Which company offers the cheapest car insurance in Hawaii?

GEICO offers the cheapest car insurance in Hawaii for most driver profiles. Its minimum coverage policies cost approximately $223 per year. However, the cheapest provider for you may change depending on your profile. State Farm is cheapest for teens, and USAA is the cheapest for military families. But GEICO is cheapest for minimum coverage, full coverage, young adults, and seniors. And GEICO is still most affordable for drivers with tickets, DUIs and accidents on their records, as well as sports car owners. The average cost of car insurance in Hawaii is $1,066 per year.

Should you buy the cheapest car insurance available in Hawaii?

The cheapest car insurance in Hawaii is GEICO’s minimum coverage policy. This type of policy covers damages to other people and their property, but it lacks protection for your own vehicle. Although it offers limited protection, it may work for you if affordability is your priority. Our research shows that GEICO also offers the overall best car insurance in Hawaii . Consequently, you can be assured that this provider balances affordability and service quality.

The Cheapest Car Insurance in Hawaii (September '23)

In Hawaii, GEICO has the most affordable auto insurance policies for most driver profiles. But for certain types of drivers, State Farm and USAA offer the cheapest policies.

If you prefer to balance cost and service quality, we also listed the best car insurance in Hawaii.

CheapestCar InsuranceHawaii

2023

Table of Contents

Cheapest Minimum Car Insurance - GEICO

Cheapest for Full Coverage - GEICO

Use MoneyGeek’s Hawaii Car Insurance Calculator

Cheapest by Age

Cheapest for Higher Risk Drivers

Cheapest for Military Drivers - USAA

Find Cheap Rates in Your City

Cheapest Minimum Liability Car Insurance in Hawaii (September 2023)

Based on MoneyGeek’s analysis, these companies offer the most affordable car insurance in Hawaii, on average:

GEICO: $223 per year
Island Insurance: $333 per year

You can find the most expensive minimum coverage policies from Progressive at roughly $621 per year.

Minimum coverage car insurance in Hawaii includes bodily injury liability, property damage liability and personal injury protection.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Progressive	$473	$39
Progressive	$473	$39
Progressive	$473	$39
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
State Farm	$735	$61
State Farm	$735	$61
State Farm	$735	$61
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Progressive	$1,095	$91
Progressive	$1,095	$91
Progressive	$1,095	$91
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
State Farm	$1,591	$133
State Farm	$1,591	$133
State Farm	$1,591	$133
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156

A minimum coverage car insurance policy will only pay for damages you cause other people. It won’t reimburse your repair or replacement costs for your own car. Full coverage car insurance, also known as comprehensive and collision insurance, provides broader protection and extends its coverage to your own vehicle.

Cheapest Full Coverage Car Insurance in Hawaii (September 2023)

MoneyGeek’s research indicates that these providers have Hawaii’s cheapest full coverage car insurance:

GEICO: $601 per year
Farmers: $664 per year

Progressive’s full coverage policy is the most expensive in Hawaii at approximately $1,243 per year.

Your auto insurance premiums will increase by having comprehensive and collision coverage. You’ll pay $378 more if you choose GEICO’s full coverage option over its minimum coverage package. Despite its higher cost, a full coverage policy provides more protection as it covers on and off-road damages. It protects you from damages due to hit-and-run, floods, vandalism and more.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Progressive	$473	$39
Progressive	$473	$39
Progressive	$473	$39
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
State Farm	$735	$61
State Farm	$735	$61
State Farm	$735	$61
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Progressive	$1,095	$91
Progressive	$1,095	$91
Progressive	$1,095	$91
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
State Farm	$1,591	$133
State Farm	$1,591	$133
State Farm	$1,591	$133
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156

Your insurance costs are impacted by how much insurance you need. We used these limits for our sample full coverage policy:

$100,000 in bodily injury liability per person
$300,000 in bodily injury liability per accident
$100,000 in property damage liability per accident

To reduce your car insurance premiums, you can:

lower your liability limits
remove comprehensive and collision coverage
increase your deductible

However, doing these things may leave you with inadequate coverage.

How to Compare Cheap Hawaii Car Insurance Quotes Online

You can get quotes online from most auto insurance companies. However, it may take you roughly 15 minutes to get an estimate from each company. Comparing rates may be time-consuming as it requires you to go through the same process multiple times.

With MoneyGeek’s car insurance calculator, you can estimate your car insurance costs quickly without having to obtain quotes from several providers. You can use it as a starting point to find the cheapest auto insurance for your needs.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

Hawaii

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.USAA

$368

2.GEICO

$413

3.State Farm

$541

Cheapest Car Insurance in Hawaii by Age (September 2023)

How much you spend on car insurance in Hawaii is impacted by your age. State Farm and GEICO offer the most affordable options for different age groups in your family.

CHEAPEST CAR INSURANCE COMPANIES BY AGE

Cheapest for teens: State Farm
Cheapest for young adults: GEICO
Cheapest for seniors: GEICO

Cheapest Car Insurance in Hawaii for Teens and Their Families (September 2023)

On average, these insurers have the lowest car insurance rates in Hawaii for a young driver on their parent’s profile:

State Farm: $709 per year for male and female teens
GEICO: $735 per year for male and female teens

Car insurance premiums for teens decrease as they age, with the cheapest rates going to 19-year-olds across the state. Hawaii's most affordable provider for 19-year-old males is State Farm ($709 per year).

At around $1,569 per year, Progressive offers the least affordable car insurance for teenagers on their parent’s policy. Generally, auto insurance is cheaper when a teen is added to their parent’s policy as opposed to getting their own coverage. In Hawaii, it is roughly $259 cheaper for young male drivers to be included in their parent’s policies compared to purchasing their own insurance.

Gender

Age

Company	Family Plan Annual Premium	Individual Plan Annual Premium
State Farm	$709	$709
State Farm	$709	$709
GEICO	$735	$735
GEICO	$735	$735
21st Century	$832	$900
21st Century	$832	$900
Allstate	$1,084	$1,478
Allstate	$1,084	$1,478
Progressive	$1,569	$2,403
Progressive	$1,569	$2,403

MONEYGEEK EXPERT TIP

On average, car insurance rates for male teens tend to be significantly more expensive than for female teens. This rate difference is not as notable when drivers reach their 20s and beyond.

If your family is insuring a student, check to see if you qualify for discounts that may help lower your premiums. 21st Century and GEICO offer good student discounts. Allstate, Progressive and State Farm offer distant student discounts and good student discounts.

Cheapest Car Insurance in Hawaii for Young Adults (September 2023)

On average, MoneyGeek’s analysis found that these insurers have Hawaii’s lowest rates for drivers in their 20s:

GEICO: $601 per year
Farmers: $664 per year

Conversely, Progressive’s $1,243 per year is the priciest for young adults in the state. On average, car insurance is more expensive for young adult drivers compared with middle-aged motorists. However, this is not the case in Hawaii.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Progressive	$473	$39
Progressive	$473	$39
Progressive	$473	$39
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
State Farm	$735	$61
State Farm	$735	$61
State Farm	$735	$61
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Progressive	$1,095	$91
Progressive	$1,095	$91
Progressive	$1,095	$91
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
State Farm	$1,591	$133
State Farm	$1,591	$133
State Farm	$1,591	$133
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156

Cheapest Car Insurance in Hawaii for Seniors (September 2023)

MoneyGeek’s research shows that these providers have the cheapest car insurance in Hawaii for senior drivers, on average:

GEICO: $601 per year
Farmers: $664 per year

Progressive has the most expensive rates for older adults in the state at approximately $1,243 per year. Generally, senior drivers pay less for auto insurance compared with middle-aged drivers. However, your insurance costs will usually go up once you hit your 70s and 80s. That said, this is not the case in Hawaii.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
State Farm	$268	$22
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
Island Insurance Group	$333	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
State Farm	$367	$31
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Allstate	$406	$34
Progressive	$473	$39
Progressive	$473	$39
Progressive	$473	$39
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
State Farm	$557	$46
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
Progressive	$621	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
State Farm	$624	$52
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
State Farm	$735	$61
State Farm	$735	$61
State Farm	$735	$61
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
State Farm	$795	$66
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Allstate	$812	$68
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Island Insurance Group	$871	$73
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Allstate	$939	$78
Progressive	$1,095	$91
Progressive	$1,095	$91
Progressive	$1,095	$91
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
State Farm	$1,204	$100
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
Progressive	$1,243	$104
State Farm	$1,591	$133
State Farm	$1,591	$133
State Farm	$1,591	$133
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156
Allstate	$1,877	$156

Senior drivers might be able to save on their premiums with senior driving discounts. 21st Century, Allstate and GEICO offer discounts for senior drivers in Hawaii. Nonetheless, the best way to know which companies have the lowest rates is to compare offers from multiple insurers.

Cheapest Car Insurance for Higher Risk Drivers (September 2023)

Drivers with violations tend to pay higher insurance premiums because insurers deem them riskier to insure. If you have a speeding ticket, you can get the cheapest car insurance in Hawaii from GEICO.

GEICO is also most affordable for drivers with accidents on their records, as well as for owners of sports cars. If you have a DUI, State Farm is cheapest.

CHEAPEST CAR INSURANCE FOR HIGHER RISK DRIVERS

Cheapest after a ticket: GEICO ($601 per year)
Cheapest after an accident: GEICO ($916 per year)
Cheapest after a DUI: State Farm ($881 per year)
Cheapest for sports cars: GEICO ($754 per year)

Cheapest Car Insurance in Hawaii After a Ticket

On average, these insurers have the lowest car insurance prices in Hawaii if you have a speeding ticket:

GEICO: $601 per year
Farmers: $664 per year

At approximately $1,697 per year, Progressive has the highest rates in the state for the same driver profile. Auto insurance premiums in Hawaii are around $167 more expensive for drivers with speeding tickets compared with motorists with clean records.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$217	$18
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
GEICO	$223	$19
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
State Farm	$298	$25
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
21st Century	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Farmers	$334	$28
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
Island Insurance Group	$364	$30
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
State Farm	$408	$34
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
GEICO	$565	$47
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
Allstate	$590	$49
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
GEICO	$601	$50
Progressive	$616	$51
Progressive	$616	$51
Progressive	$616	$51
State Farm	$619	$52
State Farm	$619	$52
State Farm	$619	$52
State Farm	$619	$52
State Farm	$619	$52
State Farm	$619	$52
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
21st Century	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
Farmers	$664	$55
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
State Farm	$690	$57
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
Progressive	$786	$66
State Farm	$817	$68
State Farm	$817	$68
State Farm	$817	$68
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
State Farm	$881	$73
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Island Insurance Group	$948	$79
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,179	$98
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
Allstate	$1,326	$110
State Farm	$1,336	$111
State Farm	$1,336	$111
State Farm	$1,336	$111
State Farm	$1,336	$111
State Farm	$1,336	$111
State Farm	$1,336	$111
Progressive	$1,526	$127
Progressive	$1,526	$127
Progressive	$1,526	$127
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
Progressive	$1,697	$141
State Farm	$1,762	$147
State Farm	$1,762	$147
State Farm	$1,762	$147
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221
Allstate	$2,652	$221

Cheapest Car Insurance in Hawaii After an Accident

MoneyGeek’s analysis shows that drivers with at-fault accidents on their records can find the cheapest car insurance in Hawaii from these providers, on average:

GEICO: $916 per year
State Farm: $964 per year

Conversely, Progressive’s coverage is the most expensive at roughly $1,868 per year. If you have an at-fault accident on your record, you may have to pay around $381 more for car insurance compared with someone with a clean driving history.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
State Farm	$327	$27
GEICO	$331	$28
GEICO	$331	$28
GEICO	$331	$28
GEICO	$331	$28
GEICO	$331	$28
GEICO	$331	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
GEICO	$340	$28
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
Island Insurance Group	$448	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
State Farm	$449	$37
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
21st Century	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Farmers	$497	$41
Allstate	$633	$53
Allstate	$633	$53
Allstate	$633	$53
Allstate	$633	$53
Allstate	$633	$53
Allstate	$633	$53

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