Compare the Cheapest Car Insurance Quotes in Hollywood, FL

Car insurance in Hollywood costs $2,454 on average annually, which is more than the Florida state average. GEICO is the cheapest widely available insurer in Hollywood. MoneyGeek analyzed the cheapest insurers by coverage amount and driving history. We also ranked the best companies for quality service and cost in Hollywood.

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Last Updated: 12/4/2022
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The cheapest insurer varies based on your profile. GEICO offers the cheapest full coverage and minimum coverage car insurance in Hollywood. State Farm is the cheapest if you have a speeding ticket.

USAA may be the cheapest for drivers with a military background.

Among insurers in Hollywood, MoneyGeek found that Esurance offers the best balance of quality service and cost.

iconribbonbestauto insuranceHollywood2022

The Cheapest and Best Car Insurance in Hollywood

The Cheapest Car Insurance Companies in Hollywood

On average, the most affordable car insurance companies in Hollywood for a full coverage policy are:

  • GEICO: $1,559 per year
  • State Farm: $1,939 per year

For veterans and those in the military, USAA is cheapest at $1,019 per year.

GEICO is 98.1% cheaper than Mercury, the most expensive option at $3,088 per year. The cost of a full coverage policy may vary depending on the liability limits selected. Additionally, full coverage policies include collision and comprehensive insurance.

Cheapest Car Insurance in Hollywood
Full Coverage 100/300/100
  • Company
    100/300/100per year
  • 1.
    USAA
    $1,019
  • 2.
    GEICO
    $1,559
  • 3.
    State Farm
    $1,939
  • 4.
    Allstate
    $2,342
  • 5.
    Allied
    $2,556
  • 6.
    MetLife
    $2,602
  • 7.
    Travelers
    $2,701
  • 8.
    Progressive
    $2,848
  • 9.
    Mercury
    $3,088

MoneyGeek collected average car insurance rates in Hollywood for a 40-year-old male driver with a full coverage policy in accordance with our methodology.

A full coverage policy costs more than minimum coverage, but it includes comprehensive and collision insurance. This is valuable as it protects you against the cost of damage to your vehicle.

  • Collision insurance: covers damages to your car caused by a collision with another vehicle or an object
  • Comprehensive insurance: covers risks such as theft or vandalism

The cost of a full coverage policy may exceed the value of your car if you have an older vehicle. As a result, you may find state minimum or minimum liability policies more affordable and logical.

Compare Car Insurance Rates in Hollywood

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

Cheapest Car Insurance in Hollywood for Minimum Coverage

If you are looking for cheap car insurance in Hollywood, state minimum coverage is the cheapest option. On average, the most affordable companies for minimum coverage in Hollywood are:

  • GEICO: $696 per year
  • Allstate: $1,059 per year

If you have a military background, USAA is the cheapest option for minimum coverage at $446 per year.

Progressive is the most expensive option at $1,696 per year and costs $1,000 more per year compared with GEICO, the cheapest widely available option.

Buying a minimum coverage policy will help you save on car insurance premiums, but you may not be fully protected since it does not include comprehensive and collision insurance. You can toggle the table to see how much higher liability coverage costs.

Cheapest Minimum Liability Car Insurance in Hollywood
State Minimum

Florida minimum liability requirements for car insurance only require drivers to have personal injury protection (PIP) and property damage liability. This means when you purchase a state minimum policy, you risk incurring high out-of-pocket costs in the event of an accident since you have minimal coverage.

For instance, if you cause an accident where the property damage is $20,000, your state minimum policy will only cover $10,000. This means that you have to pay the remaining $10,000 out of pocket.

Florida Minimum Liability Requirements

  • Item
    Description
  • Property Damage
    $10,000 for property damage. A more protective level is 100/300/100.
  • Personal Injury Protection
    $10,000 per person.

Cheapest Car Insurance in Hollywood if You Have Driving Violations

If you have a violation such as a DUI, speeding ticket or an at-fault accident, you will pay more for car insurance in Hollywood. On average, the cheapest car insurance companies in Hollywood for violations are:

  • Cheapest after a ticket: State Farm at $2,095 per year
  • Cheapest after an at-fault accident: GEICO at $2,183 per year
  • Cheapest after a DUI: State Farm at $2,095 per year

If you have a military background, USAA is the cheapest for all violations.

You can get cheaper car insurance rates by improving your driving record over time. It also pays to compare quotes from different insurance companies if you want to find cheap car insurance for violations.

Cheapest Car Insurance in Hollywood With a Violation
Speeding Ticket

Average Cost of Car Insurance in Hollywood

Hollywood$2,454
Florida$2,208
U.S.$1,424

Drivers in Hollywood pay an average of $2,454 per year for car insurance. Average car insurance rates in Hollywood are roughly 11.1% higher than the state average for Florida and up to 72.3% higher than the average national car insurance rate.

Personalized Quotes to Get You the Cheapest Car Insurance in Hollywood

Car insurance quotes in Hollywood vary depending on factors such as age, gender, make and model of vehicle and coverage level. Average car insurance rates in Hollywood also tend to vary depending on the insurer, so it is important to compare quotes from three or more providers to get the best rates for your profile.

Compare Car Insurance Rates in Hollywood

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

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Insurance Rates

The Best Car Insurance Companies in Hollywood

To find Hollywood’s best auto insurance companies, MoneyGeek evaluated insurers based on their average rates, claims ratings and user satisfaction performance. Our team found that the top car insurers in the city are:

  • GEICO: MoneyGeek score of 82 out of 100
  • State Farm: MoneyGeek score of 71 out of 100

We didn’t include USAA in our rankings because it’s only available to military personnel, veterans and their families. However, it’s Florida’s best car insurance company for military families, with a MoneyGeek score of 100 out of 100.


1
GEICO
Score:82

3/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A++

Financial Stability

Geek Quick Take
Geek Quick Take

GEICO has high scores for satisfaction, claims and affordability, and it’s our pick for the top car insurance company in Hollywood. At roughly $1,559 per year, it’s also the cheapest company in the city. Unlike many other insurers, the company offers mechanical breakdown insurance to its policyholders as an add-on.

More About GEICO

GEICO allows drivers in Hollywood to add various endorsements to their car insurance policies. This includes mechanical breakdown insurance, a unique rider that covers the cost of repairing or replacing a car’s parts and systems. It provides better coverage for a cheaper price than the typical dealer extended warranty, but it’s only available for new or leased cars that are less than 15 months old and have less than 15,000 miles in mileage.

Read MoneyGeek's GEICO auto Insurance Review
2
State Farm
Score:71

3/5

Affordability

3/5

Claims Ratings

3/5

User Satisfaction

A-

Financial Stability

Geek Quick Take
Geek Quick Take

State Farm is our runner-up choice for Hollywood’s best car insurance provider. It has high scores for satisfaction and claims, and it’s also the city’s second-cheapest insurer, with an average price of $1,939 per year. It offers rideshare insurance as an add-on.

More About State Farm

State Farm has various optional endorsements available to policyholders in Hollywood. For example, rideshare insurance is a rare add-on that offers protections to rideshare company employees. With the exception of liability insurance, this add-on coverage ensures a driver’s personal car insurance is active even when they’re driving for the company.

Read MoneyGeek's State Farm auto Insurance Review

Average Cost of Car Insurance by Postal Code

Your ZIP code is one of the factors that will impact car insurance costs in Hollywood. This is because location-specific factors, such as car thefts and the rate of accidents, can vary depending on your location.

In Hollywood, car insurance rates are highest in the 33023 ZIP code at approximately $2,523 per year. The cheapest ZIP code is 33025 and costs roughly $109 less per year.

  • Zip Code
    State Minimumper year
  • 33025
    $2,414
  • 33024
    $2,427
  • 33023
    $2,523

Factors That Impact Insurance Costs in Hollywood

In addition to individual driver needs and history, location-specific factors like personal injury protection coverage requirements and the percentage of uninsured motorists also contribute to car insurance rates in Hollywood. How Hollywood ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities71st/300
handcuffs2 icon
Most Car Thefts166th/300
uninsured icon
Most Uninsured Motorists by State1st/50
insurance2 icon
Personal Injury Protection RequiredYes
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Most Annual Rainfall3rd/300
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Most Rainy Days30th/300

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.