Insurance premiums for a Mazda CX-5 average $177 monthly for full coverage and $91 for minimum coverage. Depending on your particular trim and model year, costs can range from $69 to $261 monthly.
Mazda CX-5 Insurance Cost
Key Takeaways
GEICO offers the most affordable rates on average for Mazda CX-5 owners, though full coverage insurance costs vary widely by model year and insurer. You'll pay around $177 monthly on average. Read more
The CX-5 ranks 97th out of 256 SUVs for insurance affordability, placing it in the middle tier among SUVs. However, SUVs cost more to insure due to higher repair costs and theft risk. Read more
Your specific model year makes a big difference in insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific CX-5 model years, depending on the age of the drivers
How Much Is Mazda CX-5 Insurance?
| Mazda Cx-5 | $91 | $177 |
Your Mazda CX-5's age directly impacts what you'll pay for insurance each month. Newer models cost more to insure due to their higher fair market value, with premiums ranging from $70 for older CX-5s up to $251 for the latest models.
Insurance costs for a Mazda CX-5 depend on model year and company. Full coverage goes from $130 monthly with GEICO to $343 with AIG, while minimum coverage spans $60 with GEICO to $158 with UAIC.
Mazda CX-5 owners should shop between insurers since minimum coverage varies by over $98 and full coverage by over $213. Each company calculates risk differently for the CX-5, affecting your final quote.
| AAA | $111 | $230 |
| AIG | $138 | $343 |
| Allstate | $112 | $216 |
| Amica | $116 | $237 |
| Chubb | $126 | $249 |
| Farmers | $139 | $244 |
| Geico | $60 | $130 |
| Kemper | $109 | $223 |
| Nationwide | $96 | $167 |
| Progressive | $84 | $156 |
| State Farm | $91 | $189 |
| The Hartford | $112 | $191 |
| Travelers | $77 | $142 |
| UAIC | $158 | $197 |
Is Mazda CX-5 Expensive to Insure?
MoneyGeek's analysis of 256 SUVs shows the Mazda CX-5 ranking 97th for insurance affordability, meaning 159 models cost more to insure. It's positioned between two Hyundai models, costing a few dollars more per month than the Ioniq 5 but slightly less than the Ioniq Hybrid. This middle-tier placement among SUVs reflects reasonable insurance costs for the category.
While it's middle-of-the-pack for SUVs, the CX-5's 391st ranking out of 827 total vehicles puts it in the top half for affordability overall. SUVs generally carry higher insurance costs, but the CX-5 performs well compared to extremes like the budget-friendly Isuzu Amigo and the premium Audi SQ8 e-tron.
| Toyota Highlander | $133 | 94 |
| Subaru Solterra | $133 | 95 |
| Volvo XC60 | $133 | 95 |
| Kia Sportage | $133 | 95 |
| Hyundai Ioniq 5 | $133 | 96 |
| Mazda CX-5 | $134 | 97 |
| Hyundai Ioniq Hybrid | $135 | 98 |
| Hyundai Venue | $135 | 99 |
| Honda CR-V | $135 | 100 |
| Toyota RAV4 | $135 | 100 |
Several factors affect what you'll pay for Mazda CX-5 insurance:
- Average Repair or Replacement Costs: Ranking as Mazda's 9th most affordable model to maintain out of 17, the CX-5's repair costs average just $705 annually, keeping your insurance premiums more manageable.
- Vehicle Trim, Features and Accessories: The CX-5's horsepower ranges from 187 to 250, depending on your trim choice. Higher-performance variants with increased horsepower capabilities result in higher insurance premiums due to greater risk exposure.
- Driver Profile: Most CX-5 drivers fall between 30 and 45 years old, with a median age of around 38, earning lower rates due to responsible driving patterns. However, the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Mazda CX-5s for young drivers.
Mazda CX-5 Costs by Model Year and Driver Age by Insurance Company
Full coverage on a 2025 Mazda CX-5 averages $186 monthly for a 40-year-old driver. Insurance costs for 2016-2018 CX-5 models show unusual patterns that may reflect specific market conditions for those model years.
Teen and young adult drivers will face much higher premiums regardless of which model year they're insuring.
GEICO offers the lowest rates across all model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Mazda CX-5
| Geico | $64 | $139 |
| Progressive | $80 | $150 |
| Travelers | $80 | $148 |
| National General | $85 | $173 |
| Nationwide | $88 | $152 |
| State Farm | $93 | $194 |
| Allstate | $118 | $227 |
| Kemper | $118 | $246 |
| AAA | $121 | $251 |
| The Hartford | $124 | $211 |
| Amica | $129 | $265 |
| Chubb | $138 | $274 |
| AIG | $147 | $365 |
| Farmers | $154 | $272 |
| UAIC | $166 | $208 |
2025 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $689 | $630 | $580 | $492 | $416 | $270 | $250 | $234 | $221 | $198 |
| State Farm | $732 | $644 | $570 | $492 | $434 | $369 | $335 | $299 | $274 | $241 |
| Geico | $782 | $571 | $479 | $348 | $300 | $242 | $223 | $185 | $175 | $159 |
| Travelers | $900 | $644 | $508 | $391 | $345 | $253 | $231 | $213 | $197 | $170 |
| Progressive | $1,082 | $873 | $724 | $404 | $353 | $285 | $254 | $227 | $209 | $179 |
| Allstate | $1,083 | $848 | $684 | $505 | $452 | $352 | $320 | $302 | $285 | $252 |
| Farmers | $1,696 | $1,257 | $1,119 | $698 | $658 | $501 | $446 | $427 | $406 | $341 |
Cost of Car Insurance for 2024 Mazda CX-5
| Geico | $64 | $138 |
| Progressive | $80 | $149 |
| Travelers | $80 | $147 |
| National General | $84 | $173 |
| Nationwide | $87 | $151 |
| State Farm | $93 | $194 |
| Allstate | $117 | $226 |
| Kemper | $118 | $245 |
| AAA | $120 | $250 |
| The Hartford | $123 | $210 |
| Amica | $129 | $263 |
| Chubb | $137 | $273 |
| AIG | $146 | $363 |
| Farmers | $154 | $271 |
| UAIC | $165 | $207 |
2024 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $686 | $627 | $577 | $490 | $414 | $269 | $249 | $232 | $220 | $197 |
| State Farm | $728 | $641 | $567 | $490 | $432 | $367 | $334 | $298 | $273 | $240 |
| Geico | $778 | $568 | $477 | $346 | $298 | $241 | $222 | $184 | $174 | $158 |
| Travelers | $896 | $641 | $506 | $389 | $343 | $252 | $230 | $212 | $196 | $170 |
| Progressive | $1,077 | $869 | $721 | $402 | $351 | $284 | $253 | $226 | $208 | $179 |
| Allstate | $1,078 | $844 | $681 | $503 | $450 | $351 | $318 | $300 | $283 | $251 |
| Farmers | $1,688 | $1,252 | $1,113 | $694 | $655 | $499 | $444 | $425 | $404 | $339 |
Cost of Car Insurance for 2023 Mazda CX-5
| Geico | $51 | $111 |
| Progressive | $64 | $119 |
| Travelers | $64 | $118 |
| National General | $68 | $138 |
| Nationwide | $70 | $121 |
| State Farm | $74 | $155 |
| Allstate | $94 | $181 |
| Kemper | $94 | $196 |
| AAA | $97 | $200 |
| The Hartford | $99 | $169 |
| Amica | $103 | $211 |
| Chubb | $110 | $219 |
| AIG | $117 | $291 |
| Farmers | $123 | $217 |
| UAIC | $132 | $166 |
2023 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $550 | $503 | $462 | $392 | $332 | $215 | $200 | $186 | $176 | $158 |
| State Farm | $584 | $514 | $454 | $392 | $346 | $294 | $267 | $239 | $218 | $192 |
| Geico | $624 | $456 | $382 | $277 | $239 | $193 | $178 | $147 | $139 | $127 |
| Travelers | $718 | $514 | $405 | $312 | $275 | $202 | $184 | $170 | $157 | $136 |
| Progressive | $863 | $697 | $578 | $322 | $282 | $227 | $203 | $181 | $166 | $143 |
| Allstate | $864 | $677 | $545 | $403 | $361 | $281 | $255 | $241 | $227 | $201 |
| Farmers | $1,353 | $1,003 | $892 | $557 | $525 | $400 | $356 | $341 | $324 | $272 |
Cost of Car Insurance for 2022 Mazda CX-5
| Geico | $50 | $109 |
| Travelers | $65 | $120 |
| National General | $66 | $136 |
| Progressive | $75 | $141 |
| State Farm | $81 | $170 |
| Nationwide | $82 | $142 |
| AAA | $95 | $198 |
| The Hartford | $95 | $163 |
| Allstate | $98 | $189 |
| Amica | $102 | $209 |
| Kemper | $103 | $213 |
| Chubb | $114 | $226 |
| Farmers | $120 | $211 |
| AIG | $120 | $300 |
| UAIC | $132 | $165 |
2022 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $613 | $448 | $376 | $273 | $235 | $190 | $175 | $145 | $137 | $125 |
| State Farm | $639 | $562 | $497 | $430 | $379 | $322 | $293 | $261 | $239 | $210 |
| Nationwide | $647 | $592 | $545 | $462 | $391 | $253 | $235 | $219 | $207 | $185 |
| Travelers | $732 | $523 | $413 | $317 | $280 | $205 | $187 | $173 | $159 | $138 |
| Allstate | $910 | $712 | $572 | $422 | $378 | $294 | $267 | $252 | $237 | $210 |
| Progressive | $1,022 | $825 | $685 | $381 | $333 | $268 | $239 | $213 | $196 | $169 |
| Farmers | $1,308 | $969 | $863 | $539 | $509 | $387 | $345 | $330 | $314 | $264 |
Cost of Car Insurance for 2021 Mazda CX-5
| Geico | $44 | $96 |
| Travelers | $57 | $105 |
| National General | $58 | $120 |
| Progressive | $66 | $123 |
| State Farm | $71 | $149 |
| Nationwide | $72 | $125 |
| AAA | $84 | $174 |
| The Hartford | $84 | $143 |
| Allstate | $86 | $166 |
| Amica | $90 | $184 |
| Kemper | $91 | $187 |
| Chubb | $100 | $199 |
| Farmers | $105 | $185 |
| AIG | $105 | $264 |
| UAIC | $116 | $145 |
2021 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $539 | $393 | $330 | $240 | $207 | $167 | $154 | $127 | $120 | $109 |
| State Farm | $562 | $494 | $437 | $377 | $333 | $283 | $257 | $230 | $210 | $185 |
| Nationwide | $568 | $520 | $479 | $406 | $343 | $223 | $206 | $192 | $182 | $163 |
| Travelers | $643 | $460 | $363 | $279 | $246 | $180 | $164 | $152 | $140 | $121 |
| Allstate | $799 | $625 | $503 | $370 | $332 | $258 | $235 | $221 | $209 | $185 |
| Progressive | $898 | $725 | $602 | $335 | $292 | $236 | $210 | $187 | $172 | $148 |
| Farmers | $1,149 | $851 | $758 | $473 | $447 | $340 | $303 | $290 | $276 | $232 |
Cost of Car Insurance for 2020 Mazda CX-5
| Geico | $59 | $128 |
| National General | $81 | $167 |
| Travelers | $82 | $151 |
| Progressive | $91 | $170 |
| State Farm | $96 | $200 |
| Kemper | $112 | $226 |
| Nationwide | $113 | $195 |
| Allstate | $114 | $220 |
| AAA | $118 | $245 |
| The Hartford | $119 | $202 |
| Amica | $127 | $259 |
| Chubb | $140 | $277 |
| Farmers | $146 | $257 |
| AIG | $150 | $375 |
| UAIC | $164 | $205 |
2020 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $719 | $524 | $440 | $319 | $275 | $222 | $204 | $170 | $160 | $146 |
| State Farm | $754 | $663 | $586 | $506 | $447 | $380 | $345 | $308 | $281 | $248 |
| Nationwide | $884 | $810 | $746 | $633 | $535 | $347 | $322 | $300 | $283 | $254 |
| Travelers | $916 | $656 | $517 | $398 | $351 | $258 | $236 | $217 | $201 | $174 |
| Allstate | $1,056 | $827 | $665 | $490 | $439 | $342 | $311 | $293 | $276 | $245 |
| Progressive | $1,244 | $1,002 | $831 | $462 | $403 | $326 | $290 | $259 | $238 | $204 |
| Farmers | $1,592 | $1,181 | $1,052 | $656 | $620 | $471 | $420 | $402 | $382 | $321 |
Cost of Car Insurance for 2019 Mazda CX-5
| Geico | $54 | $117 |
| National General | $74 | $153 |
| Travelers | $75 | $138 |
| Progressive | $84 | $156 |
| State Farm | $88 | $183 |
| Kemper | $102 | $207 |
| Nationwide | $103 | $178 |
| Allstate | $104 | $201 |
| AAA | $108 | $224 |
| The Hartford | $109 | $185 |
| Amica | $116 | $237 |
| Chubb | $128 | $253 |
| Farmers | $133 | $235 |
| AIG | $137 | $343 |
| UAIC | $150 | $187 |
2019 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $658 | $480 | $402 | $291 | $252 | $203 | $187 | $155 | $147 | $133 |
| State Farm | $689 | $606 | $536 | $463 | $409 | $347 | $315 | $282 | $257 | $227 |
| Nationwide | $809 | $741 | $682 | $579 | $489 | $317 | $294 | $274 | $259 | $232 |
| Travelers | $838 | $600 | $473 | $364 | $321 | $236 | $216 | $199 | $184 | $159 |
| Allstate | $966 | $756 | $609 | $448 | $401 | $313 | $284 | $268 | $253 | $224 |
| Progressive | $1,138 | $917 | $760 | $423 | $369 | $298 | $265 | $237 | $218 | $187 |
| Farmers | $1,457 | $1,081 | $962 | $600 | $567 | $431 | $384 | $367 | $349 | $294 |
Cost of Car Insurance for 2018 Mazda CX-5
| Geico | $88 | $189 |
| National General | $96 | $197 |
| Travelers | $112 | $205 |
| Progressive | $125 | $232 |
| State Farm | $135 | $279 |
| Kemper | $144 | $290 |
| Amica | $149 | $304 |
| AAA | $149 | $308 |
| The Hartford | $150 | $255 |
| Allstate | $157 | $302 |
| Nationwide | $160 | $276 |
| Chubb | $167 | $328 |
| Farmers | $185 | $326 |
| AIG | $191 | $472 |
| UAIC | $227 | $282 |
2018 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,049 | $923 | $817 | $705 | $623 | $529 | $481 | $429 | $392 | $345 |
| Geico | $1,066 | $776 | $651 | $472 | $407 | $328 | $303 | $251 | $237 | $216 |
| Travelers | $1,236 | $886 | $698 | $537 | $473 | $349 | $319 | $294 | $271 | $236 |
| Nationwide | $1,255 | $1,150 | $1,059 | $898 | $758 | $491 | $455 | $425 | $401 | $359 |
| Allstate | $1,453 | $1,139 | $914 | $671 | $601 | $470 | $426 | $402 | $379 | $335 |
| Progressive | $1,697 | $1,366 | $1,131 | $630 | $549 | $444 | $396 | $353 | $325 | $279 |
| Farmers | $2,013 | $1,495 | $1,332 | $833 | $786 | $598 | $533 | $510 | $485 | $407 |
Cost of Car Insurance for 2017 Mazda CX-5
| Geico | $86 | $185 |
| National General | $94 | $193 |
| Travelers | $110 | $201 |
| Progressive | $122 | $228 |
| State Farm | $132 | $274 |
| Kemper | $141 | $284 |
| Amica | $146 | $298 |
| AAA | $146 | $302 |
| The Hartford | $147 | $250 |
| Allstate | $154 | $296 |
| Nationwide | $157 | $270 |
| Chubb | $164 | $322 |
| Farmers | $182 | $320 |
| AIG | $187 | $463 |
| UAIC | $223 | $276 |
2017 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,029 | $906 | $801 | $692 | $611 | $519 | $472 | $421 | $385 | $339 |
| Geico | $1,045 | $761 | $639 | $463 | $400 | $322 | $297 | $246 | $233 | $212 |
| Travelers | $1,212 | $869 | $684 | $527 | $464 | $343 | $313 | $288 | $266 | $231 |
| Nationwide | $1,231 | $1,128 | $1,038 | $881 | $744 | $482 | $447 | $416 | $393 | $352 |
| Allstate | $1,425 | $1,118 | $897 | $658 | $590 | $461 | $418 | $395 | $372 | $329 |
| Progressive | $1,664 | $1,339 | $1,110 | $618 | $539 | $436 | $388 | $346 | $319 | $273 |
| Farmers | $1,975 | $1,466 | $1,306 | $817 | $771 | $586 | $522 | $500 | $475 | $400 |
Cost of Car Insurance for 2016 Mazda CX-5
| Geico | $70 | $151 |
| National General | $77 | $157 |
| Travelers | $89 | $164 |
| Progressive | $100 | $186 |
| State Farm | $108 | $223 |
| Kemper | $115 | $231 |
| Amica | $119 | $242 |
| AAA | $119 | $246 |
| The Hartford | $119 | $204 |
| Allstate | $125 | $241 |
| Nationwide | $128 | $220 |
| Chubb | $133 | $262 |
| Farmers | $148 | $260 |
| AIG | $152 | $377 |
| UAIC | $181 | $225 |
2016 Mazda CX-5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $838 | $737 | $652 | $563 | $497 | $423 | $384 | $343 | $313 | $276 |
| Geico | $851 | $619 | $520 | $376 | $325 | $262 | $242 | $200 | $189 | $173 |
| Travelers | $987 | $707 | $557 | $429 | $377 | $279 | $254 | $235 | $217 | $188 |
| Nationwide | $1,002 | $918 | $845 | $717 | $605 | $392 | $364 | $339 | $320 | $287 |
| Allstate | $1,160 | $910 | $730 | $536 | $480 | $375 | $340 | $321 | $302 | $268 |
| Progressive | $1,354 | $1,090 | $903 | $503 | $439 | $355 | $316 | $282 | $259 | $222 |
| Farmers | $1,607 | $1,193 | $1,063 | $665 | $628 | $477 | $425 | $407 | $387 | $325 |
Mazda CX-5 Insurance Cost by Trim
Performance features and market value make your Mazda CX-5's trim level a major factor in insurance costs. Monthly premiums range from $69 for minimum coverage on basic 2.5 S Sport Utility 4d models to $261 for full coverage on high-performance Grand Select Sport Utility 4d variants.
| 2.5 S Sport Utility 4d | $69 | $135 |
| 2.5 S Select Sport Utility 4d | $71 | $138 |
| Carbon Edition Sport Utility 4d | $72 | $139 |
| Carbon Edition Turbo Sport Utility 4d | $76 | $147 |
| 2.5 S Preferred Sport Utility 4d | $76 | $148 |
| 2.5 S Carbon Edition Sport Utility 4d | $77 | $150 |
| 2.5 S Premium Sport Utility 4d | $79 | $154 |
| 2.5 S | $80 | $156 |
| 2.5 S Premium Plus Sport Utility 4d | $81 | $158 |
| 2.5 S Select | $82 | $159 |
| 2.5 Turbo Sport Utility 4d | $83 | $161 |
| 2.5 Turbo Signature Sport Utility 4d | $86 | $167 |
| 2.5 S Preferred | $86 | $168 |
| Grand Touring Reserve Sport Utility 4d | $88 | $171 |
| Sport Suv 4d | $89 | $172 |
| 2.5 S Carbon Edition | $90 | $175 |
| Signature Sport Utility 4d | $93 | $180 |
| 2.5 S Premium | $93 | $181 |
| Touring Sport Utility 4d | $96 | $186 |
| Signature Diesel Sport Utility 4d | $98 | $189 |
| 2.5 S Premium Plus | $100 | $194 |
| 2.5 Carbon Turbo | $102 | $199 |
| Grand Touring Sport Utility 4d | $104 | $201 |
| 2.5 Turbo Premium | $104 | $203 |
| 2.5 Turbo Signature | $112 | $219 |
| Grand Select Sport Utility 4d | $135 | $261 |
Mazda CX-5 Insurance Cost by State
Car insurance for a Mazda CX-5 costs anywhere from $34 monthly in Wyoming to $181 in Louisiana for minimum coverage, depending on where you're located. These dramatic differences reflect your state's risk factors and insurance regulations rather than anything specific to the vehicle model itself.
| Alabama | $77 | $146 |
| Alaska | $63 | $135 |
| Arizona | $110 | $206 |
| Arkansas | $76 | $170 |
| California | $88 | $178 |
| Colorado | $92 | $220 |
| Connecticut | $126 | $217 |
| Delaware | $128 | $215 |
| Florida | $116 | $269 |
| Georgia | $136 | $224 |
| Hawaii | $48 | $108 |
| Idaho | $50 | $102 |
| Illinois | $83 | $155 |
| Indiana | $61 | $119 |
| Iowa | $52 | $126 |
| Kansas | $67 | $158 |
| Kentucky | $115 | $195 |
| Louisiana | $181 | $383 |
| Maine | $48 | $101 |
| Maryland | $138 | $233 |
| Massachusetts | $93 | $197 |
| Michigan | $143 | $274 |
| Minnesota | $76 | $157 |
| Mississippi | $79 | $158 |
| Missouri | $112 | $224 |
| Montana | $67 | $159 |
| Nebraska | $68 | $156 |
| Nevada | $166 | $299 |
| New Hampshire | $65 | $116 |
| New Jersey | $151 | $250 |
| New Mexico | $75 | $170 |
| New York | $113 | $204 |
| North Carolina | $78 | $152 |
| North Dakota | $56 | $122 |
| Ohio | $69 | $134 |
| Oklahoma | $85 | $189 |
| Oregon | $109 | $191 |
| Pennsylvania | $79 | $186 |
| Rhode Island | $112 | $201 |
| South Carolina | $95 | $177 |
| South Dakota | $50 | $151 |
| Tennessee | $71 | $145 |
| Texas | $114 | $233 |
| Utah | $101 | $173 |
| Vermont | $42 | $100 |
| Virginia | $86 | $140 |
| Washington | $83 | $154 |
| West Virginia | $79 | $161 |
| Wisconsin | $59 | $131 |
| Wyoming | $34 | $107 |
How to Lower the Cost of Mazda CX-5 Insurance
We've compiled proven strategies that'll help you find affordable Mazda CX-5 insurance rates:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Mazda CX-5. If you own your vehicle, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for compact SUVs. This benchmark assists with shopping for the cheapest car insurance companies with competitive rates. Understanding typical pricing helps you spot good deals when comparing quotes from different insurers in your area.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need to file a claim.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Mazda CX-5 owners qualify for safety features discounts, good driver discounts, multi-vehicle savings and bundling discounts. These reductions can lower your annual premium costs while maintaining the same coverage levels for your compact SUV.
- 5Consider alternative car insurance types
Mazda CX-5 owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise that track safe driving habits and deliver premium reductions. These telematics programs monitor your driving behavior and reward careful drivers with lower rates based on actual performance rather than demographics.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Mazda CX-5 insurance. Regular shopping ensures you're getting the best available rates as your driving record and circumstances change over time.
Mazda CX-5 Insurance Cost: Bottom Line
Mazda CX-5 insurance runs about average in cost, though you'll find decent rates with some effort. Compare quotes from multiple insurers and claim available discounts to secure competitive pricing for your vehicle.
Mazda CX-5 Insurance Rates: FAQ
Insurance for a Mazda CX-5 costs $1,095 annually for state minimum coverage and $2,124 yearly for full coverage. These rates represent solid value compared to national averages for SUV insurance.
GEICO provides the most affordable auto insurance for Mazda CX-5 owners at $723 annually for minimum coverage. Drivers seeking full coverage will also find GEICO offers the best rates at $1,565 per year.
No, Mazda CX-5 insurance is not expensive compared to most vehicles. Among SUVs specifically, this model ranks 97th out of 256 for affordability, placing it in the more budget-friendly half of its category.
Various factors influence Mazda CX-5 insurance premiums beyond the vehicle itself. Your driving record and credit score impact rates, along with your chosen coverage levels. The CX-5's safety features and moderate repair costs help keep premiums reasonable compared to other SUVs.
Compare quotes from multiple insurers since Mazda CX-5 pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home or renters insurance, and maintain a clean driving record to secure better rates.
How We Determined Mazda CX-5 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Mazda CX-5 insurance costs.
Who We Based These Rates On
These Mazda CX-5 prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident expert in insurance and economics. He has spent nearly a decade covering the insurance market at LendingTree and MoneyGeek. There, he has analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.