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Capital Insurance Group has the cheapest minimum insurance in North Las Vegas, offers the best customer service and is the best overall insurer. State Farm is the most affordable for full coverage insurance and after a ticket, DUI or at-fault collision. USAA is the cheapest for service members, while Nationwide is the most affordablet for teens. The cheapest insurer can vary depending on your driving profile and needs.

MoneyGeek Logo IconCheapest + BestCar InsuranceNorth Las Vegas
2023

Cheapest and Best Car Insurance in North Las Vegas, NV

Cheapest Minimum Liability Car Insurance in North Las Vegas

MoneyGeek recommends the following insurers in North Las Vegas for the most affordable minimum coverage insurance:

  • Capital Insurance Group: $604 per year
  • State Farm: $653 per year

Dairyland charges $2,576 for the state minimum insurance, the most expensive premium. The cheapest car insurance provider in Nevada is State Farm, with an average annual rate of $466. This rate is significantly less expensive than the lowest insurance quote in the city, illustrating how location can affect insurance costs.

Company
Annual Premium
Monthly Premium

Capital Insurance Group

$523

$44

Capital Insurance Group

$604

$50

State Farm

$615

$51

Nationwide

$645

$54

State Farm

$653

$54

Nationwide

$661

$55

GEICO

$694

$58

GEICO

$698

$58

Mercury

$706

$59

Progressive

$722

$60

Progressive

$741

$62

GEICO

$767

$64

Mercury

$770

$64

State Farm

$796

$66

Progressive

$834

$69

Travelers

$905

$75

Nationwide

$928

$77

Mercury

$944

$79

Travelers

$962

$80

Farmers

$997

$83

Capital Insurance Group

$1,030

$86

Country Financial

$1,034

$86

Travelers

$1,037

$86

Capital Insurance Group

$1,039

$87

Farmers

$1,058

$88

Country Financial

$1,063

$89

State Farm

$1,097

$91

Allstate

$1,145

$95

Allstate

$1,161

$97

American Family

$1,165

$97

Nationwide

$1,168

$97

State Farm

$1,178

$98

American Family

$1,182

$99

Farmers

$1,215

$101

CSAA

$1,228

$102

Capital Insurance Group

$1,243

$104

Nationwide

$1,270

$106

Mercury

$1,271

$106

American Family

$1,279

$107

Allstate

$1,310

$109

GEICO

$1,374

$115

Mercury

$1,376

$115

GEICO

$1,380

$115

State Farm

$1,481

$123

CSAA

$1,483

$124

Kemper

$1,486

$124

Country Financial

$1,488

$124

Farmers

$1,559

$130

Progressive

$1,564

$130

Farmers

$1,572

$131

Progressive

$1,576

$131

American Family

$1,579

$132

GEICO

$1,591

$133

Kemper

$1,653

$138

Travelers

$1,666

$139

Nationwide

$1,672

$139

American Family

$1,691

$141

Travelers

$1,692

$141

CSAA

$1,731

$144

Mercury

$1,748

$146

Nevada General Insurance

$1,757

$146

Country Financial

$1,810

$151

Allstate

$1,843

$154

American Family

$1,887

$157

Progressive

$1,887

$157

Farmers

$1,888

$157

Country Financial

$1,911

$159

Allstate

$1,933

$161

Travelers

$1,958

$163

Nevada General Insurance

$2,006

$167

Nevada General Insurance

$2,033

$169

Capital Insurance Group

$2,053

$171

Allstate

$2,083

$174

Kemper

$2,227

$186

Nevada General Insurance

$2,418

$201

Dairyland

$2,445

$204

Dairyland

$2,576

$215

CSAA

$2,650

$221

Country Financial

$2,655

$221

Nevada General Insurance

$2,737

$228

Dairyland

$2,934

$245

Nevada General Insurance

$3,034

$253

CSAA

$3,171

$264

Kemper

$3,510

$293

CSAA

$3,676

$306

Kemper

$4,007

$334

Kemper

$4,362

$363

Dairyland

$4,705

$392

Dairyland

$5,155

$430

Dairyland

$5,901

$492

The limits applicable for minimum coverage insurance vary by state. In accordance with Nevada law, drivers in North Las Vegas are required to have at least the following:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $20,000 property damage liability per accident

With Nevada's minimum coverage requirements, your insurance provider in North Las Vegas will only pay up to $50,000 for physical injury to other accident victims. You are responsible for any costs above that limit.

Cheapest Full Coverage Car Insurance in North Las Vegas

The following companies offer the cheapest full coverage car insurance in North Las Vegas:

  • State Farm: $1,178 per year
  • Capital Insurance Group: $1,243 per year

Again, Dairyland is the most expensive in the city, charging an average of $5,155 yearly for full coverage insurance.

State Farm offers the cheapest full coverage insurance in Nevada as a whole, with an average cost of $862. This average is significantly lower than State Farm's rate in North Las Vegas. Premiums may vary substantially depending on your location in Nevada.

Company
Annual Premium
Monthly Premium

Capital Insurance Group

$523

$44

Capital Insurance Group

$604

$50

State Farm

$615

$51

Nationwide

$645

$54

State Farm

$653

$54

Nationwide

$661

$55

GEICO

$694

$58

GEICO

$698

$58

Mercury

$706

$59

Progressive

$722

$60

Progressive

$741

$62

GEICO

$767

$64

Mercury

$770

$64

State Farm

$796

$66

Progressive

$834

$69

Travelers

$905

$75

Nationwide

$928

$77

Mercury

$944

$79

Travelers

$962

$80

Farmers

$997

$83

Capital Insurance Group

$1,030

$86

Country Financial

$1,034

$86

Travelers

$1,037

$86

Capital Insurance Group

$1,039

$87

Farmers

$1,058

$88

Country Financial

$1,063

$89

State Farm

$1,097

$91

Allstate

$1,145

$95

Allstate

$1,161

$97

American Family

$1,165

$97

Nationwide

$1,168

$97

State Farm

$1,178

$98

American Family

$1,182

$99

Farmers

$1,215

$101

CSAA

$1,228

$102

Capital Insurance Group

$1,243

$104

Nationwide

$1,270

$106

Mercury

$1,271

$106

American Family

$1,279

$107

Allstate

$1,310

$109

GEICO

$1,374

$115

Mercury

$1,376

$115

GEICO

$1,380

$115

State Farm

$1,481

$123

CSAA

$1,483

$124

Kemper

$1,486

$124

Country Financial

$1,488

$124

Farmers

$1,559

$130

Progressive

$1,564

$130

Farmers

$1,572

$131

Progressive

$1,576

$131

American Family

$1,579

$132

GEICO

$1,591

$133

Kemper

$1,653

$138

Travelers

$1,666

$139

Nationwide

$1,672

$139

American Family

$1,691

$141

Travelers

$1,692

$141

CSAA

$1,731

$144

Mercury

$1,748

$146

Nevada General Insurance

$1,757

$146

Country Financial

$1,810

$151

Allstate

$1,843

$154

American Family

$1,887

$157

Progressive

$1,887

$157

Farmers

$1,888

$157

Country Financial

$1,911

$159

Allstate

$1,933

$161

Travelers

$1,958

$163

Nevada General Insurance

$2,006

$167

Nevada General Insurance

$2,033

$169

Capital Insurance Group

$2,053

$171

Allstate

$2,083

$174

Kemper

$2,227

$186

Nevada General Insurance

$2,418

$201

Dairyland

$2,445

$204

Dairyland

$2,576

$215

CSAA

$2,650

$221

Country Financial

$2,655

$221

Nevada General Insurance

$2,737

$228

Dairyland

$2,934

$245

Nevada General Insurance

$3,034

$253

CSAA

$3,171

$264

Kemper

$3,510

$293

CSAA

$3,676

$306

Kemper

$4,007

$334

Kemper

$4,362

$363

Dairyland

$4,705

$392

Dairyland

$5,155

$430

Dairyland

$5,901

$492

Full coverage insurance has higher liability limits and includes collision and comprehensive coverage.

  • Collision insurance: Pays to repair or replace your vehicle if it is damaged in a collision with another car or object.
  • Comprehensive insurance: Protects your car from non-collision damages caused by theft, fire, weather damage or vandalism.

Getting full coverage for a new car is a reasonable way to protect your investment. For older automobiles or those with low values, the cost of full coverage premiums can exceed the car’s value.

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Cheapest Car Insurance in North Las Vegas After a Driving Offense

According to our analysis, State Farm generally has the cheapest full coverage insurance in North Las Vegas for drivers with violations:

  • Speeding ticket: State Farm ($1,303 per year)
  • At-fault accident: State Farm ($1,428 per year)
  • DUI: State Farm ($1,303 per year)

Dairyland is the most expensive, costing $7,606 after DUI, $7,022 after a speeding ticket and $8,676 after an at-fault accident. Even the cheapest insurance carrier will increase your premiums after a driving violation.

Company
Annual Premium
Monthly Premium

State Farm

$683

$57

State Farm

$683

$57

Capital Insurance Group

$691

$58

State Farm

$725

$60

State Farm

$725

$60

Capital Insurance Group

$737

$61

State Farm

$751

$63

Nationwide

$755

$63

Nationwide

$773

$64

Capital Insurance Group

$797

$66

State Farm

$798

$66

Capital Insurance Group

$843

$70

State Farm

$883

$74

State Farm

$883

$74

Progressive

$954

$80

Mercury

$956

$80

State Farm

$973

$81

GEICO

$994

$83

GEICO

$1,011

$84

Capital Insurance Group

$1,021

$85

Progressive

$1,025

$85

Nationwide

$1,040

$87

Progressive

$1,043

$87

Nationwide

$1,047

$87

Nationwide

$1,068

$89

Progressive

$1,078

$90

Progressive

$1,112

$93

GEICO

$1,141

$95

Progressive

$1,147

$96

Capital Insurance Group

$1,180

$98

Mercury

$1,206

$101

Mercury

$1,207

$101

State Farm

$1,215

$101

State Farm

$1,215

$101

GEICO

$1,228

$102

Farmers

$1,252

$104

Mercury

$1,262

$105

GEICO

$1,263

$105

Allstate

$1,276

$106

Travelers

$1,280

$107

Allstate

$1,295

$108

State Farm

$1,303

$109

State Farm

$1,303

$109

Progressive

$1,306

$109

Country Financial

$1,320

$110

Farmers

$1,325

$110

State Farm

$1,332

$111

Travelers

$1,339

$112

Travelers

$1,348

$112

Country Financial

$1,357

$113

Nationwide

$1,366

$114

Capital Insurance Group

$1,376

$115

Capital Insurance Group

$1,384

$115

Nationwide

$1,394

$116

Travelers

$1,411

$118

GEICO

$1,420

$118

State Farm

$1,428

$119

Progressive

$1,436

$120

Mercury

$1,443

$120

Progressive

$1,449

$121

Travelers

$1,454

$121

Nationwide

$1,456

$121

Nationwide

$1,468

$122

Allstate

$1,469

$122

Capital Insurance Group

$1,472

$123

Farmers

$1,472

$123

Nationwide

$1,477

$123

Allstate

$1,502

$125

Mercury

$1,510

$126

Allstate

$1,525

$127

Capital Insurance Group

$1,526

$127

Travelers

$1,538

$128

Allstate

$1,564

$130

American Family

$1,573

$131

American Family

$1,576

$131

Allstate

$1,588

$132

Travelers

$1,591

$133

American Family

$1,603

$134

Country Financial

$1,611

$134

CSAA

$1,615

$135

Farmers

$1,616

$135

Kemper

$1,625

$135

Mercury

$1,628

$136

State Farm

$1,640

$137

State Farm

$1,640

$137

Farmers

$1,640

$137

Capital Insurance Group

$1,660

$138

Travelers

$1,664

$139

Country Financial

$1,696

$141

Kemper

$1,697

$141

CSAA

$1,733

$144

American Family

$1,735

$145

Farmers

$1,739

$145

Allstate

$1,741

$145

Mercury

$1,745

$145

American Family

$1,746

$145

Mercury

$1,753

$146

GEICO

$1,783

$149

GEICO

$1,783

$149

Farmers

$1,798

$150

State Farm

$1,799

$150

Nationwide

$1,802

$150

Travelers

$1,807

$151

Kemper

$1,809

$151

Allstate

$1,814

$151

Capital Insurance Group

$1,830

$153

American Family

$1,848

$154

Mercury

$1,855

$155

Farmers

$1,858

$155

Farmers

$1,863

$155

Nationwide

$1,870

$156

Nationwide

$1,876

$156

American Family

$1,878

$157

Kemper

$1,889

$157

Country Financial

$1,898

$158

Country Financial

$1,902

$159

GEICO

$1,930

$161

Country Financial

$1,965

$164

CSAA

$1,970

$164

Farmers

$1,992

$166

Nationwide

$1,999

$167

Nevada General Insurance

$2,010

$168

Nevada General Insurance

$2,010

$168

Capital Insurance Group

$2,017

$168

Farmers

$2,035

$170

GEICO

$2,047

$171

Capital Insurance Group

$2,048

$171

CSAA

$2,048

$171

Allstate

$2,078

$173

GEICO

$2,084

$174

CSAA

$2,118

$176

Country Financial

$2,141

$178

American Family

$2,146

$179

Progressive

$2,151

$179

Mercury

$2,164

$180

American Family

$2,165

$180

Allstate

$2,180

$182

American Family

$2,203

$184

Mercury

$2,255

$188

Mercury

$2,256

$188

Nevada General Insurance

$2,263

$189

Progressive

$2,280

$190

Country Financial

$2,293

$191

Nevada General Insurance

$2,295

$191

Nevada General Insurance

$2,295

$191

American Family

$2,304

$192

Progressive

$2,307

$192

CSAA

$2,317

$193

Farmers

$2,326

$194

Nevada General Insurance

$2,326

$194

Nevada General Insurance

$2,326

$194

American Family

$2,332

$194

Allstate

$2,358

$197

GEICO

$2,375

$198

Kemper

$2,379

$198

Travelers

$2,414

$201

Country Financial

$2,415

$201

Capital Insurance Group

$2,429

$202

Kemper

$2,440

$203

Progressive

$2,447

$204

Allstate

$2,461

$205

Nationwide

$2,491

$208

Farmers

$2,492

$208

American Family

$2,493

$208

CSAA

$2,493

$208

Progressive

$2,495

$208

CSAA

$2,515

$210

Travelers

$2,524

$210

Farmers

$2,529

$211

GEICO

$2,542

$212

Kemper

$2,549

$212

Mercury

$2,557

$213

Allstate

$2,580

$215

Nevada General Insurance

$2,585

$215

American Family

$2,586

$215

Allstate

$2,591

$216

Farmers

$2,591

$216

Travelers

$2,594

$216

GEICO

$2,595

$216

Nationwide

$2,603

$217

Nevada General Insurance

$2,619

$218

American Family

$2,620

$218

Travelers

$2,621

$218

Progressive

$2,640

$220

Kemper

$2,652

$221

American Family

$2,661

$222

Farmers

$2,684

$224

Nevada General Insurance

$2,706

$225

Nevada General Insurance

$2,706

$225

Travelers

$2,712

$226

Allstate

$2,722

$227

Nationwide

$2,726

$227

Country Financial

$2,737

$228

Travelers

$2,748

$229

Mercury

$2,753

$229

Country Financial

$2,757

$230

Capital Insurance Group

$2,781

$232

Country Financial

$2,802

$233

Allstate

$2,813

$234

Mercury

$2,848

$237

Farmers

$2,856

$238

Farmers

$2,866

$239

Travelers

$2,942

$245

Progressive

$2,947

$246

GEICO

$2,959

$247

Allstate

$2,960

$247

CSAA

$2,970

$248

Nevada General Insurance

$3,042

$253

Nevada General Insurance

$3,064

$255

Nevada General Insurance

$3,064

$255

American Family

$3,080

$257

Capital Insurance Group

$3,092

$258

Travelers

$3,153

$263

Progressive

$3,164

$264

Mercury

$3,166

$264

Country Financial

$3,195

$266

Travelers

$3,206

$267

Nationwide

$3,219

$268

Mercury

$3,221

$268

American Family

$3,324

$277

Progressive

$3,346

$279

Country Financial

$3,363

$280

Country Financial

$3,367

$281

Nevada General Insurance

$3,380

$282

Nevada General Insurance

$3,380

$282

Nevada General Insurance

$3,446

$287

CSAA

$3,521

$293

Dairyland

$3,557

$296

Kemper

$3,593

$299

Dairyland

$3,612

$301

Country Financial

$3,643

$304

GEICO

$3,668

$306

GEICO

$3,747

$312

CSAA

$3,787

$316

Nevada General Insurance

$3,800

$317

Kemper

$3,830

$319

Dairyland

$3,902

$325

Dairyland

$3,922

$327

Kemper

$3,924

$327

Dairyland

$3,932

$328

GEICO

$3,946

$329

Capital Insurance Group

$4,115

$343

CSAA

$4,234

$353

Dairyland

$4,369

$364

Kemper

$4,373

$364

Dairyland

$4,387

$366

Dairyland

$4,409

$367

Kemper

$4,476

$373

CSAA

$4,489

$374

CSAA

$4,557

$380

Country Financial

$4,707

$392

Kemper

$4,766

$397

Kemper

$4,911

$409

CSAA

$4,930

$411

Dairyland

$5,054

$421

CSAA

$5,311

$443

CSAA

$5,415

$451

Kemper

$5,476

$456

Kemper

$6,228

$519

CSAA

$6,321

$527

Kemper

$6,924

$577

Dairyland

$7,022

$585

Dairyland

$7,215

$601

Dairyland

$7,446

$621

Dairyland

$7,606

$634

Dairyland

$7,753

$646

Dairyland

$8,236

$686

Dairyland

$8,676

$723

Dairyland

$8,696

$725

Dairyland

$9,615

$801

The amount your rates increase after a violation depends on the severity of the offense. Drivers in North Las Vegas can expect to pay $610 more after a speeding ticket and $1,211 more after a DUI conviction. However, you can still find cheap auto insurance with a bad driving record if you look around and compare quotes.

Cheapest Car Insurance in North Las Vegas for Teens and Their Families

The following companies offer the lowest rates in North Las Vegas for adding a teen to a family policy:

  • Nationwide: $2,795 yearly for female teens and $3,010 for male teens
  • State Farm: $3,727 yearly for female teens and $4,654 for male teens

Kemper has the most expensive coverage, costing $7,426 for female teenagers and $7,789 for male teenagers. Nationwide quotes male and female teens differently, with a $215 differential per year. Male teens frequently pay more as they pose a higher risk. The gender price difference falls off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Nationwide

$1,828

$3,219

Nationwide

$1,875

$3,453

State Farm

$2,031

$2,934

Travelers

$2,050

$3,675

Nationwide

$2,068

$4,621

Nationwide

$2,097

$3,693

Nationwide

$2,147

$4,307

Nationwide

$2,155

$5,044

Nationwide

$2,170

$3,997

Capital Insurance Group

$2,194

$2,975

Nationwide

$2,217

$3,904

Nationwide

$2,219

$4,680

State Farm

$2,226

$3,215

Travelers

$2,265

$3,860

State Farm

$2,275

$3,213

Nationwide

$2,293

$4,223

Travelers

$2,312

$4,144

Travelers

$2,319

$4,538

State Farm

$2,335

$3,858

Travelers

$2,381

$4,267

State Farm

$2,412

$3,485

Nationwide

$2,495

$6,337

State Farm

$2,514

$4,166

Nationwide

$2,523

$7,634

State Farm

$2,534

$3,579

Travelers

$2,575

$4,387

Nationwide

$2,581

$5,767

Travelers

$2,645

$4,959

Nationwide

$2,659

$7,251

Travelers

$2,679

$5,284

State Farm

$2,688

$4,441

Farmers

$2,703

$4,186

Nationwide

$2,713

$8,607

Allstate

$2,724

$4,151

Nationwide

$2,724

$6,376

Farmers

$2,767

$4,401

Travelers

$2,775

$4,729

Nationwide

$2,785

$8,427

Nationwide

$2,795

$9,311

State Farm

$2,797

$3,950

Allstate

$2,827

$4,160

State Farm

$2,862

$4,742

State Farm

$2,862

$5,320

Capital Insurance Group

$2,921

$4,606

Allstate

$2,959

$5,545

Allstate

$2,966

$4,521

Nationwide

$2,997

$9,510

Nationwide

$3,010

$10,531

State Farm

$3,021

$4,907

Allstate

$3,081

$11,977

Allstate

$3,130

$5,412

Travelers

$3,141

$5,888

Travelers

$3,168

$6,972

Travelers

$3,192

$5,932

Progressive

$3,202

$3,725

Allstate

$3,253

$6,510

State Farm

$3,256

$6,051

Allstate

$3,277

$4,995

Allstate

$3,299

$4,854

Capital Insurance Group

$3,313

$5,223

Capital Insurance Group

$3,329

$5,485

Allstate

$3,343

$6,265

Capital Insurance Group

$3,460

$5,683

Allstate

$3,482

$5,956

State Farm

$3,515

$5,710

State Farm

$3,516

$6,517

Allstate

$3,534

$8,055

Capital Insurance Group

$3,571

$6,388

Capital Insurance Group

$3,573

$5,923

GEICO

$3,601

$3,417

Capital Insurance Group

$3,604

$4,886

Capital Insurance Group

$3,605

$5,683

GEICO

$3,645

$4,444

GEICO

$3,654

$3,468

Progressive

$3,671

$4,126

State Farm

$3,707

$6,890

GEICO

$3,726

$4,544

State Farm

$3,727

$7,841

GEICO

$3,732

$6,675

Capital Insurance Group

$3,736

$5,582

Allstate

$3,737

$15,269

Progressive

$3,748

$4,361

Allstate

$3,752

$5,521

Travelers

$3,759

$8,944

GEICO

$3,827

$5,668

Capital Insurance Group

$3,836

$6,862

GEICO

$3,841

$3,645

Capital Insurance Group

$3,852

$5,223

GEICO

$3,879

$4,730

Travelers

$3,900

$7,247

Travelers

$3,941

$8,795

Allstate

$3,945

$9,165

Progressive

$3,954

$6,461

Progressive

$3,995

$6,361

Progressive

$3,998

$5,602

Allstate

$4,002

$8,009

Farmers

$4,016

$7,952

GEICO

$4,044

$6,008

State Farm

$4,048

$7,453

GEICO

$4,120

$5,112

Capital Insurance Group

$4,174

$7,871

Progressive

$4,186

$4,705

Capital Insurance Group

$4,202

$6,862

Farmers

$4,211

$7,610

Progressive

$4,228

$4,920

Farmers

$4,248

$8,716

Capital Insurance Group

$4,276

$6,388

Farmers

$4,335

$9,211

Farmers

$4,337

$8,587

Progressive

$4,392

$5,856

Capital Insurance Group

$4,402

$7,337

Allstate

$4,423

$17,194

Farmers

$4,432

$8,379

Kemper

$4,440

$8,016

Farmers

$4,495

$9,222

Progressive

$4,499

$5,056

Farmers

$4,518

$9,874

Allstate

$4,528

$23,640

Kemper

$4,547

$5,435

Farmers

$4,580

$7,092

Farmers

$4,590

$20,104

State Farm

$4,635

$8,535

Farmers

$4,648

$7,198

Kemper

$4,653

$6,261

State Farm

$4,654

$9,721

Capital Insurance Group

$4,722

$7,871

Capital Insurance Group

$4,748

$8,953

Farmers

$4,774

$7,595

Travelers

$4,776

$11,363

Progressive

$4,818

$8,908

Travelers

$4,819

$11,461

Kemper

$4,847

$9,791

Progressive

$4,863

$7,743

Farmers

$4,865

$21,850

GEICO

$4,895

$10,241

Allstate

$4,902

$24,134

Farmers

$4,919

$7,826

Capital Insurance Group

$4,953

$11,192

Kemper

$4,955

$5,435

Kemper

$4,955

$5,435

Travelers

$5,021

$15,532

Kemper

$5,022

$5,435

Progressive

$5,028

$9,705

Farmers

$5,053

$22,132

GEICO

$5,058

$8,803

Allstate

$5,061

$20,675

Kemper

$5,065

$5,962

Progressive

$5,191

$8,482

Kemper

$5,226

$5,733

GEICO

$5,230

$9,356

Kemper

$5,256

$6,261

Kemper

$5,320

$6,261

Kemper

$5,320

$6,261

GEICO

$5,405

$8,006

Farmers

$5,411

$24,302

Farmers

$5,412

$28,887

Kemper

$5,506

$7,153

GEICO

$5,509

$13,802

Capital Insurance Group

$5,515

$12,371

GEICO

$5,652

$15,732

Farmers

$5,799

$31,986

Kemper

$5,874

$8,726

Progressive

$5,885

$21,873

Kemper

$5,985

$7,153

Progressive

$6,216

$23,728

Travelers

$6,219

$14,789

GEICO

$6,468

$16,204

Kemper

$6,484

$8,726

GEICO

$6,540

$18,204

Travelers

$6,566

$20,591

GEICO

$6,805

$22,889

Progressive

$6,862

$27,488

GEICO

$7,207

$24,161

Progressive

$7,282

$30,020

Progressive

$7,306

$27,157

Kemper

$7,426

$17,272

Progressive

$7,767

$29,652

Kemper

$7,789

$20,089

Kemper

$8,270

$14,931

Kemper

$8,577

$17,327

Adding a teen driver to an existing family policy is more cost-effective than getting them separate insurance. In North Las Vegas, for instance, it would cost $5,150 more to purchase a male teen his own insurance than to add him to a parent's policy, a 52% increase. Always shop around to find the best and cheap policies for adding teens to a family's auto insurance.

Cheapest Car Insurance in North Las Vegas for Military Drivers

The following North Las Vegas insurers provide the most affordable military auto insurance (full coverage) to active duty, veterans and their families:

  • USAA: $1,005 per year
  • State Farm: $1,178 per year

If you only need minimum coverage insurance, USAA is the cheapest insurance carrier at $529 per year, followed by Capital Insurance Group at $604 per year.

Company
Annual Premium
Monthly Premium

Capital Insurance Group

$523

$44

USAA

$529

$44

USAA

$538

$45

Capital Insurance Group

$604

$50

State Farm

$615

$51

Nationwide

$645

$54

State Farm

$653

$54

Nationwide

$661

$55

USAA

$672

$56

GEICO

$694

$58

GEICO

$698

$58

Mercury

$706

$59

Progressive

$722

$60

Progressive

$741

$62

GEICO

$767

$64

Mercury

$770

$64

State Farm

$796

$66

Progressive

$834

$69

Travelers

$905

$75

Nationwide

$928

$77

Mercury

$944

$79

Travelers

$962

$80

USAA

$995

$83

Farmers

$997

$83

USAA

$1,005

$84

Capital Insurance Group

$1,030

$86

Country Financial

$1,034

$86

Travelers

$1,037

$86

Capital Insurance Group

$1,039

$87

Farmers

$1,058

$88

Country Financial

$1,063

$89

State Farm

$1,097

$91

Allstate

$1,145

$95

Allstate

$1,161

$97

American Family

$1,165

$97

Nationwide

$1,168

$97

State Farm

$1,178

$98

American Family

$1,182

$99

Farmers

$1,215

$101

CSAA

$1,228

$102

Capital Insurance Group

$1,243

$104

Nationwide

$1,270

$106

Mercury

$1,271

$106

American Family

$1,279

$107

USAA

$1,295

$108

Allstate

$1,310

$109

GEICO

$1,374

$115

Mercury

$1,376

$115

GEICO

$1,380

$115

State Farm

$1,481

$123

CSAA

$1,483

$124

Kemper

$1,486

$124

Country Financial

$1,488

$124

Farmers

$1,559

$130

Progressive

$1,564

$130

Farmers

$1,572

$131

Progressive

$1,576

$131

American Family

$1,579

$132

GEICO

$1,591

$133

Kemper

$1,653

$138

Travelers

$1,666

$139

Nationwide

$1,672

$139

American Family

$1,691

$141

Travelers

$1,692

$141

CSAA

$1,731

$144

Mercury

$1,748

$146

Nevada General Insurance

$1,757

$146

Country Financial

$1,810

$151

Allstate

$1,843

$154

American Family

$1,887

$157

Progressive

$1,887

$157

Farmers

$1,888

$157

Country Financial

$1,911

$159

Allstate

$1,933

$161

Travelers

$1,958

$163

Nevada General Insurance

$2,006

$167

Nevada General Insurance

$2,033

$169

Capital Insurance Group

$2,053

$171

Allstate

$2,083

$174

Kemper

$2,227

$186

Nevada General Insurance

$2,418

$201

Dairyland

$2,445

$204

Dairyland

$2,576

$215

CSAA

$2,650

$221

Country Financial

$2,655

$221

Nevada General Insurance

$2,737

$228

Dairyland

$2,934

$245

Nevada General Insurance

$3,034

$253

CSAA

$3,171

$264

Kemper

$3,510

$293

CSAA

$3,676

$306

Kemper

$4,007

$334

Kemper

$4,362

$363

Dairyland

$4,705

$392

Dairyland

$5,155

$430

Dairyland

$5,901

$492

How to Compare Cheap North Las Vegas Car Insurance Quotes Online

Getting auto insurance quotes online can take 15 minutes or longer per company because you typically need to provide a great deal of personal information. With MoneyGeek’s car insurance calculator, you can obtain quotes quickly by just inputting your age, driving profile, type of vehicle and desired coverage level.

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USAA

Best Car Insurance in North Las Vegas: Summary

The best insurance for you will depend on your affordability and customer service preferences. The top insurer in North Las Vegas for several categories is Capital Insurance Group.

  • Best overall: Capital Insurance Group (MoneyGeek score 82 out of 100)
  • Best for service: Capital Insurance Group (MoneyGeek score 68 out of 100)
  • Best cheap: Capital Insurance Group (MoneyGeek score 83 out of 100)

A company’s MoneyGeek score can differ depending on how we weigh factors for each category. USAA is a great option for military members (MoneyGeek score of 85).

Best Overall Car Insurance in North Las Vegas

MoneyGeek examined service quality, claims management and other aspects to determine the top companies in North Las Vegas, as follows:

  • Capital Insurance Group: MoneyGeek score 82 out of 100 ($1,243 per year)
  • American Family: MoneyGeek score 76 out of 100 ($1,691 per year)

Capital Insurance Group has the highest customer satisfaction rating and high claims and affordability scores. With a MoneyGeek rating of 85 and an average yearly premium of $1,005, USAA is the best option for service members.

How was this MoneyGeek score calculated?

Capital Insurance Group

pros

High affordability and customer satisfaction ratings

Above-average claims rating

Offers full glass coverage, custom parts coverage and roadside assistance

cons

Low coverage score

Does not offer rental car reimbursement, accident forgiveness, gap insurance, new car replacement, better car replacement

COMPANY HIGHLIGHTS

Capital Insurance Group offers the second most affordable insurance in North Las Vegas and is the best in customer satisfaction and claims ratings. However, its coverage offerings could be more robust.

The company does offer custom parts coverage, meaning it will pay for name-brand parts if your car needs repairs after a covered incident. Capital Insurance Group also provides full glass coverage, which pays for any glass damage to your car caused by a covered accident and includes come-to-you glass repair services.

Capital Insurance Group also offers the Emergency Roadside Protection add-on with 24/7 service. This coverage is useful if you are stranded on the road as a result of a mechanical breakdown, flat tire, dead battery, locking yourself out or running out of gas.

Best Car Insurance in North Las Vegas for Customer Service

The following companies provide the best customer service in North Las Vegas, regardless of cost:

  • Capital Insurance Group: MoneyGeek score 68 out of 100 ($1,243 per year)
  • Country Financial: MoneyGeek score 65 out of 100 ($1,911 per year)

Capital Insurance Group excelled in claims administration and is renowned for its outstanding customer service. Its full coverage insurance is reasonably priced compared to its rivals.

How was this MoneyGeek score calculated?

Capital Insurance Group

pros

High affordability and customer satisfaction scores

Above-average claims rating

Offers full glass coverage, roadside assistance and custom parts coverage

cons

Low coverage score

Does not offer rental car reimbursement, accident forgiveness, gap insurance, new car replacement, better car replacement

COMPANY HIGHLIGHTS

Capital Insurance Group received the best customer service ratings among the 15 insurance companies we compared in North Las Vegas. It also has the highest claims ratings and is the second-most reasonably priced insurer in the city.

The company’s custom parts coverage, which may be helpful to most policyholders, will pay for the use of name-brand parts to repair your vehicle after a covered incident. In addition, Capital Insurance Group offers complete glass coverage, which will pay for any glass damage caused by a covered incident.

The company also offers 24/7 Emergency Roadside Protection to assist policyholders who become stranded on the road.

Best Cheap Car Insurance in North Las Vegas

After considering affordability and service quality, MoneyGeek found that the following insurers in North Las Vegas offer the best minimum coverage insurance:

  • Capital Insurance Group: MoneyGeek score 83 out of 100 ($604 per year)
  • State Farm: MoneyGeek score 77 out of 100 ($653 per year)

Minimum coverage insurance may be appealing due to its low cost, but it provides limited liability protection and does not cover damages to your car.

How was this MoneyGeek score calculated?

Capital Insurance Group

pros

Affordable minimum coverage insurance costing $604 per year

Highest customer satisfaction and claims ratings

Offers good student discount

cons

Does not offer most common discounts like bundling, multiple car, safe driving or airbags

Low coverage score

COMPANY HIGHLIGHTS

With its best affordability, claims handling and customer satisfaction scores, Capital Insurance Group outperforms all its competitors as the best cheap insurance provider in North Las Vegas. MoneyGeek used customer satisfaction data from J.D. Power, the National Association of Insurance Commissioners (NAIC) customer complaint index and Quadrant’s affordability data. Capital Insurance Group is a great choice for anyone who appreciates affordability and excellent customer service.

The good student discount is the only insurance discount Capital Insurance Group offers. It is available to students with a cumulative grade point average of "B" or higher. The discount is limited to 20%. Student drivers who hold policies with Capital Insurance Group, especially teens on a family policy, take advantage of this discount.

Average Cost of Car Insurance in North Las Vegas

The average annual cost of full coverage car insurance in North Las Vegas is $2,056. This is $791 higher than the $1,265 national car insurance average and $311 more than the $1,745 Nevada car insurance average. These rates are for a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident. Location is one of many factors insurers consider when setting rates.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.