Compare the Cost of Nissan 370Z Insurance by Model Year and Company


Enter your ZIP code to get started

Shield

Free. Simple. Secure.

Updated: May 20, 2024

Advertising & Editorial Disclosure

Insurance rates for a Nissan 370Z can change based on your age and the car's model year. For instance, the annual cost to insure a 16-year-old driver with a 2009 model can be as high as $6,456, whereas a 40-year-old driver with the same car may only pay $1,405. On the other hand, insuring a 2020 model could cost a 16-year-old driver $8,484 annually, while a 40-year-old driver may pay $1,857 per year.

MoneyGeek has also ranked the best insurers offering exceptional service at affordable prices.

MoneyGeek Logo IconCar Insurance CostsNissan 370Z
2024

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Nissan 370Z.

recency icon

These rates were updated to reflect the average cost of car insurance for a Nissan 370Z as of 2023.

10Companies Compared
 
35,856Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Nissan 370Z

While the average cost to insure a Nissan 370Z is around $1,597 annually, you should compare rates to find the cheapest auto insurance policy that meets your needs. Rates can vary significantly between providers. State Farm offers the most affordable coverage at $1,227 per year for a full coverage policy, while Allstate is the most expensive at $1,886.

GEICO provides the cheapest coverage for minimum coverage at $475 per year, while Progressive is the most expensive at $735 per year.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$1,227
GEICOAverage Annual Premium$1,394
NationwideAverage Annual Premium$1,413
TravelersAverage Annual Premium$1,607
FarmersAverage Annual Premium$1,727
ProgressiveAverage Annual Premium$1,791
AllstateAverage Annual Premium$1,886

Is a Nissan 370Z Expensive to Insure?

Auto insurance providers consider several factors when determining the cost to insure a Nissan 370Z, such as the driver's age, driving record, location and model year. Nissan 370Z insurance costs tend to be moderately expensive compared to other vehicles. Certain models are either cheaper or more costly to insure depending on their market values, repair costs and theft rates. Factors like safety ratings and anti-theft features may also influence the cost of car insurance.

Best Companies for Insuring a Nissan 370Z

The cost of insurance is incredibly important to consider when purchasing coverage for your Nissan 370Z. Evaluating any provider's quality of customer service and claims handling is also crucial. MoneyGeek's top-rated car insurance providers are:

  • State Farm: MoneyGeek score 90 out of 100 ($1,227 per year)
  • GEICO: MoneyGeek score 87 out of 100 ($1,394 per year)

Placing first, State Farm scored the highest for affordability and second-highest for customer satisfaction among the seven providers we analyzed. This insurer provides its customers with great customer service at a relatively low price.

MoneyGeek Top Pick: State Farm

State Farm

pros

checkmark

Offers the most affordable rates out of the seven providers we analyzed

checkmark

Second-best customer satisfaction rating

checkmark

Offers roadside assistance and rental car coverage

cons

close

Does not offer gap insurance

close

Poor claims management score

COMPANY HIGHLIGHTS

State Farm is the best auto insurance company for the Nissan 370Z, offering affordable premiums and exceptional customer service. It provides basic coverage options, including roadside assistance and rental car coverage.

In case of a breakdown, State Farm provides coverage for mechanical labor for up to one hour, towing services to the nearest repair shop and tire changes. While you'll be responsible for the costs of the items, State Farm will cover the delivery of essentials, such as gas, oil and batteries. The insurer will pay for up to one hour of locksmith labor if you get locked out of your vehicle, as well.

State Farm also provides rental car coverage that pays for car rental expenses up to a specific limit and travel expenses up to $500. If you're at fault in an accident in your rental car, State Farm will also cover up to $500 of your deductible.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

checkmark

Offers the second-cheapest premiums

checkmark

Ranked third for customer satisfaction

checkmark

Offers mechanical breakdown insurance (MBI) and accident forgiveness

cons

close

Does not offer original equipment manufacturer (OEM) coverage

close

Low claims management rating

COMPANY HIGHLIGHTS

If you're looking to insure your Nissan 370Z, GEICO provides excellent customer service at an affordable price. It ranks second in affordability and third in customer satisfaction among the insurance providers we looked at. In addition to the standard coverage options like roadside assistance and rental car coverage, GEICO offers add-ons like mechanical breakdown insurance (MBI) and accident forgiveness. These additional options make GEICO a well-rounded choice for Nissan 370Z owners.

MBI provides greater coverage at a more reasonable price than most dealer-extended warranties for new or leased cars. Your car must be under 15 months old with less than 15,000 miles on the odometer to qualify for this add-on.

If you're over 21 years old and maintain a clean driving record without any accidents for five years or more, you can qualify for accident forgiveness. With this valuable coverage on your GEICO auto insurance policy, your Nissan 370Z insurance rate won't go up after your first at-fault accident.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Nissan 370Z by Model Year

A vehicle's model year also impacts its average cost of car insurance. For instance, insuring a 2009 Nissan 370Z costs around $1,405 per year, while insurance for a 2020 model costs about $1,857 per year, which is $452 more. Newer model years tend to be more expensive to insure due to their increased value and repair costs.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
2020Average Annual Premium$1,857
2019Average Annual Premium$1,727
2018Average Annual Premium$1,702
2017Average Annual Premium$1,619
2016Average Annual Premium$1,588
2015Average Annual Premium$1,531
2014Average Annual Premium$1,465
2013Average Annual Premium$1,451
2012Average Annual Premium$1,411
2011Average Annual Premium$1,383
2010Average Annual Premium$1,407
2009Average Annual Premium$1,405

Nissan 370Z insurance costs will also vary depending on the insurer you select and the specific model year of your car. For example, the cheapest insurer for a 2009 model is State Farm at $1,018 per year, while the cheapest option for a 2020 model is GEICO at $1,455 per year. You should get quotes from multiple providers and compare them to make sure you secure the most favorable rate within your budget.

Data filtered by:Results filtered by:
Model Year:
Model Year:2020
Age:
Age:40
Coverage:
Coverage:Full Coverage
GEICOAverage Annual Premium$1,455
State FarmAverage Annual Premium$1,476
NationwideAverage Annual Premium$1,541
TravelersAverage Annual Premium$1,778
AllstateAverage Annual Premium$2,026
ProgressiveAverage Annual Premium$2,253
FarmersAverage Annual Premium$2,421

Cost of Insuring a Nissan 370Z for 16- to 25-Year-Olds

Car insurance tends to be much more expensive for teens and drivers in their 20s compared to adults aged 30 and older. For instance, Nissan 370Z insurance costs for a 16-year-old are roughly $7,002 annually, while a 40-year-old driver pays an average of $1,545 per year.

Teen car insurance costs decrease each year as a driver gets older. While costs tend to level off in their 20s, drivers can still benefit from maintaining a clean driving record and looking for discounts.

Data filtered by:Results filtered by:
Coverage:
Coverage:Full Coverage
16Average Annual Premium$7,002
17Average Annual Premium$5,734
18Average Annual Premium$5,047
19Average Annual Premium$3,517
20Average Annual Premium$3,191
21Average Annual Premium$2,471
22Average Annual Premium$2,288
23Average Annual Premium$2,128
24Average Annual Premium$2,021
25Average Annual Premium$1,815

The cost of Nissan 370Z car insurance for teens can be significantly higher than for adults. One way to reduce this cost is to add your teen to the family car insurance policy, as individual plans are more expensive.

For a 16-year-old, State Farm is the cheapest insurer, with an average annual cost of $4,836 for an individual plan. Progressive is the most expensive, with an average yearly cost of $13,164. Teenagers and their families should shop for the cheapest teen car insurance rates.

Data filtered by:Results filtered by:
Age:
Age:16
Model Year:
Model Year:2020
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$4,836
NationwideAverage Annual Premium$6,340
GEICOAverage Annual Premium$6,668
TravelersAverage Annual Premium$7,482
AllstateAverage Annual Premium$8,736
FarmersAverage Annual Premium$11,785
ProgressiveAverage Annual Premium$13,164

How Does Location Affect the Cost of Nissan 370Z Insurance?

Though a driver's age and the make and model of their car are major factors that determine insurance costs, the location where the vehicle is primarily driven also has a huge impact. Insurance premiums can vary widely by state, with Idaho having the lowest annual rates at around $299 and Florida having the highest at $1,058. To find the best Nissan 370Z insurance, you should compare quotes from the most affordable insurers in your state to find the best rates.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
AlabamaCheapest CompanyNationwideAnnual Premium$709Monthly Premium$59
AlaskaCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
ArizonaCheapest CompanyRoot Insurance CompanyAnnual Premium$682Monthly Premium$57
ArkansasCheapest CompanyState FarmAnnual Premium$629Monthly Premium$52
CaliforniaCheapest CompanyAAA CaliforniaAnnual Premium$1,001Monthly Premium$83
ColoradoCheapest CompanyAmerican National P&CAnnual Premium$541Monthly Premium$45
ConnecticutCheapest CompanyGEICOAnnual Premium$693Monthly Premium$58
DelawareCheapest CompanyState FarmAnnual Premium$881Monthly Premium$73

Frequently Asked Questions About Nissan 370Z Insurance

If you're in the market for Nissan 370Z car insurance, you may have questions about finding the best insurance plan for your needs. We addressed some frequently asked questions to assist you in your search.

What company has the cheapest car insurance for a Nissan 370Z?
What company offers the best car insurance for a Nissan 370Z?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.