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The best insurer for you may vary depending on your coverage needs and budget. GEICO has the cheapest rates for both minimum and full coverage policies, as well as for drivers with an at-fault accident on their record. Meanwhile, State Farm has the cheapest rates for drivers with DUI offenses and speeding tickets. Travelers is our top choice for customer service.

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2023

Cheapest and Best Car Insurance in Hialeah

Cheapest Minimum Liability Car Insurance in Hialeah

The following insurers offer the cheapest minimum coverage policies in Hialeah:

  • GEICO: $578 per year
  • Nationwide: $1,073 per year

Direct General Insurance has the most expensive policies in the city at $2,904 per year. Although GEICO is the cheapest insurer in the city, State Farm offers the cheapest auto insurance in Florida at $485 per year as of October 2022. This shows how location can impact the cost of your insurance.

Company
Annual Premium
Monthly Premium

GEICO

$533

$44

GEICO

$578

$48

GEICO

$768

$64

Nationwide

$1,016

$85

Mercury

$1,027

$86

State Farm

$1,032

$86

Travelers

$1,067

$89

Nationwide

$1,073

$89

Mercury

$1,101

$92

State Farm

$1,115

$93

Travelers

$1,158

$96

Allstate

$1,175

$98

Allstate

$1,204

$100

Allstate

$1,209

$101

Travelers

$1,234

$103

Nationwide

$1,238

$103

State Farm

$1,251

$104

GEICO

$1,365

$114

Mercury

$1,373

$114

GEICO

$1,472

$123

Farmers

$1,565

$130

Farmers

$1,589

$132

Progressive

$1,620

$135

Progressive

$1,686

$140

Farmers

$1,755

$146

State Farm

$1,811

$151

Progressive

$1,911

$159

State Farm

$1,980

$165

Mercury

$2,047

$171

GEICO

$2,088

$174

Nationwide

$2,126

$177

Travelers

$2,182

$182

Mercury

$2,224

$185

Nationwide

$2,305

$192

State Farm

$2,310

$192

Travelers

$2,355

$196

Allstate

$2,517

$210

Allstate

$2,543

$212

Allstate

$2,643

$220

Travelers

$2,659

$222

Direct General Insurance

$2,674

$223

Farmers

$2,693

$224

Nationwide

$2,733

$228

Farmers

$2,781

$232

Direct General Insurance

$2,904

$242

Progressive

$2,924

$244

Mercury

$2,960

$247

Progressive

$3,083

$257

Farmers

$3,184

$265

Direct General Insurance

$3,387

$282

Progressive

$3,643

$304

Direct General Insurance

$4,316

$360

Direct General Insurance

$4,561

$380

Direct General Insurance

$5,664

$472

A minimum coverage policy in Florida covers property damage liability and personal injury protection. Specifically, minimum coverage policies in Florida must include:

  • $10,000 property damage liability per accident
  • $10,000 personal injury protection

Liability insurance pays for the cost of damages to the other vehicle and driver if you’re found at fault in an accident. With the liability limits included above, an insurer would pay for up to $10,000 in property damages per accident. You will be responsible for any costs exceeding this amount. This policy would also pay up to $10,000 to cover your or your passenger's medical expenses after an accident.

Cheapest Full Coverage Car Insurance in Hialeah

The following insurers offer the cheapest rates in Hialeah for a full coverage car insurance policy:

  • GEICO: $1,472 per year
  • State Farm: $1,980 per year

Direct General Insurance offers the most expensive policies at $4,561 per year. State Farm offers the cheapest full coverage car insurance in Florida at $1,058 per year as of October 2022.

Company
Annual Premium
Monthly Premium

GEICO

$533

$44

GEICO

$578

$48

GEICO

$768

$64

Nationwide

$1,016

$85

Mercury

$1,027

$86

State Farm

$1,032

$86

Travelers

$1,067

$89

Nationwide

$1,073

$89

Mercury

$1,101

$92

State Farm

$1,115

$93

Travelers

$1,158

$96

Allstate

$1,175

$98

Allstate

$1,204

$100

Allstate

$1,209

$101

Travelers

$1,234

$103

Nationwide

$1,238

$103

State Farm

$1,251

$104

GEICO

$1,365

$114

Mercury

$1,373

$114

GEICO

$1,472

$123

Farmers

$1,565

$130

Farmers

$1,589

$132

Progressive

$1,620

$135

Progressive

$1,686

$140

Farmers

$1,755

$146

State Farm

$1,811

$151

Progressive

$1,911

$159

State Farm

$1,980

$165

Mercury

$2,047

$171

GEICO

$2,088

$174

Nationwide

$2,126

$177

Travelers

$2,182

$182

Mercury

$2,224

$185

Nationwide

$2,305

$192

State Farm

$2,310

$192

Travelers

$2,355

$196

Allstate

$2,517

$210

Allstate

$2,543

$212

Allstate

$2,643

$220

Travelers

$2,659

$222

Direct General Insurance

$2,674

$223

Farmers

$2,693

$224

Nationwide

$2,733

$228

Farmers

$2,781

$232

Direct General Insurance

$2,904

$242

Progressive

$2,924

$244

Mercury

$2,960

$247

Progressive

$3,083

$257

Farmers

$3,184

$265

Direct General Insurance

$3,387

$282

Progressive

$3,643

$304

Direct General Insurance

$4,316

$360

Direct General Insurance

$4,561

$380

Direct General Insurance

$5,664

$472

Full coverage policies cover more ground when it comes to protecting you as the policyholder. In addition to the liability coverages, a full coverage policy will have the following insurance or protection:

  • Collision Insurance pays for damages resulting from a collision with another vehicle or an object.
  • Comprehensive Insurance pays for other types of damages outside of a collision, like natural disasters, theft, hail, etc.

Although full coverage policies are generally the recommended type of policy to get, you may need to assess how old your vehicle is before purchasing a full coverage policy. Otherwise, you’d be wasting hundreds of dollars in premiums for a vehicle with low value.

Cheapest Car Insurance in Hialeah After a Driving Offense

In Hialeah, drivers with the following traffic violations will get the cheapest rates for a full coverage policy with these insurers:

  • Speeding ticket: State Farm ($2,245 per year)
  • Accident: GEICO ($2,323 per year)
  • DUI: State Farm ($2,245 per year)

Drivers with speeding tickets and at-fault accidents will get the most expensive rates from Direct General Insurance, with policies costing $4,561 per year and $6,358 per year, respectively. Meanwhile, Nationwide is the most expensive provider in Hialeah after a DUI offense at $5,274 per year. A driving violation will significantly impact your car insurance rate; even “cheap” rates for drivers with violations will still be more expensive than average-priced rates for drivers with a clean history.

Company
Annual Premium
Monthly Premium

GEICO

$822

$69

GEICO

$883

$74

GEICO

$960

$80

GEICO

$1,013

$84

GEICO

$1,049

$87

GEICO

$1,089

$91

GEICO

$1,131

$94

GEICO

$1,145

$95

Allstate

$1,175

$98

State Farm

$1,181

$98

State Farm

$1,181

$98

Allstate

$1,204

$100

Allstate

$1,209

$101

Nationwide

$1,238

$103

State Farm

$1,276

$106

State Farm

$1,276

$106

State Farm

$1,292

$108

Nationwide

$1,295

$108

State Farm

$1,398

$117

State Farm

$1,433

$119

State Farm

$1,433

$119

GEICO

$1,440

$120

Mercury

$1,446

$121

Nationwide

$1,460

$122

Allstate

$1,495

$125

Allstate

$1,508

$126

Allstate

$1,523

$127

Nationwide

$1,555

$130

State Farm

$1,569

$131

Travelers

$1,571

$131

Travelers

$1,573

$131

Travelers

$1,581

$132

Mercury

$1,598

$133

Nationwide

$1,619

$135

Farmers

$1,672

$139

Travelers

$1,673

$139

Travelers

$1,675

$140

Travelers

$1,679

$140

Farmers

$1,680

$140

Mercury

$1,736

$145

Mercury

$1,744

$145

Nationwide

$1,802

$150

Farmers

$1,848

$154

Progressive

$1,892

$158

Travelers

$1,934

$161

Travelers

$1,945

$162

Mercury

$1,947

$162

Progressive

$1,948

$162

Travelers

$1,954

$163

Allstate

$2,005

$167

Farmers

$2,019

$168

Allstate

$2,023

$169

Farmers

$2,026

$169

Mercury

$2,039

$170

Allstate

$2,041

$170

Mercury

$2,047

$171

State Farm

$2,055

$171

State Farm

$2,055

$171

Farmers

$2,188

$182

GEICO

$2,188

$182

Progressive

$2,199

$183

Progressive

$2,203

$184

Progressive

$2,204

$184

State Farm

$2,238

$187

State Farm

$2,245

$187

State Farm

$2,245

$187

Farmers

$2,281

$190

Mercury

$2,288

$191

Mercury

$2,297

$191

GEICO

$2,323

$194

Farmers

$2,366

$197

State Farm

$2,445

$204

Farmers

$2,451

$204

Progressive

$2,455

$205

Nationwide

$2,502

$209

Allstate

$2,517

$210

Allstate

$2,543

$212

Nationwide

$2,563

$214

Progressive

$2,568

$214

Nationwide

$2,578

$215

Progressive

$2,583

$215

State Farm

$2,621

$218

State Farm

$2,621

$218

Allstate

$2,643

$220

GEICO

$2,644

$220

Direct General Insurance

$2,674

$223

GEICO

$2,741

$228

Nationwide

$2,742

$229

Nationwide

$2,793

$233

GEICO

$2,814

$235

State Farm

$2,855

$238

Progressive

$2,862

$239

Direct General Insurance

$2,885

$240

Direct General Insurance

$2,904

$242

Farmers

$2,909

$242

GEICO

$2,912

$243

Direct General Insurance

$2,933

$244

GEICO

$2,998

$250

Mercury

$3,004

$250

Farmers

$3,039

$253

Nationwide

$3,171

$264

Nationwide

$3,190

$266

Travelers

$3,273

$273

Travelers

$3,273

$273

Mercury

$3,279

$273

GEICO

$3,303

$275

Nationwide

$3,382

$282

Direct General Insurance

$3,387

$282

Farmers

$3,406

$284

Farmers

$3,414

$285

Direct General Insurance

$3,422

$285

Travelers

$3,428

$286

Travelers

$3,429

$286

Progressive

$3,429

$286

Allstate

$3,432

$286

Allstate

$3,434

$286

Travelers

$3,437

$286

Progressive

$3,562

$297

Mercury

$3,578

$298

Allstate

$3,579

$298

Farmers

$3,588

$299

Travelers

$3,593

$299

Mercury

$3,761

$313

Nationwide

$3,854

$321

Farmers

$3,910

$326

Travelers

$3,984

$332

Travelers

$3,991

$333

Direct General Insurance

$4,031

$336

Farmers

$4,054

$338

GEICO

$4,056

$338

Mercury

$4,143

$345

Travelers

$4,158

$347

Mercury

$4,165

$347

Direct General Insurance

$4,169

$347

Progressive

$4,180

$348

Progressive

$4,202

$350

Progressive

$4,292

$358

Direct General Insurance

$4,316

$360

Mercury

$4,353

$363

Farmers

$4,419

$368

Farmers

$4,549

$379

Allstate

$4,549

$379

Direct General Insurance

$4,561

$380

Allstate

$4,565

$380

Direct General Insurance

$4,588

$382

Direct General Insurance

$4,694

$391

Allstate

$4,716

$393

Mercury

$4,832

$403

Direct General Insurance

$4,881

$407

Progressive

$4,917

$410

Progressive

$4,927

$411

Progressive

$4,939

$412

Nationwide

$5,057

$421

Mercury

$5,099

$425

Nationwide

$5,274

$440

Progressive

$5,621

$468

Direct General Insurance

$5,664

$472

Nationwide

$5,822

$485

Direct General Insurance

$5,847

$487

Direct General Insurance

$6,306

$525

Direct General Insurance

$6,358

$530

Direct General Insurance

$7,936

$661

Typically, the cost of your insurance will also increase in proportion to the severity of your driving offense. For instance, a driver in Hialeah with a speeding ticket will pay $456 more for car insurance than one with a DUI offense. Although more costly, it’s still possible to find relatively cheap car insurance with a bad driving record.

Cheapest Car Insurance in Hialeah for Teens and Their Families

The cheapest car insurance companies for 16-year-old teens on a family policy in Hialeah are:

  • GEICO: $4,885 per year for female teens and $4,945 per year for male teens
  • Nationwide: $5,456 per year for female teens
  • Allstate: $6,031 per year for male teens

Progressive has the most expensive policies for male and female teens at $9,427 and $9,575 per year, respectively. Often, male teens pay more for car insurance than female teens, as insurers consider them riskier to insure. However, this rate difference drops off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

GEICO

$2,012

$5,110

GEICO

$2,162

$5,491

GEICO

$2,246

$6,302

GEICO

$2,329

$5,913

GEICO

$2,844

$4,989

GEICO

$3,120

$5,474

Travelers

$3,186

$5,565

GEICO

$3,262

$6,458

Travelers

$3,356

$5,643

GEICO

$3,357

$6,858

GEICO

$3,367

$7,118

GEICO

$3,402

$5,969

Travelers

$3,610

$6,862

Travelers

$3,617

$6,317

Allstate

$3,694

$5,623

Travelers

$3,710

$6,479

Allstate

$3,713

$8,129

Allstate

$3,759

$8,494

Allstate

$3,819

$5,685

Travelers

$3,866

$6,501

State Farm

$3,914

$5,123

Nationwide

$3,946

$6,617

Allstate

$3,954

$20,117

Travelers

$3,988

$7,711

Travelers

$4,032

$7,452

State Farm

$4,053

$5,304

Nationwide

$4,128

$5,540

State Farm

$4,133

$5,259

Travelers

$4,142

$6,966

Nationwide

$4,148

$5,566

GEICO

$4,152

$9,739

Nationwide

$4,157

$5,801

GEICO

$4,194

$10,105

Nationwide

$4,207

$7,736

State Farm

$4,222

$6,080

State Farm

$4,276

$5,597

Allstate

$4,301

$6,547

Nationwide

$4,303

$6,157

GEICO

$4,332

$8,851

Nationwide

$4,349

$5,837

Nationwide

$4,356

$6,079

Allstate

$4,431

$23,999

GEICO

$4,434

$9,373

Allstate

$4,436

$7,872

State Farm

$4,478

$6,601

Allstate

$4,478

$6,667

Allstate

$4,492

$7,280

State Farm

$4,549

$5,789

Nationwide

$4,550

$7,033

Allstate

$4,577

$6,968

Travelers

$4,647

$8,597

Nationwide

$4,648

$6,487

GEICO

$4,671

$10,757

GEICO

$4,710

$10,320

State Farm

$4,730

$6,841

Nationwide

$4,748

$9,205

Allstate

$4,781

$7,118

Travelers

$4,799

$8,870

Nationwide

$4,808

$8,062

Travelers

$4,814

$10,372

Allstate

$4,858

$13,111

State Farm

$4,862

$6,187

Allstate

$4,873

$10,669

GEICO

$4,883

$10,698

GEICO

$4,885

$11,088

State Farm

$4,935

$7,275

GEICO

$4,945

$11,982

GEICO

$4,959

$11,420

State Farm

$4,984

$8,169

Allstate

$5,019

$13,116

Nationwide

$5,262

$11,493

State Farm

$5,321

$7,628

Nationwide

$5,330

$9,801

Nationwide

$5,456

$15,778

Nationwide

$5,456

$15,778

Nationwide

$5,456

$15,778

Allstate

$5,492

$12,407

Travelers

$5,578

$13,106

Travelers

$5,682

$10,512

Travelers

$5,715

$12,611

Farmers

$5,768

$5,558

Allstate

$5,791

$36,892

Farmers

$5,875

$5,785

State Farm

$5,896

$9,210

Allstate

$6,031

$38,520

Farmers

$6,046

$4,879

State Farm

$6,060

$8,689

State Farm

$6,091

$9,882

Nationwide

$6,145

$19,755

Nationwide

$6,145

$19,755

Nationwide

$6,145

$19,755

Farmers

$6,166

$5,154

Allstate

$6,167

$31,376

Farmers

$6,215

$5,195

Farmers

$6,261

$5,346

Farmers

$6,265

$5,237

Farmers

$6,303

$5,086

Progressive

$6,386

$6,354

Farmers

$6,427

$5,505

Farmers

$6,537

$5,275

Allstate

$6,548

$35,460

State Farm

$6,604

$10,316

State Farm

$6,658

$11,675

Travelers

$6,853

$16,248

Farmers

$7,043

$16,000

Travelers

$7,052

$16,570

State Farm

$7,112

$11,337

Farmers

$7,167

$17,023

Progressive

$7,374

$7,337

Travelers

$7,393

$22,438

Farmers

$7,539

$8,444

Farmers

$7,585

$18,016

Farmers

$7,635

$17,344

Progressive

$7,771

$9,253

Progressive

$7,803

$10,330

Progressive

$7,835

$6,771

Progressive

$7,883

$9,956

State Farm

$7,999

$12,751

Progressive

$8,025

$7,985

Farmers

$8,040

$8,986

State Farm

$8,073

$14,521

Farmers

$8,167

$8,042

Farmers

$8,255

$23,779

Farmers

$8,369

$23,692

Progressive

$8,426

$17,185

Progressive

$8,434

$18,220

Progressive

$8,549

$11,316

Progressive

$8,692

$7,511

Progressive

$8,711

$11,002

Progressive

$8,744

$13,078

Progressive

$8,777

$12,296

Travelers

$8,816

$20,903

Farmers

$9,027

$8,699

Progressive

$9,187

$9,481

Progressive

$9,250

$7,994

Travelers

$9,287

$28,906

Progressive

$9,427

$21,877

Progressive

$9,575

$21,157

Progressive

$9,721

$21,000

Progressive

$9,926

$20,245

It can be more expensive for teen drivers to purchase an individual policy than to join a family policy. To get the cheapest car insurance for teens, enroll them under a family policy. For instance, a 16-year-old male in Hialeah could save up to $4,940 per year by joining a family policy instead of purchasing an individual one.

Cheapest Car Insurance in Hialeah for Military Drivers

Military drivers can get the cheapest full coverage policies from the following companies:

  • GEICO: MoneyGeek score of 75 out of 100 ($1,472 per year)
  • State Farm: MoneyGeek score of 71 out of 100 ($1,980 per year)

GEICO and Nationwide offer the cheapest minimum coverage policies at an average of $578 and $1,073 per year, respectively. USAA Auto Insurance also offers cheap military car insurance that tailors its services to this particular driver group.

Company
Annual Premium
Monthly Premium

GEICO

$533

$44

GEICO

$578

$48

GEICO

$768

$64

Nationwide

$1,016

$85

Mercury

$1,027

$86

State Farm

$1,032

$86

Travelers

$1,067

$89

Nationwide

$1,073

$89

Mercury

$1,101

$92

State Farm

$1,115

$93

Travelers

$1,158

$96

Allstate

$1,175

$98

Allstate

$1,204

$100

Allstate

$1,209

$101

Travelers

$1,234

$103

Nationwide

$1,238

$103

State Farm

$1,251

$104

GEICO

$1,365

$114

Mercury

$1,373

$114

GEICO

$1,472

$123

Farmers

$1,565

$130

Farmers

$1,589

$132

Progressive

$1,620

$135

Progressive

$1,686

$140

Farmers

$1,755

$146

State Farm

$1,811

$151

Progressive

$1,911

$159

State Farm

$1,980

$165

Mercury

$2,047

$171

GEICO

$2,088

$174

Nationwide

$2,126

$177

Travelers

$2,182

$182

Mercury

$2,224

$185

Nationwide

$2,305

$192

State Farm

$2,310

$192

Travelers

$2,355

$196

Allstate

$2,517

$210

Allstate

$2,543

$212

Allstate

$2,643

$220

Travelers

$2,659

$222

Direct General Insurance

$2,674

$223

Farmers

$2,693

$224

Nationwide

$2,733

$228

Farmers

$2,781

$232

Direct General Insurance

$2,904

$242

Progressive

$2,924

$244

Mercury

$2,960

$247

Progressive

$3,083

$257

Farmers

$3,184

$265

Direct General Insurance

$3,387

$282

Progressive

$3,643

$304

Direct General Insurance

$4,316

$360

Direct General Insurance

$4,561

$380

Direct General Insurance

$5,664

$472

How to Compare Cheap Hialeah Car Insurance Quotes Online

Getting a single online auto insurance quote could take up to 15 minutes. When comparing rates for multiple providers, this time can add up. Fortunately, MoneyGeek’s car insurance calculator can help you get started. Simply input your age, vehicle type, coverage level and driving record to receive an estimate.

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USAA

Best Car Insurance in Hialeah: Summary

The best insurer for you will vary depending on how much you value factors like cost, coverage options and customer service. The following insurers are the best options for their respective categories:

  • Best overall: GEICO (MoneyGeek score of 75 out of 100)
  • Best for service: Travelers (MoneyGeek score of 60 out of 100)
  • Best cheap: GEICO (MoneyGeek score of 78 out of 100)

Although GEICO is the best insurer in the city, State Farm offers the best car insurance in Florida. Military members and their families may consider USAA for their car insurance needs, as it’s known nationwide for its quality policies.

Best Overall Car Insurance in Hialeah

Overall, the following insurers offer the best full coverage car insurance policies in Hialeah:

  • GEICO: MoneyGeek score of 75 out of 100 ($1,472 per year)
  • State Farm: MoneyGeek score of 71 out of 100 ($1,980 per year)

GEICO is our top pick, offering the cheapest rates and boasting the second-highest customer service rating. This means you won’t have to pay top dollar for quality service.

GEICO

pros

Offers the majority of common coverages

Has the second-best customer satisfaction score of the insurers in our study

Offers mechanical breakdown insurance (MBI)

cons

Has a relatively low claims management score

Offers fewer coverages than some of its competitors

COMPANY HIGHLIGHTS

GEICO earned the highest rating due to its affordable policies and quality customer service. Typically, you have to pay more for quality service, but not with GEICO. In addition, the insurer also offers mechanical breakdown insurance (MBI).

MBI from GEICO offers an added layer of protection for Hialeah drivers, covering the cost of repairs after a vehicle breakdown. With this coverage, you can save hundreds by paying less out of pocket for unexpected car repairs. Aside from MBI, GEICO also offers common coverages like accident forgiveness which prevents rates from increasing after your first at-fault accident. This insurer also has roadside assistance which partially covers the cost of towing, lockout and gas delivery services. Prospective policyholders can reduce the cost of their already low premium by qualifying for one of the insurer’s many discount opportunities, including ones for installing daytime running lights and bundling insurance policies (home, renters, life, etc.).

Read MoneyGeek's GEICO Auto Insurance Review

Best Car Insurance in Hialeah for Customer Service

The following insurers provide the best customer service in Hialeah, irrespective of cost:

  • Travelers: MoneyGeek score of 60 out of 100 ($2,355 per year)
  • State Farm: MoneyGeek score of 58 out of 100 ($1,980 per year)

Of the insurers in our study, Travelers has one of the highest ratings for customer service and claims management. However, it is more expensive than the majority of the providers we evaluated.

Travelers

pros

Offers several common coverage options

Has relatively high claims management and customer satisfaction ratings

Offers new car replacement coverage

cons

Costs more than other insurers

COMPANY HIGHLIGHTS

Travelers is our top choice for customer service, earning high ratings for claims management and customer satisfaction. The insurer also offers new car replacement coverage, which is rarely available from other insurers.

Among its common coverages are new car replacement and accident forgiveness coverage. New car replacement coverage will replace your car with the same make and model if it’s totaled in a covered accident. Meanwhile, accident forgiveness coverage will prevent your car insurance rates from increasing after your first at-fault accident. These coverages are ideal for accident-prone drivers, potentially saving them thousands of dollars. In addition to coverage options, the insurer also has numerous discount opportunities, including ones for installing daytime running lights, choosing paperless billing and insuring multiple cars.

Read MoneyGeek's Travelers Auto Insurance Review

Best Cheap Car Insurance Companies in Hialeah

MoneyGeek’s best cheap insurance company in Hialeah combines affordability and service quality for policies that only include the state-mandated liability limits in Florida:

  • GEICO: MoneyGeek score of 78 out of 100 ($578 per year)
  • Travelers: MoneyGeek score of 70 out of 100 ($1,158 per year)

Minimum coverage policies in Hialeah are often the least expensive, but they offer the least amount of protection and won’t cover damages to your own vehicle after an accident.

GEICO

pros

An affordable minimum coverage policy costs $578 per year

Offers bundling, multiple-car, safe driving and daytime running lights discounts

Has one of the highest customer satisfaction scores

cons

Offers fewer coverage options than some of its competitors

Has a relatively low rating for claims management

COMPANY HIGHLIGHTS

GEICO has the cheapest rates and provides quality customer service. Prospective policyholders can save even more money with the insurer’s numerous discount opportunities.

With GEICO, you can qualify for a discount by being a senior, federal employee, military member or teacher. In addition to saving money based on your profession, the insurer also offers discount opportunities to young adults for earning good grades. More savings are available by simply installing daytime running lights, anti-theft systems and anti-lock brakes on your vehicle.

Discounts aren’t the only reason to purchase insurance with GEICO. The insurer’s accident forgiveness coverage can help if your car breaks down on the road, paying for the cost of towing, gas delivery or lockout services. Rental car and/or travel reimbursement coverage can also help you avoid travel mishaps by covering the cost of a rental car if your car is totaled while traveling.

Read MoneyGeek's GEICO Auto Insurance Review

Average Cost of Car Insurance in Hialeah

In Hialeah, the average cost of car insurance is $2,579 annually. This is $644 more than the average cost of car insurance in Florida. Car insurance in the city is also significantly more expensive than the national average cost of car insurance — $1,265 per year.

These rates are for a full coverage policy that includes 100,000 bodily injury per person, $300,000 bodily injury per accident, $100,000 property damage liability and comprehensive and collision coverage with a $1,000 deductible.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.