressive

$1,725

$144

Direct General Insurance

$1,727

$144

Direct General Insurance

$1,743

$145

Allstate

$1,751

$146

Allstate

$1,754

$146

Mercury

$1,759

$147

Allstate

$1,776

$148

Direct General Insurance

$1,783

$149

State Farm

$1,817

$151

Progressive

$1,879

$157

Progressive

$1,959

$163

State Farm

$1,980

$165

State Farm

$1,980

$165

Nationwide

$1,986

$166

Progressive

$1,993

$166

Nationwide

$2,049

$171

Mercury

$2,052

$171

Mercury

$2,084

$174

Nationwide

$2,099

$175

Direct General Insurance

$2,114

$176

Direct General Insurance

$2,134

$178

State Farm

$2,155

$180

Progressive

$2,165

$180

Nationwide

$2,231

$186

Nationwide

$2,233

$186

Farmers

$2,253

$188

Allstate

$2,293

$191

Allstate

$2,303

$192

Allstate

$2,403

$200

Direct General Insurance

$2,423

$202

Direct General Insurance

$2,443

$204

GEICO

$2,471

$206

Farmers

$2,491

$208

Progressive

$2,559

$213

Progressive

$2,574

$215

Nationwide

$2,587

$216

Farmers

$2,590

$216

Nationwide

$2,612

$218

GEICO

$2,615

$218

Travelers

$2,693

$224

Nationwide

$2,757

$230

Travelers

$2,764

$230

Farmers

$2,788

$232

Travelers

$2,821

$235

Travelers

$2,844

$237

Farmers

$2,880

$240

Travelers

$2,902

$242

Travelers

$2,980

$248

GEICO

$2,983

$249

Direct General Insurance

$2,993

$249

Progressive

$3,024

$252

Mercury

$3,069

$256

GEICO

$3,103

$259

Progressive

$3,121

$260

Farmers

$3,126

$261

Allstate

$3,132

$261

Progressive

$3,140

$262

Nationwide

$3,148

$262

Allstate

$3,148

$262

GEICO

$3,180

$265

Farmers

$3,208

$267

Direct General Insurance

$3,215

$268

Direct General Insurance

$3,247

$271

Allstate

$3,273

$273

Travelers

$3,280

$273

GEICO

$3,287

$274

Direct General Insurance

$3,341

$278

Travelers

$3,370

$281

GEICO

$3,376

$281

Direct General Insurance

$3,424

$285

Mercury

$3,449

$287

Travelers

$3,451

$288

Progressive

$3,572

$298

Progressive

$3,621

$302

Mercury

$3,670

$306

Farmers

$3,699

$308

Progressive

$3,709

$309

Farmers

$3,744

$312

GEICO

$3,748

$312

Mercury

$3,914

$326

Progressive

$4,119

$343

Nationwide

$4,140

$345

Allstate

$4,142

$345

Allstate

$4,177

$348

Direct General Insurance

$4,245

$354

Allstate

$4,303

$359

Nationwide

$4,306

$359

Mercury

$4,365

$364

Direct General Insurance

$4,375

$365

Mercury

$4,434

$370

Direct General Insurance

$4,520

$377

Mercury

$4,538

$378

GEICO

$4,597

$383

Direct General Insurance

$4,688

$391

Nationwide

$4,763

$397

Mercury

$5,284

$440

Mercury

$5,506

$459

Direct General Insurance

$5,967

$497

Your premiums may increase based on your driving offense. Your annual premium can increase by $1,031 after a DUI, but it will only increase by $587 after a speeding ticket.

Drivers with violations are viewed by insurers as high-risk individuals who are more likely to file claims. Premiums can be much higher as a result, but this isn't always the case. The cheapest car insurance if you have a bad driving record will depend on your violation.

Cheapest Car Insurance in Fort Lauderdale for Teens and Their Families

The cheapest car insurance companies for teens on a family policy in Fort Lauderdale are:

  • Nationwide: approximately $4,462 per year for girls and $5,025 per year for boys
  • State Farm: approximately $4,867 per year for girls
  • GEICO: $5,849 per year for boys

On average, the most expensive companies are Farmers for girls ($7,365 annually) and Travelers for boys ($7,793 yearly). Insurers see boys as higher-risk drivers than girls, so boys' premiums might be more expensive than those of girls. For example, the annual premium for boys is $563 more expensive than for girls if they choose to be insured by Nationwide.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$2,381

$5,923

GEICO

$2,558

$6,364

GEICO

$2,657

$7,304

Travelers

$2,674

$4,552

GEICO

$2,755

$6,853

Travelers

$2,816

$4,616

State Farm

$2,861

$3,600

State Farm

$2,962

$3,727

State Farm

$3,021

$3,696

Travelers

$3,029

$5,613

Travelers

$3,035

$5,168

State Farm

$3,086

$4,272

Travelers

$3,113

$5,300

State Farm

$3,126

$3,933

Nationwide

$3,227

$5,361

Travelers

$3,244

$5,318

State Farm

$3,273

$4,638

State Farm

$3,325

$4,068

Travelers

$3,346

$6,308

GEICO

$3,364

$5,783

Nationwide

$3,375

$4,488

Travelers

$3,383

$6,096

Nationwide

$3,392

$4,510

Nationwide

$3,399

$4,700

Nationwide

$3,440

$6,268

State Farm

$3,458

$4,807

Travelers

$3,476

$5,698

Nationwide

$3,519

$4,989

State Farm

$3,554

$4,348

Nationwide

$3,557

$4,729

Nationwide

$3,562

$4,925

State Farm

$3,607

$5,112

Allstate

$3,614

$5,448

Allstate

$3,632

$7,876

State Farm

$3,643

$5,740

Allstate

$3,678

$8,229

GEICO

$3,691

$6,345

Nationwide

$3,721

$5,698

Allstate

$3,736

$5,508

Nationwide

$3,801

$5,256

GEICO

$3,859

$7,485

Allstate

$3,869

$19,491

Nationwide

$3,883

$7,457

State Farm

$3,889

$5,360

Travelers

$3,899

$7,033

Nationwide

$3,932

$6,532

GEICO

$3,971

$7,948

GEICO

$3,983

$8,250

GEICO

$4,025

$6,918

Travelers

$4,026

$7,256

Travelers

$4,039

$8,484

Allstate

$4,208

$6,344

Nationwide

$4,303

$9,311

State Farm

$4,310

$6,472

Allstate

$4,336

$23,252

Allstate

$4,340

$7,627

Nationwide

$4,359

$7,941

Allstate

$4,382

$6,460

Allstate

$4,395

$7,053

State Farm

$4,430

$6,105

State Farm

$4,452

$6,944

Nationwide

$4,462

$12,783

Nationwide

$4,462

$12,783

Nationwide

$4,462

$12,783

Allstate

$4,478

$6,751

Allstate

$4,678

$6,897

Travelers

$4,680

$10,721

Progressive

$4,712

$4,571

Allstate

$4,753

$12,703

Allstate

$4,767

$10,337

Travelers

$4,767

$8,599

Travelers

$4,795

$10,316

State Farm

$4,827

$7,249

State Farm

$4,867

$8,204

Allstate

$4,910

$12,707

GEICO

$4,912

$11,288

GEICO

$4,961

$11,712

Nationwide

$5,025

$16,006

Nationwide

$5,025

$16,006

Nationwide

$5,025

$16,006

GEICO

$5,125

$10,258

Farmers

$5,147

$4,878

State Farm

$5,198

$7,966

Farmers

$5,242

$5,077

GEICO

$5,245

$10,864

Allstate

$5,373

$12,021

Farmers

$5,395

$4,282

Progressive

$5,441

$5,279

Farmers

$5,502

$4,523

GEICO

$5,526

$12,467

Farmers

$5,545

$4,559

GEICO

$5,572

$11,961

Farmers

$5,586

$4,692

Farmers

$5,590

$4,595

Farmers

$5,624

$4,463

Allstate

$5,666

$35,744

Progressive

$5,734

$6,657

Farmers

$5,735

$4,831

Travelers

$5,750

$13,292

Progressive

$5,758

$7,432

GEICO

$5,777

$12,400

GEICO

$5,779

$12,851

Progressive

$5,781

$4,871

Progressive

$5,817

$7,163

Farmers

$5,832

$4,629

State Farm

$5,847

$8,960

GEICO

$5,849

$13,888

GEICO

$5,867

$13,237

Allstate

$5,900

$37,321

State Farm

$5,901

$10,203

Travelers

$5,917

$13,555

Progressive

$5,921

$5,745

Allstate

$6,034

$30,400

Travelers

$6,203

$18,355

Progressive

$6,217

$12,363

Progressive

$6,223

$13,108

Farmers

$6,285

$14,040

Progressive

$6,308

$8,141

Farmers

$6,395

$14,938

Allstate

$6,406

$34,357

Progressive

$6,413

$5,404

Progressive

$6,427

$7,915

Progressive

$6,452

$9,409

Progressive

$6,476

$8,846

Farmers

$6,726

$7,410

Farmers

$6,768

$15,810

Progressive

$6,779

$6,821

Farmers

$6,813

$15,220

Progressive

$6,825

$5,751

Progressive

$6,956

$15,740

Progressive

$7,065

$15,221

Progressive

$7,173

$15,108

Farmers

$7,174

$7,885

Farmers

$7,287

$7,057

Progressive

$7,324

$14,565

Farmers

$7,365

$20,867

Travelers

$7,398

$17,100

Farmers

$7,468

$20,790

Travelers

$7,793

$23,646

Farmers

$8,055

$7,633

Teens may pay more for individual insurance, but they can save thousands of dollars when they are covered by their parent's policy. A 16-year-old boy's car insurance in Fort Lauderdale costs around $4,940 more if they get their own coverage instead of being on their family policy. The best approach to get the cheapest car insurance for teens is to add them to the family policy.

Cheapest Car Insurance in Fort Lauderdale for Military Drivers

The cheapest car insurance for military drivers and their families in Fort Lauderdale are:

  • State Farm: approximately $1,478 per year
  • GEICO: approximately $1,646 per year

GEICO offers the cheapest minimum coverage policy for military drivers, at around $610 per year. State Farm is also an affordable option, with an average premium of $726 per year.

Military members may also want to consider USAA since it caters to those in the military and their families.

Company
Annual Premium
Monthly Premium

GEICO

$564

$47

GEICO

$610

$51

State Farm

$675

$56

State Farm

$726

$61

Mercury

$810

$68

GEICO

$818

$68

State Farm

$826

$69

Nationwide

$831

$69

Travelers

$845

$70

Mercury

$848

$71

Travelers

$877

$73

Nationwide

$879

$73

Travelers

$957

$80

Farmers

$1,015

$85

Nationwide

$1,019

$85

Allstate

$1,022

$85

Allstate

$1,035

$86

Allstate

$1,046

$87

Farmers

$1,070

$89

Mercury

$1,112

$93

Farmers

$1,201

$100

Progressive

$1,290

$108

Progressive

$1,312

$109

State Farm

$1,354

$113

State Farm

$1,478

$123

Progressive

$1,479

$123

GEICO

$1,531

$128

GEICO

$1,646

$137

Direct General Insurance

$1,661

$138

Direct General Insurance

$1,727

$144

Nationwide

$1,741

$145

State Farm

$1,749

$146

Travelers

$1,829

$152

Nationwide

$1,875

$156

Travelers

$1,916

$160

Mercury

$2,042

$170

Farmers

$2,050

$171

Direct General Insurance

$2,114

$176

Progressive

$2,177

$181

Mercury

$2,189

$182

Travelers

$2,193

$183

Progressive

$2,228

$186

Nationwide

$2,229

$186

Farmers

$2,245

$187

Allstate

$2,293

$191

Allstate

$2,303

$192

GEICO

$2,352

$196

Allstate

$2,403

$200

Farmers

$2,580

$215

Progressive

$2,635

$220

Mercury

$3,013

$251

Direct General Insurance

$3,215

$268

Direct General Insurance

$3,247

$271

Direct General Insurance

$4,245

$354

How to Compare Cheap Fort Lauderdale Car Insurance Quotes Online

Insurers in Fort Lauderdale, Florida, may allow you to acquire car insurance quotes through their websites. It could take about 15 minutes, and they might ask for a lot of personal information. If you have to do this for multiple insurers, it can be extremely time-consuming.

MoneyGeek created a car insurance calculator to help you get an estimate of your premiums. Just enter your age, car type, level of coverage and driving record.

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Best Car Insurance in Fort Lauderdale: Summary

Different factors, such as cost, service quality and coverage options, may affect the best car insurance for you. The best ones in Fort Lauderdale, Florida, are:

  • Best overall: State Farm (MoneyGeek score 76 out of 100)
  • Best for service: Travelers (MoneyGeek score 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score 78 out of 100)

Scores for individual companies may vary, as factors are weighted differently in each category. The best car insurance in Florida is also State Farm.

Best Overall Car Insurance in Fort Lauderdale

The best overall companies for car insurance in Fort Lauderdale are:

  • State Farm: MoneyGeek score 76 out of 100 (approximately $1,478 per year)
  • GEICO: MoneyGeek score 72 out of 100 (approximately $1,646 per year)

State Farm scored the best for affordability and customer satisfaction. Not only does it offer the lowest rates, but it also gives the best customer service compared to its competitors.

How was this MoneyGeek score calculated?

State Farm

pros

The most affordable option

Offers the best customer service

Has rental car reimbursement coverage and roadside assistance

cons

Received a low score for claims satisfaction

Does not have original equipment manufacturer (OEM) coverage and gap insurance

COMPANY HIGHLIGHTS

State Farm has a limited number of coverages, but you can get some of the essentials. This company offers rental car reimbursement and roadside assistance.

Rental car reimbursement coverage can take care of your transportation while you can’t drive your car after a covered loss. Your commute or the expense of car rentals during the repair of your vehicle may be paid for by this coverage.

Your State Farm car insurance can assist you with towing, battery jump starts, tire changing, lockout services and other services if your car breaks down. Roadside assistance provides these services so you can get your car on the road as soon as possible.

Since this company only has a few coverages, it received a low rating because it lacks OEM coverage and gap insurance.

Read MoneyGeek's State Farm Auto Insurance Review

Best Car Insurance in Fort Lauderdale for Customer Service

The best companies for customer service in Fort Lauderdale are:

  • Travelers: MoneyGeek score 60 out of 100 (approximately $1,916 per year)
  • State Farm: MoneyGeek score 58 out of 100 (approximately $1,478 per year)

This company ranked well for customer satisfaction and coverage options. It has reasonable rates while providing excellent customer service, so you can get great support for an excellent rate.

How was this MoneyGeek score calculated?

Travelers

pros

Offers reasonable rates

Has rental car reimbursement, roadside assistance and gap insurance

Great score for customer satisfaction

Good coverage score

cons

Has a low claims satisfaction rating

Doesn’t have deductible modification

COMPANY HIGHLIGHTS

Travelers offers accident forgiveness and gap insurance. With these coverages, you can save money in case of an accident. You can rest easy knowing that you can pay your lease or loan even if you total your car.

This insurer provides accident forgiveness, which stops your premiums from increasing after a driving offense or an at-fault accident. The increase in premiums after an offense can cost hundreds or thousands more per year. If you have this coverage on your policy, you can save money in the future.

Gap insurance can cover the gap between the outstanding balance of your loan and the market value of your car if it is totaled in an accident. This is great for protecting your investment and your finances, especially if you took out a loan to purchase your car.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance Companies in Fort Lauderdale

After analyzing affordability and customer service for minimum coverage policies, we found that the best companies in Fort Lauderdale are:

  • GEICO: MoneyGeek score 78 out of 100 (approximately $610 per year)
  • State Farm: MoneyGeek score 74 out of 100 (approximately $726 per year)

Minimum coverage policies are significantly cheaper than full coverage because they offer very limited protection. These policies often offer the least amount of coverage for liability and property damage. As a result, the costs of your responsibilities to injured persons and your repairs for car damage will not be covered.

How was this MoneyGeek score calculated?

GEICO

pros

An affordable minimum coverage policy, at $610 per year

Has discounts for bundling, multiple cars and seatbelt use

Received one of the best customer satisfaction ratings

cons

Doesn’t give discounts when you pay in full or go paperless

Received a low claims satisfaction rating

COMPANY HIGHLIGHTS

GEICO’s best scores are for affordability and customer satisfaction. It offers the most affordable premiums among all the companies we reviewed. Its affordable premiums also come with quality customer service. On top of this, it gives you many opportunities to save money on your premium.

GEICO gives a discount for bundling your car insurance policy with other types of insurance from this company. You can also save money if you insure multiple cars with GEICO and if you haven’t been in an accident for five years. If you’re a student, you can get a discount by maintaining good grades.

It also gives a discount for seat belt use. All you have to do is to diligently wear a seatbelt, and you can get a discount on your coverages that involve medical expenses or personal injury protection.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Fort Lauderdale

The average cost of car insurance in Fort Lauderdale is $2,104 per year, based on a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident. It’s $168 more than the cost of car insurance in Florida and $839 cheaper than the cost of car insurance in the U.S. as of October 2022.

Keep in mind that location is one of multiple factors that impacts the price of car insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.