Allstate Auto Insurance Review: Quotes and Service (2025)

Allstate ranks eighth on MoneyGeek’s list of the best car insurance companies with a score of 82 out of 100 points. MoneyGeek incorporated ratings and reviews from industry standards like the NAIC, AM Best and J.D. Power for its ranking. Allstate is a great choice for teen drivers as it offers a range of discounts for this group.

MoneyGeek obtained average quotes from Allstate for sample drivers in every state. Data from the 50 states and Washington, D.C., where Allstate offers policies, indicates that the average annual cost is $1,351. Compared to other insurers, Allstate is moderately priced.

Allstate is neither cheap nor expensive for most drivers, including those buying full coverage, minimum coverage, and a driver with a speeding ticket. For young drivers, Allstate’s auto insurance rates are relatively inexpensive.

Price is important when buying car insurance, but customer satisfaction, complaints and other factors matter when choosing an auto insurance company. It is important to compare quotes to identify the most affordable car insurer for your profile and needs.

If you are a teen driver, Allstate offers inexpensive auto insurance rates. Drivers looking for full coverage or minimum coverage will find that Allstate’s rates are neither cheap nor expensive. Allstate is also moderately priced for drivers with a traffic violation.

Although insurance company rating calculations aren’t transparent, most companies charge higher rates for driving violations and when a young, inexperienced driver. However, Allstate offers fairly priced insurance after a speeding ticket and a cheap rate for young drivers.

Allstate offers the standard auto insurance coverages such as liability insurance, comprehensive and collision insurance. Allstate policies can also include many common add-on coverages like roadside assistance, rental car reimbursement, accident forgiveness, new car replacement, gap insurance and deductible modification. Allstate does not have better car replacement coverage, but rideshare insurance is available.

Allstate also offers unique coverage options, including portable electronics and media coverage, which covers you for lost media such as compact discs and tapes, and sound-system coverage. You can also opt for custom parts coverage to protect any customized parts or equipment in your vehicle, such as special carpeting, bars, decals or graphics.

Allstate offers a wide range of innovative coverage features and online tools. On its website, you can access a section named “Bumper-to-Bumper Basics,” which is an interactive online guide to car insurance. You should ideally shop for car insurance quotes from multiple carriers to get the best coverage at an affordable rate.

Allstate offers helpful features on its website such as a rate calculator, mobile app, bill payment and claim reporting.

You can bundle different Allstate policies to get discounts. For instance, Allstate is ranked third in our cheapest home and auto insurance list. In addition to the cash savings, some customers appreciate the heightened convenience they experience by purchasing several insurance products from the same company.

According to AM Best, Allstate has an A+ (superior) financial strength rating. This rating opinion only indicates a provider’s ability to meet payment obligations and should not be considered a measure of an insurer’s overall financial strength.