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In Hawaii, GEICO has the most affordable auto insurance policies for most driver profiles. But for certain types of drivers, State Farm and USAA offer the cheapest policies.

If you prefer to balance cost and service quality, we also listed the best car insurance in Hawaii.

MoneyGeek Logo IconCheapestCar InsuranceHawaii
2023

Table of Contents

Cheapest Minimum Liability Car Insurance in Hawaii (September 2023)

Based on MoneyGeek’s analysis, these companies offer the most affordable car insurance in Hawaii, on average:

  • GEICO: $223 per year
  • Island Insurance: $333 per year

You can find the most expensive minimum coverage policies from Progressive at roughly $621 per year.

Minimum coverage car insurance in Hawaii includes bodily injury liability, property damage liability and personal injury protection.

Company
Annual Premium
Monthly Premium

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Progressive

$473

$39

Progressive

$473

$39

Progressive

$473

$39

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

State Farm

$735

$61

State Farm

$735

$61

State Farm

$735

$61

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Progressive

$1,095

$91

Progressive

$1,095

$91

Progressive

$1,095

$91

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

State Farm

$1,591

$133

State Farm

$1,591

$133

State Farm

$1,591

$133

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

A minimum coverage car insurance policy will only pay for damages you cause other people. It won’t reimburse your repair or replacement costs for your own car. Full coverage car insurance, also known as comprehensive and collision insurance, provides broader protection and extends its coverage to your own vehicle.

Insurance Rates

Compare Insurance Rates

Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies.

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Cheapest Full Coverage Car Insurance in Hawaii (September 2023)

MoneyGeek’s research indicates that these providers have Hawaii’s cheapest full coverage car insurance:

  • GEICO: $601 per year
  • Farmers: $664 per year

Progressive’s full coverage policy is the most expensive in Hawaii at approximately $1,243 per year.

Your auto insurance premiums will increase by having comprehensive and collision coverage. You’ll pay $378 more if you choose GEICO’s full coverage option over its minimum coverage package. Despite its higher cost, a full coverage policy provides more protection as it covers on and off-road damages. It protects you from damages due to hit-and-run, floods, vandalism and more.

Company
Annual Premium
Monthly Premium

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Progressive

$473

$39

Progressive

$473

$39

Progressive

$473

$39

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

State Farm

$735

$61

State Farm

$735

$61

State Farm

$735

$61

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Progressive

$1,095

$91

Progressive

$1,095

$91

Progressive

$1,095

$91

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

State Farm

$1,591

$133

State Farm

$1,591

$133

State Farm

$1,591

$133

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Your insurance costs are impacted by how much insurance you need. We used these limits for our sample full coverage policy:

  • $100,000 in bodily injury liability per person
  • $300,000 in bodily injury liability per accident
  • $100,000 in property damage liability per accident

To reduce your car insurance premiums, you can:

  • lower your liability limits
  • remove comprehensive and collision coverage
  • increase your deductible

However, doing these things may leave you with inadequate coverage.

How to Compare Cheap Hawaii Car Insurance Quotes Online

You can get quotes online from most auto insurance companies. However, it may take you roughly 15 minutes to get an estimate from each company. Comparing rates may be time-consuming as it requires you to go through the same process multiple times.

With MoneyGeek’s car insurance calculator, you can estimate your car insurance costs quickly without having to obtain quotes from several providers. You can use it as a starting point to find the cheapest auto insurance for your needs.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

Hawaii
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30-65
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Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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Click an insurer below to visit their review page or continue to your personalized quote.

USAA

Cheapest Car Insurance in Hawaii by Age (September 2023)

How much you spend on car insurance in Hawaii is impacted by your age. State Farm and GEICO offer the most affordable options for different age groups in your family.

mglogo icon
CHEAPEST CAR INSURANCE COMPANIES BY AGE

Cheapest for teens: State Farm
Cheapest for young adults: GEICO
Cheapest for seniors: GEICO

Cheapest Car Insurance in Hawaii for Teens and Their Families (September 2023)

On average, these insurers have the lowest car insurance rates in Hawaii for a young driver on their parent’s profile:

  • State Farm: $709 per year for male and female teens
  • GEICO: $735 per year for male and female teens

Car insurance premiums for teens decrease as they age, with the cheapest rates going to 19-year-olds across the state. Hawaii's most affordable provider for 19-year-old males is State Farm ($709 per year).

At around $1,569 per year, Progressive offers the least affordable car insurance for teenagers on their parent’s policy. Generally, auto insurance is cheaper when a teen is added to their parent’s policy as opposed to getting their own coverage. In Hawaii, it is roughly $259 cheaper for young male drivers to be included in their parent’s policies compared to purchasing their own insurance.

Company
Family Plan Annual Premium
Individual Plan Annual Premium

State Farm

$709

$709

State Farm

$709

$709

GEICO

$735

$735

GEICO

$735

$735

21st Century

$832

$900

21st Century

$832

$900

Allstate

$1,084

$1,478

Allstate

$1,084

$1,478

Progressive

$1,569

$2,403

Progressive

$1,569

$2,403

mglogo icon
MONEYGEEK EXPERT TIP

On average, car insurance rates for male teens tend to be significantly more expensive than for female teens. This rate difference is not as notable when drivers reach their 20s and beyond.

If your family is insuring a student, check to see if you qualify for discounts that may help lower your premiums. 21st Century and GEICO offer good student discounts. Allstate, Progressive and State Farm offer distant student discounts and good student discounts.

Cheapest Car Insurance in Hawaii for Young Adults (September 2023)

On average, MoneyGeek’s analysis found that these insurers have Hawaii’s lowest rates for drivers in their 20s:

  • GEICO: $601 per year
  • Farmers: $664 per year

Conversely, Progressive’s $1,243 per year is the priciest for young adults in the state. On average, car insurance is more expensive for young adult drivers compared with middle-aged motorists. However, this is not the case in Hawaii.

Company
Annual Premium
Monthly Premium

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Progressive

$473

$39

Progressive

$473

$39

Progressive

$473

$39

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

State Farm

$735

$61

State Farm

$735

$61

State Farm

$735

$61

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Progressive

$1,095

$91

Progressive

$1,095

$91

Progressive

$1,095

$91

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

State Farm

$1,591

$133

State Farm

$1,591

$133

State Farm

$1,591

$133

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Cheapest Car Insurance in Hawaii for Seniors (September 2023)

MoneyGeek’s research shows that these providers have the cheapest car insurance in Hawaii for senior drivers, on average:

  • GEICO: $601 per year
  • Farmers: $664 per year

Progressive has the most expensive rates for older adults in the state at approximately $1,243 per year. Generally, senior drivers pay less for auto insurance compared with middle-aged drivers. However, your insurance costs will usually go up once you hit your 70s and 80s. That said, this is not the case in Hawaii.

Company
Annual Premium
Monthly Premium

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

State Farm

$268

$22

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

Island Insurance Group

$333

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

State Farm

$367

$31

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Allstate

$406

$34

Progressive

$473

$39

Progressive

$473

$39

Progressive

$473

$39

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

State Farm

$557

$46

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

Progressive

$621

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

State Farm

$624

$52

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

State Farm

$735

$61

State Farm

$735

$61

State Farm

$735

$61

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

State Farm

$795

$66

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Allstate

$812

$68

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Island Insurance Group

$871

$73

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Allstate

$939

$78

Progressive

$1,095

$91

Progressive

$1,095

$91

Progressive

$1,095

$91

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

State Farm

$1,204

$100

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

Progressive

$1,243

$104

State Farm

$1,591

$133

State Farm

$1,591

$133

State Farm

$1,591

$133

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Allstate

$1,877

$156

Senior drivers might be able to save on their premiums with senior driving discounts. 21st Century, Allstate and GEICO offer discounts for senior drivers in Hawaii. Nonetheless, the best way to know which companies have the lowest rates is to compare offers from multiple insurers.

Cheapest Car Insurance for Higher Risk Drivers (September 2023)

Drivers with violations tend to pay higher insurance premiums because insurers deem them riskier to insure. If you have a speeding ticket, you can get the cheapest car insurance in Hawaii from GEICO.

GEICO is also most affordable for drivers with accidents on their records, as well as for owners of sports cars. If you have a DUI, State Farm is cheapest.

CHEAPEST CAR INSURANCE FOR HIGHER RISK DRIVERS

Cheapest after a ticket: GEICO ($601 per year)
Cheapest after an accident: GEICO ($916 per year)
Cheapest after a DUI: State Farm ($881 per year)
Cheapest for sports cars: GEICO ($754 per year)

Cheapest Car Insurance in Hawaii After a Ticket

On average, these insurers have the lowest car insurance prices in Hawaii if you have a speeding ticket:

  • GEICO: $601 per year
  • Farmers: $664 per year

At approximately $1,697 per year, Progressive has the highest rates in the state for the same driver profile. Auto insurance premiums in Hawaii are around $167 more expensive for drivers with speeding tickets compared with motorists with clean records.

Company
Annual Premium
Monthly Premium

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$217

$18

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

GEICO

$223

$19

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

State Farm

$298

$25

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

21st Century

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Farmers

$334

$28

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

Island Insurance Group

$364

$30

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

State Farm

$408

$34

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

GEICO

$565

$47

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

Allstate

$590

$49

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

GEICO

$601

$50

Progressive

$616

$51

Progressive

$616

$51

Progressive

$616

$51

State Farm

$619

$52

State Farm

$619

$52

State Farm

$619

$52

State Farm

$619

$52

State Farm

$619

$52

State Farm

$619

$52

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

21st Century

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

Farmers

$664

$55

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

State Farm

$690

$57

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

Progressive

$786

$66

State Farm

$817

$68

State Farm

$817

$68

State Farm

$817

$68

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

State Farm

$881

$73

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Island Insurance Group

$948

$79

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,179

$98

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

Allstate

$1,326

$110

State Farm

$1,336

$111

State Farm

$1,336

$111

State Farm

$1,336

$111

State Farm

$1,336

$111

State Farm

$1,336

$111

State Farm

$1,336

$111

Progressive

$1,526

$127

Progressive

$1,526

$127

Progressive

$1,526

$127

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

Progressive

$1,697

$141

State Farm

$1,762

$147

State Farm

$1,762

$147

State Farm

$1,762

$147

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Allstate

$2,652

$221

Cheapest Car Insurance in Hawaii After an Accident

MoneyGeek’s analysis shows that drivers with at-fault accidents on their records can find the cheapest car insurance in Hawaii from these providers, on average:

  • GEICO: $916 per year
  • State Farm: $964 per year

Conversely, Progressive’s coverage is the most expensive at roughly $1,868 per year. If you have an at-fault accident on your record, you may have to pay around $381 more for car insurance compared with someone with a clean driving history.

Company
Annual Premium
Monthly Premium

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

State Farm

$327

$27

GEICO

$331

$28

GEICO

$331

$28

GEICO

$331

$28

GEICO

$331

$28

GEICO

$331

$28

GEICO

$331

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

GEICO

$340

$28

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

Island Insurance Group

$448

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

State Farm

$449

$37

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

21st Century

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Farmers

$497

$41

Allstate

$633

$53

Allstate

$633

$53

Allstate

$633

$53

Allstate

$633

$53

Allstate

$633

$53

Allstate

$633

$53