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The best insurer for you will vary based on your driver profile and needs. Drivers on a budget may consider GEICO for the cheapest minimum coverage policies. State Farm offers the cheapest rates for full coverage policies and drivers with traffic violations. Teens can save more with an insurance policy from Nationwide. Those willing to spend more for top-notch customer service should consider Travelers.

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2023

Cheapest and Best Car Insurance in Miramar, FL

Cheapest Minimum Liability Car Insurance in Miramar

The following insurers offer the cheapest minimum coverage rates in Miramar:

  • GEICO: $607 per year
  • State Farm: $786 per year

Direct General Insurance offers the most expensive minimum coverage policies in Miramar at $1,652 per year. GEICO also offers the cheapest car insurance in Florida at $485 per year as of October 2022.

Company
Annual Premium
Monthly Premium

GEICO

$559

$47

GEICO

$607

$51

State Farm

$730

$61

State Farm

$786

$65

Mercury

$806

$67

GEICO

$812

$68

Nationwide

$845

$70

Mercury

$850

$71

Travelers

$864

$72

Nationwide

$893

$74

State Farm

$894

$74

Travelers

$907

$76

Travelers

$981

$82

Farmers

$1,009

$84

Nationwide

$1,032

$86

Farmers

$1,065

$89

Allstate

$1,066

$89

Allstate

$1,077

$90

Allstate

$1,088

$91

Mercury

$1,093

$91

Farmers

$1,199

$100

Progressive

$1,325

$110

Progressive

$1,355

$113

State Farm

$1,420

$118

Progressive

$1,527

$127

GEICO

$1,533

$128

State Farm

$1,549

$129

Direct General Insurance

$1,580

$132

GEICO

$1,649

$137

Direct General Insurance

$1,652

$138

Nationwide

$1,741

$145

Mercury

$1,767

$147

State Farm

$1,827

$152

Travelers

$1,847

$154

Nationwide

$1,872

$156

Mercury

$1,883

$157

Travelers

$1,945

$162

Direct General Insurance

$2,001

$167

Farmers

$2,046

$171

Travelers

$2,223

$185

Nationwide

$2,223

$185

Farmers

$2,237

$186

Progressive

$2,269

$189

Progressive

$2,350

$196

GEICO

$2,359

$197

Allstate

$2,378

$198

Allstate

$2,384

$199

Allstate

$2,483

$207

Mercury

$2,566

$214

Farmers

$2,582

$215

Progressive

$2,776

$231

Direct General Insurance

$3,020

$252

Direct General Insurance

$3,071

$256

Direct General Insurance

$3,978

$331

A minimum coverage policy in Florida includes property damage liability and personal injury protection. In Florida, drivers are required to have the following limits at a minimum:

  • $10,000 property damage liability per accident
  • $10,000 personal injury protection

Liability coverage protects drivers from paying out of pocket for an at-fault accident. A minimum coverage policy with $10,000 in property damage liability will cover up to $10,000 in expenses to repair damaged property (another person’s vehicle or property). You will be responsible for any additional costs.

Cheapest Full Coverage Car Insurance in Miramar

In Miramar, the following insurers offer the cheapest rates for a full coverage policy:

  • State Farm: $1,549 per year
  • GEICO: $1,649 per year

The most expensive company, Direct General Insurance, charges $3,071 per year for full coverage policies. As of October 2022, State Farm also offers the cheapest full coverage car insurance in Florida at $1,058 per year, $491 less than its average rate in Miramar.

Company
Annual Premium
Monthly Premium

GEICO

$559

$47

GEICO

$607

$51

State Farm

$730

$61

State Farm

$786

$65

Mercury

$806

$67

GEICO

$812

$68

Nationwide

$845

$70

Mercury

$850

$71

Travelers

$864

$72

Nationwide

$893

$74

State Farm

$894

$74

Travelers

$907

$76

Travelers

$981

$82

Farmers

$1,009

$84

Nationwide

$1,032

$86

Farmers

$1,065

$89

Allstate

$1,066

$89

Allstate

$1,077

$90

Allstate

$1,088

$91

Mercury

$1,093

$91

Farmers

$1,199

$100

Progressive

$1,325

$110

Progressive

$1,355

$113

State Farm

$1,420

$118

Progressive

$1,527

$127

GEICO

$1,533

$128

State Farm

$1,549

$129

Direct General Insurance

$1,580

$132

GEICO

$1,649

$137

Direct General Insurance

$1,652

$138

Nationwide

$1,741

$145

Mercury

$1,767

$147

State Farm

$1,827

$152

Travelers

$1,847

$154

Nationwide

$1,872

$156

Mercury

$1,883

$157

Travelers

$1,945

$162

Direct General Insurance

$2,001

$167

Farmers

$2,046

$171

Travelers

$2,223

$185

Nationwide

$2,223

$185

Farmers

$2,237

$186

Progressive

$2,269

$189

Progressive

$2,350

$196

GEICO

$2,359

$197

Allstate

$2,378

$198

Allstate

$2,384

$199

Allstate

$2,483

$207

Mercury

$2,566

$214

Farmers

$2,582

$215

Progressive

$2,776

$231

Direct General Insurance

$3,020

$252

Direct General Insurance

$3,071

$256

Direct General Insurance

$3,978

$331

A full coverage policy combines liability insurance with comprehensive and collision insurance.

  • Collision Insurance covers damages related to collisions with another vehicle or an object
  • Comprehensive Insurance covers unexpected damages outside of collisions including natural disasters, theft, hail, etc.

Typically full coverage policies are best for owners of new vehicles as a way to safeguard their investment. They may not be worth the added cost for owners with older vehicles.

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Cheapest Car Insurance in Miramar After a Driving Offense

The cheapest companies in Miramar for full coverage car insurance after a driving violation are:

  • Speeding ticket: State Farm ($1,752 per year)
  • At-fault accident: State Farm ($1,907 per year)
  • DUI: State Farm ($1,752 per year)

The most expensive rates for drivers with a speeding ticket are available from GEICO for $3,296 per year, while Allstate has the highest rates for drivers with at-fault accidents at $4,311 per year. Drivers with DUI offenses will pay the most with Nationwide at $4,319 per year. A driving violation can significantly increase the cost of your insurance; even affordable rates for drivers with offenses will still be relatively more expensive than an average rate for a driver with a clean history.

Company
Annual Premium
Monthly Premium

State Farm

$833

$69

State Farm

$833

$69

GEICO

$869

$72

State Farm

$897

$75

State Farm

$897

$75

State Farm

$910

$76

GEICO

$932

$78

State Farm

$981

$82

GEICO

$1,016

$85

State Farm

$1,021

$85

State Farm

$1,021

$85

Nationwide

$1,022

$85

Allstate

$1,066

$89

Nationwide

$1,069

$89

GEICO

$1,074

$90

Allstate

$1,077

$90

Farmers

$1,083

$90

Allstate

$1,088

$91

GEICO

$1,110

$93

State Farm

$1,117

$93

GEICO

$1,153

$96

Farmers

$1,156

$96

Mercury

$1,158

$97

GEICO

$1,194

$100

Nationwide

$1,209

$101

GEICO

$1,221

$102

Travelers

$1,244

$104

Farmers

$1,249

$104

Travelers

$1,255

$105

Nationwide

$1,274

$106

Farmers

$1,275

$106

Travelers

$1,282

$107

Mercury

$1,318

$110

Travelers

$1,323

$110

Nationwide

$1,326

$111

Travelers

$1,335

$111

Farmers

$1,340

$112

Travelers

$1,367

$114

Allstate

$1,373

$114

Allstate

$1,379

$115

Allstate

$1,395

$116

Mercury

$1,401

$117

Mercury

$1,414

$118

Farmers

$1,441

$120

Farmers

$1,475

$123

Nationwide

$1,481

$123

Progressive

$1,529

$127

GEICO

$1,530

$128

Travelers

$1,532

$128

Progressive

$1,540

$128

Travelers

$1,544

$129

Travelers

$1,571

$131

Direct General Insurance

$1,580

$132

State Farm

$1,608

$134

State Farm

$1,608

$134

Mercury

$1,624

$135

Farmers

$1,651

$138

Direct General Insurance

$1,652

$138

Mercury

$1,663

$139

Direct General Insurance

$1,667

$139

Farmers

$1,667

$139

Mercury

$1,689

$141

Direct General Insurance

$1,695

$141

Progressive

$1,734

$144

Progressive

$1,747

$146

State Farm

$1,750

$146

State Farm

$1,752

$146

State Farm

$1,752

$146

Progressive

$1,771

$148

Allstate

$1,837

$153

Allstate

$1,845

$154

Allstate

$1,864

$155

State Farm

$1,907

$159

Progressive

$1,938

$161

Mercury

$1,944

$162

Mercury

$1,963

$164

Direct General Insurance

$2,001

$167

Direct General Insurance

$2,020

$168

Progressive

$2,023

$169

Nationwide

$2,025

$169

Progressive

$2,049

$171

State Farm

$2,071

$173

State Farm

$2,071

$173

Nationwide

$2,087

$174

Nationwide

$2,101

$175

Nationwide

$2,233

$186

Progressive

$2,236

$186

Farmers

$2,250

$188

State Farm

$2,254

$188

Nationwide

$2,269

$189

Direct General Insurance

$2,311

$193

Direct General Insurance

$2,315

$193

Allstate

$2,378

$198

Allstate

$2,384

$199

GEICO

$2,476

$206

Allstate

$2,483

$207

Farmers

$2,485

$207

Nationwide

$2,583

$215

Farmers

$2,591

$216

Nationwide

$2,617

$218

GEICO

$2,622

$219

Mercury

$2,641

$220

Progressive

$2,660

$222

Progressive

$2,708

$226

Travelers

$2,728

$227

Nationwide

$2,760

$230

Travelers

$2,782

$232

Farmers

$2,794

$233

Direct General Insurance

$2,826

$235

Travelers

$2,858

$238

Travelers

$2,876

$240

Farmers

$2,878

$240

Travelers

$2,924

$244

Mercury

$2,975

$248

GEICO

$2,993

$249

Travelers

$3,015

$251

Direct General Insurance

$3,020

$252

Direct General Insurance

$3,071

$256

GEICO

$3,111

$259

Farmers

$3,134

$261

Nationwide

$3,148

$262

Mercury

$3,168

$264

Direct General Insurance

$3,171

$264

Progressive

$3,178

$265

GEICO

$3,188

$266

Direct General Insurance

$3,205

$267

Farmers

$3,209

$267

Progressive

$3,250

$271

Allstate

$3,252

$271

Progressive

$3,265

$272

Allstate

$3,274

$273

GEICO

$3,296

$275

Travelers

$3,317

$276

Mercury

$3,341

$278

GEICO

$3,387

$282

Travelers

$3,390

$283

Allstate

$3,393

$283

Travelers

$3,485

$290

Farmers

$3,695

$308

Progressive

$3,738

$311

Farmers

$3,751

$313

Progressive

$3,760

$313

GEICO

$3,762

$314

Mercury

$3,779

$315

Mercury

$3,803

$317

Progressive

$3,819

$318

Mercury

$3,889

$324

Direct General Insurance

$3,978

$331

Direct General Insurance

$4,116

$343

Nationwide

$4,156

$346

Direct General Insurance

$4,245

$354

Progressive

$4,279

$357

Allstate

$4,311

$359

Nationwide

$4,319

$360

Allstate

$4,354

$363

Direct General Insurance

$4,365

$364

Allstate

$4,474

$373

Mercury

$4,539

$378

GEICO

$4,613

$384

Mercury

$4,692

$391

Nationwide

$4,771

$398

Direct General Insurance

$5,551

$463

The cost of your insurance will increase in proportion to the severity of your driving offense. For instance, drivers in Miramar with a speeding ticket will pay approximately $374 more for car insurance than those with a DUI offense. Although rates will be more expensive, it’s still possible to find relatively cheap car insurance with a bad driving record.

Cheapest Car Insurance in Miramar for Teens and Their Families

In Miramar, the following insurers offer the cheapest full coverage policies to 16-year-old teens on a family policy:

  • Nationwide: $4,513 per year for female teens; $5,083 per year for male teens
  • State Farm: $5,258 per year for female teens; Allstate: $5,777 per year for male teens

In comparison, Progressive offers female teens the most expensive policies in Miramar at $7,291 per year. Travelers sells male teens the most expensive policies at $7,839 per year. Male teens generally pay more for car insurance than female teens, as the former are considered riskier to insure. For instance, Nationwide, the cheapest insurer, charges male teens $597 more per year for insurance. However, this cost discrepancy drops off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$2,387

$5,944

GEICO

$2,565

$6,387

GEICO

$2,665

$7,331

Travelers

$2,689

$4,599

GEICO

$2,763

$6,878

Travelers

$2,832

$4,663

Travelers

$3,047

$5,671

Travelers

$3,053

$5,221

State Farm

$3,091

$3,881

Travelers

$3,131

$5,354

State Farm

$3,201

$4,019

Travelers

$3,263

$5,372

Nationwide

$3,264

$5,433

State Farm

$3,264

$3,985

State Farm

$3,334

$4,606

Travelers

$3,366

$6,372

GEICO

$3,374

$5,804

State Farm

$3,377

$4,241

Travelers

$3,403

$6,158

Nationwide

$3,414

$4,548

Nationwide

$3,431

$4,570

Nationwide

$3,438

$4,763

Nationwide

$3,480

$6,352

Travelers

$3,496

$5,756

State Farm

$3,536

$5,001

Allstate

$3,538

$5,365

Allstate

$3,556

$7,755

Nationwide

$3,559

$5,056

State Farm

$3,593

$4,386

Nationwide

$3,598

$4,792

Allstate

$3,601

$8,103

Nationwide

$3,603

$4,991

Allstate

$3,658

$5,424

GEICO

$3,702

$6,367

State Farm

$3,736

$5,183

Nationwide

$3,764

$5,774

Allstate

$3,787

$19,192

State Farm

$3,840

$4,688

Nationwide

$3,845

$5,326

GEICO

$3,870

$7,512

State Farm

$3,897

$5,512

Travelers

$3,922

$7,105

Nationwide

$3,927

$7,557

State Farm

$3,937

$6,190

Nationwide

$3,977

$6,620

GEICO

$3,982

$7,977

GEICO

$3,994

$8,279

GEICO

$4,036

$6,943

Travelers

$4,050

$7,330

Travelers

$4,063

$8,571

Allstate

$4,120

$6,246

State Farm

$4,202

$5,780

Allstate

$4,245

$22,896

Allstate

$4,249

$7,510

Allstate

$4,290

$6,361

Allstate

$4,303

$6,945

Nationwide

$4,353

$9,436

Allstate

$4,384

$6,648

Nationwide

$4,409

$8,048

Nationwide

$4,513

$12,954

Nationwide

$4,513

$12,954

Nationwide

$4,513

$12,954

Allstate

$4,580

$6,791

Allstate

$4,653

$12,508

State Farm

$4,657

$6,978

Allstate

$4,667

$10,178

Travelers

$4,708

$10,830

Farmers

$4,784

$4,562

State Farm

$4,786

$6,583

Travelers

$4,795

$8,687

Allstate

$4,807

$12,513

State Farm

$4,811

$7,487

Travelers

$4,823

$10,421

Progressive

$4,862

$4,739

Farmers

$4,873

$4,748

GEICO

$4,926

$11,329

GEICO

$4,975

$11,755

Farmers

$5,015

$4,005

Nationwide

$5,083

$16,220

Nationwide

$5,083

$16,220

Nationwide

$5,083

$16,220

Farmers

$5,114

$4,230

GEICO

$5,140

$10,295

Farmers

$5,155

$4,264

Farmers

$5,193

$4,388

Farmers

$5,196

$4,298

State Farm

$5,215

$7,816

Farmers

$5,228

$4,175

State Farm

$5,258

$8,846

GEICO

$5,260

$10,903

Allstate

$5,260

$11,837

Farmers

$5,331

$4,518

Farmers

$5,422

$4,329

GEICO

$5,542

$12,512

Allstate

$5,547

$35,196

GEICO

$5,588

$12,004

Progressive

$5,614

$5,472

State Farm

$5,617

$8,590

Allstate

$5,777

$36,749

Travelers

$5,784

$13,427

GEICO

$5,793

$12,445

GEICO

$5,795

$12,897

Farmers

$5,842

$13,131

GEICO

$5,866

$13,938

GEICO

$5,883

$13,284

Allstate

$5,907

$29,934

Progressive

$5,917

$6,901

Progressive

$5,941

$7,704

Farmers

$5,944

$13,971

Travelers

$5,952

$13,693

Progressive

$5,966

$5,050

Progressive

$6,002

$7,425

Progressive

$6,110

$5,955

Travelers

$6,240

$18,542

Farmers

$6,253

$6,930

Allstate

$6,272

$33,831

Farmers

$6,291

$14,786

State Farm

$6,317

$9,661

Farmers

$6,333

$14,235

State Farm

$6,376

$11,001

Progressive

$6,416

$12,816

Progressive

$6,422

$13,587

Progressive

$6,509

$8,439

Progressive

$6,618

$5,602

Progressive

$6,632

$8,204

Progressive

$6,657

$9,753

Farmers

$6,669

$7,375

Progressive

$6,683

$9,170

Farmers

$6,773

$6,600

Farmers

$6,847

$19,516

Farmers

$6,942

$19,444

Progressive

$6,995

$7,070

Progressive

$7,043

$5,961

Progressive

$7,178

$16,315

Progressive

$7,291

$15,778

Progressive

$7,401

$15,661

Travelers

$7,441

$17,274

Farmers

$7,487

$7,139

Progressive

$7,558

$15,097

Travelers

$7,839

$23,888

Since rates are generally expensive for teens, one way to get cheap car insurance for teens is to add them to an existing policy instead of purchasing an individual one. For instance, a 16-year-old male in Miramar could save up to $4,940 per year by joining a family policy instead of purchasing an individual policy.

Cheapest Car Insurance in Miramar for Military Drivers

In Miramar, active military members and their families can get the cheapest full coverage policies from the following insurers:

  • State Farm: $1,549 per year
  • GEICO: $1,649 per year

The cheapest minimum coverage policies are also available from State Farm and GEICO for $607 per year and $786 per year, respectively.

Another company with tailored coverages and discounts for military members is USAA. It is consistently one of the cheapest options for military drivers nationwide.

Company
Annual Premium
Monthly Premium

GEICO

$559

$47

GEICO

$607

$51

State Farm

$730

$61

State Farm

$786

$65

Mercury

$806

$67

GEICO

$812

$68

Nationwide

$845

$70

Mercury

$850

$71

Travelers

$864

$72

Nationwide

$893

$74

State Farm

$894

$74

Travelers

$907

$76

Travelers

$981

$82

Farmers

$1,009

$84

Nationwide

$1,032

$86

Farmers

$1,065

$89

Allstate

$1,066

$89

Allstate

$1,077

$90

Allstate

$1,088

$91

Mercury

$1,093

$91

Farmers

$1,199

$100

Progressive

$1,325

$110

Progressive

$1,355

$113

State Farm

$1,420

$118

Progressive

$1,527

$127

GEICO

$1,533

$128

State Farm

$1,549

$129

Direct General Insurance

$1,580

$132

GEICO

$1,649

$137

Direct General Insurance

$1,652

$138

Nationwide

$1,741

$145

Mercury

$1,767

$147

State Farm

$1,827

$152

Travelers

$1,847

$154

Nationwide

$1,872

$156

Mercury

$1,883

$157

Travelers

$1,945

$162

Direct General Insurance

$2,001

$167

Farmers

$2,046

$171

Travelers

$2,223

$185

Nationwide

$2,223

$185

Farmers

$2,237

$186

Progressive

$2,269

$189

Progressive

$2,350

$196

GEICO

$2,359

$197

Allstate

$2,378

$198

Allstate

$2,384

$199

Allstate

$2,483

$207

Mercury

$2,566

$214

Farmers

$2,582

$215

Progressive

$2,776

$231

Direct General Insurance

$3,020

$252

Direct General Insurance

$3,071

$256

Direct General Insurance

$3,978

$331

How to Compare Cheap Miramar Car Insurance Quotes Online

It can be time-consuming to compare rates from multiple insurers — obtaining a single quote can take up to 15 minutes. Fortunately, MoneyGeek simplified the process for you with our auto insurance calculator. This tool quickly generates an estimate using your age, vehicle type, coverage level and driving record.

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USAA

Best Car Insurance in Miramar: Summary

The best car insurance company for you will vary based on how much you value cost, affordability and coverage options. MoneyGeek identified the best insurers in Miramar for different categories:

  • Best overall: State Farm (MoneyGeek score of 76 out of 100)
  • Best for service: Travelers (MoneyGeek score of 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score of 78 out of 100)

An insurer’s overall score may vary based on how factors were weighted in that category. State Farm also offers the best car insurance in Florida. Military members and their families may consider USAA for their car insurance needs.

Best Overall Car Insurance in Miramar

Overall, the following insurers provide the best full coverage policies in Miramar:

  • State Farm: MoneyGeek score of 76 out of 100 ($1,549 per year)
  • GEICO: MoneyGeek score of 73 out of 100 ($1,649 per year)

Of the insurers in our study, State Farm offers the cheapest rates and has the highest customer satisfaction score. This means you won’t have to pay more for quality customer service.

How was this MoneyGeek score calculated?

State Farm

pros

Has the cheapest rates of the insurers in our study

Has the highest customer satisfaction score

Offers roadside assistance and rental car and/or travel reimbursement

cons

Has a below-average score for claims management and coverage options

Does not offer gap insurance, new car replacement or deductible modification coverage

COMPANY HIGHLIGHTS

State Farm has the cheapest rates and provides top-notch customer service. Its numerous coverage options, including roadside assistance and rental car and/or travel reimbursement, also earned it our top spot.

Roadside assistance provides 24/7 help if your car breaks down. You can receive towing, flat tire changes and gas or oil delivery services at no cost to you. Rental car and/or travel reimbursement coverage will pay for the cost of a rental car if yours is damaged in a covered accident. Aside from these basic coverages, State Farm also comes with a list of discount opportunities for Miramar drivers. This includes a rarely offered discount for having daytime running lights, a new vehicle, anti-lock brakes, anti-theft systems and airbags.

Read MoneyGeek's State Farm Auto Insurance Review

Best Car Insurance in Miramar for Customer Service

Not taking cost into account, the following insurers offer the best customer service in Miramar:

  • Travelers: MoneyGeek score of 60 out of 100 ($1,945 per year)
  • State Farm: MoneyGeek score of 58 out of 100 ($1,549 per year)

Of the insurers in our study, Travelers has the highest claims management rating and the third-highest customer satisfaction score. Compared to other insurers, the insurer’s rates are also relatively affordable.

How was this MoneyGeek score calculated?

Travelers

pros

Has the highest claims management rating of the insurers in our study

Has a relatively high score for customer satisfaction

Offers commonly available coverage options

cons

Does not offer any rare coverage options

COMPANY HIGHLIGHTS

Travelers offers the best customer service in Miramar based on its high ratings for customer satisfaction and claims management. Though its policies cost more than some competitors, it still has relatively affordable rates.

Travelers offers basic coverage options, including rental car and/or travel reimbursement and roadside assistance coverage. It also offers Miramar drivers accident forgiveness, which will prevent your rate from increasing after your first at-fault accident. Gap insurance pays the difference between the actual cash value of your vehicle and the unpaid balance on your loan if it’s totaled. New car replacement coverage replaces your vehicle with one of the same make and model if it’s totaled in a covered loss.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance in Miramar

MoneyGeek ranked the best cheap car insurance providers in Miramar based on rates for a minimum coverage policy that includes the state-mandated liability limits in Florida:

  • GEICO: MoneyGeek score of 78 out of 100 ($607 per year)
  • State Farm: MoneyGeek score of 71 out of 100 ($786 per year)

Minimum coverage policies may be the cheapest, but they offer the least amount of liability protection and won’t reimburse you for damages to your own vehicle if you get in an accident.

How was this MoneyGeek score calculated?

GEICO

pros

An affordable minimum coverage policy costs $607 per year

Offers discounts for safe driving, bundling insurance policies, installing daytime running lights and more

Has a relatively high customer satisfaction score

cons

Has a relatively low score for claims management

COMPANY HIGHLIGHTS

GEICO has the cheapest rates for minimum coverage policies in Miramar. The insurer also has a relatively high score for customer satisfaction. With GEICO, you can reduce the cost of your already affordable rate through one of the many discount opportunities available with this insurer.

The insurer offers 18 discounts, including ones for insuring multiple vehicles, bundling insurance policies (home, renters, life, etc.) and safe driving. Certain professions can also receive a discount; GEICO provides a discounted rate to teachers, federal employees and military members. In addition to these savings opportunities, drivers can reduce the cost of their premium even further by installing daytime running lights, anti-theft systems and anti-lock brakes. Drivers with new vehicles can also lower the cost of their car insurance, as GEICO offers savings for these drivers.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Miramar

The average cost of car insurance in Florida is $1,935 per year, $148 less than the cost of car insurance in Miramar at $2,083 per year as of October 2022. Meanwhile, the national average cost of car insurance is $1,265 per year, $670 more than the state average.

The rates included above are for a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.