When it comes to purchasing car insurance, it pays to shop around since different insurance companies charge different rates for the same car model. Comparing VW Beetle insurance quotes between providers based on your model year ensures that you get the lowest rates.
The average insurance for a VW Beetle costs $1,261 per year, compared to the average for all models of $1,427 per year.
Depending on the insurance provider you choose, the cost of insuring a VW Beetle can vary by as much as $712 per year.
Insurance costs for a VW Beetle can differ by a maximum of $435 annually, depending on the model year. Older models generally have lower rates.
The insurance company you get VW Beetle car insurance from can influence your rates considerably. On average, drivers of this car model pay $1,261 per year. However, this cost may be higher or lower depending on your insurer.
The cheapest car insurance provider for the VW Beetle is Progressive, at $1,012 per year. The difference in cost between Progressive and the most expensive company is $712.
MoneyGeek calculated the average rates using a sample driver profile. The costs in this scenario represent a comprehensive and collision insurance policy that includes 100/300/100 liability coverage.
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Insurance companies calculate car insurance rates for each model based on various factors. Models with high value, high repair costs and an increased likelihood of theft report higher insurance rates.
Fortunately, the VW Beetle is inexpensive to insure due to its low value and low horsepower. Insurers charge less to insure cars with low values because it costs less to repair them. Additionally, models with low horsepower are less likely to get into serious accidents, making them cheaper to insure.
When comparing VW Beetle car insurance rates, you will want to consider factors beyond the cost. MoneyGeek’s compiled scores for insurance companies based on factors like customer satisfaction, affordability, financial stability and customer complaints.
According to MoneyGeek’s research:
Comprehensive and collision insurance costs for each car model go down as the value of the car depreciates. For example, the average cost of insurance for a 2005 VW Beetle is $976 per year, while a 2020 model costs $1,411.
Car insurance rates also vary between providers depending on the model year. The cheapest insurer for a 2020 VW Beetle is USAA, with a cost of $1,170 per year.
You can choose your model year below to compare rates from different companies.
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The cost of insuring a VW Beetle is $1,261 per year. This is lower than the average rate for most other car models. The average cost of car insurance for other models is $1,427 per year, making the VW Beetle roughly $166 less to insure annually.
Younger drivers tend to pay more for car insurance regardless of the type of car they drive due to their inexperience. On average, an 18-year-old will pay $4,117 per year to insure a VW Beetle. That’s roughly $2,855 more than the average cost for a 40-year-old.
Parents can include their teen drivers on their policy in order to save money. Insurance providers tend to charge higher rates for teens who purchase car insurance coverage independently.
You can find the cost of car insurance for drivers between the age of 16 and 25 below.
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The prices on this page are centered on a national average and may vary based on your location. You can learn more about the average insurance for VW Beetle within your state by using our state page analysis.
The model year of your car can significantly impact how much you pay for insurance, although this is not the only factor considered by insurance providers. Some frequently asked questions about the VW Beetle are:
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