Chevrolet Equinox insurance costs vary by model year, with 2026 models averaging $219 monthly compared to $55 for older versions. Newer Equinoxs cost more because they're worth more money.
Chevrolet Equinox Insurance Cost
Key Takeaways
GEICO offers the cheapest insurance rates for Chevrolet Equinox owners, though full coverage averages $180 monthly and varies significantly based on your model year and chosen insurer. Read more
The Equinox ranks 46th out of 256 SUVs for insurance affordability, placing it in the middle tier among SUVs. However, SUVs typically cost more to insure due to higher repair costs and theft risk. Read more
For the most accurate rates, check costs specific to your Equinox's model year, especially if you're insuring a teen driver who'll impact your premiums. Read MoneyGeek's analysis of rates by company for specific Equinox model years, depending on the age of the drivers
How Much Is Chevrolet Equinox Insurance?
Looking for another Chevrolet model? Read more about Chevrolet insurance costs.
GEICO charges $122 a month for Chevrolet Equinox full coverage, and AIG charges $277. Minimum coverage is $57 with GEICO and $140 with UAIC. There's an $83 difference on minimum coverage and a $155 gap on full coverage, so get at least three quotes to find your lowest rate.
| AAA | $87 | $180 |
| AIG | $113 | $277 |
| Allstate | $102 | $196 |
| Amica | $100 | $205 |
| Chubb | $109 | $214 |
| Farmers | $113 | $197 |
| Geico | $57 | $122 |
| Kemper | $76 | $152 |
| Nationwide | $86 | $148 |
| Progressive | $82 | $152 |
| State Farm | $71 | $147 |
| The Hartford | $89 | $152 |
| Travelers | $70 | $128 |
| UAIC | $140 | $175 |
Is Chevrolet Equinox Expensive to Insure?
The Chevrolet Equinox ranks 46th for affordability among 256 SUVs in MoneyGeek's database. It costs a few dollars more a month than a Land Rover LR2 and a few dollars less than a Honda Pilot.
Across all 827 models in the database, the Equinox ranks 182nd, putting it in the top half for overall affordability. The Isuzu Amigo is the cheapest SUV to insure, and the Audi SQ8 e-tron is the most expensive.
| Jeep Compass | $115 | 43 |
| Ford Edge | $115 | 44 |
| Land Rover LR2 | $115 | 45 |
| Chevrolet Equinox | $115 | 46 |
| Honda Pilot | $116 | 47 |
| Ford Flex | $117 | 48 |
| Honda Passport | $118 | 49 |
Several factors affect what you'll pay for Chevrolet Equinox insurance:
- Average repair costs. The Chevrolet Equinox averages $787 a year in repair costs, 23rd lowest among Chevrolet's 38 models. That mid-range figure keeps premiums in line with comparable SUVs.
- Trim, features and accessories. The Equinox's power output ranges from 170 to 252 horsepower depending on engine choice. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
- Driver profile. Equinox drivers tend to fall between ages 30 and 50, with a median around 40, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle. Read more about the costs of a Chevrolet Equinox for young drivers.
Chevrolet Equinox Insurance Cost by State
Chevrolet Equinox insurance costs range from just $29 monthly in Wyoming to $158 in Louisiana for minimum coverage, depending on where you're located. Your state's risk characteristics and insurance regulations drive these differences rather than anything about the Equinox itself.
| Alabama | $65 | $123 |
| Alaska | $57 | $121 |
| Arizona | $93 | $173 |
| Arkansas | $63 | $140 |
| California | $74 | $149 |
| Colorado | $74 | $177 |
| Connecticut | $109 | $188 |
| Delaware | $112 | $187 |
| Florida | $103 | $237 |
| Georgia | $123 | $201 |
| Hawaii | $41 | $93 |
| Idaho | $42 | $85 |
| Illinois | $71 | $133 |
| Indiana | $50 | $97 |
| Iowa | $42 | $101 |
| Kansas | $54 | $126 |
| Kentucky | $97 | $165 |
| Louisiana | $158 | $340 |
| Maine | $40 | $82 |
| Maryland | $125 | $211 |
| Massachusetts | $80 | $170 |
| Michigan | $116 | $223 |
| Minnesota | $63 | $131 |
| Mississippi | $67 | $133 |
| Missouri | $89 | $176 |
| Montana | $52 | $123 |
| Nebraska | $55 | $126 |
| Nevada | $138 | $251 |
| New Hampshire | $54 | $95 |
| New Jersey | $130 | $214 |
| New Mexico | $63 | $142 |
| New York | $96 | $173 |
| North Carolina | $64 | $126 |
| North Dakota | $44 | $96 |
| Ohio | $59 | $114 |
| Oklahoma | $72 | $159 |
| Oregon | $96 | $167 |
| Pennsylvania | $66 | $155 |
| Rhode Island | $99 | $176 |
| South Carolina | $79 | $147 |
| South Dakota | $39 | $120 |
| Tennessee | $60 | $120 |
| Texas | $99 | $202 |
| Utah | $84 | $142 |
| Vermont | $34 | $81 |
| Virginia | $74 | $121 |
| Washington | $71 | $133 |
| West Virginia | $67 | $136 |
| Wisconsin | $49 | $108 |
| Wyoming | $29 | $89 |
Chevrolet Equinox Costs by Model Year and Insurance Company
A 2026 Chevrolet Equinox costs an average of $226 per month for full coverage insurance for drivers aged 35 to 55, while a 2017 model costs just $186 monthly. Newer car models tend to be much more expensive to insure than older models, and insurance costs may change greatly depending on your model year and driver age. Young drivers in their teens and early twenties will pay much more to insure their Equinox regardless of the year.
GEICO offers the lowest rates across all Equinox model years and could save certain drivers hundreds of dollars per month versus average costs.
Older models (2017 to 2020):
Cost of Car Insurance for 2025 Chevrolet Equinox
| Geico | $74 | $160 |
| Travelers | $83 | $152 |
| National General | $85 | $174 |
| Progressive | $87 | $162 |
| Nationwide | $87 | $151 |
| State Farm | $90 | $189 |
| Kemper | $95 | $192 |
| AAA | $115 | $238 |
| Allstate | $120 | $231 |
| The Hartford | $120 | $205 |
| Amica | $128 | $263 |
| AIG | $154 | $391 |
| Farmers | $155 | $274 |
| Chubb | $159 | $315 |
| UAIC | $162 | $204 |
Cost of Car Insurance for 2024 Chevrolet Equinox
| Geico | $66 | $144 |
| Travelers | $75 | $137 |
| National General | $77 | $157 |
| Nationwide | $78 | $136 |
| Progressive | $78 | $146 |
| State Farm | $82 | $170 |
| Kemper | $86 | $173 |
| AAA | $103 | $214 |
| Allstate | $108 | $208 |
| The Hartford | $108 | $185 |
| Amica | $115 | $237 |
| AIG | $138 | $352 |
| Farmers | $140 | $247 |
| Chubb | $143 | $284 |
| UAIC | $146 | $184 |
Cost of Car Insurance for 2023 Chevrolet Equinox
| Geico | $52 | $113 |
| Travelers | $59 | $108 |
| National General | $60 | $123 |
| Nationwide | $62 | $107 |
| Progressive | $62 | $115 |
| State Farm | $64 | $133 |
| Kemper | $67 | $136 |
| AAA | $81 | $168 |
| Allstate | $85 | $164 |
| The Hartford | $85 | $145 |
| Amica | $91 | $186 |
| AIG | $109 | $276 |
| Farmers | $110 | $194 |
| Chubb | $112 | $223 |
| UAIC | $115 | $145 |
Cost of Car Insurance for 2022 Chevrolet Equinox
| Geico | $49 | $107 |
| Travelers | $56 | $102 |
| National General | $57 | $117 |
| Progressive | $58 | $109 |
| Nationwide | $58 | $101 |
| State Farm | $61 | $127 |
| Kemper | $64 | $129 |
| AAA | $77 | $160 |
| Allstate | $81 | $155 |
| The Hartford | $81 | $138 |
| Amica | $86 | $176 |
| AIG | $103 | $262 |
| Farmers | $104 | $184 |
| Chubb | $107 | $212 |
| UAIC | $109 | $137 |
Cost of Car Insurance for 2021 Chevrolet Equinox
| Geico | $42 | $91 |
| Travelers | $47 | $87 |
| National General | $49 | $99 |
| Progressive | $50 | $93 |
| Nationwide | $50 | $86 |
| State Farm | $52 | $108 |
| Kemper | $54 | $110 |
| AAA | $65 | $136 |
| Allstate | $68 | $132 |
| The Hartford | $69 | $117 |
| Amica | $73 | $150 |
| AIG | $88 | $223 |
| Farmers | $89 | $156 |
| Chubb | $91 | $180 |
| UAIC | $92 | $117 |
Cost of Car Insurance for 2020 Chevrolet Equinox
| Geico | $55 | $119 |
| National General | $62 | $128 |
| Travelers | $64 | $117 |
| Kemper | $77 | $157 |
| State Farm | $78 | $163 |
| Nationwide | $83 | $143 |
| Progressive | $83 | $155 |
| The Hartford | $86 | $147 |
| AAA | $89 | $184 |
| Chubb | $96 | $190 |
| Amica | $97 | $199 |
| AIG | $105 | $254 |
| Allstate | $106 | $204 |
| Farmers | $114 | $200 |
| UAIC | $131 | $163 |
Cost of Car Insurance for 2019 Chevrolet Equinox
| Geico | $57 | $122 |
| Travelers | $65 | $120 |
| National General | $65 | $134 |
| Kemper | $67 | $136 |
| State Farm | $72 | $150 |
| AAA | $86 | $176 |
| Progressive | $86 | $160 |
| The Hartford | $88 | $149 |
| Nationwide | $89 | $153 |
| AIG | $103 | $246 |
| Allstate | $103 | $200 |
| Chubb | $104 | $203 |
| Farmers | $104 | $181 |
| Amica | $104 | $212 |
| UAIC | $134 | $165 |
Cost of Car Insurance for 2018 Chevrolet Equinox
| Geico | $53 | $114 |
| National General | $60 | $123 |
| Kemper | $61 | $124 |
| Travelers | $62 | $113 |
| State Farm | $66 | $137 |
| AAA | $78 | $161 |
| The Hartford | $83 | $142 |
| Progressive | $84 | $155 |
| Nationwide | $85 | $147 |
| Chubb | $90 | $175 |
| AIG | $94 | $219 |
| Farmers | $95 | $164 |
| Amica | $97 | $198 |
| Allstate | $102 | $197 |
| UAIC | $137 | $170 |
Cost of Car Insurance for 2017 Chevrolet Equinox
| Geico | $57 | $123 |
| National General | $62 | $128 |
| Travelers | $76 | $140 |
| State Farm | $84 | $174 |
| Progressive | $92 | $171 |
| The Hartford | $92 | $158 |
| Kemper | $93 | $187 |
| AAA | $93 | $193 |
| Amica | $98 | $200 |
| Nationwide | $103 | $177 |
| Allstate | $105 | $202 |
| Chubb | $118 | $233 |
| Farmers | $122 | $216 |
| AIG | $122 | $307 |
| UAIC | $142 | $178 |
Cost of Car Insurance for 2016 Chevrolet Equinox
| Geico | $55 | $120 |
| National General | $65 | $133 |
| Travelers | $79 | $145 |
| Progressive | $84 | $158 |
| State Farm | $88 | $182 |
| Kemper | $93 | $185 |
| AAA | $94 | $194 |
| The Hartford | $95 | $162 |
| Allstate | $99 | $191 |
| Amica | $102 | $208 |
| Nationwide | $111 | $191 |
| Farmers | $125 | $222 |
| AIG | $129 | $329 |
| Chubb | $131 | $259 |
| UAIC | $139 | $175 |
Chevrolet Equinox Insurance Cost by Trim
Insurance costs for your Chevrolet Equinox range from $71 monthly for minimum coverage on basic Rs Sport Utility 4d models to $219 for full coverage on Sport Utility 4d variants. Performance features, market value, and rarity determine where each trim falls in this range.
| Rs Sport Utility 4d | $71 | $138 |
| L Sport Utility 4d | $71 | $137 |
| Ls Sport Utility 4d | $72 | $138 |
| Lt Sport Utility 4d | $75 | $145 |
| Premier Sport Utility 4d | $78 | $151 |
| Ls | $78 | $152 |
| Ltz Sport Utility 4d | $86 | $164 |
| Lt | $88 | $172 |
| Premier | $93 | $181 |
| Rs | $98 | $191 |
| Activ | $102 | $199 |
| Sport Utility 4d | $114 | $219 |
How to Lower the Cost of Chevrolet Equinox Insurance
These steps cut Chevrolet Equinox insurance costs without trading away the coverage you need.
- 1Choose the right coverage
Coverage needs depend on how you own the Equinox. Paid off: state minimum liability plus comprehensive and collision at a $1,000 deductible is the baseline. Financed or leased: lenders require 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
If you own outright and want higher liability limits, 100/300/100 with a $500 deductible is the step up.
- 2Know what you should be paying
Average auto insurance costs for SUVs give you a baseline before you start getting quotes. Without that reference point, an above-market quote looks normal. Our cheapest car insurance companies data shows which carriers price low for Equinox drivers specifically.
- 3Look for more than just low rates
A low quote from an insurer with poor claims handling isn't a deal. Before committing, check J.D. Power satisfaction ratings, AM Best financial stability scores and BBB complaint records. Forum feedback on claims processing surfaces problems that don't appear in formal ratings. Our guide to the best car insurance companies covers all of those factors together.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Chevrolet Equinox owners often qualify for safety features discounts, multi-vehicle savings, bundling discounts and good driver rewards. These discounts can reduce your annual premium costs.
- 5Consider usage-based insurance
Progressive Snapshot and Allstate Drivewise monitor speed, braking and mileage, then price the policy on actual driving behavior. Equinox drivers who keep mileage low and drive conservatively tend to come out ahead on these programs.
- 6Pull quotes once a year
Insurers don't flag when competitors drop their rates. Comparing quotes at each renewal catches pricing shifts before they compound.
Chevrolet Equinox Insurance Cost: Bottom Line
Chevrolet Equinox insurance costs less than average, making it an affordable choice for coverage. You'll secure better rates by shopping multiple insurers, claiming available discounts and selecting appropriate coverage levels.
Chevrolet Equinox Insurance Rates: FAQ
What is the average cost of car insurance for a Chevrolet Equinox?
Chevrolet Equinox insurance costs $946 annually for state minimum coverage and $1,826 yearly for full coverage. Monthly premiums average $79 for minimum and $152 for comprehensive protection.
What company has the cheapest car insurance for a Chevrolet Equinox?
GEICO provides the most affordable auto insurance for a Chevrolet Equinox at $678 annually for minimum coverage. Drivers seeking full coverage also find the best rates with GEICO at $1,464 per year.
Are Chevrolet Equinoxes expensive to insure?
No, Chevrolet Equinox insurance is not expensive compared to most vehicles. Among SUVs specifically, this model places 46th out of 256 for affordability, while ranking 182nd out of 827 total vehicles we track.
What factors affect insurance costs for Chevrolet Equinoxes?
Multiple factors affect your Chevrolet Equinox insurance rates. The model has moderate theft rates and average repair costs for mid-size SUVs, while strong safety features help reduce premiums. Your driving record, credit score and coverage selections impact your final cost.
How can I lower Chevrolet Equinox insurance costs?
Compare quotes from several insurers since Chevrolet Equinox pricing differs between companies, and explore usage-based programs that monitor safe driving. Claim available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Chevrolet Equinox Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Chevrolet Equinox insurance costs.
Who We Based These Rates On
These Chevrolet Equinox rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data. No insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.