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The best insurer for you may vary depending on your coverage needs and budget. GEICO offers the cheapest and best minimum coverage car insurance, while Nationwide is the most affordable option for teen drivers. State Farm has the cheapest rates for full coverage policies as well as for drivers with traffic violations like speeding tickets, at-fault accidents and DUI offenses. It is also the best overall insurer. Travelers is our top pick for customer service.

MoneyGeek Logo IconCheapest + BestCar InsurancePembroke Pines
2023

Cheapest and Best Car Insurance in Pembroke Pines, FL

Cheapest Minimum Liability Car Insurance in Pembroke Pines

In Pembroke Pines, the cheapest minimum coverage car insurance policies are provided by these companies:

  • GEICO: $609 per year
  • State Farm: $693 per year

Direct General Insurance offers the most expensive minimum coverage rate at an average of $1,653 per year. Although State Farm has the second-cheapest rate in the city, it offers the most affordable minimum coverage in Florida at an average of $507 per year as of October 2022.

Company
Annual Premium
Monthly Premium

GEICO

$559

$47

GEICO

$609

$51

State Farm

$645

$54

State Farm

$693

$58

Mercury

$722

$60

Mercury

$756

$63

State Farm

$792

$66

GEICO

$807

$67

Travelers

$835

$70

Nationwide

$845

$70

Travelers

$871

$73

Nationwide

$893

$74

Travelers

$945

$79

Mercury

$985

$82

Farmers

$1,009

$84

Nationwide

$1,032

$86

Allstate

$1,036

$86

Allstate

$1,040

$87

Allstate

$1,055

$88

Farmers

$1,065

$89

Farmers

$1,199

$100

Progressive

$1,254

$105

Progressive

$1,275

$106

State Farm

$1,287

$107

State Farm

$1,402

$117

Progressive

$1,434

$120

GEICO

$1,465

$122

Direct General Insurance

$1,579

$132

GEICO

$1,580

$132

Direct General Insurance

$1,653

$138

State Farm

$1,659

$138

Mercury

$1,714

$143

Nationwide

$1,741

$145

Travelers

$1,784

$149

Mercury

$1,823

$152

Travelers

$1,871

$156

Nationwide

$1,872

$156

Direct General Insurance

$1,999

$167

Farmers

$2,046

$171

Travelers

$2,138

$178

Progressive

$2,178

$182

Nationwide

$2,223

$185

Farmers

$2,237

$186

GEICO

$2,245

$187

Progressive

$2,249

$187

Allstate

$2,363

$197

Allstate

$2,365

$197

Allstate

$2,464

$205

Mercury

$2,507

$209

Farmers

$2,582

$215

Progressive

$2,657

$221

Direct General Insurance

$3,056

$255

Direct General Insurance

$3,108

$259

Direct General Insurance

$4,028

$336

In Florida, property damage liability and personal injury protection are required. At a minimum, drivers are required to have the following:

  • $10,000 property damage liability per accident
  • $10,000 personal injury protection

Liability insurance covers damages to the other party if you’re found at fault in an accident. With the minimum coverage included above, an insurer would cover up to $10,000 in damages to the affected driver’s property or vehicle. Any damages to your vehicle won’t be covered. The insurer would also cover up to $10,000 in medical expenses that you or your passenger incur as a result of an accident.

Cheapest Full Coverage Car Insurance in Pembroke Pines

In Pembroke Pines, the most budget-friendly insurers for full coverage auto insurance policies are:

  • State Farm: $1,402 per year
  • GEICO: $1,580 per year

Direct General Insurance has the most expensive full coverage car insurance in Pembroke Pines at $3,108 per year. State Farm also offers the cheapest full coverage car insurance in Florida, at $1,058 per year, $344 more than its rate in Pembroke Pines as of October 2022.

Company
Annual Premium
Monthly Premium

GEICO

$559

$47

GEICO

$609

$51

State Farm

$645

$54

State Farm

$693

$58

Mercury

$722

$60

Mercury

$756

$63

State Farm

$792

$66

GEICO

$807

$67

Travelers

$835

$70

Nationwide

$845

$70

Travelers

$871

$73

Nationwide

$893

$74

Travelers

$945

$79

Mercury

$985

$82

Farmers

$1,009

$84

Nationwide

$1,032

$86

Allstate

$1,036

$86

Allstate

$1,040

$87

Allstate

$1,055

$88

Farmers

$1,065

$89

Farmers

$1,199

$100

Progressive

$1,254

$105

Progressive

$1,275

$106

State Farm

$1,287

$107

State Farm

$1,402

$117

Progressive

$1,434

$120

GEICO

$1,465

$122

Direct General Insurance

$1,579

$132

GEICO

$1,580

$132

Direct General Insurance

$1,653

$138

State Farm

$1,659

$138

Mercury

$1,714

$143

Nationwide

$1,741

$145

Travelers

$1,784

$149

Mercury

$1,823

$152

Travelers

$1,871

$156

Nationwide

$1,872

$156

Direct General Insurance

$1,999

$167

Farmers

$2,046

$171

Travelers

$2,138

$178

Progressive

$2,178

$182

Nationwide

$2,223

$185

Farmers

$2,237

$186

GEICO

$2,245

$187

Progressive

$2,249

$187

Allstate

$2,363

$197

Allstate

$2,365

$197

Allstate

$2,464

$205

Mercury

$2,507

$209

Farmers

$2,582

$215

Progressive

$2,657

$221

Direct General Insurance

$3,056

$255

Direct General Insurance

$3,108

$259

Direct General Insurance

$4,028

$336

A full coverage policy includes comprehensive and collision insurance.

  • Collision Insurance: Covers damage to your vehicle caused by colliding with another object, such as another car or tree.
  • Comprehensive Insurance: Covers non-collision damages to your car from natural disasters, theft or vandalism.

Although a full coverage policy benefits new car owners, it may not be worth it for older vehicles, as you will be paying hundreds of dollars more per year.

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Cheapest Car Insurance in Pembroke Pines After a Driving Offense

In Pembroke Pines, State Farm offers the cheapest rates for drivers with these traffic violations:

  • Speeding ticket: State Farm ($1,586 per year)
  • At-fault accident: State Farm ($1,726 per year)
  • DUI: State Farm ($1,586 per year)

GEICO has the most expensive rates for drivers with speeding tickets at $3,134 per year, while Direct General Insurance is the most expensive provider for those with at-fault accidents at $4,295 per year. Nationwide charges drivers with DUI offenses the most at $4,319 per year. A driving offense will increase your insurance rate; even relatively cheap rates for drivers with offenses will still be more expensive than average-priced rates for drivers with a clean record.

Company
Annual Premium
Monthly Premium

State Farm

$735

$61

State Farm

$735

$61

State Farm

$791

$66

State Farm

$791

$66

State Farm

$802

$67

GEICO

$863

$72

State Farm

$864

$72

State Farm

$903

$75

State Farm

$903

$75

GEICO

$929

$77

State Farm

$987

$82

GEICO

$1,009

$84

Nationwide

$1,022

$85

Allstate

$1,036

$86

Allstate

$1,040

$87

Mercury

$1,047

$87

Allstate

$1,055

$88

GEICO

$1,064

$89

Nationwide

$1,069

$89

Farmers

$1,083

$90

GEICO

$1,102

$92

GEICO

$1,148

$96

Farmers

$1,156

$96

GEICO

$1,190

$99

Travelers

$1,195

$100

Mercury

$1,204

$100

GEICO

$1,204

$100

Travelers

$1,206

$101

Nationwide

$1,209

$101

Travelers

$1,236

$103

Farmers

$1,249

$104

Mercury

$1,267

$106

Travelers

$1,271

$106

Nationwide

$1,274

$106

Farmers

$1,275

$106

Travelers

$1,283

$107

Mercury

$1,288

$107

Travelers

$1,317

$110

Nationwide

$1,326

$111

Allstate

$1,337

$111

Farmers

$1,340

$112

Allstate

$1,349

$112

Allstate

$1,362

$113

Progressive

$1,440

$120

Farmers

$1,441

$120

Progressive

$1,443

$120

State Farm

$1,457

$121

State Farm

$1,457

$121

Travelers

$1,469

$122

Farmers

$1,475

$123

Nationwide

$1,481

$123

Travelers

$1,482

$124

Mercury

$1,490

$124

GEICO

$1,512

$126

Travelers

$1,512

$126

Mercury

$1,513

$126

Mercury

$1,545

$129

Direct General Insurance

$1,579

$132

State Farm

$1,586

$132

State Farm

$1,586

$132

State Farm

$1,586

$132

Progressive

$1,620

$135

Progressive

$1,638

$137

Farmers

$1,651

$138

Direct General Insurance

$1,653

$138

Farmers

$1,667

$139

Direct General Insurance

$1,667

$139

Progressive

$1,671

$139

Direct General Insurance

$1,694

$141

State Farm

$1,726

$144

Allstate

$1,788

$149

Mercury

$1,794

$150

Allstate

$1,805

$150

Progressive

$1,814

$151

Allstate

$1,819

$152

Mercury

$1,819

$152

State Farm

$1,880

$157

State Farm

$1,880

$157

Progressive

$1,888

$157

Progressive

$1,928

$161

Direct General Insurance

$1,999

$167

Direct General Insurance

$2,018

$168

Nationwide

$2,025

$169

State Farm

$2,047

$171

Progressive

$2,086

$174

Nationwide

$2,087

$174

Nationwide

$2,101

$175

Nationwide

$2,233

$186

Farmers

$2,250

$188

Nationwide

$2,269

$189

Direct General Insurance

$2,313

$193

Direct General Insurance

$2,314

$193

GEICO

$2,353

$196

Allstate

$2,363

$197

Allstate

$2,365

$197

Allstate

$2,464

$205

Farmers

$2,485

$207

GEICO

$2,498

$208

Progressive

$2,549

$212

Mercury

$2,581

$215

Nationwide

$2,583

$215

Progressive

$2,583

$215

Farmers

$2,591

$216

Nationwide

$2,617

$218

Travelers

$2,630

$219

Travelers

$2,691

$224

Travelers

$2,756

$230

Nationwide

$2,760

$230

Travelers

$2,775

$231

Farmers

$2,794

$233

Direct General Insurance

$2,823

$235

Travelers

$2,828

$236

GEICO

$2,844

$237

Farmers

$2,878

$240

Travelers

$2,908

$242

Mercury

$2,915

$243

GEICO

$2,951

$246

GEICO

$3,027

$252

Progressive

$3,032

$253

Direct General Insurance

$3,056

$255

Mercury

$3,096

$258

Direct General Insurance

$3,108

$259

Progressive

$3,118

$260

Progressive

$3,122

$260

Farmers

$3,134

$261

GEICO

$3,134

$261

Nationwide

$3,148

$262

Travelers

$3,197

$266

Farmers

$3,209

$267

Direct General Insurance

$3,216

$268

GEICO

$3,224

$269

Allstate

$3,238

$270

Direct General Insurance

$3,241

$270

Allstate

$3,269

$272

Travelers

$3,277

$273

Mercury

$3,281

$273

Travelers

$3,361

$280

Allstate

$3,381

$282

GEICO

$3,559

$297

Progressive

$3,575

$298

Progressive

$3,586

$299

Progressive

$3,657

$305

Farmers

$3,695

$308

Mercury

$3,703

$309

Mercury

$3,743

$312

Farmers

$3,751

$313

Mercury

$3,816

$318

Direct General Insurance

$4,028

$336

Progressive

$4,083

$340

Nationwide

$4,156

$346

Direct General Insurance

$4,178

$348

Allstate

$4,295

$358

Direct General Insurance

$4,295

$358

Nationwide

$4,319

$360

Allstate

$4,350

$362

GEICO

$4,368

$364

Direct General Insurance

$4,413

$368

Allstate

$4,460

$372

Mercury

$4,475

$373

Mercury

$4,634

$386

Nationwide

$4,771

$398

Direct General Insurance

$5,619

$468

Typically, the cost of your car insurance increases in proportion to the severity of your driving offense. Drivers in Pembroke Pines with speeding tickets pay an average of $373 more per year than those with DUI offenses. Although rates for drivers with offenses are typically higher, it’s still possible to find cheap insurance with a bad driving record.

Cheapest Car Insurance in Pembroke Pines for Teens and Their Families

In Pembroke Pines, 16-year-old teens on a family policy will get the cheapest full coverage policies from these insurers:

  • Nationwide: $5,083 per year for male teens; $4,513 per year for female teens
  • GEICO: $5,548 per year for male teens; State Farm: $4,662 per year for female teens

Male teens on a family policy will get the most expensive rates from Travelers at $7,544 per year, while Progressive has the highest rates for female teens at $7,006 per year. Typically, insurers charge male teens more than female teens for car insurance, as they consider them riskier to insure. This cost discrepancy levels out in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$2,258

$5,617

GEICO

$2,426

$6,035

GEICO

$2,521

$6,927

Travelers

$2,588

$4,422

GEICO

$2,613

$6,500

Travelers

$2,726

$4,484

State Farm

$2,740

$3,441

State Farm

$2,837

$3,563

State Farm

$2,894

$3,533

Travelers

$2,933

$5,453

Travelers

$2,938

$5,020

State Farm

$2,956

$4,084

State Farm

$2,994

$3,760

Travelers

$3,013

$5,149

State Farm

$3,135

$4,434

Travelers

$3,141

$5,166

State Farm

$3,185

$3,889

GEICO

$3,191

$5,484

Travelers

$3,239

$6,128

Nationwide

$3,264

$5,433

Travelers

$3,275

$5,922

State Farm

$3,312

$4,596

Travelers

$3,365

$5,535

State Farm

$3,404

$4,156

Nationwide

$3,414

$4,548

Nationwide

$3,431

$4,570

Nationwide

$3,438

$4,763

State Farm

$3,455

$4,887

Nationwide

$3,480

$6,352

State Farm

$3,490

$5,488

Allstate

$3,497

$5,301

GEICO

$3,501

$6,017

Allstate

$3,515

$7,664

Nationwide

$3,559

$5,056

Allstate

$3,560

$8,008

Nationwide

$3,598

$4,792

Nationwide

$3,603

$4,991

Allstate

$3,616

$5,360

GEICO

$3,660

$7,099

State Farm

$3,725

$5,124

Allstate

$3,744

$18,967

Nationwide

$3,764

$5,774

GEICO

$3,767

$7,538

Travelers

$3,775

$6,832

GEICO

$3,778

$7,824

GEICO

$3,818

$6,561

Nationwide

$3,845

$5,326

Travelers

$3,898

$7,048

Travelers

$3,910

$8,242

Nationwide

$3,927

$7,557

Nationwide

$3,977

$6,620

Allstate

$4,072

$6,173

State Farm

$4,128

$6,187

Allstate

$4,196

$22,626

Allstate

$4,200

$7,421

Allstate

$4,240

$6,286

State Farm

$4,243

$5,837

Allstate

$4,253

$6,864

State Farm

$4,265

$6,638

Allstate

$4,334

$6,570

Nationwide

$4,353

$9,436

Nationwide

$4,409

$8,048

Nationwide

$4,513

$12,954

Nationwide

$4,513

$12,954

Nationwide

$4,513

$12,954

Allstate

$4,527

$6,711

Travelers

$4,531

$10,414

Allstate

$4,600

$12,361

Allstate

$4,614

$10,059

Travelers

$4,615

$8,353

State Farm

$4,624

$6,930

Travelers

$4,642

$10,021

GEICO

$4,659

$10,705

State Farm

$4,662

$7,843

Progressive

$4,672

$4,517

GEICO

$4,706

$11,108

Allstate

$4,752

$12,366

Farmers

$4,784

$4,562

GEICO

$4,861

$9,729

Farmers

$4,873

$4,748

GEICO

$4,975

$10,303

State Farm

$4,979

$7,616

Farmers

$5,015

$4,005

Nationwide

$5,083

$16,220

Nationwide

$5,083

$16,220

Nationwide

$5,083

$16,220

Farmers

$5,114

$4,230

Farmers

$5,155

$4,264

Farmers

$5,193

$4,388

Farmers

$5,196

$4,298

Allstate

$5,200

$11,698

Farmers

$5,228

$4,175

GEICO

$5,242

$11,824

GEICO

$5,286

$11,343

Farmers

$5,331

$4,518

Progressive

$5,395

$5,216

Farmers

$5,422

$4,329

GEICO

$5,480

$11,760

GEICO

$5,481

$12,187

Allstate

$5,483

$34,782

GEICO

$5,548

$13,171

GEICO

$5,565

$12,553

Travelers

$5,567

$12,912

State Farm

$5,600

$8,565

State Farm

$5,652

$9,754

Progressive

$5,686

$6,578

Progressive

$5,710

$7,344

Allstate

$5,710

$36,317

Travelers

$5,729

$13,167

Progressive

$5,733

$4,814

Progressive

$5,768

$7,078

Allstate

$5,839

$29,582

Farmers

$5,842

$13,131

Progressive

$5,872

$5,677

Farmers

$5,944

$13,971

Travelers

$6,006

$17,830

Progressive

$6,165

$12,217

Progressive

$6,171

$12,953

Allstate

$6,200

$33,433

Farmers

$6,253

$6,930

Progressive

$6,255

$8,045

Farmers

$6,291

$14,786

Farmers

$6,333

$14,235

Progressive

$6,360

$5,340

Progressive

$6,374

$7,821

Progressive

$6,398

$9,297

Progressive

$6,422

$8,741

Farmers

$6,669

$7,375

Progressive

$6,722

$6,740

Progressive

$6,768

$5,683

Farmers

$6,773

$6,600

Farmers

$6,847

$19,516

Progressive

$6,898

$15,553

Farmers

$6,942

$19,444

Progressive

$7,006

$15,041

Progressive

$7,113

$14,929

Travelers

$7,162

$16,611

Progressive

$7,263

$14,392

Farmers

$7,487

$7,139

Travelers

$7,544

$22,970

To save money, teenagers should consider joining a family policy instead of purchasing an individual policy. To illustrate, a 16-year-old male teen in Pembroke Pines could save up to $4,940 per year by joining a family policy instead of purchasing an individual one. Families can get affordable auto insurance for teens by shopping around and comparing quotes.

Cheapest Car Insurance in Pembroke Pines for Military Drivers

The following insurers offer the cheapest full coverage policies to military drivers in Pembroke Pines:

  • State farm: $1,402 per year
  • GEICO: $1,580 per year

The cheapest minimum coverage policies are available with GEICO for $609 per year and State Farm for $693 per year. Although USAA is not on our list of top providers, it is another great option for military personnel and their families.

Company
Annual Premium
Monthly Premium

GEICO

$559

$47

GEICO

$609

$51

State Farm

$645

$54

State Farm

$693

$58

Mercury

$722

$60

Mercury

$756

$63

State Farm

$792

$66

GEICO

$807

$67

Travelers

$835

$70

Nationwide

$845

$70

Travelers

$871

$73

Nationwide

$893

$74

Travelers

$945

$79

Mercury

$985

$82

Farmers

$1,009

$84

Nationwide

$1,032

$86

Allstate

$1,036

$86

Allstate

$1,040

$87

Allstate

$1,055

$88

Farmers

$1,065

$89

Farmers

$1,199

$100

Progressive

$1,254

$105

Progressive

$1,275

$106

State Farm

$1,287

$107

State Farm

$1,402

$117

Progressive

$1,434

$120

GEICO

$1,465

$122

Direct General Insurance

$1,579

$132

GEICO

$1,580

$132

Direct General Insurance

$1,653

$138

State Farm

$1,659

$138

Mercury

$1,714

$143

Nationwide

$1,741

$145

Travelers

$1,784

$149

Mercury

$1,823

$152

Travelers

$1,871

$156

Nationwide

$1,872

$156

Direct General Insurance

$1,999

$167

Farmers

$2,046

$171

Travelers

$2,138

$178

Progressive

$2,178

$182

Nationwide

$2,223

$185

Farmers

$2,237

$186

GEICO

$2,245

$187

Progressive

$2,249

$187

Allstate

$2,363

$197

Allstate

$2,365

$197

Allstate

$2,464

$205

Mercury

$2,507

$209

Farmers

$2,582

$215

Progressive

$2,657

$221

Direct General Insurance

$3,056

$255

Direct General Insurance

$3,108

$259

Direct General Insurance

$4,028

$336

How to Compare Cheap Pembroke Pines Car Insurance Quotes Online

It can take up to 15 minutes to input the personal information required for a single auto insurance quote. When comparing rates from multiple providers, this time can add up. Fortunately, MoneyGeek’s car insurance calculator makes estimating your car insurance rate easy. Simply enter your age, vehicle type, driving history and desired coverage level to receive your quote.

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USAA

Best Car Insurance in Pembroke Pines: Summary

The best car insurer for you will vary depending on how much you value factors like cost, affordability and coverage options. There are our top picks for key categories:

  • Best overall: State Farm (MoneyGeek score of 76 out of 100)
  • Best for service: Travelers (MoneyGeek score of 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score of 78 out of 100)

An insurer’s total MoneyGeek score may vary based on the factors weighted in that category. State Farm also offers the best car insurance in Florida. Furthermore, USAA is a great option for military personnel searching for auto insurance in Pembroke Pines.

Best Overall Car Insurance in Pembroke Pines

The following insurers offer the best car insurance in Pembroke Pines based on affordability and customer service:

  • State Farm: MoneyGeek score of 76 out of 100 ($1,402 per year)
  • GEICO: MoneyGeek score of 72 out of 100 ($1,508 per year)

Of the insurers in our study, State Farm has the second-cheapest rates and a relatively high customer satisfaction score. This means you won’t have to compromise on quality for cost. For members of the military, USAA is a highly recommended auto insurance provider.

How was this MoneyGeek score calculated?

State Farm

pros

Has the cheapest rates of the insurers in our comparison group

Has a relatively high rating for customer satisfaction

cons

Has a relatively low rating for claims handling

COMPANY HIGHLIGHTS

In Pembroke Pines, State Farm is an ideal choice for auto insurance. Its budget-friendly rates, outstanding customer service and discount opportunities make it an all-round excellent option for car insurance.

The insurer’s optional add-on coverage, roadside assistance, can help if your car breaks down on the road. This service covers the cost of towing, mechanical labor, delivery of items (battery, fuel, tire and oil) and locksmith labor for up to one hour. State Farm also offers several discounts, including its multi-car discount for insuring multiple cars, an anti-theft system discount for installing a safety device in your car and a safe driving discount for State Farm policyholders that have gone at least three years without a traffic violation.

Read MoneyGeek's State Farm Auto Insurance Review

Best Car Insurance in Pembroke Pines for Customer Service

Without taking cost into account, the top companies for customer service in Pembroke Pines are:

  • Travelers: MoneyGeek score of 60 out of 100 ($1,871 per year)
  • State Farm: MoneyGeek score of 58 out of 100 ($1,402 per year)

Of the insurers in our comparison group, Travelers has the highest claims management and customer satisfaction rating. Though its rates may be slightly higher than some of its competitors, Travelers still provides a level of service that surpasses the other insurers in our study.

How was this MoneyGeek score calculated?

Travelers

pros

Has the highest claims management and customer satisfaction ratings of the insurers in our study

Offers new car replacement coverage

cons

Offers fewer coverage options than its competitors

COMPANY HIGHLIGHTS

Travelers is our top insurer for customer service in Pembroke Pines due to its high ratings for customer satisfaction and claims management. Quality customer service can be especially helpful during stressful situations like after an accident or vehicle breakdown.

In addition to quality customer service, the insurer offers Travelers-specific coverage options, such as the Responsible Driver Plan, which includes both accident forgiveness and minor violation forgiveness. With accident forgiveness, your premium won’t increase after your first at-fault accident. Likewise, your rate won’t increase after your first minor violation.

Additionally, Travelers’ Premier New Car Replacement® coverage is ideal for drivers with new cars that want to safeguard their investment. This coverage will pay to replace your totaled car if it’s less than five years old. Furthermore, the insurer offers gap insurance, also known as loan or lease insurance. This covers the difference between the actual cash value of a totaled vehicle and the unpaid balance on your loan or lease.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance in Pembroke Pines

Based on affordability and service quality, the best cheap auto insurance provider in Pembroke Pines that meet Florida’s minimum coverage requirements are:

  • GEICO: MoneyGeek score of 78 out of 100 ($609 per year)
  • State Farm: MoneyGeek score of 75 out of 100 ($693 per year)

Although minimum liability coverage is very affordable, it offers the least amount of protection and does not cover any damages to your vehicle after an accident.

How was this MoneyGeek score calculated?

GEICO

pros

An affordable minimum coverage policy costs $609 per year

Offers discounts for bundling insurance policies, insuring multiple cars and installing daytime running lights

Has a relatively high customer satisfaction rating

cons

Has a relatively low claims management rating

COMPANY HIGHLIGHTS

GEICO stands out from its competitors by offering highly competitive premiums and various discounts to help customers save money on auto insurance.

Its discount opportunities are seemingly endless. Prospective policyholders can save on their premium depending on their profession or vehicle features. Teachers, military drivers and federal employees are eligible for a discounted rate. Furthermore, those with daytime running lights, anti-lock brakes and anti-theft systems can also save money. Common discount opportunities include savings for bundling insurance policies (home, renters, life, etc.) and insuring multiple cars.

In addition to its discounts, the insurer also offers key coverages that most drivers can benefit from, including mechanical breakdown insurance (MBI) and roadside assistance. MBI coverage offers superior coverage at a cheaper rate than most dealer-extended warranties, covering all parts and systems on a vehicle. Meanwhile, roadside assistance coverage helps pay for the cost of towing, fuel delivery or lockout services if your car breaks down.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Pembroke Pines

As of October 2022, the average cost of car insurance in Pembroke Pines is $2,035 per year, $100 less than the average cost of car insurance in Florida, $1,935 per year, and $770 more than the national average of $1,265 per year. This shows how location can impact the cost of your insurance.

These rates are for a full coverage car insurance policy with a bodily injury liability of $100,000 per person, $300,000 per accident and a property damage liability of $100,000 per accident.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.