Compare the Cost of Nissan 370Z Insurance by Model Year and Company

The average cost of auto insurance for a Nissan 370Z is $1,579 per year. Compared to the cost of insurance across all car models, Nissan 370Z insurance costs are relatively high. Individual rates vary depending on the insurance company and the model year of the vehicle. Shopping around can help you find an affordable plan that meets your needs.

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Comparing Nissan 370Z insurance rates from multiple auto insurance providers can help you find the most high-quality, affordable policy. Different insurers charge different premium rates for the same car. Additionally, the model year of your vehicle impacts the cost of your car insurance premium.

Key Takeaways

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The average insurance for Nissan 370Z is $1,579 per year, which is $151 more expensive than the average annual cost of car insurance across all models.

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Nissan 370Z insurance cost can change by as much as $891 annually, depending on your insurance provider.

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The cost of auto insurance for Nissan 370Z can fluctuate $459 depending on your specific model. Older models tend to have cheaper insurance rates.

How Much It Costs to Insure a Nissan 370Z and the Cheapest Company

The auto insurance company you choose can impact your Nissan 370Z insurance rates. On average, it costs $1,579 per year to insure a Nissan 370Z, but this premium can be higher or lower based on your carrier. USAA offers the cheapest average insurance rate at $1,276 per year. Allstate charges the highest premiums for a Nissan 370Z, at an average annual rate of $2,167. That means you can save up to $891 per year.

The Average Annual Cost of Nissan 370Z Insurance by Company

MoneyGeek gathered insurance rates from different auto insurance carriers based on a sample driver profile — a 40-year-old who has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a Nissan 370Z by Company

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Is a Nissan 370Z Expensive to Insure?

Insurers consider various factors when determining insurance premiums for a given model. In most cases, expensive models have higher insurance rates. Models with high theft rates are also charged higher premiums.

A Nissan 370Z is considered a sports car, making it one of the expensive models to insure. Insurers charge higher rates for these vehicles because drivers of sports cars are seen as more likely to engage in risky driving behaviors.

The Best Car Insurance Company for a Nissan 370Z

Nissan 370Z insurance cost isn’t the only factor to consider when looking to buy auto insurance. The best car insurance companies balance low prices with high-quality service. Based on affordability, customer complaints, customer satisfaction and financial stability ratings, MoneyGeek found that:

  • USAA is the best company for Nissan 370Z auto insurance. Keep in mind that only former and current military members and their families qualify for USAA policies.
  • State Farm has the second-highest score, making it the next best option for Nissan 370Z insurance.

1
USAA
Score:99

5/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
State Farm
Score:87

4.7/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
Progressive
Score:86

4.7/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4
GEICO
Score:80

4.2/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a Nissan 370Z by Model Year

Older versions of the Nissan 370Z tend to have lower car insurance rates, as every car’s value depreciates over time. Since the overall value of older cars is lower, collision and comprehensive insurance become less expensive. The average cost of auto insurance for the oldest version, the 2009 Nissan 370Z, is $1,289 per year. A similar policy costs an annual average of $1,748 for a 2020 Nissan 370Z, the most recent version.

Some insurers may offer cheaper Nissan 370Z insurance rates depending on the model year. For a 2020 Nissan 370Z, USAA is the cheapest option at an average rate of $1,255 per year. To see how rates compare for your Nissan 370Z, select your model year below.

The Average Cost to Insure a Nissan 370Z by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2009 model)
  • 1.
    $1,320
    $1,324
    $1,321
    $1,207
    $1,538
    $1,023
    $1,197
  • 2.
    $1,376
    $1,394
    $1,410
    $1,423
    $1,393
    $1,273
    $1,316
  • 3.
    $1,484
    $1,482
    $1,435
    $1,420
    $1,393
    $1,312
    $1,326
  • 4.
    $1,579
    $1,544
    $1,521
    $1,493
    $1,466
    $1,218
    $1,193
  • 5.
    Allied
    $1,674
    $1,654
    $1,648
    $1,683
    $1,642
    $1,444
    $1,403

How Expensive Is It to Insure a Nissan 370Z Compared to Other Cars?

Nissan 370Z insurance costs are relatively expensive. Its average annual insurance premium is $1,579 per year, or $151 more than the average insurance cost across all car models. Despite these high rates, Nissan 370Z insurance costs are still significantly less than premiums for other luxury cars.

How Much It Costs to Insure a Nissan 370Z for 16- to 25-Year-Olds

Auto insurance providers tend to charge more to young drivers, given their inexperience. The average Nissan 370Z insurance cost for an 18-year-old driver is $5,152 per year, while a 40-year-old with a similar policy pays only $1,579. You can find the cost of auto insurance for drivers aged 16 to 25 below.

To save money on your Nissan 370Z car insurance, teen drivers can opt to be on the same policy as their parents. Generally, being added to a parents’ plan is cheaper for young drivers than buying their own policy.

The Average Cost to Insure a Nissan 370Z by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $6,605
  • 17
    $5,851
  • 18
    $5,152
  • 19
    $3,690
  • 20
    $3,294
  • 21
    $2,607
  • 22
    $2,402
  • 23
    $2,198
  • 24
    $2,063
  • 25
    $1,872
  • 40
    $1,579

How Does Location Affect the Cost of Nissan 370Z Insurance?

The rates included are national averages for Nissan 370Z insurance. Other factors, including where you live, can affect your premiums. Check out MoneyGeek’s state page analysis to learn more about the cost of auto insurance in your state.

FAQs About Nissan 370Z Insurance

While the model of your Nissan 370Z can have a significant impact on your car insurance rate, other factors also play a role. Find common questions drivers ask about Nissan 370Z insurance rates below.

Read More About Car Insurance

Methodology

MoneyGeek gathered insurance rates for a Nissan 370Z across all available model years from different car insurance providers. The sample driver profile used for these rates is a 40-year-old man who has a full coverage policy with:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

Drivers can use these rates as a guide when checking how much it costs to insure a Nissan 370Z, but these do not reflect individual rates.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.